9790万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9790万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9790万円の住宅ローン|期間・年数別
9790万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥193,430 |
¥116,058,123 |
¥18,158,123 |
| 50 |
0.80% |
¥198,023 |
¥118,814,064 |
¥20,914,064 |
| 50 |
0.90% |
¥202,684 |
¥121,610,108 |
¥23,710,108 |
| 50 |
1.00% |
¥207,410 |
¥124,446,082 |
¥26,546,082 |
| 50 |
1.10% |
¥212,203 |
¥127,321,793 |
¥29,421,793 |
| 50 |
1.20% |
¥217,062 |
¥130,237,028 |
¥32,337,028 |
| 50 |
1.30% |
¥221,986 |
¥133,191,558 |
¥35,291,558 |
| 50 |
1.40% |
¥226,975 |
¥136,185,136 |
¥38,285,136 |
| 50 |
1.50% |
¥232,029 |
¥139,217,496 |
¥41,317,496 |
| 50 |
1.60% |
¥237,147 |
¥142,288,357 |
¥44,388,357 |
| 50 |
1.70% |
¥242,329 |
¥145,397,421 |
¥47,497,421 |
| 50 |
1.80% |
¥247,574 |
¥148,544,375 |
¥50,644,375 |
| 50 |
1.90% |
¥252,881 |
¥151,728,887 |
¥53,828,887 |
| 50 |
2.00% |
¥258,251 |
¥154,950,616 |
¥57,050,616 |
| 50 |
2.10% |
¥263,682 |
¥158,209,201 |
¥60,309,201 |
| 50 |
2.20% |
¥269,174 |
¥161,504,271 |
¥63,604,271 |
| 50 |
2.30% |
¥274,726 |
¥164,835,441 |
¥66,935,441 |
| 50 |
2.40% |
¥280,337 |
¥168,202,312 |
¥70,302,312 |
| 50 |
2.50% |
¥286,007 |
¥171,604,476 |
¥73,704,476 |
| 50 |
2.60% |
¥291,736 |
¥175,041,511 |
¥77,141,511 |
| 50 |
2.70% |
¥297,522 |
¥178,512,985 |
¥80,612,985 |
| 50 |
2.80% |
¥303,364 |
¥182,018,457 |
¥84,118,457 |
| 50 |
2.90% |
¥309,262 |
¥185,557,476 |
¥87,657,476 |
| 50 |
3.00% |
¥315,216 |
¥189,129,582 |
¥91,229,582 |
9790万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥211,400 |
¥114,155,742 |
¥16,255,742 |
| 45 |
0.80% |
¥215,943 |
¥116,609,323 |
¥18,709,323 |
| 45 |
0.90% |
¥220,547 |
¥119,095,487 |
¥21,195,487 |
| 45 |
1.00% |
¥225,211 |
¥121,614,118 |
¥23,714,118 |
| 45 |
1.10% |
¥229,935 |
¥124,165,089 |
¥26,265,089 |
| 45 |
1.20% |
¥234,719 |
¥126,748,258 |
¥28,848,258 |
| 45 |
1.30% |
¥239,562 |
¥129,363,473 |
¥31,463,473 |
| 45 |
1.40% |
¥244,464 |
¥132,010,570 |
¥34,110,570 |
| 45 |
1.50% |
¥249,425 |
¥134,689,372 |
¥36,789,372 |
| 45 |
1.60% |
¥254,444 |
¥137,399,691 |
¥39,499,691 |
| 45 |
1.70% |
¥259,521 |
¥140,141,329 |
¥42,241,329 |
| 45 |
1.80% |
¥264,656 |
¥142,914,075 |
¥45,014,075 |
| 45 |
1.90% |
¥269,848 |
¥145,717,709 |
¥47,817,709 |
| 45 |
2.00% |
¥275,096 |
¥148,552,001 |
¥50,652,001 |
| 45 |
2.10% |
¥280,401 |
¥151,416,708 |
¥53,516,708 |
| 45 |
2.20% |
¥285,762 |
¥154,311,582 |
¥56,411,582 |
| 45 |
2.30% |
¥291,178 |
¥157,236,361 |
¥59,336,361 |
| 45 |
2.40% |
¥296,650 |
¥160,190,776 |
¥62,290,776 |
| 45 |
2.50% |
¥302,175 |
¥163,174,551 |
¥65,274,551 |
| 45 |
2.60% |
¥307,754 |
¥166,187,398 |
¥68,287,398 |
| 45 |
2.70% |
¥313,387 |
¥169,229,023 |
¥71,329,023 |
| 45 |
2.80% |
¥319,072 |
¥172,299,126 |
¥74,399,126 |
| 45 |
2.90% |
¥324,810 |
¥175,397,396 |
¥77,497,396 |
| 45 |
3.00% |
¥330,599 |
¥178,523,517 |
¥80,623,517 |
9790万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥233,902 |
¥112,273,145 |
¥14,373,145 |
| 40 |
0.80% |
¥238,397 |
¥114,430,344 |
¥16,530,344 |
| 40 |
0.90% |
¥242,944 |
¥116,613,357 |
¥18,713,357 |
| 40 |
1.00% |
¥247,546 |
¥118,822,112 |
¥20,922,112 |
| 40 |
1.10% |
¥252,201 |
¥121,056,528 |
¥23,156,528 |
| 40 |
1.20% |
¥256,909 |
¥123,316,515 |
¥25,416,515 |
| 40 |
1.30% |
¥261,671 |
¥125,601,977 |
¥27,701,977 |
| 40 |
1.40% |
¥266,485 |
¥127,912,809 |
¥30,012,809 |
| 40 |
1.50% |
¥271,352 |
¥130,248,901 |
¥32,348,901 |
| 40 |
1.60% |
¥276,271 |
¥132,610,132 |
¥34,710,132 |
| 40 |
1.70% |
¥281,242 |
¥134,996,377 |
¥37,096,377 |
| 40 |
1.80% |
¥286,266 |
¥137,407,503 |
¥39,507,503 |
| 40 |
1.90% |
¥291,340 |
¥139,843,367 |
¥41,943,367 |
| 40 |
2.00% |
¥296,466 |
¥142,303,824 |
¥44,403,824 |
| 40 |
2.10% |
¥301,643 |
¥144,788,720 |
¥46,888,720 |
| 40 |
2.20% |
¥306,871 |
¥147,297,893 |
¥49,397,893 |
| 40 |
2.30% |
¥312,148 |
¥149,831,178 |
¥51,931,178 |
| 40 |
2.40% |
¥317,476 |
¥152,388,402 |
¥54,488,402 |
| 40 |
2.50% |
¥322,853 |
¥154,969,385 |
¥57,069,385 |
| 40 |
2.60% |
¥328,279 |
¥157,573,942 |
¥59,673,942 |
| 40 |
2.70% |
¥333,754 |
¥160,201,885 |
¥62,301,885 |
| 40 |
2.80% |
¥339,277 |
¥162,853,017 |
¥64,953,017 |
| 40 |
2.90% |
¥344,848 |
¥165,527,137 |
¥67,627,137 |
| 40 |
3.00% |
¥350,467 |
¥168,224,040 |
¥70,324,040 |
9790万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥262,882 |
¥110,410,374 |
¥12,510,374 |
| 35 |
0.80% |
¥267,327 |
¥112,277,197 |
¥14,377,197 |
| 35 |
0.90% |
¥271,819 |
¥114,163,831 |
¥16,263,831 |
| 35 |
1.00% |
¥276,358 |
¥116,070,234 |
¥18,170,234 |
| 35 |
1.10% |
¥280,944 |
¥117,996,356 |
¥20,096,356 |
| 35 |
1.20% |
¥285,577 |
¥119,942,146 |
¥22,042,146 |
| 35 |
1.30% |
¥290,256 |
¥121,907,545 |
¥24,007,545 |
| 35 |
1.40% |
¥294,982 |
¥123,892,491 |
¥25,992,491 |
| 35 |
1.50% |
¥299,755 |
¥125,896,918 |
¥27,996,918 |
| 35 |
1.60% |
¥304,573 |
¥127,920,755 |
¥30,020,755 |
| 35 |
1.70% |
¥309,438 |
¥129,963,926 |
¥32,063,926 |
| 35 |
1.80% |
¥314,348 |
¥132,026,351 |
¥34,126,351 |
| 35 |
1.90% |
¥319,305 |
¥134,107,947 |
¥36,207,947 |
| 35 |
2.00% |
¥324,306 |
¥136,208,626 |
¥38,308,626 |
| 35 |
2.10% |
¥329,353 |
¥138,328,294 |
¥40,428,294 |
| 35 |
2.20% |
¥334,445 |
¥140,466,856 |
¥42,566,856 |
| 35 |
2.30% |
¥339,581 |
¥142,624,212 |
¥44,724,212 |
| 35 |
2.40% |
¥344,763 |
¥144,800,257 |
¥46,900,257 |
| 35 |
2.50% |
¥349,988 |
¥146,994,883 |
¥49,094,883 |
| 35 |
2.60% |
¥355,257 |
¥149,207,978 |
¥51,307,978 |
| 35 |
2.70% |
¥360,570 |
¥151,439,429 |
¥53,539,429 |
| 35 |
2.80% |
¥365,926 |
¥153,689,115 |
¥55,789,115 |
| 35 |
2.90% |
¥371,326 |
¥155,956,914 |
¥58,056,914 |
| 35 |
3.00% |
¥376,768 |
¥158,242,701 |
¥60,342,701 |
9790万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥301,576 |
¥108,567,465 |
¥10,667,465 |
| 30 |
0.80% |
¥305,972 |
¥110,149,943 |
¥12,249,943 |
| 30 |
0.90% |
¥310,408 |
¥111,747,007 |
¥13,847,007 |
| 30 |
1.00% |
¥314,885 |
¥113,358,633 |
¥15,458,633 |
| 30 |
1.10% |
¥319,402 |
¥114,984,793 |
¥17,084,793 |
| 30 |
1.20% |
¥323,960 |
¥116,625,460 |
¥18,725,460 |
| 30 |
1.30% |
¥328,557 |
¥118,280,601 |
¥20,380,601 |
| 30 |
1.40% |
¥333,195 |
¥119,950,182 |
¥22,050,182 |
| 30 |
1.50% |
¥337,873 |
¥121,634,167 |
¥23,734,167 |
| 30 |
1.60% |
¥342,590 |
¥123,332,516 |
¥25,432,516 |
| 30 |
1.70% |
¥347,348 |
¥125,045,187 |
¥27,145,187 |
| 30 |
1.80% |
¥352,145 |
¥126,772,138 |
¥28,872,138 |
| 30 |
1.90% |
¥356,981 |
¥128,513,321 |
¥30,613,321 |
| 30 |
2.00% |
¥361,857 |
¥130,268,687 |
¥32,368,687 |
| 30 |
2.10% |
¥366,773 |
¥132,038,186 |
¥34,138,186 |
| 30 |
2.20% |
¥371,727 |
¥133,821,765 |
¥35,921,765 |
| 30 |
2.30% |
¥376,720 |
¥135,619,367 |
¥37,719,367 |
| 30 |
2.40% |
¥381,753 |
¥137,430,935 |
¥39,530,935 |
| 30 |
2.50% |
¥386,823 |
¥139,256,410 |
¥41,356,410 |
| 30 |
2.60% |
¥391,933 |
¥141,095,728 |
¥43,195,728 |
| 30 |
2.70% |
¥397,080 |
¥142,948,826 |
¥45,048,826 |
| 30 |
2.80% |
¥402,266 |
¥144,815,638 |
¥46,915,638 |
| 30 |
2.90% |
¥407,489 |
¥146,696,094 |
¥48,796,094 |
| 30 |
3.00% |
¥412,750 |
¥148,590,126 |
¥50,690,126 |
9790万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥355,815 |
¥106,744,450 |
¥8,844,450 |
| 25 |
0.80% |
¥360,162 |
¥108,048,637 |
¥10,148,637 |
| 25 |
0.90% |
¥364,543 |
¥109,362,971 |
¥11,462,971 |
| 25 |
1.00% |
¥368,958 |
¥110,687,440 |
¥12,787,440 |
| 25 |
1.10% |
¥373,407 |
¥112,022,030 |
¥14,122,030 |
| 25 |
1.20% |
¥377,889 |
¥113,366,728 |
¥15,466,728 |
| 25 |
1.30% |
¥382,405 |
¥114,721,516 |
¥16,821,516 |
| 25 |
1.40% |
¥386,955 |
¥116,086,380 |
¥18,186,380 |
| 25 |
1.50% |
¥391,538 |
¥117,461,299 |
¥19,561,299 |
| 25 |
1.60% |
¥396,154 |
¥118,846,255 |
¥20,946,255 |
| 25 |
1.70% |
¥400,804 |
¥120,241,228 |
¥22,341,228 |
| 25 |
1.80% |
¥405,487 |
¥121,646,195 |
¥23,746,195 |
| 25 |
1.90% |
¥410,204 |
¥123,061,133 |
¥25,161,133 |
| 25 |
2.00% |
¥414,953 |
¥124,486,019 |
¥26,586,019 |
| 25 |
2.10% |
¥419,736 |
¥125,920,827 |
¥28,020,827 |
| 25 |
2.20% |
¥424,552 |
¥127,365,531 |
¥29,465,531 |
| 25 |
2.30% |
¥429,400 |
¥128,820,103 |
¥30,920,103 |
| 25 |
2.40% |
¥434,282 |
¥130,284,514 |
¥32,384,514 |
| 25 |
2.50% |
¥439,196 |
¥131,758,735 |
¥33,858,735 |
| 25 |
2.60% |
¥444,142 |
¥133,242,734 |
¥35,342,734 |
| 25 |
2.70% |
¥449,122 |
¥134,736,480 |
¥36,836,480 |
| 25 |
2.80% |
¥454,133 |
¥136,239,940 |
¥38,339,940 |
| 25 |
2.90% |
¥459,177 |
¥137,753,079 |
¥39,853,079 |
| 25 |
3.00% |
¥464,253 |
¥139,275,863 |
¥41,375,863 |
9790万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥437,256 |
¥104,941,356 |
¥7,041,356 |
| 20 |
0.80% |
¥441,556 |
¥105,973,324 |
¥8,073,324 |
| 20 |
0.90% |
¥445,882 |
¥107,011,796 |
¥9,111,796 |
| 20 |
1.00% |
¥450,237 |
¥108,056,766 |
¥10,156,766 |
| 20 |
1.10% |
¥454,618 |
¥109,108,229 |
¥11,208,229 |
| 20 |
1.20% |
¥459,026 |
¥110,166,177 |
¥12,266,177 |
| 20 |
1.30% |
¥463,461 |
¥111,230,605 |
¥13,330,605 |
| 20 |
1.40% |
¥467,923 |
¥112,301,505 |
¥14,401,505 |
| 20 |
1.50% |
¥472,412 |
¥113,378,869 |
¥15,478,869 |
| 20 |
1.60% |
¥476,928 |
¥114,462,690 |
¥16,562,690 |
| 20 |
1.70% |
¥481,471 |
¥115,552,957 |
¥17,652,957 |
| 20 |
1.80% |
¥486,040 |
¥116,649,663 |
¥18,749,663 |
| 20 |
1.90% |
¥490,637 |
¥117,752,797 |
¥19,852,797 |
| 20 |
2.00% |
¥495,260 |
¥118,862,348 |
¥20,962,348 |
| 20 |
2.10% |
¥499,910 |
¥119,978,307 |
¥22,078,307 |
| 20 |
2.20% |
¥504,586 |
¥121,100,662 |
¥23,200,662 |
| 20 |
2.30% |
¥509,289 |
¥122,229,402 |
¥24,329,402 |
| 20 |
2.40% |
¥514,019 |
¥123,364,513 |
¥25,464,513 |
| 20 |
2.50% |
¥518,775 |
¥124,505,984 |
¥26,605,984 |
| 20 |
2.60% |
¥523,558 |
¥125,653,801 |
¥27,753,801 |
| 20 |
2.70% |
¥528,366 |
¥126,807,950 |
¥28,907,950 |
| 20 |
2.80% |
¥533,202 |
¥127,968,418 |
¥30,068,418 |
| 20 |
2.90% |
¥538,063 |
¥129,135,190 |
¥31,235,190 |
| 20 |
3.00% |
¥542,951 |
¥130,308,252 |
¥32,408,252 |
9790万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥573,101 |
¥103,158,204 |
¥5,258,204 |
| 15 |
0.80% |
¥577,356 |
¥103,924,042 |
¥6,024,042 |
| 15 |
0.90% |
¥581,631 |
¥104,693,543 |
¥6,793,543 |
| 15 |
1.00% |
¥585,926 |
¥105,466,703 |
¥7,566,703 |
| 15 |
1.10% |
¥590,242 |
¥106,243,522 |
¥8,343,522 |
| 15 |
1.20% |
¥594,578 |
¥107,023,997 |
¥9,123,997 |
| 15 |
1.30% |
¥598,934 |
¥107,808,126 |
¥9,908,126 |
| 15 |
1.40% |
¥603,311 |
¥108,595,906 |
¥10,695,906 |
| 15 |
1.50% |
¥607,707 |
¥109,387,335 |
¥11,487,335 |
| 15 |
1.60% |
¥612,124 |
¥110,182,410 |
¥12,282,410 |
| 15 |
1.70% |
¥616,562 |
¥110,981,127 |
¥13,081,127 |
| 15 |
1.80% |
¥621,019 |
¥111,783,484 |
¥13,883,484 |
| 15 |
1.90% |
¥625,497 |
¥112,589,477 |
¥14,689,477 |
| 15 |
2.00% |
¥629,995 |
¥113,399,103 |
¥15,499,103 |
| 15 |
2.10% |
¥634,513 |
¥114,212,359 |
¥16,312,359 |
| 15 |
2.20% |
¥639,051 |
¥115,029,239 |
¥17,129,239 |
| 15 |
2.30% |
¥643,610 |
¥115,849,742 |
¥17,949,742 |
| 15 |
2.40% |
¥648,188 |
¥116,673,862 |
¥18,773,862 |
| 15 |
2.50% |
¥652,787 |
¥117,501,594 |
¥19,601,594 |
| 15 |
2.60% |
¥657,405 |
¥118,332,936 |
¥20,432,936 |
| 15 |
2.70% |
¥662,044 |
¥119,167,882 |
¥21,267,882 |
| 15 |
2.80% |
¥666,702 |
¥120,006,427 |
¥22,106,427 |
| 15 |
2.90% |
¥671,381 |
¥120,848,567 |
¥22,948,567 |
| 15 |
3.00% |
¥676,079 |
¥121,694,297 |
¥23,794,297 |
9790万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥844,958 |
¥101,395,012 |
¥3,495,012 |
| 10 |
0.80% |
¥849,174 |
¥101,900,820 |
¥4,000,820 |
| 10 |
0.90% |
¥853,402 |
¥102,408,257 |
¥4,508,257 |
| 10 |
1.00% |
¥857,644 |
¥102,917,322 |
¥5,017,322 |
| 10 |
1.10% |
¥861,900 |
¥103,428,015 |
¥5,528,015 |
| 10 |
1.20% |
¥866,169 |
¥103,940,335 |
¥6,040,335 |
| 10 |
1.30% |
¥870,452 |
¥104,454,282 |
¥6,554,282 |
| 10 |
1.40% |
¥874,749 |
¥104,969,855 |
¥7,069,855 |
| 10 |
1.50% |
¥879,059 |
¥105,487,054 |
¥7,587,054 |
| 10 |
1.60% |
¥883,382 |
¥106,005,878 |
¥8,105,878 |
| 10 |
1.70% |
¥887,719 |
¥106,526,325 |
¥8,626,325 |
| 10 |
1.80% |
¥892,070 |
¥107,048,396 |
¥9,148,396 |
| 10 |
1.90% |
¥896,434 |
¥107,572,090 |
¥9,672,090 |
| 10 |
2.00% |
¥900,812 |
¥108,097,406 |
¥10,197,406 |
| 10 |
2.10% |
¥905,203 |
¥108,624,342 |
¥10,724,342 |
| 10 |
2.20% |
¥909,607 |
¥109,152,899 |
¥11,252,899 |
| 10 |
2.30% |
¥914,026 |
¥109,683,075 |
¥11,783,075 |
| 10 |
2.40% |
¥918,457 |
¥110,214,869 |
¥12,314,869 |
| 10 |
2.50% |
¥922,902 |
¥110,748,281 |
¥12,848,281 |
| 10 |
2.60% |
¥927,361 |
¥111,283,308 |
¥13,383,308 |
| 10 |
2.70% |
¥931,833 |
¥111,819,952 |
¥13,919,952 |
| 10 |
2.80% |
¥936,318 |
¥112,358,209 |
¥14,458,209 |
| 10 |
2.90% |
¥940,817 |
¥112,898,080 |
¥14,998,080 |
| 10 |
3.00% |
¥945,330 |
¥113,439,563 |
¥15,539,563 |