9770万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9770万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9770万円の住宅ローン|期間・年数別
9770万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥193,035 |
¥115,821,028 |
¥18,121,028 |
| 50 |
0.80% |
¥197,619 |
¥118,571,339 |
¥20,871,339 |
| 50 |
0.90% |
¥202,269 |
¥121,361,671 |
¥23,661,671 |
| 50 |
1.00% |
¥206,986 |
¥124,191,851 |
¥26,491,851 |
| 50 |
1.10% |
¥211,769 |
¥127,061,687 |
¥29,361,687 |
| 50 |
1.20% |
¥216,618 |
¥129,970,967 |
¥32,270,967 |
| 50 |
1.30% |
¥221,532 |
¥132,919,461 |
¥35,219,461 |
| 50 |
1.40% |
¥226,512 |
¥135,906,923 |
¥38,206,923 |
| 50 |
1.50% |
¥231,555 |
¥138,933,088 |
¥41,233,088 |
| 50 |
1.60% |
¥236,663 |
¥141,997,676 |
¥44,297,676 |
| 50 |
1.70% |
¥241,834 |
¥145,100,389 |
¥47,400,389 |
| 50 |
1.80% |
¥247,068 |
¥148,240,913 |
¥50,540,913 |
| 50 |
1.90% |
¥252,365 |
¥151,418,920 |
¥53,718,920 |
| 50 |
2.00% |
¥257,723 |
¥154,634,067 |
¥56,934,067 |
| 50 |
2.10% |
¥263,143 |
¥157,885,995 |
¥60,185,995 |
| 50 |
2.20% |
¥268,624 |
¥161,174,334 |
¥63,474,334 |
| 50 |
2.30% |
¥274,164 |
¥164,498,698 |
¥66,798,698 |
| 50 |
2.40% |
¥279,764 |
¥167,858,692 |
¥70,158,692 |
| 50 |
2.50% |
¥285,423 |
¥171,253,905 |
¥73,553,905 |
| 50 |
2.60% |
¥291,140 |
¥174,683,918 |
¥76,983,918 |
| 50 |
2.70% |
¥296,914 |
¥178,148,301 |
¥80,448,301 |
| 50 |
2.80% |
¥302,744 |
¥181,646,612 |
¥83,946,612 |
| 50 |
2.90% |
¥308,631 |
¥185,178,401 |
¥87,478,401 |
| 50 |
3.00% |
¥314,572 |
¥188,743,209 |
¥91,043,209 |
9770万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥210,968 |
¥113,922,533 |
¥16,222,533 |
| 45 |
0.80% |
¥215,502 |
¥116,371,102 |
¥18,671,102 |
| 45 |
0.90% |
¥220,097 |
¥118,852,187 |
¥21,152,187 |
| 45 |
1.00% |
¥224,751 |
¥121,365,673 |
¥23,665,673 |
| 45 |
1.10% |
¥229,466 |
¥123,911,432 |
¥26,211,432 |
| 45 |
1.20% |
¥234,239 |
¥126,489,324 |
¥28,789,324 |
| 45 |
1.30% |
¥239,073 |
¥129,099,197 |
¥31,399,197 |
| 45 |
1.40% |
¥243,965 |
¥131,740,885 |
¥34,040,885 |
| 45 |
1.50% |
¥248,915 |
¥134,414,215 |
¥36,714,215 |
| 45 |
1.60% |
¥253,924 |
¥137,118,997 |
¥39,418,997 |
| 45 |
1.70% |
¥258,991 |
¥139,855,034 |
¥42,155,034 |
| 45 |
1.80% |
¥264,115 |
¥142,622,115 |
¥44,922,115 |
| 45 |
1.90% |
¥269,296 |
¥145,420,022 |
¥47,720,022 |
| 45 |
2.00% |
¥274,534 |
¥148,248,524 |
¥50,548,524 |
| 45 |
2.10% |
¥279,828 |
¥151,107,379 |
¥53,407,379 |
| 45 |
2.20% |
¥285,178 |
¥153,996,338 |
¥56,296,338 |
| 45 |
2.30% |
¥290,584 |
¥156,915,143 |
¥59,215,143 |
| 45 |
2.40% |
¥296,044 |
¥159,863,523 |
¥62,163,523 |
| 45 |
2.50% |
¥301,558 |
¥162,841,201 |
¥65,141,201 |
| 45 |
2.60% |
¥307,126 |
¥165,847,893 |
¥68,147,893 |
| 45 |
2.70% |
¥312,747 |
¥168,883,305 |
¥71,183,305 |
| 45 |
2.80% |
¥318,421 |
¥171,947,136 |
¥74,247,136 |
| 45 |
2.90% |
¥324,146 |
¥175,039,076 |
¥77,339,076 |
| 45 |
3.00% |
¥329,924 |
¥178,158,811 |
¥80,458,811 |
9770万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥233,425 |
¥112,043,782 |
¥14,343,782 |
| 40 |
0.80% |
¥237,910 |
¥114,196,574 |
¥16,496,574 |
| 40 |
0.90% |
¥242,448 |
¥116,375,128 |
¥18,675,128 |
| 40 |
1.00% |
¥247,040 |
¥118,579,371 |
¥20,879,371 |
| 40 |
1.10% |
¥251,686 |
¥120,809,221 |
¥23,109,221 |
| 40 |
1.20% |
¥256,385 |
¥123,064,591 |
¥25,364,591 |
| 40 |
1.30% |
¥261,136 |
¥125,345,384 |
¥27,645,384 |
| 40 |
1.40% |
¥265,941 |
¥127,651,496 |
¥29,951,496 |
| 40 |
1.50% |
¥270,798 |
¥129,982,815 |
¥32,282,815 |
| 40 |
1.60% |
¥275,707 |
¥132,339,223 |
¥34,639,223 |
| 40 |
1.70% |
¥280,668 |
¥134,720,593 |
¥37,020,593 |
| 40 |
1.80% |
¥285,681 |
¥137,126,793 |
¥39,426,793 |
| 40 |
1.90% |
¥290,745 |
¥139,557,681 |
¥41,857,681 |
| 40 |
2.00% |
¥295,861 |
¥142,013,112 |
¥44,313,112 |
| 40 |
2.10% |
¥301,027 |
¥144,492,931 |
¥46,792,931 |
| 40 |
2.20% |
¥306,244 |
¥146,996,978 |
¥49,296,978 |
| 40 |
2.30% |
¥311,511 |
¥149,525,088 |
¥51,825,088 |
| 40 |
2.40% |
¥316,827 |
¥152,077,087 |
¥54,377,087 |
| 40 |
2.50% |
¥322,193 |
¥154,652,797 |
¥56,952,797 |
| 40 |
2.60% |
¥327,608 |
¥157,252,035 |
¥59,552,035 |
| 40 |
2.70% |
¥333,072 |
¥159,874,609 |
¥62,174,609 |
| 40 |
2.80% |
¥338,584 |
¥162,520,324 |
¥64,820,324 |
| 40 |
2.90% |
¥344,144 |
¥165,188,981 |
¥67,488,981 |
| 40 |
3.00% |
¥349,751 |
¥167,880,375 |
¥70,180,375 |
9770万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥262,345 |
¥110,184,816 |
¥12,484,816 |
| 35 |
0.80% |
¥266,781 |
¥112,047,825 |
¥14,347,825 |
| 35 |
0.90% |
¥271,263 |
¥113,930,606 |
¥16,230,606 |
| 35 |
1.00% |
¥275,793 |
¥115,833,114 |
¥18,133,114 |
| 35 |
1.10% |
¥280,370 |
¥117,755,301 |
¥20,055,301 |
| 35 |
1.20% |
¥284,993 |
¥119,697,116 |
¥21,997,116 |
| 35 |
1.30% |
¥289,663 |
¥121,658,500 |
¥23,958,500 |
| 35 |
1.40% |
¥294,380 |
¥123,639,391 |
¥25,939,391 |
| 35 |
1.50% |
¥299,142 |
¥125,639,723 |
¥27,939,723 |
| 35 |
1.60% |
¥303,951 |
¥127,659,425 |
¥29,959,425 |
| 35 |
1.70% |
¥308,806 |
¥129,698,422 |
¥31,998,422 |
| 35 |
1.80% |
¥313,706 |
¥131,756,634 |
¥34,056,634 |
| 35 |
1.90% |
¥318,652 |
¥133,833,978 |
¥36,133,978 |
| 35 |
2.00% |
¥323,644 |
¥135,930,365 |
¥38,230,365 |
| 35 |
2.10% |
¥328,680 |
¥138,045,703 |
¥40,345,703 |
| 35 |
2.20% |
¥333,762 |
¥140,179,896 |
¥42,479,896 |
| 35 |
2.30% |
¥338,888 |
¥142,332,845 |
¥44,632,845 |
| 35 |
2.40% |
¥344,058 |
¥144,504,444 |
¥46,804,444 |
| 35 |
2.50% |
¥349,273 |
¥146,694,587 |
¥48,994,587 |
| 35 |
2.60% |
¥354,531 |
¥148,903,161 |
¥51,203,161 |
| 35 |
2.70% |
¥359,833 |
¥151,130,053 |
¥53,430,053 |
| 35 |
2.80% |
¥365,179 |
¥153,375,143 |
¥55,675,143 |
| 35 |
2.90% |
¥370,567 |
¥155,638,309 |
¥57,938,309 |
| 35 |
3.00% |
¥375,999 |
¥157,919,427 |
¥60,219,427 |
9770万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥300,960 |
¥108,345,672 |
¥10,645,672 |
| 30 |
0.80% |
¥305,347 |
¥109,924,918 |
¥12,224,918 |
| 30 |
0.90% |
¥309,774 |
¥111,518,719 |
¥13,818,719 |
| 30 |
1.00% |
¥314,242 |
¥113,127,052 |
¥15,427,052 |
| 30 |
1.10% |
¥318,750 |
¥114,749,891 |
¥17,049,891 |
| 30 |
1.20% |
¥323,298 |
¥116,387,206 |
¥18,687,206 |
| 30 |
1.30% |
¥327,886 |
¥118,038,966 |
¥20,338,966 |
| 30 |
1.40% |
¥332,514 |
¥119,705,136 |
¥22,005,136 |
| 30 |
1.50% |
¥337,182 |
¥121,385,680 |
¥23,685,680 |
| 30 |
1.60% |
¥341,890 |
¥123,080,560 |
¥25,380,560 |
| 30 |
1.70% |
¥346,638 |
¥124,789,733 |
¥27,089,733 |
| 30 |
1.80% |
¥351,425 |
¥126,513,155 |
¥28,813,155 |
| 30 |
1.90% |
¥356,252 |
¥128,250,781 |
¥30,550,781 |
| 30 |
2.00% |
¥361,118 |
¥130,002,561 |
¥32,302,561 |
| 30 |
2.10% |
¥366,023 |
¥131,768,445 |
¥34,068,445 |
| 30 |
2.20% |
¥370,968 |
¥133,548,380 |
¥35,848,380 |
| 30 |
2.30% |
¥375,951 |
¥135,342,310 |
¥37,642,310 |
| 30 |
2.40% |
¥380,973 |
¥137,150,177 |
¥39,450,177 |
| 30 |
2.50% |
¥386,033 |
¥138,971,923 |
¥41,271,923 |
| 30 |
2.60% |
¥391,132 |
¥140,807,483 |
¥43,107,483 |
| 30 |
2.70% |
¥396,269 |
¥142,656,796 |
¥44,956,796 |
| 30 |
2.80% |
¥401,444 |
¥144,519,794 |
¥46,819,794 |
| 30 |
2.90% |
¥406,657 |
¥146,396,409 |
¥48,696,409 |
| 30 |
3.00% |
¥411,907 |
¥148,286,571 |
¥50,586,571 |
9770万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥355,088 |
¥106,526,382 |
¥8,826,382 |
| 25 |
0.80% |
¥359,426 |
¥107,827,905 |
¥10,127,905 |
| 25 |
0.90% |
¥363,799 |
¥109,139,553 |
¥11,439,553 |
| 25 |
1.00% |
¥368,204 |
¥110,461,316 |
¥12,761,316 |
| 25 |
1.10% |
¥372,644 |
¥111,793,180 |
¥14,093,180 |
| 25 |
1.20% |
¥377,117 |
¥113,135,131 |
¥15,435,131 |
| 25 |
1.30% |
¥381,624 |
¥114,487,152 |
¥16,787,152 |
| 25 |
1.40% |
¥386,164 |
¥115,849,227 |
¥18,149,227 |
| 25 |
1.50% |
¥390,738 |
¥117,221,337 |
¥19,521,337 |
| 25 |
1.60% |
¥395,345 |
¥118,603,464 |
¥20,903,464 |
| 25 |
1.70% |
¥399,985 |
¥119,995,587 |
¥22,295,587 |
| 25 |
1.80% |
¥404,659 |
¥121,397,684 |
¥23,697,684 |
| 25 |
1.90% |
¥409,366 |
¥122,809,732 |
¥25,109,732 |
| 25 |
2.00% |
¥414,106 |
¥124,231,707 |
¥26,531,707 |
| 25 |
2.10% |
¥418,879 |
¥125,663,584 |
¥27,963,584 |
| 25 |
2.20% |
¥423,684 |
¥127,105,336 |
¥29,405,336 |
| 25 |
2.30% |
¥428,523 |
¥128,556,936 |
¥30,856,936 |
| 25 |
2.40% |
¥433,395 |
¥130,018,356 |
¥32,318,356 |
| 25 |
2.50% |
¥438,299 |
¥131,489,565 |
¥33,789,565 |
| 25 |
2.60% |
¥443,235 |
¥132,970,533 |
¥35,270,533 |
| 25 |
2.70% |
¥448,204 |
¥134,461,227 |
¥36,761,227 |
| 25 |
2.80% |
¥453,205 |
¥135,961,615 |
¥38,261,615 |
| 25 |
2.90% |
¥458,239 |
¥137,471,663 |
¥39,771,663 |
| 25 |
3.00% |
¥463,304 |
¥138,991,336 |
¥41,291,336 |
9770万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥436,362 |
¥104,726,971 |
¥7,026,971 |
| 20 |
0.80% |
¥440,653 |
¥105,756,831 |
¥8,056,831 |
| 20 |
0.90% |
¥444,972 |
¥106,793,182 |
¥9,093,182 |
| 20 |
1.00% |
¥449,317 |
¥107,836,017 |
¥10,136,017 |
| 20 |
1.10% |
¥453,689 |
¥108,885,331 |
¥11,185,331 |
| 20 |
1.20% |
¥458,088 |
¥109,941,119 |
¥12,241,119 |
| 20 |
1.30% |
¥462,514 |
¥111,003,372 |
¥13,303,372 |
| 20 |
1.40% |
¥466,967 |
¥112,072,084 |
¥14,372,084 |
| 20 |
1.50% |
¥471,447 |
¥113,147,247 |
¥15,447,247 |
| 20 |
1.60% |
¥475,954 |
¥114,228,854 |
¥16,528,854 |
| 20 |
1.70% |
¥480,487 |
¥115,316,894 |
¥17,616,894 |
| 20 |
1.80% |
¥485,047 |
¥116,411,359 |
¥18,711,359 |
| 20 |
1.90% |
¥489,634 |
¥117,512,239 |
¥19,812,239 |
| 20 |
2.00% |
¥494,248 |
¥118,619,524 |
¥20,919,524 |
| 20 |
2.10% |
¥498,888 |
¥119,733,204 |
¥22,033,204 |
| 20 |
2.20% |
¥503,555 |
¥120,853,266 |
¥23,153,266 |
| 20 |
2.30% |
¥508,249 |
¥121,979,699 |
¥24,279,699 |
| 20 |
2.40% |
¥512,969 |
¥123,112,492 |
¥25,412,492 |
| 20 |
2.50% |
¥517,715 |
¥124,251,630 |
¥26,551,630 |
| 20 |
2.60% |
¥522,488 |
¥125,397,102 |
¥27,697,102 |
| 20 |
2.70% |
¥527,287 |
¥126,548,894 |
¥28,848,894 |
| 20 |
2.80% |
¥532,112 |
¥127,706,992 |
¥30,006,992 |
| 20 |
2.90% |
¥536,964 |
¥128,871,380 |
¥31,171,380 |
| 20 |
3.00% |
¥541,842 |
¥130,042,045 |
¥32,342,045 |
9770万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥571,930 |
¥102,947,462 |
¥5,247,462 |
| 15 |
0.80% |
¥576,176 |
¥103,711,736 |
¥6,011,736 |
| 15 |
0.90% |
¥580,443 |
¥104,479,664 |
¥6,779,664 |
| 15 |
1.00% |
¥584,729 |
¥105,251,245 |
¥7,551,245 |
| 15 |
1.10% |
¥589,036 |
¥106,026,477 |
¥8,326,477 |
| 15 |
1.20% |
¥593,363 |
¥106,805,358 |
¥9,105,358 |
| 15 |
1.30% |
¥597,710 |
¥107,587,885 |
¥9,887,885 |
| 15 |
1.40% |
¥602,078 |
¥108,374,056 |
¥10,674,056 |
| 15 |
1.50% |
¥606,466 |
¥109,163,868 |
¥11,463,868 |
| 15 |
1.60% |
¥610,874 |
¥109,957,318 |
¥12,257,318 |
| 15 |
1.70% |
¥615,302 |
¥110,754,403 |
¥13,054,403 |
| 15 |
1.80% |
¥619,751 |
¥111,555,121 |
¥13,855,121 |
| 15 |
1.90% |
¥624,219 |
¥112,359,468 |
¥14,659,468 |
| 15 |
2.00% |
¥628,708 |
¥113,167,440 |
¥15,467,440 |
| 15 |
2.10% |
¥633,217 |
¥113,979,034 |
¥16,279,034 |
| 15 |
2.20% |
¥637,746 |
¥114,794,246 |
¥17,094,246 |
| 15 |
2.30% |
¥642,295 |
¥115,613,072 |
¥17,913,072 |
| 15 |
2.40% |
¥646,864 |
¥116,435,508 |
¥18,735,508 |
| 15 |
2.50% |
¥651,453 |
¥117,261,550 |
¥19,561,550 |
| 15 |
2.60% |
¥656,062 |
¥118,091,194 |
¥20,391,194 |
| 15 |
2.70% |
¥660,691 |
¥118,924,434 |
¥21,224,434 |
| 15 |
2.80% |
¥665,340 |
¥119,761,266 |
¥22,061,266 |
| 15 |
2.90% |
¥670,009 |
¥120,601,686 |
¥22,901,686 |
| 15 |
3.00% |
¥674,698 |
¥121,445,687 |
¥23,745,687 |
9770万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥843,232 |
¥101,187,872 |
¥3,487,872 |
| 10 |
0.80% |
¥847,439 |
¥101,692,647 |
¥3,992,647 |
| 10 |
0.90% |
¥851,659 |
¥102,199,047 |
¥4,499,047 |
| 10 |
1.00% |
¥855,892 |
¥102,707,072 |
¥5,007,072 |
| 10 |
1.10% |
¥860,139 |
¥103,216,722 |
¥5,516,722 |
| 10 |
1.20% |
¥864,400 |
¥103,727,995 |
¥6,027,995 |
| 10 |
1.30% |
¥868,674 |
¥104,240,892 |
¥6,540,892 |
| 10 |
1.40% |
¥872,962 |
¥104,755,412 |
¥7,055,412 |
| 10 |
1.50% |
¥877,263 |
¥105,271,554 |
¥7,571,554 |
| 10 |
1.60% |
¥881,578 |
¥105,789,318 |
¥8,089,318 |
| 10 |
1.70% |
¥885,906 |
¥106,308,702 |
¥8,608,702 |
| 10 |
1.80% |
¥890,248 |
¥106,829,707 |
¥9,129,707 |
| 10 |
1.90% |
¥894,603 |
¥107,352,331 |
¥9,652,331 |
| 10 |
2.00% |
¥898,971 |
¥107,876,573 |
¥10,176,573 |
| 10 |
2.10% |
¥903,354 |
¥108,402,433 |
¥10,702,433 |
| 10 |
2.20% |
¥907,749 |
¥108,929,910 |
¥11,229,910 |
| 10 |
2.30% |
¥912,158 |
¥109,459,003 |
¥11,759,003 |
| 10 |
2.40% |
¥916,581 |
¥109,989,711 |
¥12,289,711 |
| 10 |
2.50% |
¥921,017 |
¥110,522,033 |
¥12,822,033 |
| 10 |
2.60% |
¥925,466 |
¥111,055,968 |
¥13,355,968 |
| 10 |
2.70% |
¥929,929 |
¥111,591,515 |
¥13,891,515 |
| 10 |
2.80% |
¥934,406 |
¥112,128,673 |
¥14,428,673 |
| 10 |
2.90% |
¥938,895 |
¥112,667,440 |
¥14,967,440 |
| 10 |
3.00% |
¥943,398 |
¥113,207,817 |
¥15,507,817 |