9780万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9780万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9780万円の住宅ローン｜期間・年数別
9780万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥193,233 |
¥115,939,575 |
¥18,139,575 |
| 50 |
0.80% |
¥197,821 |
¥118,692,701 |
¥20,892,701 |
| 50 |
0.90% |
¥202,476 |
¥121,485,890 |
¥23,685,890 |
| 50 |
1.00% |
¥207,198 |
¥124,318,967 |
¥26,518,967 |
| 50 |
1.10% |
¥211,986 |
¥127,191,740 |
¥29,391,740 |
| 50 |
1.20% |
¥216,840 |
¥130,103,997 |
¥32,303,997 |
| 50 |
1.30% |
¥221,759 |
¥133,055,510 |
¥35,255,510 |
| 50 |
1.40% |
¥226,743 |
¥136,046,029 |
¥38,246,029 |
| 50 |
1.50% |
¥231,792 |
¥139,075,292 |
¥41,275,292 |
| 50 |
1.60% |
¥236,905 |
¥142,143,017 |
¥44,343,017 |
| 50 |
1.70% |
¥242,082 |
¥145,248,905 |
¥47,448,905 |
| 50 |
1.80% |
¥247,321 |
¥148,392,644 |
¥50,592,644 |
| 50 |
1.90% |
¥252,623 |
¥151,573,904 |
¥53,773,904 |
| 50 |
2.00% |
¥257,987 |
¥154,792,341 |
¥56,992,341 |
| 50 |
2.10% |
¥263,413 |
¥158,047,598 |
¥60,247,598 |
| 50 |
2.20% |
¥268,899 |
¥161,339,302 |
¥63,539,302 |
| 50 |
2.30% |
¥274,445 |
¥164,667,069 |
¥66,867,069 |
| 50 |
2.40% |
¥280,051 |
¥168,030,502 |
¥70,230,502 |
| 50 |
2.50% |
¥285,715 |
¥171,429,190 |
¥73,629,190 |
| 50 |
2.60% |
¥291,438 |
¥174,862,715 |
¥77,062,715 |
| 50 |
2.70% |
¥297,218 |
¥178,330,643 |
¥80,530,643 |
| 50 |
2.80% |
¥303,054 |
¥181,832,534 |
¥84,032,534 |
| 50 |
2.90% |
¥308,947 |
¥185,367,939 |
¥87,567,939 |
| 50 |
3.00% |
¥314,894 |
¥188,936,396 |
¥91,136,396 |
9780万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥211,184 |
¥114,039,137 |
¥16,239,137 |
| 45 |
0.80% |
¥215,723 |
¥116,490,212 |
¥18,690,212 |
| 45 |
0.90% |
¥220,322 |
¥118,973,837 |
¥21,173,837 |
| 45 |
1.00% |
¥224,981 |
¥121,489,896 |
¥23,689,896 |
| 45 |
1.10% |
¥229,700 |
¥124,038,261 |
¥26,238,261 |
| 45 |
1.20% |
¥234,479 |
¥126,618,791 |
¥28,818,791 |
| 45 |
1.30% |
¥239,317 |
¥129,231,335 |
¥31,431,335 |
| 45 |
1.40% |
¥244,214 |
¥131,875,728 |
¥34,075,728 |
| 45 |
1.50% |
¥249,170 |
¥134,551,793 |
¥36,751,793 |
| 45 |
1.60% |
¥254,184 |
¥137,259,344 |
¥39,459,344 |
| 45 |
1.70% |
¥259,256 |
¥139,998,181 |
¥42,198,181 |
| 45 |
1.80% |
¥264,385 |
¥142,768,095 |
¥44,968,095 |
| 45 |
1.90% |
¥269,572 |
¥145,568,866 |
¥47,768,866 |
| 45 |
2.00% |
¥274,815 |
¥148,400,262 |
¥50,600,262 |
| 45 |
2.10% |
¥280,115 |
¥151,262,044 |
¥53,462,044 |
| 45 |
2.20% |
¥285,470 |
¥154,153,960 |
¥56,353,960 |
| 45 |
2.30% |
¥290,881 |
¥157,075,752 |
¥59,275,752 |
| 45 |
2.40% |
¥296,347 |
¥160,027,149 |
¥62,227,149 |
| 45 |
2.50% |
¥301,866 |
¥163,007,876 |
¥65,207,876 |
| 45 |
2.60% |
¥307,440 |
¥166,017,646 |
¥68,217,646 |
| 45 |
2.70% |
¥313,067 |
¥169,056,164 |
¥71,256,164 |
| 45 |
2.80% |
¥318,747 |
¥172,123,131 |
¥74,323,131 |
| 45 |
2.90% |
¥324,478 |
¥175,218,236 |
¥77,418,236 |
| 45 |
3.00% |
¥330,261 |
¥178,341,164 |
¥80,541,164 |
9780万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥233,663 |
¥112,158,463 |
¥14,358,463 |
| 40 |
0.80% |
¥238,153 |
¥114,313,459 |
¥16,513,459 |
| 40 |
0.90% |
¥242,696 |
¥116,494,243 |
¥18,694,243 |
| 40 |
1.00% |
¥247,293 |
¥118,700,741 |
¥20,900,741 |
| 40 |
1.10% |
¥251,943 |
¥120,932,875 |
¥23,132,875 |
| 40 |
1.20% |
¥256,647 |
¥123,190,553 |
¥25,390,553 |
| 40 |
1.30% |
¥261,404 |
¥125,473,680 |
¥27,673,680 |
| 40 |
1.40% |
¥266,213 |
¥127,782,153 |
¥29,982,153 |
| 40 |
1.50% |
¥271,075 |
¥130,115,858 |
¥32,315,858 |
| 40 |
1.60% |
¥275,989 |
¥132,474,678 |
¥34,674,678 |
| 40 |
1.70% |
¥280,955 |
¥134,858,485 |
¥37,058,485 |
| 40 |
1.80% |
¥285,973 |
¥137,267,148 |
¥39,467,148 |
| 40 |
1.90% |
¥291,043 |
¥139,700,524 |
¥41,900,524 |
| 40 |
2.00% |
¥296,163 |
¥142,158,468 |
¥44,358,468 |
| 40 |
2.10% |
¥301,335 |
¥144,640,825 |
¥46,840,825 |
| 40 |
2.20% |
¥306,557 |
¥147,147,436 |
¥49,347,436 |
| 40 |
2.30% |
¥311,829 |
¥149,678,133 |
¥51,878,133 |
| 40 |
2.40% |
¥317,152 |
¥152,232,744 |
¥54,432,744 |
| 40 |
2.50% |
¥322,523 |
¥154,811,091 |
¥57,011,091 |
| 40 |
2.60% |
¥327,944 |
¥157,412,988 |
¥59,612,988 |
| 40 |
2.70% |
¥333,413 |
¥160,038,247 |
¥62,238,247 |
| 40 |
2.80% |
¥338,931 |
¥162,686,671 |
¥64,886,671 |
| 40 |
2.90% |
¥344,496 |
¥165,358,059 |
¥67,558,059 |
| 40 |
3.00% |
¥350,109 |
¥168,052,207 |
¥70,252,207 |
9780万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥262,613 |
¥110,297,595 |
¥12,497,595 |
| 35 |
0.80% |
¥267,054 |
¥112,162,511 |
¥14,362,511 |
| 35 |
0.90% |
¥271,541 |
¥114,047,218 |
¥16,247,218 |
| 35 |
1.00% |
¥276,075 |
¥115,951,674 |
¥18,151,674 |
| 35 |
1.10% |
¥280,657 |
¥117,875,829 |
¥20,075,829 |
| 35 |
1.20% |
¥285,285 |
¥119,819,631 |
¥22,019,631 |
| 35 |
1.30% |
¥289,960 |
¥121,783,022 |
¥23,983,022 |
| 35 |
1.40% |
¥294,681 |
¥123,765,941 |
¥25,965,941 |
| 35 |
1.50% |
¥299,448 |
¥125,768,320 |
¥27,968,320 |
| 35 |
1.60% |
¥304,262 |
¥127,790,090 |
¥29,990,090 |
| 35 |
1.70% |
¥309,122 |
¥129,831,174 |
¥32,031,174 |
| 35 |
1.80% |
¥314,027 |
¥131,891,493 |
¥34,091,493 |
| 35 |
1.90% |
¥318,978 |
¥133,970,963 |
¥36,170,963 |
| 35 |
2.00% |
¥323,975 |
¥136,069,495 |
¥38,269,495 |
| 35 |
2.10% |
¥329,017 |
¥138,186,999 |
¥40,386,999 |
| 35 |
2.20% |
¥334,103 |
¥140,323,376 |
¥42,523,376 |
| 35 |
2.30% |
¥339,235 |
¥142,478,528 |
¥44,678,528 |
| 35 |
2.40% |
¥344,410 |
¥144,652,350 |
¥46,852,350 |
| 35 |
2.50% |
¥349,630 |
¥146,844,735 |
¥49,044,735 |
| 35 |
2.60% |
¥354,894 |
¥149,055,570 |
¥51,255,570 |
| 35 |
2.70% |
¥360,202 |
¥151,284,741 |
¥53,484,741 |
| 35 |
2.80% |
¥365,553 |
¥153,532,129 |
¥55,732,129 |
| 35 |
2.90% |
¥370,947 |
¥155,797,612 |
¥57,997,612 |
| 35 |
3.00% |
¥376,383 |
¥158,081,064 |
¥60,281,064 |
9780万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥301,268 |
¥108,456,569 |
¥10,656,569 |
| 30 |
0.80% |
¥305,660 |
¥110,037,430 |
¥12,237,430 |
| 30 |
0.90% |
¥310,091 |
¥111,632,863 |
¥13,832,863 |
| 30 |
1.00% |
¥314,563 |
¥113,242,842 |
¥15,442,842 |
| 30 |
1.10% |
¥319,076 |
¥114,867,342 |
¥17,067,342 |
| 30 |
1.20% |
¥323,629 |
¥116,506,333 |
¥18,706,333 |
| 30 |
1.30% |
¥328,222 |
¥118,159,783 |
¥20,359,783 |
| 30 |
1.40% |
¥332,855 |
¥119,827,659 |
¥22,027,659 |
| 30 |
1.50% |
¥337,528 |
¥121,509,924 |
¥23,709,924 |
| 30 |
1.60% |
¥342,240 |
¥123,206,538 |
¥25,406,538 |
| 30 |
1.70% |
¥346,993 |
¥124,917,460 |
¥27,117,460 |
| 30 |
1.80% |
¥351,785 |
¥126,642,646 |
¥28,842,646 |
| 30 |
1.90% |
¥356,617 |
¥128,382,051 |
¥30,582,051 |
| 30 |
2.00% |
¥361,488 |
¥130,135,624 |
¥32,335,624 |
| 30 |
2.10% |
¥366,398 |
¥131,903,316 |
¥34,103,316 |
| 30 |
2.20% |
¥371,347 |
¥133,685,072 |
¥35,885,072 |
| 30 |
2.30% |
¥376,336 |
¥135,480,838 |
¥37,680,838 |
| 30 |
2.40% |
¥381,363 |
¥137,290,556 |
¥39,490,556 |
| 30 |
2.50% |
¥386,428 |
¥139,114,166 |
¥41,314,166 |
| 30 |
2.60% |
¥391,532 |
¥140,951,606 |
¥43,151,606 |
| 30 |
2.70% |
¥396,674 |
¥142,802,811 |
¥45,002,811 |
| 30 |
2.80% |
¥401,855 |
¥144,667,716 |
¥46,867,716 |
| 30 |
2.90% |
¥407,073 |
¥146,546,251 |
¥48,746,251 |
| 30 |
3.00% |
¥412,329 |
¥148,438,348 |
¥50,638,348 |
9780万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥355,451 |
¥106,635,416 |
¥8,835,416 |
| 25 |
0.80% |
¥359,794 |
¥107,938,271 |
¥10,138,271 |
| 25 |
0.90% |
¥364,171 |
¥109,251,262 |
¥11,451,262 |
| 25 |
1.00% |
¥368,581 |
¥110,574,378 |
¥12,774,378 |
| 25 |
1.10% |
¥373,025 |
¥111,907,605 |
¥14,107,605 |
| 25 |
1.20% |
¥377,503 |
¥113,250,929 |
¥15,450,929 |
| 25 |
1.30% |
¥382,014 |
¥114,604,334 |
¥16,804,334 |
| 25 |
1.40% |
¥386,559 |
¥115,967,803 |
¥18,167,803 |
| 25 |
1.50% |
¥391,138 |
¥117,341,318 |
¥19,541,318 |
| 25 |
1.60% |
¥395,750 |
¥118,724,860 |
¥20,924,860 |
| 25 |
1.70% |
¥400,395 |
¥120,118,407 |
¥22,318,407 |
| 25 |
1.80% |
¥405,073 |
¥121,521,939 |
¥23,721,939 |
| 25 |
1.90% |
¥409,785 |
¥122,935,432 |
¥25,135,432 |
| 25 |
2.00% |
¥414,530 |
¥124,358,863 |
¥26,558,863 |
| 25 |
2.10% |
¥419,307 |
¥125,792,205 |
¥27,992,205 |
| 25 |
2.20% |
¥424,118 |
¥127,235,433 |
¥29,435,433 |
| 25 |
2.30% |
¥428,962 |
¥128,688,519 |
¥30,888,519 |
| 25 |
2.40% |
¥433,838 |
¥130,151,435 |
¥32,351,435 |
| 25 |
2.50% |
¥438,747 |
¥131,624,150 |
¥33,824,150 |
| 25 |
2.60% |
¥443,689 |
¥133,106,633 |
¥35,306,633 |
| 25 |
2.70% |
¥448,663 |
¥134,598,854 |
¥36,798,854 |
| 25 |
2.80% |
¥453,669 |
¥136,100,778 |
¥38,300,778 |
| 25 |
2.90% |
¥458,708 |
¥137,612,371 |
¥39,812,371 |
| 25 |
3.00% |
¥463,779 |
¥139,133,599 |
¥41,333,599 |
9780万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥436,809 |
¥104,834,164 |
¥7,034,164 |
| 20 |
0.80% |
¥441,104 |
¥105,865,078 |
¥8,065,078 |
| 20 |
0.90% |
¥445,427 |
¥106,902,489 |
¥9,102,489 |
| 20 |
1.00% |
¥449,777 |
¥107,946,392 |
¥10,146,392 |
| 20 |
1.10% |
¥454,153 |
¥108,996,780 |
¥11,196,780 |
| 20 |
1.20% |
¥458,557 |
¥110,053,648 |
¥12,253,648 |
| 20 |
1.30% |
¥462,987 |
¥111,116,989 |
¥13,316,989 |
| 20 |
1.40% |
¥467,445 |
¥112,186,795 |
¥14,386,795 |
| 20 |
1.50% |
¥471,929 |
¥113,263,058 |
¥15,463,058 |
| 20 |
1.60% |
¥476,441 |
¥114,345,772 |
¥16,545,772 |
| 20 |
1.70% |
¥480,979 |
¥115,434,926 |
¥17,634,926 |
| 20 |
1.80% |
¥485,544 |
¥116,530,511 |
¥18,730,511 |
| 20 |
1.90% |
¥490,135 |
¥117,632,518 |
¥19,832,518 |
| 20 |
2.00% |
¥494,754 |
¥118,740,936 |
¥20,940,936 |
| 20 |
2.10% |
¥499,399 |
¥119,855,756 |
¥22,055,756 |
| 20 |
2.20% |
¥504,071 |
¥120,976,964 |
¥23,176,964 |
| 20 |
2.30% |
¥508,769 |
¥122,104,550 |
¥24,304,550 |
| 20 |
2.40% |
¥513,494 |
¥123,238,502 |
¥25,438,502 |
| 20 |
2.50% |
¥518,245 |
¥124,378,807 |
¥26,578,807 |
| 20 |
2.60% |
¥523,023 |
¥125,525,452 |
¥27,725,452 |
| 20 |
2.70% |
¥527,827 |
¥126,678,422 |
¥28,878,422 |
| 20 |
2.80% |
¥532,657 |
¥127,837,705 |
¥30,037,705 |
| 20 |
2.90% |
¥537,514 |
¥129,003,285 |
¥31,203,285 |
| 20 |
3.00% |
¥542,396 |
¥130,175,148 |
¥32,375,148 |
9780万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥572,516 |
¥103,052,833 |
¥5,252,833 |
| 15 |
0.80% |
¥576,766 |
¥103,817,889 |
¥6,017,889 |
| 15 |
0.90% |
¥581,037 |
¥104,586,603 |
¥6,786,603 |
| 15 |
1.00% |
¥585,328 |
¥105,358,974 |
¥7,558,974 |
| 15 |
1.10% |
¥589,639 |
¥106,135,000 |
¥8,335,000 |
| 15 |
1.20% |
¥593,970 |
¥106,914,678 |
¥9,114,678 |
| 15 |
1.30% |
¥598,322 |
¥107,698,006 |
¥9,898,006 |
| 15 |
1.40% |
¥602,694 |
¥108,484,981 |
¥10,684,981 |
| 15 |
1.50% |
¥607,087 |
¥109,275,601 |
¥11,475,601 |
| 15 |
1.60% |
¥611,499 |
¥110,069,864 |
¥12,269,864 |
| 15 |
1.70% |
¥615,932 |
¥110,867,765 |
¥13,067,765 |
| 15 |
1.80% |
¥620,385 |
¥111,669,303 |
¥13,869,303 |
| 15 |
1.90% |
¥624,858 |
¥112,474,473 |
¥14,674,473 |
| 15 |
2.00% |
¥629,352 |
¥113,283,272 |
¥15,483,272 |
| 15 |
2.10% |
¥633,865 |
¥114,095,696 |
¥16,295,696 |
| 15 |
2.20% |
¥638,399 |
¥114,911,743 |
¥17,111,743 |
| 15 |
2.30% |
¥642,952 |
¥115,731,407 |
¥17,931,407 |
| 15 |
2.40% |
¥647,526 |
¥116,554,685 |
¥18,754,685 |
| 15 |
2.50% |
¥652,120 |
¥117,381,572 |
¥19,581,572 |
| 15 |
2.60% |
¥656,734 |
¥118,212,065 |
¥20,412,065 |
| 15 |
2.70% |
¥661,368 |
¥119,046,158 |
¥21,246,158 |
| 15 |
2.80% |
¥666,021 |
¥119,883,847 |
¥22,083,847 |
| 15 |
2.90% |
¥670,695 |
¥120,725,126 |
¥22,925,126 |
| 15 |
3.00% |
¥675,389 |
¥121,569,992 |
¥23,769,992 |
9780万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥844,095 |
¥101,291,442 |
¥3,491,442 |
| 10 |
0.80% |
¥848,306 |
¥101,796,733 |
¥3,996,733 |
| 10 |
0.90% |
¥852,530 |
¥102,303,652 |
¥4,503,652 |
| 10 |
1.00% |
¥856,768 |
¥102,812,197 |
¥5,012,197 |
| 10 |
1.10% |
¥861,020 |
¥103,322,368 |
¥5,522,368 |
| 10 |
1.20% |
¥865,285 |
¥103,834,165 |
¥6,034,165 |
| 10 |
1.30% |
¥869,563 |
¥104,347,587 |
¥6,547,587 |
| 10 |
1.40% |
¥873,855 |
¥104,862,634 |
¥7,062,634 |
| 10 |
1.50% |
¥878,161 |
¥105,379,304 |
¥7,579,304 |
| 10 |
1.60% |
¥882,480 |
¥105,897,598 |
¥8,097,598 |
| 10 |
1.70% |
¥886,813 |
¥106,417,514 |
¥8,617,514 |
| 10 |
1.80% |
¥891,159 |
¥106,939,052 |
¥9,139,052 |
| 10 |
1.90% |
¥895,518 |
¥107,462,210 |
¥9,662,210 |
| 10 |
2.00% |
¥899,892 |
¥107,986,989 |
¥10,186,989 |
| 10 |
2.10% |
¥904,278 |
¥108,513,388 |
¥10,713,388 |
| 10 |
2.20% |
¥908,678 |
¥109,041,405 |
¥11,241,405 |
| 10 |
2.30% |
¥913,092 |
¥109,571,039 |
¥11,771,039 |
| 10 |
2.40% |
¥917,519 |
¥110,102,290 |
¥12,302,290 |
| 10 |
2.50% |
¥921,960 |
¥110,635,157 |
¥12,835,157 |
| 10 |
2.60% |
¥926,414 |
¥111,169,638 |
¥13,369,638 |
| 10 |
2.70% |
¥930,881 |
¥111,705,733 |
¥13,905,733 |
| 10 |
2.80% |
¥935,362 |
¥112,243,441 |
¥14,443,441 |
| 10 |
2.90% |
¥939,856 |
¥112,782,760 |
¥14,982,760 |
| 10 |
3.00% |
¥944,364 |
¥113,323,690 |
¥15,523,690 |
