9820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9820万円の住宅ローン｜期間・年数別
9820万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥194,023 | ¥116,413,766 | ¥18,213,766 |
| 50 | 0.80% | ¥198,630 | ¥119,178,152 | ¥20,978,152 |
| 50 | 0.90% | ¥203,305 | ¥121,982,765 | ¥23,782,765 |
| 50 | 1.00% | ¥208,046 | ¥124,827,429 | ¥26,627,429 |
| 50 | 1.10% | ¥212,853 | ¥127,711,952 | ¥29,511,952 |
| 50 | 1.20% | ¥217,727 | ¥130,636,120 | ¥32,436,120 |
| 50 | 1.30% | ¥222,666 | ¥133,599,704 | ¥35,399,704 |
| 50 | 1.40% | ¥227,671 | ¥136,602,455 | ¥38,402,455 |
| 50 | 1.50% | ¥232,740 | ¥139,644,107 | ¥41,444,107 |
| 50 | 1.60% | ¥237,874 | ¥142,724,379 | ¥44,524,379 |
| 50 | 1.70% | ¥243,072 | ¥145,842,970 | ¥47,642,970 |
| 50 | 1.80% | ¥248,333 | ¥148,999,567 | ¥50,799,567 |
| 50 | 1.90% | ¥253,656 | ¥152,193,838 | ¥53,993,838 |
| 50 | 2.00% | ¥259,042 | ¥155,425,439 | ¥57,225,439 |
| 50 | 2.10% | ¥264,490 | ¥158,694,009 | ¥60,494,009 |
| 50 | 2.20% | ¥269,999 | ¥161,999,177 | ¥63,799,177 |
| 50 | 2.30% | ¥275,568 | ¥165,340,554 | ¥67,140,554 |
| 50 | 2.40% | ¥281,196 | ¥168,717,743 | ¥70,517,743 |
| 50 | 2.50% | ¥286,884 | ¥172,130,332 | ¥73,930,332 |
| 50 | 2.60% | ¥292,630 | ¥175,577,899 | ¥77,377,899 |
| 50 | 2.70% | ¥298,433 | ¥179,060,012 | ¥80,860,012 |
| 50 | 2.80% | ¥304,294 | ¥182,576,226 | ¥84,376,226 |
| 50 | 2.90% | ¥310,210 | ¥186,126,090 | ¥87,926,090 |
| 50 | 3.00% | ¥316,182 | ¥189,709,142 | ¥91,509,142 |
9820万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥212,047 | ¥114,505,555 | ¥16,305,555 |
| 45 | 0.80% | ¥216,605 | ¥116,966,655 | ¥18,766,655 |
| 45 | 0.90% | ¥221,223 | ¥119,460,437 | ¥21,260,437 |
| 45 | 1.00% | ¥225,901 | ¥121,986,787 | ¥23,786,787 |
| 45 | 1.10% | ¥230,640 | ¥124,545,574 | ¥26,345,574 |
| 45 | 1.20% | ¥235,438 | ¥127,136,659 | ¥28,936,659 |
| 45 | 1.30% | ¥240,296 | ¥129,759,888 | ¥31,559,888 |
| 45 | 1.40% | ¥245,213 | ¥132,415,097 | ¥34,215,097 |
| 45 | 1.50% | ¥250,189 | ¥135,102,107 | ¥36,902,107 |
| 45 | 1.60% | ¥255,224 | ¥137,820,732 | ¥39,620,732 |
| 45 | 1.70% | ¥260,316 | ¥140,570,771 | ¥42,370,771 |
| 45 | 1.80% | ¥265,467 | ¥143,352,014 | ¥45,152,014 |
| 45 | 1.90% | ¥270,675 | ¥146,164,239 | ¥47,964,239 |
| 45 | 2.00% | ¥275,939 | ¥149,007,216 | ¥50,807,216 |
| 45 | 2.10% | ¥281,261 | ¥151,880,702 | ¥53,680,702 |
| 45 | 2.20% | ¥286,638 | ¥154,784,447 | ¥56,584,447 |
| 45 | 2.30% | ¥292,071 | ¥157,718,188 | ¥59,518,188 |
| 45 | 2.40% | ¥297,559 | ¥160,681,657 | ¥62,481,657 |
| 45 | 2.50% | ¥303,101 | ¥163,674,575 | ¥65,474,575 |
| 45 | 2.60% | ¥308,698 | ¥166,696,654 | ¥68,496,654 |
| 45 | 2.70% | ¥314,347 | ¥169,747,601 | ¥71,547,601 |
| 45 | 2.80% | ¥320,050 | ¥172,827,111 | ¥74,627,111 |
| 45 | 2.90% | ¥325,805 | ¥175,934,875 | ¥77,734,875 |
| 45 | 3.00% | ¥331,612 | ¥179,070,576 | ¥80,870,576 |
9820万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥234,619 | ¥112,617,189 | ¥14,417,189 |
| 40 | 0.80% | ¥239,127 | ¥114,780,999 | ¥16,580,999 |
| 40 | 0.90% | ¥243,689 | ¥116,970,702 | ¥18,770,702 |
| 40 | 1.00% | ¥248,305 | ¥119,186,225 | ¥20,986,225 |
| 40 | 1.10% | ¥252,974 | ¥121,427,488 | ¥23,227,488 |
| 40 | 1.20% | ¥257,697 | ¥123,694,400 | ¥25,494,400 |
| 40 | 1.30% | ¥262,473 | ¥125,986,865 | ¥27,786,865 |
| 40 | 1.40% | ¥267,302 | ¥128,304,779 | ¥30,104,779 |
| 40 | 1.50% | ¥272,183 | ¥130,648,029 | ¥32,448,029 |
| 40 | 1.60% | ¥277,118 | ¥133,016,496 | ¥34,816,496 |
| 40 | 1.70% | ¥282,104 | ¥135,410,054 | ¥37,210,054 |
| 40 | 1.80% | ¥287,143 | ¥137,828,567 | ¥39,628,567 |
| 40 | 1.90% | ¥292,233 | ¥140,271,896 | ¥42,071,896 |
| 40 | 2.00% | ¥297,375 | ¥142,739,893 | ¥44,539,893 |
| 40 | 2.10% | ¥302,568 | ¥145,232,403 | ¥47,032,403 |
| 40 | 2.20% | ¥307,811 | ¥147,749,266 | ¥49,549,266 |
| 40 | 2.30% | ¥313,105 | ¥150,290,314 | ¥52,090,314 |
| 40 | 2.40% | ¥318,449 | ¥152,855,373 | ¥54,655,373 |
| 40 | 2.50% | ¥323,842 | ¥155,444,265 | ¥57,244,265 |
| 40 | 2.60% | ¥329,285 | ¥158,056,804 | ¥59,856,804 |
| 40 | 2.70% | ¥334,777 | ¥160,692,800 | ¥62,492,800 |
| 40 | 2.80% | ¥340,317 | ¥163,352,056 | ¥65,152,056 |
| 40 | 2.90% | ¥345,905 | ¥166,034,370 | ¥67,834,370 |
| 40 | 3.00% | ¥351,541 | ¥168,739,537 | ¥70,539,537 |
9820万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥263,687 | ¥110,748,710 | ¥12,548,710 |
| 35 | 0.80% | ¥268,146 | ¥112,621,253 | ¥14,421,253 |
| 35 | 0.90% | ¥272,652 | ¥114,513,669 | ¥16,313,669 |
| 35 | 1.00% | ¥277,205 | ¥116,425,914 | ¥18,225,914 |
| 35 | 1.10% | ¥281,805 | ¥118,357,939 | ¥20,157,939 |
| 35 | 1.20% | ¥286,452 | ¥120,309,691 | ¥22,109,691 |
| 35 | 1.30% | ¥291,146 | ¥122,281,112 | ¥24,081,112 |
| 35 | 1.40% | ¥295,886 | ¥124,272,141 | ¥26,072,141 |
| 35 | 1.50% | ¥300,673 | ¥126,282,710 | ¥28,082,710 |
| 35 | 1.60% | ¥305,507 | ¥128,312,749 | ¥30,112,749 |
| 35 | 1.70% | ¥310,386 | ¥130,362,181 | ¥32,162,181 |
| 35 | 1.80% | ¥315,312 | ¥132,430,926 | ¥34,230,926 |
| 35 | 1.90% | ¥320,283 | ¥134,518,901 | ¥36,318,901 |
| 35 | 2.00% | ¥325,300 | ¥136,626,017 | ¥38,426,017 |
| 35 | 2.10% | ¥330,362 | ¥138,752,181 | ¥40,552,181 |
| 35 | 2.20% | ¥335,470 | ¥140,897,296 | ¥42,697,296 |
| 35 | 2.30% | ¥340,622 | ¥143,061,262 | ¥44,861,262 |
| 35 | 2.40% | ¥345,819 | ¥145,243,975 | ¥47,043,975 |
| 35 | 2.50% | ¥351,060 | ¥147,445,327 | ¥49,245,327 |
| 35 | 2.60% | ¥356,346 | ¥149,665,204 | ¥51,465,204 |
| 35 | 2.70% | ¥361,675 | ¥151,903,492 | ¥53,703,492 |
| 35 | 2.80% | ¥367,048 | ¥154,160,072 | ¥55,960,072 |
| 35 | 2.90% | ¥372,464 | ¥156,434,821 | ¥58,234,821 |
| 35 | 3.00% | ¥377,923 | ¥158,727,612 | ¥60,527,612 |
9820万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥302,500 | ¥108,900,154 | ¥10,700,154 |
| 30 | 0.80% | ¥306,910 | ¥110,487,481 | ¥12,287,481 |
| 30 | 0.90% | ¥311,360 | ¥112,089,439 | ¥13,889,439 |
| 30 | 1.00% | ¥315,850 | ¥113,706,003 | ¥15,506,003 |
| 30 | 1.10% | ¥320,381 | ¥115,337,147 | ¥17,137,147 |
| 30 | 1.20% | ¥324,952 | ¥116,982,842 | ¥18,782,842 |
| 30 | 1.30% | ¥329,564 | ¥118,643,055 | ¥20,443,055 |
| 30 | 1.40% | ¥334,216 | ¥120,317,752 | ¥22,117,752 |
| 30 | 1.50% | ¥338,908 | ¥122,006,897 | ¥23,806,897 |
| 30 | 1.60% | ¥343,640 | ¥123,710,450 | ¥25,510,450 |
| 30 | 1.70% | ¥348,412 | ¥125,428,370 | ¥27,228,370 |
| 30 | 1.80% | ¥353,224 | ¥127,160,612 | ¥28,960,612 |
| 30 | 1.90% | ¥358,075 | ¥128,907,130 | ¥30,707,130 |
| 30 | 2.00% | ¥362,966 | ¥130,667,876 | ¥32,467,876 |
| 30 | 2.10% | ¥367,897 | ¥132,442,797 | ¥34,242,797 |
| 30 | 2.20% | ¥372,866 | ¥134,231,841 | ¥36,031,841 |
| 30 | 2.30% | ¥377,875 | ¥136,034,952 | ¥37,834,952 |
| 30 | 2.40% | ¥382,922 | ¥137,852,072 | ¥39,652,072 |
| 30 | 2.50% | ¥388,009 | ¥139,683,140 | ¥41,483,140 |
| 30 | 2.60% | ¥393,134 | ¥141,528,095 | ¥43,328,095 |
| 30 | 2.70% | ¥398,297 | ¥143,386,871 | ¥45,186,871 |
| 30 | 2.80% | ¥403,498 | ¥145,259,404 | ¥47,059,404 |
| 30 | 2.90% | ¥408,738 | ¥147,145,623 | ¥48,945,623 |
| 30 | 3.00% | ¥414,015 | ¥149,045,458 | ¥50,845,458 |
9820万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥356,905 | ¥107,071,553 | ¥8,871,553 |
| 25 | 0.80% | ¥361,266 | ¥108,379,736 | ¥10,179,736 |
| 25 | 0.90% | ¥365,660 | ¥109,698,098 | ¥11,498,098 |
| 25 | 1.00% | ¥370,089 | ¥111,026,625 | ¥12,826,625 |
| 25 | 1.10% | ¥374,551 | ¥112,365,305 | ¥14,165,305 |
| 25 | 1.20% | ¥379,047 | ¥113,714,123 | ¥15,514,123 |
| 25 | 1.30% | ¥383,577 | ¥115,073,063 | ¥16,873,063 |
| 25 | 1.40% | ¥388,140 | ¥116,442,109 | ¥18,242,109 |
| 25 | 1.50% | ¥392,737 | ¥117,821,242 | ¥19,621,242 |
| 25 | 1.60% | ¥397,368 | ¥119,210,442 | ¥21,010,442 |
| 25 | 1.70% | ¥402,032 | ¥120,609,689 | ¥22,409,689 |
| 25 | 1.80% | ¥406,730 | ¥122,018,961 | ¥23,818,961 |
| 25 | 1.90% | ¥411,461 | ¥123,438,236 | ¥25,238,236 |
| 25 | 2.00% | ¥416,225 | ¥124,867,488 | ¥26,667,488 |
| 25 | 2.10% | ¥421,022 | ¥126,306,693 | ¥28,106,693 |
| 25 | 2.20% | ¥425,853 | ¥127,755,824 | ¥29,555,824 |
| 25 | 2.30% | ¥430,716 | ¥129,214,853 | ¥31,014,853 |
| 25 | 2.40% | ¥435,613 | ¥130,683,752 | ¥32,483,752 |
| 25 | 2.50% | ¥440,542 | ¥132,162,490 | ¥33,962,490 |
| 25 | 2.60% | ¥445,503 | ¥133,651,037 | ¥35,451,037 |
| 25 | 2.70% | ¥450,498 | ¥135,149,360 | ¥36,949,360 |
| 25 | 2.80% | ¥455,525 | ¥136,657,427 | ¥38,457,427 |
| 25 | 2.90% | ¥460,584 | ¥138,175,203 | ¥39,975,203 |
| 25 | 3.00% | ¥465,676 | ¥139,702,653 | ¥41,502,653 |
9820万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥438,596 | ¥105,262,933 | ¥7,062,933 |
| 20 | 0.80% | ¥442,909 | ¥106,298,064 | ¥8,098,064 |
| 20 | 0.90% | ¥447,249 | ¥107,339,718 | ¥9,139,718 |
| 20 | 1.00% | ¥451,616 | ¥108,387,890 | ¥10,187,890 |
| 20 | 1.10% | ¥456,011 | ¥109,442,575 | ¥11,242,575 |
| 20 | 1.20% | ¥460,432 | ¥110,503,765 | ¥12,303,765 |
| 20 | 1.30% | ¥464,881 | ¥111,571,455 | ¥13,371,455 |
| 20 | 1.40% | ¥469,357 | ¥112,645,636 | ¥14,445,636 |
| 20 | 1.50% | ¥473,860 | ¥113,726,302 | ¥15,526,302 |
| 20 | 1.60% | ¥478,389 | ¥114,813,443 | ¥16,613,443 |
| 20 | 1.70% | ¥482,946 | ¥115,907,052 | ¥17,707,052 |
| 20 | 1.80% | ¥487,530 | ¥117,007,118 | ¥18,807,118 |
| 20 | 1.90% | ¥492,140 | ¥118,113,633 | ¥19,913,633 |
| 20 | 2.00% | ¥496,777 | ¥119,226,584 | ¥21,026,584 |
| 20 | 2.10% | ¥501,442 | ¥120,345,963 | ¥22,145,963 |
| 20 | 2.20% | ¥506,132 | ¥121,471,757 | ¥23,271,757 |
| 20 | 2.30% | ¥510,850 | ¥122,603,956 | ¥24,403,956 |
| 20 | 2.40% | ¥515,594 | ¥123,742,545 | ¥25,542,545 |
| 20 | 2.50% | ¥520,365 | ¥124,887,514 | ¥26,687,514 |
| 20 | 2.60% | ¥525,162 | ¥126,038,848 | ¥27,838,848 |
| 20 | 2.70% | ¥529,986 | ¥127,196,534 | ¥28,996,534 |
| 20 | 2.80% | ¥534,836 | ¥128,360,559 | ¥30,160,559 |
| 20 | 2.90% | ¥539,712 | ¥129,530,906 | ¥31,330,906 |
| 20 | 3.00% | ¥544,615 | ¥130,707,562 | ¥32,507,562 |
9820万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥574,857 | ¥103,474,317 | ¥5,274,317 |
| 15 | 0.80% | ¥579,125 | ¥104,242,502 | ¥6,042,502 |
| 15 | 0.90% | ¥583,413 | ¥105,014,361 | ¥6,814,361 |
| 15 | 1.00% | ¥587,722 | ¥105,789,890 | ¥7,589,890 |
| 15 | 1.10% | ¥592,050 | ¥106,569,090 | ¥8,369,090 |
| 15 | 1.20% | ¥596,400 | ¥107,351,956 | ¥9,151,956 |
| 15 | 1.30% | ¥600,769 | ¥108,138,488 | ¥9,938,488 |
| 15 | 1.40% | ¥605,159 | ¥108,928,682 | ¥10,728,682 |
| 15 | 1.50% | ¥609,570 | ¥109,722,536 | ¥11,522,536 |
| 15 | 1.60% | ¥614,000 | ¥110,520,047 | ¥12,320,047 |
| 15 | 1.70% | ¥618,451 | ¥111,321,212 | ¥13,121,212 |
| 15 | 1.80% | ¥622,922 | ¥112,126,028 | ¥13,926,028 |
| 15 | 1.90% | ¥627,414 | ¥112,934,491 | ¥14,734,491 |
| 15 | 2.00% | ¥631,926 | ¥113,746,598 | ¥15,546,598 |
| 15 | 2.10% | ¥636,457 | ¥114,562,345 | ¥16,362,345 |
| 15 | 2.20% | ¥641,010 | ¥115,381,729 | ¥17,181,729 |
| 15 | 2.30% | ¥645,582 | ¥116,204,746 | ¥18,004,746 |
| 15 | 2.40% | ¥650,174 | ¥117,031,391 | ¥18,831,391 |
| 15 | 2.50% | ¥654,787 | ¥117,861,661 | ¥19,661,661 |
| 15 | 2.60% | ¥659,420 | ¥118,695,550 | ¥20,495,550 |
| 15 | 2.70% | ¥664,073 | ¥119,533,054 | ¥21,333,054 |
| 15 | 2.80% | ¥668,745 | ¥120,374,169 | ¥22,174,169 |
| 15 | 2.90% | ¥673,438 | ¥121,218,890 | ¥23,018,890 |
| 15 | 3.00% | ¥678,151 | ¥122,067,211 | ¥23,867,211 |
9820万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥847,548 | ¥101,705,722 | ¥3,505,722 |
| 10 | 0.80% | ¥851,776 | ¥102,213,080 | ¥4,013,080 |
| 10 | 0.90% | ¥856,017 | ¥102,722,072 | ¥4,522,072 |
| 10 | 1.00% | ¥860,272 | ¥103,232,697 | ¥5,032,697 |
| 10 | 1.10% | ¥864,541 | ¥103,744,955 | ¥5,544,955 |
| 10 | 1.20% | ¥868,824 | ¥104,258,845 | ¥6,058,845 |
| 10 | 1.30% | ¥873,120 | ¥104,774,367 | ¥6,574,367 |
| 10 | 1.40% | ¥877,429 | ¥105,291,520 | ¥7,091,520 |
| 10 | 1.50% | ¥881,753 | ¥105,810,303 | ¥7,610,303 |
| 10 | 1.60% | ¥886,089 | ¥106,330,717 | ¥8,130,717 |
| 10 | 1.70% | ¥890,440 | ¥106,852,759 | ¥8,652,759 |
| 10 | 1.80% | ¥894,804 | ¥107,376,430 | ¥9,176,430 |
| 10 | 1.90% | ¥899,181 | ¥107,901,729 | ¥9,701,729 |
| 10 | 2.00% | ¥903,572 | ¥108,428,654 | ¥10,228,654 |
| 10 | 2.10% | ¥907,977 | ¥108,957,205 | ¥10,757,205 |
| 10 | 2.20% | ¥912,395 | ¥109,487,382 | ¥11,287,382 |
| 10 | 2.30% | ¥916,827 | ¥110,019,182 | ¥11,819,182 |
| 10 | 2.40% | ¥921,272 | ¥110,552,606 | ¥12,352,606 |
| 10 | 2.50% | ¥925,730 | ¥111,087,652 | ¥12,887,652 |
| 10 | 2.60% | ¥930,203 | ¥111,624,320 | ¥13,424,320 |
| 10 | 2.70% | ¥934,688 | ¥112,162,607 | ¥13,962,607 |
| 10 | 2.80% | ¥939,188 | ¥112,702,514 | ¥14,502,514 |
| 10 | 2.90% | ¥943,700 | ¥113,244,039 | ¥15,044,039 |
| 10 | 3.00% | ¥948,227 | ¥113,787,182 | ¥15,587,182 |
