9940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9940万円の住宅ローン|期間・年数別
9940万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥196,394 |
¥117,836,337 |
¥18,436,337 |
| 50 |
0.80% |
¥201,058 |
¥120,634,504 |
¥21,234,504 |
| 50 |
0.90% |
¥205,789 |
¥123,473,389 |
¥24,073,389 |
| 50 |
1.00% |
¥210,588 |
¥126,352,815 |
¥26,952,815 |
| 50 |
1.10% |
¥215,454 |
¥129,272,586 |
¥29,872,586 |
| 50 |
1.20% |
¥220,387 |
¥132,232,488 |
¥32,832,488 |
| 50 |
1.30% |
¥225,387 |
¥135,232,287 |
¥35,832,287 |
| 50 |
1.40% |
¥230,453 |
¥138,271,731 |
¥38,871,731 |
| 50 |
1.50% |
¥235,584 |
¥141,350,553 |
¥41,950,553 |
| 50 |
1.60% |
¥240,781 |
¥144,468,465 |
¥45,068,465 |
| 50 |
1.70% |
¥246,042 |
¥147,625,165 |
¥48,225,165 |
| 50 |
1.80% |
¥251,367 |
¥150,820,335 |
¥51,420,335 |
| 50 |
1.90% |
¥256,756 |
¥154,053,640 |
¥54,653,640 |
| 50 |
2.00% |
¥262,208 |
¥157,324,731 |
¥57,924,731 |
| 50 |
2.10% |
¥267,722 |
¥160,633,244 |
¥61,233,244 |
| 50 |
2.20% |
¥273,298 |
¥163,978,800 |
¥64,578,800 |
| 50 |
2.30% |
¥278,935 |
¥167,361,009 |
¥67,961,009 |
| 50 |
2.40% |
¥284,632 |
¥170,779,467 |
¥71,379,467 |
| 50 |
2.50% |
¥290,390 |
¥174,233,758 |
¥74,833,758 |
| 50 |
2.60% |
¥296,206 |
¥177,723,454 |
¥78,323,454 |
| 50 |
2.70% |
¥302,080 |
¥181,248,118 |
¥81,848,118 |
| 50 |
2.80% |
¥308,012 |
¥184,807,300 |
¥85,407,300 |
| 50 |
2.90% |
¥314,001 |
¥188,400,543 |
¥89,000,543 |
| 50 |
3.00% |
¥320,046 |
¥192,027,380 |
¥92,627,380 |
9940万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥214,639 |
¥115,904,808 |
¥16,504,808 |
| 45 |
0.80% |
¥219,252 |
¥118,395,983 |
¥18,995,983 |
| 45 |
0.90% |
¥223,926 |
¥120,920,239 |
¥21,520,239 |
| 45 |
1.00% |
¥228,662 |
¥123,477,460 |
¥24,077,460 |
| 45 |
1.10% |
¥233,458 |
¥126,067,516 |
¥26,667,516 |
| 45 |
1.20% |
¥238,315 |
¥128,690,264 |
¥29,290,264 |
| 45 |
1.30% |
¥243,232 |
¥131,345,549 |
¥31,945,549 |
| 45 |
1.40% |
¥248,210 |
¥134,033,204 |
¥34,633,204 |
| 45 |
1.50% |
¥253,246 |
¥136,753,050 |
¥37,353,050 |
| 45 |
1.60% |
¥258,342 |
¥139,504,896 |
¥40,104,896 |
| 45 |
1.70% |
¥263,497 |
¥142,288,540 |
¥42,888,540 |
| 45 |
1.80% |
¥268,711 |
¥145,103,769 |
¥45,703,769 |
| 45 |
1.90% |
¥273,982 |
¥147,950,360 |
¥48,550,360 |
| 45 |
2.00% |
¥279,311 |
¥150,828,078 |
¥51,428,078 |
| 45 |
2.10% |
¥284,698 |
¥153,736,678 |
¥54,336,678 |
| 45 |
2.20% |
¥290,141 |
¥156,675,906 |
¥57,275,906 |
| 45 |
2.30% |
¥295,640 |
¥159,645,498 |
¥60,245,498 |
| 45 |
2.40% |
¥301,195 |
¥162,645,181 |
¥63,245,181 |
| 45 |
2.50% |
¥306,805 |
¥165,674,672 |
¥66,274,672 |
| 45 |
2.60% |
¥312,470 |
¥168,733,681 |
¥69,333,681 |
| 45 |
2.70% |
¥318,189 |
¥171,821,909 |
¥72,421,909 |
| 45 |
2.80% |
¥323,961 |
¥174,939,051 |
¥75,539,051 |
| 45 |
2.90% |
¥329,787 |
¥178,084,792 |
¥78,684,792 |
| 45 |
3.00% |
¥335,664 |
¥181,258,811 |
¥81,858,811 |
9940万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥237,486 |
¥113,993,367 |
¥14,593,367 |
| 40 |
0.80% |
¥242,049 |
¥116,183,618 |
¥16,783,618 |
| 40 |
0.90% |
¥246,667 |
¥118,400,079 |
¥19,000,079 |
| 40 |
1.00% |
¥251,339 |
¥120,642,676 |
¥21,242,676 |
| 40 |
1.10% |
¥256,065 |
¥122,911,326 |
¥23,511,326 |
| 40 |
1.20% |
¥260,846 |
¥125,205,940 |
¥25,805,940 |
| 40 |
1.30% |
¥265,680 |
¥127,526,420 |
¥28,126,420 |
| 40 |
1.40% |
¥270,568 |
¥129,872,658 |
¥30,472,658 |
| 40 |
1.50% |
¥275,509 |
¥132,244,543 |
¥32,844,543 |
| 40 |
1.60% |
¥280,504 |
¥134,641,953 |
¥35,241,953 |
| 40 |
1.70% |
¥285,552 |
¥137,064,759 |
¥37,664,759 |
| 40 |
1.80% |
¥290,652 |
¥139,512,827 |
¥40,112,827 |
| 40 |
1.90% |
¥295,804 |
¥141,986,013 |
¥42,586,013 |
| 40 |
2.00% |
¥301,009 |
¥144,484,169 |
¥45,084,169 |
| 40 |
2.10% |
¥306,265 |
¥147,007,137 |
¥47,607,137 |
| 40 |
2.20% |
¥311,572 |
¥149,554,756 |
¥50,154,756 |
| 40 |
2.30% |
¥316,931 |
¥152,126,855 |
¥52,726,855 |
| 40 |
2.40% |
¥322,340 |
¥154,723,260 |
¥55,323,260 |
| 40 |
2.50% |
¥327,800 |
¥157,343,788 |
¥57,943,788 |
| 40 |
2.60% |
¥333,309 |
¥159,988,252 |
¥60,588,252 |
| 40 |
2.70% |
¥338,868 |
¥162,656,459 |
¥63,256,459 |
| 40 |
2.80% |
¥344,475 |
¥165,348,211 |
¥65,948,211 |
| 40 |
2.90% |
¥350,132 |
¥168,063,304 |
¥68,663,304 |
| 40 |
3.00% |
¥355,837 |
¥170,801,527 |
¥71,401,527 |
9940万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥266,910 |
¥112,102,055 |
¥12,702,055 |
| 35 |
0.80% |
¥271,423 |
¥113,997,480 |
¥14,597,480 |
| 35 |
0.90% |
¥275,983 |
¥115,913,022 |
¥16,513,022 |
| 35 |
1.00% |
¥280,592 |
¥117,848,634 |
¥18,448,634 |
| 35 |
1.10% |
¥285,248 |
¥119,804,268 |
¥20,404,268 |
| 35 |
1.20% |
¥289,952 |
¥121,779,870 |
¥22,379,870 |
| 35 |
1.30% |
¥294,703 |
¥123,775,382 |
¥24,375,382 |
| 35 |
1.40% |
¥299,502 |
¥125,790,742 |
¥26,390,742 |
| 35 |
1.50% |
¥304,347 |
¥127,825,880 |
¥28,425,880 |
| 35 |
1.60% |
¥309,240 |
¥129,880,725 |
¥30,480,725 |
| 35 |
1.70% |
¥314,179 |
¥131,955,201 |
¥32,555,201 |
| 35 |
1.80% |
¥319,165 |
¥134,049,227 |
¥34,649,227 |
| 35 |
1.90% |
¥324,197 |
¥136,162,717 |
¥36,762,717 |
| 35 |
2.00% |
¥329,275 |
¥138,295,581 |
¥38,895,581 |
| 35 |
2.10% |
¥334,399 |
¥140,447,727 |
¥41,047,727 |
| 35 |
2.20% |
¥339,569 |
¥142,619,055 |
¥43,219,055 |
| 35 |
2.30% |
¥344,784 |
¥144,809,465 |
¥45,409,465 |
| 35 |
2.40% |
¥350,045 |
¥147,018,851 |
¥47,618,851 |
| 35 |
2.50% |
¥355,350 |
¥149,247,103 |
¥49,847,103 |
| 35 |
2.60% |
¥360,700 |
¥151,494,107 |
¥52,094,107 |
| 35 |
2.70% |
¥366,095 |
¥153,759,747 |
¥54,359,747 |
| 35 |
2.80% |
¥371,533 |
¥156,043,902 |
¥56,643,902 |
| 35 |
2.90% |
¥377,015 |
¥158,346,448 |
¥58,946,448 |
| 35 |
3.00% |
¥382,541 |
¥160,667,257 |
¥61,267,257 |
9940万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥306,197 |
¥110,230,909 |
¥10,830,909 |
| 30 |
0.80% |
¥310,660 |
¥111,837,634 |
¥12,437,634 |
| 30 |
0.90% |
¥315,164 |
¥113,459,167 |
¥14,059,167 |
| 30 |
1.00% |
¥319,710 |
¥115,095,486 |
¥15,695,486 |
| 30 |
1.10% |
¥324,296 |
¥116,746,562 |
¥17,346,562 |
| 30 |
1.20% |
¥328,923 |
¥118,412,367 |
¥19,012,367 |
| 30 |
1.30% |
¥333,591 |
¥120,092,868 |
¥20,692,868 |
| 30 |
1.40% |
¥338,300 |
¥121,788,030 |
¥22,388,030 |
| 30 |
1.50% |
¥343,049 |
¥123,497,816 |
¥24,097,816 |
| 30 |
1.60% |
¥347,839 |
¥125,222,187 |
¥25,822,187 |
| 30 |
1.70% |
¥352,670 |
¥126,961,099 |
¥27,561,099 |
| 30 |
1.80% |
¥357,540 |
¥128,714,510 |
¥29,314,510 |
| 30 |
1.90% |
¥362,451 |
¥130,482,370 |
¥31,082,370 |
| 30 |
2.00% |
¥367,402 |
¥132,264,632 |
¥32,864,632 |
| 30 |
2.10% |
¥372,392 |
¥134,061,243 |
¥34,661,243 |
| 30 |
2.20% |
¥377,423 |
¥135,872,149 |
¥36,472,149 |
| 30 |
2.30% |
¥382,492 |
¥137,697,294 |
¥38,297,294 |
| 30 |
2.40% |
¥387,602 |
¥139,536,619 |
¥40,136,619 |
| 30 |
2.50% |
¥392,750 |
¥141,390,062 |
¥41,990,062 |
| 30 |
2.60% |
¥397,938 |
¥143,257,562 |
¥43,857,562 |
| 30 |
2.70% |
¥403,164 |
¥145,139,053 |
¥45,739,053 |
| 30 |
2.80% |
¥408,429 |
¥147,034,468 |
¥47,634,468 |
| 30 |
2.90% |
¥413,733 |
¥148,943,736 |
¥49,543,736 |
| 30 |
3.00% |
¥419,074 |
¥150,866,787 |
¥51,466,787 |
9940万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥361,267 |
¥108,379,963 |
¥8,979,963 |
| 25 |
0.80% |
¥365,680 |
¥109,704,132 |
¥10,304,132 |
| 25 |
0.90% |
¥370,129 |
¥111,038,604 |
¥11,638,604 |
| 25 |
1.00% |
¥374,611 |
¥112,383,366 |
¥12,983,366 |
| 25 |
1.10% |
¥379,128 |
¥113,738,404 |
¥14,338,404 |
| 25 |
1.20% |
¥383,679 |
¥115,103,705 |
¥15,703,705 |
| 25 |
1.30% |
¥388,264 |
¥116,479,252 |
¥17,079,252 |
| 25 |
1.40% |
¥392,883 |
¥117,865,027 |
¥18,465,027 |
| 25 |
1.50% |
¥397,537 |
¥119,261,012 |
¥19,861,012 |
| 25 |
1.60% |
¥402,224 |
¥120,667,189 |
¥21,267,189 |
| 25 |
1.70% |
¥406,945 |
¥122,083,535 |
¥22,683,535 |
| 25 |
1.80% |
¥411,700 |
¥123,510,028 |
¥24,110,028 |
| 25 |
1.90% |
¥416,489 |
¥124,946,646 |
¥25,546,646 |
| 25 |
2.00% |
¥421,311 |
¥126,393,364 |
¥26,993,364 |
| 25 |
2.10% |
¥426,167 |
¥127,850,156 |
¥28,450,156 |
| 25 |
2.20% |
¥431,057 |
¥129,316,995 |
¥29,916,995 |
| 25 |
2.30% |
¥435,980 |
¥130,793,853 |
¥31,393,853 |
| 25 |
2.40% |
¥440,936 |
¥132,280,702 |
¥32,880,702 |
| 25 |
2.50% |
¥445,925 |
¥133,777,510 |
¥34,377,510 |
| 25 |
2.60% |
¥450,947 |
¥135,284,247 |
¥35,884,247 |
| 25 |
2.70% |
¥456,003 |
¥136,800,880 |
¥37,400,880 |
| 25 |
2.80% |
¥461,091 |
¥138,327,375 |
¥38,927,375 |
| 25 |
2.90% |
¥466,212 |
¥139,863,699 |
¥40,463,699 |
| 25 |
3.00% |
¥471,366 |
¥141,409,814 |
¥42,009,814 |
9940万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥443,955 |
¥106,549,242 |
¥7,149,242 |
| 20 |
0.80% |
¥448,321 |
¥107,597,022 |
¥8,197,022 |
| 20 |
0.90% |
¥452,714 |
¥108,651,405 |
¥9,251,405 |
| 20 |
1.00% |
¥457,135 |
¥109,712,386 |
¥10,312,386 |
| 20 |
1.10% |
¥461,583 |
¥110,779,958 |
¥11,379,958 |
| 20 |
1.20% |
¥466,059 |
¥111,854,117 |
¥12,454,117 |
| 20 |
1.30% |
¥470,562 |
¥112,934,853 |
¥13,534,853 |
| 20 |
1.40% |
¥475,092 |
¥114,022,161 |
¥14,622,161 |
| 20 |
1.50% |
¥479,650 |
¥115,116,033 |
¥15,716,033 |
| 20 |
1.60% |
¥484,235 |
¥116,216,459 |
¥16,816,459 |
| 20 |
1.70% |
¥488,848 |
¥117,323,432 |
¥17,923,432 |
| 20 |
1.80% |
¥493,487 |
¥118,436,941 |
¥19,036,941 |
| 20 |
1.90% |
¥498,154 |
¥119,556,976 |
¥20,156,976 |
| 20 |
2.00% |
¥502,848 |
¥120,683,528 |
¥21,283,528 |
| 20 |
2.10% |
¥507,569 |
¥121,816,586 |
¥22,416,586 |
| 20 |
2.20% |
¥512,317 |
¥122,956,137 |
¥23,556,137 |
| 20 |
2.30% |
¥517,092 |
¥124,102,171 |
¥24,702,171 |
| 20 |
2.40% |
¥521,894 |
¥125,254,674 |
¥25,854,674 |
| 20 |
2.50% |
¥526,723 |
¥126,413,634 |
¥27,013,634 |
| 20 |
2.60% |
¥531,579 |
¥127,579,038 |
¥28,179,038 |
| 20 |
2.70% |
¥536,462 |
¥128,750,871 |
¥29,350,871 |
| 20 |
2.80% |
¥541,371 |
¥129,929,119 |
¥30,529,119 |
| 20 |
2.90% |
¥546,307 |
¥131,113,768 |
¥31,713,768 |
| 20 |
3.00% |
¥551,270 |
¥132,304,803 |
¥32,904,803 |
9940万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥581,882 |
¥104,738,769 |
¥5,338,769 |
| 15 |
0.80% |
¥586,202 |
¥105,516,341 |
¥6,116,341 |
| 15 |
0.90% |
¥590,542 |
¥106,297,632 |
¥6,897,632 |
| 15 |
1.00% |
¥594,904 |
¥107,082,639 |
¥7,682,639 |
| 15 |
1.10% |
¥599,285 |
¥107,871,360 |
¥8,471,360 |
| 15 |
1.20% |
¥603,688 |
¥108,663,793 |
¥9,263,793 |
| 15 |
1.30% |
¥608,111 |
¥109,459,936 |
¥10,059,936 |
| 15 |
1.40% |
¥612,554 |
¥110,259,786 |
¥10,859,786 |
| 15 |
1.50% |
¥617,019 |
¥111,063,341 |
¥11,663,341 |
| 15 |
1.60% |
¥621,503 |
¥111,870,598 |
¥12,470,598 |
| 15 |
1.70% |
¥626,009 |
¥112,681,553 |
¥13,281,553 |
| 15 |
1.80% |
¥630,534 |
¥113,496,203 |
¥14,096,203 |
| 15 |
1.90% |
¥635,081 |
¥114,314,546 |
¥14,914,546 |
| 15 |
2.00% |
¥639,648 |
¥115,136,577 |
¥15,736,577 |
| 15 |
2.10% |
¥644,235 |
¥115,962,293 |
¥16,562,293 |
| 15 |
2.20% |
¥648,843 |
¥116,791,689 |
¥17,391,689 |
| 15 |
2.30% |
¥653,471 |
¥117,624,763 |
¥18,224,763 |
| 15 |
2.40% |
¥658,120 |
¥118,461,510 |
¥19,061,510 |
| 15 |
2.50% |
¥662,788 |
¥119,301,925 |
¥19,901,925 |
| 15 |
2.60% |
¥667,478 |
¥120,146,005 |
¥20,746,005 |
| 15 |
2.70% |
¥672,187 |
¥120,993,743 |
¥21,593,743 |
| 15 |
2.80% |
¥676,917 |
¥121,845,137 |
¥22,445,137 |
| 15 |
2.90% |
¥681,668 |
¥122,700,180 |
¥23,300,180 |
| 15 |
3.00% |
¥686,438 |
¥123,558,867 |
¥24,158,867 |
9940万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥857,905 |
¥102,948,562 |
¥3,548,562 |
| 10 |
0.80% |
¥862,184 |
¥103,462,120 |
¥4,062,120 |
| 10 |
0.90% |
¥866,478 |
¥103,977,331 |
¥4,577,331 |
| 10 |
1.00% |
¥870,785 |
¥104,494,196 |
¥5,094,196 |
| 10 |
1.10% |
¥875,106 |
¥105,012,714 |
¥5,612,714 |
| 10 |
1.20% |
¥879,441 |
¥105,532,884 |
¥6,132,884 |
| 10 |
1.30% |
¥883,789 |
¥106,054,705 |
¥6,654,705 |
| 10 |
1.40% |
¥888,151 |
¥106,578,178 |
¥7,178,178 |
| 10 |
1.50% |
¥892,528 |
¥107,103,301 |
¥7,703,301 |
| 10 |
1.60% |
¥896,917 |
¥107,630,074 |
¥8,230,074 |
| 10 |
1.70% |
¥901,321 |
¥108,158,496 |
¥8,758,496 |
| 10 |
1.80% |
¥905,738 |
¥108,688,566 |
¥9,288,566 |
| 10 |
1.90% |
¥910,169 |
¥109,220,283 |
¥9,820,283 |
| 10 |
2.00% |
¥914,614 |
¥109,753,648 |
¥10,353,648 |
| 10 |
2.10% |
¥919,072 |
¥110,288,658 |
¥10,888,658 |
| 10 |
2.20% |
¥923,544 |
¥110,825,313 |
¥11,425,313 |
| 10 |
2.30% |
¥928,030 |
¥111,363,612 |
¥11,963,612 |
| 10 |
2.40% |
¥932,530 |
¥111,903,554 |
¥12,503,554 |
| 10 |
2.50% |
¥937,043 |
¥112,445,139 |
¥13,045,139 |
| 10 |
2.60% |
¥941,570 |
¥112,988,364 |
¥13,588,364 |
| 10 |
2.70% |
¥946,110 |
¥113,533,230 |
¥14,133,230 |
| 10 |
2.80% |
¥950,664 |
¥114,079,734 |
¥14,679,734 |
| 10 |
2.90% |
¥955,232 |
¥114,627,877 |
¥15,227,877 |
| 10 |
3.00% |
¥959,814 |
¥115,177,656 |
¥15,777,656 |