9850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9850万円の住宅ローン｜期間・年数別
9850万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥194,616 | ¥116,769,409 | ¥18,269,409 |
| 50 | 0.80% | ¥199,237 | ¥119,542,240 | ¥21,042,240 |
| 50 | 0.90% | ¥203,926 | ¥122,355,421 | ¥23,855,421 |
| 50 | 1.00% | ¥208,681 | ¥125,208,776 | ¥26,708,776 |
| 50 | 1.10% | ¥213,504 | ¥128,102,110 | ¥29,602,110 |
| 50 | 1.20% | ¥218,392 | ¥131,035,212 | ¥32,535,212 |
| 50 | 1.30% | ¥223,346 | ¥134,007,850 | ¥35,507,850 |
| 50 | 1.40% | ¥228,366 | ¥137,019,774 | ¥38,519,774 |
| 50 | 1.50% | ¥233,451 | ¥140,070,719 | ¥41,570,719 |
| 50 | 1.60% | ¥238,601 | ¥143,160,400 | ¥44,660,400 |
| 50 | 1.70% | ¥243,814 | ¥146,288,519 | ¥47,788,519 |
| 50 | 1.80% | ¥249,091 | ¥149,454,759 | ¥50,954,759 |
| 50 | 1.90% | ¥254,431 | ¥152,658,789 | ¥54,158,789 |
| 50 | 2.00% | ¥259,834 | ¥155,900,262 | ¥57,400,262 |
| 50 | 2.10% | ¥265,298 | ¥159,178,818 | ¥60,678,818 |
| 50 | 2.20% | ¥270,823 | ¥162,494,083 | ¥63,994,083 |
| 50 | 2.30% | ¥276,409 | ¥165,845,668 | ¥67,345,668 |
| 50 | 2.40% | ¥282,055 | ¥169,233,174 | ¥70,733,174 |
| 50 | 2.50% | ¥287,760 | ¥172,656,189 | ¥74,156,189 |
| 50 | 2.60% | ¥293,524 | ¥176,114,288 | ¥77,614,288 |
| 50 | 2.70% | ¥299,345 | ¥179,607,038 | ¥81,107,038 |
| 50 | 2.80% | ¥305,223 | ¥183,133,994 | ¥84,633,994 |
| 50 | 2.90% | ¥311,158 | ¥186,694,703 | ¥88,194,703 |
| 50 | 3.00% | ¥317,148 | ¥190,288,701 | ¥91,788,701 |
9850万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥212,695 | ¥114,855,368 | ¥16,355,368 |
| 45 | 0.80% | ¥217,267 | ¥117,323,987 | ¥18,823,987 |
| 45 | 0.90% | ¥221,899 | ¥119,825,388 | ¥21,325,388 |
| 45 | 1.00% | ¥226,592 | ¥122,359,455 | ¥23,859,455 |
| 45 | 1.10% | ¥231,345 | ¥124,926,060 | ¥26,426,060 |
| 45 | 1.20% | ¥236,158 | ¥127,525,061 | ¥29,025,061 |
| 45 | 1.30% | ¥241,030 | ¥130,156,304 | ¥31,656,304 |
| 45 | 1.40% | ¥245,962 | ¥132,819,624 | ¥34,319,624 |
| 45 | 1.50% | ¥250,953 | ¥135,514,843 | ¥37,014,843 |
| 45 | 1.60% | ¥256,003 | ¥138,241,773 | ¥39,741,773 |
| 45 | 1.70% | ¥261,112 | ¥141,000,213 | ¥42,500,213 |
| 45 | 1.80% | ¥266,278 | ¥143,789,953 | ¥45,289,953 |
| 45 | 1.90% | ¥271,501 | ¥146,610,770 | ¥48,110,770 |
| 45 | 2.00% | ¥276,782 | ¥149,462,432 | ¥50,962,432 |
| 45 | 2.10% | ¥282,120 | ¥152,344,696 | ¥53,844,696 |
| 45 | 2.20% | ¥287,514 | ¥155,257,312 | ¥56,757,312 |
| 45 | 2.30% | ¥292,963 | ¥158,200,016 | ¥59,700,016 |
| 45 | 2.40% | ¥298,468 | ¥161,172,538 | ¥62,672,538 |
| 45 | 2.50% | ¥304,027 | ¥164,174,599 | ¥65,674,599 |
| 45 | 2.60% | ¥309,641 | ¥167,205,911 | ¥68,705,911 |
| 45 | 2.70% | ¥315,308 | ¥170,266,178 | ¥71,766,178 |
| 45 | 2.80% | ¥321,028 | ¥173,355,096 | ¥74,855,096 |
| 45 | 2.90% | ¥326,801 | ¥176,472,354 | ¥77,972,354 |
| 45 | 3.00% | ¥332,625 | ¥179,617,635 | ¥81,117,635 |
9850万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥235,336 | ¥112,961,233 | ¥14,461,233 |
| 40 | 0.80% | ¥239,858 | ¥115,131,653 | ¥16,631,653 |
| 40 | 0.90% | ¥244,433 | ¥117,328,046 | ¥18,828,046 |
| 40 | 1.00% | ¥249,063 | ¥119,550,338 | ¥21,050,338 |
| 40 | 1.10% | ¥253,747 | ¥121,798,447 | ¥23,298,447 |
| 40 | 1.20% | ¥258,484 | ¥124,072,285 | ¥25,572,285 |
| 40 | 1.30% | ¥263,274 | ¥126,371,754 | ¥27,871,754 |
| 40 | 1.40% | ¥268,118 | ¥128,696,749 | ¥30,196,749 |
| 40 | 1.50% | ¥273,015 | ¥131,047,158 | ¥32,547,158 |
| 40 | 1.60% | ¥277,964 | ¥133,422,860 | ¥34,922,860 |
| 40 | 1.70% | ¥282,966 | ¥135,823,730 | ¥37,323,730 |
| 40 | 1.80% | ¥288,020 | ¥138,249,632 | ¥39,749,632 |
| 40 | 1.90% | ¥293,126 | ¥140,700,426 | ¥42,200,426 |
| 40 | 2.00% | ¥298,283 | ¥143,175,962 | ¥44,675,962 |
| 40 | 2.10% | ¥303,492 | ¥145,676,087 | ¥47,176,087 |
| 40 | 2.20% | ¥308,751 | ¥148,200,638 | ¥49,700,638 |
| 40 | 2.30% | ¥314,061 | ¥150,749,449 | ¥52,249,449 |
| 40 | 2.40% | ¥319,422 | ¥153,322,345 | ¥54,822,345 |
| 40 | 2.50% | ¥324,832 | ¥155,919,146 | ¥57,419,146 |
| 40 | 2.60% | ¥330,291 | ¥158,539,666 | ¥60,039,666 |
| 40 | 2.70% | ¥335,799 | ¥161,183,715 | ¥62,683,715 |
| 40 | 2.80% | ¥341,356 | ¥163,851,095 | ¥65,351,095 |
| 40 | 2.90% | ¥346,962 | ¥166,541,604 | ¥68,041,604 |
| 40 | 3.00% | ¥352,615 | ¥169,255,035 | ¥70,755,035 |
9850万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥264,493 | ¥111,087,046 | ¥12,587,046 |
| 35 | 0.80% | ¥268,965 | ¥112,965,310 | ¥14,465,310 |
| 35 | 0.90% | ¥273,485 | ¥114,863,507 | ¥16,363,507 |
| 35 | 1.00% | ¥278,051 | ¥116,781,594 | ¥18,281,594 |
| 35 | 1.10% | ¥282,666 | ¥118,719,521 | ¥20,219,521 |
| 35 | 1.20% | ¥287,327 | ¥120,677,235 | ¥22,177,235 |
| 35 | 1.30% | ¥292,035 | ¥122,654,680 | ¥24,154,680 |
| 35 | 1.40% | ¥296,790 | ¥124,651,791 | ¥26,151,791 |
| 35 | 1.50% | ¥301,592 | ¥126,668,503 | ¥28,168,503 |
| 35 | 1.60% | ¥306,440 | ¥128,704,743 | ¥30,204,743 |
| 35 | 1.70% | ¥311,334 | ¥130,760,436 | ¥32,260,436 |
| 35 | 1.80% | ¥316,275 | ¥132,835,501 | ¥34,335,501 |
| 35 | 1.90% | ¥321,262 | ¥134,929,855 | ¥36,429,855 |
| 35 | 2.00% | ¥326,294 | ¥137,043,408 | ¥38,543,408 |
| 35 | 2.10% | ¥331,372 | ¥139,176,067 | ¥40,676,067 |
| 35 | 2.20% | ¥336,495 | ¥141,327,736 | ¥42,827,736 |
| 35 | 2.30% | ¥341,663 | ¥143,498,313 | ¥44,998,313 |
| 35 | 2.40% | ¥346,875 | ¥145,687,694 | ¥47,187,694 |
| 35 | 2.50% | ¥352,133 | ¥147,895,771 | ¥49,395,771 |
| 35 | 2.60% | ¥357,434 | ¥150,122,430 | ¥51,622,430 |
| 35 | 2.70% | ¥362,780 | ¥152,367,556 | ¥53,867,556 |
| 35 | 2.80% | ¥368,169 | ¥154,631,029 | ¥56,131,029 |
| 35 | 2.90% | ¥373,602 | ¥156,912,727 | ¥58,412,727 |
| 35 | 3.00% | ¥379,077 | ¥159,212,524 | ¥60,712,524 |
9850万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥303,425 | ¥109,232,843 | ¥10,732,843 |
| 30 | 0.80% | ¥307,847 | ¥110,825,019 | ¥12,325,019 |
| 30 | 0.90% | ¥312,311 | ¥112,431,871 | ¥13,931,871 |
| 30 | 1.00% | ¥316,815 | ¥114,053,374 | ¥15,553,374 |
| 30 | 1.10% | ¥321,360 | ¥115,689,501 | ¥17,189,501 |
| 30 | 1.20% | ¥325,945 | ¥117,340,223 | ¥18,840,223 |
| 30 | 1.30% | ¥330,571 | ¥119,005,508 | ¥20,505,508 |
| 30 | 1.40% | ¥335,237 | ¥120,685,321 | ¥22,185,321 |
| 30 | 1.50% | ¥339,943 | ¥122,379,627 | ¥23,879,627 |
| 30 | 1.60% | ¥344,690 | ¥124,088,384 | ¥25,588,384 |
| 30 | 1.70% | ¥349,477 | ¥125,811,552 | ¥27,311,552 |
| 30 | 1.80% | ¥354,303 | ¥127,549,087 | ¥29,049,087 |
| 30 | 1.90% | ¥359,169 | ¥129,300,940 | ¥30,800,940 |
| 30 | 2.00% | ¥364,075 | ¥131,067,065 | ¥32,567,065 |
| 30 | 2.10% | ¥369,021 | ¥132,847,409 | ¥34,347,409 |
| 30 | 2.20% | ¥374,005 | ¥134,641,918 | ¥36,141,918 |
| 30 | 2.30% | ¥379,029 | ¥136,450,538 | ¥37,950,538 |
| 30 | 2.40% | ¥384,092 | ¥138,273,209 | ¥39,773,209 |
| 30 | 2.50% | ¥389,194 | ¥140,109,871 | ¥41,609,871 |
| 30 | 2.60% | ¥394,335 | ¥141,960,462 | ¥43,460,462 |
| 30 | 2.70% | ¥399,514 | ¥143,824,917 | ¥45,324,917 |
| 30 | 2.80% | ¥404,731 | ¥145,703,170 | ¥47,203,170 |
| 30 | 2.90% | ¥409,987 | ¥147,595,151 | ¥49,095,151 |
| 30 | 3.00% | ¥415,280 | ¥149,500,790 | ¥51,000,790 |
9850万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥357,996 | ¥107,398,655 | ¥8,898,655 |
| 25 | 0.80% | ¥362,369 | ¥108,710,835 | ¥10,210,835 |
| 25 | 0.90% | ¥366,777 | ¥110,033,224 | ¥11,533,224 |
| 25 | 1.00% | ¥371,219 | ¥111,365,810 | ¥12,865,810 |
| 25 | 1.10% | ¥375,695 | ¥112,708,580 | ¥14,208,580 |
| 25 | 1.20% | ¥380,205 | ¥114,061,519 | ¥15,561,519 |
| 25 | 1.30% | ¥384,749 | ¥115,424,610 | ¥16,924,610 |
| 25 | 1.40% | ¥389,326 | ¥116,797,839 | ¥18,297,839 |
| 25 | 1.50% | ¥393,937 | ¥118,181,184 | ¥19,681,184 |
| 25 | 1.60% | ¥398,582 | ¥119,574,629 | ¥21,074,629 |
| 25 | 1.70% | ¥403,261 | ¥120,978,151 | ¥22,478,151 |
| 25 | 1.80% | ¥407,972 | ¥122,391,728 | ¥23,891,728 |
| 25 | 1.90% | ¥412,718 | ¥123,815,338 | ¥25,315,338 |
| 25 | 2.00% | ¥417,497 | ¥125,248,957 | ¥26,748,957 |
| 25 | 2.10% | ¥422,309 | ¥126,692,559 | ¥28,192,559 |
| 25 | 2.20% | ¥427,154 | ¥128,146,116 | ¥29,646,116 |
| 25 | 2.30% | ¥432,032 | ¥129,609,603 | ¥31,109,603 |
| 25 | 2.40% | ¥436,943 | ¥131,082,989 | ¥32,582,989 |
| 25 | 2.50% | ¥441,887 | ¥132,566,245 | ¥34,066,245 |
| 25 | 2.60% | ¥446,864 | ¥134,059,339 | ¥35,559,339 |
| 25 | 2.70% | ¥451,874 | ¥135,562,240 | ¥37,062,240 |
| 25 | 2.80% | ¥456,916 | ¥137,074,914 | ¥38,574,914 |
| 25 | 2.90% | ¥461,991 | ¥138,597,327 | ¥40,097,327 |
| 25 | 3.00% | ¥467,098 | ¥140,129,443 | ¥41,629,443 |
9850万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥439,935 | ¥105,584,510 | ¥7,084,510 |
| 20 | 0.80% | ¥444,262 | ¥106,622,803 | ¥8,122,803 |
| 20 | 0.90% | ¥448,615 | ¥107,667,640 | ¥9,167,640 |
| 20 | 1.00% | ¥452,996 | ¥108,719,014 | ¥10,219,014 |
| 20 | 1.10% | ¥457,404 | ¥109,776,921 | ¥11,276,921 |
| 20 | 1.20% | ¥461,839 | ¥110,841,353 | ¥12,341,353 |
| 20 | 1.30% | ¥466,301 | ¥111,912,304 | ¥13,412,304 |
| 20 | 1.40% | ¥470,791 | ¥112,989,768 | ¥14,489,768 |
| 20 | 1.50% | ¥475,307 | ¥114,073,735 | ¥15,573,735 |
| 20 | 1.60% | ¥479,851 | ¥115,164,197 | ¥16,664,197 |
| 20 | 1.70% | ¥484,421 | ¥116,261,147 | ¥17,761,147 |
| 20 | 1.80% | ¥489,019 | ¥117,364,574 | ¥18,864,574 |
| 20 | 1.90% | ¥493,644 | ¥118,474,468 | ¥19,974,468 |
| 20 | 2.00% | ¥498,295 | ¥119,590,820 | ¥21,090,820 |
| 20 | 2.10% | ¥502,973 | ¥120,713,619 | ¥22,213,619 |
| 20 | 2.20% | ¥507,679 | ¥121,842,852 | ¥23,342,852 |
| 20 | 2.30% | ¥512,410 | ¥122,978,509 | ¥24,478,509 |
| 20 | 2.40% | ¥517,169 | ¥124,120,577 | ¥25,620,577 |
| 20 | 2.50% | ¥521,954 | ¥125,269,044 | ¥26,769,044 |
| 20 | 2.60% | ¥526,766 | ¥126,423,895 | ¥27,923,895 |
| 20 | 2.70% | ¥531,605 | ¥127,585,119 | ¥29,085,119 |
| 20 | 2.80% | ¥536,470 | ¥128,752,699 | ¥30,252,699 |
| 20 | 2.90% | ¥541,361 | ¥129,926,622 | ¥31,426,622 |
| 20 | 3.00% | ¥546,279 | ¥131,106,872 | ¥32,606,872 |
9850万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥576,614 | ¥103,790,430 | ¥5,290,430 |
| 15 | 0.80% | ¥580,894 | ¥104,560,962 | ¥6,060,962 |
| 15 | 0.90% | ¥585,195 | ¥105,335,178 | ¥6,835,178 |
| 15 | 1.00% | ¥589,517 | ¥106,113,077 | ¥7,613,077 |
| 15 | 1.10% | ¥593,859 | ¥106,894,657 | ¥8,394,657 |
| 15 | 1.20% | ¥598,222 | ¥107,679,916 | ¥9,179,916 |
| 15 | 1.30% | ¥602,605 | ¥108,468,850 | ¥9,968,850 |
| 15 | 1.40% | ¥607,008 | ¥109,261,458 | ¥10,761,458 |
| 15 | 1.50% | ¥611,432 | ¥110,057,738 | ¥11,557,738 |
| 15 | 1.60% | ¥615,876 | ¥110,857,685 | ¥12,357,685 |
| 15 | 1.70% | ¥620,341 | ¥111,661,297 | ¥13,161,297 |
| 15 | 1.80% | ¥624,825 | ¥112,468,572 | ¥13,968,572 |
| 15 | 1.90% | ¥629,331 | ¥113,279,505 | ¥14,779,505 |
| 15 | 2.00% | ¥633,856 | ¥114,094,093 | ¥15,594,093 |
| 15 | 2.10% | ¥638,402 | ¥114,912,332 | ¥16,412,332 |
| 15 | 2.20% | ¥642,968 | ¥115,734,219 | ¥17,234,219 |
| 15 | 2.30% | ¥647,554 | ¥116,559,750 | ¥18,059,750 |
| 15 | 2.40% | ¥652,161 | ¥117,388,921 | ¥18,888,921 |
| 15 | 2.50% | ¥656,787 | ¥118,221,727 | ¥19,721,727 |
| 15 | 2.60% | ¥661,434 | ¥119,058,163 | ¥20,558,163 |
| 15 | 2.70% | ¥666,101 | ¥119,898,226 | ¥21,398,226 |
| 15 | 2.80% | ¥670,788 | ¥120,741,911 | ¥22,241,911 |
| 15 | 2.90% | ¥675,496 | ¥121,589,212 | ¥23,089,212 |
| 15 | 3.00% | ¥680,223 | ¥122,440,125 | ¥23,940,125 |
9850万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥850,137 | ¥102,016,432 | ¥3,516,432 |
| 10 | 0.80% | ¥854,378 | ¥102,525,340 | ¥4,025,340 |
| 10 | 0.90% | ¥858,632 | ¥103,035,887 | ¥4,535,887 |
| 10 | 1.00% | ¥862,901 | ¥103,548,071 | ¥5,048,071 |
| 10 | 1.10% | ¥867,182 | ¥104,061,894 | ¥5,561,894 |
| 10 | 1.20% | ¥871,478 | ¥104,577,354 | ¥6,077,354 |
| 10 | 1.30% | ¥875,787 | ¥105,094,451 | ¥6,594,451 |
| 10 | 1.40% | ¥880,110 | ¥105,613,184 | ¥7,113,184 |
| 10 | 1.50% | ¥884,446 | ¥106,133,553 | ¥7,633,553 |
| 10 | 1.60% | ¥888,796 | ¥106,655,556 | ¥8,155,556 |
| 10 | 1.70% | ¥893,160 | ¥107,179,193 | ¥8,679,193 |
| 10 | 1.80% | ¥897,537 | ¥107,704,464 | ¥9,204,464 |
| 10 | 1.90% | ¥901,928 | ¥108,231,367 | ¥9,731,367 |
| 10 | 2.00% | ¥906,333 | ¥108,759,902 | ¥10,259,902 |
| 10 | 2.10% | ¥910,751 | ¥109,290,068 | ¥10,790,068 |
| 10 | 2.20% | ¥915,182 | ¥109,821,864 | ¥11,321,864 |
| 10 | 2.30% | ¥919,627 | ¥110,355,290 | ¥11,855,290 |
| 10 | 2.40% | ¥924,086 | ¥110,890,343 | ¥12,390,343 |
| 10 | 2.50% | ¥928,559 | ¥111,427,024 | ¥12,927,024 |
| 10 | 2.60% | ¥933,044 | ¥111,965,331 | ¥13,465,331 |
| 10 | 2.70% | ¥937,544 | ¥112,505,263 | ¥14,005,263 |
| 10 | 2.80% | ¥942,057 | ¥113,046,819 | ¥14,546,819 |
| 10 | 2.90% | ¥946,583 | ¥113,589,999 | ¥15,089,999 |
| 10 | 3.00% | ¥951,123 | ¥114,134,800 | ¥15,634,800 |
