9720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9720万円の住宅ローン｜期間・年数別
9720万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥192,047 | ¥115,228,290 | ¥18,028,290 |
| 50 | 0.80% | ¥196,608 | ¥117,964,525 | ¥20,764,525 |
| 50 | 0.90% | ¥201,234 | ¥120,740,578 | ¥23,540,578 |
| 50 | 1.00% | ¥205,927 | ¥123,556,274 | ¥26,356,274 |
| 50 | 1.10% | ¥210,686 | ¥126,411,423 | ¥29,211,423 |
| 50 | 1.20% | ¥215,510 | ¥129,305,813 | ¥32,105,813 |
| 50 | 1.30% | ¥220,399 | ¥132,239,218 | ¥35,039,218 |
| 50 | 1.40% | ¥225,352 | ¥135,211,391 | ¥38,011,391 |
| 50 | 1.50% | ¥230,370 | ¥138,222,070 | ¥41,022,070 |
| 50 | 1.60% | ¥235,452 | ¥141,270,974 | ¥44,070,974 |
| 50 | 1.70% | ¥240,596 | ¥144,357,808 | ¥47,157,808 |
| 50 | 1.80% | ¥245,804 | ¥147,482,259 | ¥50,282,259 |
| 50 | 1.90% | ¥251,073 | ¥150,644,002 | ¥53,444,002 |
| 50 | 2.00% | ¥256,404 | ¥153,842,695 | ¥56,642,695 |
| 50 | 2.10% | ¥261,797 | ¥157,077,981 | ¥59,877,981 |
| 50 | 2.20% | ¥267,249 | ¥160,349,491 | ¥63,149,491 |
| 50 | 2.30% | ¥272,761 | ¥163,656,842 | ¥66,456,842 |
| 50 | 2.40% | ¥278,333 | ¥166,999,640 | ¥69,799,640 |
| 50 | 2.50% | ¥283,962 | ¥170,377,478 | ¥73,177,478 |
| 50 | 2.60% | ¥289,650 | ¥173,789,937 | ¥76,589,937 |
| 50 | 2.70% | ¥295,394 | ¥177,236,590 | ¥80,036,590 |
| 50 | 2.80% | ¥301,195 | ¥180,716,997 | ¥83,516,997 |
| 50 | 2.90% | ¥307,051 | ¥184,230,712 | ¥87,030,712 |
| 50 | 3.00% | ¥312,962 | ¥187,777,277 | ¥90,577,277 |
9720万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥209,888 | ¥113,339,511 | ¥16,139,511 |
| 45 | 0.80% | ¥214,399 | ¥115,775,548 | ¥18,575,548 |
| 45 | 0.90% | ¥218,970 | ¥118,243,936 | ¥21,043,936 |
| 45 | 1.00% | ¥223,601 | ¥120,744,559 | ¥23,544,559 |
| 45 | 1.10% | ¥228,291 | ¥123,277,290 | ¥26,077,290 |
| 45 | 1.20% | ¥233,041 | ¥125,841,989 | ¥28,641,989 |
| 45 | 1.30% | ¥237,849 | ¥128,438,505 | ¥31,238,505 |
| 45 | 1.40% | ¥242,716 | ¥131,066,674 | ¥33,866,674 |
| 45 | 1.50% | ¥247,641 | ¥133,726,322 | ¥36,526,322 |
| 45 | 1.60% | ¥252,625 | ¥136,417,262 | ¥39,217,262 |
| 45 | 1.70% | ¥257,665 | ¥139,139,297 | ¥41,939,297 |
| 45 | 1.80% | ¥262,763 | ¥141,892,217 | ¥44,692,217 |
| 45 | 1.90% | ¥267,918 | ¥144,675,805 | ¥47,475,805 |
| 45 | 2.00% | ¥273,129 | ¥147,489,831 | ¥50,289,831 |
| 45 | 2.10% | ¥278,396 | ¥150,334,056 | ¥53,134,056 |
| 45 | 2.20% | ¥283,719 | ¥153,208,230 | ¥56,008,230 |
| 45 | 2.30% | ¥289,096 | ¥156,112,097 | ¥58,912,097 |
| 45 | 2.40% | ¥294,528 | ¥159,045,388 | ¥61,845,388 |
| 45 | 2.50% | ¥300,014 | ¥162,007,828 | ¥64,807,828 |
| 45 | 2.60% | ¥305,554 | ¥164,999,133 | ¥67,799,133 |
| 45 | 2.70% | ¥311,146 | ¥168,019,010 | ¥70,819,010 |
| 45 | 2.80% | ¥316,791 | ¥171,067,161 | ¥73,867,161 |
| 45 | 2.90% | ¥322,488 | ¥174,143,277 | ¥76,943,277 |
| 45 | 3.00% | ¥328,235 | ¥177,247,047 | ¥80,047,047 |
9720万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥232,230 | ¥111,470,375 | ¥14,270,375 |
| 40 | 0.80% | ¥236,692 | ¥113,612,149 | ¥16,412,149 |
| 40 | 0.90% | ¥241,207 | ¥115,779,554 | ¥18,579,554 |
| 40 | 1.00% | ¥245,776 | ¥117,972,516 | ¥20,772,516 |
| 40 | 1.10% | ¥250,398 | ¥120,190,955 | ¥22,990,955 |
| 40 | 1.20% | ¥255,072 | ¥122,434,783 | ¥25,234,783 |
| 40 | 1.30% | ¥259,800 | ¥124,703,903 | ¥27,503,903 |
| 40 | 1.40% | ¥264,580 | ¥126,998,213 | ¥29,798,213 |
| 40 | 1.50% | ¥269,412 | ¥129,317,601 | ¥32,117,601 |
| 40 | 1.60% | ¥274,296 | ¥131,661,950 | ¥34,461,950 |
| 40 | 1.70% | ¥279,232 | ¥134,031,133 | ¥36,831,133 |
| 40 | 1.80% | ¥284,219 | ¥136,425,018 | ¥39,225,018 |
| 40 | 1.90% | ¥289,257 | ¥138,843,466 | ¥41,643,466 |
| 40 | 2.00% | ¥294,347 | ¥141,286,330 | ¥44,086,330 |
| 40 | 2.10% | ¥299,486 | ¥143,753,458 | ¥46,553,458 |
| 40 | 2.20% | ¥304,676 | ¥146,244,691 | ¥49,044,691 |
| 40 | 2.30% | ¥309,916 | ¥148,759,862 | ¥51,559,862 |
| 40 | 2.40% | ¥315,206 | ¥151,298,801 | ¥54,098,801 |
| 40 | 2.50% | ¥320,544 | ¥153,861,330 | ¥56,661,330 |
| 40 | 2.60% | ¥325,932 | ¥156,447,265 | ¥59,247,265 |
| 40 | 2.70% | ¥331,368 | ¥159,056,417 | ¥61,856,417 |
| 40 | 2.80% | ¥336,851 | ¥161,688,593 | ¥64,488,593 |
| 40 | 2.90% | ¥342,382 | ¥164,343,593 | ¥67,143,593 |
| 40 | 3.00% | ¥347,961 | ¥167,021,212 | ¥69,821,212 |
9720万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥261,002 | ¥109,620,923 | ¥12,420,923 |
| 35 | 0.80% | ¥265,415 | ¥111,474,397 | ¥14,274,397 |
| 35 | 0.90% | ¥269,875 | ¥113,347,542 | ¥16,147,542 |
| 35 | 1.00% | ¥274,382 | ¥115,240,314 | ¥18,040,314 |
| 35 | 1.10% | ¥278,935 | ¥117,152,664 | ¥19,952,664 |
| 35 | 1.20% | ¥283,535 | ¥119,084,541 | ¥21,884,541 |
| 35 | 1.30% | ¥288,181 | ¥121,035,887 | ¥23,835,887 |
| 35 | 1.40% | ¥292,873 | ¥123,006,641 | ¥25,806,641 |
| 35 | 1.50% | ¥297,611 | ¥124,996,736 | ¥27,796,736 |
| 35 | 1.60% | ¥302,395 | ¥127,006,102 | ¥29,806,102 |
| 35 | 1.70% | ¥307,225 | ¥129,034,664 | ¥31,834,664 |
| 35 | 1.80% | ¥312,101 | ¥131,082,343 | ¥33,882,343 |
| 35 | 1.90% | ¥317,022 | ¥133,149,055 | ¥35,949,055 |
| 35 | 2.00% | ¥321,987 | ¥135,234,713 | ¥38,034,713 |
| 35 | 2.10% | ¥326,998 | ¥137,339,226 | ¥40,139,226 |
| 35 | 2.20% | ¥332,054 | ¥139,462,497 | ¥42,262,497 |
| 35 | 2.30% | ¥337,153 | ¥141,604,427 | ¥44,404,427 |
| 35 | 2.40% | ¥342,297 | ¥143,764,913 | ¥46,564,913 |
| 35 | 2.50% | ¥347,485 | ¥145,943,847 | ¥48,743,847 |
| 35 | 2.60% | ¥352,717 | ¥148,141,119 | ¥50,941,119 |
| 35 | 2.70% | ¥357,992 | ¥150,356,614 | ¥53,156,614 |
| 35 | 2.80% | ¥363,310 | ¥152,590,214 | ¥55,390,214 |
| 35 | 2.90% | ¥368,671 | ¥154,841,798 | ¥57,641,798 |
| 35 | 3.00% | ¥374,074 | ¥157,111,242 | ¥59,911,242 |
9720万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥299,420 | ¥107,791,191 | ¥10,591,191 |
| 30 | 0.80% | ¥303,784 | ¥109,362,354 | ¥12,162,354 |
| 30 | 0.90% | ¥308,189 | ¥110,947,999 | ¥13,747,999 |
| 30 | 1.00% | ¥312,634 | ¥112,548,101 | ¥15,348,101 |
| 30 | 1.10% | ¥317,118 | ¥114,162,634 | ¥16,962,634 |
| 30 | 1.20% | ¥321,643 | ¥115,791,570 | ¥18,591,570 |
| 30 | 1.30% | ¥326,208 | ¥117,434,877 | ¥20,234,877 |
| 30 | 1.40% | ¥330,813 | ¥119,092,520 | ¥21,892,520 |
| 30 | 1.50% | ¥335,457 | ¥120,764,464 | ¥23,564,464 |
| 30 | 1.60% | ¥340,141 | ¥122,450,669 | ¥25,250,669 |
| 30 | 1.70% | ¥344,864 | ¥124,151,095 | ¥26,951,095 |
| 30 | 1.80% | ¥349,627 | ¥125,865,698 | ¥28,665,698 |
| 30 | 1.90% | ¥354,429 | ¥127,594,431 | ¥30,394,431 |
| 30 | 2.00% | ¥359,270 | ¥129,337,246 | ¥32,137,246 |
| 30 | 2.10% | ¥364,150 | ¥131,094,093 | ¥33,894,093 |
| 30 | 2.20% | ¥369,069 | ¥132,864,918 | ¥35,664,918 |
| 30 | 2.30% | ¥374,027 | ¥134,649,668 | ¥37,449,668 |
| 30 | 2.40% | ¥379,023 | ¥136,448,283 | ¥39,248,283 |
| 30 | 2.50% | ¥384,058 | ¥138,260,705 | ¥41,060,705 |
| 30 | 2.60% | ¥389,130 | ¥140,086,872 | ¥42,886,872 |
| 30 | 2.70% | ¥394,241 | ¥141,926,720 | ¥44,726,720 |
| 30 | 2.80% | ¥399,389 | ¥143,780,184 | ¥46,580,184 |
| 30 | 2.90% | ¥404,576 | ¥145,647,195 | ¥48,447,195 |
| 30 | 3.00% | ¥409,799 | ¥147,527,683 | ¥50,327,683 |
9720万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥353,271 | ¥105,981,211 | ¥8,781,211 |
| 25 | 0.80% | ¥357,587 | ¥107,276,073 | ¥10,076,073 |
| 25 | 0.90% | ¥361,937 | ¥108,581,009 | ¥11,381,009 |
| 25 | 1.00% | ¥366,320 | ¥109,896,008 | ¥12,696,008 |
| 25 | 1.10% | ¥370,737 | ¥111,221,055 | ¥14,021,055 |
| 25 | 1.20% | ¥375,187 | ¥112,556,138 | ¥15,356,138 |
| 25 | 1.30% | ¥379,671 | ¥113,901,240 | ¥16,701,240 |
| 25 | 1.40% | ¥384,188 | ¥115,256,344 | ¥18,056,344 |
| 25 | 1.50% | ¥388,738 | ¥116,621,433 | ¥19,421,433 |
| 25 | 1.60% | ¥393,322 | ¥117,996,486 | ¥20,796,486 |
| 25 | 1.70% | ¥397,938 | ¥119,381,485 | ¥22,181,485 |
| 25 | 1.80% | ¥402,588 | ¥120,776,406 | ¥23,576,406 |
| 25 | 1.90% | ¥407,271 | ¥122,181,227 | ¥24,981,227 |
| 25 | 2.00% | ¥411,986 | ¥123,595,925 | ¥26,395,925 |
| 25 | 2.10% | ¥416,735 | ¥125,020,474 | ¥27,820,474 |
| 25 | 2.20% | ¥421,516 | ¥126,454,848 | ¥29,254,848 |
| 25 | 2.30% | ¥426,330 | ¥127,899,019 | ¥30,699,019 |
| 25 | 2.40% | ¥431,177 | ¥129,352,960 | ¥32,152,960 |
| 25 | 2.50% | ¥436,055 | ¥130,816,640 | ¥33,616,640 |
| 25 | 2.60% | ¥440,967 | ¥132,290,028 | ¥35,090,028 |
| 25 | 2.70% | ¥445,910 | ¥133,773,094 | ¥36,573,094 |
| 25 | 2.80% | ¥450,886 | ¥135,265,804 | ¥38,065,804 |
| 25 | 2.90% | ¥455,894 | ¥136,768,124 | ¥39,568,124 |
| 25 | 3.00% | ¥460,933 | ¥138,280,019 | ¥41,080,019 |
9720万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥434,129 | ¥104,191,009 | ¥6,991,009 |
| 20 | 0.80% | ¥438,398 | ¥105,215,599 | ¥8,015,599 |
| 20 | 0.90% | ¥442,694 | ¥106,246,646 | ¥9,046,646 |
| 20 | 1.00% | ¥447,017 | ¥107,284,144 | ¥10,084,144 |
| 20 | 1.10% | ¥451,367 | ¥108,328,088 | ¥11,128,088 |
| 20 | 1.20% | ¥455,744 | ¥109,378,472 | ¥12,178,472 |
| 20 | 1.30% | ¥460,147 | ¥110,435,289 | ¥13,235,289 |
| 20 | 1.40% | ¥464,577 | ¥111,498,532 | ¥14,298,532 |
| 20 | 1.50% | ¥469,034 | ¥112,568,193 | ¥15,368,193 |
| 20 | 1.60% | ¥473,518 | ¥113,644,264 | ¥16,444,264 |
| 20 | 1.70% | ¥478,028 | ¥114,726,736 | ¥17,526,736 |
| 20 | 1.80% | ¥482,565 | ¥115,815,600 | ¥18,615,600 |
| 20 | 1.90% | ¥487,129 | ¥116,910,846 | ¥19,710,846 |
| 20 | 2.00% | ¥491,719 | ¥118,012,464 | ¥20,812,464 |
| 20 | 2.10% | ¥496,335 | ¥119,120,444 | ¥21,920,444 |
| 20 | 2.20% | ¥500,978 | ¥120,234,774 | ¥23,034,774 |
| 20 | 2.30% | ¥505,648 | ¥121,355,443 | ¥24,155,443 |
| 20 | 2.40% | ¥510,343 | ¥122,482,438 | ¥25,282,438 |
| 20 | 2.50% | ¥515,066 | ¥123,615,747 | ¥26,415,747 |
| 20 | 2.60% | ¥519,814 | ¥124,755,357 | ¥27,555,357 |
| 20 | 2.70% | ¥524,589 | ¥125,901,254 | ¥28,701,254 |
| 20 | 2.80% | ¥529,389 | ¥127,053,425 | ¥29,853,425 |
| 20 | 2.90% | ¥534,216 | ¥128,211,854 | ¥31,011,854 |
| 20 | 3.00% | ¥539,069 | ¥129,376,528 | ¥32,176,528 |
9720万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥569,003 | ¥102,420,607 | ¥5,220,607 |
| 15 | 0.80% | ¥573,228 | ¥103,180,970 | ¥5,980,970 |
| 15 | 0.90% | ¥577,472 | ¥103,944,968 | ¥6,744,968 |
| 15 | 1.00% | ¥581,737 | ¥104,712,600 | ¥7,512,600 |
| 15 | 1.10% | ¥586,021 | ¥105,483,865 | ¥8,283,865 |
| 15 | 1.20% | ¥590,326 | ¥106,258,759 | ¥9,058,759 |
| 15 | 1.30% | ¥594,652 | ¥107,037,282 | ¥9,837,282 |
| 15 | 1.40% | ¥598,997 | ¥107,819,429 | ¥10,619,429 |
| 15 | 1.50% | ¥603,362 | ¥108,605,199 | ¥11,405,199 |
| 15 | 1.60% | ¥607,748 | ¥109,394,588 | ¥12,194,588 |
| 15 | 1.70% | ¥612,153 | ¥110,187,595 | ¥12,987,595 |
| 15 | 1.80% | ¥616,579 | ¥110,984,215 | ¥13,784,215 |
| 15 | 1.90% | ¥621,025 | ¥111,784,445 | ¥14,584,445 |
| 15 | 2.00% | ¥625,490 | ¥112,588,282 | ¥15,388,282 |
| 15 | 2.10% | ¥629,976 | ¥113,395,723 | ¥16,195,723 |
| 15 | 2.20% | ¥634,482 | ¥114,206,763 | ¥17,006,763 |
| 15 | 2.30% | ¥639,008 | ¥115,021,398 | ¥17,821,398 |
| 15 | 2.40% | ¥643,553 | ¥115,839,626 | ¥18,639,626 |
| 15 | 2.50% | ¥648,119 | ¥116,661,440 | ¥19,461,440 |
| 15 | 2.60% | ¥652,705 | ¥117,486,837 | ¥20,286,837 |
| 15 | 2.70% | ¥657,310 | ¥118,315,813 | ¥21,115,813 |
| 15 | 2.80% | ¥661,935 | ¥119,148,363 | ¥21,948,363 |
| 15 | 2.90% | ¥666,580 | ¥119,984,481 | ¥22,784,481 |
| 15 | 3.00% | ¥671,245 | ¥120,824,164 | ¥23,624,164 |
9720万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥838,917 | ¥100,670,022 | ¥3,470,022 |
| 10 | 0.80% | ¥843,102 | ¥101,172,214 | ¥3,972,214 |
| 10 | 0.90% | ¥847,300 | ¥101,676,022 | ¥4,476,022 |
| 10 | 1.00% | ¥851,512 | ¥102,181,447 | ¥4,981,447 |
| 10 | 1.10% | ¥855,737 | ¥102,688,489 | ¥5,488,489 |
| 10 | 1.20% | ¥859,976 | ¥103,197,146 | ¥5,997,146 |
| 10 | 1.30% | ¥864,228 | ¥103,707,418 | ¥6,507,418 |
| 10 | 1.40% | ¥868,494 | ¥104,219,305 | ¥7,019,305 |
| 10 | 1.50% | ¥872,773 | ¥104,732,805 | ¥7,532,805 |
| 10 | 1.60% | ¥877,066 | ¥105,247,919 | ¥8,047,919 |
| 10 | 1.70% | ¥881,372 | ¥105,764,646 | ¥8,564,646 |
| 10 | 1.80% | ¥885,692 | ¥106,282,984 | ¥9,082,984 |
| 10 | 1.90% | ¥890,024 | ¥106,802,933 | ¥9,602,933 |
| 10 | 2.00% | ¥894,371 | ¥107,324,493 | ¥10,124,493 |
| 10 | 2.10% | ¥898,731 | ¥107,847,661 | ¥10,647,661 |
| 10 | 2.20% | ¥903,104 | ¥108,372,439 | ¥11,172,439 |
| 10 | 2.30% | ¥907,490 | ¥108,898,824 | ¥11,698,824 |
| 10 | 2.40% | ¥911,890 | ¥109,426,816 | ¥12,226,816 |
| 10 | 2.50% | ¥916,303 | ¥109,956,413 | ¥12,756,413 |
| 10 | 2.60% | ¥920,730 | ¥110,487,616 | ¥13,287,616 |
| 10 | 2.70% | ¥925,170 | ¥111,020,422 | ¥13,820,422 |
| 10 | 2.80% | ¥929,624 | ¥111,554,831 | ¥14,354,831 |
| 10 | 2.90% | ¥934,090 | ¥112,090,841 | ¥14,890,841 |
| 10 | 3.00% | ¥938,570 | ¥112,628,453 | ¥15,428,453 |
