9830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9830万円の住宅ローン｜期間・年数別
9830万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥194,221 | ¥116,532,314 | ¥18,232,314 |
| 50 | 0.80% | ¥198,833 | ¥119,299,515 | ¥20,999,515 |
| 50 | 0.90% | ¥203,512 | ¥122,106,983 | ¥23,806,983 |
| 50 | 1.00% | ¥208,258 | ¥124,954,545 | ¥26,654,545 |
| 50 | 1.10% | ¥213,070 | ¥127,842,005 | ¥29,542,005 |
| 50 | 1.20% | ¥217,949 | ¥130,769,151 | ¥32,469,151 |
| 50 | 1.30% | ¥222,893 | ¥133,735,752 | ¥35,435,752 |
| 50 | 1.40% | ¥227,903 | ¥136,741,561 | ¥38,441,561 |
| 50 | 1.50% | ¥232,977 | ¥139,786,311 | ¥41,486,311 |
| 50 | 1.60% | ¥238,116 | ¥142,869,719 | ¥44,569,719 |
| 50 | 1.70% | ¥243,319 | ¥145,991,486 | ¥47,691,486 |
| 50 | 1.80% | ¥248,585 | ¥149,151,297 | ¥50,851,297 |
| 50 | 1.90% | ¥253,915 | ¥152,348,821 | ¥54,048,821 |
| 50 | 2.00% | ¥259,306 | ¥155,583,713 | ¥57,283,713 |
| 50 | 2.10% | ¥264,759 | ¥158,855,612 | ¥60,555,612 |
| 50 | 2.20% | ¥270,274 | ¥162,164,145 | ¥63,864,145 |
| 50 | 2.30% | ¥275,848 | ¥165,508,926 | ¥67,208,926 |
| 50 | 2.40% | ¥281,483 | ¥168,889,554 | ¥70,589,554 |
| 50 | 2.50% | ¥287,176 | ¥172,305,618 | ¥74,005,618 |
| 50 | 2.60% | ¥292,928 | ¥175,756,696 | ¥77,456,696 |
| 50 | 2.70% | ¥298,737 | ¥179,242,354 | ¥80,942,354 |
| 50 | 2.80% | ¥304,604 | ¥182,762,149 | ¥84,462,149 |
| 50 | 2.90% | ¥310,526 | ¥186,315,627 | ¥88,015,627 |
| 50 | 3.00% | ¥316,504 | ¥189,902,328 | ¥91,602,328 |
9830万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥212,263 | ¥114,622,159 | ¥16,322,159 |
| 45 | 0.80% | ¥216,825 | ¥117,085,765 | ¥18,785,765 |
| 45 | 0.90% | ¥221,448 | ¥119,582,088 | ¥21,282,088 |
| 45 | 1.00% | ¥226,131 | ¥122,111,010 | ¥23,811,010 |
| 45 | 1.10% | ¥230,875 | ¥124,672,403 | ¥26,372,403 |
| 45 | 1.20% | ¥235,678 | ¥127,266,126 | ¥28,966,126 |
| 45 | 1.30% | ¥240,541 | ¥129,892,027 | ¥31,592,027 |
| 45 | 1.40% | ¥245,463 | ¥132,549,939 | ¥34,249,939 |
| 45 | 1.50% | ¥250,444 | ¥135,239,686 | ¥36,939,686 |
| 45 | 1.60% | ¥255,483 | ¥137,961,079 | ¥39,661,079 |
| 45 | 1.70% | ¥260,581 | ¥140,713,918 | ¥42,413,918 |
| 45 | 1.80% | ¥265,737 | ¥143,497,993 | ¥45,197,993 |
| 45 | 1.90% | ¥270,950 | ¥146,313,083 | ¥48,013,083 |
| 45 | 2.00% | ¥276,220 | ¥149,158,955 | ¥50,858,955 |
| 45 | 2.10% | ¥281,547 | ¥152,035,367 | ¥53,735,367 |
| 45 | 2.20% | ¥286,930 | ¥154,942,068 | ¥56,642,068 |
| 45 | 2.30% | ¥292,368 | ¥157,878,797 | ¥59,578,797 |
| 45 | 2.40% | ¥297,862 | ¥160,845,284 | ¥62,545,284 |
| 45 | 2.50% | ¥303,410 | ¥163,841,250 | ¥65,541,250 |
| 45 | 2.60% | ¥309,012 | ¥166,866,407 | ¥68,566,407 |
| 45 | 2.70% | ¥314,668 | ¥169,920,460 | ¥71,620,460 |
| 45 | 2.80% | ¥320,376 | ¥173,003,106 | ¥74,703,106 |
| 45 | 2.90% | ¥326,137 | ¥176,114,035 | ¥77,814,035 |
| 45 | 3.00% | ¥331,950 | ¥179,252,929 | ¥80,952,929 |
9830万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥234,858 | ¥112,731,871 | ¥14,431,871 |
| 40 | 0.80% | ¥239,371 | ¥114,897,884 | ¥16,597,884 |
| 40 | 0.90% | ¥243,937 | ¥117,089,816 | ¥18,789,816 |
| 40 | 1.00% | ¥248,557 | ¥119,307,596 | ¥21,007,596 |
| 40 | 1.10% | ¥253,232 | ¥121,551,141 | ¥23,251,141 |
| 40 | 1.20% | ¥257,959 | ¥123,820,362 | ¥25,520,362 |
| 40 | 1.30% | ¥262,740 | ¥126,115,161 | ¥27,815,161 |
| 40 | 1.40% | ¥267,574 | ¥128,435,436 | ¥30,135,436 |
| 40 | 1.50% | ¥272,461 | ¥130,781,072 | ¥32,481,072 |
| 40 | 1.60% | ¥277,400 | ¥133,151,951 | ¥34,851,951 |
| 40 | 1.70% | ¥282,392 | ¥135,547,946 | ¥37,247,946 |
| 40 | 1.80% | ¥287,435 | ¥137,968,922 | ¥39,668,922 |
| 40 | 1.90% | ¥292,531 | ¥140,414,740 | ¥42,114,740 |
| 40 | 2.00% | ¥297,678 | ¥142,885,250 | ¥44,585,250 |
| 40 | 2.10% | ¥302,876 | ¥145,380,298 | ¥47,080,298 |
| 40 | 2.20% | ¥308,124 | ¥147,899,723 | ¥49,599,723 |
| 40 | 2.30% | ¥313,424 | ¥150,443,359 | ¥52,143,359 |
| 40 | 2.40% | ¥318,773 | ¥153,011,030 | ¥54,711,030 |
| 40 | 2.50% | ¥324,172 | ¥155,602,559 | ¥57,302,559 |
| 40 | 2.60% | ¥329,620 | ¥158,217,758 | ¥59,917,758 |
| 40 | 2.70% | ¥335,118 | ¥160,856,438 | ¥62,556,438 |
| 40 | 2.80% | ¥340,663 | ¥163,518,402 | ¥65,218,402 |
| 40 | 2.90% | ¥346,257 | ¥166,203,448 | ¥67,903,448 |
| 40 | 3.00% | ¥351,899 | ¥168,911,370 | ¥70,611,370 |
9830万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥263,956 | ¥110,861,489 | ¥12,561,489 |
| 35 | 0.80% | ¥268,419 | ¥112,735,939 | ¥14,435,939 |
| 35 | 0.90% | ¥272,929 | ¥114,630,282 | ¥16,330,282 |
| 35 | 1.00% | ¥277,487 | ¥116,544,474 | ¥18,244,474 |
| 35 | 1.10% | ¥282,092 | ¥118,478,466 | ¥20,178,466 |
| 35 | 1.20% | ¥286,743 | ¥120,432,206 | ¥22,132,206 |
| 35 | 1.30% | ¥291,442 | ¥122,405,635 | ¥24,105,635 |
| 35 | 1.40% | ¥296,187 | ¥124,398,691 | ¥26,098,691 |
| 35 | 1.50% | ¥300,979 | ¥126,411,308 | ¥28,111,308 |
| 35 | 1.60% | ¥305,818 | ¥128,443,414 | ¥30,143,414 |
| 35 | 1.70% | ¥310,702 | ¥130,494,932 | ¥32,194,932 |
| 35 | 1.80% | ¥315,633 | ¥132,565,785 | ¥34,265,785 |
| 35 | 1.90% | ¥320,609 | ¥134,655,886 | ¥36,355,886 |
| 35 | 2.00% | ¥325,631 | ¥136,765,147 | ¥38,465,147 |
| 35 | 2.10% | ¥330,699 | ¥138,893,476 | ¥40,593,476 |
| 35 | 2.20% | ¥335,811 | ¥141,040,776 | ¥42,740,776 |
| 35 | 2.30% | ¥340,969 | ¥143,206,946 | ¥44,906,946 |
| 35 | 2.40% | ¥346,171 | ¥145,391,882 | ¥47,091,882 |
| 35 | 2.50% | ¥351,418 | ¥147,595,475 | ¥49,295,475 |
| 35 | 2.60% | ¥356,709 | ¥149,817,613 | ¥51,517,613 |
| 35 | 2.70% | ¥362,043 | ¥152,058,180 | ¥53,758,180 |
| 35 | 2.80% | ¥367,422 | ¥154,317,058 | ¥56,017,058 |
| 35 | 2.90% | ¥372,843 | ¥156,594,123 | ¥58,294,123 |
| 35 | 3.00% | ¥378,308 | ¥158,889,249 | ¥60,589,249 |
9830万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥302,808 | ¥109,011,050 | ¥10,711,050 |
| 30 | 0.80% | ¥307,222 | ¥110,599,994 | ¥12,299,994 |
| 30 | 0.90% | ¥311,677 | ¥112,203,583 | ¥13,903,583 |
| 30 | 1.00% | ¥316,172 | ¥113,821,793 | ¥15,521,793 |
| 30 | 1.10% | ¥320,707 | ¥115,454,598 | ¥17,154,598 |
| 30 | 1.20% | ¥325,283 | ¥117,101,969 | ¥18,801,969 |
| 30 | 1.30% | ¥329,900 | ¥118,763,872 | ¥20,463,872 |
| 30 | 1.40% | ¥334,556 | ¥120,440,275 | ¥22,140,275 |
| 30 | 1.50% | ¥339,253 | ¥122,131,140 | ¥23,831,140 |
| 30 | 1.60% | ¥343,990 | ¥123,836,428 | ¥25,536,428 |
| 30 | 1.70% | ¥348,767 | ¥125,556,097 | ¥27,256,097 |
| 30 | 1.80% | ¥353,584 | ¥127,290,104 | ¥28,990,104 |
| 30 | 1.90% | ¥358,440 | ¥129,038,400 | ¥30,738,400 |
| 30 | 2.00% | ¥363,336 | ¥130,800,939 | ¥32,500,939 |
| 30 | 2.10% | ¥368,271 | ¥132,577,668 | ¥34,277,668 |
| 30 | 2.20% | ¥373,246 | ¥134,368,534 | ¥36,068,534 |
| 30 | 2.30% | ¥378,260 | ¥136,173,481 | ¥37,873,481 |
| 30 | 2.40% | ¥383,312 | ¥137,992,451 | ¥39,692,451 |
| 30 | 2.50% | ¥388,404 | ¥139,825,384 | ¥41,525,384 |
| 30 | 2.60% | ¥393,534 | ¥141,672,217 | ¥43,372,217 |
| 30 | 2.70% | ¥398,702 | ¥143,532,887 | ¥45,232,887 |
| 30 | 2.80% | ¥403,909 | ¥145,407,326 | ¥47,107,326 |
| 30 | 2.90% | ¥409,154 | ¥147,295,465 | ¥48,995,465 |
| 30 | 3.00% | ¥414,437 | ¥149,197,235 | ¥50,897,235 |
9830万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥357,269 | ¥107,180,587 | ¥8,880,587 |
| 25 | 0.80% | ¥361,634 | ¥108,490,103 | ¥10,190,103 |
| 25 | 0.90% | ¥366,033 | ¥109,809,806 | ¥11,509,806 |
| 25 | 1.00% | ¥370,466 | ¥111,139,687 | ¥12,839,687 |
| 25 | 1.10% | ¥374,932 | ¥112,479,730 | ¥14,179,730 |
| 25 | 1.20% | ¥379,433 | ¥113,829,922 | ¥15,529,922 |
| 25 | 1.30% | ¥383,967 | ¥115,190,246 | ¥16,890,246 |
| 25 | 1.40% | ¥388,536 | ¥116,560,686 | ¥18,260,686 |
| 25 | 1.50% | ¥393,137 | ¥117,941,223 | ¥19,641,223 |
| 25 | 1.60% | ¥397,773 | ¥119,331,838 | ¥21,031,838 |
| 25 | 1.70% | ¥402,442 | ¥120,732,510 | ¥22,432,510 |
| 25 | 1.80% | ¥407,144 | ¥122,143,217 | ¥23,843,217 |
| 25 | 1.90% | ¥411,880 | ¥123,563,937 | ¥25,263,937 |
| 25 | 2.00% | ¥416,649 | ¥124,994,644 | ¥26,694,644 |
| 25 | 2.10% | ¥421,451 | ¥126,435,315 | ¥28,135,315 |
| 25 | 2.20% | ¥426,286 | ¥127,885,921 | ¥29,585,921 |
| 25 | 2.30% | ¥431,155 | ¥129,346,436 | ¥31,046,436 |
| 25 | 2.40% | ¥436,056 | ¥130,816,831 | ¥32,516,831 |
| 25 | 2.50% | ¥440,990 | ¥132,297,075 | ¥33,997,075 |
| 25 | 2.60% | ¥445,957 | ¥133,787,138 | ¥35,487,138 |
| 25 | 2.70% | ¥450,957 | ¥135,286,987 | ¥36,986,987 |
| 25 | 2.80% | ¥455,989 | ¥136,796,590 | ¥38,496,590 |
| 25 | 2.90% | ¥461,053 | ¥138,315,911 | ¥40,015,911 |
| 25 | 3.00% | ¥466,150 | ¥139,844,916 | ¥41,544,916 |
9830万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥439,042 | ¥105,370,126 | ¥7,070,126 |
| 20 | 0.80% | ¥443,360 | ¥106,406,310 | ¥8,106,310 |
| 20 | 0.90% | ¥447,704 | ¥107,449,025 | ¥9,149,025 |
| 20 | 1.00% | ¥452,076 | ¥108,498,265 | ¥10,198,265 |
| 20 | 1.10% | ¥456,475 | ¥109,554,023 | ¥11,254,023 |
| 20 | 1.20% | ¥460,901 | ¥110,616,294 | ¥12,316,294 |
| 20 | 1.30% | ¥465,354 | ¥111,685,071 | ¥13,385,071 |
| 20 | 1.40% | ¥469,835 | ¥112,760,347 | ¥14,460,347 |
| 20 | 1.50% | ¥474,342 | ¥113,842,113 | ¥15,542,113 |
| 20 | 1.60% | ¥478,877 | ¥114,930,361 | ¥16,630,361 |
| 20 | 1.70% | ¥483,438 | ¥116,025,084 | ¥17,725,084 |
| 20 | 1.80% | ¥488,026 | ¥117,126,270 | ¥18,826,270 |
| 20 | 1.90% | ¥492,641 | ¥118,233,911 | ¥19,933,911 |
| 20 | 2.00% | ¥497,283 | ¥119,347,996 | ¥21,047,996 |
| 20 | 2.10% | ¥501,952 | ¥120,468,515 | ¥22,168,515 |
| 20 | 2.20% | ¥506,648 | ¥121,595,456 | ¥23,295,456 |
| 20 | 2.30% | ¥511,370 | ¥122,728,807 | ¥24,428,807 |
| 20 | 2.40% | ¥516,119 | ¥123,868,556 | ¥25,568,556 |
| 20 | 2.50% | ¥520,895 | ¥125,014,691 | ¥26,714,691 |
| 20 | 2.60% | ¥525,697 | ¥126,167,197 | ¥27,867,197 |
| 20 | 2.70% | ¥530,525 | ¥127,326,062 | ¥29,026,062 |
| 20 | 2.80% | ¥535,380 | ¥128,491,272 | ¥30,191,272 |
| 20 | 2.90% | ¥540,262 | ¥129,662,811 | ¥31,362,811 |
| 20 | 3.00% | ¥545,169 | ¥130,840,665 | ¥32,540,665 |
9830万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥575,443 | ¥103,579,688 | ¥5,279,688 |
| 15 | 0.80% | ¥579,715 | ¥104,348,655 | ¥6,048,655 |
| 15 | 0.90% | ¥584,007 | ¥105,121,300 | ¥6,821,300 |
| 15 | 1.00% | ¥588,320 | ¥105,897,619 | ¥7,597,619 |
| 15 | 1.10% | ¥592,653 | ¥106,677,612 | ¥8,377,612 |
| 15 | 1.20% | ¥597,007 | ¥107,461,276 | ¥9,161,276 |
| 15 | 1.30% | ¥601,381 | ¥108,248,609 | ¥9,948,609 |
| 15 | 1.40% | ¥605,776 | ¥109,039,608 | ¥10,739,608 |
| 15 | 1.50% | ¥610,190 | ¥109,834,270 | ¥11,534,270 |
| 15 | 1.60% | ¥614,626 | ¥110,632,593 | ¥12,332,593 |
| 15 | 1.70% | ¥619,081 | ¥111,434,574 | ¥13,134,574 |
| 15 | 1.80% | ¥623,557 | ¥112,240,209 | ¥13,940,209 |
| 15 | 1.90% | ¥628,053 | ¥113,049,495 | ¥14,749,495 |
| 15 | 2.00% | ¥632,569 | ¥113,862,429 | ¥15,562,429 |
| 15 | 2.10% | ¥637,106 | ¥114,679,008 | ¥16,379,008 |
| 15 | 2.20% | ¥641,662 | ¥115,499,226 | ¥17,199,226 |
| 15 | 2.30% | ¥646,239 | ¥116,323,081 | ¥18,023,081 |
| 15 | 2.40% | ¥650,836 | ¥117,150,568 | ¥18,850,568 |
| 15 | 2.50% | ¥655,454 | ¥117,981,683 | ¥19,681,683 |
| 15 | 2.60% | ¥660,091 | ¥118,816,421 | ¥20,516,421 |
| 15 | 2.70% | ¥664,749 | ¥119,654,778 | ¥21,354,778 |
| 15 | 2.80% | ¥669,426 | ¥120,496,750 | ¥22,196,750 |
| 15 | 2.90% | ¥674,124 | ¥121,342,330 | ¥23,042,330 |
| 15 | 3.00% | ¥678,842 | ¥122,191,515 | ¥23,891,515 |
9830万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥848,411 | ¥101,809,292 | ¥3,509,292 |
| 10 | 0.80% | ¥852,643 | ¥102,317,167 | ¥4,017,167 |
| 10 | 0.90% | ¥856,889 | ¥102,826,677 | ¥4,526,677 |
| 10 | 1.00% | ¥861,149 | ¥103,337,822 | ¥5,037,822 |
| 10 | 1.10% | ¥865,422 | ¥103,850,601 | ¥5,550,601 |
| 10 | 1.20% | ¥869,708 | ¥104,365,015 | ¥6,065,015 |
| 10 | 1.30% | ¥874,009 | ¥104,881,062 | ¥6,581,062 |
| 10 | 1.40% | ¥878,323 | ¥105,398,741 | ¥7,098,741 |
| 10 | 1.50% | ¥882,650 | ¥105,918,053 | ¥7,618,053 |
| 10 | 1.60% | ¥886,992 | ¥106,438,997 | ¥8,138,997 |
| 10 | 1.70% | ¥891,346 | ¥106,961,571 | ¥8,661,571 |
| 10 | 1.80% | ¥895,715 | ¥107,485,775 | ¥9,185,775 |
| 10 | 1.90% | ¥900,097 | ¥108,011,608 | ¥9,711,608 |
| 10 | 2.00% | ¥904,492 | ¥108,539,070 | ¥10,239,070 |
| 10 | 2.10% | ¥908,901 | ¥109,068,160 | ¥10,768,160 |
| 10 | 2.20% | ¥913,324 | ¥109,598,876 | ¥11,298,876 |
| 10 | 2.30% | ¥917,760 | ¥110,131,218 | ¥11,831,218 |
| 10 | 2.40% | ¥922,210 | ¥110,665,185 | ¥12,365,185 |
| 10 | 2.50% | ¥926,673 | ¥111,200,776 | ¥12,900,776 |
| 10 | 2.60% | ¥931,150 | ¥111,737,990 | ¥13,437,990 |
| 10 | 2.70% | ¥935,640 | ¥112,276,826 | ¥13,976,826 |
| 10 | 2.80% | ¥940,144 | ¥112,817,283 | ¥14,517,283 |
| 10 | 2.90% | ¥944,661 | ¥113,359,359 | ¥15,059,359 |
| 10 | 3.00% | ¥949,192 | ¥113,903,054 | ¥15,603,054 |
