9630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9630万円の住宅ローン|期間・年数別
9630万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥190,269 |
¥114,161,361 |
¥17,861,361 |
| 50 |
0.80% |
¥194,787 |
¥116,872,261 |
¥20,572,261 |
| 50 |
0.90% |
¥199,371 |
¥119,622,609 |
¥23,322,609 |
| 50 |
1.00% |
¥204,020 |
¥122,412,234 |
¥26,112,234 |
| 50 |
1.10% |
¥208,735 |
¥125,240,946 |
¥28,940,946 |
| 50 |
1.20% |
¥213,514 |
¥128,108,537 |
¥31,808,537 |
| 50 |
1.30% |
¥218,358 |
¥131,014,781 |
¥34,714,781 |
| 50 |
1.40% |
¥223,266 |
¥133,959,434 |
¥37,659,434 |
| 50 |
1.50% |
¥228,237 |
¥136,942,236 |
¥40,642,236 |
| 50 |
1.60% |
¥233,272 |
¥139,962,909 |
¥43,662,909 |
| 50 |
1.70% |
¥238,369 |
¥143,021,161 |
¥46,721,161 |
| 50 |
1.80% |
¥243,528 |
¥146,116,683 |
¥49,816,683 |
| 50 |
1.90% |
¥248,749 |
¥149,249,151 |
¥52,949,151 |
| 50 |
2.00% |
¥254,030 |
¥152,418,225 |
¥56,118,225 |
| 50 |
2.10% |
¥259,373 |
¥155,623,555 |
¥59,323,555 |
| 50 |
2.20% |
¥264,775 |
¥158,864,773 |
¥62,564,773 |
| 50 |
2.30% |
¥270,236 |
¥162,141,501 |
¥65,841,501 |
| 50 |
2.40% |
¥275,756 |
¥165,453,347 |
¥69,153,347 |
| 50 |
2.50% |
¥281,333 |
¥168,799,908 |
¥72,499,908 |
| 50 |
2.60% |
¥286,968 |
¥172,180,771 |
¥75,880,771 |
| 50 |
2.70% |
¥292,659 |
¥175,595,510 |
¥79,295,510 |
| 50 |
2.80% |
¥298,406 |
¥179,043,692 |
¥82,743,692 |
| 50 |
2.90% |
¥304,208 |
¥182,524,872 |
¥86,224,872 |
| 50 |
3.00% |
¥310,064 |
¥186,038,598 |
¥89,738,598 |
9630万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥207,945 |
¥112,290,071 |
¥15,990,071 |
| 45 |
0.80% |
¥212,414 |
¥114,703,553 |
¥18,403,553 |
| 45 |
0.90% |
¥216,943 |
¥117,149,085 |
¥20,849,085 |
| 45 |
1.00% |
¥221,531 |
¥119,626,554 |
¥23,326,554 |
| 45 |
1.10% |
¥226,177 |
¥122,135,833 |
¥25,835,833 |
| 45 |
1.20% |
¥230,883 |
¥124,676,785 |
¥28,376,785 |
| 45 |
1.30% |
¥235,647 |
¥127,249,259 |
¥30,949,259 |
| 45 |
1.40% |
¥240,469 |
¥129,853,094 |
¥33,553,094 |
| 45 |
1.50% |
¥245,348 |
¥132,488,115 |
¥36,188,115 |
| 45 |
1.60% |
¥250,285 |
¥135,154,139 |
¥38,854,139 |
| 45 |
1.70% |
¥255,280 |
¥137,850,970 |
¥41,550,970 |
| 45 |
1.80% |
¥260,330 |
¥140,578,400 |
¥44,278,400 |
| 45 |
1.90% |
¥265,437 |
¥143,336,214 |
¥47,036,214 |
| 45 |
2.00% |
¥270,600 |
¥146,124,184 |
¥49,824,184 |
| 45 |
2.10% |
¥275,819 |
¥148,942,074 |
¥52,642,074 |
| 45 |
2.20% |
¥281,092 |
¥151,789,636 |
¥55,489,636 |
| 45 |
2.30% |
¥286,420 |
¥154,666,614 |
¥58,366,614 |
| 45 |
2.40% |
¥291,801 |
¥157,572,745 |
¥61,272,745 |
| 45 |
2.50% |
¥297,237 |
¥160,507,755 |
¥64,207,755 |
| 45 |
2.60% |
¥302,725 |
¥163,471,363 |
¥67,171,363 |
| 45 |
2.70% |
¥308,265 |
¥166,463,278 |
¥70,163,278 |
| 45 |
2.80% |
¥313,858 |
¥169,483,205 |
¥73,183,205 |
| 45 |
2.90% |
¥319,502 |
¥172,530,840 |
¥76,230,840 |
| 45 |
3.00% |
¥325,196 |
¥175,605,870 |
¥79,305,870 |
9630万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥230,080 |
¥110,438,241 |
¥14,138,241 |
| 40 |
0.80% |
¥234,500 |
¥112,560,185 |
¥16,260,185 |
| 40 |
0.90% |
¥238,974 |
¥114,707,521 |
¥18,407,521 |
| 40 |
1.00% |
¥243,500 |
¥116,880,178 |
¥20,580,178 |
| 40 |
1.10% |
¥248,079 |
¥119,078,076 |
¥22,778,076 |
| 40 |
1.20% |
¥252,711 |
¥121,301,127 |
¥25,001,127 |
| 40 |
1.30% |
¥257,394 |
¥123,549,237 |
¥27,249,237 |
| 40 |
1.40% |
¥262,130 |
¥125,822,304 |
¥29,522,304 |
| 40 |
1.50% |
¥266,917 |
¥128,120,216 |
¥31,820,216 |
| 40 |
1.60% |
¥271,756 |
¥130,442,858 |
¥34,142,858 |
| 40 |
1.70% |
¥276,646 |
¥132,790,104 |
¥36,490,104 |
| 40 |
1.80% |
¥281,587 |
¥135,161,823 |
¥38,861,823 |
| 40 |
1.90% |
¥286,579 |
¥137,557,878 |
¥41,257,878 |
| 40 |
2.00% |
¥291,621 |
¥139,978,123 |
¥43,678,123 |
| 40 |
2.10% |
¥296,713 |
¥142,422,408 |
¥46,122,408 |
| 40 |
2.20% |
¥301,855 |
¥144,890,573 |
¥48,590,573 |
| 40 |
2.30% |
¥307,047 |
¥147,382,456 |
¥51,082,456 |
| 40 |
2.40% |
¥312,287 |
¥149,897,886 |
¥53,597,886 |
| 40 |
2.50% |
¥317,576 |
¥152,436,688 |
¥56,136,688 |
| 40 |
2.60% |
¥322,914 |
¥154,998,679 |
¥58,698,679 |
| 40 |
2.70% |
¥328,299 |
¥157,583,672 |
¥61,283,672 |
| 40 |
2.80% |
¥333,732 |
¥160,191,476 |
¥63,891,476 |
| 40 |
2.90% |
¥339,212 |
¥162,821,893 |
¥66,521,893 |
| 40 |
3.00% |
¥344,739 |
¥165,474,719 |
¥69,174,719 |
9630万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥258,586 |
¥108,605,914 |
¥12,305,914 |
| 35 |
0.80% |
¥262,958 |
¥110,442,227 |
¥14,142,227 |
| 35 |
0.90% |
¥267,376 |
¥112,298,028 |
¥15,998,028 |
| 35 |
1.00% |
¥271,841 |
¥114,173,274 |
¥17,873,274 |
| 35 |
1.10% |
¥276,352 |
¥116,067,917 |
¥19,767,917 |
| 35 |
1.20% |
¥280,909 |
¥117,981,906 |
¥21,681,906 |
| 35 |
1.30% |
¥285,512 |
¥119,915,184 |
¥23,615,184 |
| 35 |
1.40% |
¥290,161 |
¥121,867,690 |
¥25,567,690 |
| 35 |
1.50% |
¥294,856 |
¥123,839,358 |
¥27,539,358 |
| 35 |
1.60% |
¥299,596 |
¥125,830,119 |
¥29,530,119 |
| 35 |
1.70% |
¥304,381 |
¥127,839,898 |
¥31,539,898 |
| 35 |
1.80% |
¥309,211 |
¥129,868,617 |
¥33,568,617 |
| 35 |
1.90% |
¥314,086 |
¥131,916,193 |
¥35,616,193 |
| 35 |
2.00% |
¥319,006 |
¥133,982,540 |
¥37,682,540 |
| 35 |
2.10% |
¥323,970 |
¥136,067,566 |
¥39,767,566 |
| 35 |
2.20% |
¥328,979 |
¥138,171,177 |
¥41,871,177 |
| 35 |
2.30% |
¥334,032 |
¥140,293,275 |
¥43,993,275 |
| 35 |
2.40% |
¥339,128 |
¥142,433,756 |
¥46,133,756 |
| 35 |
2.50% |
¥344,268 |
¥144,592,515 |
¥48,292,515 |
| 35 |
2.60% |
¥349,451 |
¥146,769,442 |
¥50,469,442 |
| 35 |
2.70% |
¥354,677 |
¥148,964,423 |
¥52,664,423 |
| 35 |
2.80% |
¥359,946 |
¥151,177,341 |
¥54,877,341 |
| 35 |
2.90% |
¥365,257 |
¥153,408,078 |
¥57,108,078 |
| 35 |
3.00% |
¥370,611 |
¥155,656,508 |
¥59,356,508 |
9630万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥296,648 |
¥106,793,124 |
¥10,493,124 |
| 30 |
0.80% |
¥300,971 |
¥108,349,740 |
¥12,049,740 |
| 30 |
0.90% |
¥305,335 |
¥109,920,702 |
¥13,620,702 |
| 30 |
1.00% |
¥309,739 |
¥111,505,989 |
¥15,205,989 |
| 30 |
1.10% |
¥314,182 |
¥113,105,573 |
¥16,805,573 |
| 30 |
1.20% |
¥318,665 |
¥114,719,426 |
¥18,419,426 |
| 30 |
1.30% |
¥323,188 |
¥116,347,517 |
¥20,047,517 |
| 30 |
1.40% |
¥327,749 |
¥117,989,812 |
¥21,689,812 |
| 30 |
1.50% |
¥332,351 |
¥119,646,275 |
¥23,346,275 |
| 30 |
1.60% |
¥336,991 |
¥121,316,867 |
¥25,016,867 |
| 30 |
1.70% |
¥341,671 |
¥123,001,548 |
¥26,701,548 |
| 30 |
1.80% |
¥346,390 |
¥124,700,274 |
¥28,400,274 |
| 30 |
1.90% |
¥351,147 |
¥126,413,001 |
¥30,113,001 |
| 30 |
2.00% |
¥355,944 |
¥128,139,679 |
¥31,839,679 |
| 30 |
2.10% |
¥360,778 |
¥129,880,259 |
¥33,580,259 |
| 30 |
2.20% |
¥365,652 |
¥131,634,688 |
¥35,334,688 |
| 30 |
2.30% |
¥370,564 |
¥133,402,911 |
¥37,102,911 |
| 30 |
2.40% |
¥375,514 |
¥135,184,873 |
¥38,884,873 |
| 30 |
2.50% |
¥380,501 |
¥136,980,513 |
¥40,680,513 |
| 30 |
2.60% |
¥385,527 |
¥138,789,771 |
¥42,489,771 |
| 30 |
2.70% |
¥390,591 |
¥140,612,584 |
¥44,312,584 |
| 30 |
2.80% |
¥395,691 |
¥142,448,886 |
¥46,148,886 |
| 30 |
2.90% |
¥400,829 |
¥144,298,610 |
¥47,998,610 |
| 30 |
3.00% |
¥406,005 |
¥146,161,686 |
¥49,861,686 |
9630万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥350,000 |
¥104,999,903 |
¥8,699,903 |
| 25 |
0.80% |
¥354,276 |
¥106,282,776 |
¥9,982,776 |
| 25 |
0.90% |
¥358,585 |
¥107,575,629 |
¥11,275,629 |
| 25 |
1.00% |
¥362,928 |
¥108,878,452 |
¥12,578,452 |
| 25 |
1.10% |
¥367,304 |
¥110,191,231 |
¥13,891,231 |
| 25 |
1.20% |
¥371,713 |
¥111,513,952 |
¥15,213,952 |
| 25 |
1.30% |
¥376,155 |
¥112,846,599 |
¥16,546,599 |
| 25 |
1.40% |
¥380,631 |
¥114,189,156 |
¥17,889,156 |
| 25 |
1.50% |
¥385,139 |
¥115,541,605 |
¥19,241,605 |
| 25 |
1.60% |
¥389,680 |
¥116,903,926 |
¥20,603,926 |
| 25 |
1.70% |
¥394,254 |
¥118,276,100 |
¥21,976,100 |
| 25 |
1.80% |
¥398,860 |
¥119,658,106 |
¥23,358,106 |
| 25 |
1.90% |
¥403,500 |
¥121,049,920 |
¥24,749,920 |
| 25 |
2.00% |
¥408,172 |
¥122,451,518 |
¥26,151,518 |
| 25 |
2.10% |
¥412,876 |
¥123,862,877 |
¥27,562,877 |
| 25 |
2.20% |
¥417,613 |
¥125,283,970 |
¥28,983,970 |
| 25 |
2.30% |
¥422,383 |
¥126,714,769 |
¥30,414,769 |
| 25 |
2.40% |
¥427,184 |
¥128,155,247 |
¥31,855,247 |
| 25 |
2.50% |
¥432,018 |
¥129,605,374 |
¥33,305,374 |
| 25 |
2.60% |
¥436,884 |
¥131,065,121 |
¥34,765,121 |
| 25 |
2.70% |
¥441,782 |
¥132,534,454 |
¥36,234,454 |
| 25 |
2.80% |
¥446,711 |
¥134,013,343 |
¥37,713,343 |
| 25 |
2.90% |
¥451,673 |
¥135,501,752 |
¥39,201,752 |
| 25 |
3.00% |
¥456,665 |
¥136,999,649 |
¥40,699,649 |
9630万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥430,109 |
¥103,226,278 |
¥6,926,278 |
| 20 |
0.80% |
¥434,339 |
¥104,241,380 |
¥7,941,380 |
| 20 |
0.90% |
¥438,595 |
¥105,262,880 |
¥8,962,880 |
| 20 |
1.00% |
¥442,878 |
¥106,290,772 |
¥9,990,772 |
| 20 |
1.10% |
¥447,188 |
¥107,325,050 |
¥11,025,050 |
| 20 |
1.20% |
¥451,524 |
¥108,365,709 |
¥12,065,709 |
| 20 |
1.30% |
¥455,886 |
¥109,412,740 |
¥13,112,740 |
| 20 |
1.40% |
¥460,276 |
¥110,466,138 |
¥14,166,138 |
| 20 |
1.50% |
¥464,691 |
¥111,525,895 |
¥15,225,895 |
| 20 |
1.60% |
¥469,133 |
¥112,592,002 |
¥16,292,002 |
| 20 |
1.70% |
¥473,602 |
¥113,664,451 |
¥17,364,451 |
| 20 |
1.80% |
¥478,097 |
¥114,743,233 |
¥18,443,233 |
| 20 |
1.90% |
¥482,618 |
¥115,828,338 |
¥19,528,338 |
| 20 |
2.00% |
¥487,166 |
¥116,919,756 |
¥20,619,756 |
| 20 |
2.10% |
¥491,739 |
¥118,017,477 |
¥21,717,477 |
| 20 |
2.20% |
¥496,340 |
¥119,121,489 |
¥22,821,489 |
| 20 |
2.30% |
¥500,966 |
¥120,231,781 |
¥23,931,781 |
| 20 |
2.40% |
¥505,618 |
¥121,348,341 |
¥25,048,341 |
| 20 |
2.50% |
¥510,296 |
¥122,471,157 |
¥26,171,157 |
| 20 |
2.60% |
¥515,001 |
¥123,600,215 |
¥27,300,215 |
| 20 |
2.70% |
¥519,731 |
¥124,735,502 |
¥28,435,502 |
| 20 |
2.80% |
¥524,488 |
¥125,877,004 |
¥29,577,004 |
| 20 |
2.90% |
¥529,270 |
¥127,024,707 |
¥30,724,707 |
| 20 |
3.00% |
¥534,077 |
¥128,178,597 |
¥31,878,597 |
9630万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥563,735 |
¥101,472,268 |
¥5,172,268 |
| 15 |
0.80% |
¥567,920 |
¥102,225,590 |
¥5,925,590 |
| 15 |
0.90% |
¥572,125 |
¥102,982,514 |
¥6,682,514 |
| 15 |
1.00% |
¥576,350 |
¥103,743,039 |
¥7,443,039 |
| 15 |
1.10% |
¥580,595 |
¥104,507,162 |
¥8,207,162 |
| 15 |
1.20% |
¥584,860 |
¥105,274,882 |
¥8,974,882 |
| 15 |
1.30% |
¥589,146 |
¥106,046,196 |
¥9,746,196 |
| 15 |
1.40% |
¥593,451 |
¥106,821,101 |
¥10,521,101 |
| 15 |
1.50% |
¥597,776 |
¥107,599,595 |
¥11,299,595 |
| 15 |
1.60% |
¥602,120 |
¥108,381,676 |
¥12,081,676 |
| 15 |
1.70% |
¥606,485 |
¥109,167,339 |
¥12,867,339 |
| 15 |
1.80% |
¥610,870 |
¥109,956,583 |
¥13,656,583 |
| 15 |
1.90% |
¥615,274 |
¥110,749,404 |
¥14,449,404 |
| 15 |
2.00% |
¥619,699 |
¥111,545,798 |
¥15,245,798 |
| 15 |
2.10% |
¥624,143 |
¥112,345,762 |
¥16,045,762 |
| 15 |
2.20% |
¥628,607 |
¥113,149,293 |
¥16,849,293 |
| 15 |
2.30% |
¥633,091 |
¥113,956,385 |
¥17,656,385 |
| 15 |
2.40% |
¥637,595 |
¥114,767,036 |
¥18,467,036 |
| 15 |
2.50% |
¥642,118 |
¥115,581,241 |
¥19,281,241 |
| 15 |
2.60% |
¥646,661 |
¥116,398,996 |
¥20,098,996 |
| 15 |
2.70% |
¥651,224 |
¥117,220,297 |
¥20,920,297 |
| 15 |
2.80% |
¥655,806 |
¥118,045,137 |
¥21,745,137 |
| 15 |
2.90% |
¥660,408 |
¥118,873,514 |
¥22,573,514 |
| 15 |
3.00% |
¥665,030 |
¥119,705,422 |
¥23,405,422 |
9630万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥831,149 |
¥99,737,893 |
¥3,437,893 |
| 10 |
0.80% |
¥835,295 |
¥100,235,434 |
¥3,935,434 |
| 10 |
0.90% |
¥839,455 |
¥100,734,577 |
¥4,434,577 |
| 10 |
1.00% |
¥843,628 |
¥101,235,323 |
¥4,935,323 |
| 10 |
1.10% |
¥847,814 |
¥101,737,669 |
¥5,437,669 |
| 10 |
1.20% |
¥852,013 |
¥102,241,617 |
¥5,941,617 |
| 10 |
1.30% |
¥856,226 |
¥102,747,164 |
¥6,447,164 |
| 10 |
1.40% |
¥860,453 |
¥103,254,311 |
¥6,954,311 |
| 10 |
1.50% |
¥864,692 |
¥103,763,057 |
¥7,463,057 |
| 10 |
1.60% |
¥868,945 |
¥104,273,401 |
¥7,973,401 |
| 10 |
1.70% |
¥873,211 |
¥104,785,343 |
¥8,485,343 |
| 10 |
1.80% |
¥877,491 |
¥105,298,882 |
¥8,998,882 |
| 10 |
1.90% |
¥881,783 |
¥105,814,017 |
¥9,514,017 |
| 10 |
2.00% |
¥886,090 |
¥106,330,747 |
¥10,030,747 |
| 10 |
2.10% |
¥890,409 |
¥106,849,072 |
¥10,549,072 |
| 10 |
2.20% |
¥894,742 |
¥107,368,990 |
¥11,068,990 |
| 10 |
2.30% |
¥899,088 |
¥107,890,501 |
¥11,590,501 |
| 10 |
2.40% |
¥903,447 |
¥108,413,604 |
¥12,113,604 |
| 10 |
2.50% |
¥907,819 |
¥108,938,298 |
¥12,638,298 |
| 10 |
2.60% |
¥912,205 |
¥109,464,582 |
¥13,164,582 |
| 10 |
2.70% |
¥916,604 |
¥109,992,455 |
¥13,692,455 |
| 10 |
2.80% |
¥921,016 |
¥110,521,916 |
¥14,221,916 |
| 10 |
2.90% |
¥925,441 |
¥111,052,963 |
¥14,752,963 |
| 10 |
3.00% |
¥929,880 |
¥111,585,597 |
¥15,285,597 |