9730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9730万円の住宅ローン｜期間・年数別
9730万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥192,245 | ¥115,346,837 | ¥18,046,837 |
| 50 | 0.80% | ¥196,810 | ¥118,085,888 | ¥20,785,888 |
| 50 | 0.90% | ¥201,441 | ¥120,864,796 | ¥23,564,796 |
| 50 | 1.00% | ¥206,139 | ¥123,683,389 | ¥26,383,389 |
| 50 | 1.10% | ¥210,902 | ¥126,541,475 | ¥29,241,475 |
| 50 | 1.20% | ¥215,731 | ¥129,438,844 | ¥32,138,844 |
| 50 | 1.30% | ¥220,625 | ¥132,375,267 | ¥35,075,267 |
| 50 | 1.40% | ¥225,584 | ¥135,350,498 | ¥38,050,498 |
| 50 | 1.50% | ¥230,607 | ¥138,364,273 | ¥41,064,273 |
| 50 | 1.60% | ¥235,694 | ¥141,416,314 | ¥44,116,314 |
| 50 | 1.70% | ¥240,844 | ¥144,506,324 | ¥47,206,324 |
| 50 | 1.80% | ¥246,057 | ¥147,633,990 | ¥50,333,990 |
| 50 | 1.90% | ¥251,332 | ¥150,798,986 | ¥53,498,986 |
| 50 | 2.00% | ¥256,668 | ¥154,000,969 | ¥56,700,969 |
| 50 | 2.10% | ¥262,066 | ¥157,239,584 | ¥59,939,584 |
| 50 | 2.20% | ¥267,524 | ¥160,514,459 | ¥63,214,459 |
| 50 | 2.30% | ¥273,042 | ¥163,825,213 | ¥66,525,213 |
| 50 | 2.40% | ¥278,619 | ¥167,171,450 | ¥69,871,450 |
| 50 | 2.50% | ¥284,255 | ¥170,552,763 | ¥73,252,763 |
| 50 | 2.60% | ¥289,948 | ¥173,968,733 | ¥76,668,733 |
| 50 | 2.70% | ¥295,698 | ¥177,418,932 | ¥80,118,932 |
| 50 | 2.80% | ¥301,505 | ¥180,902,920 | ¥83,602,920 |
| 50 | 2.90% | ¥307,367 | ¥184,420,250 | ¥87,120,250 |
| 50 | 3.00% | ¥313,284 | ¥187,970,463 | ¥90,670,463 |
9730万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥210,104 | ¥113,456,115 | ¥16,156,115 |
| 45 | 0.80% | ¥214,620 | ¥115,894,659 | ¥18,594,659 |
| 45 | 0.90% | ¥219,196 | ¥118,365,586 | ¥21,065,586 |
| 45 | 1.00% | ¥223,831 | ¥120,868,782 | ¥23,568,782 |
| 45 | 1.10% | ¥228,526 | ¥123,404,118 | ¥26,104,118 |
| 45 | 1.20% | ¥233,280 | ¥125,971,456 | ¥28,671,456 |
| 45 | 1.30% | ¥238,094 | ¥128,570,643 | ¥31,270,643 |
| 45 | 1.40% | ¥242,966 | ¥131,201,516 | ¥33,901,516 |
| 45 | 1.50% | ¥247,896 | ¥133,863,901 | ¥36,563,901 |
| 45 | 1.60% | ¥252,884 | ¥136,557,609 | ¥39,257,609 |
| 45 | 1.70% | ¥257,930 | ¥139,282,444 | ¥41,982,444 |
| 45 | 1.80% | ¥263,034 | ¥142,038,197 | ¥44,738,197 |
| 45 | 1.90% | ¥268,194 | ¥144,824,649 | ¥47,524,649 |
| 45 | 2.00% | ¥273,410 | ¥147,641,570 | ¥50,341,570 |
| 45 | 2.10% | ¥278,683 | ¥150,488,720 | ¥53,188,720 |
| 45 | 2.20% | ¥284,011 | ¥153,365,852 | ¥56,065,852 |
| 45 | 2.30% | ¥289,394 | ¥156,272,706 | ¥58,972,706 |
| 45 | 2.40% | ¥294,832 | ¥159,209,015 | ¥61,909,015 |
| 45 | 2.50% | ¥300,323 | ¥162,174,503 | ¥64,874,503 |
| 45 | 2.60% | ¥305,868 | ¥165,168,885 | ¥67,868,885 |
| 45 | 2.70% | ¥311,466 | ¥168,191,869 | ¥70,891,869 |
| 45 | 2.80% | ¥317,117 | ¥171,243,156 | ¥73,943,156 |
| 45 | 2.90% | ¥322,819 | ¥174,322,437 | ¥77,022,437 |
| 45 | 3.00% | ¥328,573 | ¥177,429,400 | ¥80,129,400 |
9730万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥232,469 | ¥111,585,056 | ¥14,285,056 |
| 40 | 0.80% | ¥236,935 | ¥113,729,034 | ¥16,429,034 |
| 40 | 0.90% | ¥241,456 | ¥115,898,669 | ¥18,598,669 |
| 40 | 1.00% | ¥246,029 | ¥118,093,887 | ¥20,793,887 |
| 40 | 1.10% | ¥250,655 | ¥120,314,608 | ¥23,014,608 |
| 40 | 1.20% | ¥255,335 | ¥122,560,744 | ¥25,260,744 |
| 40 | 1.30% | ¥260,067 | ¥124,832,199 | ¥27,532,199 |
| 40 | 1.40% | ¥264,852 | ¥127,128,870 | ¥29,828,870 |
| 40 | 1.50% | ¥269,689 | ¥129,450,644 | ¥32,150,644 |
| 40 | 1.60% | ¥274,578 | ¥131,797,404 | ¥34,497,404 |
| 40 | 1.70% | ¥279,519 | ¥134,169,025 | ¥36,869,025 |
| 40 | 1.80% | ¥284,511 | ¥136,565,373 | ¥39,265,373 |
| 40 | 1.90% | ¥289,555 | ¥138,986,309 | ¥41,686,309 |
| 40 | 2.00% | ¥294,649 | ¥141,431,687 | ¥44,131,687 |
| 40 | 2.10% | ¥299,794 | ¥143,901,353 | ¥46,601,353 |
| 40 | 2.20% | ¥304,990 | ¥146,395,148 | ¥49,095,148 |
| 40 | 2.30% | ¥310,235 | ¥148,912,908 | ¥51,612,908 |
| 40 | 2.40% | ¥315,530 | ¥151,454,458 | ¥54,154,458 |
| 40 | 2.50% | ¥320,874 | ¥154,019,623 | ¥56,719,623 |
| 40 | 2.60% | ¥326,267 | ¥156,608,219 | ¥59,308,219 |
| 40 | 2.70% | ¥331,708 | ¥159,220,055 | ¥61,920,055 |
| 40 | 2.80% | ¥337,198 | ¥161,854,939 | ¥64,554,939 |
| 40 | 2.90% | ¥342,735 | ¥164,512,670 | ¥67,212,670 |
| 40 | 3.00% | ¥348,319 | ¥167,193,044 | ¥69,893,044 |
9730万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥261,271 | ¥109,733,701 | ¥12,433,701 |
| 35 | 0.80% | ¥265,688 | ¥111,589,083 | ¥14,289,083 |
| 35 | 0.90% | ¥270,153 | ¥113,464,155 | ¥16,164,155 |
| 35 | 1.00% | ¥274,664 | ¥115,358,874 | ¥18,058,874 |
| 35 | 1.10% | ¥279,222 | ¥117,273,192 | ¥19,973,192 |
| 35 | 1.20% | ¥283,826 | ¥119,207,056 | ¥21,907,056 |
| 35 | 1.30% | ¥288,477 | ¥121,160,410 | ¥23,860,410 |
| 35 | 1.40% | ¥293,174 | ¥123,133,191 | ¥25,833,191 |
| 35 | 1.50% | ¥297,917 | ¥125,125,333 | ¥27,825,333 |
| 35 | 1.60% | ¥302,707 | ¥127,136,766 | ¥29,836,766 |
| 35 | 1.70% | ¥307,541 | ¥129,167,415 | ¥31,867,415 |
| 35 | 1.80% | ¥312,422 | ¥131,217,201 | ¥33,917,201 |
| 35 | 1.90% | ¥317,348 | ¥133,286,040 | ¥35,986,040 |
| 35 | 2.00% | ¥322,319 | ¥135,373,843 | ¥38,073,843 |
| 35 | 2.10% | ¥327,335 | ¥137,480,521 | ¥40,180,521 |
| 35 | 2.20% | ¥332,395 | ¥139,605,977 | ¥42,305,977 |
| 35 | 2.30% | ¥337,500 | ¥141,750,110 | ¥44,450,110 |
| 35 | 2.40% | ¥342,650 | ¥143,912,819 | ¥46,612,819 |
| 35 | 2.50% | ¥347,843 | ¥146,093,995 | ¥48,793,995 |
| 35 | 2.60% | ¥353,080 | ¥148,293,527 | ¥50,993,527 |
| 35 | 2.70% | ¥358,360 | ¥150,511,301 | ¥53,211,301 |
| 35 | 2.80% | ¥363,684 | ¥152,747,200 | ¥55,447,200 |
| 35 | 2.90% | ¥369,050 | ¥155,001,100 | ¥57,701,100 |
| 35 | 3.00% | ¥374,459 | ¥157,272,879 | ¥59,972,879 |
9730万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥299,728 | ¥107,902,087 | ¥10,602,087 |
| 30 | 0.80% | ¥304,097 | ¥109,474,867 | ¥12,174,867 |
| 30 | 0.90% | ¥308,506 | ¥111,062,143 | ¥13,762,143 |
| 30 | 1.00% | ¥312,955 | ¥112,663,891 | ¥15,363,891 |
| 30 | 1.10% | ¥317,445 | ¥114,280,086 | ¥16,980,086 |
| 30 | 1.20% | ¥321,974 | ¥115,910,697 | ¥18,610,697 |
| 30 | 1.30% | ¥326,544 | ¥117,555,695 | ¥20,255,695 |
| 30 | 1.40% | ¥331,153 | ¥119,215,043 | ¥21,915,043 |
| 30 | 1.50% | ¥335,802 | ¥120,888,707 | ¥23,588,707 |
| 30 | 1.60% | ¥340,491 | ¥122,576,648 | ¥25,276,648 |
| 30 | 1.70% | ¥345,219 | ¥124,278,823 | ¥26,978,823 |
| 30 | 1.80% | ¥349,987 | ¥125,995,189 | ¥28,695,189 |
| 30 | 1.90% | ¥354,794 | ¥127,725,701 | ¥30,425,701 |
| 30 | 2.00% | ¥359,640 | ¥129,470,309 | ¥32,170,309 |
| 30 | 2.10% | ¥364,525 | ¥131,228,963 | ¥33,928,963 |
| 30 | 2.20% | ¥369,449 | ¥133,001,611 | ¥35,701,611 |
| 30 | 2.30% | ¥374,412 | ¥134,788,196 | ¥37,488,196 |
| 30 | 2.40% | ¥379,413 | ¥136,588,662 | ¥39,288,662 |
| 30 | 2.50% | ¥384,453 | ¥138,402,948 | ¥41,102,948 |
| 30 | 2.60% | ¥389,531 | ¥140,230,994 | ¥42,930,994 |
| 30 | 2.70% | ¥394,646 | ¥142,072,735 | ¥44,772,735 |
| 30 | 2.80% | ¥399,800 | ¥143,928,106 | ¥46,628,106 |
| 30 | 2.90% | ¥404,992 | ¥145,797,037 | ¥48,497,037 |
| 30 | 3.00% | ¥410,221 | ¥147,679,461 | ¥50,379,461 |
9730万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥353,634 | ¥106,090,245 | ¥8,790,245 |
| 25 | 0.80% | ¥357,955 | ¥107,386,439 | ¥10,086,439 |
| 25 | 0.90% | ¥362,309 | ¥108,692,718 | ¥11,392,718 |
| 25 | 1.00% | ¥366,697 | ¥110,009,069 | ¥12,709,069 |
| 25 | 1.10% | ¥371,118 | ¥111,335,480 | ¥14,035,480 |
| 25 | 1.20% | ¥375,573 | ¥112,671,937 | ¥15,371,937 |
| 25 | 1.30% | ¥380,061 | ¥114,018,422 | ¥16,718,422 |
| 25 | 1.40% | ¥384,583 | ¥115,374,921 | ¥18,074,921 |
| 25 | 1.50% | ¥389,138 | ¥116,741,414 | ¥19,441,414 |
| 25 | 1.60% | ¥393,726 | ¥118,117,882 | ¥20,817,882 |
| 25 | 1.70% | ¥398,348 | ¥119,504,305 | ¥22,204,305 |
| 25 | 1.80% | ¥403,002 | ¥120,900,661 | ¥23,600,661 |
| 25 | 1.90% | ¥407,690 | ¥122,306,928 | ¥25,006,928 |
| 25 | 2.00% | ¥412,410 | ¥123,723,081 | ¥26,423,081 |
| 25 | 2.10% | ¥417,164 | ¥125,149,096 | ¥27,849,096 |
| 25 | 2.20% | ¥421,950 | ¥126,584,946 | ¥29,284,946 |
| 25 | 2.30% | ¥426,769 | ¥128,030,603 | ¥30,730,603 |
| 25 | 2.40% | ¥431,620 | ¥129,486,039 | ¥32,186,039 |
| 25 | 2.50% | ¥436,504 | ¥130,951,225 | ¥33,651,225 |
| 25 | 2.60% | ¥441,420 | ¥132,426,129 | ¥35,126,129 |
| 25 | 2.70% | ¥446,369 | ¥133,910,721 | ¥36,610,721 |
| 25 | 2.80% | ¥451,350 | ¥135,404,966 | ¥38,104,966 |
| 25 | 2.90% | ¥456,363 | ¥136,908,832 | ¥39,608,832 |
| 25 | 3.00% | ¥461,408 | ¥138,422,283 | ¥41,122,283 |
9730万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥434,576 | ¥104,298,202 | ¥6,998,202 |
| 20 | 0.80% | ¥438,849 | ¥105,323,845 | ¥8,023,845 |
| 20 | 0.90% | ¥443,150 | ¥106,355,953 | ¥9,055,953 |
| 20 | 1.00% | ¥447,477 | ¥107,394,519 | ¥10,094,519 |
| 20 | 1.10% | ¥451,831 | ¥108,439,537 | ¥11,139,537 |
| 20 | 1.20% | ¥456,213 | ¥109,491,001 | ¥12,191,001 |
| 20 | 1.30% | ¥460,620 | ¥110,548,906 | ¥13,248,906 |
| 20 | 1.40% | ¥465,055 | ¥111,613,242 | ¥14,313,242 |
| 20 | 1.50% | ¥469,517 | ¥112,684,004 | ¥15,384,004 |
| 20 | 1.60% | ¥474,005 | ¥113,761,182 | ¥16,461,182 |
| 20 | 1.70% | ¥478,520 | ¥114,844,767 | ¥17,544,767 |
| 20 | 1.80% | ¥483,061 | ¥115,934,752 | ¥18,634,752 |
| 20 | 1.90% | ¥487,630 | ¥117,031,125 | ¥19,731,125 |
| 20 | 2.00% | ¥492,224 | ¥118,133,876 | ¥20,833,876 |
| 20 | 2.10% | ¥496,846 | ¥119,242,996 | ¥21,942,996 |
| 20 | 2.20% | ¥501,494 | ¥120,358,472 | ¥23,058,472 |
| 20 | 2.30% | ¥506,168 | ¥121,480,294 | ¥24,180,294 |
| 20 | 2.40% | ¥510,869 | ¥122,608,449 | ¥25,308,449 |
| 20 | 2.50% | ¥515,596 | ¥123,742,924 | ¥26,442,924 |
| 20 | 2.60% | ¥520,349 | ¥124,883,706 | ¥27,583,706 |
| 20 | 2.70% | ¥525,128 | ¥126,030,782 | ¥28,730,782 |
| 20 | 2.80% | ¥529,934 | ¥127,184,138 | ¥29,884,138 |
| 20 | 2.90% | ¥534,766 | ¥128,343,759 | ¥31,043,759 |
| 20 | 3.00% | ¥539,623 | ¥129,509,631 | ¥32,209,631 |
9730万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥569,589 | ¥102,525,978 | ¥5,225,978 |
| 15 | 0.80% | ¥573,817 | ¥103,287,123 | ¥5,987,123 |
| 15 | 0.90% | ¥578,066 | ¥104,051,907 | ¥6,751,907 |
| 15 | 1.00% | ¥582,335 | ¥104,820,329 | ¥7,520,329 |
| 15 | 1.10% | ¥586,624 | ¥105,592,387 | ¥8,292,387 |
| 15 | 1.20% | ¥590,934 | ¥106,368,079 | ¥9,068,079 |
| 15 | 1.30% | ¥595,263 | ¥107,147,402 | ¥9,847,402 |
| 15 | 1.40% | ¥599,613 | ¥107,930,354 | ¥10,630,354 |
| 15 | 1.50% | ¥603,983 | ¥108,716,933 | ¥11,416,933 |
| 15 | 1.60% | ¥608,373 | ¥109,507,134 | ¥12,207,134 |
| 15 | 1.70% | ¥612,783 | ¥110,300,957 | ¥13,000,957 |
| 15 | 1.80% | ¥617,213 | ¥111,098,396 | ¥13,798,396 |
| 15 | 1.90% | ¥621,664 | ¥111,899,450 | ¥14,599,450 |
| 15 | 2.00% | ¥626,134 | ¥112,704,114 | ¥15,404,114 |
| 15 | 2.10% | ¥630,624 | ¥113,512,385 | ¥16,212,385 |
| 15 | 2.20% | ¥635,135 | ¥114,324,259 | ¥17,024,259 |
| 15 | 2.30% | ¥639,665 | ¥115,139,733 | ¥17,839,733 |
| 15 | 2.40% | ¥644,216 | ¥115,958,802 | ¥18,658,802 |
| 15 | 2.50% | ¥648,786 | ¥116,781,462 | ¥19,481,462 |
| 15 | 2.60% | ¥653,376 | ¥117,607,709 | ¥20,307,709 |
| 15 | 2.70% | ¥657,986 | ¥118,437,537 | ¥21,137,537 |
| 15 | 2.80% | ¥662,616 | ¥119,270,944 | ¥21,970,944 |
| 15 | 2.90% | ¥667,266 | ¥120,107,922 | ¥22,807,922 |
| 15 | 3.00% | ¥671,936 | ¥120,948,468 | ¥23,648,468 |
9730万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥839,780 | ¥100,773,592 | ¥3,473,592 |
| 10 | 0.80% | ¥843,969 | ¥101,276,300 | ¥3,976,300 |
| 10 | 0.90% | ¥848,172 | ¥101,780,627 | ¥4,480,627 |
| 10 | 1.00% | ¥852,388 | ¥102,286,572 | ¥4,986,572 |
| 10 | 1.10% | ¥856,618 | ¥102,794,135 | ¥5,494,135 |
| 10 | 1.20% | ¥860,861 | ¥103,303,316 | ¥6,003,316 |
| 10 | 1.30% | ¥865,118 | ¥103,814,113 | ¥6,514,113 |
| 10 | 1.40% | ¥869,388 | ¥104,326,526 | ¥7,026,526 |
| 10 | 1.50% | ¥873,671 | ¥104,840,555 | ¥7,540,555 |
| 10 | 1.60% | ¥877,968 | ¥105,356,199 | ¥8,056,199 |
| 10 | 1.70% | ¥882,279 | ¥105,873,457 | ¥8,573,457 |
| 10 | 1.80% | ¥886,603 | ¥106,392,328 | ¥9,092,328 |
| 10 | 1.90% | ¥890,940 | ¥106,912,813 | ¥9,612,813 |
| 10 | 2.00% | ¥895,291 | ¥107,434,909 | ¥10,134,909 |
| 10 | 2.10% | ¥899,655 | ¥107,958,616 | ¥10,658,616 |
| 10 | 2.20% | ¥904,033 | ¥108,483,933 | ¥11,183,933 |
| 10 | 2.30% | ¥908,424 | ¥109,010,860 | ¥11,710,860 |
| 10 | 2.40% | ¥912,828 | ¥109,539,395 | ¥12,239,395 |
| 10 | 2.50% | ¥917,246 | ¥110,069,537 | ¥12,769,537 |
| 10 | 2.60% | ¥921,677 | ¥110,601,286 | ¥13,301,286 |
| 10 | 2.70% | ¥926,122 | ¥111,134,640 | ¥13,834,640 |
| 10 | 2.80% | ¥930,580 | ¥111,669,599 | ¥14,369,599 |
| 10 | 2.90% | ¥935,051 | ¥112,206,161 | ¥14,906,161 |
| 10 | 3.00% | ¥939,536 | ¥112,744,326 | ¥15,444,326 |
