9700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9700万円の住宅ローン｜期間・年数別
9700万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥191,652 | ¥114,991,195 | ¥17,991,195 |
| 50 | 0.80% | ¥196,203 | ¥117,721,800 | ¥20,721,800 |
| 50 | 0.90% | ¥200,820 | ¥120,492,140 | ¥23,492,140 |
| 50 | 1.00% | ¥205,503 | ¥123,302,043 | ¥26,302,043 |
| 50 | 1.10% | ¥210,252 | ¥126,151,317 | ¥29,151,317 |
| 50 | 1.20% | ¥215,066 | ¥129,039,752 | ¥32,039,752 |
| 50 | 1.30% | ¥219,945 | ¥131,967,121 | ¥34,967,121 |
| 50 | 1.40% | ¥224,889 | ¥134,933,178 | ¥37,933,178 |
| 50 | 1.50% | ¥229,896 | ¥137,937,662 | ¥40,937,662 |
| 50 | 1.60% | ¥234,967 | ¥140,980,293 | ¥43,980,293 |
| 50 | 1.70% | ¥240,101 | ¥144,060,775 | ¥47,060,775 |
| 50 | 1.80% | ¥245,298 | ¥147,178,798 | ¥50,178,798 |
| 50 | 1.90% | ¥250,557 | ¥150,334,035 | ¥53,334,035 |
| 50 | 2.00% | ¥255,877 | ¥153,526,146 | ¥56,526,146 |
| 50 | 2.10% | ¥261,258 | ¥156,754,775 | ¥59,754,775 |
| 50 | 2.20% | ¥266,699 | ¥160,019,553 | ¥63,019,553 |
| 50 | 2.30% | ¥272,200 | ¥163,320,099 | ¥66,320,099 |
| 50 | 2.40% | ¥277,760 | ¥166,656,019 | ¥69,656,019 |
| 50 | 2.50% | ¥283,378 | ¥170,026,907 | ¥73,026,907 |
| 50 | 2.60% | ¥289,054 | ¥173,432,345 | ¥76,432,345 |
| 50 | 2.70% | ¥294,787 | ¥176,871,906 | ¥79,871,906 |
| 50 | 2.80% | ¥300,575 | ¥180,345,152 | ¥83,345,152 |
| 50 | 2.90% | ¥306,419 | ¥183,851,636 | ¥86,851,636 |
| 50 | 3.00% | ¥312,318 | ¥187,390,904 | ¥90,390,904 |
9700万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥209,456 | ¥113,106,302 | ¥16,106,302 |
| 45 | 0.80% | ¥213,958 | ¥115,537,327 | ¥18,537,327 |
| 45 | 0.90% | ¥218,520 | ¥118,000,636 | ¥21,000,636 |
| 45 | 1.00% | ¥223,141 | ¥120,496,113 | ¥23,496,113 |
| 45 | 1.10% | ¥227,822 | ¥123,023,633 | ¥26,023,633 |
| 45 | 1.20% | ¥232,561 | ¥125,583,055 | ¥28,583,055 |
| 45 | 1.30% | ¥237,360 | ¥128,174,228 | ¥31,174,228 |
| 45 | 1.40% | ¥242,217 | ¥130,796,990 | ¥33,796,990 |
| 45 | 1.50% | ¥247,132 | ¥133,451,165 | ¥36,451,165 |
| 45 | 1.60% | ¥252,105 | ¥136,136,568 | ¥39,136,568 |
| 45 | 1.70% | ¥257,135 | ¥138,853,002 | ¥41,853,002 |
| 45 | 1.80% | ¥262,223 | ¥141,600,258 | ¥44,600,258 |
| 45 | 1.90% | ¥267,367 | ¥144,378,118 | ¥47,378,118 |
| 45 | 2.00% | ¥272,567 | ¥147,186,354 | ¥50,186,354 |
| 45 | 2.10% | ¥277,824 | ¥150,024,726 | ¥53,024,726 |
| 45 | 2.20% | ¥283,135 | ¥152,892,987 | ¥55,892,987 |
| 45 | 2.30% | ¥288,502 | ¥155,790,878 | ¥58,790,878 |
| 45 | 2.40% | ¥293,922 | ¥158,718,134 | ¥61,718,134 |
| 45 | 2.50% | ¥299,397 | ¥161,674,478 | ¥64,674,478 |
| 45 | 2.60% | ¥304,925 | ¥164,659,628 | ¥67,659,628 |
| 45 | 2.70% | ¥310,506 | ¥167,673,292 | ¥70,673,292 |
| 45 | 2.80% | ¥316,139 | ¥170,715,170 | ¥73,715,170 |
| 45 | 2.90% | ¥321,824 | ¥173,784,958 | ¥76,784,958 |
| 45 | 3.00% | ¥327,560 | ¥176,882,341 | ¥79,882,341 |
9700万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥231,752 | ¥111,241,012 | ¥14,241,012 |
| 40 | 0.80% | ¥236,205 | ¥113,378,379 | ¥16,378,379 |
| 40 | 0.90% | ¥240,711 | ¥115,541,324 | ¥18,541,324 |
| 40 | 1.00% | ¥245,270 | ¥117,729,774 | ¥20,729,774 |
| 40 | 1.10% | ¥249,883 | ¥119,943,649 | ¥22,943,649 |
| 40 | 1.20% | ¥254,548 | ¥122,182,859 | ¥25,182,859 |
| 40 | 1.30% | ¥259,265 | ¥124,447,311 | ¥27,447,311 |
| 40 | 1.40% | ¥264,035 | ¥126,736,900 | ¥29,736,900 |
| 40 | 1.50% | ¥268,857 | ¥129,051,516 | ¥32,051,516 |
| 40 | 1.60% | ¥273,731 | ¥131,391,040 | ¥34,391,040 |
| 40 | 1.70% | ¥278,657 | ¥133,755,348 | ¥36,755,348 |
| 40 | 1.80% | ¥283,634 | ¥136,144,308 | ¥39,144,308 |
| 40 | 1.90% | ¥288,662 | ¥138,557,780 | ¥41,557,780 |
| 40 | 2.00% | ¥293,741 | ¥140,995,618 | ¥43,995,618 |
| 40 | 2.10% | ¥298,870 | ¥143,457,669 | ¥46,457,669 |
| 40 | 2.20% | ¥304,050 | ¥145,943,776 | ¥48,943,776 |
| 40 | 2.30% | ¥309,279 | ¥148,453,772 | ¥51,453,772 |
| 40 | 2.40% | ¥314,557 | ¥150,987,487 | ¥53,987,487 |
| 40 | 2.50% | ¥319,885 | ¥153,544,743 | ¥56,544,743 |
| 40 | 2.60% | ¥325,261 | ¥156,125,357 | ¥59,125,357 |
| 40 | 2.70% | ¥330,686 | ¥158,729,141 | ¥61,729,141 |
| 40 | 2.80% | ¥336,158 | ¥161,355,900 | ¥64,355,900 |
| 40 | 2.90% | ¥341,678 | ¥164,005,437 | ¥67,005,437 |
| 40 | 3.00% | ¥347,245 | ¥166,677,547 | ¥69,677,547 |
9700万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥260,465 | ¥109,395,365 | ¥12,395,365 |
| 35 | 0.80% | ¥264,869 | ¥111,245,026 | ¥14,245,026 |
| 35 | 0.90% | ¥269,320 | ¥113,114,317 | ¥16,114,317 |
| 35 | 1.00% | ¥273,817 | ¥115,003,194 | ¥18,003,194 |
| 35 | 1.10% | ¥278,361 | ¥116,911,609 | ¥19,911,609 |
| 35 | 1.20% | ¥282,951 | ¥118,839,511 | ¥21,839,511 |
| 35 | 1.30% | ¥287,588 | ¥120,786,842 | ¥23,786,842 |
| 35 | 1.40% | ¥292,270 | ¥122,753,541 | ¥25,753,541 |
| 35 | 1.50% | ¥296,999 | ¥124,739,541 | ¥27,739,541 |
| 35 | 1.60% | ¥301,773 | ¥126,744,772 | ¥29,744,772 |
| 35 | 1.70% | ¥306,593 | ¥128,769,160 | ¥31,769,160 |
| 35 | 1.80% | ¥311,459 | ¥130,812,626 | ¥33,812,626 |
| 35 | 1.90% | ¥316,369 | ¥132,875,086 | ¥35,875,086 |
| 35 | 2.00% | ¥321,325 | ¥134,956,452 | ¥37,956,452 |
| 35 | 2.10% | ¥326,325 | ¥137,056,635 | ¥40,056,635 |
| 35 | 2.20% | ¥331,370 | ¥139,175,537 | ¥42,175,537 |
| 35 | 2.30% | ¥336,460 | ¥141,313,060 | ¥44,313,060 |
| 35 | 2.40% | ¥341,593 | ¥143,469,100 | ¥46,469,100 |
| 35 | 2.50% | ¥346,770 | ¥145,643,551 | ¥48,643,551 |
| 35 | 2.60% | ¥351,991 | ¥147,836,301 | ¥50,836,301 |
| 35 | 2.70% | ¥357,255 | ¥150,047,238 | ¥53,047,238 |
| 35 | 2.80% | ¥362,562 | ¥152,276,242 | ¥55,276,242 |
| 35 | 2.90% | ¥367,912 | ¥154,523,193 | ¥57,523,193 |
| 35 | 3.00% | ¥373,305 | ¥156,787,967 | ¥59,787,967 |
9700万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥298,804 | ¥107,569,398 | ¥10,569,398 |
| 30 | 0.80% | ¥303,159 | ¥109,137,329 | ¥12,137,329 |
| 30 | 0.90% | ¥307,555 | ¥110,719,711 | ¥13,719,711 |
| 30 | 1.00% | ¥311,990 | ¥112,316,521 | ¥15,316,521 |
| 30 | 1.10% | ¥316,466 | ¥113,927,732 | ¥16,927,732 |
| 30 | 1.20% | ¥320,981 | ¥115,553,316 | ¥18,553,316 |
| 30 | 1.30% | ¥325,537 | ¥117,193,241 | ¥20,193,241 |
| 30 | 1.40% | ¥330,132 | ¥118,847,474 | ¥21,847,474 |
| 30 | 1.50% | ¥334,767 | ¥120,515,977 | ¥23,515,977 |
| 30 | 1.60% | ¥339,441 | ¥122,198,713 | ¥25,198,713 |
| 30 | 1.70% | ¥344,155 | ¥123,895,640 | ¥26,895,640 |
| 30 | 1.80% | ¥348,908 | ¥125,606,715 | ¥28,606,715 |
| 30 | 1.90% | ¥353,700 | ¥127,331,891 | ¥30,331,891 |
| 30 | 2.00% | ¥358,531 | ¥129,071,120 | ¥32,071,120 |
| 30 | 2.10% | ¥363,401 | ¥130,824,352 | ¥33,824,352 |
| 30 | 2.20% | ¥368,310 | ¥132,591,534 | ¥35,591,534 |
| 30 | 2.30% | ¥373,257 | ¥134,372,611 | ¥37,372,611 |
| 30 | 2.40% | ¥378,243 | ¥136,167,525 | ¥39,167,525 |
| 30 | 2.50% | ¥383,267 | ¥137,976,218 | ¥40,976,218 |
| 30 | 2.60% | ¥388,330 | ¥139,798,627 | ¥42,798,627 |
| 30 | 2.70% | ¥393,430 | ¥141,634,690 | ¥44,634,690 |
| 30 | 2.80% | ¥398,568 | ¥143,484,340 | ¥46,484,340 |
| 30 | 2.90% | ¥403,743 | ¥145,347,509 | ¥48,347,509 |
| 30 | 3.00% | ¥408,956 | ¥147,224,129 | ¥50,224,129 |
9700万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥352,544 | ¥105,763,143 | ¥8,763,143 |
| 25 | 0.80% | ¥356,851 | ¥107,055,340 | ¥10,055,340 |
| 25 | 0.90% | ¥361,192 | ¥108,357,591 | ¥11,357,591 |
| 25 | 1.00% | ¥365,566 | ¥109,669,884 | ¥12,669,884 |
| 25 | 1.10% | ¥369,974 | ¥110,992,206 | ¥13,992,206 |
| 25 | 1.20% | ¥374,415 | ¥112,324,541 | ¥15,324,541 |
| 25 | 1.30% | ¥378,890 | ¥113,666,875 | ¥16,666,875 |
| 25 | 1.40% | ¥383,397 | ¥115,019,191 | ¥18,019,191 |
| 25 | 1.50% | ¥387,938 | ¥116,381,471 | ¥19,381,471 |
| 25 | 1.60% | ¥392,512 | ¥117,753,695 | ¥20,753,695 |
| 25 | 1.70% | ¥397,119 | ¥119,135,844 | ¥22,135,844 |
| 25 | 1.80% | ¥401,760 | ¥120,527,895 | ¥23,527,895 |
| 25 | 1.90% | ¥406,433 | ¥121,929,826 | ¥24,929,826 |
| 25 | 2.00% | ¥411,139 | ¥123,341,613 | ¥26,341,613 |
| 25 | 2.10% | ¥415,877 | ¥124,763,230 | ¥27,763,230 |
| 25 | 2.20% | ¥420,649 | ¥126,194,653 | ¥29,194,653 |
| 25 | 2.30% | ¥425,453 | ¥127,635,853 | ¥30,635,853 |
| 25 | 2.40% | ¥430,289 | ¥129,086,801 | ¥32,086,801 |
| 25 | 2.50% | ¥435,158 | ¥130,547,470 | ¥33,547,470 |
| 25 | 2.60% | ¥440,059 | ¥132,017,827 | ¥35,017,827 |
| 25 | 2.70% | ¥444,993 | ¥133,497,841 | ¥36,497,841 |
| 25 | 2.80% | ¥449,958 | ¥134,987,479 | ¥37,987,479 |
| 25 | 2.90% | ¥454,956 | ¥136,486,708 | ¥39,486,708 |
| 25 | 3.00% | ¥459,985 | ¥137,995,492 | ¥40,995,492 |
9700万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥433,236 | ¥103,976,624 | ¥6,976,624 |
| 20 | 0.80% | ¥437,496 | ¥104,999,106 | ¥7,999,106 |
| 20 | 0.90% | ¥441,783 | ¥106,028,031 | ¥9,028,031 |
| 20 | 1.00% | ¥446,097 | ¥107,063,395 | ¥10,063,395 |
| 20 | 1.10% | ¥450,438 | ¥108,105,191 | ¥11,105,191 |
| 20 | 1.20% | ¥454,806 | ¥109,153,414 | ¥12,153,414 |
| 20 | 1.30% | ¥459,200 | ¥110,208,056 | ¥13,208,056 |
| 20 | 1.40% | ¥463,621 | ¥111,269,111 | ¥14,269,111 |
| 20 | 1.50% | ¥468,069 | ¥112,336,571 | ¥15,336,571 |
| 20 | 1.60% | ¥472,543 | ¥113,410,428 | ¥16,410,428 |
| 20 | 1.70% | ¥477,044 | ¥114,490,673 | ¥17,490,673 |
| 20 | 1.80% | ¥481,572 | ¥115,577,296 | ¥18,577,296 |
| 20 | 1.90% | ¥486,126 | ¥116,670,289 | ¥19,670,289 |
| 20 | 2.00% | ¥490,707 | ¥117,769,640 | ¥20,769,640 |
| 20 | 2.10% | ¥495,314 | ¥118,875,340 | ¥21,875,340 |
| 20 | 2.20% | ¥499,947 | ¥119,987,377 | ¥22,987,377 |
| 20 | 2.30% | ¥504,607 | ¥121,105,740 | ¥24,105,740 |
| 20 | 2.40% | ¥509,293 | ¥122,230,416 | ¥25,230,416 |
| 20 | 2.50% | ¥514,006 | ¥123,361,393 | ¥26,361,393 |
| 20 | 2.60% | ¥518,744 | ¥124,498,659 | ¥27,498,659 |
| 20 | 2.70% | ¥523,509 | ¥125,642,198 | ¥28,642,198 |
| 20 | 2.80% | ¥528,300 | ¥126,791,998 | ¥29,791,998 |
| 20 | 2.90% | ¥533,117 | ¥127,948,044 | ¥30,948,044 |
| 20 | 3.00% | ¥537,960 | ¥129,110,321 | ¥32,110,321 |
9700万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥567,833 | ¥102,209,865 | ¥5,209,865 |
| 15 | 0.80% | ¥572,048 | ¥102,968,663 | ¥5,968,663 |
| 15 | 0.90% | ¥576,284 | ¥103,731,089 | ¥6,731,089 |
| 15 | 1.00% | ¥580,540 | ¥104,497,142 | ¥7,497,142 |
| 15 | 1.10% | ¥584,816 | ¥105,266,820 | ¥8,266,820 |
| 15 | 1.20% | ¥589,112 | ¥106,040,120 | ¥9,040,120 |
| 15 | 1.30% | ¥593,428 | ¥106,817,040 | ¥9,817,040 |
| 15 | 1.40% | ¥597,764 | ¥107,597,578 | ¥10,597,578 |
| 15 | 1.50% | ¥602,121 | ¥108,381,731 | ¥11,381,731 |
| 15 | 1.60% | ¥606,497 | ¥109,169,497 | ¥12,169,497 |
| 15 | 1.70% | ¥610,894 | ¥109,960,871 | ¥12,960,871 |
| 15 | 1.80% | ¥615,310 | ¥110,755,852 | ¥13,755,852 |
| 15 | 1.90% | ¥619,747 | ¥111,554,436 | ¥14,554,436 |
| 15 | 2.00% | ¥624,203 | ¥112,356,619 | ¥15,356,619 |
| 15 | 2.10% | ¥628,680 | ¥113,162,398 | ¥16,162,398 |
| 15 | 2.20% | ¥633,176 | ¥113,971,769 | ¥16,971,769 |
| 15 | 2.30% | ¥637,693 | ¥114,784,729 | ¥17,784,729 |
| 15 | 2.40% | ¥642,229 | ¥115,601,272 | ¥18,601,272 |
| 15 | 2.50% | ¥646,786 | ¥116,421,396 | ¥19,421,396 |
| 15 | 2.60% | ¥651,362 | ¥117,245,095 | ¥20,245,095 |
| 15 | 2.70% | ¥655,958 | ¥118,072,365 | ¥21,072,365 |
| 15 | 2.80% | ¥660,573 | ¥118,903,202 | ¥21,903,202 |
| 15 | 2.90% | ¥665,209 | ¥119,737,600 | ¥22,737,600 |
| 15 | 3.00% | ¥669,864 | ¥120,575,554 | ¥23,575,554 |
9700万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥837,191 | ¥100,462,882 | ¥3,462,882 |
| 10 | 0.80% | ¥841,367 | ¥100,964,040 | ¥3,964,040 |
| 10 | 0.90% | ¥845,557 | ¥101,466,812 | ¥4,466,812 |
| 10 | 1.00% | ¥849,760 | ¥101,971,197 | ¥4,971,197 |
| 10 | 1.10% | ¥853,977 | ¥102,477,195 | ¥5,477,195 |
| 10 | 1.20% | ¥858,207 | ¥102,984,806 | ¥5,984,806 |
| 10 | 1.30% | ¥862,450 | ¥103,494,028 | ¥6,494,028 |
| 10 | 1.40% | ¥866,707 | ¥104,004,862 | ¥7,004,862 |
| 10 | 1.50% | ¥870,978 | ¥104,517,306 | ¥7,517,306 |
| 10 | 1.60% | ¥875,261 | ¥105,031,360 | ¥8,031,360 |
| 10 | 1.70% | ¥879,559 | ¥105,547,023 | ¥8,547,023 |
| 10 | 1.80% | ¥883,869 | ¥106,064,295 | ¥9,064,295 |
| 10 | 1.90% | ¥888,193 | ¥106,583,174 | ¥9,583,174 |
| 10 | 2.00% | ¥892,531 | ¥107,103,660 | ¥10,103,660 |
| 10 | 2.10% | ¥896,881 | ¥107,625,753 | ¥10,625,753 |
| 10 | 2.20% | ¥901,245 | ¥108,149,450 | ¥11,149,450 |
| 10 | 2.30% | ¥905,623 | ¥108,674,752 | ¥11,674,752 |
| 10 | 2.40% | ¥910,014 | ¥109,201,658 | ¥12,201,658 |
| 10 | 2.50% | ¥914,418 | ¥109,730,166 | ¥12,730,166 |
| 10 | 2.60% | ¥918,836 | ¥110,260,275 | ¥13,260,275 |
| 10 | 2.70% | ¥923,267 | ¥110,791,985 | ¥13,791,985 |
| 10 | 2.80% | ¥927,711 | ¥111,325,294 | ¥14,325,294 |
| 10 | 2.90% | ¥932,168 | ¥111,860,202 | ¥14,860,202 |
| 10 | 3.00% | ¥936,639 | ¥112,396,707 | ¥15,396,707 |
