9970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9970万円の住宅ローン|期間・年数別
9970万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥196,987 |
¥118,191,980 |
¥18,491,980 |
| 50 |
0.80% |
¥201,664 |
¥120,998,592 |
¥21,298,592 |
| 50 |
0.90% |
¥206,410 |
¥123,846,045 |
¥24,146,045 |
| 50 |
1.00% |
¥211,224 |
¥126,734,162 |
¥27,034,162 |
| 50 |
1.10% |
¥216,105 |
¥129,662,745 |
¥29,962,745 |
| 50 |
1.20% |
¥221,053 |
¥132,631,580 |
¥32,931,580 |
| 50 |
1.30% |
¥226,067 |
¥135,640,433 |
¥35,940,433 |
| 50 |
1.40% |
¥231,148 |
¥138,689,050 |
¥38,989,050 |
| 50 |
1.50% |
¥236,295 |
¥141,777,164 |
¥42,077,164 |
| 50 |
1.60% |
¥241,507 |
¥144,904,486 |
¥45,204,486 |
| 50 |
1.70% |
¥246,785 |
¥148,070,714 |
¥48,370,714 |
| 50 |
1.80% |
¥252,126 |
¥151,275,527 |
¥51,575,527 |
| 50 |
1.90% |
¥257,531 |
¥154,518,591 |
¥54,818,591 |
| 50 |
2.00% |
¥262,999 |
¥157,799,554 |
¥58,099,554 |
| 50 |
2.10% |
¥268,530 |
¥161,118,052 |
¥61,418,052 |
| 50 |
2.20% |
¥274,123 |
¥164,473,706 |
¥64,773,706 |
| 50 |
2.30% |
¥279,777 |
¥167,866,123 |
¥68,166,123 |
| 50 |
2.40% |
¥285,491 |
¥171,294,898 |
¥71,594,898 |
| 50 |
2.50% |
¥291,266 |
¥174,759,614 |
¥75,059,614 |
| 50 |
2.60% |
¥297,100 |
¥178,259,843 |
¥78,559,843 |
| 50 |
2.70% |
¥302,992 |
¥181,795,144 |
¥82,095,144 |
| 50 |
2.80% |
¥308,942 |
¥185,365,068 |
¥85,665,068 |
| 50 |
2.90% |
¥314,949 |
¥188,969,156 |
¥89,269,156 |
| 50 |
3.00% |
¥321,012 |
¥192,606,939 |
¥92,906,939 |
9970万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥215,286 |
¥116,254,621 |
¥16,554,621 |
| 45 |
0.80% |
¥219,914 |
¥118,753,315 |
¥19,053,315 |
| 45 |
0.90% |
¥224,602 |
¥121,285,190 |
¥21,585,190 |
| 45 |
1.00% |
¥229,352 |
¥123,850,129 |
¥24,150,129 |
| 45 |
1.10% |
¥234,163 |
¥126,448,002 |
¥26,748,002 |
| 45 |
1.20% |
¥239,035 |
¥129,078,665 |
¥29,378,665 |
| 45 |
1.30% |
¥243,967 |
¥131,741,964 |
¥32,041,964 |
| 45 |
1.40% |
¥248,959 |
¥134,437,731 |
¥34,737,731 |
| 45 |
1.50% |
¥254,011 |
¥137,165,785 |
¥37,465,785 |
| 45 |
1.60% |
¥259,122 |
¥139,925,937 |
¥40,225,937 |
| 45 |
1.70% |
¥264,293 |
¥142,717,982 |
¥43,017,982 |
| 45 |
1.80% |
¥269,522 |
¥145,541,708 |
¥45,841,708 |
| 45 |
1.90% |
¥274,809 |
¥148,396,891 |
¥48,696,891 |
| 45 |
2.00% |
¥280,154 |
¥151,283,294 |
¥51,583,294 |
| 45 |
2.10% |
¥285,557 |
¥154,200,672 |
¥54,500,672 |
| 45 |
2.20% |
¥291,016 |
¥157,148,771 |
¥57,448,771 |
| 45 |
2.30% |
¥296,532 |
¥160,127,326 |
¥60,427,326 |
| 45 |
2.40% |
¥302,104 |
¥163,136,061 |
¥63,436,061 |
| 45 |
2.50% |
¥307,731 |
¥166,174,696 |
¥66,474,696 |
| 45 |
2.60% |
¥313,413 |
¥169,242,937 |
¥69,542,937 |
| 45 |
2.70% |
¥319,149 |
¥172,340,487 |
¥72,640,487 |
| 45 |
2.80% |
¥324,939 |
¥175,467,036 |
¥75,767,036 |
| 45 |
2.90% |
¥330,782 |
¥178,622,271 |
¥78,922,271 |
| 45 |
3.00% |
¥336,678 |
¥181,805,870 |
¥82,105,870 |
9970万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥238,203 |
¥114,337,411 |
¥14,637,411 |
| 40 |
0.80% |
¥242,780 |
¥116,534,272 |
¥16,834,272 |
| 40 |
0.90% |
¥247,411 |
¥118,757,423 |
¥19,057,423 |
| 40 |
1.00% |
¥252,097 |
¥121,006,789 |
¥21,306,789 |
| 40 |
1.10% |
¥256,838 |
¥123,282,286 |
¥23,582,286 |
| 40 |
1.20% |
¥261,633 |
¥125,583,826 |
¥25,883,826 |
| 40 |
1.30% |
¥266,482 |
¥127,911,308 |
¥28,211,308 |
| 40 |
1.40% |
¥271,385 |
¥130,264,628 |
¥30,564,628 |
| 40 |
1.50% |
¥276,341 |
¥132,643,671 |
¥32,943,671 |
| 40 |
1.60% |
¥281,351 |
¥135,048,317 |
¥35,348,317 |
| 40 |
1.70% |
¥286,413 |
¥137,478,435 |
¥37,778,435 |
| 40 |
1.80% |
¥291,529 |
¥139,933,892 |
¥40,233,892 |
| 40 |
1.90% |
¥296,697 |
¥142,414,543 |
¥42,714,543 |
| 40 |
2.00% |
¥301,917 |
¥144,920,238 |
¥45,220,238 |
| 40 |
2.10% |
¥307,189 |
¥147,450,821 |
¥47,750,821 |
| 40 |
2.20% |
¥312,513 |
¥150,006,128 |
¥50,306,128 |
| 40 |
2.30% |
¥317,887 |
¥152,585,991 |
¥52,885,991 |
| 40 |
2.40% |
¥323,313 |
¥155,190,231 |
¥55,490,231 |
| 40 |
2.50% |
¥328,789 |
¥157,818,668 |
¥58,118,668 |
| 40 |
2.60% |
¥334,315 |
¥160,471,114 |
¥60,771,114 |
| 40 |
2.70% |
¥339,890 |
¥163,147,374 |
¥63,447,374 |
| 40 |
2.80% |
¥345,515 |
¥165,847,250 |
¥66,147,250 |
| 40 |
2.90% |
¥351,189 |
¥168,570,537 |
¥68,870,537 |
| 40 |
3.00% |
¥356,910 |
¥171,317,025 |
¥71,617,025 |
9970万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥267,715 |
¥112,440,391 |
¥12,740,391 |
| 35 |
0.80% |
¥272,242 |
¥114,341,537 |
¥14,641,537 |
| 35 |
0.90% |
¥276,816 |
¥116,262,860 |
¥16,562,860 |
| 35 |
1.00% |
¥281,439 |
¥118,204,314 |
¥18,504,314 |
| 35 |
1.10% |
¥286,109 |
¥120,165,850 |
¥20,465,850 |
| 35 |
1.20% |
¥290,827 |
¥122,147,415 |
¥22,447,415 |
| 35 |
1.30% |
¥295,593 |
¥124,148,950 |
¥24,448,950 |
| 35 |
1.40% |
¥300,406 |
¥126,170,392 |
¥26,470,392 |
| 35 |
1.50% |
¥305,266 |
¥128,211,672 |
¥28,511,672 |
| 35 |
1.60% |
¥310,173 |
¥130,272,719 |
¥30,572,719 |
| 35 |
1.70% |
¥315,127 |
¥132,353,456 |
¥32,653,456 |
| 35 |
1.80% |
¥320,128 |
¥134,453,802 |
¥34,753,802 |
| 35 |
1.90% |
¥325,175 |
¥136,573,670 |
¥36,873,670 |
| 35 |
2.00% |
¥330,269 |
¥138,712,972 |
¥39,012,972 |
| 35 |
2.10% |
¥335,409 |
¥140,871,613 |
¥41,171,613 |
| 35 |
2.20% |
¥340,594 |
¥143,049,495 |
¥43,349,495 |
| 35 |
2.30% |
¥345,825 |
¥145,246,516 |
¥45,546,516 |
| 35 |
2.40% |
¥351,101 |
¥147,462,570 |
¥47,762,570 |
| 35 |
2.50% |
¥356,423 |
¥149,697,546 |
¥49,997,546 |
| 35 |
2.60% |
¥361,789 |
¥151,951,332 |
¥52,251,332 |
| 35 |
2.70% |
¥367,200 |
¥154,223,810 |
¥54,523,810 |
| 35 |
2.80% |
¥372,654 |
¥156,514,859 |
¥56,814,859 |
| 35 |
2.90% |
¥378,153 |
¥158,824,355 |
¥59,124,355 |
| 35 |
3.00% |
¥383,696 |
¥161,152,169 |
¥61,452,169 |
9970万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥307,121 |
¥110,563,598 |
¥10,863,598 |
| 30 |
0.80% |
¥311,598 |
¥112,175,172 |
¥12,475,172 |
| 30 |
0.90% |
¥316,116 |
¥113,801,600 |
¥14,101,600 |
| 30 |
1.00% |
¥320,675 |
¥115,442,857 |
¥15,742,857 |
| 30 |
1.10% |
¥325,275 |
¥117,098,916 |
¥17,398,916 |
| 30 |
1.20% |
¥329,916 |
¥118,769,748 |
¥19,069,748 |
| 30 |
1.30% |
¥334,598 |
¥120,455,321 |
¥20,755,321 |
| 30 |
1.40% |
¥339,321 |
¥122,155,599 |
¥22,455,599 |
| 30 |
1.50% |
¥344,085 |
¥123,870,546 |
¥24,170,546 |
| 30 |
1.60% |
¥348,889 |
¥125,600,121 |
¥25,900,121 |
| 30 |
1.70% |
¥353,734 |
¥127,344,282 |
¥27,644,282 |
| 30 |
1.80% |
¥358,619 |
¥129,102,984 |
¥29,402,984 |
| 30 |
1.90% |
¥363,545 |
¥130,876,180 |
¥31,176,180 |
| 30 |
2.00% |
¥368,511 |
¥132,663,821 |
¥32,963,821 |
| 30 |
2.10% |
¥373,516 |
¥134,465,854 |
¥34,765,854 |
| 30 |
2.20% |
¥378,562 |
¥136,282,226 |
¥36,582,226 |
| 30 |
2.30% |
¥383,647 |
¥138,112,879 |
¥38,412,879 |
| 30 |
2.40% |
¥388,772 |
¥139,957,755 |
¥40,257,755 |
| 30 |
2.50% |
¥393,936 |
¥141,816,793 |
¥42,116,793 |
| 30 |
2.60% |
¥399,139 |
¥143,689,929 |
¥43,989,929 |
| 30 |
2.70% |
¥404,381 |
¥145,577,099 |
¥45,877,099 |
| 30 |
2.80% |
¥409,662 |
¥147,478,234 |
¥47,778,234 |
| 30 |
2.90% |
¥414,981 |
¥149,393,264 |
¥49,693,264 |
| 30 |
3.00% |
¥420,339 |
¥151,322,120 |
¥51,622,120 |
9970万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥362,357 |
¥108,707,065 |
¥9,007,065 |
| 25 |
0.80% |
¥366,784 |
¥110,035,231 |
¥10,335,231 |
| 25 |
0.90% |
¥371,246 |
¥111,373,730 |
¥11,673,730 |
| 25 |
1.00% |
¥375,742 |
¥112,722,551 |
¥13,022,551 |
| 25 |
1.10% |
¥380,272 |
¥114,081,679 |
¥14,381,679 |
| 25 |
1.20% |
¥384,837 |
¥115,451,101 |
¥15,751,101 |
| 25 |
1.30% |
¥389,436 |
¥116,830,799 |
¥17,130,799 |
| 25 |
1.40% |
¥394,069 |
¥118,220,756 |
¥18,520,756 |
| 25 |
1.50% |
¥398,737 |
¥119,620,955 |
¥19,920,955 |
| 25 |
1.60% |
¥403,438 |
¥121,031,375 |
¥21,331,375 |
| 25 |
1.70% |
¥408,173 |
¥122,451,996 |
¥22,751,996 |
| 25 |
1.80% |
¥412,943 |
¥123,882,795 |
¥24,182,795 |
| 25 |
1.90% |
¥417,746 |
¥125,323,749 |
¥25,623,749 |
| 25 |
2.00% |
¥422,583 |
¥126,774,833 |
¥27,074,833 |
| 25 |
2.10% |
¥427,453 |
¥128,236,021 |
¥28,536,021 |
| 25 |
2.20% |
¥432,358 |
¥129,707,287 |
¥30,007,287 |
| 25 |
2.30% |
¥437,295 |
¥131,188,603 |
¥31,488,603 |
| 25 |
2.40% |
¥442,266 |
¥132,679,939 |
¥32,979,939 |
| 25 |
2.50% |
¥447,271 |
¥134,181,265 |
¥34,481,265 |
| 25 |
2.60% |
¥452,308 |
¥135,692,550 |
¥35,992,550 |
| 25 |
2.70% |
¥457,379 |
¥137,213,760 |
¥37,513,760 |
| 25 |
2.80% |
¥462,483 |
¥138,744,862 |
¥39,044,862 |
| 25 |
2.90% |
¥467,619 |
¥140,285,822 |
¥40,585,822 |
| 25 |
3.00% |
¥472,789 |
¥141,836,604 |
¥42,136,604 |
9970万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥445,295 |
¥106,870,819 |
¥7,170,819 |
| 20 |
0.80% |
¥449,674 |
¥107,921,762 |
¥8,221,762 |
| 20 |
0.90% |
¥454,081 |
¥108,979,327 |
¥9,279,327 |
| 20 |
1.00% |
¥458,515 |
¥110,043,510 |
¥10,343,510 |
| 20 |
1.10% |
¥462,976 |
¥111,114,304 |
¥11,414,304 |
| 20 |
1.20% |
¥467,465 |
¥112,191,704 |
¥12,491,704 |
| 20 |
1.30% |
¥471,982 |
¥113,275,703 |
¥13,575,703 |
| 20 |
1.40% |
¥476,526 |
¥114,366,293 |
¥14,666,293 |
| 20 |
1.50% |
¥481,098 |
¥115,463,465 |
¥15,763,465 |
| 20 |
1.60% |
¥485,697 |
¥116,567,213 |
¥16,867,213 |
| 20 |
1.70% |
¥490,323 |
¥117,677,526 |
¥17,977,526 |
| 20 |
1.80% |
¥494,977 |
¥118,794,396 |
¥19,094,396 |
| 20 |
1.90% |
¥499,658 |
¥119,917,812 |
¥20,217,812 |
| 20 |
2.00% |
¥504,366 |
¥121,047,764 |
¥21,347,764 |
| 20 |
2.10% |
¥509,101 |
¥122,184,242 |
¥22,484,242 |
| 20 |
2.20% |
¥513,863 |
¥123,327,232 |
¥23,627,232 |
| 20 |
2.30% |
¥518,653 |
¥124,476,725 |
¥24,776,725 |
| 20 |
2.40% |
¥523,470 |
¥125,632,706 |
¥25,932,706 |
| 20 |
2.50% |
¥528,313 |
¥126,795,164 |
¥27,095,164 |
| 20 |
2.60% |
¥533,184 |
¥127,964,085 |
¥28,264,085 |
| 20 |
2.70% |
¥538,081 |
¥129,139,455 |
¥29,439,455 |
| 20 |
2.80% |
¥543,005 |
¥130,321,260 |
¥30,621,260 |
| 20 |
2.90% |
¥547,956 |
¥131,509,484 |
¥31,809,484 |
| 20 |
3.00% |
¥552,934 |
¥132,704,113 |
¥33,004,113 |
9970万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥583,638 |
¥105,054,882 |
¥5,354,882 |
| 15 |
0.80% |
¥587,971 |
¥105,834,801 |
¥6,134,801 |
| 15 |
0.90% |
¥592,325 |
¥106,618,450 |
¥6,918,450 |
| 15 |
1.00% |
¥596,699 |
¥107,405,826 |
¥7,705,826 |
| 15 |
1.10% |
¥601,094 |
¥108,196,927 |
¥8,496,927 |
| 15 |
1.20% |
¥605,510 |
¥108,991,752 |
¥9,291,752 |
| 15 |
1.30% |
¥609,946 |
¥109,790,298 |
¥10,090,298 |
| 15 |
1.40% |
¥614,403 |
¥110,592,562 |
¥10,892,562 |
| 15 |
1.50% |
¥618,881 |
¥111,398,542 |
¥11,698,542 |
| 15 |
1.60% |
¥623,379 |
¥112,208,235 |
¥12,508,235 |
| 15 |
1.70% |
¥627,898 |
¥113,021,638 |
¥13,321,638 |
| 15 |
1.80% |
¥632,437 |
¥113,838,747 |
¥14,138,747 |
| 15 |
1.90% |
¥636,998 |
¥114,659,559 |
¥14,959,559 |
| 15 |
2.00% |
¥641,578 |
¥115,484,071 |
¥15,784,071 |
| 15 |
2.10% |
¥646,179 |
¥116,312,279 |
¥16,612,279 |
| 15 |
2.20% |
¥650,801 |
¥117,144,179 |
¥17,444,179 |
| 15 |
2.30% |
¥655,443 |
¥117,979,768 |
¥18,279,768 |
| 15 |
2.40% |
¥660,106 |
¥118,819,040 |
¥19,119,040 |
| 15 |
2.50% |
¥664,789 |
¥119,661,991 |
¥19,961,991 |
| 15 |
2.60% |
¥669,492 |
¥120,508,618 |
¥20,808,618 |
| 15 |
2.70% |
¥674,216 |
¥121,358,916 |
¥21,658,916 |
| 15 |
2.80% |
¥678,960 |
¥122,212,878 |
¥22,512,878 |
| 15 |
2.90% |
¥683,725 |
¥123,070,502 |
¥23,370,502 |
| 15 |
3.00% |
¥688,510 |
¥123,931,781 |
¥24,231,781 |
9970万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥860,494 |
¥103,259,272 |
¥3,559,272 |
| 10 |
0.80% |
¥864,786 |
¥103,774,380 |
¥4,074,380 |
| 10 |
0.90% |
¥869,093 |
¥104,291,146 |
¥4,591,146 |
| 10 |
1.00% |
¥873,413 |
¥104,809,571 |
¥5,109,571 |
| 10 |
1.10% |
¥877,747 |
¥105,329,653 |
¥5,629,653 |
| 10 |
1.20% |
¥882,095 |
¥105,851,393 |
¥6,151,393 |
| 10 |
1.30% |
¥886,457 |
¥106,374,790 |
¥6,674,790 |
| 10 |
1.40% |
¥890,832 |
¥106,899,842 |
¥7,199,842 |
| 10 |
1.50% |
¥895,221 |
¥107,426,550 |
¥7,726,550 |
| 10 |
1.60% |
¥899,624 |
¥107,954,913 |
¥8,254,913 |
| 10 |
1.70% |
¥904,041 |
¥108,484,930 |
¥8,784,930 |
| 10 |
1.80% |
¥908,472 |
¥109,016,600 |
¥9,316,600 |
| 10 |
1.90% |
¥912,916 |
¥109,549,922 |
¥9,849,922 |
| 10 |
2.00% |
¥917,374 |
¥110,084,896 |
¥10,384,896 |
| 10 |
2.10% |
¥921,846 |
¥110,621,521 |
¥10,921,521 |
| 10 |
2.20% |
¥926,332 |
¥111,159,796 |
¥11,459,796 |
| 10 |
2.30% |
¥930,831 |
¥111,699,720 |
¥11,999,720 |
| 10 |
2.40% |
¥935,344 |
¥112,241,291 |
¥12,541,291 |
| 10 |
2.50% |
¥939,871 |
¥112,784,510 |
¥13,084,510 |
| 10 |
2.60% |
¥944,411 |
¥113,329,375 |
¥13,629,375 |
| 10 |
2.70% |
¥948,966 |
¥113,875,885 |
¥14,175,885 |
| 10 |
2.80% |
¥953,534 |
¥114,424,039 |
¥14,724,039 |
| 10 |
2.90% |
¥958,115 |
¥114,973,836 |
¥15,273,836 |
| 10 |
3.00% |
¥962,711 |
¥115,525,275 |
¥15,825,275 |