9680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9680万円の住宅ローン｜期間・年数別
9680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥191,257 | ¥114,754,099 | ¥17,954,099 |
| 50 | 0.80% | ¥195,798 | ¥117,479,074 | ¥20,679,074 |
| 50 | 0.90% | ¥200,406 | ¥120,243,703 | ¥23,443,703 |
| 50 | 1.00% | ¥205,080 | ¥123,047,812 | ¥26,247,812 |
| 50 | 1.10% | ¥209,819 | ¥125,891,211 | ¥29,091,211 |
| 50 | 1.20% | ¥214,623 | ¥128,773,691 | ¥31,973,691 |
| 50 | 1.30% | ¥219,492 | ¥131,695,024 | ¥34,895,024 |
| 50 | 1.40% | ¥224,425 | ¥134,654,966 | ¥37,854,966 |
| 50 | 1.50% | ¥229,422 | ¥137,653,254 | ¥40,853,254 |
| 50 | 1.60% | ¥234,483 | ¥140,689,612 | ¥43,889,612 |
| 50 | 1.70% | ¥239,606 | ¥143,763,743 | ¥46,963,743 |
| 50 | 1.80% | ¥244,792 | ¥146,875,337 | ¥50,075,337 |
| 50 | 1.90% | ¥250,040 | ¥150,024,068 | ¥53,224,068 |
| 50 | 2.00% | ¥255,349 | ¥153,209,597 | ¥56,409,597 |
| 50 | 2.10% | ¥260,719 | ¥156,431,569 | ¥59,631,569 |
| 50 | 2.20% | ¥266,149 | ¥159,689,616 | ¥62,889,616 |
| 50 | 2.30% | ¥271,639 | ¥162,983,357 | ¥66,183,357 |
| 50 | 2.40% | ¥277,187 | ¥166,312,399 | ¥69,512,399 |
| 50 | 2.50% | ¥282,794 | ¥169,676,336 | ¥72,876,336 |
| 50 | 2.60% | ¥288,458 | ¥173,074,752 | ¥76,274,752 |
| 50 | 2.70% | ¥294,179 | ¥176,507,221 | ¥79,707,221 |
| 50 | 2.80% | ¥299,956 | ¥179,973,306 | ¥83,173,306 |
| 50 | 2.90% | ¥305,788 | ¥183,472,561 | ¥86,672,561 |
| 50 | 3.00% | ¥311,674 | ¥187,004,531 | ¥90,204,531 |
9680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥209,024 | ¥112,873,093 | ¥16,073,093 |
| 45 | 0.80% | ¥213,517 | ¥115,299,106 | ¥18,499,106 |
| 45 | 0.90% | ¥218,069 | ¥117,757,336 | ¥20,957,336 |
| 45 | 1.00% | ¥222,681 | ¥120,247,668 | ¥23,447,668 |
| 45 | 1.10% | ¥227,352 | ¥122,769,976 | ¥25,969,976 |
| 45 | 1.20% | ¥232,082 | ¥125,324,120 | ¥28,524,120 |
| 45 | 1.30% | ¥236,870 | ¥127,909,951 | ¥31,109,951 |
| 45 | 1.40% | ¥241,717 | ¥130,527,305 | ¥33,727,305 |
| 45 | 1.50% | ¥246,622 | ¥133,176,008 | ¥36,376,008 |
| 45 | 1.60% | ¥251,585 | ¥135,855,874 | ¥39,055,874 |
| 45 | 1.70% | ¥256,605 | ¥138,566,707 | ¥41,766,707 |
| 45 | 1.80% | ¥261,682 | ¥141,308,299 | ¥44,508,299 |
| 45 | 1.90% | ¥266,816 | ¥144,080,431 | ¥47,280,431 |
| 45 | 2.00% | ¥272,005 | ¥146,882,877 | ¥50,082,877 |
| 45 | 2.10% | ¥277,251 | ¥149,715,397 | ¥52,915,397 |
| 45 | 2.20% | ¥282,551 | ¥152,577,744 | ¥55,777,744 |
| 45 | 2.30% | ¥287,907 | ¥155,469,660 | ¥58,669,660 |
| 45 | 2.40% | ¥293,316 | ¥158,390,880 | ¥61,590,880 |
| 45 | 2.50% | ¥298,780 | ¥161,341,129 | ¥64,541,129 |
| 45 | 2.60% | ¥304,297 | ¥164,320,124 | ¥67,520,124 |
| 45 | 2.70% | ¥309,866 | ¥167,327,574 | ¥70,527,574 |
| 45 | 2.80% | ¥315,487 | ¥170,363,180 | ¥73,563,180 |
| 45 | 2.90% | ¥321,160 | ¥173,426,638 | ¥76,626,638 |
| 45 | 3.00% | ¥326,885 | ¥176,517,635 | ¥79,717,635 |
9680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥231,274 | ¥111,011,649 | ¥14,211,649 |
| 40 | 0.80% | ¥235,718 | ¥113,144,610 | ¥16,344,610 |
| 40 | 0.90% | ¥240,215 | ¥115,303,095 | ¥18,503,095 |
| 40 | 1.00% | ¥244,765 | ¥117,487,032 | ¥20,687,032 |
| 40 | 1.10% | ¥249,367 | ¥119,696,342 | ¥22,896,342 |
| 40 | 1.20% | ¥254,023 | ¥121,930,936 | ¥25,130,936 |
| 40 | 1.30% | ¥258,731 | ¥124,190,718 | ¥27,390,718 |
| 40 | 1.40% | ¥263,491 | ¥126,475,587 | ¥29,675,587 |
| 40 | 1.50% | ¥268,303 | ¥128,785,430 | ¥31,985,430 |
| 40 | 1.60% | ¥273,167 | ¥131,120,131 | ¥34,320,131 |
| 40 | 1.70% | ¥278,082 | ¥133,479,564 | ¥36,679,564 |
| 40 | 1.80% | ¥283,049 | ¥135,863,598 | ¥39,063,598 |
| 40 | 1.90% | ¥288,067 | ¥138,272,093 | ¥41,472,093 |
| 40 | 2.00% | ¥293,135 | ¥140,704,905 | ¥43,904,905 |
| 40 | 2.10% | ¥298,254 | ¥143,161,880 | ¥46,361,880 |
| 40 | 2.20% | ¥303,423 | ¥145,642,861 | ¥48,842,861 |
| 40 | 2.30% | ¥308,641 | ¥148,147,682 | ¥51,347,682 |
| 40 | 2.40% | ¥313,909 | ¥150,676,172 | ¥53,876,172 |
| 40 | 2.50% | ¥319,225 | ¥153,228,156 | ¥56,428,156 |
| 40 | 2.60% | ¥324,591 | ¥155,803,449 | ¥59,003,449 |
| 40 | 2.70% | ¥330,004 | ¥158,401,864 | ¥61,601,864 |
| 40 | 2.80% | ¥335,465 | ¥161,023,208 | ¥64,223,208 |
| 40 | 2.90% | ¥340,974 | ¥163,667,282 | ¥66,867,282 |
| 40 | 3.00% | ¥346,529 | ¥166,333,882 | ¥69,533,882 |
9680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥259,928 | ¥109,169,808 | ¥12,369,808 |
| 35 | 0.80% | ¥264,323 | ¥111,015,655 | ¥14,215,655 |
| 35 | 0.90% | ¥268,765 | ¥112,881,091 | ¥16,081,091 |
| 35 | 1.00% | ¥273,253 | ¥114,766,074 | ¥17,966,074 |
| 35 | 1.10% | ¥277,787 | ¥116,670,554 | ¥19,870,554 |
| 35 | 1.20% | ¥282,368 | ¥118,594,481 | ¥21,794,481 |
| 35 | 1.30% | ¥286,995 | ¥120,537,797 | ¥23,737,797 |
| 35 | 1.40% | ¥291,668 | ¥122,500,440 | ¥25,700,440 |
| 35 | 1.50% | ¥296,387 | ¥124,482,346 | ¥27,682,346 |
| 35 | 1.60% | ¥301,151 | ¥126,483,443 | ¥29,683,443 |
| 35 | 1.70% | ¥305,961 | ¥128,503,657 | ¥31,703,657 |
| 35 | 1.80% | ¥310,816 | ¥130,542,909 | ¥33,742,909 |
| 35 | 1.90% | ¥315,717 | ¥132,601,116 | ¥35,801,116 |
| 35 | 2.00% | ¥320,662 | ¥134,678,192 | ¥37,878,192 |
| 35 | 2.10% | ¥325,652 | ¥136,774,044 | ¥39,974,044 |
| 35 | 2.20% | ¥330,687 | ¥138,888,577 | ¥42,088,577 |
| 35 | 2.30% | ¥335,766 | ¥141,021,693 | ¥44,221,693 |
| 35 | 2.40% | ¥340,889 | ¥143,173,287 | ¥46,373,287 |
| 35 | 2.50% | ¥346,055 | ¥145,343,255 | ¥48,543,255 |
| 35 | 2.60% | ¥351,265 | ¥147,531,484 | ¥50,731,484 |
| 35 | 2.70% | ¥356,519 | ¥149,737,862 | ¥52,937,862 |
| 35 | 2.80% | ¥361,815 | ¥151,962,271 | ¥55,162,271 |
| 35 | 2.90% | ¥367,154 | ¥154,204,589 | ¥57,404,589 |
| 35 | 3.00% | ¥372,535 | ¥156,464,693 | ¥59,664,693 |
9680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥298,188 | ¥107,347,606 | ¥10,547,606 |
| 30 | 0.80% | ¥302,534 | ¥108,912,303 | ¥12,112,303 |
| 30 | 0.90% | ¥306,921 | ¥110,491,423 | ¥13,691,423 |
| 30 | 1.00% | ¥311,347 | ¥112,084,940 | ¥15,284,940 |
| 30 | 1.10% | ¥315,813 | ¥113,692,829 | ¥16,892,829 |
| 30 | 1.20% | ¥320,320 | ¥115,315,062 | ¥18,515,062 |
| 30 | 1.30% | ¥324,866 | ¥116,951,606 | ¥20,151,606 |
| 30 | 1.40% | ¥329,451 | ¥118,602,428 | ¥21,802,428 |
| 30 | 1.50% | ¥334,076 | ¥120,267,491 | ¥23,467,491 |
| 30 | 1.60% | ¥338,741 | ¥121,946,757 | ¥25,146,757 |
| 30 | 1.70% | ¥343,445 | ¥123,640,185 | ¥26,840,185 |
| 30 | 1.80% | ¥348,188 | ¥125,347,732 | ¥28,547,732 |
| 30 | 1.90% | ¥352,970 | ¥127,069,351 | ¥30,269,351 |
| 30 | 2.00% | ¥357,792 | ¥128,804,994 | ¥32,004,994 |
| 30 | 2.10% | ¥362,652 | ¥130,554,611 | ¥33,754,611 |
| 30 | 2.20% | ¥367,550 | ¥132,318,149 | ¥35,518,149 |
| 30 | 2.30% | ¥372,488 | ¥134,095,554 | ¥37,295,554 |
| 30 | 2.40% | ¥377,463 | ¥135,886,767 | ¥39,086,767 |
| 30 | 2.50% | ¥382,477 | ¥137,691,731 | ¥40,891,731 |
| 30 | 2.60% | ¥387,529 | ¥139,510,383 | ¥42,710,383 |
| 30 | 2.70% | ¥392,618 | ¥141,342,659 | ¥44,542,659 |
| 30 | 2.80% | ¥397,746 | ¥143,188,496 | ¥46,388,496 |
| 30 | 2.90% | ¥402,911 | ¥145,047,823 | ¥48,247,823 |
| 30 | 3.00% | ¥408,113 | ¥146,920,574 | ¥50,120,574 |
9680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥351,817 | ¥105,545,074 | ¥8,745,074 |
| 25 | 0.80% | ¥356,115 | ¥106,834,608 | ¥10,034,608 |
| 25 | 0.90% | ¥360,447 | ¥108,134,174 | ¥11,334,174 |
| 25 | 1.00% | ¥364,813 | ¥109,443,761 | ¥12,643,761 |
| 25 | 1.10% | ¥369,211 | ¥110,763,356 | ¥13,963,356 |
| 25 | 1.20% | ¥373,643 | ¥112,092,944 | ¥15,292,944 |
| 25 | 1.30% | ¥378,108 | ¥113,432,511 | ¥16,632,511 |
| 25 | 1.40% | ¥382,607 | ¥114,782,038 | ¥17,982,038 |
| 25 | 1.50% | ¥387,138 | ¥116,141,509 | ¥19,341,509 |
| 25 | 1.60% | ¥391,703 | ¥117,510,904 | ¥20,710,904 |
| 25 | 1.70% | ¥396,301 | ¥118,890,203 | ¥22,090,203 |
| 25 | 1.80% | ¥400,931 | ¥120,279,384 | ¥23,479,384 |
| 25 | 1.90% | ¥405,595 | ¥121,678,424 | ¥24,878,424 |
| 25 | 2.00% | ¥410,291 | ¥123,087,300 | ¥26,287,300 |
| 25 | 2.10% | ¥415,020 | ¥124,505,987 | ¥27,705,987 |
| 25 | 2.20% | ¥419,782 | ¥125,934,458 | ¥29,134,458 |
| 25 | 2.30% | ¥424,576 | ¥127,372,686 | ¥30,572,686 |
| 25 | 2.40% | ¥429,402 | ¥128,820,643 | ¥32,020,643 |
| 25 | 2.50% | ¥434,261 | ¥130,278,300 | ¥33,478,300 |
| 25 | 2.60% | ¥439,152 | ¥131,745,625 | ¥34,945,625 |
| 25 | 2.70% | ¥444,075 | ¥133,222,587 | ¥36,422,587 |
| 25 | 2.80% | ¥449,031 | ¥134,709,154 | ¥37,909,154 |
| 25 | 2.90% | ¥454,018 | ¥136,205,292 | ¥39,405,292 |
| 25 | 3.00% | ¥459,037 | ¥137,710,966 | ¥40,910,966 |
9680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥432,343 | ¥103,762,240 | ¥6,962,240 |
| 20 | 0.80% | ¥436,594 | ¥104,782,613 | ¥7,982,613 |
| 20 | 0.90% | ¥440,873 | ¥105,809,417 | ¥9,009,417 |
| 20 | 1.00% | ¥445,178 | ¥106,842,645 | ¥10,042,645 |
| 20 | 1.10% | ¥449,510 | ¥107,882,294 | ¥11,082,294 |
| 20 | 1.20% | ¥453,868 | ¥108,928,355 | ¥12,128,355 |
| 20 | 1.30% | ¥458,253 | ¥109,980,823 | ¥13,180,823 |
| 20 | 1.40% | ¥462,665 | ¥111,039,690 | ¥14,239,690 |
| 20 | 1.50% | ¥467,104 | ¥112,104,949 | ¥15,304,949 |
| 20 | 1.60% | ¥471,569 | ¥113,176,592 | ¥16,376,592 |
| 20 | 1.70% | ¥476,061 | ¥114,254,609 | ¥17,454,609 |
| 20 | 1.80% | ¥480,579 | ¥115,338,992 | ¥18,538,992 |
| 20 | 1.90% | ¥485,124 | ¥116,429,731 | ¥19,629,731 |
| 20 | 2.00% | ¥489,695 | ¥117,526,816 | ¥20,726,816 |
| 20 | 2.10% | ¥494,293 | ¥118,630,237 | ¥21,830,237 |
| 20 | 2.20% | ¥498,917 | ¥119,739,981 | ¥22,939,981 |
| 20 | 2.30% | ¥503,567 | ¥120,856,038 | ¥24,056,038 |
| 20 | 2.40% | ¥508,243 | ¥121,978,395 | ¥25,178,395 |
| 20 | 2.50% | ¥512,946 | ¥123,107,040 | ¥26,307,040 |
| 20 | 2.60% | ¥517,675 | ¥124,241,960 | ¥27,441,960 |
| 20 | 2.70% | ¥522,430 | ¥125,383,142 | ¥28,583,142 |
| 20 | 2.80% | ¥527,211 | ¥126,530,571 | ¥29,730,571 |
| 20 | 2.90% | ¥532,018 | ¥127,684,233 | ¥30,884,233 |
| 20 | 3.00% | ¥536,850 | ¥128,844,114 | ¥32,044,114 |
9680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥566,662 | ¥101,999,123 | ¥5,199,123 |
| 15 | 0.80% | ¥570,869 | ¥102,756,357 | ¥5,956,357 |
| 15 | 0.90% | ¥575,096 | ¥103,517,211 | ¥6,717,211 |
| 15 | 1.00% | ¥579,343 | ¥104,281,684 | ¥7,481,684 |
| 15 | 1.10% | ¥583,610 | ¥105,049,775 | ¥8,249,775 |
| 15 | 1.20% | ¥587,897 | ¥105,821,481 | ¥9,021,481 |
| 15 | 1.30% | ¥592,204 | ¥106,596,799 | ¥9,796,799 |
| 15 | 1.40% | ¥596,532 | ¥107,375,728 | ¥10,575,728 |
| 15 | 1.50% | ¥600,879 | ¥108,158,264 | ¥11,358,264 |
| 15 | 1.60% | ¥605,247 | ¥108,944,405 | ¥12,144,405 |
| 15 | 1.70% | ¥609,634 | ¥109,734,148 | ¥12,934,148 |
| 15 | 1.80% | ¥614,042 | ¥110,527,490 | ¥13,727,490 |
| 15 | 1.90% | ¥618,469 | ¥111,324,427 | ¥14,524,427 |
| 15 | 2.00% | ¥622,916 | ¥112,124,956 | ¥15,324,956 |
| 15 | 2.10% | ¥627,384 | ¥112,929,074 | ¥16,129,074 |
| 15 | 2.20% | ¥631,871 | ¥113,736,776 | ¥16,936,776 |
| 15 | 2.30% | ¥636,378 | ¥114,548,059 | ¥17,748,059 |
| 15 | 2.40% | ¥640,905 | ¥115,362,919 | ¥18,562,919 |
| 15 | 2.50% | ¥645,452 | ¥116,181,352 | ¥19,381,352 |
| 15 | 2.60% | ¥650,019 | ¥117,003,353 | ¥20,203,353 |
| 15 | 2.70% | ¥654,605 | ¥117,828,917 | ¥21,028,917 |
| 15 | 2.80% | ¥659,211 | ¥118,658,040 | ¥21,858,040 |
| 15 | 2.90% | ¥663,837 | ¥119,490,718 | ¥22,690,718 |
| 15 | 3.00% | ¥668,483 | ¥120,326,945 | ¥23,526,945 |
9680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥835,465 | ¥100,255,743 | ¥3,455,743 |
| 10 | 0.80% | ¥839,632 | ¥100,755,867 | ¥3,955,867 |
| 10 | 0.90% | ¥843,813 | ¥101,257,602 | ¥4,457,602 |
| 10 | 1.00% | ¥848,008 | ¥101,760,947 | ¥4,960,947 |
| 10 | 1.10% | ¥852,216 | ¥102,265,902 | ¥5,465,902 |
| 10 | 1.20% | ¥856,437 | ¥102,772,466 | ¥5,972,466 |
| 10 | 1.30% | ¥860,672 | ¥103,280,638 | ¥6,480,638 |
| 10 | 1.40% | ¥864,920 | ¥103,790,419 | ¥6,990,419 |
| 10 | 1.50% | ¥869,182 | ¥104,301,806 | ¥7,501,806 |
| 10 | 1.60% | ¥873,457 | ¥104,814,800 | ¥8,014,800 |
| 10 | 1.70% | ¥877,745 | ¥105,329,400 | ¥8,529,400 |
| 10 | 1.80% | ¥882,047 | ¥105,845,605 | ¥9,045,605 |
| 10 | 1.90% | ¥886,362 | ¥106,363,415 | ¥9,563,415 |
| 10 | 2.00% | ¥890,690 | ¥106,882,828 | ¥10,082,828 |
| 10 | 2.10% | ¥895,032 | ¥107,403,844 | ¥10,603,844 |
| 10 | 2.20% | ¥899,387 | ¥107,926,462 | ¥11,126,462 |
| 10 | 2.30% | ¥903,756 | ¥108,450,681 | ¥11,650,681 |
| 10 | 2.40% | ¥908,137 | ¥108,976,500 | ¥12,176,500 |
| 10 | 2.50% | ¥912,533 | ¥109,503,918 | ¥12,703,918 |
| 10 | 2.60% | ¥916,941 | ¥110,032,934 | ¥13,232,934 |
| 10 | 2.70% | ¥921,363 | ¥110,563,548 | ¥13,763,548 |
| 10 | 2.80% | ¥925,798 | ¥111,095,757 | ¥14,295,757 |
| 10 | 2.90% | ¥930,246 | ¥111,629,562 | ¥14,829,562 |
| 10 | 3.00% | ¥934,708 | ¥112,164,961 | ¥15,364,961 |
