9890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9890万円の住宅ローン｜期間・年数別
9890万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥195,406 | ¥117,243,599 | ¥18,343,599 |
| 50 | 0.80% | ¥200,046 | ¥120,027,691 | ¥21,127,691 |
| 50 | 0.90% | ¥204,754 | ¥122,852,295 | ¥23,952,295 |
| 50 | 1.00% | ¥209,529 | ¥125,717,238 | ¥26,817,238 |
| 50 | 1.10% | ¥214,371 | ¥128,622,322 | ¥29,722,322 |
| 50 | 1.20% | ¥219,279 | ¥131,567,335 | ¥32,667,335 |
| 50 | 1.30% | ¥224,253 | ¥134,552,044 | ¥35,652,044 |
| 50 | 1.40% | ¥229,294 | ¥137,576,199 | ¥38,676,199 |
| 50 | 1.50% | ¥234,399 | ¥140,639,534 | ¥41,739,534 |
| 50 | 1.60% | ¥239,570 | ¥143,741,762 | ¥44,841,762 |
| 50 | 1.70% | ¥244,804 | ¥146,882,584 | ¥47,982,584 |
| 50 | 1.80% | ¥250,103 | ¥150,061,682 | ¥51,161,682 |
| 50 | 1.90% | ¥255,465 | ¥153,278,723 | ¥54,378,723 |
| 50 | 2.00% | ¥260,889 | ¥156,533,359 | ¥57,633,359 |
| 50 | 2.10% | ¥266,375 | ¥159,825,229 | ¥60,925,229 |
| 50 | 2.20% | ¥271,923 | ¥163,153,957 | ¥64,253,957 |
| 50 | 2.30% | ¥277,532 | ¥166,519,153 | ¥67,619,153 |
| 50 | 2.40% | ¥283,201 | ¥169,920,415 | ¥71,020,415 |
| 50 | 2.50% | ¥288,929 | ¥173,357,331 | ¥74,457,331 |
| 50 | 2.60% | ¥294,716 | ¥176,829,473 | ¥77,929,473 |
| 50 | 2.70% | ¥300,561 | ¥180,336,407 | ¥81,436,407 |
| 50 | 2.80% | ¥306,463 | ¥183,877,686 | ¥84,977,686 |
| 50 | 2.90% | ¥312,421 | ¥187,452,854 | ¥88,552,854 |
| 50 | 3.00% | ¥318,436 | ¥191,061,447 | ¥92,161,447 |
9890万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥213,559 | ¥115,321,786 | ¥16,421,786 |
| 45 | 0.80% | ¥218,149 | ¥117,800,429 | ¥18,900,429 |
| 45 | 0.90% | ¥222,800 | ¥120,311,988 | ¥21,411,988 |
| 45 | 1.00% | ¥227,512 | ¥122,856,346 | ¥23,956,346 |
| 45 | 1.10% | ¥232,284 | ¥125,433,374 | ¥26,533,374 |
| 45 | 1.20% | ¥237,117 | ¥128,042,929 | ¥29,142,929 |
| 45 | 1.30% | ¥242,009 | ¥130,684,857 | ¥31,784,857 |
| 45 | 1.40% | ¥246,961 | ¥133,358,993 | ¥34,458,993 |
| 45 | 1.50% | ¥251,973 | ¥136,065,157 | ¥37,165,157 |
| 45 | 1.60% | ¥257,043 | ¥138,803,161 | ¥39,903,161 |
| 45 | 1.70% | ¥262,172 | ¥141,572,803 | ¥42,672,803 |
| 45 | 1.80% | ¥267,359 | ¥144,373,871 | ¥45,473,871 |
| 45 | 1.90% | ¥272,604 | ¥147,206,143 | ¥48,306,143 |
| 45 | 2.00% | ¥277,906 | ¥150,069,386 | ¥51,169,386 |
| 45 | 2.10% | ¥283,265 | ¥152,963,355 | ¥54,063,355 |
| 45 | 2.20% | ¥288,681 | ¥155,887,798 | ¥56,987,798 |
| 45 | 2.30% | ¥294,153 | ¥158,842,452 | ¥59,942,452 |
| 45 | 2.40% | ¥299,680 | ¥161,827,046 | ¥62,927,046 |
| 45 | 2.50% | ¥305,262 | ¥164,841,298 | ¥65,941,298 |
| 45 | 2.60% | ¥310,898 | ¥167,884,920 | ¥68,984,920 |
| 45 | 2.70% | ¥316,588 | ¥170,957,614 | ¥72,057,614 |
| 45 | 2.80% | ¥322,332 | ¥174,059,076 | ¥75,159,076 |
| 45 | 2.90% | ¥328,128 | ¥177,188,993 | ¥78,288,993 |
| 45 | 3.00% | ¥333,976 | ¥180,347,047 | ¥81,447,047 |
9890万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥236,292 | ¥113,419,959 | ¥14,519,959 |
| 40 | 0.80% | ¥240,832 | ¥115,599,193 | ¥16,699,193 |
| 40 | 0.90% | ¥245,426 | ¥117,804,505 | ¥18,904,505 |
| 40 | 1.00% | ¥250,075 | ¥120,035,821 | ¥21,135,821 |
| 40 | 1.10% | ¥254,777 | ¥122,293,060 | ¥23,393,060 |
| 40 | 1.20% | ¥259,534 | ¥124,576,132 | ¥25,676,132 |
| 40 | 1.30% | ¥264,344 | ¥126,884,939 | ¥27,984,939 |
| 40 | 1.40% | ¥269,207 | ¥129,219,375 | ¥30,319,375 |
| 40 | 1.50% | ¥274,124 | ¥131,579,329 | ¥32,679,329 |
| 40 | 1.60% | ¥279,093 | ¥133,964,679 | ¥35,064,679 |
| 40 | 1.70% | ¥284,115 | ¥136,375,299 | ¥37,475,299 |
| 40 | 1.80% | ¥289,190 | ¥138,811,052 | ¥39,911,052 |
| 40 | 1.90% | ¥294,316 | ¥141,271,798 | ¥42,371,798 |
| 40 | 2.00% | ¥299,495 | ¥143,757,387 | ¥44,857,387 |
| 40 | 2.10% | ¥304,724 | ¥146,267,665 | ¥47,367,665 |
| 40 | 2.20% | ¥310,005 | ¥148,802,468 | ¥49,902,468 |
| 40 | 2.30% | ¥315,337 | ¥151,361,630 | ¥52,461,630 |
| 40 | 2.40% | ¥320,719 | ¥153,944,974 | ¥55,044,974 |
| 40 | 2.50% | ¥326,151 | ¥156,552,320 | ¥57,652,320 |
| 40 | 2.60% | ¥331,632 | ¥159,183,482 | ¥60,283,482 |
| 40 | 2.70% | ¥337,163 | ¥161,838,268 | ¥62,938,268 |
| 40 | 2.80% | ¥342,743 | ¥164,516,480 | ¥65,616,480 |
| 40 | 2.90% | ¥348,371 | ¥167,217,915 | ¥68,317,915 |
| 40 | 3.00% | ¥354,047 | ¥169,942,365 | ¥71,042,365 |
9890万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥265,567 | ¥111,538,161 | ¥12,638,161 |
| 35 | 0.80% | ¥270,057 | ¥113,424,053 | ¥14,524,053 |
| 35 | 0.90% | ¥274,595 | ¥115,329,958 | ¥16,429,958 |
| 35 | 1.00% | ¥279,181 | ¥117,255,834 | ¥18,355,834 |
| 35 | 1.10% | ¥283,813 | ¥119,201,631 | ¥20,301,631 |
| 35 | 1.20% | ¥288,494 | ¥121,167,295 | ¥22,267,295 |
| 35 | 1.30% | ¥293,221 | ¥123,152,770 | ¥24,252,770 |
| 35 | 1.40% | ¥297,995 | ¥125,157,991 | ¥26,257,991 |
| 35 | 1.50% | ¥302,816 | ¥127,182,893 | ¥28,282,893 |
| 35 | 1.60% | ¥307,684 | ¥129,227,402 | ¥30,327,402 |
| 35 | 1.70% | ¥312,599 | ¥131,291,443 | ¥32,391,443 |
| 35 | 1.80% | ¥317,559 | ¥133,374,935 | ¥34,474,935 |
| 35 | 1.90% | ¥322,566 | ¥135,477,793 | ¥36,577,793 |
| 35 | 2.00% | ¥327,619 | ¥137,599,929 | ¥38,699,929 |
| 35 | 2.10% | ¥332,717 | ¥139,741,249 | ¥40,841,249 |
| 35 | 2.20% | ¥337,861 | ¥141,901,656 | ¥43,001,656 |
| 35 | 2.30% | ¥343,050 | ¥144,081,047 | ¥45,181,047 |
| 35 | 2.40% | ¥348,284 | ¥146,279,319 | ¥47,379,319 |
| 35 | 2.50% | ¥353,563 | ¥148,496,363 | ¥49,596,363 |
| 35 | 2.60% | ¥358,886 | ¥150,732,064 | ¥51,832,064 |
| 35 | 2.70% | ¥364,253 | ¥152,986,307 | ¥54,086,307 |
| 35 | 2.80% | ¥369,664 | ¥155,258,973 | ¥56,358,973 |
| 35 | 2.90% | ¥375,119 | ¥157,549,936 | ¥58,649,936 |
| 35 | 3.00% | ¥380,617 | ¥159,859,072 | ¥60,959,072 |
9890万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥304,657 | ¥109,676,428 | ¥10,776,428 |
| 30 | 0.80% | ¥309,097 | ¥111,275,070 | ¥12,375,070 |
| 30 | 0.90% | ¥313,579 | ¥112,888,447 | ¥13,988,447 |
| 30 | 1.00% | ¥318,101 | ¥114,516,535 | ¥15,616,535 |
| 30 | 1.10% | ¥322,665 | ¥116,159,306 | ¥17,259,306 |
| 30 | 1.20% | ¥327,269 | ¥117,816,731 | ¥18,916,731 |
| 30 | 1.30% | ¥331,913 | ¥119,488,779 | ¥20,588,779 |
| 30 | 1.40% | ¥336,598 | ¥121,175,414 | ¥22,275,414 |
| 30 | 1.50% | ¥341,324 | ¥122,876,600 | ¥23,976,600 |
| 30 | 1.60% | ¥346,090 | ¥124,592,296 | ¥25,692,296 |
| 30 | 1.70% | ¥350,896 | ¥126,322,462 | ¥27,422,462 |
| 30 | 1.80% | ¥355,742 | ¥128,067,052 | ¥29,167,052 |
| 30 | 1.90% | ¥360,628 | ¥129,826,020 | ¥30,926,020 |
| 30 | 2.00% | ¥365,554 | ¥131,599,317 | ¥32,699,317 |
| 30 | 2.10% | ¥370,519 | ¥133,386,891 | ¥34,486,891 |
| 30 | 2.20% | ¥375,524 | ¥135,188,688 | ¥36,288,688 |
| 30 | 2.30% | ¥380,568 | ¥137,004,651 | ¥38,104,651 |
| 30 | 2.40% | ¥385,652 | ¥138,834,724 | ¥39,934,724 |
| 30 | 2.50% | ¥390,775 | ¥140,678,845 | ¥41,778,845 |
| 30 | 2.60% | ¥395,936 | ¥142,536,951 | ¥43,636,951 |
| 30 | 2.70% | ¥401,136 | ¥144,408,977 | ¥45,508,977 |
| 30 | 2.80% | ¥406,375 | ¥146,294,858 | ¥47,394,858 |
| 30 | 2.90% | ¥411,651 | ¥148,194,522 | ¥49,294,522 |
| 30 | 3.00% | ¥416,966 | ¥150,107,900 | ¥51,207,900 |
9890万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥359,449 | ¥107,834,792 | ¥8,934,792 |
| 25 | 0.80% | ¥363,841 | ¥109,152,300 | ¥10,252,300 |
| 25 | 0.90% | ¥368,267 | ¥110,480,060 | ¥11,580,060 |
| 25 | 1.00% | ¥372,727 | ¥111,818,057 | ¥12,918,057 |
| 25 | 1.10% | ¥377,221 | ¥113,166,280 | ¥14,266,280 |
| 25 | 1.20% | ¥381,749 | ¥114,524,713 | ¥15,624,713 |
| 25 | 1.30% | ¥386,311 | ¥115,893,340 | ¥16,993,340 |
| 25 | 1.40% | ¥390,907 | ¥117,272,144 | ¥18,372,144 |
| 25 | 1.50% | ¥395,537 | ¥118,661,108 | ¥19,761,108 |
| 25 | 1.60% | ¥400,201 | ¥120,060,211 | ¥21,160,211 |
| 25 | 1.70% | ¥404,898 | ¥121,469,432 | ¥22,569,432 |
| 25 | 1.80% | ¥409,629 | ¥122,888,750 | ¥23,988,750 |
| 25 | 1.90% | ¥414,394 | ¥124,318,142 | ¥25,418,142 |
| 25 | 2.00% | ¥419,192 | ¥125,757,582 | ¥26,857,582 |
| 25 | 2.10% | ¥424,023 | ¥127,207,046 | ¥28,307,046 |
| 25 | 2.20% | ¥428,888 | ¥128,666,507 | ¥29,766,507 |
| 25 | 2.30% | ¥433,786 | ¥130,135,936 | ¥31,235,936 |
| 25 | 2.40% | ¥438,718 | ¥131,615,306 | ¥32,715,306 |
| 25 | 2.50% | ¥443,682 | ¥133,104,585 | ¥34,204,585 |
| 25 | 2.60% | ¥448,679 | ¥134,603,743 | ¥35,703,743 |
| 25 | 2.70% | ¥453,709 | ¥136,112,747 | ¥37,212,747 |
| 25 | 2.80% | ¥458,772 | ¥137,631,564 | ¥38,731,564 |
| 25 | 2.90% | ¥463,867 | ¥139,160,159 | ¥40,260,159 |
| 25 | 3.00% | ¥468,995 | ¥140,698,497 | ¥41,798,497 |
9890万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥441,722 | ¥106,013,280 | ¥7,113,280 |
| 20 | 0.80% | ¥446,066 | ¥107,055,789 | ¥8,155,789 |
| 20 | 0.90% | ¥450,437 | ¥108,104,869 | ¥9,204,869 |
| 20 | 1.00% | ¥454,835 | ¥109,160,513 | ¥10,260,513 |
| 20 | 1.10% | ¥459,261 | ¥110,222,715 | ¥11,322,715 |
| 20 | 1.20% | ¥463,714 | ¥111,291,470 | ¥12,391,470 |
| 20 | 1.30% | ¥468,195 | ¥112,366,771 | ¥13,466,771 |
| 20 | 1.40% | ¥472,703 | ¥113,448,609 | ¥14,548,609 |
| 20 | 1.50% | ¥477,237 | ¥114,536,978 | ¥15,636,978 |
| 20 | 1.60% | ¥481,799 | ¥115,631,869 | ¥16,731,869 |
| 20 | 1.70% | ¥486,389 | ¥116,733,273 | ¥17,833,273 |
| 20 | 1.80% | ¥491,005 | ¥117,841,181 | ¥18,941,181 |
| 20 | 1.90% | ¥495,648 | ¥118,955,583 | ¥20,055,583 |
| 20 | 2.00% | ¥500,319 | ¥120,076,468 | ¥21,176,468 |
| 20 | 2.10% | ¥505,016 | ¥121,203,826 | ¥22,303,826 |
| 20 | 2.20% | ¥509,740 | ¥122,337,646 | ¥23,437,646 |
| 20 | 2.30% | ¥514,491 | ¥123,477,914 | ¥24,577,914 |
| 20 | 2.40% | ¥519,269 | ¥124,624,620 | ¥25,724,620 |
| 20 | 2.50% | ¥524,074 | ¥125,777,751 | ¥26,877,751 |
| 20 | 2.60% | ¥528,905 | ¥126,937,292 | ¥28,037,292 |
| 20 | 2.70% | ¥533,763 | ¥128,103,231 | ¥29,203,231 |
| 20 | 2.80% | ¥538,648 | ¥129,275,552 | ¥30,375,552 |
| 20 | 2.90% | ¥543,559 | ¥130,454,242 | ¥31,554,242 |
| 20 | 3.00% | ¥548,497 | ¥131,639,286 | ¥32,739,286 |
9890万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥578,955 | ¥104,211,914 | ¥5,311,914 |
| 15 | 0.80% | ¥583,253 | ¥104,985,575 | ¥6,085,575 |
| 15 | 0.90% | ¥587,572 | ¥105,762,935 | ¥6,862,935 |
| 15 | 1.00% | ¥591,911 | ¥106,543,993 | ¥7,643,993 |
| 15 | 1.10% | ¥596,271 | ¥107,328,747 | ¥8,428,747 |
| 15 | 1.20% | ¥600,651 | ¥108,117,194 | ¥9,217,194 |
| 15 | 1.30% | ¥605,052 | ¥108,909,333 | ¥10,009,333 |
| 15 | 1.40% | ¥609,473 | ¥109,705,160 | ¥10,805,160 |
| 15 | 1.50% | ¥613,915 | ¥110,504,672 | ¥11,604,672 |
| 15 | 1.60% | ¥618,377 | ¥111,307,868 | ¥12,407,868 |
| 15 | 1.70% | ¥622,860 | ¥112,114,744 | ¥13,214,744 |
| 15 | 1.80% | ¥627,363 | ¥112,925,297 | ¥14,025,297 |
| 15 | 1.90% | ¥631,886 | ¥113,739,523 | ¥14,839,523 |
| 15 | 2.00% | ¥636,430 | ¥114,557,419 | ¥15,657,419 |
| 15 | 2.10% | ¥640,994 | ¥115,378,981 | ¥16,478,981 |
| 15 | 2.20% | ¥645,579 | ¥116,204,206 | ¥17,304,206 |
| 15 | 2.30% | ¥650,184 | ¥117,033,089 | ¥18,133,089 |
| 15 | 2.40% | ¥654,809 | ¥117,865,627 | ¥18,965,627 |
| 15 | 2.50% | ¥659,455 | ¥118,701,815 | ¥19,801,815 |
| 15 | 2.60% | ¥664,120 | ¥119,541,648 | ¥20,641,648 |
| 15 | 2.70% | ¥668,806 | ¥120,385,123 | ¥21,485,123 |
| 15 | 2.80% | ¥673,512 | ¥121,232,233 | ¥22,332,233 |
| 15 | 2.90% | ¥678,239 | ¥122,082,975 | ¥23,182,975 |
| 15 | 3.00% | ¥682,985 | ¥122,937,344 | ¥24,037,344 |
9890万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥853,589 | ¥102,430,712 | ¥3,530,712 |
| 10 | 0.80% | ¥857,847 | ¥102,941,686 | ¥4,041,686 |
| 10 | 0.90% | ¥862,119 | ¥103,454,306 | ¥4,554,306 |
| 10 | 1.00% | ¥866,405 | ¥103,968,571 | ¥5,068,571 |
| 10 | 1.10% | ¥870,704 | ¥104,484,481 | ¥5,584,481 |
| 10 | 1.20% | ¥875,017 | ¥105,002,034 | ¥6,102,034 |
| 10 | 1.30% | ¥879,344 | ¥105,521,231 | ¥6,621,231 |
| 10 | 1.40% | ¥883,684 | ¥106,042,070 | ¥7,142,070 |
| 10 | 1.50% | ¥888,038 | ¥106,564,552 | ¥7,664,552 |
| 10 | 1.60% | ¥892,406 | ¥107,088,675 | ¥8,188,675 |
| 10 | 1.70% | ¥896,787 | ¥107,614,439 | ¥8,714,439 |
| 10 | 1.80% | ¥901,182 | ¥108,141,843 | ¥9,241,843 |
| 10 | 1.90% | ¥905,591 | ¥108,670,886 | ¥9,770,886 |
| 10 | 2.00% | ¥910,013 | ¥109,201,567 | ¥10,301,567 |
| 10 | 2.10% | ¥914,449 | ¥109,733,886 | ¥10,833,886 |
| 10 | 2.20% | ¥918,899 | ¥110,267,842 | ¥11,367,842 |
| 10 | 2.30% | ¥923,362 | ¥110,803,433 | ¥11,903,433 |
| 10 | 2.40% | ¥927,839 | ¥111,340,659 | ¥12,440,659 |
| 10 | 2.50% | ¥932,329 | ¥111,879,519 | ¥12,979,519 |
| 10 | 2.60% | ¥936,833 | ¥112,420,012 | ¥13,520,012 |
| 10 | 2.70% | ¥941,351 | ¥112,962,137 | ¥14,062,137 |
| 10 | 2.80% | ¥945,882 | ¥113,505,893 | ¥14,605,893 |
| 10 | 2.90% | ¥950,427 | ¥114,051,278 | ¥15,151,278 |
| 10 | 3.00% | ¥954,986 | ¥114,598,292 | ¥15,698,292 |
