9730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9730万円の住宅ローン|期間・年数別
9730万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥192,245 |
¥115,346,837 |
¥18,046,837 |
| 50 |
0.80% |
¥196,810 |
¥118,085,888 |
¥20,785,888 |
| 50 |
0.90% |
¥201,441 |
¥120,864,796 |
¥23,564,796 |
| 50 |
1.00% |
¥206,139 |
¥123,683,389 |
¥26,383,389 |
| 50 |
1.10% |
¥210,902 |
¥126,541,475 |
¥29,241,475 |
| 50 |
1.20% |
¥215,731 |
¥129,438,844 |
¥32,138,844 |
| 50 |
1.30% |
¥220,625 |
¥132,375,267 |
¥35,075,267 |
| 50 |
1.40% |
¥225,584 |
¥135,350,498 |
¥38,050,498 |
| 50 |
1.50% |
¥230,607 |
¥138,364,273 |
¥41,064,273 |
| 50 |
1.60% |
¥235,694 |
¥141,416,314 |
¥44,116,314 |
| 50 |
1.70% |
¥240,844 |
¥144,506,324 |
¥47,206,324 |
| 50 |
1.80% |
¥246,057 |
¥147,633,990 |
¥50,333,990 |
| 50 |
1.90% |
¥251,332 |
¥150,798,986 |
¥53,498,986 |
| 50 |
2.00% |
¥256,668 |
¥154,000,969 |
¥56,700,969 |
| 50 |
2.10% |
¥262,066 |
¥157,239,584 |
¥59,939,584 |
| 50 |
2.20% |
¥267,524 |
¥160,514,459 |
¥63,214,459 |
| 50 |
2.30% |
¥273,042 |
¥163,825,213 |
¥66,525,213 |
| 50 |
2.40% |
¥278,619 |
¥167,171,450 |
¥69,871,450 |
| 50 |
2.50% |
¥284,255 |
¥170,552,763 |
¥73,252,763 |
| 50 |
2.60% |
¥289,948 |
¥173,968,733 |
¥76,668,733 |
| 50 |
2.70% |
¥295,698 |
¥177,418,932 |
¥80,118,932 |
| 50 |
2.80% |
¥301,505 |
¥180,902,920 |
¥83,602,920 |
| 50 |
2.90% |
¥307,367 |
¥184,420,250 |
¥87,120,250 |
| 50 |
3.00% |
¥313,284 |
¥187,970,463 |
¥90,670,463 |
9730万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥210,104 |
¥113,456,115 |
¥16,156,115 |
| 45 |
0.80% |
¥214,620 |
¥115,894,659 |
¥18,594,659 |
| 45 |
0.90% |
¥219,196 |
¥118,365,586 |
¥21,065,586 |
| 45 |
1.00% |
¥223,831 |
¥120,868,782 |
¥23,568,782 |
| 45 |
1.10% |
¥228,526 |
¥123,404,118 |
¥26,104,118 |
| 45 |
1.20% |
¥233,280 |
¥125,971,456 |
¥28,671,456 |
| 45 |
1.30% |
¥238,094 |
¥128,570,643 |
¥31,270,643 |
| 45 |
1.40% |
¥242,966 |
¥131,201,516 |
¥33,901,516 |
| 45 |
1.50% |
¥247,896 |
¥133,863,901 |
¥36,563,901 |
| 45 |
1.60% |
¥252,884 |
¥136,557,609 |
¥39,257,609 |
| 45 |
1.70% |
¥257,930 |
¥139,282,444 |
¥41,982,444 |
| 45 |
1.80% |
¥263,034 |
¥142,038,197 |
¥44,738,197 |
| 45 |
1.90% |
¥268,194 |
¥144,824,649 |
¥47,524,649 |
| 45 |
2.00% |
¥273,410 |
¥147,641,570 |
¥50,341,570 |
| 45 |
2.10% |
¥278,683 |
¥150,488,720 |
¥53,188,720 |
| 45 |
2.20% |
¥284,011 |
¥153,365,852 |
¥56,065,852 |
| 45 |
2.30% |
¥289,394 |
¥156,272,706 |
¥58,972,706 |
| 45 |
2.40% |
¥294,832 |
¥159,209,015 |
¥61,909,015 |
| 45 |
2.50% |
¥300,323 |
¥162,174,503 |
¥64,874,503 |
| 45 |
2.60% |
¥305,868 |
¥165,168,885 |
¥67,868,885 |
| 45 |
2.70% |
¥311,466 |
¥168,191,869 |
¥70,891,869 |
| 45 |
2.80% |
¥317,117 |
¥171,243,156 |
¥73,943,156 |
| 45 |
2.90% |
¥322,819 |
¥174,322,437 |
¥77,022,437 |
| 45 |
3.00% |
¥328,573 |
¥177,429,400 |
¥80,129,400 |
9730万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥232,469 |
¥111,585,056 |
¥14,285,056 |
| 40 |
0.80% |
¥236,935 |
¥113,729,034 |
¥16,429,034 |
| 40 |
0.90% |
¥241,456 |
¥115,898,669 |
¥18,598,669 |
| 40 |
1.00% |
¥246,029 |
¥118,093,887 |
¥20,793,887 |
| 40 |
1.10% |
¥250,655 |
¥120,314,608 |
¥23,014,608 |
| 40 |
1.20% |
¥255,335 |
¥122,560,744 |
¥25,260,744 |
| 40 |
1.30% |
¥260,067 |
¥124,832,199 |
¥27,532,199 |
| 40 |
1.40% |
¥264,852 |
¥127,128,870 |
¥29,828,870 |
| 40 |
1.50% |
¥269,689 |
¥129,450,644 |
¥32,150,644 |
| 40 |
1.60% |
¥274,578 |
¥131,797,404 |
¥34,497,404 |
| 40 |
1.70% |
¥279,519 |
¥134,169,025 |
¥36,869,025 |
| 40 |
1.80% |
¥284,511 |
¥136,565,373 |
¥39,265,373 |
| 40 |
1.90% |
¥289,555 |
¥138,986,309 |
¥41,686,309 |
| 40 |
2.00% |
¥294,649 |
¥141,431,687 |
¥44,131,687 |
| 40 |
2.10% |
¥299,794 |
¥143,901,353 |
¥46,601,353 |
| 40 |
2.20% |
¥304,990 |
¥146,395,148 |
¥49,095,148 |
| 40 |
2.30% |
¥310,235 |
¥148,912,908 |
¥51,612,908 |
| 40 |
2.40% |
¥315,530 |
¥151,454,458 |
¥54,154,458 |
| 40 |
2.50% |
¥320,874 |
¥154,019,623 |
¥56,719,623 |
| 40 |
2.60% |
¥326,267 |
¥156,608,219 |
¥59,308,219 |
| 40 |
2.70% |
¥331,708 |
¥159,220,055 |
¥61,920,055 |
| 40 |
2.80% |
¥337,198 |
¥161,854,939 |
¥64,554,939 |
| 40 |
2.90% |
¥342,735 |
¥164,512,670 |
¥67,212,670 |
| 40 |
3.00% |
¥348,319 |
¥167,193,044 |
¥69,893,044 |
9730万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥261,271 |
¥109,733,701 |
¥12,433,701 |
| 35 |
0.80% |
¥265,688 |
¥111,589,083 |
¥14,289,083 |
| 35 |
0.90% |
¥270,153 |
¥113,464,155 |
¥16,164,155 |
| 35 |
1.00% |
¥274,664 |
¥115,358,874 |
¥18,058,874 |
| 35 |
1.10% |
¥279,222 |
¥117,273,192 |
¥19,973,192 |
| 35 |
1.20% |
¥283,826 |
¥119,207,056 |
¥21,907,056 |
| 35 |
1.30% |
¥288,477 |
¥121,160,410 |
¥23,860,410 |
| 35 |
1.40% |
¥293,174 |
¥123,133,191 |
¥25,833,191 |
| 35 |
1.50% |
¥297,917 |
¥125,125,333 |
¥27,825,333 |
| 35 |
1.60% |
¥302,707 |
¥127,136,766 |
¥29,836,766 |
| 35 |
1.70% |
¥307,541 |
¥129,167,415 |
¥31,867,415 |
| 35 |
1.80% |
¥312,422 |
¥131,217,201 |
¥33,917,201 |
| 35 |
1.90% |
¥317,348 |
¥133,286,040 |
¥35,986,040 |
| 35 |
2.00% |
¥322,319 |
¥135,373,843 |
¥38,073,843 |
| 35 |
2.10% |
¥327,335 |
¥137,480,521 |
¥40,180,521 |
| 35 |
2.20% |
¥332,395 |
¥139,605,977 |
¥42,305,977 |
| 35 |
2.30% |
¥337,500 |
¥141,750,110 |
¥44,450,110 |
| 35 |
2.40% |
¥342,650 |
¥143,912,819 |
¥46,612,819 |
| 35 |
2.50% |
¥347,843 |
¥146,093,995 |
¥48,793,995 |
| 35 |
2.60% |
¥353,080 |
¥148,293,527 |
¥50,993,527 |
| 35 |
2.70% |
¥358,360 |
¥150,511,301 |
¥53,211,301 |
| 35 |
2.80% |
¥363,684 |
¥152,747,200 |
¥55,447,200 |
| 35 |
2.90% |
¥369,050 |
¥155,001,100 |
¥57,701,100 |
| 35 |
3.00% |
¥374,459 |
¥157,272,879 |
¥59,972,879 |
9730万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥299,728 |
¥107,902,087 |
¥10,602,087 |
| 30 |
0.80% |
¥304,097 |
¥109,474,867 |
¥12,174,867 |
| 30 |
0.90% |
¥308,506 |
¥111,062,143 |
¥13,762,143 |
| 30 |
1.00% |
¥312,955 |
¥112,663,891 |
¥15,363,891 |
| 30 |
1.10% |
¥317,445 |
¥114,280,086 |
¥16,980,086 |
| 30 |
1.20% |
¥321,974 |
¥115,910,697 |
¥18,610,697 |
| 30 |
1.30% |
¥326,544 |
¥117,555,695 |
¥20,255,695 |
| 30 |
1.40% |
¥331,153 |
¥119,215,043 |
¥21,915,043 |
| 30 |
1.50% |
¥335,802 |
¥120,888,707 |
¥23,588,707 |
| 30 |
1.60% |
¥340,491 |
¥122,576,648 |
¥25,276,648 |
| 30 |
1.70% |
¥345,219 |
¥124,278,823 |
¥26,978,823 |
| 30 |
1.80% |
¥349,987 |
¥125,995,189 |
¥28,695,189 |
| 30 |
1.90% |
¥354,794 |
¥127,725,701 |
¥30,425,701 |
| 30 |
2.00% |
¥359,640 |
¥129,470,309 |
¥32,170,309 |
| 30 |
2.10% |
¥364,525 |
¥131,228,963 |
¥33,928,963 |
| 30 |
2.20% |
¥369,449 |
¥133,001,611 |
¥35,701,611 |
| 30 |
2.30% |
¥374,412 |
¥134,788,196 |
¥37,488,196 |
| 30 |
2.40% |
¥379,413 |
¥136,588,662 |
¥39,288,662 |
| 30 |
2.50% |
¥384,453 |
¥138,402,948 |
¥41,102,948 |
| 30 |
2.60% |
¥389,531 |
¥140,230,994 |
¥42,930,994 |
| 30 |
2.70% |
¥394,646 |
¥142,072,735 |
¥44,772,735 |
| 30 |
2.80% |
¥399,800 |
¥143,928,106 |
¥46,628,106 |
| 30 |
2.90% |
¥404,992 |
¥145,797,037 |
¥48,497,037 |
| 30 |
3.00% |
¥410,221 |
¥147,679,461 |
¥50,379,461 |
9730万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥353,634 |
¥106,090,245 |
¥8,790,245 |
| 25 |
0.80% |
¥357,955 |
¥107,386,439 |
¥10,086,439 |
| 25 |
0.90% |
¥362,309 |
¥108,692,718 |
¥11,392,718 |
| 25 |
1.00% |
¥366,697 |
¥110,009,069 |
¥12,709,069 |
| 25 |
1.10% |
¥371,118 |
¥111,335,480 |
¥14,035,480 |
| 25 |
1.20% |
¥375,573 |
¥112,671,937 |
¥15,371,937 |
| 25 |
1.30% |
¥380,061 |
¥114,018,422 |
¥16,718,422 |
| 25 |
1.40% |
¥384,583 |
¥115,374,921 |
¥18,074,921 |
| 25 |
1.50% |
¥389,138 |
¥116,741,414 |
¥19,441,414 |
| 25 |
1.60% |
¥393,726 |
¥118,117,882 |
¥20,817,882 |
| 25 |
1.70% |
¥398,348 |
¥119,504,305 |
¥22,204,305 |
| 25 |
1.80% |
¥403,002 |
¥120,900,661 |
¥23,600,661 |
| 25 |
1.90% |
¥407,690 |
¥122,306,928 |
¥25,006,928 |
| 25 |
2.00% |
¥412,410 |
¥123,723,081 |
¥26,423,081 |
| 25 |
2.10% |
¥417,164 |
¥125,149,096 |
¥27,849,096 |
| 25 |
2.20% |
¥421,950 |
¥126,584,946 |
¥29,284,946 |
| 25 |
2.30% |
¥426,769 |
¥128,030,603 |
¥30,730,603 |
| 25 |
2.40% |
¥431,620 |
¥129,486,039 |
¥32,186,039 |
| 25 |
2.50% |
¥436,504 |
¥130,951,225 |
¥33,651,225 |
| 25 |
2.60% |
¥441,420 |
¥132,426,129 |
¥35,126,129 |
| 25 |
2.70% |
¥446,369 |
¥133,910,721 |
¥36,610,721 |
| 25 |
2.80% |
¥451,350 |
¥135,404,966 |
¥38,104,966 |
| 25 |
2.90% |
¥456,363 |
¥136,908,832 |
¥39,608,832 |
| 25 |
3.00% |
¥461,408 |
¥138,422,283 |
¥41,122,283 |
9730万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥434,576 |
¥104,298,202 |
¥6,998,202 |
| 20 |
0.80% |
¥438,849 |
¥105,323,845 |
¥8,023,845 |
| 20 |
0.90% |
¥443,150 |
¥106,355,953 |
¥9,055,953 |
| 20 |
1.00% |
¥447,477 |
¥107,394,519 |
¥10,094,519 |
| 20 |
1.10% |
¥451,831 |
¥108,439,537 |
¥11,139,537 |
| 20 |
1.20% |
¥456,213 |
¥109,491,001 |
¥12,191,001 |
| 20 |
1.30% |
¥460,620 |
¥110,548,906 |
¥13,248,906 |
| 20 |
1.40% |
¥465,055 |
¥111,613,242 |
¥14,313,242 |
| 20 |
1.50% |
¥469,517 |
¥112,684,004 |
¥15,384,004 |
| 20 |
1.60% |
¥474,005 |
¥113,761,182 |
¥16,461,182 |
| 20 |
1.70% |
¥478,520 |
¥114,844,767 |
¥17,544,767 |
| 20 |
1.80% |
¥483,061 |
¥115,934,752 |
¥18,634,752 |
| 20 |
1.90% |
¥487,630 |
¥117,031,125 |
¥19,731,125 |
| 20 |
2.00% |
¥492,224 |
¥118,133,876 |
¥20,833,876 |
| 20 |
2.10% |
¥496,846 |
¥119,242,996 |
¥21,942,996 |
| 20 |
2.20% |
¥501,494 |
¥120,358,472 |
¥23,058,472 |
| 20 |
2.30% |
¥506,168 |
¥121,480,294 |
¥24,180,294 |
| 20 |
2.40% |
¥510,869 |
¥122,608,449 |
¥25,308,449 |
| 20 |
2.50% |
¥515,596 |
¥123,742,924 |
¥26,442,924 |
| 20 |
2.60% |
¥520,349 |
¥124,883,706 |
¥27,583,706 |
| 20 |
2.70% |
¥525,128 |
¥126,030,782 |
¥28,730,782 |
| 20 |
2.80% |
¥529,934 |
¥127,184,138 |
¥29,884,138 |
| 20 |
2.90% |
¥534,766 |
¥128,343,759 |
¥31,043,759 |
| 20 |
3.00% |
¥539,623 |
¥129,509,631 |
¥32,209,631 |
9730万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥569,589 |
¥102,525,978 |
¥5,225,978 |
| 15 |
0.80% |
¥573,817 |
¥103,287,123 |
¥5,987,123 |
| 15 |
0.90% |
¥578,066 |
¥104,051,907 |
¥6,751,907 |
| 15 |
1.00% |
¥582,335 |
¥104,820,329 |
¥7,520,329 |
| 15 |
1.10% |
¥586,624 |
¥105,592,387 |
¥8,292,387 |
| 15 |
1.20% |
¥590,934 |
¥106,368,079 |
¥9,068,079 |
| 15 |
1.30% |
¥595,263 |
¥107,147,402 |
¥9,847,402 |
| 15 |
1.40% |
¥599,613 |
¥107,930,354 |
¥10,630,354 |
| 15 |
1.50% |
¥603,983 |
¥108,716,933 |
¥11,416,933 |
| 15 |
1.60% |
¥608,373 |
¥109,507,134 |
¥12,207,134 |
| 15 |
1.70% |
¥612,783 |
¥110,300,957 |
¥13,000,957 |
| 15 |
1.80% |
¥617,213 |
¥111,098,396 |
¥13,798,396 |
| 15 |
1.90% |
¥621,664 |
¥111,899,450 |
¥14,599,450 |
| 15 |
2.00% |
¥626,134 |
¥112,704,114 |
¥15,404,114 |
| 15 |
2.10% |
¥630,624 |
¥113,512,385 |
¥16,212,385 |
| 15 |
2.20% |
¥635,135 |
¥114,324,259 |
¥17,024,259 |
| 15 |
2.30% |
¥639,665 |
¥115,139,733 |
¥17,839,733 |
| 15 |
2.40% |
¥644,216 |
¥115,958,802 |
¥18,658,802 |
| 15 |
2.50% |
¥648,786 |
¥116,781,462 |
¥19,481,462 |
| 15 |
2.60% |
¥653,376 |
¥117,607,709 |
¥20,307,709 |
| 15 |
2.70% |
¥657,986 |
¥118,437,537 |
¥21,137,537 |
| 15 |
2.80% |
¥662,616 |
¥119,270,944 |
¥21,970,944 |
| 15 |
2.90% |
¥667,266 |
¥120,107,922 |
¥22,807,922 |
| 15 |
3.00% |
¥671,936 |
¥120,948,468 |
¥23,648,468 |
9730万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥839,780 |
¥100,773,592 |
¥3,473,592 |
| 10 |
0.80% |
¥843,969 |
¥101,276,300 |
¥3,976,300 |
| 10 |
0.90% |
¥848,172 |
¥101,780,627 |
¥4,480,627 |
| 10 |
1.00% |
¥852,388 |
¥102,286,572 |
¥4,986,572 |
| 10 |
1.10% |
¥856,618 |
¥102,794,135 |
¥5,494,135 |
| 10 |
1.20% |
¥860,861 |
¥103,303,316 |
¥6,003,316 |
| 10 |
1.30% |
¥865,118 |
¥103,814,113 |
¥6,514,113 |
| 10 |
1.40% |
¥869,388 |
¥104,326,526 |
¥7,026,526 |
| 10 |
1.50% |
¥873,671 |
¥104,840,555 |
¥7,540,555 |
| 10 |
1.60% |
¥877,968 |
¥105,356,199 |
¥8,056,199 |
| 10 |
1.70% |
¥882,279 |
¥105,873,457 |
¥8,573,457 |
| 10 |
1.80% |
¥886,603 |
¥106,392,328 |
¥9,092,328 |
| 10 |
1.90% |
¥890,940 |
¥106,912,813 |
¥9,612,813 |
| 10 |
2.00% |
¥895,291 |
¥107,434,909 |
¥10,134,909 |
| 10 |
2.10% |
¥899,655 |
¥107,958,616 |
¥10,658,616 |
| 10 |
2.20% |
¥904,033 |
¥108,483,933 |
¥11,183,933 |
| 10 |
2.30% |
¥908,424 |
¥109,010,860 |
¥11,710,860 |
| 10 |
2.40% |
¥912,828 |
¥109,539,395 |
¥12,239,395 |
| 10 |
2.50% |
¥917,246 |
¥110,069,537 |
¥12,769,537 |
| 10 |
2.60% |
¥921,677 |
¥110,601,286 |
¥13,301,286 |
| 10 |
2.70% |
¥926,122 |
¥111,134,640 |
¥13,834,640 |
| 10 |
2.80% |
¥930,580 |
¥111,669,599 |
¥14,369,599 |
| 10 |
2.90% |
¥935,051 |
¥112,206,161 |
¥14,906,161 |
| 10 |
3.00% |
¥939,536 |
¥112,744,326 |
¥15,444,326 |