9840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9840万円の住宅ローン|期間・年数別
9840万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥194,418 |
¥116,650,861 |
¥18,250,861 |
| 50 |
0.80% |
¥199,035 |
¥119,420,877 |
¥21,020,877 |
| 50 |
0.90% |
¥203,719 |
¥122,231,202 |
¥23,831,202 |
| 50 |
1.00% |
¥208,469 |
¥125,081,660 |
¥26,681,660 |
| 50 |
1.10% |
¥213,287 |
¥127,972,057 |
¥29,572,057 |
| 50 |
1.20% |
¥218,170 |
¥130,902,181 |
¥32,502,181 |
| 50 |
1.30% |
¥223,120 |
¥133,871,801 |
¥35,471,801 |
| 50 |
1.40% |
¥228,134 |
¥136,880,668 |
¥38,480,668 |
| 50 |
1.50% |
¥233,214 |
¥139,928,515 |
¥41,528,515 |
| 50 |
1.60% |
¥238,358 |
¥143,015,060 |
¥44,615,060 |
| 50 |
1.70% |
¥243,567 |
¥146,140,003 |
¥47,740,003 |
| 50 |
1.80% |
¥248,838 |
¥149,303,028 |
¥50,903,028 |
| 50 |
1.90% |
¥254,173 |
¥152,503,805 |
¥54,103,805 |
| 50 |
2.00% |
¥259,570 |
¥155,741,987 |
¥57,341,987 |
| 50 |
2.10% |
¥265,029 |
¥159,017,215 |
¥60,617,215 |
| 50 |
2.20% |
¥270,549 |
¥162,329,114 |
¥63,929,114 |
| 50 |
2.30% |
¥276,129 |
¥165,677,297 |
¥67,277,297 |
| 50 |
2.40% |
¥281,769 |
¥169,061,364 |
¥70,661,364 |
| 50 |
2.50% |
¥287,468 |
¥172,480,903 |
¥74,080,903 |
| 50 |
2.60% |
¥293,226 |
¥175,935,492 |
¥77,535,492 |
| 50 |
2.70% |
¥299,041 |
¥179,424,696 |
¥81,024,696 |
| 50 |
2.80% |
¥304,913 |
¥182,948,072 |
¥84,548,072 |
| 50 |
2.90% |
¥310,842 |
¥186,505,165 |
¥88,105,165 |
| 50 |
3.00% |
¥316,826 |
¥190,095,515 |
¥91,695,515 |
9840万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥212,479 |
¥114,738,764 |
¥16,338,764 |
| 45 |
0.80% |
¥217,046 |
¥117,204,876 |
¥18,804,876 |
| 45 |
0.90% |
¥221,674 |
¥119,703,738 |
¥21,303,738 |
| 45 |
1.00% |
¥226,362 |
¥122,235,232 |
¥23,835,232 |
| 45 |
1.10% |
¥231,110 |
¥124,799,231 |
¥26,399,231 |
| 45 |
1.20% |
¥235,918 |
¥127,395,594 |
¥28,995,594 |
| 45 |
1.30% |
¥240,785 |
¥130,024,165 |
¥31,624,165 |
| 45 |
1.40% |
¥245,713 |
¥132,684,781 |
¥34,284,781 |
| 45 |
1.50% |
¥250,699 |
¥135,377,264 |
¥36,977,264 |
| 45 |
1.60% |
¥255,743 |
¥138,101,426 |
¥39,701,426 |
| 45 |
1.70% |
¥260,846 |
¥140,857,066 |
¥42,457,066 |
| 45 |
1.80% |
¥266,007 |
¥143,643,973 |
¥45,243,973 |
| 45 |
1.90% |
¥271,226 |
¥146,461,926 |
¥48,061,926 |
| 45 |
2.00% |
¥276,501 |
¥149,310,693 |
¥50,910,693 |
| 45 |
2.10% |
¥281,833 |
¥152,190,032 |
¥53,790,032 |
| 45 |
2.20% |
¥287,222 |
¥155,099,690 |
¥56,699,690 |
| 45 |
2.30% |
¥292,666 |
¥158,039,407 |
¥59,639,407 |
| 45 |
2.40% |
¥298,165 |
¥161,008,911 |
¥62,608,911 |
| 45 |
2.50% |
¥303,718 |
¥164,007,924 |
¥65,607,924 |
| 45 |
2.60% |
¥309,326 |
¥167,036,159 |
¥68,636,159 |
| 45 |
2.70% |
¥314,988 |
¥170,093,319 |
¥71,693,319 |
| 45 |
2.80% |
¥320,702 |
¥173,179,101 |
¥74,779,101 |
| 45 |
2.90% |
¥326,469 |
¥176,293,194 |
¥77,893,194 |
| 45 |
3.00% |
¥332,288 |
¥179,435,282 |
¥81,035,282 |
9840万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥235,097 |
¥112,846,552 |
¥14,446,552 |
| 40 |
0.80% |
¥239,614 |
¥115,014,768 |
¥16,614,768 |
| 40 |
0.90% |
¥244,185 |
¥117,208,931 |
¥18,808,931 |
| 40 |
1.00% |
¥248,810 |
¥119,428,967 |
¥21,028,967 |
| 40 |
1.10% |
¥253,489 |
¥121,674,794 |
¥23,274,794 |
| 40 |
1.20% |
¥258,222 |
¥123,946,323 |
¥25,546,323 |
| 40 |
1.30% |
¥263,007 |
¥126,243,458 |
¥27,843,458 |
| 40 |
1.40% |
¥267,846 |
¥128,566,092 |
¥30,166,092 |
| 40 |
1.50% |
¥272,738 |
¥130,914,115 |
¥32,514,115 |
| 40 |
1.60% |
¥277,682 |
¥133,287,406 |
¥34,887,406 |
| 40 |
1.70% |
¥282,679 |
¥135,685,838 |
¥37,285,838 |
| 40 |
1.80% |
¥287,728 |
¥138,109,277 |
¥39,709,277 |
| 40 |
1.90% |
¥292,828 |
¥140,557,583 |
¥42,157,583 |
| 40 |
2.00% |
¥297,980 |
¥143,030,606 |
¥44,630,606 |
| 40 |
2.10% |
¥303,184 |
¥145,528,192 |
¥47,128,192 |
| 40 |
2.20% |
¥308,438 |
¥148,050,181 |
¥49,650,181 |
| 40 |
2.30% |
¥313,743 |
¥150,596,404 |
¥52,196,404 |
| 40 |
2.40% |
¥319,097 |
¥153,166,688 |
¥54,766,688 |
| 40 |
2.50% |
¥324,502 |
¥155,760,852 |
¥57,360,852 |
| 40 |
2.60% |
¥329,956 |
¥158,378,712 |
¥59,978,712 |
| 40 |
2.70% |
¥335,458 |
¥161,020,077 |
¥62,620,077 |
| 40 |
2.80% |
¥341,010 |
¥163,684,748 |
¥65,284,748 |
| 40 |
2.90% |
¥346,609 |
¥166,372,526 |
¥67,972,526 |
| 40 |
3.00% |
¥352,257 |
¥169,083,202 |
¥70,683,202 |
9840万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥264,224 |
¥110,974,267 |
¥12,574,267 |
| 35 |
0.80% |
¥268,692 |
¥112,850,625 |
¥14,450,625 |
| 35 |
0.90% |
¥273,207 |
¥114,746,895 |
¥16,346,895 |
| 35 |
1.00% |
¥277,769 |
¥116,663,034 |
¥18,263,034 |
| 35 |
1.10% |
¥282,379 |
¥118,598,993 |
¥20,198,993 |
| 35 |
1.20% |
¥287,035 |
¥120,554,721 |
¥22,154,721 |
| 35 |
1.30% |
¥291,738 |
¥122,530,157 |
¥24,130,157 |
| 35 |
1.40% |
¥296,489 |
¥124,525,241 |
¥26,125,241 |
| 35 |
1.50% |
¥301,285 |
¥126,539,905 |
¥28,139,905 |
| 35 |
1.60% |
¥306,129 |
¥128,574,078 |
¥30,174,078 |
| 35 |
1.70% |
¥311,018 |
¥130,627,684 |
¥32,227,684 |
| 35 |
1.80% |
¥315,954 |
¥132,700,643 |
¥34,300,643 |
| 35 |
1.90% |
¥320,935 |
¥134,792,870 |
¥36,392,870 |
| 35 |
2.00% |
¥325,963 |
¥136,904,277 |
¥38,504,277 |
| 35 |
2.10% |
¥331,035 |
¥139,034,772 |
¥40,634,772 |
| 35 |
2.20% |
¥336,153 |
¥141,184,256 |
¥42,784,256 |
| 35 |
2.30% |
¥341,316 |
¥143,352,630 |
¥44,952,630 |
| 35 |
2.40% |
¥346,523 |
¥145,539,788 |
¥47,139,788 |
| 35 |
2.50% |
¥351,775 |
¥147,745,623 |
¥49,345,623 |
| 35 |
2.60% |
¥357,071 |
¥149,970,021 |
¥51,570,021 |
| 35 |
2.70% |
¥362,412 |
¥152,212,868 |
¥53,812,868 |
| 35 |
2.80% |
¥367,795 |
¥154,474,044 |
¥56,074,044 |
| 35 |
2.90% |
¥373,222 |
¥156,753,425 |
¥58,353,425 |
| 35 |
3.00% |
¥378,693 |
¥159,050,886 |
¥60,650,886 |
9840万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥303,117 |
¥109,121,946 |
¥10,721,946 |
| 30 |
0.80% |
¥307,535 |
¥110,712,507 |
¥12,312,507 |
| 30 |
0.90% |
¥311,994 |
¥112,317,727 |
¥13,917,727 |
| 30 |
1.00% |
¥316,493 |
¥113,937,584 |
¥15,537,584 |
| 30 |
1.10% |
¥321,033 |
¥115,572,050 |
¥17,172,050 |
| 30 |
1.20% |
¥325,614 |
¥117,221,096 |
¥18,821,096 |
| 30 |
1.30% |
¥330,235 |
¥118,884,690 |
¥20,484,690 |
| 30 |
1.40% |
¥334,897 |
¥120,562,798 |
¥22,162,798 |
| 30 |
1.50% |
¥339,598 |
¥122,255,383 |
¥23,855,383 |
| 30 |
1.60% |
¥344,340 |
¥123,962,406 |
¥25,562,406 |
| 30 |
1.70% |
¥349,122 |
¥125,683,825 |
¥27,283,825 |
| 30 |
1.80% |
¥353,943 |
¥127,419,595 |
¥29,019,595 |
| 30 |
1.90% |
¥358,805 |
¥129,169,670 |
¥30,769,670 |
| 30 |
2.00% |
¥363,706 |
¥130,934,002 |
¥32,534,002 |
| 30 |
2.10% |
¥368,646 |
¥132,712,538 |
¥34,312,538 |
| 30 |
2.20% |
¥373,626 |
¥134,505,226 |
¥36,105,226 |
| 30 |
2.30% |
¥378,644 |
¥136,312,009 |
¥37,912,009 |
| 30 |
2.40% |
¥383,702 |
¥138,132,830 |
¥39,732,830 |
| 30 |
2.50% |
¥388,799 |
¥139,967,627 |
¥41,567,627 |
| 30 |
2.60% |
¥393,934 |
¥141,816,339 |
¥43,416,339 |
| 30 |
2.70% |
¥399,108 |
¥143,678,902 |
¥45,278,902 |
| 30 |
2.80% |
¥404,320 |
¥145,555,248 |
¥47,155,248 |
| 30 |
2.90% |
¥409,570 |
¥147,445,308 |
¥49,045,308 |
| 30 |
3.00% |
¥414,858 |
¥149,349,013 |
¥50,949,013 |
9840万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥357,632 |
¥107,289,621 |
¥8,889,621 |
| 25 |
0.80% |
¥362,002 |
¥108,600,469 |
¥10,200,469 |
| 25 |
0.90% |
¥366,405 |
¥109,921,515 |
¥11,521,515 |
| 25 |
1.00% |
¥370,842 |
¥111,252,748 |
¥12,852,748 |
| 25 |
1.10% |
¥375,314 |
¥112,594,155 |
¥14,194,155 |
| 25 |
1.20% |
¥379,819 |
¥113,945,720 |
¥15,545,720 |
| 25 |
1.30% |
¥384,358 |
¥115,307,428 |
¥16,907,428 |
| 25 |
1.40% |
¥388,931 |
¥116,679,262 |
¥18,279,262 |
| 25 |
1.50% |
¥393,537 |
¥118,061,204 |
¥19,661,204 |
| 25 |
1.60% |
¥398,177 |
¥119,453,233 |
¥21,053,233 |
| 25 |
1.70% |
¥402,851 |
¥120,855,330 |
¥22,455,330 |
| 25 |
1.80% |
¥407,558 |
¥122,267,473 |
¥23,867,473 |
| 25 |
1.90% |
¥412,299 |
¥123,689,638 |
¥25,289,638 |
| 25 |
2.00% |
¥417,073 |
¥125,121,801 |
¥26,721,801 |
| 25 |
2.10% |
¥421,880 |
¥126,563,937 |
¥28,163,937 |
| 25 |
2.20% |
¥426,720 |
¥128,016,019 |
¥29,616,019 |
| 25 |
2.30% |
¥431,593 |
¥129,478,020 |
¥31,078,020 |
| 25 |
2.40% |
¥436,500 |
¥130,949,910 |
¥32,549,910 |
| 25 |
2.50% |
¥441,439 |
¥132,431,660 |
¥34,031,660 |
| 25 |
2.60% |
¥446,411 |
¥133,923,239 |
¥35,523,239 |
| 25 |
2.70% |
¥451,415 |
¥135,424,614 |
¥37,024,614 |
| 25 |
2.80% |
¥456,453 |
¥136,935,752 |
¥38,535,752 |
| 25 |
2.90% |
¥461,522 |
¥138,456,619 |
¥40,056,619 |
| 25 |
3.00% |
¥466,624 |
¥139,987,180 |
¥41,587,180 |
9840万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥439,489 |
¥105,477,318 |
¥7,077,318 |
| 20 |
0.80% |
¥443,811 |
¥106,514,557 |
¥8,114,557 |
| 20 |
0.90% |
¥448,160 |
¥107,558,333 |
¥9,158,333 |
| 20 |
1.00% |
¥452,536 |
¥108,608,640 |
¥10,208,640 |
| 20 |
1.10% |
¥456,939 |
¥109,665,472 |
¥11,265,472 |
| 20 |
1.20% |
¥461,370 |
¥110,728,824 |
¥12,328,824 |
| 20 |
1.30% |
¥465,828 |
¥111,798,688 |
¥13,398,688 |
| 20 |
1.40% |
¥470,313 |
¥112,875,057 |
¥14,475,057 |
| 20 |
1.50% |
¥474,825 |
¥113,957,924 |
¥15,557,924 |
| 20 |
1.60% |
¥479,364 |
¥115,047,279 |
¥16,647,279 |
| 20 |
1.70% |
¥483,930 |
¥116,143,115 |
¥17,743,115 |
| 20 |
1.80% |
¥488,523 |
¥117,245,422 |
¥18,845,422 |
| 20 |
1.90% |
¥493,142 |
¥118,354,190 |
¥19,954,190 |
| 20 |
2.00% |
¥497,789 |
¥119,469,408 |
¥21,069,408 |
| 20 |
2.10% |
¥502,463 |
¥120,591,067 |
¥22,191,067 |
| 20 |
2.20% |
¥507,163 |
¥121,719,154 |
¥23,319,154 |
| 20 |
2.30% |
¥511,890 |
¥122,853,658 |
¥24,453,658 |
| 20 |
2.40% |
¥516,644 |
¥123,994,567 |
¥25,594,567 |
| 20 |
2.50% |
¥521,424 |
¥125,141,867 |
¥26,741,867 |
| 20 |
2.60% |
¥526,231 |
¥126,295,546 |
¥27,895,546 |
| 20 |
2.70% |
¥531,065 |
¥127,455,590 |
¥29,055,590 |
| 20 |
2.80% |
¥535,925 |
¥128,621,985 |
¥30,221,985 |
| 20 |
2.90% |
¥540,811 |
¥129,794,716 |
¥31,394,716 |
| 20 |
3.00% |
¥545,724 |
¥130,973,769 |
¥32,573,769 |
9840万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥576,028 |
¥103,685,059 |
¥5,285,059 |
| 15 |
0.80% |
¥580,304 |
¥104,454,809 |
¥6,054,809 |
| 15 |
0.90% |
¥584,601 |
¥105,228,239 |
¥6,828,239 |
| 15 |
1.00% |
¥588,919 |
¥106,005,348 |
¥7,605,348 |
| 15 |
1.10% |
¥593,256 |
¥106,786,135 |
¥8,386,135 |
| 15 |
1.20% |
¥597,614 |
¥107,570,596 |
¥9,170,596 |
| 15 |
1.30% |
¥601,993 |
¥108,358,730 |
¥9,958,730 |
| 15 |
1.40% |
¥606,392 |
¥109,150,533 |
¥10,750,533 |
| 15 |
1.50% |
¥610,811 |
¥109,946,004 |
¥11,546,004 |
| 15 |
1.60% |
¥615,251 |
¥110,745,139 |
¥12,345,139 |
| 15 |
1.70% |
¥619,711 |
¥111,547,935 |
¥13,147,935 |
| 15 |
1.80% |
¥624,191 |
¥112,354,390 |
¥13,954,390 |
| 15 |
1.90% |
¥628,692 |
¥113,164,500 |
¥14,764,500 |
| 15 |
2.00% |
¥633,213 |
¥113,978,261 |
¥15,578,261 |
| 15 |
2.10% |
¥637,754 |
¥114,795,670 |
¥16,395,670 |
| 15 |
2.20% |
¥642,315 |
¥115,616,723 |
¥17,216,723 |
| 15 |
2.30% |
¥646,897 |
¥116,441,416 |
¥18,041,416 |
| 15 |
2.40% |
¥651,499 |
¥117,269,744 |
¥18,869,744 |
| 15 |
2.50% |
¥656,121 |
¥118,101,705 |
¥19,701,705 |
| 15 |
2.60% |
¥660,763 |
¥118,937,292 |
¥20,537,292 |
| 15 |
2.70% |
¥665,425 |
¥119,776,502 |
¥21,376,502 |
| 15 |
2.80% |
¥670,107 |
¥120,619,330 |
¥22,219,330 |
| 15 |
2.90% |
¥674,810 |
¥121,465,771 |
¥23,065,771 |
| 15 |
3.00% |
¥679,532 |
¥122,315,820 |
¥23,915,820 |
9840万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥849,274 |
¥101,912,862 |
¥3,512,862 |
| 10 |
0.80% |
¥853,510 |
¥102,421,253 |
¥4,021,253 |
| 10 |
0.90% |
¥857,761 |
¥102,931,282 |
¥4,531,282 |
| 10 |
1.00% |
¥862,025 |
¥103,442,947 |
¥5,042,947 |
| 10 |
1.10% |
¥866,302 |
¥103,956,248 |
¥5,556,248 |
| 10 |
1.20% |
¥870,593 |
¥104,471,185 |
¥6,071,185 |
| 10 |
1.30% |
¥874,898 |
¥104,987,756 |
¥6,587,756 |
| 10 |
1.40% |
¥879,216 |
¥105,505,963 |
¥7,105,963 |
| 10 |
1.50% |
¥883,548 |
¥106,025,803 |
¥7,625,803 |
| 10 |
1.60% |
¥887,894 |
¥106,547,276 |
¥8,147,276 |
| 10 |
1.70% |
¥892,253 |
¥107,070,382 |
¥8,670,382 |
| 10 |
1.80% |
¥896,626 |
¥107,595,119 |
¥9,195,119 |
| 10 |
1.90% |
¥901,012 |
¥108,121,488 |
¥9,721,488 |
| 10 |
2.00% |
¥905,412 |
¥108,649,486 |
¥10,249,486 |
| 10 |
2.10% |
¥909,826 |
¥109,179,114 |
¥10,779,114 |
| 10 |
2.20% |
¥914,253 |
¥109,710,370 |
¥11,310,370 |
| 10 |
2.30% |
¥918,694 |
¥110,243,254 |
¥11,843,254 |
| 10 |
2.40% |
¥923,148 |
¥110,777,764 |
¥12,377,764 |
| 10 |
2.50% |
¥927,616 |
¥111,313,900 |
¥12,913,900 |
| 10 |
2.60% |
¥932,097 |
¥111,851,660 |
¥13,451,660 |
| 10 |
2.70% |
¥936,592 |
¥112,391,044 |
¥13,991,044 |
| 10 |
2.80% |
¥941,100 |
¥112,932,051 |
¥14,532,051 |
| 10 |
2.90% |
¥945,622 |
¥113,474,679 |
¥15,074,679 |
| 10 |
3.00% |
¥950,158 |
¥114,018,927 |
¥15,618,927 |