9850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9850万円の住宅ローン|期間・年数別
9850万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥194,616 |
¥116,769,409 |
¥18,269,409 |
| 50 |
0.80% |
¥199,237 |
¥119,542,240 |
¥21,042,240 |
| 50 |
0.90% |
¥203,926 |
¥122,355,421 |
¥23,855,421 |
| 50 |
1.00% |
¥208,681 |
¥125,208,776 |
¥26,708,776 |
| 50 |
1.10% |
¥213,504 |
¥128,102,110 |
¥29,602,110 |
| 50 |
1.20% |
¥218,392 |
¥131,035,212 |
¥32,535,212 |
| 50 |
1.30% |
¥223,346 |
¥134,007,850 |
¥35,507,850 |
| 50 |
1.40% |
¥228,366 |
¥137,019,774 |
¥38,519,774 |
| 50 |
1.50% |
¥233,451 |
¥140,070,719 |
¥41,570,719 |
| 50 |
1.60% |
¥238,601 |
¥143,160,400 |
¥44,660,400 |
| 50 |
1.70% |
¥243,814 |
¥146,288,519 |
¥47,788,519 |
| 50 |
1.80% |
¥249,091 |
¥149,454,759 |
¥50,954,759 |
| 50 |
1.90% |
¥254,431 |
¥152,658,789 |
¥54,158,789 |
| 50 |
2.00% |
¥259,834 |
¥155,900,262 |
¥57,400,262 |
| 50 |
2.10% |
¥265,298 |
¥159,178,818 |
¥60,678,818 |
| 50 |
2.20% |
¥270,823 |
¥162,494,083 |
¥63,994,083 |
| 50 |
2.30% |
¥276,409 |
¥165,845,668 |
¥67,345,668 |
| 50 |
2.40% |
¥282,055 |
¥169,233,174 |
¥70,733,174 |
| 50 |
2.50% |
¥287,760 |
¥172,656,189 |
¥74,156,189 |
| 50 |
2.60% |
¥293,524 |
¥176,114,288 |
¥77,614,288 |
| 50 |
2.70% |
¥299,345 |
¥179,607,038 |
¥81,107,038 |
| 50 |
2.80% |
¥305,223 |
¥183,133,994 |
¥84,633,994 |
| 50 |
2.90% |
¥311,158 |
¥186,694,703 |
¥88,194,703 |
| 50 |
3.00% |
¥317,148 |
¥190,288,701 |
¥91,788,701 |
9850万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥212,695 |
¥114,855,368 |
¥16,355,368 |
| 45 |
0.80% |
¥217,267 |
¥117,323,987 |
¥18,823,987 |
| 45 |
0.90% |
¥221,899 |
¥119,825,388 |
¥21,325,388 |
| 45 |
1.00% |
¥226,592 |
¥122,359,455 |
¥23,859,455 |
| 45 |
1.10% |
¥231,345 |
¥124,926,060 |
¥26,426,060 |
| 45 |
1.20% |
¥236,158 |
¥127,525,061 |
¥29,025,061 |
| 45 |
1.30% |
¥241,030 |
¥130,156,304 |
¥31,656,304 |
| 45 |
1.40% |
¥245,962 |
¥132,819,624 |
¥34,319,624 |
| 45 |
1.50% |
¥250,953 |
¥135,514,843 |
¥37,014,843 |
| 45 |
1.60% |
¥256,003 |
¥138,241,773 |
¥39,741,773 |
| 45 |
1.70% |
¥261,112 |
¥141,000,213 |
¥42,500,213 |
| 45 |
1.80% |
¥266,278 |
¥143,789,953 |
¥45,289,953 |
| 45 |
1.90% |
¥271,501 |
¥146,610,770 |
¥48,110,770 |
| 45 |
2.00% |
¥276,782 |
¥149,462,432 |
¥50,962,432 |
| 45 |
2.10% |
¥282,120 |
¥152,344,696 |
¥53,844,696 |
| 45 |
2.20% |
¥287,514 |
¥155,257,312 |
¥56,757,312 |
| 45 |
2.30% |
¥292,963 |
¥158,200,016 |
¥59,700,016 |
| 45 |
2.40% |
¥298,468 |
¥161,172,538 |
¥62,672,538 |
| 45 |
2.50% |
¥304,027 |
¥164,174,599 |
¥65,674,599 |
| 45 |
2.60% |
¥309,641 |
¥167,205,911 |
¥68,705,911 |
| 45 |
2.70% |
¥315,308 |
¥170,266,178 |
¥71,766,178 |
| 45 |
2.80% |
¥321,028 |
¥173,355,096 |
¥74,855,096 |
| 45 |
2.90% |
¥326,801 |
¥176,472,354 |
¥77,972,354 |
| 45 |
3.00% |
¥332,625 |
¥179,617,635 |
¥81,117,635 |
9850万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥235,336 |
¥112,961,233 |
¥14,461,233 |
| 40 |
0.80% |
¥239,858 |
¥115,131,653 |
¥16,631,653 |
| 40 |
0.90% |
¥244,433 |
¥117,328,046 |
¥18,828,046 |
| 40 |
1.00% |
¥249,063 |
¥119,550,338 |
¥21,050,338 |
| 40 |
1.10% |
¥253,747 |
¥121,798,447 |
¥23,298,447 |
| 40 |
1.20% |
¥258,484 |
¥124,072,285 |
¥25,572,285 |
| 40 |
1.30% |
¥263,274 |
¥126,371,754 |
¥27,871,754 |
| 40 |
1.40% |
¥268,118 |
¥128,696,749 |
¥30,196,749 |
| 40 |
1.50% |
¥273,015 |
¥131,047,158 |
¥32,547,158 |
| 40 |
1.60% |
¥277,964 |
¥133,422,860 |
¥34,922,860 |
| 40 |
1.70% |
¥282,966 |
¥135,823,730 |
¥37,323,730 |
| 40 |
1.80% |
¥288,020 |
¥138,249,632 |
¥39,749,632 |
| 40 |
1.90% |
¥293,126 |
¥140,700,426 |
¥42,200,426 |
| 40 |
2.00% |
¥298,283 |
¥143,175,962 |
¥44,675,962 |
| 40 |
2.10% |
¥303,492 |
¥145,676,087 |
¥47,176,087 |
| 40 |
2.20% |
¥308,751 |
¥148,200,638 |
¥49,700,638 |
| 40 |
2.30% |
¥314,061 |
¥150,749,449 |
¥52,249,449 |
| 40 |
2.40% |
¥319,422 |
¥153,322,345 |
¥54,822,345 |
| 40 |
2.50% |
¥324,832 |
¥155,919,146 |
¥57,419,146 |
| 40 |
2.60% |
¥330,291 |
¥158,539,666 |
¥60,039,666 |
| 40 |
2.70% |
¥335,799 |
¥161,183,715 |
¥62,683,715 |
| 40 |
2.80% |
¥341,356 |
¥163,851,095 |
¥65,351,095 |
| 40 |
2.90% |
¥346,962 |
¥166,541,604 |
¥68,041,604 |
| 40 |
3.00% |
¥352,615 |
¥169,255,035 |
¥70,755,035 |
9850万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥264,493 |
¥111,087,046 |
¥12,587,046 |
| 35 |
0.80% |
¥268,965 |
¥112,965,310 |
¥14,465,310 |
| 35 |
0.90% |
¥273,485 |
¥114,863,507 |
¥16,363,507 |
| 35 |
1.00% |
¥278,051 |
¥116,781,594 |
¥18,281,594 |
| 35 |
1.10% |
¥282,666 |
¥118,719,521 |
¥20,219,521 |
| 35 |
1.20% |
¥287,327 |
¥120,677,235 |
¥22,177,235 |
| 35 |
1.30% |
¥292,035 |
¥122,654,680 |
¥24,154,680 |
| 35 |
1.40% |
¥296,790 |
¥124,651,791 |
¥26,151,791 |
| 35 |
1.50% |
¥301,592 |
¥126,668,503 |
¥28,168,503 |
| 35 |
1.60% |
¥306,440 |
¥128,704,743 |
¥30,204,743 |
| 35 |
1.70% |
¥311,334 |
¥130,760,436 |
¥32,260,436 |
| 35 |
1.80% |
¥316,275 |
¥132,835,501 |
¥34,335,501 |
| 35 |
1.90% |
¥321,262 |
¥134,929,855 |
¥36,429,855 |
| 35 |
2.00% |
¥326,294 |
¥137,043,408 |
¥38,543,408 |
| 35 |
2.10% |
¥331,372 |
¥139,176,067 |
¥40,676,067 |
| 35 |
2.20% |
¥336,495 |
¥141,327,736 |
¥42,827,736 |
| 35 |
2.30% |
¥341,663 |
¥143,498,313 |
¥44,998,313 |
| 35 |
2.40% |
¥346,875 |
¥145,687,694 |
¥47,187,694 |
| 35 |
2.50% |
¥352,133 |
¥147,895,771 |
¥49,395,771 |
| 35 |
2.60% |
¥357,434 |
¥150,122,430 |
¥51,622,430 |
| 35 |
2.70% |
¥362,780 |
¥152,367,556 |
¥53,867,556 |
| 35 |
2.80% |
¥368,169 |
¥154,631,029 |
¥56,131,029 |
| 35 |
2.90% |
¥373,602 |
¥156,912,727 |
¥58,412,727 |
| 35 |
3.00% |
¥379,077 |
¥159,212,524 |
¥60,712,524 |
9850万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥303,425 |
¥109,232,843 |
¥10,732,843 |
| 30 |
0.80% |
¥307,847 |
¥110,825,019 |
¥12,325,019 |
| 30 |
0.90% |
¥312,311 |
¥112,431,871 |
¥13,931,871 |
| 30 |
1.00% |
¥316,815 |
¥114,053,374 |
¥15,553,374 |
| 30 |
1.10% |
¥321,360 |
¥115,689,501 |
¥17,189,501 |
| 30 |
1.20% |
¥325,945 |
¥117,340,223 |
¥18,840,223 |
| 30 |
1.30% |
¥330,571 |
¥119,005,508 |
¥20,505,508 |
| 30 |
1.40% |
¥335,237 |
¥120,685,321 |
¥22,185,321 |
| 30 |
1.50% |
¥339,943 |
¥122,379,627 |
¥23,879,627 |
| 30 |
1.60% |
¥344,690 |
¥124,088,384 |
¥25,588,384 |
| 30 |
1.70% |
¥349,477 |
¥125,811,552 |
¥27,311,552 |
| 30 |
1.80% |
¥354,303 |
¥127,549,087 |
¥29,049,087 |
| 30 |
1.90% |
¥359,169 |
¥129,300,940 |
¥30,800,940 |
| 30 |
2.00% |
¥364,075 |
¥131,067,065 |
¥32,567,065 |
| 30 |
2.10% |
¥369,021 |
¥132,847,409 |
¥34,347,409 |
| 30 |
2.20% |
¥374,005 |
¥134,641,918 |
¥36,141,918 |
| 30 |
2.30% |
¥379,029 |
¥136,450,538 |
¥37,950,538 |
| 30 |
2.40% |
¥384,092 |
¥138,273,209 |
¥39,773,209 |
| 30 |
2.50% |
¥389,194 |
¥140,109,871 |
¥41,609,871 |
| 30 |
2.60% |
¥394,335 |
¥141,960,462 |
¥43,460,462 |
| 30 |
2.70% |
¥399,514 |
¥143,824,917 |
¥45,324,917 |
| 30 |
2.80% |
¥404,731 |
¥145,703,170 |
¥47,203,170 |
| 30 |
2.90% |
¥409,987 |
¥147,595,151 |
¥49,095,151 |
| 30 |
3.00% |
¥415,280 |
¥149,500,790 |
¥51,000,790 |
9850万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥357,996 |
¥107,398,655 |
¥8,898,655 |
| 25 |
0.80% |
¥362,369 |
¥108,710,835 |
¥10,210,835 |
| 25 |
0.90% |
¥366,777 |
¥110,033,224 |
¥11,533,224 |
| 25 |
1.00% |
¥371,219 |
¥111,365,810 |
¥12,865,810 |
| 25 |
1.10% |
¥375,695 |
¥112,708,580 |
¥14,208,580 |
| 25 |
1.20% |
¥380,205 |
¥114,061,519 |
¥15,561,519 |
| 25 |
1.30% |
¥384,749 |
¥115,424,610 |
¥16,924,610 |
| 25 |
1.40% |
¥389,326 |
¥116,797,839 |
¥18,297,839 |
| 25 |
1.50% |
¥393,937 |
¥118,181,184 |
¥19,681,184 |
| 25 |
1.60% |
¥398,582 |
¥119,574,629 |
¥21,074,629 |
| 25 |
1.70% |
¥403,261 |
¥120,978,151 |
¥22,478,151 |
| 25 |
1.80% |
¥407,972 |
¥122,391,728 |
¥23,891,728 |
| 25 |
1.90% |
¥412,718 |
¥123,815,338 |
¥25,315,338 |
| 25 |
2.00% |
¥417,497 |
¥125,248,957 |
¥26,748,957 |
| 25 |
2.10% |
¥422,309 |
¥126,692,559 |
¥28,192,559 |
| 25 |
2.20% |
¥427,154 |
¥128,146,116 |
¥29,646,116 |
| 25 |
2.30% |
¥432,032 |
¥129,609,603 |
¥31,109,603 |
| 25 |
2.40% |
¥436,943 |
¥131,082,989 |
¥32,582,989 |
| 25 |
2.50% |
¥441,887 |
¥132,566,245 |
¥34,066,245 |
| 25 |
2.60% |
¥446,864 |
¥134,059,339 |
¥35,559,339 |
| 25 |
2.70% |
¥451,874 |
¥135,562,240 |
¥37,062,240 |
| 25 |
2.80% |
¥456,916 |
¥137,074,914 |
¥38,574,914 |
| 25 |
2.90% |
¥461,991 |
¥138,597,327 |
¥40,097,327 |
| 25 |
3.00% |
¥467,098 |
¥140,129,443 |
¥41,629,443 |
9850万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥439,935 |
¥105,584,510 |
¥7,084,510 |
| 20 |
0.80% |
¥444,262 |
¥106,622,803 |
¥8,122,803 |
| 20 |
0.90% |
¥448,615 |
¥107,667,640 |
¥9,167,640 |
| 20 |
1.00% |
¥452,996 |
¥108,719,014 |
¥10,219,014 |
| 20 |
1.10% |
¥457,404 |
¥109,776,921 |
¥11,276,921 |
| 20 |
1.20% |
¥461,839 |
¥110,841,353 |
¥12,341,353 |
| 20 |
1.30% |
¥466,301 |
¥111,912,304 |
¥13,412,304 |
| 20 |
1.40% |
¥470,791 |
¥112,989,768 |
¥14,489,768 |
| 20 |
1.50% |
¥475,307 |
¥114,073,735 |
¥15,573,735 |
| 20 |
1.60% |
¥479,851 |
¥115,164,197 |
¥16,664,197 |
| 20 |
1.70% |
¥484,421 |
¥116,261,147 |
¥17,761,147 |
| 20 |
1.80% |
¥489,019 |
¥117,364,574 |
¥18,864,574 |
| 20 |
1.90% |
¥493,644 |
¥118,474,468 |
¥19,974,468 |
| 20 |
2.00% |
¥498,295 |
¥119,590,820 |
¥21,090,820 |
| 20 |
2.10% |
¥502,973 |
¥120,713,619 |
¥22,213,619 |
| 20 |
2.20% |
¥507,679 |
¥121,842,852 |
¥23,342,852 |
| 20 |
2.30% |
¥512,410 |
¥122,978,509 |
¥24,478,509 |
| 20 |
2.40% |
¥517,169 |
¥124,120,577 |
¥25,620,577 |
| 20 |
2.50% |
¥521,954 |
¥125,269,044 |
¥26,769,044 |
| 20 |
2.60% |
¥526,766 |
¥126,423,895 |
¥27,923,895 |
| 20 |
2.70% |
¥531,605 |
¥127,585,119 |
¥29,085,119 |
| 20 |
2.80% |
¥536,470 |
¥128,752,699 |
¥30,252,699 |
| 20 |
2.90% |
¥541,361 |
¥129,926,622 |
¥31,426,622 |
| 20 |
3.00% |
¥546,279 |
¥131,106,872 |
¥32,606,872 |
9850万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥576,614 |
¥103,790,430 |
¥5,290,430 |
| 15 |
0.80% |
¥580,894 |
¥104,560,962 |
¥6,060,962 |
| 15 |
0.90% |
¥585,195 |
¥105,335,178 |
¥6,835,178 |
| 15 |
1.00% |
¥589,517 |
¥106,113,077 |
¥7,613,077 |
| 15 |
1.10% |
¥593,859 |
¥106,894,657 |
¥8,394,657 |
| 15 |
1.20% |
¥598,222 |
¥107,679,916 |
¥9,179,916 |
| 15 |
1.30% |
¥602,605 |
¥108,468,850 |
¥9,968,850 |
| 15 |
1.40% |
¥607,008 |
¥109,261,458 |
¥10,761,458 |
| 15 |
1.50% |
¥611,432 |
¥110,057,738 |
¥11,557,738 |
| 15 |
1.60% |
¥615,876 |
¥110,857,685 |
¥12,357,685 |
| 15 |
1.70% |
¥620,341 |
¥111,661,297 |
¥13,161,297 |
| 15 |
1.80% |
¥624,825 |
¥112,468,572 |
¥13,968,572 |
| 15 |
1.90% |
¥629,331 |
¥113,279,505 |
¥14,779,505 |
| 15 |
2.00% |
¥633,856 |
¥114,094,093 |
¥15,594,093 |
| 15 |
2.10% |
¥638,402 |
¥114,912,332 |
¥16,412,332 |
| 15 |
2.20% |
¥642,968 |
¥115,734,219 |
¥17,234,219 |
| 15 |
2.30% |
¥647,554 |
¥116,559,750 |
¥18,059,750 |
| 15 |
2.40% |
¥652,161 |
¥117,388,921 |
¥18,888,921 |
| 15 |
2.50% |
¥656,787 |
¥118,221,727 |
¥19,721,727 |
| 15 |
2.60% |
¥661,434 |
¥119,058,163 |
¥20,558,163 |
| 15 |
2.70% |
¥666,101 |
¥119,898,226 |
¥21,398,226 |
| 15 |
2.80% |
¥670,788 |
¥120,741,911 |
¥22,241,911 |
| 15 |
2.90% |
¥675,496 |
¥121,589,212 |
¥23,089,212 |
| 15 |
3.00% |
¥680,223 |
¥122,440,125 |
¥23,940,125 |
9850万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥850,137 |
¥102,016,432 |
¥3,516,432 |
| 10 |
0.80% |
¥854,378 |
¥102,525,340 |
¥4,025,340 |
| 10 |
0.90% |
¥858,632 |
¥103,035,887 |
¥4,535,887 |
| 10 |
1.00% |
¥862,901 |
¥103,548,071 |
¥5,048,071 |
| 10 |
1.10% |
¥867,182 |
¥104,061,894 |
¥5,561,894 |
| 10 |
1.20% |
¥871,478 |
¥104,577,354 |
¥6,077,354 |
| 10 |
1.30% |
¥875,787 |
¥105,094,451 |
¥6,594,451 |
| 10 |
1.40% |
¥880,110 |
¥105,613,184 |
¥7,113,184 |
| 10 |
1.50% |
¥884,446 |
¥106,133,553 |
¥7,633,553 |
| 10 |
1.60% |
¥888,796 |
¥106,655,556 |
¥8,155,556 |
| 10 |
1.70% |
¥893,160 |
¥107,179,193 |
¥8,679,193 |
| 10 |
1.80% |
¥897,537 |
¥107,704,464 |
¥9,204,464 |
| 10 |
1.90% |
¥901,928 |
¥108,231,367 |
¥9,731,367 |
| 10 |
2.00% |
¥906,333 |
¥108,759,902 |
¥10,259,902 |
| 10 |
2.10% |
¥910,751 |
¥109,290,068 |
¥10,790,068 |
| 10 |
2.20% |
¥915,182 |
¥109,821,864 |
¥11,321,864 |
| 10 |
2.30% |
¥919,627 |
¥110,355,290 |
¥11,855,290 |
| 10 |
2.40% |
¥924,086 |
¥110,890,343 |
¥12,390,343 |
| 10 |
2.50% |
¥928,559 |
¥111,427,024 |
¥12,927,024 |
| 10 |
2.60% |
¥933,044 |
¥111,965,331 |
¥13,465,331 |
| 10 |
2.70% |
¥937,544 |
¥112,505,263 |
¥14,005,263 |
| 10 |
2.80% |
¥942,057 |
¥113,046,819 |
¥14,546,819 |
| 10 |
2.90% |
¥946,583 |
¥113,589,999 |
¥15,089,999 |
| 10 |
3.00% |
¥951,123 |
¥114,134,800 |
¥15,634,800 |