9810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9810万円の住宅ローン｜期間・年数別
9810万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥193,825 | ¥116,295,218 | ¥18,195,218 |
| 50 | 0.80% | ¥198,428 | ¥119,056,789 | ¥20,956,789 |
| 50 | 0.90% | ¥203,098 | ¥121,858,546 | ¥23,758,546 |
| 50 | 1.00% | ¥207,834 | ¥124,700,314 | ¥26,600,314 |
| 50 | 1.10% | ¥212,636 | ¥127,581,899 | ¥29,481,899 |
| 50 | 1.20% | ¥217,505 | ¥130,503,089 | ¥32,403,089 |
| 50 | 1.30% | ¥222,439 | ¥133,463,655 | ¥35,363,655 |
| 50 | 1.40% | ¥227,439 | ¥136,463,349 | ¥38,363,349 |
| 50 | 1.50% | ¥232,503 | ¥139,501,904 | ¥41,401,904 |
| 50 | 1.60% | ¥237,632 | ¥142,579,038 | ¥44,479,038 |
| 50 | 1.70% | ¥242,824 | ¥145,694,454 | ¥47,594,454 |
| 50 | 1.80% | ¥248,080 | ¥148,847,836 | ¥50,747,836 |
| 50 | 1.90% | ¥253,398 | ¥152,038,854 | ¥53,938,854 |
| 50 | 2.00% | ¥258,779 | ¥155,267,164 | ¥57,167,164 |
| 50 | 2.10% | ¥264,221 | ¥158,532,406 | ¥60,432,406 |
| 50 | 2.20% | ¥269,724 | ¥161,834,208 | ¥63,734,208 |
| 50 | 2.30% | ¥275,287 | ¥165,172,183 | ¥67,072,183 |
| 50 | 2.40% | ¥280,910 | ¥168,545,933 | ¥70,445,933 |
| 50 | 2.50% | ¥286,592 | ¥171,955,047 | ¥73,855,047 |
| 50 | 2.60% | ¥292,332 | ¥175,399,103 | ¥77,299,103 |
| 50 | 2.70% | ¥298,129 | ¥178,877,669 | ¥80,777,669 |
| 50 | 2.80% | ¥303,984 | ¥182,390,303 | ¥84,290,303 |
| 50 | 2.90% | ¥309,894 | ¥185,936,552 | ¥87,836,552 |
| 50 | 3.00% | ¥315,860 | ¥189,515,955 | ¥91,415,955 |
9810万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥211,831 | ¥114,388,950 | ¥16,288,950 |
| 45 | 0.80% | ¥216,384 | ¥116,847,544 | ¥18,747,544 |
| 45 | 0.90% | ¥220,998 | ¥119,338,787 | ¥21,238,787 |
| 45 | 1.00% | ¥225,671 | ¥121,862,564 | ¥23,762,564 |
| 45 | 1.10% | ¥230,405 | ¥124,418,746 | ¥26,318,746 |
| 45 | 1.20% | ¥235,199 | ¥127,007,192 | ¥28,907,192 |
| 45 | 1.30% | ¥240,051 | ¥129,627,750 | ¥31,527,750 |
| 45 | 1.40% | ¥244,963 | ¥132,280,254 | ¥34,180,254 |
| 45 | 1.50% | ¥249,934 | ¥134,964,529 | ¥36,864,529 |
| 45 | 1.60% | ¥254,964 | ¥137,680,385 | ¥39,580,385 |
| 45 | 1.70% | ¥260,051 | ¥140,427,623 | ¥42,327,623 |
| 45 | 1.80% | ¥265,196 | ¥143,206,034 | ¥45,106,034 |
| 45 | 1.90% | ¥270,399 | ¥146,015,396 | ¥47,915,396 |
| 45 | 2.00% | ¥275,658 | ¥148,855,478 | ¥50,755,478 |
| 45 | 2.10% | ¥280,974 | ¥151,726,038 | ¥53,626,038 |
| 45 | 2.20% | ¥286,346 | ¥154,626,825 | ¥56,526,825 |
| 45 | 2.30% | ¥291,773 | ¥157,557,579 | ¥59,457,579 |
| 45 | 2.40% | ¥297,256 | ¥160,518,030 | ¥62,418,030 |
| 45 | 2.50% | ¥302,792 | ¥163,507,900 | ¥65,407,900 |
| 45 | 2.60% | ¥308,383 | ¥166,526,902 | ¥68,426,902 |
| 45 | 2.70% | ¥314,027 | ¥169,574,742 | ¥71,474,742 |
| 45 | 2.80% | ¥319,724 | ¥172,651,116 | ¥74,551,116 |
| 45 | 2.90% | ¥325,474 | ¥175,755,715 | ¥77,655,715 |
| 45 | 3.00% | ¥331,274 | ¥178,888,223 | ¥80,788,223 |
9810万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥234,380 | ¥112,502,508 | ¥14,402,508 |
| 40 | 0.80% | ¥238,884 | ¥114,664,114 | ¥16,564,114 |
| 40 | 0.90% | ¥243,441 | ¥116,851,587 | ¥18,751,587 |
| 40 | 1.00% | ¥248,052 | ¥119,064,854 | ¥20,964,854 |
| 40 | 1.10% | ¥252,716 | ¥121,303,834 | ¥23,203,834 |
| 40 | 1.20% | ¥257,434 | ¥123,568,438 | ¥25,468,438 |
| 40 | 1.30% | ¥262,205 | ¥125,858,569 | ¥27,758,569 |
| 40 | 1.40% | ¥267,029 | ¥128,174,122 | ¥30,074,122 |
| 40 | 1.50% | ¥271,906 | ¥130,514,986 | ¥32,414,986 |
| 40 | 1.60% | ¥276,836 | ¥132,881,042 | ¥34,781,042 |
| 40 | 1.70% | ¥281,817 | ¥135,272,162 | ¥37,172,162 |
| 40 | 1.80% | ¥286,850 | ¥137,688,212 | ¥39,588,212 |
| 40 | 1.90% | ¥291,936 | ¥140,129,053 | ¥42,029,053 |
| 40 | 2.00% | ¥297,072 | ¥142,594,537 | ¥44,494,537 |
| 40 | 2.10% | ¥302,259 | ¥145,084,509 | ¥46,984,509 |
| 40 | 2.20% | ¥307,498 | ¥147,598,808 | ¥49,498,808 |
| 40 | 2.30% | ¥312,786 | ¥150,137,269 | ¥52,037,269 |
| 40 | 2.40% | ¥318,124 | ¥152,699,716 | ¥54,599,716 |
| 40 | 2.50% | ¥323,512 | ¥155,285,972 | ¥57,185,972 |
| 40 | 2.60% | ¥328,950 | ¥157,895,850 | ¥59,795,850 |
| 40 | 2.70% | ¥334,436 | ¥160,529,162 | ¥62,429,162 |
| 40 | 2.80% | ¥339,970 | ¥163,185,710 | ¥65,085,710 |
| 40 | 2.90% | ¥345,553 | ¥165,865,293 | ¥67,765,293 |
| 40 | 3.00% | ¥351,183 | ¥168,567,705 | ¥70,467,705 |
9810万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥263,419 | ¥110,635,931 | ¥12,535,931 |
| 35 | 0.80% | ¥267,873 | ¥112,506,568 | ¥14,406,568 |
| 35 | 0.90% | ¥272,374 | ¥114,397,056 | ¥16,297,056 |
| 35 | 1.00% | ¥276,922 | ¥116,307,354 | ¥18,207,354 |
| 35 | 1.10% | ¥281,518 | ¥118,237,411 | ¥20,137,411 |
| 35 | 1.20% | ¥286,160 | ¥120,187,176 | ¥22,087,176 |
| 35 | 1.30% | ¥290,849 | ¥122,156,590 | ¥24,056,590 |
| 35 | 1.40% | ¥295,585 | ¥124,145,591 | ¥26,045,591 |
| 35 | 1.50% | ¥300,367 | ¥126,154,113 | ¥28,054,113 |
| 35 | 1.60% | ¥305,195 | ¥128,182,084 | ¥30,082,084 |
| 35 | 1.70% | ¥310,070 | ¥130,229,429 | ¥32,129,429 |
| 35 | 1.80% | ¥314,991 | ¥132,296,068 | ¥34,196,068 |
| 35 | 1.90% | ¥319,957 | ¥134,381,916 | ¥36,281,916 |
| 35 | 2.00% | ¥324,969 | ¥136,486,886 | ¥38,386,886 |
| 35 | 2.10% | ¥330,026 | ¥138,610,885 | ¥40,510,885 |
| 35 | 2.20% | ¥335,128 | ¥140,753,816 | ¥42,653,816 |
| 35 | 2.30% | ¥340,275 | ¥142,915,579 | ¥44,815,579 |
| 35 | 2.40% | ¥345,467 | ¥145,096,069 | ¥46,996,069 |
| 35 | 2.50% | ¥350,703 | ¥147,295,179 | ¥49,195,179 |
| 35 | 2.60% | ¥355,983 | ¥149,512,796 | ¥51,412,796 |
| 35 | 2.70% | ¥361,307 | ¥151,748,804 | ¥53,648,804 |
| 35 | 2.80% | ¥366,674 | ¥154,003,086 | ¥55,903,086 |
| 35 | 2.90% | ¥372,085 | ¥156,275,518 | ¥58,175,518 |
| 35 | 3.00% | ¥377,538 | ¥158,565,975 | ¥60,465,975 |
9810万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥302,192 | ¥108,789,258 | ¥10,689,258 |
| 30 | 0.80% | ¥306,597 | ¥110,374,969 | ¥12,274,969 |
| 30 | 0.90% | ¥311,042 | ¥111,975,295 | ¥13,875,295 |
| 30 | 1.00% | ¥315,528 | ¥113,590,213 | ¥15,490,213 |
| 30 | 1.10% | ¥320,055 | ¥115,219,696 | ¥17,119,696 |
| 30 | 1.20% | ¥324,621 | ¥116,863,714 | ¥18,763,714 |
| 30 | 1.30% | ¥329,228 | ¥118,522,237 | ¥20,422,237 |
| 30 | 1.40% | ¥333,876 | ¥120,195,229 | ¥22,095,229 |
| 30 | 1.50% | ¥338,563 | ¥121,882,654 | ¥23,782,654 |
| 30 | 1.60% | ¥343,290 | ¥123,584,472 | ¥25,484,472 |
| 30 | 1.70% | ¥348,057 | ¥125,300,642 | ¥27,200,642 |
| 30 | 1.80% | ¥352,864 | ¥127,031,121 | ¥28,931,121 |
| 30 | 1.90% | ¥357,711 | ¥128,775,860 | ¥30,675,860 |
| 30 | 2.00% | ¥362,597 | ¥130,534,813 | ¥32,434,813 |
| 30 | 2.10% | ¥367,522 | ¥132,307,927 | ¥34,207,927 |
| 30 | 2.20% | ¥372,487 | ¥134,095,149 | ¥35,995,149 |
| 30 | 2.30% | ¥377,490 | ¥135,896,424 | ¥37,796,424 |
| 30 | 2.40% | ¥382,532 | ¥137,711,693 | ¥39,611,693 |
| 30 | 2.50% | ¥387,614 | ¥139,540,897 | ¥41,440,897 |
| 30 | 2.60% | ¥392,733 | ¥141,383,973 | ¥43,283,973 |
| 30 | 2.70% | ¥397,891 | ¥143,240,856 | ¥45,140,856 |
| 30 | 2.80% | ¥403,087 | ¥145,111,482 | ¥47,011,482 |
| 30 | 2.90% | ¥408,322 | ¥146,995,780 | ¥48,895,780 |
| 30 | 3.00% | ¥413,594 | ¥148,893,681 | ¥50,793,681 |
9810万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥356,542 | ¥106,962,519 | ¥8,862,519 |
| 25 | 0.80% | ¥360,898 | ¥108,269,370 | ¥10,169,370 |
| 25 | 0.90% | ¥365,288 | ¥109,586,389 | ¥11,486,389 |
| 25 | 1.00% | ¥369,712 | ¥110,913,563 | ¥12,813,563 |
| 25 | 1.10% | ¥374,170 | ¥112,250,880 | ¥14,150,880 |
| 25 | 1.20% | ¥378,661 | ¥113,598,325 | ¥15,498,325 |
| 25 | 1.30% | ¥383,186 | ¥114,955,881 | ¥16,855,881 |
| 25 | 1.40% | ¥387,745 | ¥116,323,533 | ¥18,223,533 |
| 25 | 1.50% | ¥392,338 | ¥117,701,261 | ¥19,601,261 |
| 25 | 1.60% | ¥396,963 | ¥119,089,046 | ¥20,989,046 |
| 25 | 1.70% | ¥401,623 | ¥120,486,869 | ¥22,386,869 |
| 25 | 1.80% | ¥406,316 | ¥121,894,706 | ¥23,794,706 |
| 25 | 1.90% | ¥411,042 | ¥123,312,535 | ¥25,212,535 |
| 25 | 2.00% | ¥415,801 | ¥124,740,332 | ¥26,640,332 |
| 25 | 2.10% | ¥420,594 | ¥126,178,071 | ¥28,078,071 |
| 25 | 2.20% | ¥425,419 | ¥127,625,726 | ¥29,525,726 |
| 25 | 2.30% | ¥430,278 | ¥129,083,270 | ¥30,983,270 |
| 25 | 2.40% | ¥435,169 | ¥130,550,672 | ¥32,450,672 |
| 25 | 2.50% | ¥440,093 | ¥132,027,905 | ¥33,927,905 |
| 25 | 2.60% | ¥445,050 | ¥133,514,936 | ¥35,414,936 |
| 25 | 2.70% | ¥450,039 | ¥135,011,734 | ¥36,911,734 |
| 25 | 2.80% | ¥455,061 | ¥136,518,265 | ¥38,418,265 |
| 25 | 2.90% | ¥460,115 | ¥138,034,495 | ¥39,934,495 |
| 25 | 3.00% | ¥465,201 | ¥139,560,390 | ¥41,460,390 |
9810万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥438,149 | ¥105,155,741 | ¥7,055,741 |
| 20 | 0.80% | ¥442,458 | ¥106,189,817 | ¥8,089,817 |
| 20 | 0.90% | ¥446,793 | ¥107,230,411 | ¥9,130,411 |
| 20 | 1.00% | ¥451,156 | ¥108,277,516 | ¥10,177,516 |
| 20 | 1.10% | ¥455,546 | ¥109,331,126 | ¥11,231,126 |
| 20 | 1.20% | ¥459,963 | ¥110,391,236 | ¥12,291,236 |
| 20 | 1.30% | ¥464,408 | ¥111,457,838 | ¥13,357,838 |
| 20 | 1.40% | ¥468,879 | ¥112,530,926 | ¥14,430,926 |
| 20 | 1.50% | ¥473,377 | ¥113,610,491 | ¥15,510,491 |
| 20 | 1.60% | ¥477,902 | ¥114,696,526 | ¥16,596,526 |
| 20 | 1.70% | ¥482,454 | ¥115,789,020 | ¥17,689,020 |
| 20 | 1.80% | ¥487,033 | ¥116,887,966 | ¥18,787,966 |
| 20 | 1.90% | ¥491,639 | ¥117,993,354 | ¥19,893,354 |
| 20 | 2.00% | ¥496,272 | ¥119,105,172 | ¥21,005,172 |
| 20 | 2.10% | ¥500,931 | ¥120,223,411 | ¥22,123,411 |
| 20 | 2.20% | ¥505,617 | ¥121,348,059 | ¥23,248,059 |
| 20 | 2.30% | ¥510,330 | ¥122,479,104 | ¥24,379,104 |
| 20 | 2.40% | ¥515,069 | ¥123,616,535 | ¥25,516,535 |
| 20 | 2.50% | ¥519,835 | ¥124,760,337 | ¥26,660,337 |
| 20 | 2.60% | ¥524,627 | ¥125,910,499 | ¥27,810,499 |
| 20 | 2.70% | ¥529,446 | ¥127,067,006 | ¥28,967,006 |
| 20 | 2.80% | ¥534,291 | ¥128,229,845 | ¥30,129,845 |
| 20 | 2.90% | ¥539,163 | ¥129,399,001 | ¥31,299,001 |
| 20 | 3.00% | ¥544,060 | ¥130,574,458 | ¥32,474,458 |
9810万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥574,272 | ¥103,368,946 | ¥5,268,946 |
| 15 | 0.80% | ¥578,535 | ¥104,136,349 | ¥6,036,349 |
| 15 | 0.90% | ¥582,819 | ¥104,907,421 | ¥6,807,421 |
| 15 | 1.00% | ¥587,123 | ¥105,682,161 | ¥7,582,161 |
| 15 | 1.10% | ¥591,448 | ¥106,460,567 | ¥8,360,567 |
| 15 | 1.20% | ¥595,792 | ¥107,242,637 | ¥9,142,637 |
| 15 | 1.30% | ¥600,158 | ¥108,028,368 | ¥9,928,368 |
| 15 | 1.40% | ¥604,543 | ¥108,817,757 | ¥10,717,757 |
| 15 | 1.50% | ¥608,949 | ¥109,610,803 | ¥11,510,803 |
| 15 | 1.60% | ¥613,375 | ¥110,407,501 | ¥12,307,501 |
| 15 | 1.70% | ¥617,821 | ¥111,207,850 | ¥13,107,850 |
| 15 | 1.80% | ¥622,288 | ¥112,011,846 | ¥13,911,846 |
| 15 | 1.90% | ¥626,775 | ¥112,819,486 | ¥14,719,486 |
| 15 | 2.00% | ¥631,282 | ¥113,630,766 | ¥15,530,766 |
| 15 | 2.10% | ¥635,809 | ¥114,445,683 | ¥16,345,683 |
| 15 | 2.20% | ¥640,357 | ¥115,264,233 | ¥17,164,233 |
| 15 | 2.30% | ¥644,925 | ¥116,086,411 | ¥17,986,411 |
| 15 | 2.40% | ¥649,512 | ¥116,912,215 | ¥18,812,215 |
| 15 | 2.50% | ¥654,120 | ¥117,741,639 | ¥19,641,639 |
| 15 | 2.60% | ¥658,748 | ¥118,574,679 | ¥20,474,679 |
| 15 | 2.70% | ¥663,396 | ¥119,411,330 | ¥21,311,330 |
| 15 | 2.80% | ¥668,064 | ¥120,251,588 | ¥22,151,588 |
| 15 | 2.90% | ¥672,752 | ¥121,095,449 | ¥22,995,449 |
| 15 | 3.00% | ¥677,461 | ¥121,942,906 | ¥23,842,906 |
9810万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥846,685 | ¥101,602,152 | ¥3,502,152 |
| 10 | 0.80% | ¥850,908 | ¥102,108,993 | ¥4,008,993 |
| 10 | 0.90% | ¥855,146 | ¥102,617,467 | ¥4,517,467 |
| 10 | 1.00% | ¥859,396 | ¥103,127,572 | ¥5,027,572 |
| 10 | 1.10% | ¥863,661 | ¥103,639,308 | ¥5,539,308 |
| 10 | 1.20% | ¥867,939 | ¥104,152,675 | ¥6,052,675 |
| 10 | 1.30% | ¥872,231 | ¥104,667,672 | ¥6,567,672 |
| 10 | 1.40% | ¥876,536 | ¥105,184,298 | ¥7,084,298 |
| 10 | 1.50% | ¥880,855 | ¥105,702,554 | ¥7,602,554 |
| 10 | 1.60% | ¥885,187 | ¥106,222,437 | ¥8,122,437 |
| 10 | 1.70% | ¥889,533 | ¥106,743,948 | ¥8,643,948 |
| 10 | 1.80% | ¥893,892 | ¥107,267,086 | ¥9,167,086 |
| 10 | 1.90% | ¥898,265 | ¥107,791,849 | ¥9,691,849 |
| 10 | 2.00% | ¥902,652 | ¥108,318,238 | ¥10,218,238 |
| 10 | 2.10% | ¥907,052 | ¥108,846,251 | ¥10,746,251 |
| 10 | 2.20% | ¥911,466 | ¥109,375,887 | ¥11,275,887 |
| 10 | 2.30% | ¥915,893 | ¥109,907,146 | ¥11,807,146 |
| 10 | 2.40% | ¥920,334 | ¥110,440,027 | ¥12,340,027 |
| 10 | 2.50% | ¥924,788 | ¥110,974,528 | ¥12,874,528 |
| 10 | 2.60% | ¥929,255 | ¥111,510,649 | ¥13,410,649 |
| 10 | 2.70% | ¥933,737 | ¥112,048,389 | ¥13,948,389 |
| 10 | 2.80% | ¥938,231 | ¥112,587,746 | ¥14,487,746 |
| 10 | 2.90% | ¥942,739 | ¥113,128,720 | ¥15,028,720 |
| 10 | 3.00% | ¥947,261 | ¥113,671,309 | ¥15,571,309 |
