9750万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9750万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9750万円の住宅ローン|期間・年数別
9750万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥192,640 |
¥115,583,933 |
¥18,083,933 |
| 50 |
0.80% |
¥197,214 |
¥118,328,613 |
¥20,828,613 |
| 50 |
0.90% |
¥201,855 |
¥121,113,234 |
¥23,613,234 |
| 50 |
1.00% |
¥206,563 |
¥123,937,620 |
¥26,437,620 |
| 50 |
1.10% |
¥211,336 |
¥126,801,581 |
¥29,301,581 |
| 50 |
1.20% |
¥216,175 |
¥129,704,905 |
¥32,204,905 |
| 50 |
1.30% |
¥221,079 |
¥132,647,364 |
¥35,147,364 |
| 50 |
1.40% |
¥226,048 |
¥135,628,710 |
¥38,128,710 |
| 50 |
1.50% |
¥231,081 |
¥138,648,681 |
¥41,148,681 |
| 50 |
1.60% |
¥236,178 |
¥141,706,995 |
¥44,206,995 |
| 50 |
1.70% |
¥241,339 |
¥144,803,356 |
¥47,303,356 |
| 50 |
1.80% |
¥246,562 |
¥147,937,452 |
¥50,437,452 |
| 50 |
1.90% |
¥251,848 |
¥151,108,953 |
¥53,608,953 |
| 50 |
2.00% |
¥257,196 |
¥154,317,518 |
¥56,817,518 |
| 50 |
2.10% |
¥262,605 |
¥157,562,789 |
¥60,062,789 |
| 50 |
2.20% |
¥268,074 |
¥160,844,396 |
¥63,344,396 |
| 50 |
2.30% |
¥273,603 |
¥164,161,956 |
¥66,661,956 |
| 50 |
2.40% |
¥279,192 |
¥167,515,071 |
¥70,015,071 |
| 50 |
2.50% |
¥284,839 |
¥170,903,334 |
¥73,403,334 |
| 50 |
2.60% |
¥290,544 |
¥174,326,326 |
¥76,826,326 |
| 50 |
2.70% |
¥296,306 |
¥177,783,616 |
¥80,283,616 |
| 50 |
2.80% |
¥302,125 |
¥181,274,766 |
¥83,774,766 |
| 50 |
2.90% |
¥307,999 |
¥184,799,325 |
¥87,299,325 |
| 50 |
3.00% |
¥313,928 |
¥188,356,836 |
¥90,856,836 |
9750万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥210,536 |
¥113,689,324 |
¥16,189,324 |
| 45 |
0.80% |
¥215,061 |
¥116,132,880 |
¥18,632,880 |
| 45 |
0.90% |
¥219,646 |
¥118,608,887 |
¥21,108,887 |
| 45 |
1.00% |
¥224,291 |
¥121,117,227 |
¥23,617,227 |
| 45 |
1.10% |
¥228,996 |
¥123,657,775 |
¥26,157,775 |
| 45 |
1.20% |
¥233,760 |
¥126,230,390 |
¥28,730,390 |
| 45 |
1.30% |
¥238,583 |
¥128,834,920 |
¥31,334,920 |
| 45 |
1.40% |
¥243,465 |
¥131,471,201 |
¥33,971,201 |
| 45 |
1.50% |
¥248,406 |
¥134,139,058 |
¥36,639,058 |
| 45 |
1.60% |
¥253,404 |
¥136,838,303 |
¥39,338,303 |
| 45 |
1.70% |
¥258,461 |
¥139,568,739 |
¥42,068,739 |
| 45 |
1.80% |
¥263,574 |
¥142,330,156 |
¥44,830,156 |
| 45 |
1.90% |
¥268,745 |
¥145,122,335 |
¥47,622,335 |
| 45 |
2.00% |
¥273,972 |
¥147,945,047 |
¥50,445,047 |
| 45 |
2.10% |
¥279,256 |
¥150,798,050 |
¥53,298,050 |
| 45 |
2.20% |
¥284,595 |
¥153,681,095 |
¥56,181,095 |
| 45 |
2.30% |
¥289,989 |
¥156,593,924 |
¥59,093,924 |
| 45 |
2.40% |
¥295,438 |
¥159,536,269 |
¥62,036,269 |
| 45 |
2.50% |
¥300,940 |
¥162,507,852 |
¥65,007,852 |
| 45 |
2.60% |
¥306,497 |
¥165,508,389 |
¥68,008,389 |
| 45 |
2.70% |
¥312,107 |
¥168,537,587 |
¥71,037,587 |
| 45 |
2.80% |
¥317,769 |
¥171,595,146 |
¥74,095,146 |
| 45 |
2.90% |
¥323,483 |
¥174,680,757 |
¥77,180,757 |
| 45 |
3.00% |
¥329,248 |
¥177,794,106 |
¥80,294,106 |
9750万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥232,947 |
¥111,814,419 |
¥14,314,419 |
| 40 |
0.80% |
¥237,423 |
¥113,962,804 |
¥16,462,804 |
| 40 |
0.90% |
¥241,952 |
¥116,136,898 |
¥18,636,898 |
| 40 |
1.00% |
¥246,535 |
¥118,336,629 |
¥20,836,629 |
| 40 |
1.10% |
¥251,171 |
¥120,561,915 |
¥23,061,915 |
| 40 |
1.20% |
¥255,860 |
¥122,812,668 |
¥25,312,668 |
| 40 |
1.30% |
¥260,602 |
¥125,088,792 |
¥27,588,792 |
| 40 |
1.40% |
¥265,396 |
¥127,390,183 |
¥29,890,183 |
| 40 |
1.50% |
¥270,243 |
¥129,716,730 |
¥32,216,730 |
| 40 |
1.60% |
¥275,142 |
¥132,068,314 |
¥34,568,314 |
| 40 |
1.70% |
¥280,093 |
¥134,444,809 |
¥36,944,809 |
| 40 |
1.80% |
¥285,096 |
¥136,846,083 |
¥39,346,083 |
| 40 |
1.90% |
¥290,150 |
¥139,271,995 |
¥41,771,995 |
| 40 |
2.00% |
¥295,255 |
¥141,722,399 |
¥44,222,399 |
| 40 |
2.10% |
¥300,411 |
¥144,197,142 |
¥46,697,142 |
| 40 |
2.20% |
¥305,617 |
¥146,696,063 |
¥49,196,063 |
| 40 |
2.30% |
¥310,873 |
¥149,218,998 |
¥51,718,998 |
| 40 |
2.40% |
¥316,179 |
¥151,765,773 |
¥54,265,773 |
| 40 |
2.50% |
¥321,534 |
¥154,336,210 |
¥56,836,210 |
| 40 |
2.60% |
¥326,938 |
¥156,930,127 |
¥59,430,127 |
| 40 |
2.70% |
¥332,390 |
¥159,547,332 |
¥62,047,332 |
| 40 |
2.80% |
¥337,891 |
¥162,187,632 |
¥64,687,632 |
| 40 |
2.90% |
¥343,439 |
¥164,850,826 |
¥67,350,826 |
| 40 |
3.00% |
¥349,035 |
¥167,536,710 |
¥70,036,710 |
9750万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥261,808 |
¥109,959,259 |
¥12,459,259 |
| 35 |
0.80% |
¥266,234 |
¥111,818,454 |
¥14,318,454 |
| 35 |
0.90% |
¥270,708 |
¥113,697,380 |
¥16,197,380 |
| 35 |
1.00% |
¥275,229 |
¥115,595,994 |
¥18,095,994 |
| 35 |
1.10% |
¥279,796 |
¥117,514,246 |
¥20,014,246 |
| 35 |
1.20% |
¥284,410 |
¥119,452,086 |
¥21,952,086 |
| 35 |
1.30% |
¥289,070 |
¥121,409,455 |
¥23,909,455 |
| 35 |
1.40% |
¥293,777 |
¥123,386,291 |
¥25,886,291 |
| 35 |
1.50% |
¥298,530 |
¥125,382,528 |
¥27,882,528 |
| 35 |
1.60% |
¥303,329 |
¥127,398,096 |
¥29,898,096 |
| 35 |
1.70% |
¥308,174 |
¥129,432,919 |
¥31,932,919 |
| 35 |
1.80% |
¥313,064 |
¥131,486,918 |
¥33,986,918 |
| 35 |
1.90% |
¥318,000 |
¥133,560,009 |
¥36,060,009 |
| 35 |
2.00% |
¥322,981 |
¥135,652,104 |
¥38,152,104 |
| 35 |
2.10% |
¥328,007 |
¥137,763,112 |
¥40,263,112 |
| 35 |
2.20% |
¥333,078 |
¥139,892,936 |
¥42,392,936 |
| 35 |
2.30% |
¥338,194 |
¥142,041,477 |
¥44,541,477 |
| 35 |
2.40% |
¥343,354 |
¥144,208,631 |
¥46,708,631 |
| 35 |
2.50% |
¥348,558 |
¥146,394,291 |
¥48,894,291 |
| 35 |
2.60% |
¥353,806 |
¥148,598,344 |
¥51,098,344 |
| 35 |
2.70% |
¥359,097 |
¥150,820,677 |
¥53,320,677 |
| 35 |
2.80% |
¥364,431 |
¥153,061,171 |
¥55,561,171 |
| 35 |
2.90% |
¥369,809 |
¥155,319,705 |
¥57,819,705 |
| 35 |
3.00% |
¥375,229 |
¥157,596,153 |
¥60,096,153 |
9750万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥300,344 |
¥108,123,880 |
¥10,623,880 |
| 30 |
0.80% |
¥304,722 |
¥109,699,892 |
¥12,199,892 |
| 30 |
0.90% |
¥309,140 |
¥111,290,431 |
¥13,790,431 |
| 30 |
1.00% |
¥313,599 |
¥112,895,472 |
¥15,395,472 |
| 30 |
1.10% |
¥318,097 |
¥114,514,988 |
¥17,014,988 |
| 30 |
1.20% |
¥322,636 |
¥116,148,952 |
¥18,648,952 |
| 30 |
1.30% |
¥327,215 |
¥117,797,330 |
¥20,297,330 |
| 30 |
1.40% |
¥331,834 |
¥119,460,090 |
¥21,960,090 |
| 30 |
1.50% |
¥336,492 |
¥121,137,194 |
¥23,637,194 |
| 30 |
1.60% |
¥341,191 |
¥122,828,604 |
¥25,328,604 |
| 30 |
1.70% |
¥345,929 |
¥124,534,278 |
¥27,034,278 |
| 30 |
1.80% |
¥350,706 |
¥126,254,172 |
¥28,754,172 |
| 30 |
1.90% |
¥355,523 |
¥127,988,241 |
¥30,488,241 |
| 30 |
2.00% |
¥360,379 |
¥129,736,435 |
¥32,236,435 |
| 30 |
2.10% |
¥365,274 |
¥131,498,704 |
¥33,998,704 |
| 30 |
2.20% |
¥370,208 |
¥133,274,995 |
¥35,774,995 |
| 30 |
2.30% |
¥375,181 |
¥135,065,253 |
¥37,565,253 |
| 30 |
2.40% |
¥380,193 |
¥136,869,420 |
¥39,369,420 |
| 30 |
2.50% |
¥385,243 |
¥138,687,435 |
¥41,187,435 |
| 30 |
2.60% |
¥390,331 |
¥140,519,239 |
¥43,019,239 |
| 30 |
2.70% |
¥395,458 |
¥142,364,765 |
¥44,864,765 |
| 30 |
2.80% |
¥400,622 |
¥144,223,950 |
¥46,723,950 |
| 30 |
2.90% |
¥405,824 |
¥146,096,723 |
¥48,596,723 |
| 30 |
3.00% |
¥411,064 |
¥147,983,016 |
¥50,483,016 |
9750万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥354,361 |
¥106,308,314 |
¥8,808,314 |
| 25 |
0.80% |
¥358,691 |
¥107,607,172 |
¥10,107,172 |
| 25 |
0.90% |
¥363,054 |
¥108,916,136 |
¥11,416,136 |
| 25 |
1.00% |
¥367,451 |
¥110,235,193 |
¥12,735,193 |
| 25 |
1.10% |
¥371,881 |
¥111,564,330 |
¥14,064,330 |
| 25 |
1.20% |
¥376,345 |
¥112,903,534 |
¥15,403,534 |
| 25 |
1.30% |
¥380,843 |
¥114,252,787 |
¥16,752,787 |
| 25 |
1.40% |
¥385,374 |
¥115,612,074 |
¥18,112,074 |
| 25 |
1.50% |
¥389,938 |
¥116,981,375 |
¥19,481,375 |
| 25 |
1.60% |
¥394,536 |
¥118,360,673 |
¥20,860,673 |
| 25 |
1.70% |
¥399,166 |
¥119,749,946 |
¥22,249,946 |
| 25 |
1.80% |
¥403,831 |
¥121,149,173 |
¥23,649,173 |
| 25 |
1.90% |
¥408,528 |
¥122,558,330 |
¥25,058,330 |
| 25 |
2.00% |
¥413,258 |
¥123,977,394 |
¥26,477,394 |
| 25 |
2.10% |
¥418,021 |
¥125,406,340 |
¥27,906,340 |
| 25 |
2.20% |
¥422,817 |
¥126,845,141 |
¥29,345,141 |
| 25 |
2.30% |
¥427,646 |
¥128,293,769 |
¥30,793,769 |
| 25 |
2.40% |
¥432,507 |
¥129,752,197 |
¥32,252,197 |
| 25 |
2.50% |
¥437,401 |
¥131,220,395 |
¥33,720,395 |
| 25 |
2.60% |
¥442,328 |
¥132,698,331 |
¥35,198,331 |
| 25 |
2.70% |
¥447,287 |
¥134,185,974 |
¥36,685,974 |
| 25 |
2.80% |
¥452,278 |
¥135,683,291 |
¥38,183,291 |
| 25 |
2.90% |
¥457,301 |
¥137,190,248 |
¥39,690,248 |
| 25 |
3.00% |
¥462,356 |
¥138,706,809 |
¥41,206,809 |
9750万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥435,469 |
¥104,512,586 |
¥7,012,586 |
| 20 |
0.80% |
¥439,751 |
¥105,540,338 |
¥8,040,338 |
| 20 |
0.90% |
¥444,061 |
¥106,574,567 |
¥9,074,567 |
| 20 |
1.00% |
¥448,397 |
¥107,615,268 |
¥10,115,268 |
| 20 |
1.10% |
¥452,760 |
¥108,662,434 |
¥11,162,434 |
| 20 |
1.20% |
¥457,150 |
¥109,716,060 |
¥12,216,060 |
| 20 |
1.30% |
¥461,567 |
¥110,776,139 |
¥13,276,139 |
| 20 |
1.40% |
¥466,011 |
¥111,842,663 |
¥14,342,663 |
| 20 |
1.50% |
¥470,482 |
¥112,915,626 |
¥15,415,626 |
| 20 |
1.60% |
¥474,979 |
¥113,995,018 |
¥16,495,018 |
| 20 |
1.70% |
¥479,503 |
¥115,080,831 |
¥17,580,831 |
| 20 |
1.80% |
¥484,054 |
¥116,173,055 |
¥18,673,055 |
| 20 |
1.90% |
¥488,632 |
¥117,271,682 |
¥19,771,682 |
| 20 |
2.00% |
¥493,236 |
¥118,376,700 |
¥20,876,700 |
| 20 |
2.10% |
¥497,867 |
¥119,488,100 |
¥21,988,100 |
| 20 |
2.20% |
¥502,524 |
¥120,605,869 |
¥23,105,869 |
| 20 |
2.30% |
¥507,208 |
¥121,729,997 |
¥24,229,997 |
| 20 |
2.40% |
¥511,919 |
¥122,860,470 |
¥25,360,470 |
| 20 |
2.50% |
¥516,655 |
¥123,997,277 |
¥26,497,277 |
| 20 |
2.60% |
¥521,418 |
¥125,140,404 |
¥27,640,404 |
| 20 |
2.70% |
¥526,208 |
¥126,289,838 |
¥28,789,838 |
| 20 |
2.80% |
¥531,023 |
¥127,445,565 |
¥29,945,565 |
| 20 |
2.90% |
¥535,865 |
¥128,607,570 |
¥31,107,570 |
| 20 |
3.00% |
¥540,733 |
¥129,775,838 |
¥32,275,838 |
9750万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥570,760 |
¥102,736,720 |
¥5,236,720 |
| 15 |
0.80% |
¥574,997 |
¥103,499,429 |
¥5,999,429 |
| 15 |
0.90% |
¥579,254 |
¥104,265,786 |
¥6,765,786 |
| 15 |
1.00% |
¥583,532 |
¥105,035,787 |
¥7,535,787 |
| 15 |
1.10% |
¥587,830 |
¥105,809,432 |
¥8,309,432 |
| 15 |
1.20% |
¥592,148 |
¥106,586,719 |
¥9,086,719 |
| 15 |
1.30% |
¥596,487 |
¥107,367,644 |
¥9,867,644 |
| 15 |
1.40% |
¥600,846 |
¥108,152,205 |
¥10,652,205 |
| 15 |
1.50% |
¥605,224 |
¥108,940,400 |
¥11,440,400 |
| 15 |
1.60% |
¥609,623 |
¥109,732,226 |
¥12,232,226 |
| 15 |
1.70% |
¥614,043 |
¥110,527,680 |
¥13,027,680 |
| 15 |
1.80% |
¥618,482 |
¥111,326,759 |
¥13,826,759 |
| 15 |
1.90% |
¥622,941 |
¥112,129,459 |
¥14,629,459 |
| 15 |
2.00% |
¥627,421 |
¥112,935,777 |
¥15,435,777 |
| 15 |
2.10% |
¥631,921 |
¥113,745,710 |
¥16,245,710 |
| 15 |
2.20% |
¥636,440 |
¥114,559,253 |
¥17,059,253 |
| 15 |
2.30% |
¥640,980 |
¥115,376,403 |
¥17,876,403 |
| 15 |
2.40% |
¥645,540 |
¥116,197,155 |
¥18,697,155 |
| 15 |
2.50% |
¥650,119 |
¥117,021,506 |
¥19,521,506 |
| 15 |
2.60% |
¥654,719 |
¥117,849,451 |
¥20,349,451 |
| 15 |
2.70% |
¥659,339 |
¥118,680,986 |
¥21,180,986 |
| 15 |
2.80% |
¥663,978 |
¥119,516,105 |
¥22,016,105 |
| 15 |
2.90% |
¥668,638 |
¥120,354,804 |
¥22,854,804 |
| 15 |
3.00% |
¥673,317 |
¥121,197,078 |
¥23,697,078 |
9750万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥841,506 |
¥100,980,732 |
¥3,480,732 |
| 10 |
0.80% |
¥845,704 |
¥101,484,474 |
¥3,984,474 |
| 10 |
0.90% |
¥849,915 |
¥101,989,837 |
¥4,489,837 |
| 10 |
1.00% |
¥854,140 |
¥102,496,822 |
¥4,996,822 |
| 10 |
1.10% |
¥858,379 |
¥103,005,428 |
¥5,505,428 |
| 10 |
1.20% |
¥862,630 |
¥103,515,655 |
¥6,015,655 |
| 10 |
1.30% |
¥866,896 |
¥104,027,503 |
¥6,527,503 |
| 10 |
1.40% |
¥871,175 |
¥104,540,969 |
¥7,040,969 |
| 10 |
1.50% |
¥875,467 |
¥105,056,055 |
¥7,556,055 |
| 10 |
1.60% |
¥879,773 |
¥105,572,759 |
¥8,072,759 |
| 10 |
1.70% |
¥884,092 |
¥106,091,080 |
¥8,591,080 |
| 10 |
1.80% |
¥888,425 |
¥106,611,018 |
¥9,111,018 |
| 10 |
1.90% |
¥892,771 |
¥107,132,572 |
¥9,632,572 |
| 10 |
2.00% |
¥897,131 |
¥107,655,741 |
¥10,155,741 |
| 10 |
2.10% |
¥901,504 |
¥108,180,525 |
¥10,680,525 |
| 10 |
2.20% |
¥905,891 |
¥108,706,922 |
¥11,206,922 |
| 10 |
2.30% |
¥910,291 |
¥109,234,931 |
¥11,734,931 |
| 10 |
2.40% |
¥914,705 |
¥109,764,553 |
¥12,264,553 |
| 10 |
2.50% |
¥919,132 |
¥110,295,785 |
¥12,795,785 |
| 10 |
2.60% |
¥923,572 |
¥110,828,627 |
¥13,328,627 |
| 10 |
2.70% |
¥928,026 |
¥111,363,078 |
¥13,863,078 |
| 10 |
2.80% |
¥932,493 |
¥111,899,136 |
¥14,399,136 |
| 10 |
2.90% |
¥936,973 |
¥112,436,801 |
¥14,936,801 |
| 10 |
3.00% |
¥941,467 |
¥112,976,071 |
¥15,476,071 |