9980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9980万円の住宅ローン|期間・年数別
9980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥197,184 |
¥118,310,528 |
¥18,510,528 |
| 50 |
0.80% |
¥201,867 |
¥121,119,955 |
¥21,319,955 |
| 50 |
0.90% |
¥206,617 |
¥123,970,264 |
¥24,170,264 |
| 50 |
1.00% |
¥211,435 |
¥126,861,277 |
¥27,061,277 |
| 50 |
1.10% |
¥216,321 |
¥129,792,798 |
¥29,992,798 |
| 50 |
1.20% |
¥221,274 |
¥132,764,611 |
¥32,964,611 |
| 50 |
1.30% |
¥226,294 |
¥135,776,481 |
¥35,976,481 |
| 50 |
1.40% |
¥231,380 |
¥138,828,157 |
¥39,028,157 |
| 50 |
1.50% |
¥236,532 |
¥141,919,368 |
¥42,119,368 |
| 50 |
1.60% |
¥241,750 |
¥145,049,827 |
¥45,249,827 |
| 50 |
1.70% |
¥247,032 |
¥148,219,230 |
¥48,419,230 |
| 50 |
1.80% |
¥252,379 |
¥151,427,258 |
¥51,627,258 |
| 50 |
1.90% |
¥257,789 |
¥154,673,575 |
¥54,873,575 |
| 50 |
2.00% |
¥263,263 |
¥157,957,829 |
¥58,157,829 |
| 50 |
2.10% |
¥268,799 |
¥161,279,655 |
¥61,479,655 |
| 50 |
2.20% |
¥274,398 |
¥164,638,675 |
¥64,838,675 |
| 50 |
2.30% |
¥280,057 |
¥168,034,494 |
¥68,234,494 |
| 50 |
2.40% |
¥285,778 |
¥171,466,708 |
¥71,666,708 |
| 50 |
2.50% |
¥291,558 |
¥174,934,900 |
¥75,134,900 |
| 50 |
2.60% |
¥297,398 |
¥178,438,639 |
¥78,638,639 |
| 50 |
2.70% |
¥303,296 |
¥181,977,486 |
¥82,177,486 |
| 50 |
2.80% |
¥309,252 |
¥185,550,991 |
¥85,750,991 |
| 50 |
2.90% |
¥315,264 |
¥189,158,694 |
¥89,358,694 |
| 50 |
3.00% |
¥321,334 |
¥192,800,126 |
¥93,000,126 |
9980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥215,502 |
¥116,371,226 |
¥16,571,226 |
| 45 |
0.80% |
¥220,134 |
¥118,872,425 |
¥19,072,425 |
| 45 |
0.90% |
¥224,827 |
¥121,406,840 |
¥21,606,840 |
| 45 |
1.00% |
¥229,582 |
¥123,974,352 |
¥24,174,352 |
| 45 |
1.10% |
¥234,398 |
¥126,574,830 |
¥26,774,830 |
| 45 |
1.20% |
¥239,274 |
¥129,208,132 |
¥29,408,132 |
| 45 |
1.30% |
¥244,211 |
¥131,874,103 |
¥32,074,103 |
| 45 |
1.40% |
¥249,208 |
¥134,572,573 |
¥34,772,573 |
| 45 |
1.50% |
¥254,265 |
¥137,303,364 |
¥37,503,364 |
| 45 |
1.60% |
¥259,382 |
¥140,066,283 |
¥40,266,283 |
| 45 |
1.70% |
¥264,558 |
¥142,861,130 |
¥43,061,130 |
| 45 |
1.80% |
¥269,792 |
¥145,687,688 |
¥45,887,688 |
| 45 |
1.90% |
¥275,085 |
¥148,545,734 |
¥48,745,734 |
| 45 |
2.00% |
¥280,435 |
¥151,435,032 |
¥51,635,032 |
| 45 |
2.10% |
¥285,843 |
¥154,355,337 |
¥54,555,337 |
| 45 |
2.20% |
¥291,308 |
¥157,306,393 |
¥57,506,393 |
| 45 |
2.30% |
¥296,830 |
¥160,287,935 |
¥60,487,935 |
| 45 |
2.40% |
¥302,407 |
¥163,299,688 |
¥63,499,688 |
| 45 |
2.50% |
¥308,040 |
¥166,341,371 |
¥66,541,371 |
| 45 |
2.60% |
¥313,727 |
¥169,412,690 |
¥69,612,690 |
| 45 |
2.70% |
¥319,469 |
¥172,513,346 |
¥72,713,346 |
| 45 |
2.80% |
¥325,265 |
¥175,643,031 |
¥75,843,031 |
| 45 |
2.90% |
¥331,114 |
¥178,801,431 |
¥79,001,431 |
| 45 |
3.00% |
¥337,015 |
¥181,988,223 |
¥82,188,223 |
9980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥238,442 |
¥114,452,092 |
¥14,652,092 |
| 40 |
0.80% |
¥243,023 |
¥116,651,157 |
¥16,851,157 |
| 40 |
0.90% |
¥247,659 |
¥118,876,538 |
¥19,076,538 |
| 40 |
1.00% |
¥252,350 |
¥121,128,160 |
¥21,328,160 |
| 40 |
1.10% |
¥257,096 |
¥123,405,939 |
¥23,605,939 |
| 40 |
1.20% |
¥261,895 |
¥125,709,787 |
¥25,909,787 |
| 40 |
1.30% |
¥266,749 |
¥128,039,604 |
¥28,239,604 |
| 40 |
1.40% |
¥271,657 |
¥130,395,285 |
¥30,595,285 |
| 40 |
1.50% |
¥276,618 |
¥132,776,714 |
¥32,976,714 |
| 40 |
1.60% |
¥281,633 |
¥135,183,771 |
¥35,383,771 |
| 40 |
1.70% |
¥286,701 |
¥137,616,328 |
¥37,816,328 |
| 40 |
1.80% |
¥291,821 |
¥140,074,247 |
¥40,274,247 |
| 40 |
1.90% |
¥296,995 |
¥142,557,386 |
¥42,757,386 |
| 40 |
2.00% |
¥302,220 |
¥145,065,594 |
¥45,265,594 |
| 40 |
2.10% |
¥307,497 |
¥147,598,715 |
¥47,798,715 |
| 40 |
2.20% |
¥312,826 |
¥150,156,586 |
¥50,356,586 |
| 40 |
2.30% |
¥318,206 |
¥152,739,036 |
¥52,939,036 |
| 40 |
2.40% |
¥323,637 |
¥155,345,888 |
¥55,545,888 |
| 40 |
2.50% |
¥329,119 |
¥157,976,962 |
¥58,176,962 |
| 40 |
2.60% |
¥334,650 |
¥160,632,068 |
¥60,832,068 |
| 40 |
2.70% |
¥340,231 |
¥163,311,013 |
¥63,511,013 |
| 40 |
2.80% |
¥345,862 |
¥166,013,596 |
¥66,213,596 |
| 40 |
2.90% |
¥351,541 |
¥168,739,615 |
¥68,939,615 |
| 40 |
3.00% |
¥357,268 |
¥171,488,858 |
¥71,688,858 |
9980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥267,984 |
¥112,553,170 |
¥12,753,170 |
| 35 |
0.80% |
¥272,515 |
¥114,456,223 |
¥14,656,223 |
| 35 |
0.90% |
¥277,094 |
¥116,379,472 |
¥16,579,472 |
| 35 |
1.00% |
¥281,721 |
¥118,322,874 |
¥18,522,874 |
| 35 |
1.10% |
¥286,396 |
¥120,286,377 |
¥20,486,377 |
| 35 |
1.20% |
¥291,119 |
¥122,269,930 |
¥22,469,930 |
| 35 |
1.30% |
¥295,889 |
¥124,273,472 |
¥24,473,472 |
| 35 |
1.40% |
¥300,707 |
¥126,296,942 |
¥26,496,942 |
| 35 |
1.50% |
¥305,572 |
¥128,340,270 |
¥28,540,270 |
| 35 |
1.60% |
¥310,484 |
¥130,403,384 |
¥30,603,384 |
| 35 |
1.70% |
¥315,443 |
¥132,486,208 |
¥32,686,208 |
| 35 |
1.80% |
¥320,449 |
¥134,588,660 |
¥34,788,660 |
| 35 |
1.90% |
¥325,502 |
¥136,710,655 |
¥36,910,655 |
| 35 |
2.00% |
¥330,600 |
¥138,852,103 |
¥39,052,103 |
| 35 |
2.10% |
¥335,745 |
¥141,012,909 |
¥41,212,909 |
| 35 |
2.20% |
¥340,936 |
¥143,192,975 |
¥43,392,975 |
| 35 |
2.30% |
¥346,172 |
¥145,392,200 |
¥45,592,200 |
| 35 |
2.40% |
¥351,454 |
¥147,610,476 |
¥47,810,476 |
| 35 |
2.50% |
¥356,780 |
¥149,847,694 |
¥50,047,694 |
| 35 |
2.60% |
¥362,152 |
¥152,103,741 |
¥52,303,741 |
| 35 |
2.70% |
¥367,568 |
¥154,378,498 |
¥54,578,498 |
| 35 |
2.80% |
¥373,028 |
¥156,671,845 |
¥56,871,845 |
| 35 |
2.90% |
¥378,533 |
¥158,983,657 |
¥59,183,657 |
| 35 |
3.00% |
¥384,080 |
¥161,313,806 |
¥61,513,806 |
9980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥307,429 |
¥110,674,495 |
¥10,874,495 |
| 30 |
0.80% |
¥311,910 |
¥112,287,685 |
¥12,487,685 |
| 30 |
0.90% |
¥316,433 |
¥113,915,744 |
¥14,115,744 |
| 30 |
1.00% |
¥320,996 |
¥115,558,647 |
¥15,758,647 |
| 30 |
1.10% |
¥325,601 |
¥117,216,368 |
¥17,416,368 |
| 30 |
1.20% |
¥330,247 |
¥118,888,876 |
¥19,088,876 |
| 30 |
1.30% |
¥334,934 |
¥120,576,139 |
¥20,776,139 |
| 30 |
1.40% |
¥339,661 |
¥122,278,123 |
¥22,478,123 |
| 30 |
1.50% |
¥344,430 |
¥123,994,789 |
¥24,194,789 |
| 30 |
1.60% |
¥349,239 |
¥125,726,099 |
¥25,926,099 |
| 30 |
1.70% |
¥354,089 |
¥127,472,009 |
¥27,672,009 |
| 30 |
1.80% |
¥358,979 |
¥129,232,475 |
¥29,432,475 |
| 30 |
1.90% |
¥363,910 |
¥131,007,450 |
¥31,207,450 |
| 30 |
2.00% |
¥368,880 |
¥132,796,884 |
¥32,996,884 |
| 30 |
2.10% |
¥373,891 |
¥134,600,725 |
¥34,800,725 |
| 30 |
2.20% |
¥378,941 |
¥136,418,918 |
¥36,618,918 |
| 30 |
2.30% |
¥384,032 |
¥138,251,408 |
¥38,451,408 |
| 30 |
2.40% |
¥389,161 |
¥140,098,134 |
¥40,298,134 |
| 30 |
2.50% |
¥394,331 |
¥141,959,037 |
¥42,159,037 |
| 30 |
2.60% |
¥399,539 |
¥143,834,052 |
¥44,034,052 |
| 30 |
2.70% |
¥404,786 |
¥145,723,114 |
¥45,923,114 |
| 30 |
2.80% |
¥410,073 |
¥147,626,156 |
¥47,826,156 |
| 30 |
2.90% |
¥415,398 |
¥149,543,107 |
¥49,743,107 |
| 30 |
3.00% |
¥420,761 |
¥151,473,897 |
¥51,673,897 |
9980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥362,720 |
¥108,816,099 |
¥9,016,099 |
| 25 |
0.80% |
¥367,152 |
¥110,145,597 |
¥10,345,597 |
| 25 |
0.90% |
¥371,618 |
¥111,485,439 |
¥11,685,439 |
| 25 |
1.00% |
¥376,119 |
¥112,835,613 |
¥13,035,613 |
| 25 |
1.10% |
¥380,654 |
¥114,196,104 |
¥14,396,104 |
| 25 |
1.20% |
¥385,223 |
¥115,566,899 |
¥15,766,899 |
| 25 |
1.30% |
¥389,827 |
¥116,947,981 |
¥17,147,981 |
| 25 |
1.40% |
¥394,464 |
¥118,339,333 |
¥18,539,333 |
| 25 |
1.50% |
¥399,136 |
¥119,740,936 |
¥19,940,936 |
| 25 |
1.60% |
¥403,843 |
¥121,152,771 |
¥21,352,771 |
| 25 |
1.70% |
¥408,583 |
¥122,574,816 |
¥22,774,816 |
| 25 |
1.80% |
¥413,357 |
¥124,007,050 |
¥24,207,050 |
| 25 |
1.90% |
¥418,165 |
¥125,449,450 |
¥25,649,450 |
| 25 |
2.00% |
¥423,007 |
¥126,901,989 |
¥27,101,989 |
| 25 |
2.10% |
¥427,882 |
¥128,364,643 |
¥28,564,643 |
| 25 |
2.20% |
¥432,791 |
¥129,837,385 |
¥30,037,385 |
| 25 |
2.30% |
¥437,734 |
¥131,320,187 |
¥31,520,187 |
| 25 |
2.40% |
¥442,710 |
¥132,813,018 |
¥33,013,018 |
| 25 |
2.50% |
¥447,720 |
¥134,315,850 |
¥34,515,850 |
| 25 |
2.60% |
¥452,762 |
¥135,828,650 |
¥36,028,650 |
| 25 |
2.70% |
¥457,838 |
¥137,351,387 |
¥37,551,387 |
| 25 |
2.80% |
¥462,947 |
¥138,884,025 |
¥39,084,025 |
| 25 |
2.90% |
¥468,088 |
¥140,426,530 |
¥40,626,530 |
| 25 |
3.00% |
¥473,263 |
¥141,978,867 |
¥42,178,867 |
9980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥445,742 |
¥106,978,011 |
¥7,178,011 |
| 20 |
0.80% |
¥450,125 |
¥108,030,008 |
¥8,230,008 |
| 20 |
0.90% |
¥454,536 |
¥109,088,634 |
¥9,288,634 |
| 20 |
1.00% |
¥458,975 |
¥110,153,884 |
¥10,353,884 |
| 20 |
1.10% |
¥463,441 |
¥111,225,753 |
¥11,425,753 |
| 20 |
1.20% |
¥467,934 |
¥112,304,234 |
¥12,504,234 |
| 20 |
1.30% |
¥472,455 |
¥113,389,320 |
¥13,589,320 |
| 20 |
1.40% |
¥477,004 |
¥114,481,003 |
¥14,681,003 |
| 20 |
1.50% |
¥481,580 |
¥115,579,276 |
¥15,779,276 |
| 20 |
1.60% |
¥486,184 |
¥116,684,131 |
¥16,884,131 |
| 20 |
1.70% |
¥490,815 |
¥117,795,558 |
¥17,995,558 |
| 20 |
1.80% |
¥495,473 |
¥118,913,548 |
¥19,113,548 |
| 20 |
1.90% |
¥500,159 |
¥120,038,091 |
¥20,238,091 |
| 20 |
2.00% |
¥504,872 |
¥121,169,176 |
¥21,369,176 |
| 20 |
2.10% |
¥509,612 |
¥122,306,793 |
¥22,506,793 |
| 20 |
2.20% |
¥514,379 |
¥123,450,931 |
¥23,650,931 |
| 20 |
2.30% |
¥519,173 |
¥124,601,576 |
¥24,801,576 |
| 20 |
2.40% |
¥523,995 |
¥125,758,717 |
¥25,958,717 |
| 20 |
2.50% |
¥528,843 |
¥126,922,341 |
¥27,122,341 |
| 20 |
2.60% |
¥533,718 |
¥128,092,434 |
¥28,292,434 |
| 20 |
2.70% |
¥538,621 |
¥129,268,983 |
¥29,468,983 |
| 20 |
2.80% |
¥543,550 |
¥130,451,973 |
¥30,651,973 |
| 20 |
2.90% |
¥548,506 |
¥131,641,389 |
¥31,841,389 |
| 20 |
3.00% |
¥553,488 |
¥132,837,217 |
¥33,037,217 |
9980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥584,224 |
¥105,160,253 |
¥5,360,253 |
| 15 |
0.80% |
¥588,561 |
¥105,940,954 |
¥6,140,954 |
| 15 |
0.90% |
¥592,919 |
¥106,725,389 |
¥6,925,389 |
| 15 |
1.00% |
¥597,298 |
¥107,513,555 |
¥7,713,555 |
| 15 |
1.10% |
¥601,697 |
¥108,305,450 |
¥8,505,450 |
| 15 |
1.20% |
¥606,117 |
¥109,101,072 |
¥9,301,072 |
| 15 |
1.30% |
¥610,558 |
¥109,900,419 |
¥10,100,419 |
| 15 |
1.40% |
¥615,019 |
¥110,703,488 |
¥10,903,488 |
| 15 |
1.50% |
¥619,502 |
¥111,510,276 |
¥11,710,276 |
| 15 |
1.60% |
¥624,004 |
¥112,320,781 |
¥12,520,781 |
| 15 |
1.70% |
¥628,528 |
¥113,135,000 |
¥13,335,000 |
| 15 |
1.80% |
¥633,072 |
¥113,952,928 |
¥14,152,928 |
| 15 |
1.90% |
¥637,636 |
¥114,774,564 |
¥14,974,564 |
| 15 |
2.00% |
¥642,222 |
¥115,599,903 |
¥15,799,903 |
| 15 |
2.10% |
¥646,827 |
¥116,428,942 |
¥16,628,942 |
| 15 |
2.20% |
¥651,454 |
¥117,261,676 |
¥17,461,676 |
| 15 |
2.30% |
¥656,101 |
¥118,098,102 |
¥18,298,102 |
| 15 |
2.40% |
¥660,768 |
¥118,938,216 |
¥19,138,216 |
| 15 |
2.50% |
¥665,456 |
¥119,782,014 |
¥19,982,014 |
| 15 |
2.60% |
¥670,164 |
¥120,629,489 |
¥20,829,489 |
| 15 |
2.70% |
¥674,892 |
¥121,480,640 |
¥21,680,640 |
| 15 |
2.80% |
¥679,641 |
¥122,335,459 |
¥22,535,459 |
| 15 |
2.90% |
¥684,411 |
¥123,193,943 |
¥23,393,943 |
| 15 |
3.00% |
¥689,200 |
¥124,056,086 |
¥24,256,086 |
9980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥861,357 |
¥103,362,842 |
¥3,562,842 |
| 10 |
0.80% |
¥865,654 |
¥103,878,466 |
¥4,078,466 |
| 10 |
0.90% |
¥869,965 |
¥104,395,751 |
¥4,595,751 |
| 10 |
1.00% |
¥874,289 |
¥104,914,696 |
¥5,114,696 |
| 10 |
1.10% |
¥878,627 |
¥105,435,300 |
¥5,635,300 |
| 10 |
1.20% |
¥882,980 |
¥105,957,563 |
¥6,157,563 |
| 10 |
1.30% |
¥887,346 |
¥106,481,485 |
¥6,681,485 |
| 10 |
1.40% |
¥891,726 |
¥107,007,064 |
¥7,207,064 |
| 10 |
1.50% |
¥896,119 |
¥107,534,300 |
¥7,734,300 |
| 10 |
1.60% |
¥900,527 |
¥108,063,193 |
¥8,263,193 |
| 10 |
1.70% |
¥904,948 |
¥108,593,741 |
¥8,793,741 |
| 10 |
1.80% |
¥909,383 |
¥109,125,944 |
¥9,325,944 |
| 10 |
1.90% |
¥913,832 |
¥109,659,802 |
¥9,859,802 |
| 10 |
2.00% |
¥918,294 |
¥110,195,312 |
¥10,395,312 |
| 10 |
2.10% |
¥922,771 |
¥110,732,475 |
¥10,932,475 |
| 10 |
2.20% |
¥927,261 |
¥111,271,290 |
¥11,471,290 |
| 10 |
2.30% |
¥931,765 |
¥111,811,755 |
¥12,011,755 |
| 10 |
2.40% |
¥936,282 |
¥112,353,870 |
¥12,553,870 |
| 10 |
2.50% |
¥940,814 |
¥112,897,634 |
¥13,097,634 |
| 10 |
2.60% |
¥945,359 |
¥113,443,046 |
¥13,643,046 |
| 10 |
2.70% |
¥949,918 |
¥113,990,104 |
¥14,190,104 |
| 10 |
2.80% |
¥954,490 |
¥114,538,808 |
¥14,738,808 |
| 10 |
2.90% |
¥959,076 |
¥115,089,156 |
¥15,289,156 |
| 10 |
3.00% |
¥963,676 |
¥115,641,148 |
¥15,841,148 |