9690万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9690万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9690万円の住宅ローン|期間・年数別
9690万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥191,454 |
¥114,872,647 |
¥17,972,647 |
| 50 |
0.80% |
¥196,001 |
¥117,600,437 |
¥20,700,437 |
| 50 |
0.90% |
¥200,613 |
¥120,367,921 |
¥23,467,921 |
| 50 |
1.00% |
¥205,292 |
¥123,174,927 |
¥26,274,927 |
| 50 |
1.10% |
¥210,035 |
¥126,021,264 |
¥29,121,264 |
| 50 |
1.20% |
¥214,845 |
¥128,906,721 |
¥32,006,721 |
| 50 |
1.30% |
¥219,718 |
¥131,831,072 |
¥34,931,072 |
| 50 |
1.40% |
¥224,657 |
¥134,794,072 |
¥37,894,072 |
| 50 |
1.50% |
¥229,659 |
¥137,795,458 |
¥40,895,458 |
| 50 |
1.60% |
¥234,725 |
¥140,834,952 |
¥43,934,952 |
| 50 |
1.70% |
¥239,854 |
¥143,912,259 |
¥47,012,259 |
| 50 |
1.80% |
¥245,045 |
¥147,027,067 |
¥50,127,067 |
| 50 |
1.90% |
¥250,298 |
¥150,179,052 |
¥53,279,052 |
| 50 |
2.00% |
¥255,613 |
¥153,367,872 |
¥56,467,872 |
| 50 |
2.10% |
¥260,989 |
¥156,593,172 |
¥59,693,172 |
| 50 |
2.20% |
¥266,424 |
¥159,854,585 |
¥62,954,585 |
| 50 |
2.30% |
¥271,920 |
¥163,151,728 |
¥66,251,728 |
| 50 |
2.40% |
¥277,474 |
¥166,484,209 |
¥69,584,209 |
| 50 |
2.50% |
¥283,086 |
¥169,851,621 |
¥72,951,621 |
| 50 |
2.60% |
¥288,756 |
¥173,253,548 |
¥76,353,548 |
| 50 |
2.70% |
¥294,483 |
¥176,689,563 |
¥79,789,563 |
| 50 |
2.80% |
¥300,265 |
¥180,159,229 |
¥83,259,229 |
| 50 |
2.90% |
¥306,103 |
¥183,662,099 |
¥86,762,099 |
| 50 |
3.00% |
¥311,996 |
¥187,197,717 |
¥90,297,717 |
9690万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥209,240 |
¥112,989,697 |
¥16,089,697 |
| 45 |
0.80% |
¥213,737 |
¥115,418,216 |
¥18,518,216 |
| 45 |
0.90% |
¥218,294 |
¥117,878,986 |
¥20,978,986 |
| 45 |
1.00% |
¥222,911 |
¥120,371,890 |
¥23,471,890 |
| 45 |
1.10% |
¥227,587 |
¥122,896,804 |
¥25,996,804 |
| 45 |
1.20% |
¥232,321 |
¥125,453,588 |
¥28,553,588 |
| 45 |
1.30% |
¥237,115 |
¥128,042,090 |
¥31,142,090 |
| 45 |
1.40% |
¥241,967 |
¥130,662,147 |
¥33,762,147 |
| 45 |
1.50% |
¥246,877 |
¥133,313,587 |
¥36,413,587 |
| 45 |
1.60% |
¥251,845 |
¥135,996,221 |
¥39,096,221 |
| 45 |
1.70% |
¥256,870 |
¥138,709,854 |
¥41,809,854 |
| 45 |
1.80% |
¥261,952 |
¥141,454,278 |
¥44,554,278 |
| 45 |
1.90% |
¥267,091 |
¥144,229,275 |
¥47,329,275 |
| 45 |
2.00% |
¥272,286 |
¥147,034,615 |
¥50,134,615 |
| 45 |
2.10% |
¥277,537 |
¥149,870,062 |
¥52,970,062 |
| 45 |
2.20% |
¥282,843 |
¥152,735,365 |
¥55,835,365 |
| 45 |
2.30% |
¥288,204 |
¥155,630,269 |
¥58,730,269 |
| 45 |
2.40% |
¥293,619 |
¥158,554,507 |
¥61,654,507 |
| 45 |
2.50% |
¥299,089 |
¥161,507,804 |
¥64,607,804 |
| 45 |
2.60% |
¥304,611 |
¥164,489,876 |
¥67,589,876 |
| 45 |
2.70% |
¥310,186 |
¥167,500,433 |
¥70,600,433 |
| 45 |
2.80% |
¥315,813 |
¥170,539,175 |
¥73,639,175 |
| 45 |
2.90% |
¥321,492 |
¥173,605,798 |
¥76,705,798 |
| 45 |
3.00% |
¥327,222 |
¥176,699,988 |
¥79,799,988 |
9690万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥231,513 |
¥111,126,330 |
¥14,226,330 |
| 40 |
0.80% |
¥235,961 |
¥113,261,495 |
¥16,361,495 |
| 40 |
0.90% |
¥240,463 |
¥115,422,210 |
¥18,522,210 |
| 40 |
1.00% |
¥245,018 |
¥117,608,403 |
¥20,708,403 |
| 40 |
1.10% |
¥249,625 |
¥119,819,995 |
¥22,919,995 |
| 40 |
1.20% |
¥254,285 |
¥122,056,898 |
¥25,156,898 |
| 40 |
1.30% |
¥258,998 |
¥124,319,015 |
¥27,419,015 |
| 40 |
1.40% |
¥263,763 |
¥126,606,243 |
¥29,706,243 |
| 40 |
1.50% |
¥268,580 |
¥128,918,473 |
¥32,018,473 |
| 40 |
1.60% |
¥273,449 |
¥131,255,586 |
¥34,355,586 |
| 40 |
1.70% |
¥278,370 |
¥133,617,456 |
¥36,717,456 |
| 40 |
1.80% |
¥283,342 |
¥136,003,953 |
¥39,103,953 |
| 40 |
1.90% |
¥288,364 |
¥138,414,937 |
¥41,514,937 |
| 40 |
2.00% |
¥293,438 |
¥140,850,261 |
¥43,950,261 |
| 40 |
2.10% |
¥298,562 |
¥143,309,775 |
¥46,409,775 |
| 40 |
2.20% |
¥303,736 |
¥145,793,318 |
¥48,893,318 |
| 40 |
2.30% |
¥308,960 |
¥148,300,727 |
¥51,400,727 |
| 40 |
2.40% |
¥314,233 |
¥150,831,830 |
¥53,931,830 |
| 40 |
2.50% |
¥319,555 |
¥153,386,449 |
¥56,486,449 |
| 40 |
2.60% |
¥324,926 |
¥155,964,403 |
¥59,064,403 |
| 40 |
2.70% |
¥330,345 |
¥158,565,502 |
¥61,665,502 |
| 40 |
2.80% |
¥335,812 |
¥161,189,554 |
¥64,289,554 |
| 40 |
2.90% |
¥341,326 |
¥163,836,359 |
¥66,936,359 |
| 40 |
3.00% |
¥346,887 |
¥166,505,714 |
¥69,605,714 |
9690万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥260,197 |
¥109,282,587 |
¥12,382,587 |
| 35 |
0.80% |
¥264,596 |
¥111,130,341 |
¥14,230,341 |
| 35 |
0.90% |
¥269,042 |
¥112,997,704 |
¥16,097,704 |
| 35 |
1.00% |
¥273,535 |
¥114,884,634 |
¥17,984,634 |
| 35 |
1.10% |
¥278,074 |
¥116,791,082 |
¥19,891,082 |
| 35 |
1.20% |
¥282,660 |
¥118,716,996 |
¥21,816,996 |
| 35 |
1.30% |
¥287,291 |
¥120,662,319 |
¥23,762,319 |
| 35 |
1.40% |
¥291,969 |
¥122,626,990 |
¥25,726,990 |
| 35 |
1.50% |
¥296,693 |
¥124,610,943 |
¥27,710,943 |
| 35 |
1.60% |
¥301,462 |
¥126,614,108 |
¥29,714,108 |
| 35 |
1.70% |
¥306,277 |
¥128,636,409 |
¥31,736,409 |
| 35 |
1.80% |
¥311,138 |
¥130,677,767 |
¥33,777,767 |
| 35 |
1.90% |
¥316,043 |
¥132,738,101 |
¥35,838,101 |
| 35 |
2.00% |
¥320,994 |
¥134,817,322 |
¥37,917,322 |
| 35 |
2.10% |
¥325,989 |
¥136,915,339 |
¥40,015,339 |
| 35 |
2.20% |
¥331,029 |
¥139,032,057 |
¥42,132,057 |
| 35 |
2.30% |
¥336,113 |
¥141,167,376 |
¥44,267,376 |
| 35 |
2.40% |
¥341,241 |
¥143,321,194 |
¥46,421,194 |
| 35 |
2.50% |
¥346,413 |
¥145,493,403 |
¥48,593,403 |
| 35 |
2.60% |
¥351,628 |
¥147,683,893 |
¥50,783,893 |
| 35 |
2.70% |
¥356,887 |
¥149,892,550 |
¥52,992,550 |
| 35 |
2.80% |
¥362,189 |
¥152,119,256 |
¥55,219,256 |
| 35 |
2.90% |
¥367,533 |
¥154,363,891 |
¥57,463,891 |
| 35 |
3.00% |
¥372,920 |
¥156,626,330 |
¥59,726,330 |
9690万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥298,496 |
¥107,458,502 |
¥10,558,502 |
| 30 |
0.80% |
¥302,847 |
¥109,024,816 |
¥12,124,816 |
| 30 |
0.90% |
¥307,238 |
¥110,605,567 |
¥13,705,567 |
| 30 |
1.00% |
¥311,669 |
¥112,200,730 |
¥15,300,730 |
| 30 |
1.10% |
¥316,140 |
¥113,810,281 |
¥16,910,281 |
| 30 |
1.20% |
¥320,651 |
¥115,434,189 |
¥18,534,189 |
| 30 |
1.30% |
¥325,201 |
¥117,072,423 |
¥20,172,423 |
| 30 |
1.40% |
¥329,792 |
¥118,724,951 |
¥21,824,951 |
| 30 |
1.50% |
¥334,421 |
¥120,391,734 |
¥23,491,734 |
| 30 |
1.60% |
¥339,091 |
¥122,072,735 |
¥25,172,735 |
| 30 |
1.70% |
¥343,800 |
¥123,767,913 |
¥26,867,913 |
| 30 |
1.80% |
¥348,548 |
¥125,477,223 |
¥28,577,223 |
| 30 |
1.90% |
¥353,335 |
¥127,200,621 |
¥30,300,621 |
| 30 |
2.00% |
¥358,161 |
¥128,938,057 |
¥32,038,057 |
| 30 |
2.10% |
¥363,026 |
¥130,689,481 |
¥33,789,481 |
| 30 |
2.20% |
¥367,930 |
¥132,454,842 |
¥35,554,842 |
| 30 |
2.30% |
¥372,872 |
¥134,234,082 |
¥37,334,082 |
| 30 |
2.40% |
¥377,853 |
¥136,027,146 |
¥39,127,146 |
| 30 |
2.50% |
¥382,872 |
¥137,833,974 |
¥40,933,974 |
| 30 |
2.60% |
¥387,929 |
¥139,654,505 |
¥42,754,505 |
| 30 |
2.70% |
¥393,024 |
¥141,488,675 |
¥44,588,675 |
| 30 |
2.80% |
¥398,157 |
¥143,336,418 |
¥46,436,418 |
| 30 |
2.90% |
¥403,327 |
¥145,197,666 |
¥48,297,666 |
| 30 |
3.00% |
¥408,534 |
¥147,072,351 |
¥50,172,351 |
9690万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥352,180 |
¥105,654,109 |
¥8,754,109 |
| 25 |
0.80% |
¥356,483 |
¥106,944,974 |
¥10,044,974 |
| 25 |
0.90% |
¥360,820 |
¥108,245,882 |
¥11,345,882 |
| 25 |
1.00% |
¥365,189 |
¥109,556,822 |
¥12,656,822 |
| 25 |
1.10% |
¥369,593 |
¥110,877,781 |
¥13,977,781 |
| 25 |
1.20% |
¥374,029 |
¥112,208,743 |
¥15,308,743 |
| 25 |
1.30% |
¥378,499 |
¥113,549,693 |
¥16,649,693 |
| 25 |
1.40% |
¥383,002 |
¥114,900,615 |
¥18,000,615 |
| 25 |
1.50% |
¥387,538 |
¥116,261,490 |
¥19,361,490 |
| 25 |
1.60% |
¥392,108 |
¥117,632,300 |
¥20,732,300 |
| 25 |
1.70% |
¥396,710 |
¥119,013,023 |
¥22,113,023 |
| 25 |
1.80% |
¥401,345 |
¥120,403,639 |
¥23,503,639 |
| 25 |
1.90% |
¥406,014 |
¥121,804,125 |
¥24,904,125 |
| 25 |
2.00% |
¥410,715 |
¥123,214,456 |
¥26,314,456 |
| 25 |
2.10% |
¥415,449 |
¥124,634,608 |
¥27,734,608 |
| 25 |
2.20% |
¥420,215 |
¥126,064,555 |
¥29,164,555 |
| 25 |
2.30% |
¥425,014 |
¥127,504,269 |
¥30,604,269 |
| 25 |
2.40% |
¥429,846 |
¥128,953,722 |
¥32,053,722 |
| 25 |
2.50% |
¥434,710 |
¥130,412,885 |
¥33,512,885 |
| 25 |
2.60% |
¥439,606 |
¥131,881,726 |
¥34,981,726 |
| 25 |
2.70% |
¥444,534 |
¥133,360,214 |
¥36,460,214 |
| 25 |
2.80% |
¥449,494 |
¥134,848,317 |
¥37,948,317 |
| 25 |
2.90% |
¥454,487 |
¥136,346,000 |
¥39,446,000 |
| 25 |
3.00% |
¥459,511 |
¥137,853,229 |
¥40,953,229 |
9690万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥432,789 |
¥103,869,432 |
¥6,969,432 |
| 20 |
0.80% |
¥437,045 |
¥104,890,859 |
¥7,990,859 |
| 20 |
0.90% |
¥441,328 |
¥105,918,724 |
¥9,018,724 |
| 20 |
1.00% |
¥445,638 |
¥106,953,020 |
¥10,053,020 |
| 20 |
1.10% |
¥449,974 |
¥107,993,742 |
¥11,093,742 |
| 20 |
1.20% |
¥454,337 |
¥109,040,884 |
¥12,140,884 |
| 20 |
1.30% |
¥458,727 |
¥110,094,440 |
¥13,194,440 |
| 20 |
1.40% |
¥463,143 |
¥111,154,401 |
¥14,254,401 |
| 20 |
1.50% |
¥467,587 |
¥112,220,760 |
¥15,320,760 |
| 20 |
1.60% |
¥472,056 |
¥113,293,510 |
¥16,393,510 |
| 20 |
1.70% |
¥476,553 |
¥114,372,641 |
¥17,472,641 |
| 20 |
1.80% |
¥481,076 |
¥115,458,144 |
¥18,558,144 |
| 20 |
1.90% |
¥485,625 |
¥116,550,010 |
¥19,650,010 |
| 20 |
2.00% |
¥490,201 |
¥117,648,228 |
¥20,748,228 |
| 20 |
2.10% |
¥494,803 |
¥118,752,788 |
¥21,852,788 |
| 20 |
2.20% |
¥499,432 |
¥119,863,679 |
¥22,963,679 |
| 20 |
2.30% |
¥504,087 |
¥120,980,889 |
¥24,080,889 |
| 20 |
2.40% |
¥508,768 |
¥122,104,406 |
¥25,204,406 |
| 20 |
2.50% |
¥513,476 |
¥123,234,217 |
¥26,334,217 |
| 20 |
2.60% |
¥518,210 |
¥124,370,309 |
¥27,470,309 |
| 20 |
2.70% |
¥522,969 |
¥125,512,670 |
¥28,612,670 |
| 20 |
2.80% |
¥527,755 |
¥126,661,284 |
¥29,761,284 |
| 20 |
2.90% |
¥532,567 |
¥127,816,139 |
¥30,916,139 |
| 20 |
3.00% |
¥537,405 |
¥128,977,217 |
¥32,077,217 |
9690万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥567,247 |
¥102,104,494 |
¥5,204,494 |
| 15 |
0.80% |
¥571,458 |
¥102,862,510 |
¥5,962,510 |
| 15 |
0.90% |
¥575,690 |
¥103,624,150 |
¥6,724,150 |
| 15 |
1.00% |
¥579,941 |
¥104,389,413 |
¥7,489,413 |
| 15 |
1.10% |
¥584,213 |
¥105,158,297 |
¥8,258,297 |
| 15 |
1.20% |
¥588,504 |
¥105,930,800 |
¥9,030,800 |
| 15 |
1.30% |
¥592,816 |
¥106,706,920 |
¥9,806,920 |
| 15 |
1.40% |
¥597,148 |
¥107,486,653 |
¥10,586,653 |
| 15 |
1.50% |
¥601,500 |
¥108,269,998 |
¥11,369,998 |
| 15 |
1.60% |
¥605,872 |
¥109,056,951 |
¥12,156,951 |
| 15 |
1.70% |
¥610,264 |
¥109,847,510 |
¥12,947,510 |
| 15 |
1.80% |
¥614,676 |
¥110,641,671 |
¥13,741,671 |
| 15 |
1.90% |
¥619,108 |
¥111,439,431 |
¥14,539,431 |
| 15 |
2.00% |
¥623,560 |
¥112,240,788 |
¥15,340,788 |
| 15 |
2.10% |
¥628,032 |
¥113,045,736 |
¥16,145,736 |
| 15 |
2.20% |
¥632,524 |
¥113,854,273 |
¥16,954,273 |
| 15 |
2.30% |
¥637,036 |
¥114,666,394 |
¥17,766,394 |
| 15 |
2.40% |
¥641,567 |
¥115,482,096 |
¥18,582,096 |
| 15 |
2.50% |
¥646,119 |
¥116,301,374 |
¥19,401,374 |
| 15 |
2.60% |
¥650,690 |
¥117,124,224 |
¥20,224,224 |
| 15 |
2.70% |
¥655,281 |
¥117,950,641 |
¥21,050,641 |
| 15 |
2.80% |
¥659,892 |
¥118,780,621 |
¥21,880,621 |
| 15 |
2.90% |
¥664,523 |
¥119,614,159 |
¥22,714,159 |
| 15 |
3.00% |
¥669,174 |
¥120,451,250 |
¥23,551,250 |
9690万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥836,328 |
¥100,359,312 |
¥3,459,312 |
| 10 |
0.80% |
¥840,500 |
¥100,859,954 |
¥3,959,954 |
| 10 |
0.90% |
¥844,685 |
¥101,362,207 |
¥4,462,207 |
| 10 |
1.00% |
¥848,884 |
¥101,866,072 |
¥4,966,072 |
| 10 |
1.10% |
¥853,096 |
¥102,371,549 |
¥5,471,549 |
| 10 |
1.20% |
¥857,322 |
¥102,878,636 |
¥5,978,636 |
| 10 |
1.30% |
¥861,561 |
¥103,387,333 |
¥6,487,333 |
| 10 |
1.40% |
¥865,814 |
¥103,897,640 |
¥6,997,640 |
| 10 |
1.50% |
¥870,080 |
¥104,409,556 |
¥7,509,556 |
| 10 |
1.60% |
¥874,359 |
¥104,923,080 |
¥8,023,080 |
| 10 |
1.70% |
¥878,652 |
¥105,438,212 |
¥8,538,212 |
| 10 |
1.80% |
¥882,958 |
¥105,954,950 |
¥9,054,950 |
| 10 |
1.90% |
¥887,277 |
¥106,473,294 |
¥9,573,294 |
| 10 |
2.00% |
¥891,610 |
¥106,993,244 |
¥10,093,244 |
| 10 |
2.10% |
¥895,957 |
¥107,514,798 |
¥10,614,798 |
| 10 |
2.20% |
¥900,316 |
¥108,037,956 |
¥11,137,956 |
| 10 |
2.30% |
¥904,689 |
¥108,562,716 |
¥11,662,716 |
| 10 |
2.40% |
¥909,076 |
¥109,089,079 |
¥12,189,079 |
| 10 |
2.50% |
¥913,475 |
¥109,617,042 |
¥12,717,042 |
| 10 |
2.60% |
¥917,888 |
¥110,146,605 |
¥13,246,605 |
| 10 |
2.70% |
¥922,315 |
¥110,677,766 |
¥13,777,766 |
| 10 |
2.80% |
¥926,754 |
¥111,210,526 |
¥14,310,526 |
| 10 |
2.90% |
¥931,207 |
¥111,744,882 |
¥14,844,882 |
| 10 |
3.00% |
¥935,674 |
¥112,280,834 |
¥15,380,834 |