9680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9680万円の住宅ローン|期間・年数別
9680万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥191,257 |
¥114,754,099 |
¥17,954,099 |
| 50 |
0.80% |
¥195,798 |
¥117,479,074 |
¥20,679,074 |
| 50 |
0.90% |
¥200,406 |
¥120,243,703 |
¥23,443,703 |
| 50 |
1.00% |
¥205,080 |
¥123,047,812 |
¥26,247,812 |
| 50 |
1.10% |
¥209,819 |
¥125,891,211 |
¥29,091,211 |
| 50 |
1.20% |
¥214,623 |
¥128,773,691 |
¥31,973,691 |
| 50 |
1.30% |
¥219,492 |
¥131,695,024 |
¥34,895,024 |
| 50 |
1.40% |
¥224,425 |
¥134,654,966 |
¥37,854,966 |
| 50 |
1.50% |
¥229,422 |
¥137,653,254 |
¥40,853,254 |
| 50 |
1.60% |
¥234,483 |
¥140,689,612 |
¥43,889,612 |
| 50 |
1.70% |
¥239,606 |
¥143,763,743 |
¥46,963,743 |
| 50 |
1.80% |
¥244,792 |
¥146,875,337 |
¥50,075,337 |
| 50 |
1.90% |
¥250,040 |
¥150,024,068 |
¥53,224,068 |
| 50 |
2.00% |
¥255,349 |
¥153,209,597 |
¥56,409,597 |
| 50 |
2.10% |
¥260,719 |
¥156,431,569 |
¥59,631,569 |
| 50 |
2.20% |
¥266,149 |
¥159,689,616 |
¥62,889,616 |
| 50 |
2.30% |
¥271,639 |
¥162,983,357 |
¥66,183,357 |
| 50 |
2.40% |
¥277,187 |
¥166,312,399 |
¥69,512,399 |
| 50 |
2.50% |
¥282,794 |
¥169,676,336 |
¥72,876,336 |
| 50 |
2.60% |
¥288,458 |
¥173,074,752 |
¥76,274,752 |
| 50 |
2.70% |
¥294,179 |
¥176,507,221 |
¥79,707,221 |
| 50 |
2.80% |
¥299,956 |
¥179,973,306 |
¥83,173,306 |
| 50 |
2.90% |
¥305,788 |
¥183,472,561 |
¥86,672,561 |
| 50 |
3.00% |
¥311,674 |
¥187,004,531 |
¥90,204,531 |
9680万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥209,024 |
¥112,873,093 |
¥16,073,093 |
| 45 |
0.80% |
¥213,517 |
¥115,299,106 |
¥18,499,106 |
| 45 |
0.90% |
¥218,069 |
¥117,757,336 |
¥20,957,336 |
| 45 |
1.00% |
¥222,681 |
¥120,247,668 |
¥23,447,668 |
| 45 |
1.10% |
¥227,352 |
¥122,769,976 |
¥25,969,976 |
| 45 |
1.20% |
¥232,082 |
¥125,324,120 |
¥28,524,120 |
| 45 |
1.30% |
¥236,870 |
¥127,909,951 |
¥31,109,951 |
| 45 |
1.40% |
¥241,717 |
¥130,527,305 |
¥33,727,305 |
| 45 |
1.50% |
¥246,622 |
¥133,176,008 |
¥36,376,008 |
| 45 |
1.60% |
¥251,585 |
¥135,855,874 |
¥39,055,874 |
| 45 |
1.70% |
¥256,605 |
¥138,566,707 |
¥41,766,707 |
| 45 |
1.80% |
¥261,682 |
¥141,308,299 |
¥44,508,299 |
| 45 |
1.90% |
¥266,816 |
¥144,080,431 |
¥47,280,431 |
| 45 |
2.00% |
¥272,005 |
¥146,882,877 |
¥50,082,877 |
| 45 |
2.10% |
¥277,251 |
¥149,715,397 |
¥52,915,397 |
| 45 |
2.20% |
¥282,551 |
¥152,577,744 |
¥55,777,744 |
| 45 |
2.30% |
¥287,907 |
¥155,469,660 |
¥58,669,660 |
| 45 |
2.40% |
¥293,316 |
¥158,390,880 |
¥61,590,880 |
| 45 |
2.50% |
¥298,780 |
¥161,341,129 |
¥64,541,129 |
| 45 |
2.60% |
¥304,297 |
¥164,320,124 |
¥67,520,124 |
| 45 |
2.70% |
¥309,866 |
¥167,327,574 |
¥70,527,574 |
| 45 |
2.80% |
¥315,487 |
¥170,363,180 |
¥73,563,180 |
| 45 |
2.90% |
¥321,160 |
¥173,426,638 |
¥76,626,638 |
| 45 |
3.00% |
¥326,885 |
¥176,517,635 |
¥79,717,635 |
9680万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥231,274 |
¥111,011,649 |
¥14,211,649 |
| 40 |
0.80% |
¥235,718 |
¥113,144,610 |
¥16,344,610 |
| 40 |
0.90% |
¥240,215 |
¥115,303,095 |
¥18,503,095 |
| 40 |
1.00% |
¥244,765 |
¥117,487,032 |
¥20,687,032 |
| 40 |
1.10% |
¥249,367 |
¥119,696,342 |
¥22,896,342 |
| 40 |
1.20% |
¥254,023 |
¥121,930,936 |
¥25,130,936 |
| 40 |
1.30% |
¥258,731 |
¥124,190,718 |
¥27,390,718 |
| 40 |
1.40% |
¥263,491 |
¥126,475,587 |
¥29,675,587 |
| 40 |
1.50% |
¥268,303 |
¥128,785,430 |
¥31,985,430 |
| 40 |
1.60% |
¥273,167 |
¥131,120,131 |
¥34,320,131 |
| 40 |
1.70% |
¥278,082 |
¥133,479,564 |
¥36,679,564 |
| 40 |
1.80% |
¥283,049 |
¥135,863,598 |
¥39,063,598 |
| 40 |
1.90% |
¥288,067 |
¥138,272,093 |
¥41,472,093 |
| 40 |
2.00% |
¥293,135 |
¥140,704,905 |
¥43,904,905 |
| 40 |
2.10% |
¥298,254 |
¥143,161,880 |
¥46,361,880 |
| 40 |
2.20% |
¥303,423 |
¥145,642,861 |
¥48,842,861 |
| 40 |
2.30% |
¥308,641 |
¥148,147,682 |
¥51,347,682 |
| 40 |
2.40% |
¥313,909 |
¥150,676,172 |
¥53,876,172 |
| 40 |
2.50% |
¥319,225 |
¥153,228,156 |
¥56,428,156 |
| 40 |
2.60% |
¥324,591 |
¥155,803,449 |
¥59,003,449 |
| 40 |
2.70% |
¥330,004 |
¥158,401,864 |
¥61,601,864 |
| 40 |
2.80% |
¥335,465 |
¥161,023,208 |
¥64,223,208 |
| 40 |
2.90% |
¥340,974 |
¥163,667,282 |
¥66,867,282 |
| 40 |
3.00% |
¥346,529 |
¥166,333,882 |
¥69,533,882 |
9680万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥259,928 |
¥109,169,808 |
¥12,369,808 |
| 35 |
0.80% |
¥264,323 |
¥111,015,655 |
¥14,215,655 |
| 35 |
0.90% |
¥268,765 |
¥112,881,091 |
¥16,081,091 |
| 35 |
1.00% |
¥273,253 |
¥114,766,074 |
¥17,966,074 |
| 35 |
1.10% |
¥277,787 |
¥116,670,554 |
¥19,870,554 |
| 35 |
1.20% |
¥282,368 |
¥118,594,481 |
¥21,794,481 |
| 35 |
1.30% |
¥286,995 |
¥120,537,797 |
¥23,737,797 |
| 35 |
1.40% |
¥291,668 |
¥122,500,440 |
¥25,700,440 |
| 35 |
1.50% |
¥296,387 |
¥124,482,346 |
¥27,682,346 |
| 35 |
1.60% |
¥301,151 |
¥126,483,443 |
¥29,683,443 |
| 35 |
1.70% |
¥305,961 |
¥128,503,657 |
¥31,703,657 |
| 35 |
1.80% |
¥310,816 |
¥130,542,909 |
¥33,742,909 |
| 35 |
1.90% |
¥315,717 |
¥132,601,116 |
¥35,801,116 |
| 35 |
2.00% |
¥320,662 |
¥134,678,192 |
¥37,878,192 |
| 35 |
2.10% |
¥325,652 |
¥136,774,044 |
¥39,974,044 |
| 35 |
2.20% |
¥330,687 |
¥138,888,577 |
¥42,088,577 |
| 35 |
2.30% |
¥335,766 |
¥141,021,693 |
¥44,221,693 |
| 35 |
2.40% |
¥340,889 |
¥143,173,287 |
¥46,373,287 |
| 35 |
2.50% |
¥346,055 |
¥145,343,255 |
¥48,543,255 |
| 35 |
2.60% |
¥351,265 |
¥147,531,484 |
¥50,731,484 |
| 35 |
2.70% |
¥356,519 |
¥149,737,862 |
¥52,937,862 |
| 35 |
2.80% |
¥361,815 |
¥151,962,271 |
¥55,162,271 |
| 35 |
2.90% |
¥367,154 |
¥154,204,589 |
¥57,404,589 |
| 35 |
3.00% |
¥372,535 |
¥156,464,693 |
¥59,664,693 |
9680万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥298,188 |
¥107,347,606 |
¥10,547,606 |
| 30 |
0.80% |
¥302,534 |
¥108,912,303 |
¥12,112,303 |
| 30 |
0.90% |
¥306,921 |
¥110,491,423 |
¥13,691,423 |
| 30 |
1.00% |
¥311,347 |
¥112,084,940 |
¥15,284,940 |
| 30 |
1.10% |
¥315,813 |
¥113,692,829 |
¥16,892,829 |
| 30 |
1.20% |
¥320,320 |
¥115,315,062 |
¥18,515,062 |
| 30 |
1.30% |
¥324,866 |
¥116,951,606 |
¥20,151,606 |
| 30 |
1.40% |
¥329,451 |
¥118,602,428 |
¥21,802,428 |
| 30 |
1.50% |
¥334,076 |
¥120,267,491 |
¥23,467,491 |
| 30 |
1.60% |
¥338,741 |
¥121,946,757 |
¥25,146,757 |
| 30 |
1.70% |
¥343,445 |
¥123,640,185 |
¥26,840,185 |
| 30 |
1.80% |
¥348,188 |
¥125,347,732 |
¥28,547,732 |
| 30 |
1.90% |
¥352,970 |
¥127,069,351 |
¥30,269,351 |
| 30 |
2.00% |
¥357,792 |
¥128,804,994 |
¥32,004,994 |
| 30 |
2.10% |
¥362,652 |
¥130,554,611 |
¥33,754,611 |
| 30 |
2.20% |
¥367,550 |
¥132,318,149 |
¥35,518,149 |
| 30 |
2.30% |
¥372,488 |
¥134,095,554 |
¥37,295,554 |
| 30 |
2.40% |
¥377,463 |
¥135,886,767 |
¥39,086,767 |
| 30 |
2.50% |
¥382,477 |
¥137,691,731 |
¥40,891,731 |
| 30 |
2.60% |
¥387,529 |
¥139,510,383 |
¥42,710,383 |
| 30 |
2.70% |
¥392,618 |
¥141,342,659 |
¥44,542,659 |
| 30 |
2.80% |
¥397,746 |
¥143,188,496 |
¥46,388,496 |
| 30 |
2.90% |
¥402,911 |
¥145,047,823 |
¥48,247,823 |
| 30 |
3.00% |
¥408,113 |
¥146,920,574 |
¥50,120,574 |
9680万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥351,817 |
¥105,545,074 |
¥8,745,074 |
| 25 |
0.80% |
¥356,115 |
¥106,834,608 |
¥10,034,608 |
| 25 |
0.90% |
¥360,447 |
¥108,134,174 |
¥11,334,174 |
| 25 |
1.00% |
¥364,813 |
¥109,443,761 |
¥12,643,761 |
| 25 |
1.10% |
¥369,211 |
¥110,763,356 |
¥13,963,356 |
| 25 |
1.20% |
¥373,643 |
¥112,092,944 |
¥15,292,944 |
| 25 |
1.30% |
¥378,108 |
¥113,432,511 |
¥16,632,511 |
| 25 |
1.40% |
¥382,607 |
¥114,782,038 |
¥17,982,038 |
| 25 |
1.50% |
¥387,138 |
¥116,141,509 |
¥19,341,509 |
| 25 |
1.60% |
¥391,703 |
¥117,510,904 |
¥20,710,904 |
| 25 |
1.70% |
¥396,301 |
¥118,890,203 |
¥22,090,203 |
| 25 |
1.80% |
¥400,931 |
¥120,279,384 |
¥23,479,384 |
| 25 |
1.90% |
¥405,595 |
¥121,678,424 |
¥24,878,424 |
| 25 |
2.00% |
¥410,291 |
¥123,087,300 |
¥26,287,300 |
| 25 |
2.10% |
¥415,020 |
¥124,505,987 |
¥27,705,987 |
| 25 |
2.20% |
¥419,782 |
¥125,934,458 |
¥29,134,458 |
| 25 |
2.30% |
¥424,576 |
¥127,372,686 |
¥30,572,686 |
| 25 |
2.40% |
¥429,402 |
¥128,820,643 |
¥32,020,643 |
| 25 |
2.50% |
¥434,261 |
¥130,278,300 |
¥33,478,300 |
| 25 |
2.60% |
¥439,152 |
¥131,745,625 |
¥34,945,625 |
| 25 |
2.70% |
¥444,075 |
¥133,222,587 |
¥36,422,587 |
| 25 |
2.80% |
¥449,031 |
¥134,709,154 |
¥37,909,154 |
| 25 |
2.90% |
¥454,018 |
¥136,205,292 |
¥39,405,292 |
| 25 |
3.00% |
¥459,037 |
¥137,710,966 |
¥40,910,966 |
9680万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥432,343 |
¥103,762,240 |
¥6,962,240 |
| 20 |
0.80% |
¥436,594 |
¥104,782,613 |
¥7,982,613 |
| 20 |
0.90% |
¥440,873 |
¥105,809,417 |
¥9,009,417 |
| 20 |
1.00% |
¥445,178 |
¥106,842,645 |
¥10,042,645 |
| 20 |
1.10% |
¥449,510 |
¥107,882,294 |
¥11,082,294 |
| 20 |
1.20% |
¥453,868 |
¥108,928,355 |
¥12,128,355 |
| 20 |
1.30% |
¥458,253 |
¥109,980,823 |
¥13,180,823 |
| 20 |
1.40% |
¥462,665 |
¥111,039,690 |
¥14,239,690 |
| 20 |
1.50% |
¥467,104 |
¥112,104,949 |
¥15,304,949 |
| 20 |
1.60% |
¥471,569 |
¥113,176,592 |
¥16,376,592 |
| 20 |
1.70% |
¥476,061 |
¥114,254,609 |
¥17,454,609 |
| 20 |
1.80% |
¥480,579 |
¥115,338,992 |
¥18,538,992 |
| 20 |
1.90% |
¥485,124 |
¥116,429,731 |
¥19,629,731 |
| 20 |
2.00% |
¥489,695 |
¥117,526,816 |
¥20,726,816 |
| 20 |
2.10% |
¥494,293 |
¥118,630,237 |
¥21,830,237 |
| 20 |
2.20% |
¥498,917 |
¥119,739,981 |
¥22,939,981 |
| 20 |
2.30% |
¥503,567 |
¥120,856,038 |
¥24,056,038 |
| 20 |
2.40% |
¥508,243 |
¥121,978,395 |
¥25,178,395 |
| 20 |
2.50% |
¥512,946 |
¥123,107,040 |
¥26,307,040 |
| 20 |
2.60% |
¥517,675 |
¥124,241,960 |
¥27,441,960 |
| 20 |
2.70% |
¥522,430 |
¥125,383,142 |
¥28,583,142 |
| 20 |
2.80% |
¥527,211 |
¥126,530,571 |
¥29,730,571 |
| 20 |
2.90% |
¥532,018 |
¥127,684,233 |
¥30,884,233 |
| 20 |
3.00% |
¥536,850 |
¥128,844,114 |
¥32,044,114 |
9680万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥566,662 |
¥101,999,123 |
¥5,199,123 |
| 15 |
0.80% |
¥570,869 |
¥102,756,357 |
¥5,956,357 |
| 15 |
0.90% |
¥575,096 |
¥103,517,211 |
¥6,717,211 |
| 15 |
1.00% |
¥579,343 |
¥104,281,684 |
¥7,481,684 |
| 15 |
1.10% |
¥583,610 |
¥105,049,775 |
¥8,249,775 |
| 15 |
1.20% |
¥587,897 |
¥105,821,481 |
¥9,021,481 |
| 15 |
1.30% |
¥592,204 |
¥106,596,799 |
¥9,796,799 |
| 15 |
1.40% |
¥596,532 |
¥107,375,728 |
¥10,575,728 |
| 15 |
1.50% |
¥600,879 |
¥108,158,264 |
¥11,358,264 |
| 15 |
1.60% |
¥605,247 |
¥108,944,405 |
¥12,144,405 |
| 15 |
1.70% |
¥609,634 |
¥109,734,148 |
¥12,934,148 |
| 15 |
1.80% |
¥614,042 |
¥110,527,490 |
¥13,727,490 |
| 15 |
1.90% |
¥618,469 |
¥111,324,427 |
¥14,524,427 |
| 15 |
2.00% |
¥622,916 |
¥112,124,956 |
¥15,324,956 |
| 15 |
2.10% |
¥627,384 |
¥112,929,074 |
¥16,129,074 |
| 15 |
2.20% |
¥631,871 |
¥113,736,776 |
¥16,936,776 |
| 15 |
2.30% |
¥636,378 |
¥114,548,059 |
¥17,748,059 |
| 15 |
2.40% |
¥640,905 |
¥115,362,919 |
¥18,562,919 |
| 15 |
2.50% |
¥645,452 |
¥116,181,352 |
¥19,381,352 |
| 15 |
2.60% |
¥650,019 |
¥117,003,353 |
¥20,203,353 |
| 15 |
2.70% |
¥654,605 |
¥117,828,917 |
¥21,028,917 |
| 15 |
2.80% |
¥659,211 |
¥118,658,040 |
¥21,858,040 |
| 15 |
2.90% |
¥663,837 |
¥119,490,718 |
¥22,690,718 |
| 15 |
3.00% |
¥668,483 |
¥120,326,945 |
¥23,526,945 |
9680万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥835,465 |
¥100,255,743 |
¥3,455,743 |
| 10 |
0.80% |
¥839,632 |
¥100,755,867 |
¥3,955,867 |
| 10 |
0.90% |
¥843,813 |
¥101,257,602 |
¥4,457,602 |
| 10 |
1.00% |
¥848,008 |
¥101,760,947 |
¥4,960,947 |
| 10 |
1.10% |
¥852,216 |
¥102,265,902 |
¥5,465,902 |
| 10 |
1.20% |
¥856,437 |
¥102,772,466 |
¥5,972,466 |
| 10 |
1.30% |
¥860,672 |
¥103,280,638 |
¥6,480,638 |
| 10 |
1.40% |
¥864,920 |
¥103,790,419 |
¥6,990,419 |
| 10 |
1.50% |
¥869,182 |
¥104,301,806 |
¥7,501,806 |
| 10 |
1.60% |
¥873,457 |
¥104,814,800 |
¥8,014,800 |
| 10 |
1.70% |
¥877,745 |
¥105,329,400 |
¥8,529,400 |
| 10 |
1.80% |
¥882,047 |
¥105,845,605 |
¥9,045,605 |
| 10 |
1.90% |
¥886,362 |
¥106,363,415 |
¥9,563,415 |
| 10 |
2.00% |
¥890,690 |
¥106,882,828 |
¥10,082,828 |
| 10 |
2.10% |
¥895,032 |
¥107,403,844 |
¥10,603,844 |
| 10 |
2.20% |
¥899,387 |
¥107,926,462 |
¥11,126,462 |
| 10 |
2.30% |
¥903,756 |
¥108,450,681 |
¥11,650,681 |
| 10 |
2.40% |
¥908,137 |
¥108,976,500 |
¥12,176,500 |
| 10 |
2.50% |
¥912,533 |
¥109,503,918 |
¥12,703,918 |
| 10 |
2.60% |
¥916,941 |
¥110,032,934 |
¥13,232,934 |
| 10 |
2.70% |
¥921,363 |
¥110,563,548 |
¥13,763,548 |
| 10 |
2.80% |
¥925,798 |
¥111,095,757 |
¥14,295,757 |
| 10 |
2.90% |
¥930,246 |
¥111,629,562 |
¥14,829,562 |
| 10 |
3.00% |
¥934,708 |
¥112,164,961 |
¥15,364,961 |