9700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9700万円の住宅ローン|期間・年数別
9700万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥191,652 |
¥114,991,195 |
¥17,991,195 |
| 50 |
0.80% |
¥196,203 |
¥117,721,800 |
¥20,721,800 |
| 50 |
0.90% |
¥200,820 |
¥120,492,140 |
¥23,492,140 |
| 50 |
1.00% |
¥205,503 |
¥123,302,043 |
¥26,302,043 |
| 50 |
1.10% |
¥210,252 |
¥126,151,317 |
¥29,151,317 |
| 50 |
1.20% |
¥215,066 |
¥129,039,752 |
¥32,039,752 |
| 50 |
1.30% |
¥219,945 |
¥131,967,121 |
¥34,967,121 |
| 50 |
1.40% |
¥224,889 |
¥134,933,178 |
¥37,933,178 |
| 50 |
1.50% |
¥229,896 |
¥137,937,662 |
¥40,937,662 |
| 50 |
1.60% |
¥234,967 |
¥140,980,293 |
¥43,980,293 |
| 50 |
1.70% |
¥240,101 |
¥144,060,775 |
¥47,060,775 |
| 50 |
1.80% |
¥245,298 |
¥147,178,798 |
¥50,178,798 |
| 50 |
1.90% |
¥250,557 |
¥150,334,035 |
¥53,334,035 |
| 50 |
2.00% |
¥255,877 |
¥153,526,146 |
¥56,526,146 |
| 50 |
2.10% |
¥261,258 |
¥156,754,775 |
¥59,754,775 |
| 50 |
2.20% |
¥266,699 |
¥160,019,553 |
¥63,019,553 |
| 50 |
2.30% |
¥272,200 |
¥163,320,099 |
¥66,320,099 |
| 50 |
2.40% |
¥277,760 |
¥166,656,019 |
¥69,656,019 |
| 50 |
2.50% |
¥283,378 |
¥170,026,907 |
¥73,026,907 |
| 50 |
2.60% |
¥289,054 |
¥173,432,345 |
¥76,432,345 |
| 50 |
2.70% |
¥294,787 |
¥176,871,906 |
¥79,871,906 |
| 50 |
2.80% |
¥300,575 |
¥180,345,152 |
¥83,345,152 |
| 50 |
2.90% |
¥306,419 |
¥183,851,636 |
¥86,851,636 |
| 50 |
3.00% |
¥312,318 |
¥187,390,904 |
¥90,390,904 |
9700万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥209,456 |
¥113,106,302 |
¥16,106,302 |
| 45 |
0.80% |
¥213,958 |
¥115,537,327 |
¥18,537,327 |
| 45 |
0.90% |
¥218,520 |
¥118,000,636 |
¥21,000,636 |
| 45 |
1.00% |
¥223,141 |
¥120,496,113 |
¥23,496,113 |
| 45 |
1.10% |
¥227,822 |
¥123,023,633 |
¥26,023,633 |
| 45 |
1.20% |
¥232,561 |
¥125,583,055 |
¥28,583,055 |
| 45 |
1.30% |
¥237,360 |
¥128,174,228 |
¥31,174,228 |
| 45 |
1.40% |
¥242,217 |
¥130,796,990 |
¥33,796,990 |
| 45 |
1.50% |
¥247,132 |
¥133,451,165 |
¥36,451,165 |
| 45 |
1.60% |
¥252,105 |
¥136,136,568 |
¥39,136,568 |
| 45 |
1.70% |
¥257,135 |
¥138,853,002 |
¥41,853,002 |
| 45 |
1.80% |
¥262,223 |
¥141,600,258 |
¥44,600,258 |
| 45 |
1.90% |
¥267,367 |
¥144,378,118 |
¥47,378,118 |
| 45 |
2.00% |
¥272,567 |
¥147,186,354 |
¥50,186,354 |
| 45 |
2.10% |
¥277,824 |
¥150,024,726 |
¥53,024,726 |
| 45 |
2.20% |
¥283,135 |
¥152,892,987 |
¥55,892,987 |
| 45 |
2.30% |
¥288,502 |
¥155,790,878 |
¥58,790,878 |
| 45 |
2.40% |
¥293,922 |
¥158,718,134 |
¥61,718,134 |
| 45 |
2.50% |
¥299,397 |
¥161,674,478 |
¥64,674,478 |
| 45 |
2.60% |
¥304,925 |
¥164,659,628 |
¥67,659,628 |
| 45 |
2.70% |
¥310,506 |
¥167,673,292 |
¥70,673,292 |
| 45 |
2.80% |
¥316,139 |
¥170,715,170 |
¥73,715,170 |
| 45 |
2.90% |
¥321,824 |
¥173,784,958 |
¥76,784,958 |
| 45 |
3.00% |
¥327,560 |
¥176,882,341 |
¥79,882,341 |
9700万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥231,752 |
¥111,241,012 |
¥14,241,012 |
| 40 |
0.80% |
¥236,205 |
¥113,378,379 |
¥16,378,379 |
| 40 |
0.90% |
¥240,711 |
¥115,541,324 |
¥18,541,324 |
| 40 |
1.00% |
¥245,270 |
¥117,729,774 |
¥20,729,774 |
| 40 |
1.10% |
¥249,883 |
¥119,943,649 |
¥22,943,649 |
| 40 |
1.20% |
¥254,548 |
¥122,182,859 |
¥25,182,859 |
| 40 |
1.30% |
¥259,265 |
¥124,447,311 |
¥27,447,311 |
| 40 |
1.40% |
¥264,035 |
¥126,736,900 |
¥29,736,900 |
| 40 |
1.50% |
¥268,857 |
¥129,051,516 |
¥32,051,516 |
| 40 |
1.60% |
¥273,731 |
¥131,391,040 |
¥34,391,040 |
| 40 |
1.70% |
¥278,657 |
¥133,755,348 |
¥36,755,348 |
| 40 |
1.80% |
¥283,634 |
¥136,144,308 |
¥39,144,308 |
| 40 |
1.90% |
¥288,662 |
¥138,557,780 |
¥41,557,780 |
| 40 |
2.00% |
¥293,741 |
¥140,995,618 |
¥43,995,618 |
| 40 |
2.10% |
¥298,870 |
¥143,457,669 |
¥46,457,669 |
| 40 |
2.20% |
¥304,050 |
¥145,943,776 |
¥48,943,776 |
| 40 |
2.30% |
¥309,279 |
¥148,453,772 |
¥51,453,772 |
| 40 |
2.40% |
¥314,557 |
¥150,987,487 |
¥53,987,487 |
| 40 |
2.50% |
¥319,885 |
¥153,544,743 |
¥56,544,743 |
| 40 |
2.60% |
¥325,261 |
¥156,125,357 |
¥59,125,357 |
| 40 |
2.70% |
¥330,686 |
¥158,729,141 |
¥61,729,141 |
| 40 |
2.80% |
¥336,158 |
¥161,355,900 |
¥64,355,900 |
| 40 |
2.90% |
¥341,678 |
¥164,005,437 |
¥67,005,437 |
| 40 |
3.00% |
¥347,245 |
¥166,677,547 |
¥69,677,547 |
9700万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥260,465 |
¥109,395,365 |
¥12,395,365 |
| 35 |
0.80% |
¥264,869 |
¥111,245,026 |
¥14,245,026 |
| 35 |
0.90% |
¥269,320 |
¥113,114,317 |
¥16,114,317 |
| 35 |
1.00% |
¥273,817 |
¥115,003,194 |
¥18,003,194 |
| 35 |
1.10% |
¥278,361 |
¥116,911,609 |
¥19,911,609 |
| 35 |
1.20% |
¥282,951 |
¥118,839,511 |
¥21,839,511 |
| 35 |
1.30% |
¥287,588 |
¥120,786,842 |
¥23,786,842 |
| 35 |
1.40% |
¥292,270 |
¥122,753,541 |
¥25,753,541 |
| 35 |
1.50% |
¥296,999 |
¥124,739,541 |
¥27,739,541 |
| 35 |
1.60% |
¥301,773 |
¥126,744,772 |
¥29,744,772 |
| 35 |
1.70% |
¥306,593 |
¥128,769,160 |
¥31,769,160 |
| 35 |
1.80% |
¥311,459 |
¥130,812,626 |
¥33,812,626 |
| 35 |
1.90% |
¥316,369 |
¥132,875,086 |
¥35,875,086 |
| 35 |
2.00% |
¥321,325 |
¥134,956,452 |
¥37,956,452 |
| 35 |
2.10% |
¥326,325 |
¥137,056,635 |
¥40,056,635 |
| 35 |
2.20% |
¥331,370 |
¥139,175,537 |
¥42,175,537 |
| 35 |
2.30% |
¥336,460 |
¥141,313,060 |
¥44,313,060 |
| 35 |
2.40% |
¥341,593 |
¥143,469,100 |
¥46,469,100 |
| 35 |
2.50% |
¥346,770 |
¥145,643,551 |
¥48,643,551 |
| 35 |
2.60% |
¥351,991 |
¥147,836,301 |
¥50,836,301 |
| 35 |
2.70% |
¥357,255 |
¥150,047,238 |
¥53,047,238 |
| 35 |
2.80% |
¥362,562 |
¥152,276,242 |
¥55,276,242 |
| 35 |
2.90% |
¥367,912 |
¥154,523,193 |
¥57,523,193 |
| 35 |
3.00% |
¥373,305 |
¥156,787,967 |
¥59,787,967 |
9700万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥298,804 |
¥107,569,398 |
¥10,569,398 |
| 30 |
0.80% |
¥303,159 |
¥109,137,329 |
¥12,137,329 |
| 30 |
0.90% |
¥307,555 |
¥110,719,711 |
¥13,719,711 |
| 30 |
1.00% |
¥311,990 |
¥112,316,521 |
¥15,316,521 |
| 30 |
1.10% |
¥316,466 |
¥113,927,732 |
¥16,927,732 |
| 30 |
1.20% |
¥320,981 |
¥115,553,316 |
¥18,553,316 |
| 30 |
1.30% |
¥325,537 |
¥117,193,241 |
¥20,193,241 |
| 30 |
1.40% |
¥330,132 |
¥118,847,474 |
¥21,847,474 |
| 30 |
1.50% |
¥334,767 |
¥120,515,977 |
¥23,515,977 |
| 30 |
1.60% |
¥339,441 |
¥122,198,713 |
¥25,198,713 |
| 30 |
1.70% |
¥344,155 |
¥123,895,640 |
¥26,895,640 |
| 30 |
1.80% |
¥348,908 |
¥125,606,715 |
¥28,606,715 |
| 30 |
1.90% |
¥353,700 |
¥127,331,891 |
¥30,331,891 |
| 30 |
2.00% |
¥358,531 |
¥129,071,120 |
¥32,071,120 |
| 30 |
2.10% |
¥363,401 |
¥130,824,352 |
¥33,824,352 |
| 30 |
2.20% |
¥368,310 |
¥132,591,534 |
¥35,591,534 |
| 30 |
2.30% |
¥373,257 |
¥134,372,611 |
¥37,372,611 |
| 30 |
2.40% |
¥378,243 |
¥136,167,525 |
¥39,167,525 |
| 30 |
2.50% |
¥383,267 |
¥137,976,218 |
¥40,976,218 |
| 30 |
2.60% |
¥388,330 |
¥139,798,627 |
¥42,798,627 |
| 30 |
2.70% |
¥393,430 |
¥141,634,690 |
¥44,634,690 |
| 30 |
2.80% |
¥398,568 |
¥143,484,340 |
¥46,484,340 |
| 30 |
2.90% |
¥403,743 |
¥145,347,509 |
¥48,347,509 |
| 30 |
3.00% |
¥408,956 |
¥147,224,129 |
¥50,224,129 |
9700万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥352,544 |
¥105,763,143 |
¥8,763,143 |
| 25 |
0.80% |
¥356,851 |
¥107,055,340 |
¥10,055,340 |
| 25 |
0.90% |
¥361,192 |
¥108,357,591 |
¥11,357,591 |
| 25 |
1.00% |
¥365,566 |
¥109,669,884 |
¥12,669,884 |
| 25 |
1.10% |
¥369,974 |
¥110,992,206 |
¥13,992,206 |
| 25 |
1.20% |
¥374,415 |
¥112,324,541 |
¥15,324,541 |
| 25 |
1.30% |
¥378,890 |
¥113,666,875 |
¥16,666,875 |
| 25 |
1.40% |
¥383,397 |
¥115,019,191 |
¥18,019,191 |
| 25 |
1.50% |
¥387,938 |
¥116,381,471 |
¥19,381,471 |
| 25 |
1.60% |
¥392,512 |
¥117,753,695 |
¥20,753,695 |
| 25 |
1.70% |
¥397,119 |
¥119,135,844 |
¥22,135,844 |
| 25 |
1.80% |
¥401,760 |
¥120,527,895 |
¥23,527,895 |
| 25 |
1.90% |
¥406,433 |
¥121,929,826 |
¥24,929,826 |
| 25 |
2.00% |
¥411,139 |
¥123,341,613 |
¥26,341,613 |
| 25 |
2.10% |
¥415,877 |
¥124,763,230 |
¥27,763,230 |
| 25 |
2.20% |
¥420,649 |
¥126,194,653 |
¥29,194,653 |
| 25 |
2.30% |
¥425,453 |
¥127,635,853 |
¥30,635,853 |
| 25 |
2.40% |
¥430,289 |
¥129,086,801 |
¥32,086,801 |
| 25 |
2.50% |
¥435,158 |
¥130,547,470 |
¥33,547,470 |
| 25 |
2.60% |
¥440,059 |
¥132,017,827 |
¥35,017,827 |
| 25 |
2.70% |
¥444,993 |
¥133,497,841 |
¥36,497,841 |
| 25 |
2.80% |
¥449,958 |
¥134,987,479 |
¥37,987,479 |
| 25 |
2.90% |
¥454,956 |
¥136,486,708 |
¥39,486,708 |
| 25 |
3.00% |
¥459,985 |
¥137,995,492 |
¥40,995,492 |
9700万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥433,236 |
¥103,976,624 |
¥6,976,624 |
| 20 |
0.80% |
¥437,496 |
¥104,999,106 |
¥7,999,106 |
| 20 |
0.90% |
¥441,783 |
¥106,028,031 |
¥9,028,031 |
| 20 |
1.00% |
¥446,097 |
¥107,063,395 |
¥10,063,395 |
| 20 |
1.10% |
¥450,438 |
¥108,105,191 |
¥11,105,191 |
| 20 |
1.20% |
¥454,806 |
¥109,153,414 |
¥12,153,414 |
| 20 |
1.30% |
¥459,200 |
¥110,208,056 |
¥13,208,056 |
| 20 |
1.40% |
¥463,621 |
¥111,269,111 |
¥14,269,111 |
| 20 |
1.50% |
¥468,069 |
¥112,336,571 |
¥15,336,571 |
| 20 |
1.60% |
¥472,543 |
¥113,410,428 |
¥16,410,428 |
| 20 |
1.70% |
¥477,044 |
¥114,490,673 |
¥17,490,673 |
| 20 |
1.80% |
¥481,572 |
¥115,577,296 |
¥18,577,296 |
| 20 |
1.90% |
¥486,126 |
¥116,670,289 |
¥19,670,289 |
| 20 |
2.00% |
¥490,707 |
¥117,769,640 |
¥20,769,640 |
| 20 |
2.10% |
¥495,314 |
¥118,875,340 |
¥21,875,340 |
| 20 |
2.20% |
¥499,947 |
¥119,987,377 |
¥22,987,377 |
| 20 |
2.30% |
¥504,607 |
¥121,105,740 |
¥24,105,740 |
| 20 |
2.40% |
¥509,293 |
¥122,230,416 |
¥25,230,416 |
| 20 |
2.50% |
¥514,006 |
¥123,361,393 |
¥26,361,393 |
| 20 |
2.60% |
¥518,744 |
¥124,498,659 |
¥27,498,659 |
| 20 |
2.70% |
¥523,509 |
¥125,642,198 |
¥28,642,198 |
| 20 |
2.80% |
¥528,300 |
¥126,791,998 |
¥29,791,998 |
| 20 |
2.90% |
¥533,117 |
¥127,948,044 |
¥30,948,044 |
| 20 |
3.00% |
¥537,960 |
¥129,110,321 |
¥32,110,321 |
9700万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥567,833 |
¥102,209,865 |
¥5,209,865 |
| 15 |
0.80% |
¥572,048 |
¥102,968,663 |
¥5,968,663 |
| 15 |
0.90% |
¥576,284 |
¥103,731,089 |
¥6,731,089 |
| 15 |
1.00% |
¥580,540 |
¥104,497,142 |
¥7,497,142 |
| 15 |
1.10% |
¥584,816 |
¥105,266,820 |
¥8,266,820 |
| 15 |
1.20% |
¥589,112 |
¥106,040,120 |
¥9,040,120 |
| 15 |
1.30% |
¥593,428 |
¥106,817,040 |
¥9,817,040 |
| 15 |
1.40% |
¥597,764 |
¥107,597,578 |
¥10,597,578 |
| 15 |
1.50% |
¥602,121 |
¥108,381,731 |
¥11,381,731 |
| 15 |
1.60% |
¥606,497 |
¥109,169,497 |
¥12,169,497 |
| 15 |
1.70% |
¥610,894 |
¥109,960,871 |
¥12,960,871 |
| 15 |
1.80% |
¥615,310 |
¥110,755,852 |
¥13,755,852 |
| 15 |
1.90% |
¥619,747 |
¥111,554,436 |
¥14,554,436 |
| 15 |
2.00% |
¥624,203 |
¥112,356,619 |
¥15,356,619 |
| 15 |
2.10% |
¥628,680 |
¥113,162,398 |
¥16,162,398 |
| 15 |
2.20% |
¥633,176 |
¥113,971,769 |
¥16,971,769 |
| 15 |
2.30% |
¥637,693 |
¥114,784,729 |
¥17,784,729 |
| 15 |
2.40% |
¥642,229 |
¥115,601,272 |
¥18,601,272 |
| 15 |
2.50% |
¥646,786 |
¥116,421,396 |
¥19,421,396 |
| 15 |
2.60% |
¥651,362 |
¥117,245,095 |
¥20,245,095 |
| 15 |
2.70% |
¥655,958 |
¥118,072,365 |
¥21,072,365 |
| 15 |
2.80% |
¥660,573 |
¥118,903,202 |
¥21,903,202 |
| 15 |
2.90% |
¥665,209 |
¥119,737,600 |
¥22,737,600 |
| 15 |
3.00% |
¥669,864 |
¥120,575,554 |
¥23,575,554 |
9700万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥837,191 |
¥100,462,882 |
¥3,462,882 |
| 10 |
0.80% |
¥841,367 |
¥100,964,040 |
¥3,964,040 |
| 10 |
0.90% |
¥845,557 |
¥101,466,812 |
¥4,466,812 |
| 10 |
1.00% |
¥849,760 |
¥101,971,197 |
¥4,971,197 |
| 10 |
1.10% |
¥853,977 |
¥102,477,195 |
¥5,477,195 |
| 10 |
1.20% |
¥858,207 |
¥102,984,806 |
¥5,984,806 |
| 10 |
1.30% |
¥862,450 |
¥103,494,028 |
¥6,494,028 |
| 10 |
1.40% |
¥866,707 |
¥104,004,862 |
¥7,004,862 |
| 10 |
1.50% |
¥870,978 |
¥104,517,306 |
¥7,517,306 |
| 10 |
1.60% |
¥875,261 |
¥105,031,360 |
¥8,031,360 |
| 10 |
1.70% |
¥879,559 |
¥105,547,023 |
¥8,547,023 |
| 10 |
1.80% |
¥883,869 |
¥106,064,295 |
¥9,064,295 |
| 10 |
1.90% |
¥888,193 |
¥106,583,174 |
¥9,583,174 |
| 10 |
2.00% |
¥892,531 |
¥107,103,660 |
¥10,103,660 |
| 10 |
2.10% |
¥896,881 |
¥107,625,753 |
¥10,625,753 |
| 10 |
2.20% |
¥901,245 |
¥108,149,450 |
¥11,149,450 |
| 10 |
2.30% |
¥905,623 |
¥108,674,752 |
¥11,674,752 |
| 10 |
2.40% |
¥910,014 |
¥109,201,658 |
¥12,201,658 |
| 10 |
2.50% |
¥914,418 |
¥109,730,166 |
¥12,730,166 |
| 10 |
2.60% |
¥918,836 |
¥110,260,275 |
¥13,260,275 |
| 10 |
2.70% |
¥923,267 |
¥110,791,985 |
¥13,791,985 |
| 10 |
2.80% |
¥927,711 |
¥111,325,294 |
¥14,325,294 |
| 10 |
2.90% |
¥932,168 |
¥111,860,202 |
¥14,860,202 |
| 10 |
3.00% |
¥936,639 |
¥112,396,707 |
¥15,396,707 |