9750万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9750万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9750万円の住宅ローン｜期間・年数別
9750万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥192,640 | ¥115,583,933 | ¥18,083,933 |
| 50 | 0.80% | ¥197,214 | ¥118,328,613 | ¥20,828,613 |
| 50 | 0.90% | ¥201,855 | ¥121,113,234 | ¥23,613,234 |
| 50 | 1.00% | ¥206,563 | ¥123,937,620 | ¥26,437,620 |
| 50 | 1.10% | ¥211,336 | ¥126,801,581 | ¥29,301,581 |
| 50 | 1.20% | ¥216,175 | ¥129,704,905 | ¥32,204,905 |
| 50 | 1.30% | ¥221,079 | ¥132,647,364 | ¥35,147,364 |
| 50 | 1.40% | ¥226,048 | ¥135,628,710 | ¥38,128,710 |
| 50 | 1.50% | ¥231,081 | ¥138,648,681 | ¥41,148,681 |
| 50 | 1.60% | ¥236,178 | ¥141,706,995 | ¥44,206,995 |
| 50 | 1.70% | ¥241,339 | ¥144,803,356 | ¥47,303,356 |
| 50 | 1.80% | ¥246,562 | ¥147,937,452 | ¥50,437,452 |
| 50 | 1.90% | ¥251,848 | ¥151,108,953 | ¥53,608,953 |
| 50 | 2.00% | ¥257,196 | ¥154,317,518 | ¥56,817,518 |
| 50 | 2.10% | ¥262,605 | ¥157,562,789 | ¥60,062,789 |
| 50 | 2.20% | ¥268,074 | ¥160,844,396 | ¥63,344,396 |
| 50 | 2.30% | ¥273,603 | ¥164,161,956 | ¥66,661,956 |
| 50 | 2.40% | ¥279,192 | ¥167,515,071 | ¥70,015,071 |
| 50 | 2.50% | ¥284,839 | ¥170,903,334 | ¥73,403,334 |
| 50 | 2.60% | ¥290,544 | ¥174,326,326 | ¥76,826,326 |
| 50 | 2.70% | ¥296,306 | ¥177,783,616 | ¥80,283,616 |
| 50 | 2.80% | ¥302,125 | ¥181,274,766 | ¥83,774,766 |
| 50 | 2.90% | ¥307,999 | ¥184,799,325 | ¥87,299,325 |
| 50 | 3.00% | ¥313,928 | ¥188,356,836 | ¥90,856,836 |
9750万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥210,536 | ¥113,689,324 | ¥16,189,324 |
| 45 | 0.80% | ¥215,061 | ¥116,132,880 | ¥18,632,880 |
| 45 | 0.90% | ¥219,646 | ¥118,608,887 | ¥21,108,887 |
| 45 | 1.00% | ¥224,291 | ¥121,117,227 | ¥23,617,227 |
| 45 | 1.10% | ¥228,996 | ¥123,657,775 | ¥26,157,775 |
| 45 | 1.20% | ¥233,760 | ¥126,230,390 | ¥28,730,390 |
| 45 | 1.30% | ¥238,583 | ¥128,834,920 | ¥31,334,920 |
| 45 | 1.40% | ¥243,465 | ¥131,471,201 | ¥33,971,201 |
| 45 | 1.50% | ¥248,406 | ¥134,139,058 | ¥36,639,058 |
| 45 | 1.60% | ¥253,404 | ¥136,838,303 | ¥39,338,303 |
| 45 | 1.70% | ¥258,461 | ¥139,568,739 | ¥42,068,739 |
| 45 | 1.80% | ¥263,574 | ¥142,330,156 | ¥44,830,156 |
| 45 | 1.90% | ¥268,745 | ¥145,122,335 | ¥47,622,335 |
| 45 | 2.00% | ¥273,972 | ¥147,945,047 | ¥50,445,047 |
| 45 | 2.10% | ¥279,256 | ¥150,798,050 | ¥53,298,050 |
| 45 | 2.20% | ¥284,595 | ¥153,681,095 | ¥56,181,095 |
| 45 | 2.30% | ¥289,989 | ¥156,593,924 | ¥59,093,924 |
| 45 | 2.40% | ¥295,438 | ¥159,536,269 | ¥62,036,269 |
| 45 | 2.50% | ¥300,940 | ¥162,507,852 | ¥65,007,852 |
| 45 | 2.60% | ¥306,497 | ¥165,508,389 | ¥68,008,389 |
| 45 | 2.70% | ¥312,107 | ¥168,537,587 | ¥71,037,587 |
| 45 | 2.80% | ¥317,769 | ¥171,595,146 | ¥74,095,146 |
| 45 | 2.90% | ¥323,483 | ¥174,680,757 | ¥77,180,757 |
| 45 | 3.00% | ¥329,248 | ¥177,794,106 | ¥80,294,106 |
9750万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥232,947 | ¥111,814,419 | ¥14,314,419 |
| 40 | 0.80% | ¥237,423 | ¥113,962,804 | ¥16,462,804 |
| 40 | 0.90% | ¥241,952 | ¥116,136,898 | ¥18,636,898 |
| 40 | 1.00% | ¥246,535 | ¥118,336,629 | ¥20,836,629 |
| 40 | 1.10% | ¥251,171 | ¥120,561,915 | ¥23,061,915 |
| 40 | 1.20% | ¥255,860 | ¥122,812,668 | ¥25,312,668 |
| 40 | 1.30% | ¥260,602 | ¥125,088,792 | ¥27,588,792 |
| 40 | 1.40% | ¥265,396 | ¥127,390,183 | ¥29,890,183 |
| 40 | 1.50% | ¥270,243 | ¥129,716,730 | ¥32,216,730 |
| 40 | 1.60% | ¥275,142 | ¥132,068,314 | ¥34,568,314 |
| 40 | 1.70% | ¥280,093 | ¥134,444,809 | ¥36,944,809 |
| 40 | 1.80% | ¥285,096 | ¥136,846,083 | ¥39,346,083 |
| 40 | 1.90% | ¥290,150 | ¥139,271,995 | ¥41,771,995 |
| 40 | 2.00% | ¥295,255 | ¥141,722,399 | ¥44,222,399 |
| 40 | 2.10% | ¥300,411 | ¥144,197,142 | ¥46,697,142 |
| 40 | 2.20% | ¥305,617 | ¥146,696,063 | ¥49,196,063 |
| 40 | 2.30% | ¥310,873 | ¥149,218,998 | ¥51,718,998 |
| 40 | 2.40% | ¥316,179 | ¥151,765,773 | ¥54,265,773 |
| 40 | 2.50% | ¥321,534 | ¥154,336,210 | ¥56,836,210 |
| 40 | 2.60% | ¥326,938 | ¥156,930,127 | ¥59,430,127 |
| 40 | 2.70% | ¥332,390 | ¥159,547,332 | ¥62,047,332 |
| 40 | 2.80% | ¥337,891 | ¥162,187,632 | ¥64,687,632 |
| 40 | 2.90% | ¥343,439 | ¥164,850,826 | ¥67,350,826 |
| 40 | 3.00% | ¥349,035 | ¥167,536,710 | ¥70,036,710 |
9750万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥261,808 | ¥109,959,259 | ¥12,459,259 |
| 35 | 0.80% | ¥266,234 | ¥111,818,454 | ¥14,318,454 |
| 35 | 0.90% | ¥270,708 | ¥113,697,380 | ¥16,197,380 |
| 35 | 1.00% | ¥275,229 | ¥115,595,994 | ¥18,095,994 |
| 35 | 1.10% | ¥279,796 | ¥117,514,246 | ¥20,014,246 |
| 35 | 1.20% | ¥284,410 | ¥119,452,086 | ¥21,952,086 |
| 35 | 1.30% | ¥289,070 | ¥121,409,455 | ¥23,909,455 |
| 35 | 1.40% | ¥293,777 | ¥123,386,291 | ¥25,886,291 |
| 35 | 1.50% | ¥298,530 | ¥125,382,528 | ¥27,882,528 |
| 35 | 1.60% | ¥303,329 | ¥127,398,096 | ¥29,898,096 |
| 35 | 1.70% | ¥308,174 | ¥129,432,919 | ¥31,932,919 |
| 35 | 1.80% | ¥313,064 | ¥131,486,918 | ¥33,986,918 |
| 35 | 1.90% | ¥318,000 | ¥133,560,009 | ¥36,060,009 |
| 35 | 2.00% | ¥322,981 | ¥135,652,104 | ¥38,152,104 |
| 35 | 2.10% | ¥328,007 | ¥137,763,112 | ¥40,263,112 |
| 35 | 2.20% | ¥333,078 | ¥139,892,936 | ¥42,392,936 |
| 35 | 2.30% | ¥338,194 | ¥142,041,477 | ¥44,541,477 |
| 35 | 2.40% | ¥343,354 | ¥144,208,631 | ¥46,708,631 |
| 35 | 2.50% | ¥348,558 | ¥146,394,291 | ¥48,894,291 |
| 35 | 2.60% | ¥353,806 | ¥148,598,344 | ¥51,098,344 |
| 35 | 2.70% | ¥359,097 | ¥150,820,677 | ¥53,320,677 |
| 35 | 2.80% | ¥364,431 | ¥153,061,171 | ¥55,561,171 |
| 35 | 2.90% | ¥369,809 | ¥155,319,705 | ¥57,819,705 |
| 35 | 3.00% | ¥375,229 | ¥157,596,153 | ¥60,096,153 |
9750万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥300,344 | ¥108,123,880 | ¥10,623,880 |
| 30 | 0.80% | ¥304,722 | ¥109,699,892 | ¥12,199,892 |
| 30 | 0.90% | ¥309,140 | ¥111,290,431 | ¥13,790,431 |
| 30 | 1.00% | ¥313,599 | ¥112,895,472 | ¥15,395,472 |
| 30 | 1.10% | ¥318,097 | ¥114,514,988 | ¥17,014,988 |
| 30 | 1.20% | ¥322,636 | ¥116,148,952 | ¥18,648,952 |
| 30 | 1.30% | ¥327,215 | ¥117,797,330 | ¥20,297,330 |
| 30 | 1.40% | ¥331,834 | ¥119,460,090 | ¥21,960,090 |
| 30 | 1.50% | ¥336,492 | ¥121,137,194 | ¥23,637,194 |
| 30 | 1.60% | ¥341,191 | ¥122,828,604 | ¥25,328,604 |
| 30 | 1.70% | ¥345,929 | ¥124,534,278 | ¥27,034,278 |
| 30 | 1.80% | ¥350,706 | ¥126,254,172 | ¥28,754,172 |
| 30 | 1.90% | ¥355,523 | ¥127,988,241 | ¥30,488,241 |
| 30 | 2.00% | ¥360,379 | ¥129,736,435 | ¥32,236,435 |
| 30 | 2.10% | ¥365,274 | ¥131,498,704 | ¥33,998,704 |
| 30 | 2.20% | ¥370,208 | ¥133,274,995 | ¥35,774,995 |
| 30 | 2.30% | ¥375,181 | ¥135,065,253 | ¥37,565,253 |
| 30 | 2.40% | ¥380,193 | ¥136,869,420 | ¥39,369,420 |
| 30 | 2.50% | ¥385,243 | ¥138,687,435 | ¥41,187,435 |
| 30 | 2.60% | ¥390,331 | ¥140,519,239 | ¥43,019,239 |
| 30 | 2.70% | ¥395,458 | ¥142,364,765 | ¥44,864,765 |
| 30 | 2.80% | ¥400,622 | ¥144,223,950 | ¥46,723,950 |
| 30 | 2.90% | ¥405,824 | ¥146,096,723 | ¥48,596,723 |
| 30 | 3.00% | ¥411,064 | ¥147,983,016 | ¥50,483,016 |
9750万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥354,361 | ¥106,308,314 | ¥8,808,314 |
| 25 | 0.80% | ¥358,691 | ¥107,607,172 | ¥10,107,172 |
| 25 | 0.90% | ¥363,054 | ¥108,916,136 | ¥11,416,136 |
| 25 | 1.00% | ¥367,451 | ¥110,235,193 | ¥12,735,193 |
| 25 | 1.10% | ¥371,881 | ¥111,564,330 | ¥14,064,330 |
| 25 | 1.20% | ¥376,345 | ¥112,903,534 | ¥15,403,534 |
| 25 | 1.30% | ¥380,843 | ¥114,252,787 | ¥16,752,787 |
| 25 | 1.40% | ¥385,374 | ¥115,612,074 | ¥18,112,074 |
| 25 | 1.50% | ¥389,938 | ¥116,981,375 | ¥19,481,375 |
| 25 | 1.60% | ¥394,536 | ¥118,360,673 | ¥20,860,673 |
| 25 | 1.70% | ¥399,166 | ¥119,749,946 | ¥22,249,946 |
| 25 | 1.80% | ¥403,831 | ¥121,149,173 | ¥23,649,173 |
| 25 | 1.90% | ¥408,528 | ¥122,558,330 | ¥25,058,330 |
| 25 | 2.00% | ¥413,258 | ¥123,977,394 | ¥26,477,394 |
| 25 | 2.10% | ¥418,021 | ¥125,406,340 | ¥27,906,340 |
| 25 | 2.20% | ¥422,817 | ¥126,845,141 | ¥29,345,141 |
| 25 | 2.30% | ¥427,646 | ¥128,293,769 | ¥30,793,769 |
| 25 | 2.40% | ¥432,507 | ¥129,752,197 | ¥32,252,197 |
| 25 | 2.50% | ¥437,401 | ¥131,220,395 | ¥33,720,395 |
| 25 | 2.60% | ¥442,328 | ¥132,698,331 | ¥35,198,331 |
| 25 | 2.70% | ¥447,287 | ¥134,185,974 | ¥36,685,974 |
| 25 | 2.80% | ¥452,278 | ¥135,683,291 | ¥38,183,291 |
| 25 | 2.90% | ¥457,301 | ¥137,190,248 | ¥39,690,248 |
| 25 | 3.00% | ¥462,356 | ¥138,706,809 | ¥41,206,809 |
9750万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥435,469 | ¥104,512,586 | ¥7,012,586 |
| 20 | 0.80% | ¥439,751 | ¥105,540,338 | ¥8,040,338 |
| 20 | 0.90% | ¥444,061 | ¥106,574,567 | ¥9,074,567 |
| 20 | 1.00% | ¥448,397 | ¥107,615,268 | ¥10,115,268 |
| 20 | 1.10% | ¥452,760 | ¥108,662,434 | ¥11,162,434 |
| 20 | 1.20% | ¥457,150 | ¥109,716,060 | ¥12,216,060 |
| 20 | 1.30% | ¥461,567 | ¥110,776,139 | ¥13,276,139 |
| 20 | 1.40% | ¥466,011 | ¥111,842,663 | ¥14,342,663 |
| 20 | 1.50% | ¥470,482 | ¥112,915,626 | ¥15,415,626 |
| 20 | 1.60% | ¥474,979 | ¥113,995,018 | ¥16,495,018 |
| 20 | 1.70% | ¥479,503 | ¥115,080,831 | ¥17,580,831 |
| 20 | 1.80% | ¥484,054 | ¥116,173,055 | ¥18,673,055 |
| 20 | 1.90% | ¥488,632 | ¥117,271,682 | ¥19,771,682 |
| 20 | 2.00% | ¥493,236 | ¥118,376,700 | ¥20,876,700 |
| 20 | 2.10% | ¥497,867 | ¥119,488,100 | ¥21,988,100 |
| 20 | 2.20% | ¥502,524 | ¥120,605,869 | ¥23,105,869 |
| 20 | 2.30% | ¥507,208 | ¥121,729,997 | ¥24,229,997 |
| 20 | 2.40% | ¥511,919 | ¥122,860,470 | ¥25,360,470 |
| 20 | 2.50% | ¥516,655 | ¥123,997,277 | ¥26,497,277 |
| 20 | 2.60% | ¥521,418 | ¥125,140,404 | ¥27,640,404 |
| 20 | 2.70% | ¥526,208 | ¥126,289,838 | ¥28,789,838 |
| 20 | 2.80% | ¥531,023 | ¥127,445,565 | ¥29,945,565 |
| 20 | 2.90% | ¥535,865 | ¥128,607,570 | ¥31,107,570 |
| 20 | 3.00% | ¥540,733 | ¥129,775,838 | ¥32,275,838 |
9750万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥570,760 | ¥102,736,720 | ¥5,236,720 |
| 15 | 0.80% | ¥574,997 | ¥103,499,429 | ¥5,999,429 |
| 15 | 0.90% | ¥579,254 | ¥104,265,786 | ¥6,765,786 |
| 15 | 1.00% | ¥583,532 | ¥105,035,787 | ¥7,535,787 |
| 15 | 1.10% | ¥587,830 | ¥105,809,432 | ¥8,309,432 |
| 15 | 1.20% | ¥592,148 | ¥106,586,719 | ¥9,086,719 |
| 15 | 1.30% | ¥596,487 | ¥107,367,644 | ¥9,867,644 |
| 15 | 1.40% | ¥600,846 | ¥108,152,205 | ¥10,652,205 |
| 15 | 1.50% | ¥605,224 | ¥108,940,400 | ¥11,440,400 |
| 15 | 1.60% | ¥609,623 | ¥109,732,226 | ¥12,232,226 |
| 15 | 1.70% | ¥614,043 | ¥110,527,680 | ¥13,027,680 |
| 15 | 1.80% | ¥618,482 | ¥111,326,759 | ¥13,826,759 |
| 15 | 1.90% | ¥622,941 | ¥112,129,459 | ¥14,629,459 |
| 15 | 2.00% | ¥627,421 | ¥112,935,777 | ¥15,435,777 |
| 15 | 2.10% | ¥631,921 | ¥113,745,710 | ¥16,245,710 |
| 15 | 2.20% | ¥636,440 | ¥114,559,253 | ¥17,059,253 |
| 15 | 2.30% | ¥640,980 | ¥115,376,403 | ¥17,876,403 |
| 15 | 2.40% | ¥645,540 | ¥116,197,155 | ¥18,697,155 |
| 15 | 2.50% | ¥650,119 | ¥117,021,506 | ¥19,521,506 |
| 15 | 2.60% | ¥654,719 | ¥117,849,451 | ¥20,349,451 |
| 15 | 2.70% | ¥659,339 | ¥118,680,986 | ¥21,180,986 |
| 15 | 2.80% | ¥663,978 | ¥119,516,105 | ¥22,016,105 |
| 15 | 2.90% | ¥668,638 | ¥120,354,804 | ¥22,854,804 |
| 15 | 3.00% | ¥673,317 | ¥121,197,078 | ¥23,697,078 |
9750万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥841,506 | ¥100,980,732 | ¥3,480,732 |
| 10 | 0.80% | ¥845,704 | ¥101,484,474 | ¥3,984,474 |
| 10 | 0.90% | ¥849,915 | ¥101,989,837 | ¥4,489,837 |
| 10 | 1.00% | ¥854,140 | ¥102,496,822 | ¥4,996,822 |
| 10 | 1.10% | ¥858,379 | ¥103,005,428 | ¥5,505,428 |
| 10 | 1.20% | ¥862,630 | ¥103,515,655 | ¥6,015,655 |
| 10 | 1.30% | ¥866,896 | ¥104,027,503 | ¥6,527,503 |
| 10 | 1.40% | ¥871,175 | ¥104,540,969 | ¥7,040,969 |
| 10 | 1.50% | ¥875,467 | ¥105,056,055 | ¥7,556,055 |
| 10 | 1.60% | ¥879,773 | ¥105,572,759 | ¥8,072,759 |
| 10 | 1.70% | ¥884,092 | ¥106,091,080 | ¥8,591,080 |
| 10 | 1.80% | ¥888,425 | ¥106,611,018 | ¥9,111,018 |
| 10 | 1.90% | ¥892,771 | ¥107,132,572 | ¥9,632,572 |
| 10 | 2.00% | ¥897,131 | ¥107,655,741 | ¥10,155,741 |
| 10 | 2.10% | ¥901,504 | ¥108,180,525 | ¥10,680,525 |
| 10 | 2.20% | ¥905,891 | ¥108,706,922 | ¥11,206,922 |
| 10 | 2.30% | ¥910,291 | ¥109,234,931 | ¥11,734,931 |
| 10 | 2.40% | ¥914,705 | ¥109,764,553 | ¥12,264,553 |
| 10 | 2.50% | ¥919,132 | ¥110,295,785 | ¥12,795,785 |
| 10 | 2.60% | ¥923,572 | ¥110,828,627 | ¥13,328,627 |
| 10 | 2.70% | ¥928,026 | ¥111,363,078 | ¥13,863,078 |
| 10 | 2.80% | ¥932,493 | ¥111,899,136 | ¥14,399,136 |
| 10 | 2.90% | ¥936,973 | ¥112,436,801 | ¥14,936,801 |
| 10 | 3.00% | ¥941,467 | ¥112,976,071 | ¥15,476,071 |
