9870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9870万円の住宅ローン｜期間・年数別
9870万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥195,011 | ¥117,006,504 | ¥18,306,504 |
| 50 | 0.80% | ¥199,642 | ¥119,784,965 | ¥21,084,965 |
| 50 | 0.90% | ¥204,340 | ¥122,603,858 | ¥23,903,858 |
| 50 | 1.00% | ¥209,105 | ¥125,463,007 | ¥26,763,007 |
| 50 | 1.10% | ¥213,937 | ¥128,362,216 | ¥29,662,216 |
| 50 | 1.20% | ¥218,835 | ¥131,301,273 | ¥32,601,273 |
| 50 | 1.30% | ¥223,800 | ¥134,279,947 | ¥35,579,947 |
| 50 | 1.40% | ¥228,830 | ¥137,297,987 | ¥38,597,987 |
| 50 | 1.50% | ¥233,925 | ¥140,355,126 | ¥41,655,126 |
| 50 | 1.60% | ¥239,085 | ¥143,451,081 | ¥44,751,081 |
| 50 | 1.70% | ¥244,309 | ¥146,585,552 | ¥47,885,552 |
| 50 | 1.80% | ¥249,597 | ¥149,758,220 | ¥51,058,220 |
| 50 | 1.90% | ¥254,948 | ¥152,968,756 | ¥54,268,756 |
| 50 | 2.00% | ¥260,361 | ¥156,216,811 | ¥57,516,811 |
| 50 | 2.10% | ¥265,837 | ¥159,502,024 | ¥60,802,024 |
| 50 | 2.20% | ¥271,373 | ¥162,824,020 | ¥64,124,020 |
| 50 | 2.30% | ¥276,971 | ¥166,182,411 | ¥67,482,411 |
| 50 | 2.40% | ¥282,628 | ¥169,576,795 | ¥70,876,795 |
| 50 | 2.50% | ¥288,345 | ¥173,006,760 | ¥74,306,760 |
| 50 | 2.60% | ¥294,120 | ¥176,471,881 | ¥77,771,881 |
| 50 | 2.70% | ¥299,953 | ¥179,971,722 | ¥81,271,722 |
| 50 | 2.80% | ¥305,843 | ¥183,505,840 | ¥84,805,840 |
| 50 | 2.90% | ¥311,790 | ¥187,073,778 | ¥88,373,778 |
| 50 | 3.00% | ¥317,792 | ¥190,675,074 | ¥91,975,074 |
9870万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥213,127 | ¥115,088,577 | ¥16,388,577 |
| 45 | 0.80% | ¥217,708 | ¥117,562,208 | ¥18,862,208 |
| 45 | 0.90% | ¥222,349 | ¥120,068,688 | ¥21,368,688 |
| 45 | 1.00% | ¥227,052 | ¥122,607,901 | ¥23,907,901 |
| 45 | 1.10% | ¥231,814 | ¥125,179,717 | ¥26,479,717 |
| 45 | 1.20% | ¥236,637 | ¥127,783,995 | ¥29,083,995 |
| 45 | 1.30% | ¥241,520 | ¥130,420,580 | ¥31,720,580 |
| 45 | 1.40% | ¥246,462 | ¥133,089,308 | ¥34,389,308 |
| 45 | 1.50% | ¥251,463 | ¥135,790,000 | ¥37,090,000 |
| 45 | 1.60% | ¥256,523 | ¥138,522,467 | ¥39,822,467 |
| 45 | 1.70% | ¥261,642 | ¥141,286,508 | ¥42,586,508 |
| 45 | 1.80% | ¥266,818 | ¥144,081,912 | ¥45,381,912 |
| 45 | 1.90% | ¥272,053 | ¥146,908,456 | ¥48,208,456 |
| 45 | 2.00% | ¥277,344 | ¥149,765,909 | ¥51,065,909 |
| 45 | 2.10% | ¥282,693 | ¥152,654,026 | ¥53,954,026 |
| 45 | 2.20% | ¥288,097 | ¥155,572,555 | ¥56,872,555 |
| 45 | 2.30% | ¥293,558 | ¥158,521,234 | ¥59,821,234 |
| 45 | 2.40% | ¥299,074 | ¥161,499,792 | ¥62,799,792 |
| 45 | 2.50% | ¥304,644 | ¥164,507,949 | ¥65,807,949 |
| 45 | 2.60% | ¥310,269 | ¥167,545,415 | ¥68,845,415 |
| 45 | 2.70% | ¥315,948 | ¥170,611,896 | ¥71,911,896 |
| 45 | 2.80% | ¥321,680 | ¥173,707,086 | ¥75,007,086 |
| 45 | 2.90% | ¥327,464 | ¥176,830,674 | ¥78,130,674 |
| 45 | 3.00% | ¥333,301 | ¥179,982,341 | ¥81,282,341 |
9870万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥235,814 | ¥113,190,596 | ¥14,490,596 |
| 40 | 0.80% | ¥240,345 | ¥115,365,423 | ¥16,665,423 |
| 40 | 0.90% | ¥244,930 | ¥117,566,276 | ¥18,866,276 |
| 40 | 1.00% | ¥249,569 | ¥119,793,080 | ¥21,093,080 |
| 40 | 1.10% | ¥254,262 | ¥122,045,754 | ¥23,345,754 |
| 40 | 1.20% | ¥259,009 | ¥124,324,208 | ¥25,624,208 |
| 40 | 1.30% | ¥263,809 | ¥126,628,346 | ¥27,928,346 |
| 40 | 1.40% | ¥268,663 | ¥128,958,062 | ¥30,258,062 |
| 40 | 1.50% | ¥273,569 | ¥131,313,243 | ¥32,613,243 |
| 40 | 1.60% | ¥278,529 | ¥133,693,770 | ¥34,993,770 |
| 40 | 1.70% | ¥283,541 | ¥136,099,514 | ¥37,399,514 |
| 40 | 1.80% | ¥288,605 | ¥138,530,342 | ¥39,830,342 |
| 40 | 1.90% | ¥293,721 | ¥140,986,112 | ¥42,286,112 |
| 40 | 2.00% | ¥298,889 | ¥143,466,675 | ¥44,766,675 |
| 40 | 2.10% | ¥304,108 | ¥145,971,876 | ¥47,271,876 |
| 40 | 2.20% | ¥309,378 | ¥148,501,553 | ¥49,801,553 |
| 40 | 2.30% | ¥314,699 | ¥151,055,539 | ¥52,355,539 |
| 40 | 2.40% | ¥320,070 | ¥153,633,659 | ¥54,933,659 |
| 40 | 2.50% | ¥325,491 | ¥156,235,733 | ¥57,535,733 |
| 40 | 2.60% | ¥330,962 | ¥158,861,574 | ¥60,161,574 |
| 40 | 2.70% | ¥336,481 | ¥161,510,991 | ¥62,810,991 |
| 40 | 2.80% | ¥342,050 | ¥164,183,787 | ¥65,483,787 |
| 40 | 2.90% | ¥347,666 | ¥166,879,759 | ¥68,179,759 |
| 40 | 3.00% | ¥353,331 | ¥169,598,700 | ¥70,898,700 |
9870万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥265,030 | ¥111,312,604 | ¥12,612,604 |
| 35 | 0.80% | ¥269,511 | ¥113,194,681 | ¥14,494,681 |
| 35 | 0.90% | ¥274,040 | ¥115,096,733 | ¥16,396,733 |
| 35 | 1.00% | ¥278,616 | ¥117,018,714 | ¥18,318,714 |
| 35 | 1.10% | ¥283,239 | ¥118,960,576 | ¥20,260,576 |
| 35 | 1.20% | ¥287,910 | ¥120,922,265 | ¥22,222,265 |
| 35 | 1.30% | ¥292,628 | ¥122,903,725 | ¥24,203,725 |
| 35 | 1.40% | ¥297,393 | ¥124,904,891 | ¥26,204,891 |
| 35 | 1.50% | ¥302,204 | ¥126,925,698 | ¥28,225,698 |
| 35 | 1.60% | ¥307,062 | ¥128,966,072 | ¥30,266,072 |
| 35 | 1.70% | ¥311,967 | ¥131,025,939 | ¥32,325,939 |
| 35 | 1.80% | ¥316,917 | ¥133,105,218 | ¥34,405,218 |
| 35 | 1.90% | ¥321,914 | ¥135,203,824 | ¥36,503,824 |
| 35 | 2.00% | ¥326,956 | ¥137,321,669 | ¥38,621,669 |
| 35 | 2.10% | ¥332,044 | ¥139,458,658 | ¥40,758,658 |
| 35 | 2.20% | ¥337,178 | ¥141,614,696 | ¥42,914,696 |
| 35 | 2.30% | ¥342,356 | ¥143,789,680 | ¥45,089,680 |
| 35 | 2.40% | ¥347,580 | ¥145,983,507 | ¥47,283,507 |
| 35 | 2.50% | ¥352,848 | ¥148,196,067 | ¥49,496,067 |
| 35 | 2.60% | ¥358,160 | ¥150,427,247 | ¥51,727,247 |
| 35 | 2.70% | ¥363,517 | ¥152,676,932 | ¥53,976,932 |
| 35 | 2.80% | ¥368,917 | ¥154,945,001 | ¥56,245,001 |
| 35 | 2.90% | ¥374,360 | ¥157,231,332 | ¥58,531,332 |
| 35 | 3.00% | ¥379,847 | ¥159,535,798 | ¥60,835,798 |
9870万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥304,041 | ¥109,454,635 | ¥10,754,635 |
| 30 | 0.80% | ¥308,472 | ¥111,050,045 | ¥12,350,045 |
| 30 | 0.90% | ¥312,945 | ¥112,660,159 | ¥13,960,159 |
| 30 | 1.00% | ¥317,458 | ¥114,284,954 | ¥15,584,954 |
| 30 | 1.10% | ¥322,012 | ¥115,924,404 | ¥17,224,404 |
| 30 | 1.20% | ¥326,607 | ¥117,578,477 | ¥18,878,477 |
| 30 | 1.30% | ¥331,242 | ¥119,247,143 | ¥20,547,143 |
| 30 | 1.40% | ¥335,918 | ¥120,930,368 | ¥22,230,368 |
| 30 | 1.50% | ¥340,634 | ¥122,628,113 | ¥23,928,113 |
| 30 | 1.60% | ¥345,390 | ¥124,340,340 | ¥25,640,340 |
| 30 | 1.70% | ¥350,186 | ¥126,067,007 | ¥27,367,007 |
| 30 | 1.80% | ¥355,022 | ¥127,808,069 | ¥29,108,069 |
| 30 | 1.90% | ¥359,899 | ¥129,563,480 | ¥30,863,480 |
| 30 | 2.00% | ¥364,814 | ¥131,333,191 | ¥32,633,191 |
| 30 | 2.10% | ¥369,770 | ¥133,117,150 | ¥34,417,150 |
| 30 | 2.20% | ¥374,765 | ¥134,915,303 | ¥36,215,303 |
| 30 | 2.30% | ¥379,799 | ¥136,727,595 | ¥38,027,595 |
| 30 | 2.40% | ¥384,872 | ¥138,553,966 | ¥39,853,966 |
| 30 | 2.50% | ¥389,984 | ¥140,394,358 | ¥41,694,358 |
| 30 | 2.60% | ¥395,135 | ¥142,248,706 | ¥43,548,706 |
| 30 | 2.70% | ¥400,325 | ¥144,116,947 | ¥45,416,947 |
| 30 | 2.80% | ¥405,553 | ¥145,999,014 | ¥47,299,014 |
| 30 | 2.90% | ¥410,819 | ¥147,894,837 | ¥49,194,837 |
| 30 | 3.00% | ¥416,123 | ¥149,804,345 | ¥51,104,345 |
9870万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥358,722 | ¥107,616,724 | ¥8,916,724 |
| 25 | 0.80% | ¥363,105 | ¥108,931,568 | ¥10,231,568 |
| 25 | 0.90% | ¥367,522 | ¥110,256,642 | ¥11,556,642 |
| 25 | 1.00% | ¥371,973 | ¥111,591,934 | ¥12,891,934 |
| 25 | 1.10% | ¥376,458 | ¥112,937,430 | ¥14,237,430 |
| 25 | 1.20% | ¥380,977 | ¥114,293,116 | ¥15,593,116 |
| 25 | 1.30% | ¥385,530 | ¥115,658,975 | ¥16,958,975 |
| 25 | 1.40% | ¥390,117 | ¥117,034,991 | ¥18,334,991 |
| 25 | 1.50% | ¥394,737 | ¥118,421,146 | ¥19,721,146 |
| 25 | 1.60% | ¥399,391 | ¥119,817,420 | ¥21,117,420 |
| 25 | 1.70% | ¥404,079 | ¥121,223,791 | ¥22,523,791 |
| 25 | 1.80% | ¥408,801 | ¥122,640,239 | ¥23,940,239 |
| 25 | 1.90% | ¥413,556 | ¥124,066,740 | ¥25,366,740 |
| 25 | 2.00% | ¥418,344 | ¥125,503,270 | ¥26,803,270 |
| 25 | 2.10% | ¥423,166 | ¥126,949,802 | ¥28,249,802 |
| 25 | 2.20% | ¥428,021 | ¥128,406,312 | ¥29,706,312 |
| 25 | 2.30% | ¥432,909 | ¥129,872,770 | ¥31,172,770 |
| 25 | 2.40% | ¥437,830 | ¥131,349,147 | ¥32,649,147 |
| 25 | 2.50% | ¥442,785 | ¥132,835,415 | ¥34,135,415 |
| 25 | 2.60% | ¥447,772 | ¥134,331,541 | ¥35,631,541 |
| 25 | 2.70% | ¥452,792 | ¥135,837,494 | ¥37,137,494 |
| 25 | 2.80% | ¥457,844 | ¥137,353,239 | ¥38,653,239 |
| 25 | 2.90% | ¥462,929 | ¥138,878,743 | ¥40,178,743 |
| 25 | 3.00% | ¥468,047 | ¥140,413,970 | ¥41,713,970 |
9870万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥440,829 | ¥105,798,895 | ¥7,098,895 |
| 20 | 0.80% | ¥445,164 | ¥106,839,296 | ¥8,139,296 |
| 20 | 0.90% | ¥449,526 | ¥107,886,254 | ¥9,186,254 |
| 20 | 1.00% | ¥453,916 | ¥108,939,763 | ¥10,239,763 |
| 20 | 1.10% | ¥458,333 | ¥109,999,818 | ¥11,299,818 |
| 20 | 1.20% | ¥462,777 | ¥111,066,412 | ¥12,366,412 |
| 20 | 1.30% | ¥467,248 | ¥112,139,537 | ¥13,439,537 |
| 20 | 1.40% | ¥471,747 | ¥113,219,188 | ¥14,519,188 |
| 20 | 1.50% | ¥476,272 | ¥114,305,356 | ¥15,605,356 |
| 20 | 1.60% | ¥480,825 | ¥115,398,033 | ¥16,698,033 |
| 20 | 1.70% | ¥485,405 | ¥116,497,210 | ¥17,797,210 |
| 20 | 1.80% | ¥490,012 | ¥117,602,878 | ¥18,902,878 |
| 20 | 1.90% | ¥494,646 | ¥118,715,026 | ¥20,015,026 |
| 20 | 2.00% | ¥499,307 | ¥119,833,644 | ¥21,133,644 |
| 20 | 2.10% | ¥503,995 | ¥120,958,723 | ¥22,258,723 |
| 20 | 2.20% | ¥508,709 | ¥122,090,249 | ¥23,390,249 |
| 20 | 2.30% | ¥513,451 | ¥123,228,212 | ¥24,528,212 |
| 20 | 2.40% | ¥518,219 | ¥124,372,599 | ¥25,672,599 |
| 20 | 2.50% | ¥523,014 | ¥125,523,397 | ¥26,823,397 |
| 20 | 2.60% | ¥527,836 | ¥126,680,594 | ¥27,980,594 |
| 20 | 2.70% | ¥532,684 | ¥127,844,175 | ¥29,144,175 |
| 20 | 2.80% | ¥537,559 | ¥129,014,126 | ¥30,314,126 |
| 20 | 2.90% | ¥542,460 | ¥130,190,432 | ¥31,490,432 |
| 20 | 3.00% | ¥547,388 | ¥131,373,079 | ¥32,673,079 |
9870万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥577,784 | ¥104,001,172 | ¥5,301,172 |
| 15 | 0.80% | ¥582,074 | ¥104,773,268 | ¥6,073,268 |
| 15 | 0.90% | ¥586,384 | ¥105,549,057 | ¥6,849,057 |
| 15 | 1.00% | ¥590,714 | ¥106,328,535 | ¥7,628,535 |
| 15 | 1.10% | ¥595,065 | ¥107,111,702 | ¥8,411,702 |
| 15 | 1.20% | ¥599,436 | ¥107,898,555 | ¥9,198,555 |
| 15 | 1.30% | ¥603,828 | ¥108,689,091 | ¥9,989,091 |
| 15 | 1.40% | ¥608,241 | ¥109,483,309 | ¥10,783,309 |
| 15 | 1.50% | ¥612,673 | ¥110,281,205 | ¥11,581,205 |
| 15 | 1.60% | ¥617,127 | ¥111,082,777 | ¥12,382,777 |
| 15 | 1.70% | ¥621,600 | ¥111,888,021 | ¥13,188,021 |
| 15 | 1.80% | ¥626,094 | ¥112,696,934 | ¥13,996,934 |
| 15 | 1.90% | ¥630,608 | ¥113,509,514 | ¥14,809,514 |
| 15 | 2.00% | ¥635,143 | ¥114,325,756 | ¥15,625,756 |
| 15 | 2.10% | ¥639,698 | ¥115,145,657 | ¥16,445,657 |
| 15 | 2.20% | ¥644,273 | ¥115,969,213 | ¥17,269,213 |
| 15 | 2.30% | ¥648,869 | ¥116,796,420 | ¥18,096,420 |
| 15 | 2.40% | ¥653,485 | ¥117,627,274 | ¥18,927,274 |
| 15 | 2.50% | ¥658,121 | ¥118,461,771 | ¥19,761,771 |
| 15 | 2.60% | ¥662,777 | ¥119,299,906 | ¥20,599,906 |
| 15 | 2.70% | ¥667,454 | ¥120,141,675 | ¥21,441,675 |
| 15 | 2.80% | ¥672,150 | ¥120,987,072 | ¥22,287,072 |
| 15 | 2.90% | ¥676,867 | ¥121,836,094 | ¥23,136,094 |
| 15 | 3.00% | ¥681,604 | ¥122,688,734 | ¥23,988,734 |
9870万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥851,863 | ¥102,223,572 | ¥3,523,572 |
| 10 | 0.80% | ¥856,113 | ¥102,733,513 | ¥4,033,513 |
| 10 | 0.90% | ¥860,376 | ¥103,245,096 | ¥4,545,096 |
| 10 | 1.00% | ¥864,653 | ¥103,758,321 | ¥5,058,321 |
| 10 | 1.10% | ¥868,943 | ¥104,273,187 | ¥5,573,187 |
| 10 | 1.20% | ¥873,247 | ¥104,789,694 | ¥6,089,694 |
| 10 | 1.30% | ¥877,565 | ¥105,307,841 | ¥6,607,841 |
| 10 | 1.40% | ¥881,897 | ¥105,827,627 | ¥7,127,627 |
| 10 | 1.50% | ¥886,242 | ¥106,349,052 | ¥7,649,052 |
| 10 | 1.60% | ¥890,601 | ¥106,872,116 | ¥8,172,116 |
| 10 | 1.70% | ¥894,973 | ¥107,396,816 | ¥8,696,816 |
| 10 | 1.80% | ¥899,360 | ¥107,923,153 | ¥9,223,153 |
| 10 | 1.90% | ¥903,759 | ¥108,451,127 | ¥9,751,127 |
| 10 | 2.00% | ¥908,173 | ¥108,980,735 | ¥10,280,735 |
| 10 | 2.10% | ¥912,600 | ¥109,511,977 | ¥10,811,977 |
| 10 | 2.20% | ¥917,040 | ¥110,044,853 | ¥11,344,853 |
| 10 | 2.30% | ¥921,495 | ¥110,579,361 | ¥11,879,361 |
| 10 | 2.40% | ¥925,963 | ¥111,115,501 | ¥12,415,501 |
| 10 | 2.50% | ¥930,444 | ¥111,653,272 | ¥12,953,272 |
| 10 | 2.60% | ¥934,939 | ¥112,192,672 | ¥13,492,672 |
| 10 | 2.70% | ¥939,448 | ¥112,733,700 | ¥14,033,700 |
| 10 | 2.80% | ¥943,970 | ¥113,276,356 | ¥14,576,356 |
| 10 | 2.90% | ¥948,505 | ¥113,820,638 | ¥15,120,638 |
| 10 | 3.00% | ¥953,055 | ¥114,366,546 | ¥15,666,546 |
