9630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9630万円の住宅ローン｜期間・年数別
9630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥190,269 | ¥114,161,361 | ¥17,861,361 |
| 50 | 0.80% | ¥194,787 | ¥116,872,261 | ¥20,572,261 |
| 50 | 0.90% | ¥199,371 | ¥119,622,609 | ¥23,322,609 |
| 50 | 1.00% | ¥204,020 | ¥122,412,234 | ¥26,112,234 |
| 50 | 1.10% | ¥208,735 | ¥125,240,946 | ¥28,940,946 |
| 50 | 1.20% | ¥213,514 | ¥128,108,537 | ¥31,808,537 |
| 50 | 1.30% | ¥218,358 | ¥131,014,781 | ¥34,714,781 |
| 50 | 1.40% | ¥223,266 | ¥133,959,434 | ¥37,659,434 |
| 50 | 1.50% | ¥228,237 | ¥136,942,236 | ¥40,642,236 |
| 50 | 1.60% | ¥233,272 | ¥139,962,909 | ¥43,662,909 |
| 50 | 1.70% | ¥238,369 | ¥143,021,161 | ¥46,721,161 |
| 50 | 1.80% | ¥243,528 | ¥146,116,683 | ¥49,816,683 |
| 50 | 1.90% | ¥248,749 | ¥149,249,151 | ¥52,949,151 |
| 50 | 2.00% | ¥254,030 | ¥152,418,225 | ¥56,118,225 |
| 50 | 2.10% | ¥259,373 | ¥155,623,555 | ¥59,323,555 |
| 50 | 2.20% | ¥264,775 | ¥158,864,773 | ¥62,564,773 |
| 50 | 2.30% | ¥270,236 | ¥162,141,501 | ¥65,841,501 |
| 50 | 2.40% | ¥275,756 | ¥165,453,347 | ¥69,153,347 |
| 50 | 2.50% | ¥281,333 | ¥168,799,908 | ¥72,499,908 |
| 50 | 2.60% | ¥286,968 | ¥172,180,771 | ¥75,880,771 |
| 50 | 2.70% | ¥292,659 | ¥175,595,510 | ¥79,295,510 |
| 50 | 2.80% | ¥298,406 | ¥179,043,692 | ¥82,743,692 |
| 50 | 2.90% | ¥304,208 | ¥182,524,872 | ¥86,224,872 |
| 50 | 3.00% | ¥310,064 | ¥186,038,598 | ¥89,738,598 |
9630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥207,945 | ¥112,290,071 | ¥15,990,071 |
| 45 | 0.80% | ¥212,414 | ¥114,703,553 | ¥18,403,553 |
| 45 | 0.90% | ¥216,943 | ¥117,149,085 | ¥20,849,085 |
| 45 | 1.00% | ¥221,531 | ¥119,626,554 | ¥23,326,554 |
| 45 | 1.10% | ¥226,177 | ¥122,135,833 | ¥25,835,833 |
| 45 | 1.20% | ¥230,883 | ¥124,676,785 | ¥28,376,785 |
| 45 | 1.30% | ¥235,647 | ¥127,249,259 | ¥30,949,259 |
| 45 | 1.40% | ¥240,469 | ¥129,853,094 | ¥33,553,094 |
| 45 | 1.50% | ¥245,348 | ¥132,488,115 | ¥36,188,115 |
| 45 | 1.60% | ¥250,285 | ¥135,154,139 | ¥38,854,139 |
| 45 | 1.70% | ¥255,280 | ¥137,850,970 | ¥41,550,970 |
| 45 | 1.80% | ¥260,330 | ¥140,578,400 | ¥44,278,400 |
| 45 | 1.90% | ¥265,437 | ¥143,336,214 | ¥47,036,214 |
| 45 | 2.00% | ¥270,600 | ¥146,124,184 | ¥49,824,184 |
| 45 | 2.10% | ¥275,819 | ¥148,942,074 | ¥52,642,074 |
| 45 | 2.20% | ¥281,092 | ¥151,789,636 | ¥55,489,636 |
| 45 | 2.30% | ¥286,420 | ¥154,666,614 | ¥58,366,614 |
| 45 | 2.40% | ¥291,801 | ¥157,572,745 | ¥61,272,745 |
| 45 | 2.50% | ¥297,237 | ¥160,507,755 | ¥64,207,755 |
| 45 | 2.60% | ¥302,725 | ¥163,471,363 | ¥67,171,363 |
| 45 | 2.70% | ¥308,265 | ¥166,463,278 | ¥70,163,278 |
| 45 | 2.80% | ¥313,858 | ¥169,483,205 | ¥73,183,205 |
| 45 | 2.90% | ¥319,502 | ¥172,530,840 | ¥76,230,840 |
| 45 | 3.00% | ¥325,196 | ¥175,605,870 | ¥79,305,870 |
9630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥230,080 | ¥110,438,241 | ¥14,138,241 |
| 40 | 0.80% | ¥234,500 | ¥112,560,185 | ¥16,260,185 |
| 40 | 0.90% | ¥238,974 | ¥114,707,521 | ¥18,407,521 |
| 40 | 1.00% | ¥243,500 | ¥116,880,178 | ¥20,580,178 |
| 40 | 1.10% | ¥248,079 | ¥119,078,076 | ¥22,778,076 |
| 40 | 1.20% | ¥252,711 | ¥121,301,127 | ¥25,001,127 |
| 40 | 1.30% | ¥257,394 | ¥123,549,237 | ¥27,249,237 |
| 40 | 1.40% | ¥262,130 | ¥125,822,304 | ¥29,522,304 |
| 40 | 1.50% | ¥266,917 | ¥128,120,216 | ¥31,820,216 |
| 40 | 1.60% | ¥271,756 | ¥130,442,858 | ¥34,142,858 |
| 40 | 1.70% | ¥276,646 | ¥132,790,104 | ¥36,490,104 |
| 40 | 1.80% | ¥281,587 | ¥135,161,823 | ¥38,861,823 |
| 40 | 1.90% | ¥286,579 | ¥137,557,878 | ¥41,257,878 |
| 40 | 2.00% | ¥291,621 | ¥139,978,123 | ¥43,678,123 |
| 40 | 2.10% | ¥296,713 | ¥142,422,408 | ¥46,122,408 |
| 40 | 2.20% | ¥301,855 | ¥144,890,573 | ¥48,590,573 |
| 40 | 2.30% | ¥307,047 | ¥147,382,456 | ¥51,082,456 |
| 40 | 2.40% | ¥312,287 | ¥149,897,886 | ¥53,597,886 |
| 40 | 2.50% | ¥317,576 | ¥152,436,688 | ¥56,136,688 |
| 40 | 2.60% | ¥322,914 | ¥154,998,679 | ¥58,698,679 |
| 40 | 2.70% | ¥328,299 | ¥157,583,672 | ¥61,283,672 |
| 40 | 2.80% | ¥333,732 | ¥160,191,476 | ¥63,891,476 |
| 40 | 2.90% | ¥339,212 | ¥162,821,893 | ¥66,521,893 |
| 40 | 3.00% | ¥344,739 | ¥165,474,719 | ¥69,174,719 |
9630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥258,586 | ¥108,605,914 | ¥12,305,914 |
| 35 | 0.80% | ¥262,958 | ¥110,442,227 | ¥14,142,227 |
| 35 | 0.90% | ¥267,376 | ¥112,298,028 | ¥15,998,028 |
| 35 | 1.00% | ¥271,841 | ¥114,173,274 | ¥17,873,274 |
| 35 | 1.10% | ¥276,352 | ¥116,067,917 | ¥19,767,917 |
| 35 | 1.20% | ¥280,909 | ¥117,981,906 | ¥21,681,906 |
| 35 | 1.30% | ¥285,512 | ¥119,915,184 | ¥23,615,184 |
| 35 | 1.40% | ¥290,161 | ¥121,867,690 | ¥25,567,690 |
| 35 | 1.50% | ¥294,856 | ¥123,839,358 | ¥27,539,358 |
| 35 | 1.60% | ¥299,596 | ¥125,830,119 | ¥29,530,119 |
| 35 | 1.70% | ¥304,381 | ¥127,839,898 | ¥31,539,898 |
| 35 | 1.80% | ¥309,211 | ¥129,868,617 | ¥33,568,617 |
| 35 | 1.90% | ¥314,086 | ¥131,916,193 | ¥35,616,193 |
| 35 | 2.00% | ¥319,006 | ¥133,982,540 | ¥37,682,540 |
| 35 | 2.10% | ¥323,970 | ¥136,067,566 | ¥39,767,566 |
| 35 | 2.20% | ¥328,979 | ¥138,171,177 | ¥41,871,177 |
| 35 | 2.30% | ¥334,032 | ¥140,293,275 | ¥43,993,275 |
| 35 | 2.40% | ¥339,128 | ¥142,433,756 | ¥46,133,756 |
| 35 | 2.50% | ¥344,268 | ¥144,592,515 | ¥48,292,515 |
| 35 | 2.60% | ¥349,451 | ¥146,769,442 | ¥50,469,442 |
| 35 | 2.70% | ¥354,677 | ¥148,964,423 | ¥52,664,423 |
| 35 | 2.80% | ¥359,946 | ¥151,177,341 | ¥54,877,341 |
| 35 | 2.90% | ¥365,257 | ¥153,408,078 | ¥57,108,078 |
| 35 | 3.00% | ¥370,611 | ¥155,656,508 | ¥59,356,508 |
9630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥296,648 | ¥106,793,124 | ¥10,493,124 |
| 30 | 0.80% | ¥300,971 | ¥108,349,740 | ¥12,049,740 |
| 30 | 0.90% | ¥305,335 | ¥109,920,702 | ¥13,620,702 |
| 30 | 1.00% | ¥309,739 | ¥111,505,989 | ¥15,205,989 |
| 30 | 1.10% | ¥314,182 | ¥113,105,573 | ¥16,805,573 |
| 30 | 1.20% | ¥318,665 | ¥114,719,426 | ¥18,419,426 |
| 30 | 1.30% | ¥323,188 | ¥116,347,517 | ¥20,047,517 |
| 30 | 1.40% | ¥327,749 | ¥117,989,812 | ¥21,689,812 |
| 30 | 1.50% | ¥332,351 | ¥119,646,275 | ¥23,346,275 |
| 30 | 1.60% | ¥336,991 | ¥121,316,867 | ¥25,016,867 |
| 30 | 1.70% | ¥341,671 | ¥123,001,548 | ¥26,701,548 |
| 30 | 1.80% | ¥346,390 | ¥124,700,274 | ¥28,400,274 |
| 30 | 1.90% | ¥351,147 | ¥126,413,001 | ¥30,113,001 |
| 30 | 2.00% | ¥355,944 | ¥128,139,679 | ¥31,839,679 |
| 30 | 2.10% | ¥360,778 | ¥129,880,259 | ¥33,580,259 |
| 30 | 2.20% | ¥365,652 | ¥131,634,688 | ¥35,334,688 |
| 30 | 2.30% | ¥370,564 | ¥133,402,911 | ¥37,102,911 |
| 30 | 2.40% | ¥375,514 | ¥135,184,873 | ¥38,884,873 |
| 30 | 2.50% | ¥380,501 | ¥136,980,513 | ¥40,680,513 |
| 30 | 2.60% | ¥385,527 | ¥138,789,771 | ¥42,489,771 |
| 30 | 2.70% | ¥390,591 | ¥140,612,584 | ¥44,312,584 |
| 30 | 2.80% | ¥395,691 | ¥142,448,886 | ¥46,148,886 |
| 30 | 2.90% | ¥400,829 | ¥144,298,610 | ¥47,998,610 |
| 30 | 3.00% | ¥406,005 | ¥146,161,686 | ¥49,861,686 |
9630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥350,000 | ¥104,999,903 | ¥8,699,903 |
| 25 | 0.80% | ¥354,276 | ¥106,282,776 | ¥9,982,776 |
| 25 | 0.90% | ¥358,585 | ¥107,575,629 | ¥11,275,629 |
| 25 | 1.00% | ¥362,928 | ¥108,878,452 | ¥12,578,452 |
| 25 | 1.10% | ¥367,304 | ¥110,191,231 | ¥13,891,231 |
| 25 | 1.20% | ¥371,713 | ¥111,513,952 | ¥15,213,952 |
| 25 | 1.30% | ¥376,155 | ¥112,846,599 | ¥16,546,599 |
| 25 | 1.40% | ¥380,631 | ¥114,189,156 | ¥17,889,156 |
| 25 | 1.50% | ¥385,139 | ¥115,541,605 | ¥19,241,605 |
| 25 | 1.60% | ¥389,680 | ¥116,903,926 | ¥20,603,926 |
| 25 | 1.70% | ¥394,254 | ¥118,276,100 | ¥21,976,100 |
| 25 | 1.80% | ¥398,860 | ¥119,658,106 | ¥23,358,106 |
| 25 | 1.90% | ¥403,500 | ¥121,049,920 | ¥24,749,920 |
| 25 | 2.00% | ¥408,172 | ¥122,451,518 | ¥26,151,518 |
| 25 | 2.10% | ¥412,876 | ¥123,862,877 | ¥27,562,877 |
| 25 | 2.20% | ¥417,613 | ¥125,283,970 | ¥28,983,970 |
| 25 | 2.30% | ¥422,383 | ¥126,714,769 | ¥30,414,769 |
| 25 | 2.40% | ¥427,184 | ¥128,155,247 | ¥31,855,247 |
| 25 | 2.50% | ¥432,018 | ¥129,605,374 | ¥33,305,374 |
| 25 | 2.60% | ¥436,884 | ¥131,065,121 | ¥34,765,121 |
| 25 | 2.70% | ¥441,782 | ¥132,534,454 | ¥36,234,454 |
| 25 | 2.80% | ¥446,711 | ¥134,013,343 | ¥37,713,343 |
| 25 | 2.90% | ¥451,673 | ¥135,501,752 | ¥39,201,752 |
| 25 | 3.00% | ¥456,665 | ¥136,999,649 | ¥40,699,649 |
9630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥430,109 | ¥103,226,278 | ¥6,926,278 |
| 20 | 0.80% | ¥434,339 | ¥104,241,380 | ¥7,941,380 |
| 20 | 0.90% | ¥438,595 | ¥105,262,880 | ¥8,962,880 |
| 20 | 1.00% | ¥442,878 | ¥106,290,772 | ¥9,990,772 |
| 20 | 1.10% | ¥447,188 | ¥107,325,050 | ¥11,025,050 |
| 20 | 1.20% | ¥451,524 | ¥108,365,709 | ¥12,065,709 |
| 20 | 1.30% | ¥455,886 | ¥109,412,740 | ¥13,112,740 |
| 20 | 1.40% | ¥460,276 | ¥110,466,138 | ¥14,166,138 |
| 20 | 1.50% | ¥464,691 | ¥111,525,895 | ¥15,225,895 |
| 20 | 1.60% | ¥469,133 | ¥112,592,002 | ¥16,292,002 |
| 20 | 1.70% | ¥473,602 | ¥113,664,451 | ¥17,364,451 |
| 20 | 1.80% | ¥478,097 | ¥114,743,233 | ¥18,443,233 |
| 20 | 1.90% | ¥482,618 | ¥115,828,338 | ¥19,528,338 |
| 20 | 2.00% | ¥487,166 | ¥116,919,756 | ¥20,619,756 |
| 20 | 2.10% | ¥491,739 | ¥118,017,477 | ¥21,717,477 |
| 20 | 2.20% | ¥496,340 | ¥119,121,489 | ¥22,821,489 |
| 20 | 2.30% | ¥500,966 | ¥120,231,781 | ¥23,931,781 |
| 20 | 2.40% | ¥505,618 | ¥121,348,341 | ¥25,048,341 |
| 20 | 2.50% | ¥510,296 | ¥122,471,157 | ¥26,171,157 |
| 20 | 2.60% | ¥515,001 | ¥123,600,215 | ¥27,300,215 |
| 20 | 2.70% | ¥519,731 | ¥124,735,502 | ¥28,435,502 |
| 20 | 2.80% | ¥524,488 | ¥125,877,004 | ¥29,577,004 |
| 20 | 2.90% | ¥529,270 | ¥127,024,707 | ¥30,724,707 |
| 20 | 3.00% | ¥534,077 | ¥128,178,597 | ¥31,878,597 |
9630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥563,735 | ¥101,472,268 | ¥5,172,268 |
| 15 | 0.80% | ¥567,920 | ¥102,225,590 | ¥5,925,590 |
| 15 | 0.90% | ¥572,125 | ¥102,982,514 | ¥6,682,514 |
| 15 | 1.00% | ¥576,350 | ¥103,743,039 | ¥7,443,039 |
| 15 | 1.10% | ¥580,595 | ¥104,507,162 | ¥8,207,162 |
| 15 | 1.20% | ¥584,860 | ¥105,274,882 | ¥8,974,882 |
| 15 | 1.30% | ¥589,146 | ¥106,046,196 | ¥9,746,196 |
| 15 | 1.40% | ¥593,451 | ¥106,821,101 | ¥10,521,101 |
| 15 | 1.50% | ¥597,776 | ¥107,599,595 | ¥11,299,595 |
| 15 | 1.60% | ¥602,120 | ¥108,381,676 | ¥12,081,676 |
| 15 | 1.70% | ¥606,485 | ¥109,167,339 | ¥12,867,339 |
| 15 | 1.80% | ¥610,870 | ¥109,956,583 | ¥13,656,583 |
| 15 | 1.90% | ¥615,274 | ¥110,749,404 | ¥14,449,404 |
| 15 | 2.00% | ¥619,699 | ¥111,545,798 | ¥15,245,798 |
| 15 | 2.10% | ¥624,143 | ¥112,345,762 | ¥16,045,762 |
| 15 | 2.20% | ¥628,607 | ¥113,149,293 | ¥16,849,293 |
| 15 | 2.30% | ¥633,091 | ¥113,956,385 | ¥17,656,385 |
| 15 | 2.40% | ¥637,595 | ¥114,767,036 | ¥18,467,036 |
| 15 | 2.50% | ¥642,118 | ¥115,581,241 | ¥19,281,241 |
| 15 | 2.60% | ¥646,661 | ¥116,398,996 | ¥20,098,996 |
| 15 | 2.70% | ¥651,224 | ¥117,220,297 | ¥20,920,297 |
| 15 | 2.80% | ¥655,806 | ¥118,045,137 | ¥21,745,137 |
| 15 | 2.90% | ¥660,408 | ¥118,873,514 | ¥22,573,514 |
| 15 | 3.00% | ¥665,030 | ¥119,705,422 | ¥23,405,422 |
9630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥831,149 | ¥99,737,893 | ¥3,437,893 |
| 10 | 0.80% | ¥835,295 | ¥100,235,434 | ¥3,935,434 |
| 10 | 0.90% | ¥839,455 | ¥100,734,577 | ¥4,434,577 |
| 10 | 1.00% | ¥843,628 | ¥101,235,323 | ¥4,935,323 |
| 10 | 1.10% | ¥847,814 | ¥101,737,669 | ¥5,437,669 |
| 10 | 1.20% | ¥852,013 | ¥102,241,617 | ¥5,941,617 |
| 10 | 1.30% | ¥856,226 | ¥102,747,164 | ¥6,447,164 |
| 10 | 1.40% | ¥860,453 | ¥103,254,311 | ¥6,954,311 |
| 10 | 1.50% | ¥864,692 | ¥103,763,057 | ¥7,463,057 |
| 10 | 1.60% | ¥868,945 | ¥104,273,401 | ¥7,973,401 |
| 10 | 1.70% | ¥873,211 | ¥104,785,343 | ¥8,485,343 |
| 10 | 1.80% | ¥877,491 | ¥105,298,882 | ¥8,998,882 |
| 10 | 1.90% | ¥881,783 | ¥105,814,017 | ¥9,514,017 |
| 10 | 2.00% | ¥886,090 | ¥106,330,747 | ¥10,030,747 |
| 10 | 2.10% | ¥890,409 | ¥106,849,072 | ¥10,549,072 |
| 10 | 2.20% | ¥894,742 | ¥107,368,990 | ¥11,068,990 |
| 10 | 2.30% | ¥899,088 | ¥107,890,501 | ¥11,590,501 |
| 10 | 2.40% | ¥903,447 | ¥108,413,604 | ¥12,113,604 |
| 10 | 2.50% | ¥907,819 | ¥108,938,298 | ¥12,638,298 |
| 10 | 2.60% | ¥912,205 | ¥109,464,582 | ¥13,164,582 |
| 10 | 2.70% | ¥916,604 | ¥109,992,455 | ¥13,692,455 |
| 10 | 2.80% | ¥921,016 | ¥110,521,916 | ¥14,221,916 |
| 10 | 2.90% | ¥925,441 | ¥111,052,963 | ¥14,752,963 |
| 10 | 3.00% | ¥929,880 | ¥111,585,597 | ¥15,285,597 |
