9840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9840万円の住宅ローン｜期間・年数別
9840万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥194,418 | ¥116,650,861 | ¥18,250,861 |
| 50 | 0.80% | ¥199,035 | ¥119,420,877 | ¥21,020,877 |
| 50 | 0.90% | ¥203,719 | ¥122,231,202 | ¥23,831,202 |
| 50 | 1.00% | ¥208,469 | ¥125,081,660 | ¥26,681,660 |
| 50 | 1.10% | ¥213,287 | ¥127,972,057 | ¥29,572,057 |
| 50 | 1.20% | ¥218,170 | ¥130,902,181 | ¥32,502,181 |
| 50 | 1.30% | ¥223,120 | ¥133,871,801 | ¥35,471,801 |
| 50 | 1.40% | ¥228,134 | ¥136,880,668 | ¥38,480,668 |
| 50 | 1.50% | ¥233,214 | ¥139,928,515 | ¥41,528,515 |
| 50 | 1.60% | ¥238,358 | ¥143,015,060 | ¥44,615,060 |
| 50 | 1.70% | ¥243,567 | ¥146,140,003 | ¥47,740,003 |
| 50 | 1.80% | ¥248,838 | ¥149,303,028 | ¥50,903,028 |
| 50 | 1.90% | ¥254,173 | ¥152,503,805 | ¥54,103,805 |
| 50 | 2.00% | ¥259,570 | ¥155,741,987 | ¥57,341,987 |
| 50 | 2.10% | ¥265,029 | ¥159,017,215 | ¥60,617,215 |
| 50 | 2.20% | ¥270,549 | ¥162,329,114 | ¥63,929,114 |
| 50 | 2.30% | ¥276,129 | ¥165,677,297 | ¥67,277,297 |
| 50 | 2.40% | ¥281,769 | ¥169,061,364 | ¥70,661,364 |
| 50 | 2.50% | ¥287,468 | ¥172,480,903 | ¥74,080,903 |
| 50 | 2.60% | ¥293,226 | ¥175,935,492 | ¥77,535,492 |
| 50 | 2.70% | ¥299,041 | ¥179,424,696 | ¥81,024,696 |
| 50 | 2.80% | ¥304,913 | ¥182,948,072 | ¥84,548,072 |
| 50 | 2.90% | ¥310,842 | ¥186,505,165 | ¥88,105,165 |
| 50 | 3.00% | ¥316,826 | ¥190,095,515 | ¥91,695,515 |
9840万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥212,479 | ¥114,738,764 | ¥16,338,764 |
| 45 | 0.80% | ¥217,046 | ¥117,204,876 | ¥18,804,876 |
| 45 | 0.90% | ¥221,674 | ¥119,703,738 | ¥21,303,738 |
| 45 | 1.00% | ¥226,362 | ¥122,235,232 | ¥23,835,232 |
| 45 | 1.10% | ¥231,110 | ¥124,799,231 | ¥26,399,231 |
| 45 | 1.20% | ¥235,918 | ¥127,395,594 | ¥28,995,594 |
| 45 | 1.30% | ¥240,785 | ¥130,024,165 | ¥31,624,165 |
| 45 | 1.40% | ¥245,713 | ¥132,684,781 | ¥34,284,781 |
| 45 | 1.50% | ¥250,699 | ¥135,377,264 | ¥36,977,264 |
| 45 | 1.60% | ¥255,743 | ¥138,101,426 | ¥39,701,426 |
| 45 | 1.70% | ¥260,846 | ¥140,857,066 | ¥42,457,066 |
| 45 | 1.80% | ¥266,007 | ¥143,643,973 | ¥45,243,973 |
| 45 | 1.90% | ¥271,226 | ¥146,461,926 | ¥48,061,926 |
| 45 | 2.00% | ¥276,501 | ¥149,310,693 | ¥50,910,693 |
| 45 | 2.10% | ¥281,833 | ¥152,190,032 | ¥53,790,032 |
| 45 | 2.20% | ¥287,222 | ¥155,099,690 | ¥56,699,690 |
| 45 | 2.30% | ¥292,666 | ¥158,039,407 | ¥59,639,407 |
| 45 | 2.40% | ¥298,165 | ¥161,008,911 | ¥62,608,911 |
| 45 | 2.50% | ¥303,718 | ¥164,007,924 | ¥65,607,924 |
| 45 | 2.60% | ¥309,326 | ¥167,036,159 | ¥68,636,159 |
| 45 | 2.70% | ¥314,988 | ¥170,093,319 | ¥71,693,319 |
| 45 | 2.80% | ¥320,702 | ¥173,179,101 | ¥74,779,101 |
| 45 | 2.90% | ¥326,469 | ¥176,293,194 | ¥77,893,194 |
| 45 | 3.00% | ¥332,288 | ¥179,435,282 | ¥81,035,282 |
9840万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥235,097 | ¥112,846,552 | ¥14,446,552 |
| 40 | 0.80% | ¥239,614 | ¥115,014,768 | ¥16,614,768 |
| 40 | 0.90% | ¥244,185 | ¥117,208,931 | ¥18,808,931 |
| 40 | 1.00% | ¥248,810 | ¥119,428,967 | ¥21,028,967 |
| 40 | 1.10% | ¥253,489 | ¥121,674,794 | ¥23,274,794 |
| 40 | 1.20% | ¥258,222 | ¥123,946,323 | ¥25,546,323 |
| 40 | 1.30% | ¥263,007 | ¥126,243,458 | ¥27,843,458 |
| 40 | 1.40% | ¥267,846 | ¥128,566,092 | ¥30,166,092 |
| 40 | 1.50% | ¥272,738 | ¥130,914,115 | ¥32,514,115 |
| 40 | 1.60% | ¥277,682 | ¥133,287,406 | ¥34,887,406 |
| 40 | 1.70% | ¥282,679 | ¥135,685,838 | ¥37,285,838 |
| 40 | 1.80% | ¥287,728 | ¥138,109,277 | ¥39,709,277 |
| 40 | 1.90% | ¥292,828 | ¥140,557,583 | ¥42,157,583 |
| 40 | 2.00% | ¥297,980 | ¥143,030,606 | ¥44,630,606 |
| 40 | 2.10% | ¥303,184 | ¥145,528,192 | ¥47,128,192 |
| 40 | 2.20% | ¥308,438 | ¥148,050,181 | ¥49,650,181 |
| 40 | 2.30% | ¥313,743 | ¥150,596,404 | ¥52,196,404 |
| 40 | 2.40% | ¥319,097 | ¥153,166,688 | ¥54,766,688 |
| 40 | 2.50% | ¥324,502 | ¥155,760,852 | ¥57,360,852 |
| 40 | 2.60% | ¥329,956 | ¥158,378,712 | ¥59,978,712 |
| 40 | 2.70% | ¥335,458 | ¥161,020,077 | ¥62,620,077 |
| 40 | 2.80% | ¥341,010 | ¥163,684,748 | ¥65,284,748 |
| 40 | 2.90% | ¥346,609 | ¥166,372,526 | ¥67,972,526 |
| 40 | 3.00% | ¥352,257 | ¥169,083,202 | ¥70,683,202 |
9840万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥264,224 | ¥110,974,267 | ¥12,574,267 |
| 35 | 0.80% | ¥268,692 | ¥112,850,625 | ¥14,450,625 |
| 35 | 0.90% | ¥273,207 | ¥114,746,895 | ¥16,346,895 |
| 35 | 1.00% | ¥277,769 | ¥116,663,034 | ¥18,263,034 |
| 35 | 1.10% | ¥282,379 | ¥118,598,993 | ¥20,198,993 |
| 35 | 1.20% | ¥287,035 | ¥120,554,721 | ¥22,154,721 |
| 35 | 1.30% | ¥291,738 | ¥122,530,157 | ¥24,130,157 |
| 35 | 1.40% | ¥296,489 | ¥124,525,241 | ¥26,125,241 |
| 35 | 1.50% | ¥301,285 | ¥126,539,905 | ¥28,139,905 |
| 35 | 1.60% | ¥306,129 | ¥128,574,078 | ¥30,174,078 |
| 35 | 1.70% | ¥311,018 | ¥130,627,684 | ¥32,227,684 |
| 35 | 1.80% | ¥315,954 | ¥132,700,643 | ¥34,300,643 |
| 35 | 1.90% | ¥320,935 | ¥134,792,870 | ¥36,392,870 |
| 35 | 2.00% | ¥325,963 | ¥136,904,277 | ¥38,504,277 |
| 35 | 2.10% | ¥331,035 | ¥139,034,772 | ¥40,634,772 |
| 35 | 2.20% | ¥336,153 | ¥141,184,256 | ¥42,784,256 |
| 35 | 2.30% | ¥341,316 | ¥143,352,630 | ¥44,952,630 |
| 35 | 2.40% | ¥346,523 | ¥145,539,788 | ¥47,139,788 |
| 35 | 2.50% | ¥351,775 | ¥147,745,623 | ¥49,345,623 |
| 35 | 2.60% | ¥357,071 | ¥149,970,021 | ¥51,570,021 |
| 35 | 2.70% | ¥362,412 | ¥152,212,868 | ¥53,812,868 |
| 35 | 2.80% | ¥367,795 | ¥154,474,044 | ¥56,074,044 |
| 35 | 2.90% | ¥373,222 | ¥156,753,425 | ¥58,353,425 |
| 35 | 3.00% | ¥378,693 | ¥159,050,886 | ¥60,650,886 |
9840万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥303,117 | ¥109,121,946 | ¥10,721,946 |
| 30 | 0.80% | ¥307,535 | ¥110,712,507 | ¥12,312,507 |
| 30 | 0.90% | ¥311,994 | ¥112,317,727 | ¥13,917,727 |
| 30 | 1.00% | ¥316,493 | ¥113,937,584 | ¥15,537,584 |
| 30 | 1.10% | ¥321,033 | ¥115,572,050 | ¥17,172,050 |
| 30 | 1.20% | ¥325,614 | ¥117,221,096 | ¥18,821,096 |
| 30 | 1.30% | ¥330,235 | ¥118,884,690 | ¥20,484,690 |
| 30 | 1.40% | ¥334,897 | ¥120,562,798 | ¥22,162,798 |
| 30 | 1.50% | ¥339,598 | ¥122,255,383 | ¥23,855,383 |
| 30 | 1.60% | ¥344,340 | ¥123,962,406 | ¥25,562,406 |
| 30 | 1.70% | ¥349,122 | ¥125,683,825 | ¥27,283,825 |
| 30 | 1.80% | ¥353,943 | ¥127,419,595 | ¥29,019,595 |
| 30 | 1.90% | ¥358,805 | ¥129,169,670 | ¥30,769,670 |
| 30 | 2.00% | ¥363,706 | ¥130,934,002 | ¥32,534,002 |
| 30 | 2.10% | ¥368,646 | ¥132,712,538 | ¥34,312,538 |
| 30 | 2.20% | ¥373,626 | ¥134,505,226 | ¥36,105,226 |
| 30 | 2.30% | ¥378,644 | ¥136,312,009 | ¥37,912,009 |
| 30 | 2.40% | ¥383,702 | ¥138,132,830 | ¥39,732,830 |
| 30 | 2.50% | ¥388,799 | ¥139,967,627 | ¥41,567,627 |
| 30 | 2.60% | ¥393,934 | ¥141,816,339 | ¥43,416,339 |
| 30 | 2.70% | ¥399,108 | ¥143,678,902 | ¥45,278,902 |
| 30 | 2.80% | ¥404,320 | ¥145,555,248 | ¥47,155,248 |
| 30 | 2.90% | ¥409,570 | ¥147,445,308 | ¥49,045,308 |
| 30 | 3.00% | ¥414,858 | ¥149,349,013 | ¥50,949,013 |
9840万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥357,632 | ¥107,289,621 | ¥8,889,621 |
| 25 | 0.80% | ¥362,002 | ¥108,600,469 | ¥10,200,469 |
| 25 | 0.90% | ¥366,405 | ¥109,921,515 | ¥11,521,515 |
| 25 | 1.00% | ¥370,842 | ¥111,252,748 | ¥12,852,748 |
| 25 | 1.10% | ¥375,314 | ¥112,594,155 | ¥14,194,155 |
| 25 | 1.20% | ¥379,819 | ¥113,945,720 | ¥15,545,720 |
| 25 | 1.30% | ¥384,358 | ¥115,307,428 | ¥16,907,428 |
| 25 | 1.40% | ¥388,931 | ¥116,679,262 | ¥18,279,262 |
| 25 | 1.50% | ¥393,537 | ¥118,061,204 | ¥19,661,204 |
| 25 | 1.60% | ¥398,177 | ¥119,453,233 | ¥21,053,233 |
| 25 | 1.70% | ¥402,851 | ¥120,855,330 | ¥22,455,330 |
| 25 | 1.80% | ¥407,558 | ¥122,267,473 | ¥23,867,473 |
| 25 | 1.90% | ¥412,299 | ¥123,689,638 | ¥25,289,638 |
| 25 | 2.00% | ¥417,073 | ¥125,121,801 | ¥26,721,801 |
| 25 | 2.10% | ¥421,880 | ¥126,563,937 | ¥28,163,937 |
| 25 | 2.20% | ¥426,720 | ¥128,016,019 | ¥29,616,019 |
| 25 | 2.30% | ¥431,593 | ¥129,478,020 | ¥31,078,020 |
| 25 | 2.40% | ¥436,500 | ¥130,949,910 | ¥32,549,910 |
| 25 | 2.50% | ¥441,439 | ¥132,431,660 | ¥34,031,660 |
| 25 | 2.60% | ¥446,411 | ¥133,923,239 | ¥35,523,239 |
| 25 | 2.70% | ¥451,415 | ¥135,424,614 | ¥37,024,614 |
| 25 | 2.80% | ¥456,453 | ¥136,935,752 | ¥38,535,752 |
| 25 | 2.90% | ¥461,522 | ¥138,456,619 | ¥40,056,619 |
| 25 | 3.00% | ¥466,624 | ¥139,987,180 | ¥41,587,180 |
9840万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥439,489 | ¥105,477,318 | ¥7,077,318 |
| 20 | 0.80% | ¥443,811 | ¥106,514,557 | ¥8,114,557 |
| 20 | 0.90% | ¥448,160 | ¥107,558,333 | ¥9,158,333 |
| 20 | 1.00% | ¥452,536 | ¥108,608,640 | ¥10,208,640 |
| 20 | 1.10% | ¥456,939 | ¥109,665,472 | ¥11,265,472 |
| 20 | 1.20% | ¥461,370 | ¥110,728,824 | ¥12,328,824 |
| 20 | 1.30% | ¥465,828 | ¥111,798,688 | ¥13,398,688 |
| 20 | 1.40% | ¥470,313 | ¥112,875,057 | ¥14,475,057 |
| 20 | 1.50% | ¥474,825 | ¥113,957,924 | ¥15,557,924 |
| 20 | 1.60% | ¥479,364 | ¥115,047,279 | ¥16,647,279 |
| 20 | 1.70% | ¥483,930 | ¥116,143,115 | ¥17,743,115 |
| 20 | 1.80% | ¥488,523 | ¥117,245,422 | ¥18,845,422 |
| 20 | 1.90% | ¥493,142 | ¥118,354,190 | ¥19,954,190 |
| 20 | 2.00% | ¥497,789 | ¥119,469,408 | ¥21,069,408 |
| 20 | 2.10% | ¥502,463 | ¥120,591,067 | ¥22,191,067 |
| 20 | 2.20% | ¥507,163 | ¥121,719,154 | ¥23,319,154 |
| 20 | 2.30% | ¥511,890 | ¥122,853,658 | ¥24,453,658 |
| 20 | 2.40% | ¥516,644 | ¥123,994,567 | ¥25,594,567 |
| 20 | 2.50% | ¥521,424 | ¥125,141,867 | ¥26,741,867 |
| 20 | 2.60% | ¥526,231 | ¥126,295,546 | ¥27,895,546 |
| 20 | 2.70% | ¥531,065 | ¥127,455,590 | ¥29,055,590 |
| 20 | 2.80% | ¥535,925 | ¥128,621,985 | ¥30,221,985 |
| 20 | 2.90% | ¥540,811 | ¥129,794,716 | ¥31,394,716 |
| 20 | 3.00% | ¥545,724 | ¥130,973,769 | ¥32,573,769 |
9840万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥576,028 | ¥103,685,059 | ¥5,285,059 |
| 15 | 0.80% | ¥580,304 | ¥104,454,809 | ¥6,054,809 |
| 15 | 0.90% | ¥584,601 | ¥105,228,239 | ¥6,828,239 |
| 15 | 1.00% | ¥588,919 | ¥106,005,348 | ¥7,605,348 |
| 15 | 1.10% | ¥593,256 | ¥106,786,135 | ¥8,386,135 |
| 15 | 1.20% | ¥597,614 | ¥107,570,596 | ¥9,170,596 |
| 15 | 1.30% | ¥601,993 | ¥108,358,730 | ¥9,958,730 |
| 15 | 1.40% | ¥606,392 | ¥109,150,533 | ¥10,750,533 |
| 15 | 1.50% | ¥610,811 | ¥109,946,004 | ¥11,546,004 |
| 15 | 1.60% | ¥615,251 | ¥110,745,139 | ¥12,345,139 |
| 15 | 1.70% | ¥619,711 | ¥111,547,935 | ¥13,147,935 |
| 15 | 1.80% | ¥624,191 | ¥112,354,390 | ¥13,954,390 |
| 15 | 1.90% | ¥628,692 | ¥113,164,500 | ¥14,764,500 |
| 15 | 2.00% | ¥633,213 | ¥113,978,261 | ¥15,578,261 |
| 15 | 2.10% | ¥637,754 | ¥114,795,670 | ¥16,395,670 |
| 15 | 2.20% | ¥642,315 | ¥115,616,723 | ¥17,216,723 |
| 15 | 2.30% | ¥646,897 | ¥116,441,416 | ¥18,041,416 |
| 15 | 2.40% | ¥651,499 | ¥117,269,744 | ¥18,869,744 |
| 15 | 2.50% | ¥656,121 | ¥118,101,705 | ¥19,701,705 |
| 15 | 2.60% | ¥660,763 | ¥118,937,292 | ¥20,537,292 |
| 15 | 2.70% | ¥665,425 | ¥119,776,502 | ¥21,376,502 |
| 15 | 2.80% | ¥670,107 | ¥120,619,330 | ¥22,219,330 |
| 15 | 2.90% | ¥674,810 | ¥121,465,771 | ¥23,065,771 |
| 15 | 3.00% | ¥679,532 | ¥122,315,820 | ¥23,915,820 |
9840万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥849,274 | ¥101,912,862 | ¥3,512,862 |
| 10 | 0.80% | ¥853,510 | ¥102,421,253 | ¥4,021,253 |
| 10 | 0.90% | ¥857,761 | ¥102,931,282 | ¥4,531,282 |
| 10 | 1.00% | ¥862,025 | ¥103,442,947 | ¥5,042,947 |
| 10 | 1.10% | ¥866,302 | ¥103,956,248 | ¥5,556,248 |
| 10 | 1.20% | ¥870,593 | ¥104,471,185 | ¥6,071,185 |
| 10 | 1.30% | ¥874,898 | ¥104,987,756 | ¥6,587,756 |
| 10 | 1.40% | ¥879,216 | ¥105,505,963 | ¥7,105,963 |
| 10 | 1.50% | ¥883,548 | ¥106,025,803 | ¥7,625,803 |
| 10 | 1.60% | ¥887,894 | ¥106,547,276 | ¥8,147,276 |
| 10 | 1.70% | ¥892,253 | ¥107,070,382 | ¥8,670,382 |
| 10 | 1.80% | ¥896,626 | ¥107,595,119 | ¥9,195,119 |
| 10 | 1.90% | ¥901,012 | ¥108,121,488 | ¥9,721,488 |
| 10 | 2.00% | ¥905,412 | ¥108,649,486 | ¥10,249,486 |
| 10 | 2.10% | ¥909,826 | ¥109,179,114 | ¥10,779,114 |
| 10 | 2.20% | ¥914,253 | ¥109,710,370 | ¥11,310,370 |
| 10 | 2.30% | ¥918,694 | ¥110,243,254 | ¥11,843,254 |
| 10 | 2.40% | ¥923,148 | ¥110,777,764 | ¥12,377,764 |
| 10 | 2.50% | ¥927,616 | ¥111,313,900 | ¥12,913,900 |
| 10 | 2.60% | ¥932,097 | ¥111,851,660 | ¥13,451,660 |
| 10 | 2.70% | ¥936,592 | ¥112,391,044 | ¥13,991,044 |
| 10 | 2.80% | ¥941,100 | ¥112,932,051 | ¥14,532,051 |
| 10 | 2.90% | ¥945,622 | ¥113,474,679 | ¥15,074,679 |
| 10 | 3.00% | ¥950,158 | ¥114,018,927 | ¥15,618,927 |
