9950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9950万円の住宅ローン|期間・年数別
9950万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥196,591 |
¥117,954,885 |
¥18,454,885 |
| 50 |
0.80% |
¥201,260 |
¥120,755,867 |
¥21,255,867 |
| 50 |
0.90% |
¥205,996 |
¥123,597,608 |
¥24,097,608 |
| 50 |
1.00% |
¥210,800 |
¥126,479,931 |
¥26,979,931 |
| 50 |
1.10% |
¥215,671 |
¥129,402,639 |
¥29,902,639 |
| 50 |
1.20% |
¥220,609 |
¥132,365,519 |
¥32,865,519 |
| 50 |
1.30% |
¥225,614 |
¥135,368,335 |
¥35,868,335 |
| 50 |
1.40% |
¥230,685 |
¥138,410,838 |
¥38,910,838 |
| 50 |
1.50% |
¥235,821 |
¥141,492,756 |
¥41,992,756 |
| 50 |
1.60% |
¥241,023 |
¥144,613,805 |
¥45,113,805 |
| 50 |
1.70% |
¥246,289 |
¥147,773,682 |
¥48,273,682 |
| 50 |
1.80% |
¥251,620 |
¥150,972,066 |
¥51,472,066 |
| 50 |
1.90% |
¥257,014 |
¥154,208,624 |
¥54,708,624 |
| 50 |
2.00% |
¥262,472 |
¥157,483,006 |
¥57,983,006 |
| 50 |
2.10% |
¥267,991 |
¥160,794,847 |
¥61,294,847 |
| 50 |
2.20% |
¥273,573 |
¥164,143,769 |
¥64,643,769 |
| 50 |
2.30% |
¥279,216 |
¥167,529,380 |
¥68,029,380 |
| 50 |
2.40% |
¥284,919 |
¥170,951,277 |
¥71,451,277 |
| 50 |
2.50% |
¥290,682 |
¥174,409,043 |
¥74,909,043 |
| 50 |
2.60% |
¥296,504 |
¥177,902,250 |
¥78,402,250 |
| 50 |
2.70% |
¥302,384 |
¥181,430,460 |
¥81,930,460 |
| 50 |
2.80% |
¥308,322 |
¥184,993,223 |
¥85,493,223 |
| 50 |
2.90% |
¥314,317 |
¥188,590,081 |
¥89,090,081 |
| 50 |
3.00% |
¥320,368 |
¥192,220,566 |
¥92,720,566 |
9950万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥214,854 |
¥116,021,413 |
¥16,521,413 |
| 45 |
0.80% |
¥219,472 |
¥118,515,093 |
¥19,015,093 |
| 45 |
0.90% |
¥224,152 |
¥121,041,889 |
¥21,541,889 |
| 45 |
1.00% |
¥228,892 |
¥123,601,683 |
¥24,101,683 |
| 45 |
1.10% |
¥233,693 |
¥126,194,345 |
¥26,694,345 |
| 45 |
1.20% |
¥238,555 |
¥128,819,731 |
¥29,319,731 |
| 45 |
1.30% |
¥243,477 |
¥131,477,687 |
¥31,977,687 |
| 45 |
1.40% |
¥248,459 |
¥134,168,046 |
¥34,668,046 |
| 45 |
1.50% |
¥253,501 |
¥136,890,628 |
¥37,390,628 |
| 45 |
1.60% |
¥258,602 |
¥139,645,243 |
¥40,145,243 |
| 45 |
1.70% |
¥263,762 |
¥142,431,687 |
¥42,931,687 |
| 45 |
1.80% |
¥268,981 |
¥145,249,749 |
¥45,749,749 |
| 45 |
1.90% |
¥274,258 |
¥148,099,204 |
¥48,599,204 |
| 45 |
2.00% |
¥279,592 |
¥150,979,817 |
¥51,479,817 |
| 45 |
2.10% |
¥284,984 |
¥153,891,343 |
¥54,391,343 |
| 45 |
2.20% |
¥290,432 |
¥156,833,528 |
¥57,333,528 |
| 45 |
2.30% |
¥295,937 |
¥159,806,107 |
¥60,306,107 |
| 45 |
2.40% |
¥301,498 |
¥162,808,808 |
¥63,308,808 |
| 45 |
2.50% |
¥307,114 |
¥165,841,346 |
¥66,341,346 |
| 45 |
2.60% |
¥312,784 |
¥168,903,433 |
¥69,403,433 |
| 45 |
2.70% |
¥318,509 |
¥171,994,768 |
¥72,494,768 |
| 45 |
2.80% |
¥324,287 |
¥175,115,046 |
¥75,615,046 |
| 45 |
2.90% |
¥330,118 |
¥178,263,952 |
¥78,763,952 |
| 45 |
3.00% |
¥336,002 |
¥181,441,164 |
¥81,941,164 |
9950万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥237,725 |
¥114,108,048 |
¥14,608,048 |
| 40 |
0.80% |
¥242,293 |
¥116,300,503 |
¥16,800,503 |
| 40 |
0.90% |
¥246,915 |
¥118,519,194 |
¥19,019,194 |
| 40 |
1.00% |
¥251,592 |
¥120,764,047 |
¥21,264,047 |
| 40 |
1.10% |
¥256,323 |
¥123,034,980 |
¥23,534,980 |
| 40 |
1.20% |
¥261,108 |
¥125,331,902 |
¥25,831,902 |
| 40 |
1.30% |
¥265,947 |
¥127,654,716 |
¥28,154,716 |
| 40 |
1.40% |
¥270,840 |
¥130,003,315 |
¥30,503,315 |
| 40 |
1.50% |
¥275,787 |
¥132,377,586 |
¥32,877,586 |
| 40 |
1.60% |
¥280,786 |
¥134,777,407 |
¥35,277,407 |
| 40 |
1.70% |
¥285,839 |
¥137,202,651 |
¥37,702,651 |
| 40 |
1.80% |
¥290,944 |
¥139,653,182 |
¥40,153,182 |
| 40 |
1.90% |
¥296,102 |
¥142,128,856 |
¥42,628,856 |
| 40 |
2.00% |
¥301,312 |
¥144,629,525 |
¥45,129,525 |
| 40 |
2.10% |
¥306,573 |
¥147,155,032 |
¥47,655,032 |
| 40 |
2.20% |
¥311,886 |
¥149,705,213 |
¥50,205,213 |
| 40 |
2.30% |
¥317,250 |
¥152,279,900 |
¥52,779,900 |
| 40 |
2.40% |
¥322,664 |
¥154,878,917 |
¥55,378,917 |
| 40 |
2.50% |
¥328,129 |
¥157,502,081 |
¥58,002,081 |
| 40 |
2.60% |
¥333,644 |
¥160,149,206 |
¥60,649,206 |
| 40 |
2.70% |
¥339,209 |
¥162,820,098 |
¥63,320,098 |
| 40 |
2.80% |
¥344,822 |
¥165,514,558 |
¥66,014,558 |
| 40 |
2.90% |
¥350,484 |
¥168,232,381 |
¥68,732,381 |
| 40 |
3.00% |
¥356,194 |
¥170,973,360 |
¥71,473,360 |
9950万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥267,178 |
¥112,214,833 |
¥12,714,833 |
| 35 |
0.80% |
¥271,696 |
¥114,112,166 |
¥14,612,166 |
| 35 |
0.90% |
¥276,261 |
¥116,029,634 |
¥16,529,634 |
| 35 |
1.00% |
¥280,874 |
¥117,967,194 |
¥18,467,194 |
| 35 |
1.10% |
¥285,535 |
¥119,924,795 |
¥20,424,795 |
| 35 |
1.20% |
¥290,244 |
¥121,902,385 |
¥22,402,385 |
| 35 |
1.30% |
¥295,000 |
¥123,899,905 |
¥24,399,905 |
| 35 |
1.40% |
¥299,803 |
¥125,917,292 |
¥26,417,292 |
| 35 |
1.50% |
¥304,654 |
¥127,954,477 |
¥28,454,477 |
| 35 |
1.60% |
¥309,551 |
¥130,011,390 |
¥30,511,390 |
| 35 |
1.70% |
¥314,495 |
¥132,087,953 |
¥32,587,953 |
| 35 |
1.80% |
¥319,486 |
¥134,184,085 |
¥34,684,085 |
| 35 |
1.90% |
¥324,523 |
¥136,299,701 |
¥36,799,701 |
| 35 |
2.00% |
¥329,606 |
¥138,434,711 |
¥38,934,711 |
| 35 |
2.10% |
¥334,736 |
¥140,589,022 |
¥41,089,022 |
| 35 |
2.20% |
¥339,911 |
¥142,762,535 |
¥43,262,535 |
| 35 |
2.30% |
¥345,131 |
¥144,955,149 |
¥45,455,149 |
| 35 |
2.40% |
¥350,397 |
¥147,166,757 |
¥47,666,757 |
| 35 |
2.50% |
¥355,708 |
¥149,397,251 |
¥49,897,251 |
| 35 |
2.60% |
¥361,063 |
¥151,646,515 |
¥52,146,515 |
| 35 |
2.70% |
¥366,463 |
¥153,914,435 |
¥54,414,435 |
| 35 |
2.80% |
¥371,907 |
¥156,200,888 |
¥56,700,888 |
| 35 |
2.90% |
¥377,395 |
¥158,505,750 |
¥59,005,750 |
| 35 |
3.00% |
¥382,926 |
¥160,828,894 |
¥61,328,894 |
9950万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥306,505 |
¥110,341,806 |
¥10,841,806 |
| 30 |
0.80% |
¥310,973 |
¥111,950,146 |
¥12,450,146 |
| 30 |
0.90% |
¥315,481 |
¥113,573,311 |
¥14,073,311 |
| 30 |
1.00% |
¥320,031 |
¥115,211,276 |
¥15,711,276 |
| 30 |
1.10% |
¥324,622 |
¥116,864,014 |
¥17,364,014 |
| 30 |
1.20% |
¥329,254 |
¥118,531,494 |
¥19,031,494 |
| 30 |
1.30% |
¥333,927 |
¥120,213,686 |
¥20,713,686 |
| 30 |
1.40% |
¥338,640 |
¥121,910,553 |
¥22,410,553 |
| 30 |
1.50% |
¥343,395 |
¥123,622,059 |
¥24,122,059 |
| 30 |
1.60% |
¥348,189 |
¥125,348,165 |
¥25,848,165 |
| 30 |
1.70% |
¥353,025 |
¥127,088,827 |
¥27,588,827 |
| 30 |
1.80% |
¥357,900 |
¥128,844,001 |
¥29,344,001 |
| 30 |
1.90% |
¥362,816 |
¥130,613,640 |
¥31,113,640 |
| 30 |
2.00% |
¥367,771 |
¥132,397,695 |
¥32,897,695 |
| 30 |
2.10% |
¥372,767 |
¥134,196,114 |
¥34,696,114 |
| 30 |
2.20% |
¥377,802 |
¥136,008,841 |
¥36,508,841 |
| 30 |
2.30% |
¥382,877 |
¥137,835,822 |
¥38,335,822 |
| 30 |
2.40% |
¥387,992 |
¥139,676,997 |
¥40,176,997 |
| 30 |
2.50% |
¥393,145 |
¥141,532,306 |
¥42,032,306 |
| 30 |
2.60% |
¥398,338 |
¥143,401,685 |
¥43,901,685 |
| 30 |
2.70% |
¥403,570 |
¥145,285,068 |
¥45,785,068 |
| 30 |
2.80% |
¥408,840 |
¥147,182,390 |
¥47,682,390 |
| 30 |
2.90% |
¥414,149 |
¥149,093,579 |
¥49,593,579 |
| 30 |
3.00% |
¥419,496 |
¥151,018,565 |
¥51,518,565 |
9950万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥361,630 |
¥108,488,997 |
¥8,988,997 |
| 25 |
0.80% |
¥366,048 |
¥109,814,498 |
¥10,314,498 |
| 25 |
0.90% |
¥370,501 |
¥111,150,313 |
¥11,650,313 |
| 25 |
1.00% |
¥374,988 |
¥112,496,428 |
¥12,996,428 |
| 25 |
1.10% |
¥379,509 |
¥113,852,829 |
¥14,352,829 |
| 25 |
1.20% |
¥384,065 |
¥115,219,504 |
¥15,719,504 |
| 25 |
1.30% |
¥388,655 |
¥116,596,434 |
¥17,096,434 |
| 25 |
1.40% |
¥393,279 |
¥117,983,603 |
¥18,483,603 |
| 25 |
1.50% |
¥397,937 |
¥119,380,993 |
¥19,880,993 |
| 25 |
1.60% |
¥402,629 |
¥120,788,584 |
¥21,288,584 |
| 25 |
1.70% |
¥407,355 |
¥122,206,355 |
¥22,706,355 |
| 25 |
1.80% |
¥412,114 |
¥123,634,284 |
¥24,134,284 |
| 25 |
1.90% |
¥416,908 |
¥125,072,347 |
¥25,572,347 |
| 25 |
2.00% |
¥421,735 |
¥126,520,520 |
¥27,020,520 |
| 25 |
2.10% |
¥426,596 |
¥127,978,777 |
¥28,478,777 |
| 25 |
2.20% |
¥431,490 |
¥129,447,092 |
¥29,947,092 |
| 25 |
2.30% |
¥436,418 |
¥130,925,436 |
¥31,425,436 |
| 25 |
2.40% |
¥441,379 |
¥132,413,781 |
¥32,913,781 |
| 25 |
2.50% |
¥446,374 |
¥133,912,095 |
¥34,412,095 |
| 25 |
2.60% |
¥451,401 |
¥135,420,348 |
¥35,920,348 |
| 25 |
2.70% |
¥456,462 |
¥136,938,507 |
¥37,438,507 |
| 25 |
2.80% |
¥461,555 |
¥138,466,538 |
¥38,966,538 |
| 25 |
2.90% |
¥466,681 |
¥140,004,407 |
¥40,504,407 |
| 25 |
3.00% |
¥471,840 |
¥141,552,077 |
¥42,052,077 |
9950万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥444,402 |
¥106,656,434 |
¥7,156,434 |
| 20 |
0.80% |
¥448,772 |
¥107,705,269 |
¥8,205,269 |
| 20 |
0.90% |
¥453,170 |
¥108,760,712 |
¥9,260,712 |
| 20 |
1.00% |
¥457,595 |
¥109,822,761 |
¥10,322,761 |
| 20 |
1.10% |
¥462,048 |
¥110,891,407 |
¥11,391,407 |
| 20 |
1.20% |
¥466,528 |
¥111,966,646 |
¥12,466,646 |
| 20 |
1.30% |
¥471,035 |
¥113,048,470 |
¥13,548,470 |
| 20 |
1.40% |
¥475,570 |
¥114,136,872 |
¥14,636,872 |
| 20 |
1.50% |
¥480,133 |
¥115,231,844 |
¥15,731,844 |
| 20 |
1.60% |
¥484,722 |
¥116,333,377 |
¥16,833,377 |
| 20 |
1.70% |
¥489,339 |
¥117,441,463 |
¥17,941,463 |
| 20 |
1.80% |
¥493,984 |
¥118,556,092 |
¥19,056,092 |
| 20 |
1.90% |
¥498,655 |
¥119,677,255 |
¥20,177,255 |
| 20 |
2.00% |
¥503,354 |
¥120,804,940 |
¥21,304,940 |
| 20 |
2.10% |
¥508,080 |
¥121,939,138 |
¥22,439,138 |
| 20 |
2.20% |
¥512,833 |
¥123,079,836 |
¥23,579,836 |
| 20 |
2.30% |
¥517,613 |
¥124,227,022 |
¥24,727,022 |
| 20 |
2.40% |
¥522,420 |
¥125,380,685 |
¥25,880,685 |
| 20 |
2.50% |
¥527,253 |
¥126,540,811 |
¥27,040,811 |
| 20 |
2.60% |
¥532,114 |
¥127,707,387 |
¥28,207,387 |
| 20 |
2.70% |
¥537,002 |
¥128,880,399 |
¥29,380,399 |
| 20 |
2.80% |
¥541,916 |
¥130,059,833 |
¥30,559,833 |
| 20 |
2.90% |
¥546,857 |
¥131,245,674 |
¥31,745,674 |
| 20 |
3.00% |
¥551,825 |
¥132,437,906 |
¥32,937,906 |
9950万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥582,467 |
¥104,844,140 |
¥5,344,140 |
| 15 |
0.80% |
¥586,792 |
¥105,622,495 |
¥6,122,495 |
| 15 |
0.90% |
¥591,137 |
¥106,404,571 |
¥6,904,571 |
| 15 |
1.00% |
¥595,502 |
¥107,190,368 |
¥7,690,368 |
| 15 |
1.10% |
¥599,888 |
¥107,979,882 |
¥8,479,882 |
| 15 |
1.20% |
¥604,295 |
¥108,773,113 |
¥9,273,113 |
| 15 |
1.30% |
¥608,723 |
¥109,570,057 |
¥10,070,057 |
| 15 |
1.40% |
¥613,171 |
¥110,370,712 |
¥10,870,712 |
| 15 |
1.50% |
¥617,639 |
¥111,175,075 |
¥11,675,075 |
| 15 |
1.60% |
¥622,129 |
¥111,983,144 |
¥12,483,144 |
| 15 |
1.70% |
¥626,638 |
¥112,794,914 |
¥13,294,914 |
| 15 |
1.80% |
¥631,169 |
¥113,610,384 |
¥14,110,384 |
| 15 |
1.90% |
¥635,720 |
¥114,429,550 |
¥14,929,550 |
| 15 |
2.00% |
¥640,291 |
¥115,252,408 |
¥15,752,408 |
| 15 |
2.10% |
¥644,883 |
¥116,078,955 |
¥16,578,955 |
| 15 |
2.20% |
¥649,495 |
¥116,909,186 |
¥17,409,186 |
| 15 |
2.30% |
¥654,128 |
¥117,743,098 |
¥18,243,098 |
| 15 |
2.40% |
¥658,782 |
¥118,580,687 |
¥19,080,687 |
| 15 |
2.50% |
¥663,455 |
¥119,421,947 |
¥19,921,947 |
| 15 |
2.60% |
¥668,149 |
¥120,266,876 |
¥20,766,876 |
| 15 |
2.70% |
¥672,864 |
¥121,115,467 |
¥21,615,467 |
| 15 |
2.80% |
¥677,598 |
¥121,967,717 |
¥22,467,717 |
| 15 |
2.90% |
¥682,353 |
¥122,823,620 |
¥23,323,620 |
| 15 |
3.00% |
¥687,129 |
¥123,683,172 |
¥24,183,172 |
9950万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥858,768 |
¥103,052,132 |
¥3,552,132 |
| 10 |
0.80% |
¥863,052 |
¥103,566,206 |
¥4,066,206 |
| 10 |
0.90% |
¥867,349 |
¥104,081,936 |
¥4,581,936 |
| 10 |
1.00% |
¥871,661 |
¥104,599,321 |
¥5,099,321 |
| 10 |
1.10% |
¥875,986 |
¥105,118,360 |
¥5,618,360 |
| 10 |
1.20% |
¥880,325 |
¥105,639,053 |
¥6,139,053 |
| 10 |
1.30% |
¥884,678 |
¥106,161,400 |
¥6,661,400 |
| 10 |
1.40% |
¥889,045 |
¥106,685,399 |
¥7,185,399 |
| 10 |
1.50% |
¥893,425 |
¥107,211,051 |
¥7,711,051 |
| 10 |
1.60% |
¥897,820 |
¥107,738,354 |
¥8,238,354 |
| 10 |
1.70% |
¥902,228 |
¥108,267,307 |
¥8,767,307 |
| 10 |
1.80% |
¥906,649 |
¥108,797,910 |
¥9,297,910 |
| 10 |
1.90% |
¥911,085 |
¥109,330,163 |
¥9,830,163 |
| 10 |
2.00% |
¥915,534 |
¥109,864,064 |
¥10,364,064 |
| 10 |
2.10% |
¥919,997 |
¥110,399,612 |
¥10,899,612 |
| 10 |
2.20% |
¥924,473 |
¥110,936,807 |
¥11,436,807 |
| 10 |
2.30% |
¥928,964 |
¥111,475,648 |
¥11,975,648 |
| 10 |
2.40% |
¥933,468 |
¥112,016,133 |
¥12,516,133 |
| 10 |
2.50% |
¥937,986 |
¥112,558,263 |
¥13,058,263 |
| 10 |
2.60% |
¥942,517 |
¥113,102,035 |
¥13,602,035 |
| 10 |
2.70% |
¥947,062 |
¥113,647,448 |
¥14,147,448 |
| 10 |
2.80% |
¥951,621 |
¥114,194,503 |
¥14,694,503 |
| 10 |
2.90% |
¥956,193 |
¥114,743,197 |
¥15,243,197 |
| 10 |
3.00% |
¥960,779 |
¥115,293,529 |
¥15,793,529 |