9640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9640万円の住宅ローン｜期間・年数別
9640万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥190,467 | ¥114,279,909 | ¥17,879,909 |
| 50 | 0.80% | ¥194,989 | ¥116,993,624 | ¥20,593,624 |
| 50 | 0.90% | ¥199,578 | ¥119,746,828 | ¥23,346,828 |
| 50 | 1.00% | ¥204,232 | ¥122,539,350 | ¥26,139,350 |
| 50 | 1.10% | ¥208,952 | ¥125,370,999 | ¥28,970,999 |
| 50 | 1.20% | ¥213,736 | ¥128,241,568 | ¥31,841,568 |
| 50 | 1.30% | ¥218,585 | ¥131,150,829 | ¥34,750,829 |
| 50 | 1.40% | ¥223,498 | ¥134,098,540 | ¥37,698,540 |
| 50 | 1.50% | ¥228,474 | ¥137,084,439 | ¥40,684,439 |
| 50 | 1.60% | ¥233,514 | ¥140,108,250 | ¥43,708,250 |
| 50 | 1.70% | ¥238,616 | ¥143,169,677 | ¥46,769,677 |
| 50 | 1.80% | ¥243,781 | ¥146,268,414 | ¥49,868,414 |
| 50 | 1.90% | ¥249,007 | ¥149,404,134 | ¥53,004,134 |
| 50 | 2.00% | ¥254,294 | ¥152,576,500 | ¥56,176,500 |
| 50 | 2.10% | ¥259,642 | ¥155,785,158 | ¥59,385,158 |
| 50 | 2.20% | ¥265,050 | ¥159,029,742 | ¥62,629,742 |
| 50 | 2.30% | ¥270,516 | ¥162,309,872 | ¥65,909,872 |
| 50 | 2.40% | ¥276,042 | ¥165,625,157 | ¥69,225,157 |
| 50 | 2.50% | ¥281,625 | ¥168,975,194 | ¥72,575,194 |
| 50 | 2.60% | ¥287,266 | ¥172,359,567 | ¥75,959,567 |
| 50 | 2.70% | ¥292,963 | ¥175,777,853 | ¥79,377,853 |
| 50 | 2.80% | ¥298,716 | ¥179,229,615 | ¥82,829,615 |
| 50 | 2.90% | ¥304,524 | ¥182,714,410 | ¥86,314,410 |
| 50 | 3.00% | ¥310,386 | ¥186,231,785 | ¥89,831,785 |
9640万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥208,161 | ¥112,406,675 | ¥16,006,675 |
| 45 | 0.80% | ¥212,635 | ¥114,822,663 | ¥18,422,663 |
| 45 | 0.90% | ¥217,168 | ¥117,270,735 | ¥20,870,735 |
| 45 | 1.00% | ¥221,761 | ¥119,750,777 | ¥23,350,777 |
| 45 | 1.10% | ¥226,412 | ¥122,262,662 | ¥25,862,662 |
| 45 | 1.20% | ¥231,123 | ¥124,806,252 | ¥28,406,252 |
| 45 | 1.30% | ¥235,891 | ¥127,381,398 | ¥30,981,398 |
| 45 | 1.40% | ¥240,718 | ¥129,987,936 | ¥33,587,936 |
| 45 | 1.50% | ¥245,603 | ¥132,625,694 | ¥36,225,694 |
| 45 | 1.60% | ¥250,545 | ¥135,294,486 | ¥38,894,486 |
| 45 | 1.70% | ¥255,545 | ¥137,994,117 | ¥41,594,117 |
| 45 | 1.80% | ¥260,601 | ¥140,724,380 | ¥44,324,380 |
| 45 | 1.90% | ¥265,713 | ¥143,485,058 | ¥47,085,058 |
| 45 | 2.00% | ¥270,881 | ¥146,275,923 | ¥49,875,923 |
| 45 | 2.10% | ¥276,105 | ¥149,096,738 | ¥52,696,738 |
| 45 | 2.20% | ¥281,384 | ¥151,947,257 | ¥55,547,257 |
| 45 | 2.30% | ¥286,717 | ¥154,827,224 | ¥58,427,224 |
| 45 | 2.40% | ¥292,104 | ¥157,736,372 | ¥61,336,372 |
| 45 | 2.50% | ¥297,545 | ¥160,674,430 | ¥64,274,430 |
| 45 | 2.60% | ¥303,039 | ¥163,641,115 | ¥67,241,115 |
| 45 | 2.70% | ¥308,585 | ¥166,636,137 | ¥70,236,137 |
| 45 | 2.80% | ¥314,184 | ¥169,659,200 | ¥73,259,200 |
| 45 | 2.90% | ¥319,833 | ¥172,709,999 | ¥76,309,999 |
| 45 | 3.00% | ¥325,534 | ¥175,788,223 | ¥79,388,223 |
9640万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥230,319 | ¥110,552,923 | ¥14,152,923 |
| 40 | 0.80% | ¥234,744 | ¥112,677,070 | ¥16,277,070 |
| 40 | 0.90% | ¥239,222 | ¥114,826,636 | ¥18,426,636 |
| 40 | 1.00% | ¥243,753 | ¥117,001,549 | ¥20,601,549 |
| 40 | 1.10% | ¥248,337 | ¥119,201,729 | ¥22,801,729 |
| 40 | 1.20% | ¥252,973 | ¥121,427,089 | ¥25,027,089 |
| 40 | 1.30% | ¥257,662 | ¥123,677,534 | ¥27,277,534 |
| 40 | 1.40% | ¥262,402 | ¥125,952,960 | ¥29,552,960 |
| 40 | 1.50% | ¥267,194 | ¥128,253,259 | ¥31,853,259 |
| 40 | 1.60% | ¥272,038 | ¥130,578,312 | ¥34,178,312 |
| 40 | 1.70% | ¥276,933 | ¥132,927,996 | ¥36,527,996 |
| 40 | 1.80% | ¥281,880 | ¥135,302,178 | ¥38,902,178 |
| 40 | 1.90% | ¥286,877 | ¥137,700,721 | ¥41,300,721 |
| 40 | 2.00% | ¥291,924 | ¥140,123,480 | ¥43,723,480 |
| 40 | 2.10% | ¥297,021 | ¥142,570,302 | ¥46,170,302 |
| 40 | 2.20% | ¥302,169 | ¥145,041,031 | ¥48,641,031 |
| 40 | 2.30% | ¥307,366 | ¥147,535,501 | ¥51,135,501 |
| 40 | 2.40% | ¥312,612 | ¥150,053,544 | ¥53,653,544 |
| 40 | 2.50% | ¥317,906 | ¥152,594,981 | ¥56,194,981 |
| 40 | 2.60% | ¥323,249 | ¥155,159,633 | ¥58,759,633 |
| 40 | 2.70% | ¥328,640 | ¥157,747,311 | ¥61,347,311 |
| 40 | 2.80% | ¥334,079 | ¥160,357,823 | ¥63,957,823 |
| 40 | 2.90% | ¥339,565 | ¥162,990,970 | ¥66,590,970 |
| 40 | 3.00% | ¥345,097 | ¥165,646,552 | ¥69,246,552 |
9640万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥258,854 | ¥108,718,693 | ¥12,318,693 |
| 35 | 0.80% | ¥263,231 | ¥110,556,913 | ¥14,156,913 |
| 35 | 0.90% | ¥267,654 | ¥112,414,641 | ¥16,014,641 |
| 35 | 1.00% | ¥272,123 | ¥114,291,834 | ¥17,891,834 |
| 35 | 1.10% | ¥276,639 | ¥116,188,445 | ¥19,788,445 |
| 35 | 1.20% | ¥281,201 | ¥118,104,421 | ¥21,704,421 |
| 35 | 1.30% | ¥285,809 | ¥120,039,707 | ¥23,639,707 |
| 35 | 1.40% | ¥290,462 | ¥121,994,240 | ¥25,594,240 |
| 35 | 1.50% | ¥295,162 | ¥123,967,956 | ¥27,567,956 |
| 35 | 1.60% | ¥299,907 | ¥125,960,784 | ¥29,560,784 |
| 35 | 1.70% | ¥304,697 | ¥127,972,650 | ¥31,572,650 |
| 35 | 1.80% | ¥309,532 | ¥130,003,476 | ¥33,603,476 |
| 35 | 1.90% | ¥314,412 | ¥132,053,178 | ¥35,653,178 |
| 35 | 2.00% | ¥319,337 | ¥134,121,670 | ¥37,721,670 |
| 35 | 2.10% | ¥324,307 | ¥136,208,862 | ¥39,808,862 |
| 35 | 2.20% | ¥329,321 | ¥138,314,657 | ¥41,914,657 |
| 35 | 2.30% | ¥334,378 | ¥140,438,958 | ¥44,038,958 |
| 35 | 2.40% | ¥339,480 | ¥142,581,662 | ¥46,181,662 |
| 35 | 2.50% | ¥344,625 | ¥144,742,663 | ¥48,342,663 |
| 35 | 2.60% | ¥349,814 | ¥146,921,850 | ¥50,521,850 |
| 35 | 2.70% | ¥355,046 | ¥149,119,111 | ¥52,719,111 |
| 35 | 2.80% | ¥360,320 | ¥151,334,327 | ¥54,934,327 |
| 35 | 2.90% | ¥365,637 | ¥153,567,380 | ¥57,167,380 |
| 35 | 3.00% | ¥370,996 | ¥155,818,145 | ¥59,418,145 |
9640万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥296,956 | ¥106,904,021 | ¥10,504,021 |
| 30 | 0.80% | ¥301,284 | ¥108,462,252 | ¥12,062,252 |
| 30 | 0.90% | ¥305,652 | ¥110,034,846 | ¥13,634,846 |
| 30 | 1.00% | ¥310,060 | ¥111,621,779 | ¥15,221,779 |
| 30 | 1.10% | ¥314,508 | ¥113,223,024 | ¥16,823,024 |
| 30 | 1.20% | ¥318,996 | ¥114,838,553 | ¥18,438,553 |
| 30 | 1.30% | ¥323,523 | ¥116,468,335 | ¥20,068,335 |
| 30 | 1.40% | ¥328,090 | ¥118,112,335 | ¥21,712,335 |
| 30 | 1.50% | ¥332,696 | ¥119,770,518 | ¥23,370,518 |
| 30 | 1.60% | ¥337,341 | ¥121,442,845 | ¥25,042,845 |
| 30 | 1.70% | ¥342,026 | ¥123,129,275 | ¥26,729,275 |
| 30 | 1.80% | ¥346,749 | ¥124,829,766 | ¥28,429,766 |
| 30 | 1.90% | ¥351,512 | ¥126,544,271 | ¥30,144,271 |
| 30 | 2.00% | ¥356,313 | ¥128,272,742 | ¥31,872,742 |
| 30 | 2.10% | ¥361,153 | ¥130,015,129 | ¥33,615,129 |
| 30 | 2.20% | ¥366,032 | ¥131,771,380 | ¥35,371,380 |
| 30 | 2.30% | ¥370,948 | ¥133,541,440 | ¥37,141,440 |
| 30 | 2.40% | ¥375,903 | ¥135,325,252 | ¥38,925,252 |
| 30 | 2.50% | ¥380,897 | ¥137,122,757 | ¥40,722,757 |
| 30 | 2.60% | ¥385,927 | ¥138,933,893 | ¥42,533,893 |
| 30 | 2.70% | ¥390,996 | ¥140,758,599 | ¥44,358,599 |
| 30 | 2.80% | ¥396,102 | ¥142,596,808 | ¥46,196,808 |
| 30 | 2.90% | ¥401,246 | ¥144,448,452 | ¥48,048,452 |
| 30 | 3.00% | ¥406,426 | ¥146,313,464 | ¥49,913,464 |
9640万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥350,363 | ¥105,108,938 | ¥8,708,938 |
| 25 | 0.80% | ¥354,644 | ¥106,393,142 | ¥9,993,142 |
| 25 | 0.90% | ¥358,958 | ¥107,687,338 | ¥11,287,338 |
| 25 | 1.00% | ¥363,305 | ¥108,991,514 | ¥12,591,514 |
| 25 | 1.10% | ¥367,686 | ¥110,305,656 | ¥13,905,656 |
| 25 | 1.20% | ¥372,099 | ¥111,629,750 | ¥15,229,750 |
| 25 | 1.30% | ¥376,546 | ¥112,963,781 | ¥16,563,781 |
| 25 | 1.40% | ¥381,026 | ¥114,307,732 | ¥17,907,732 |
| 25 | 1.50% | ¥385,539 | ¥115,661,586 | ¥19,261,586 |
| 25 | 1.60% | ¥390,084 | ¥117,025,322 | ¥20,625,322 |
| 25 | 1.70% | ¥394,663 | ¥118,398,921 | ¥21,998,921 |
| 25 | 1.80% | ¥399,275 | ¥119,782,361 | ¥23,382,361 |
| 25 | 1.90% | ¥403,919 | ¥121,175,621 | ¥24,775,621 |
| 25 | 2.00% | ¥408,596 | ¥122,578,675 | ¥26,178,675 |
| 25 | 2.10% | ¥413,305 | ¥123,991,499 | ¥27,591,499 |
| 25 | 2.20% | ¥418,047 | ¥125,414,067 | ¥29,014,067 |
| 25 | 2.30% | ¥422,821 | ¥126,846,353 | ¥30,446,353 |
| 25 | 2.40% | ¥427,628 | ¥128,288,326 | ¥31,888,326 |
| 25 | 2.50% | ¥432,467 | ¥129,739,959 | ¥33,339,959 |
| 25 | 2.60% | ¥437,337 | ¥131,201,221 | ¥34,801,221 |
| 25 | 2.70% | ¥442,240 | ¥132,672,081 | ¥36,272,081 |
| 25 | 2.80% | ¥447,175 | ¥134,152,505 | ¥37,752,505 |
| 25 | 2.90% | ¥452,142 | ¥135,642,460 | ¥39,242,460 |
| 25 | 3.00% | ¥457,140 | ¥137,141,912 | ¥40,741,912 |
9640万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥430,556 | ¥103,333,470 | ¥6,933,470 |
| 20 | 0.80% | ¥434,790 | ¥104,349,627 | ¥7,949,627 |
| 20 | 0.90% | ¥439,051 | ¥105,372,188 | ¥8,972,188 |
| 20 | 1.00% | ¥443,338 | ¥106,401,147 | ¥10,001,147 |
| 20 | 1.10% | ¥447,652 | ¥107,436,499 | ¥11,036,499 |
| 20 | 1.20% | ¥451,993 | ¥108,478,238 | ¥12,078,238 |
| 20 | 1.30% | ¥456,360 | ¥109,526,357 | ¥13,126,357 |
| 20 | 1.40% | ¥460,754 | ¥110,580,849 | ¥14,180,849 |
| 20 | 1.50% | ¥465,174 | ¥111,641,706 | ¥15,241,706 |
| 20 | 1.60% | ¥469,621 | ¥112,708,920 | ¥16,308,920 |
| 20 | 1.70% | ¥474,094 | ¥113,782,483 | ¥17,382,483 |
| 20 | 1.80% | ¥478,593 | ¥114,862,385 | ¥18,462,385 |
| 20 | 1.90% | ¥483,119 | ¥115,948,617 | ¥19,548,617 |
| 20 | 2.00% | ¥487,672 | ¥117,041,168 | ¥20,641,168 |
| 20 | 2.10% | ¥492,250 | ¥118,140,029 | ¥21,740,029 |
| 20 | 2.20% | ¥496,855 | ¥119,245,188 | ¥22,845,188 |
| 20 | 2.30% | ¥501,486 | ¥120,356,633 | ¥23,956,633 |
| 20 | 2.40% | ¥506,143 | ¥121,474,352 | ¥25,074,352 |
| 20 | 2.50% | ¥510,826 | ¥122,598,333 | ¥26,198,333 |
| 20 | 2.60% | ¥515,536 | ¥123,728,564 | ¥27,328,564 |
| 20 | 2.70% | ¥520,271 | ¥124,865,030 | ¥28,465,030 |
| 20 | 2.80% | ¥525,032 | ¥126,007,717 | ¥29,607,717 |
| 20 | 2.90% | ¥529,819 | ¥127,156,613 | ¥30,756,613 |
| 20 | 3.00% | ¥534,632 | ¥128,311,700 | ¥31,911,700 |
9640万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥564,320 | ¥101,577,639 | ¥5,177,639 |
| 15 | 0.80% | ¥568,510 | ¥102,331,743 | ¥5,931,743 |
| 15 | 0.90% | ¥572,719 | ¥103,089,454 | ¥6,689,454 |
| 15 | 1.00% | ¥576,949 | ¥103,850,768 | ¥7,450,768 |
| 15 | 1.10% | ¥581,198 | ¥104,615,685 | ¥8,215,685 |
| 15 | 1.20% | ¥585,468 | ¥105,384,202 | ¥8,984,202 |
| 15 | 1.30% | ¥589,757 | ¥106,156,316 | ¥9,756,316 |
| 15 | 1.40% | ¥594,067 | ¥106,932,026 | ¥10,532,026 |
| 15 | 1.50% | ¥598,396 | ¥107,711,329 | ¥11,311,329 |
| 15 | 1.60% | ¥602,746 | ¥108,494,221 | ¥12,094,221 |
| 15 | 1.70% | ¥607,115 | ¥109,280,701 | ¥12,880,701 |
| 15 | 1.80% | ¥611,504 | ¥110,070,764 | ¥13,670,764 |
| 15 | 1.90% | ¥615,913 | ¥110,864,408 | ¥14,464,408 |
| 15 | 2.00% | ¥620,342 | ¥111,661,630 | ¥15,261,630 |
| 15 | 2.10% | ¥624,791 | ¥112,462,425 | ¥16,062,425 |
| 15 | 2.20% | ¥629,260 | ¥113,266,789 | ¥16,866,789 |
| 15 | 2.30% | ¥633,748 | ¥114,074,720 | ¥17,674,720 |
| 15 | 2.40% | ¥638,257 | ¥114,886,213 | ¥18,486,213 |
| 15 | 2.50% | ¥642,785 | ¥115,701,264 | ¥19,301,264 |
| 15 | 2.60% | ¥647,333 | ¥116,519,868 | ¥20,119,868 |
| 15 | 2.70% | ¥651,900 | ¥117,342,021 | ¥20,942,021 |
| 15 | 2.80% | ¥656,487 | ¥118,167,718 | ¥21,767,718 |
| 15 | 2.90% | ¥661,094 | ¥118,996,955 | ¥22,596,955 |
| 15 | 3.00% | ¥665,721 | ¥119,829,726 | ¥23,429,726 |
9640万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥832,012 | ¥99,841,463 | ¥3,441,463 |
| 10 | 0.80% | ¥836,163 | ¥100,339,520 | ¥3,939,520 |
| 10 | 0.90% | ¥840,327 | ¥100,839,182 | ¥4,439,182 |
| 10 | 1.00% | ¥844,504 | ¥101,340,448 | ¥4,940,448 |
| 10 | 1.10% | ¥848,694 | ¥101,843,316 | ¥5,443,316 |
| 10 | 1.20% | ¥852,898 | ¥102,347,786 | ¥5,947,786 |
| 10 | 1.30% | ¥857,115 | ¥102,853,859 | ¥6,453,859 |
| 10 | 1.40% | ¥861,346 | ¥103,361,533 | ¥6,961,533 |
| 10 | 1.50% | ¥865,590 | ¥103,870,807 | ¥7,470,807 |
| 10 | 1.60% | ¥869,847 | ¥104,381,681 | ¥7,981,681 |
| 10 | 1.70% | ¥874,118 | ¥104,894,155 | ¥8,494,155 |
| 10 | 1.80% | ¥878,402 | ¥105,408,227 | ¥9,008,227 |
| 10 | 1.90% | ¥882,699 | ¥105,923,897 | ¥9,523,897 |
| 10 | 2.00% | ¥887,010 | ¥106,441,163 | ¥10,041,163 |
| 10 | 2.10% | ¥891,334 | ¥106,960,026 | ¥10,560,026 |
| 10 | 2.20% | ¥895,671 | ¥107,480,485 | ¥11,080,485 |
| 10 | 2.30% | ¥900,021 | ¥108,002,537 | ¥11,602,537 |
| 10 | 2.40% | ¥904,385 | ¥108,526,184 | ¥12,126,184 |
| 10 | 2.50% | ¥908,762 | ¥109,051,422 | ¥12,651,422 |
| 10 | 2.60% | ¥913,152 | ¥109,578,253 | ¥13,178,253 |
| 10 | 2.70% | ¥917,556 | ¥110,106,674 | ¥13,706,674 |
| 10 | 2.80% | ¥921,972 | ¥110,636,684 | ¥14,236,684 |
| 10 | 2.90% | ¥926,402 | ¥111,168,283 | ¥14,768,283 |
| 10 | 3.00% | ¥930,846 | ¥111,701,469 | ¥15,301,469 |
