9980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9980万円の住宅ローン｜期間・年数別
9980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥197,184 | ¥118,310,528 | ¥18,510,528 |
| 50 | 0.80% | ¥201,867 | ¥121,119,955 | ¥21,319,955 |
| 50 | 0.90% | ¥206,617 | ¥123,970,264 | ¥24,170,264 |
| 50 | 1.00% | ¥211,435 | ¥126,861,277 | ¥27,061,277 |
| 50 | 1.10% | ¥216,321 | ¥129,792,798 | ¥29,992,798 |
| 50 | 1.20% | ¥221,274 | ¥132,764,611 | ¥32,964,611 |
| 50 | 1.30% | ¥226,294 | ¥135,776,481 | ¥35,976,481 |
| 50 | 1.40% | ¥231,380 | ¥138,828,157 | ¥39,028,157 |
| 50 | 1.50% | ¥236,532 | ¥141,919,368 | ¥42,119,368 |
| 50 | 1.60% | ¥241,750 | ¥145,049,827 | ¥45,249,827 |
| 50 | 1.70% | ¥247,032 | ¥148,219,230 | ¥48,419,230 |
| 50 | 1.80% | ¥252,379 | ¥151,427,258 | ¥51,627,258 |
| 50 | 1.90% | ¥257,789 | ¥154,673,575 | ¥54,873,575 |
| 50 | 2.00% | ¥263,263 | ¥157,957,829 | ¥58,157,829 |
| 50 | 2.10% | ¥268,799 | ¥161,279,655 | ¥61,479,655 |
| 50 | 2.20% | ¥274,398 | ¥164,638,675 | ¥64,838,675 |
| 50 | 2.30% | ¥280,057 | ¥168,034,494 | ¥68,234,494 |
| 50 | 2.40% | ¥285,778 | ¥171,466,708 | ¥71,666,708 |
| 50 | 2.50% | ¥291,558 | ¥174,934,900 | ¥75,134,900 |
| 50 | 2.60% | ¥297,398 | ¥178,438,639 | ¥78,638,639 |
| 50 | 2.70% | ¥303,296 | ¥181,977,486 | ¥82,177,486 |
| 50 | 2.80% | ¥309,252 | ¥185,550,991 | ¥85,750,991 |
| 50 | 2.90% | ¥315,264 | ¥189,158,694 | ¥89,358,694 |
| 50 | 3.00% | ¥321,334 | ¥192,800,126 | ¥93,000,126 |
9980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥215,502 | ¥116,371,226 | ¥16,571,226 |
| 45 | 0.80% | ¥220,134 | ¥118,872,425 | ¥19,072,425 |
| 45 | 0.90% | ¥224,827 | ¥121,406,840 | ¥21,606,840 |
| 45 | 1.00% | ¥229,582 | ¥123,974,352 | ¥24,174,352 |
| 45 | 1.10% | ¥234,398 | ¥126,574,830 | ¥26,774,830 |
| 45 | 1.20% | ¥239,274 | ¥129,208,132 | ¥29,408,132 |
| 45 | 1.30% | ¥244,211 | ¥131,874,103 | ¥32,074,103 |
| 45 | 1.40% | ¥249,208 | ¥134,572,573 | ¥34,772,573 |
| 45 | 1.50% | ¥254,265 | ¥137,303,364 | ¥37,503,364 |
| 45 | 1.60% | ¥259,382 | ¥140,066,283 | ¥40,266,283 |
| 45 | 1.70% | ¥264,558 | ¥142,861,130 | ¥43,061,130 |
| 45 | 1.80% | ¥269,792 | ¥145,687,688 | ¥45,887,688 |
| 45 | 1.90% | ¥275,085 | ¥148,545,734 | ¥48,745,734 |
| 45 | 2.00% | ¥280,435 | ¥151,435,032 | ¥51,635,032 |
| 45 | 2.10% | ¥285,843 | ¥154,355,337 | ¥54,555,337 |
| 45 | 2.20% | ¥291,308 | ¥157,306,393 | ¥57,506,393 |
| 45 | 2.30% | ¥296,830 | ¥160,287,935 | ¥60,487,935 |
| 45 | 2.40% | ¥302,407 | ¥163,299,688 | ¥63,499,688 |
| 45 | 2.50% | ¥308,040 | ¥166,341,371 | ¥66,541,371 |
| 45 | 2.60% | ¥313,727 | ¥169,412,690 | ¥69,612,690 |
| 45 | 2.70% | ¥319,469 | ¥172,513,346 | ¥72,713,346 |
| 45 | 2.80% | ¥325,265 | ¥175,643,031 | ¥75,843,031 |
| 45 | 2.90% | ¥331,114 | ¥178,801,431 | ¥79,001,431 |
| 45 | 3.00% | ¥337,015 | ¥181,988,223 | ¥82,188,223 |
9980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥238,442 | ¥114,452,092 | ¥14,652,092 |
| 40 | 0.80% | ¥243,023 | ¥116,651,157 | ¥16,851,157 |
| 40 | 0.90% | ¥247,659 | ¥118,876,538 | ¥19,076,538 |
| 40 | 1.00% | ¥252,350 | ¥121,128,160 | ¥21,328,160 |
| 40 | 1.10% | ¥257,096 | ¥123,405,939 | ¥23,605,939 |
| 40 | 1.20% | ¥261,895 | ¥125,709,787 | ¥25,909,787 |
| 40 | 1.30% | ¥266,749 | ¥128,039,604 | ¥28,239,604 |
| 40 | 1.40% | ¥271,657 | ¥130,395,285 | ¥30,595,285 |
| 40 | 1.50% | ¥276,618 | ¥132,776,714 | ¥32,976,714 |
| 40 | 1.60% | ¥281,633 | ¥135,183,771 | ¥35,383,771 |
| 40 | 1.70% | ¥286,701 | ¥137,616,328 | ¥37,816,328 |
| 40 | 1.80% | ¥291,821 | ¥140,074,247 | ¥40,274,247 |
| 40 | 1.90% | ¥296,995 | ¥142,557,386 | ¥42,757,386 |
| 40 | 2.00% | ¥302,220 | ¥145,065,594 | ¥45,265,594 |
| 40 | 2.10% | ¥307,497 | ¥147,598,715 | ¥47,798,715 |
| 40 | 2.20% | ¥312,826 | ¥150,156,586 | ¥50,356,586 |
| 40 | 2.30% | ¥318,206 | ¥152,739,036 | ¥52,939,036 |
| 40 | 2.40% | ¥323,637 | ¥155,345,888 | ¥55,545,888 |
| 40 | 2.50% | ¥329,119 | ¥157,976,962 | ¥58,176,962 |
| 40 | 2.60% | ¥334,650 | ¥160,632,068 | ¥60,832,068 |
| 40 | 2.70% | ¥340,231 | ¥163,311,013 | ¥63,511,013 |
| 40 | 2.80% | ¥345,862 | ¥166,013,596 | ¥66,213,596 |
| 40 | 2.90% | ¥351,541 | ¥168,739,615 | ¥68,939,615 |
| 40 | 3.00% | ¥357,268 | ¥171,488,858 | ¥71,688,858 |
9980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥267,984 | ¥112,553,170 | ¥12,753,170 |
| 35 | 0.80% | ¥272,515 | ¥114,456,223 | ¥14,656,223 |
| 35 | 0.90% | ¥277,094 | ¥116,379,472 | ¥16,579,472 |
| 35 | 1.00% | ¥281,721 | ¥118,322,874 | ¥18,522,874 |
| 35 | 1.10% | ¥286,396 | ¥120,286,377 | ¥20,486,377 |
| 35 | 1.20% | ¥291,119 | ¥122,269,930 | ¥22,469,930 |
| 35 | 1.30% | ¥295,889 | ¥124,273,472 | ¥24,473,472 |
| 35 | 1.40% | ¥300,707 | ¥126,296,942 | ¥26,496,942 |
| 35 | 1.50% | ¥305,572 | ¥128,340,270 | ¥28,540,270 |
| 35 | 1.60% | ¥310,484 | ¥130,403,384 | ¥30,603,384 |
| 35 | 1.70% | ¥315,443 | ¥132,486,208 | ¥32,686,208 |
| 35 | 1.80% | ¥320,449 | ¥134,588,660 | ¥34,788,660 |
| 35 | 1.90% | ¥325,502 | ¥136,710,655 | ¥36,910,655 |
| 35 | 2.00% | ¥330,600 | ¥138,852,103 | ¥39,052,103 |
| 35 | 2.10% | ¥335,745 | ¥141,012,909 | ¥41,212,909 |
| 35 | 2.20% | ¥340,936 | ¥143,192,975 | ¥43,392,975 |
| 35 | 2.30% | ¥346,172 | ¥145,392,200 | ¥45,592,200 |
| 35 | 2.40% | ¥351,454 | ¥147,610,476 | ¥47,810,476 |
| 35 | 2.50% | ¥356,780 | ¥149,847,694 | ¥50,047,694 |
| 35 | 2.60% | ¥362,152 | ¥152,103,741 | ¥52,303,741 |
| 35 | 2.70% | ¥367,568 | ¥154,378,498 | ¥54,578,498 |
| 35 | 2.80% | ¥373,028 | ¥156,671,845 | ¥56,871,845 |
| 35 | 2.90% | ¥378,533 | ¥158,983,657 | ¥59,183,657 |
| 35 | 3.00% | ¥384,080 | ¥161,313,806 | ¥61,513,806 |
9980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥307,429 | ¥110,674,495 | ¥10,874,495 |
| 30 | 0.80% | ¥311,910 | ¥112,287,685 | ¥12,487,685 |
| 30 | 0.90% | ¥316,433 | ¥113,915,744 | ¥14,115,744 |
| 30 | 1.00% | ¥320,996 | ¥115,558,647 | ¥15,758,647 |
| 30 | 1.10% | ¥325,601 | ¥117,216,368 | ¥17,416,368 |
| 30 | 1.20% | ¥330,247 | ¥118,888,876 | ¥19,088,876 |
| 30 | 1.30% | ¥334,934 | ¥120,576,139 | ¥20,776,139 |
| 30 | 1.40% | ¥339,661 | ¥122,278,123 | ¥22,478,123 |
| 30 | 1.50% | ¥344,430 | ¥123,994,789 | ¥24,194,789 |
| 30 | 1.60% | ¥349,239 | ¥125,726,099 | ¥25,926,099 |
| 30 | 1.70% | ¥354,089 | ¥127,472,009 | ¥27,672,009 |
| 30 | 1.80% | ¥358,979 | ¥129,232,475 | ¥29,432,475 |
| 30 | 1.90% | ¥363,910 | ¥131,007,450 | ¥31,207,450 |
| 30 | 2.00% | ¥368,880 | ¥132,796,884 | ¥32,996,884 |
| 30 | 2.10% | ¥373,891 | ¥134,600,725 | ¥34,800,725 |
| 30 | 2.20% | ¥378,941 | ¥136,418,918 | ¥36,618,918 |
| 30 | 2.30% | ¥384,032 | ¥138,251,408 | ¥38,451,408 |
| 30 | 2.40% | ¥389,161 | ¥140,098,134 | ¥40,298,134 |
| 30 | 2.50% | ¥394,331 | ¥141,959,037 | ¥42,159,037 |
| 30 | 2.60% | ¥399,539 | ¥143,834,052 | ¥44,034,052 |
| 30 | 2.70% | ¥404,786 | ¥145,723,114 | ¥45,923,114 |
| 30 | 2.80% | ¥410,073 | ¥147,626,156 | ¥47,826,156 |
| 30 | 2.90% | ¥415,398 | ¥149,543,107 | ¥49,743,107 |
| 30 | 3.00% | ¥420,761 | ¥151,473,897 | ¥51,673,897 |
9980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥362,720 | ¥108,816,099 | ¥9,016,099 |
| 25 | 0.80% | ¥367,152 | ¥110,145,597 | ¥10,345,597 |
| 25 | 0.90% | ¥371,618 | ¥111,485,439 | ¥11,685,439 |
| 25 | 1.00% | ¥376,119 | ¥112,835,613 | ¥13,035,613 |
| 25 | 1.10% | ¥380,654 | ¥114,196,104 | ¥14,396,104 |
| 25 | 1.20% | ¥385,223 | ¥115,566,899 | ¥15,766,899 |
| 25 | 1.30% | ¥389,827 | ¥116,947,981 | ¥17,147,981 |
| 25 | 1.40% | ¥394,464 | ¥118,339,333 | ¥18,539,333 |
| 25 | 1.50% | ¥399,136 | ¥119,740,936 | ¥19,940,936 |
| 25 | 1.60% | ¥403,843 | ¥121,152,771 | ¥21,352,771 |
| 25 | 1.70% | ¥408,583 | ¥122,574,816 | ¥22,774,816 |
| 25 | 1.80% | ¥413,357 | ¥124,007,050 | ¥24,207,050 |
| 25 | 1.90% | ¥418,165 | ¥125,449,450 | ¥25,649,450 |
| 25 | 2.00% | ¥423,007 | ¥126,901,989 | ¥27,101,989 |
| 25 | 2.10% | ¥427,882 | ¥128,364,643 | ¥28,564,643 |
| 25 | 2.20% | ¥432,791 | ¥129,837,385 | ¥30,037,385 |
| 25 | 2.30% | ¥437,734 | ¥131,320,187 | ¥31,520,187 |
| 25 | 2.40% | ¥442,710 | ¥132,813,018 | ¥33,013,018 |
| 25 | 2.50% | ¥447,720 | ¥134,315,850 | ¥34,515,850 |
| 25 | 2.60% | ¥452,762 | ¥135,828,650 | ¥36,028,650 |
| 25 | 2.70% | ¥457,838 | ¥137,351,387 | ¥37,551,387 |
| 25 | 2.80% | ¥462,947 | ¥138,884,025 | ¥39,084,025 |
| 25 | 2.90% | ¥468,088 | ¥140,426,530 | ¥40,626,530 |
| 25 | 3.00% | ¥473,263 | ¥141,978,867 | ¥42,178,867 |
9980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥445,742 | ¥106,978,011 | ¥7,178,011 |
| 20 | 0.80% | ¥450,125 | ¥108,030,008 | ¥8,230,008 |
| 20 | 0.90% | ¥454,536 | ¥109,088,634 | ¥9,288,634 |
| 20 | 1.00% | ¥458,975 | ¥110,153,884 | ¥10,353,884 |
| 20 | 1.10% | ¥463,441 | ¥111,225,753 | ¥11,425,753 |
| 20 | 1.20% | ¥467,934 | ¥112,304,234 | ¥12,504,234 |
| 20 | 1.30% | ¥472,455 | ¥113,389,320 | ¥13,589,320 |
| 20 | 1.40% | ¥477,004 | ¥114,481,003 | ¥14,681,003 |
| 20 | 1.50% | ¥481,580 | ¥115,579,276 | ¥15,779,276 |
| 20 | 1.60% | ¥486,184 | ¥116,684,131 | ¥16,884,131 |
| 20 | 1.70% | ¥490,815 | ¥117,795,558 | ¥17,995,558 |
| 20 | 1.80% | ¥495,473 | ¥118,913,548 | ¥19,113,548 |
| 20 | 1.90% | ¥500,159 | ¥120,038,091 | ¥20,238,091 |
| 20 | 2.00% | ¥504,872 | ¥121,169,176 | ¥21,369,176 |
| 20 | 2.10% | ¥509,612 | ¥122,306,793 | ¥22,506,793 |
| 20 | 2.20% | ¥514,379 | ¥123,450,931 | ¥23,650,931 |
| 20 | 2.30% | ¥519,173 | ¥124,601,576 | ¥24,801,576 |
| 20 | 2.40% | ¥523,995 | ¥125,758,717 | ¥25,958,717 |
| 20 | 2.50% | ¥528,843 | ¥126,922,341 | ¥27,122,341 |
| 20 | 2.60% | ¥533,718 | ¥128,092,434 | ¥28,292,434 |
| 20 | 2.70% | ¥538,621 | ¥129,268,983 | ¥29,468,983 |
| 20 | 2.80% | ¥543,550 | ¥130,451,973 | ¥30,651,973 |
| 20 | 2.90% | ¥548,506 | ¥131,641,389 | ¥31,841,389 |
| 20 | 3.00% | ¥553,488 | ¥132,837,217 | ¥33,037,217 |
9980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥584,224 | ¥105,160,253 | ¥5,360,253 |
| 15 | 0.80% | ¥588,561 | ¥105,940,954 | ¥6,140,954 |
| 15 | 0.90% | ¥592,919 | ¥106,725,389 | ¥6,925,389 |
| 15 | 1.00% | ¥597,298 | ¥107,513,555 | ¥7,713,555 |
| 15 | 1.10% | ¥601,697 | ¥108,305,450 | ¥8,505,450 |
| 15 | 1.20% | ¥606,117 | ¥109,101,072 | ¥9,301,072 |
| 15 | 1.30% | ¥610,558 | ¥109,900,419 | ¥10,100,419 |
| 15 | 1.40% | ¥615,019 | ¥110,703,488 | ¥10,903,488 |
| 15 | 1.50% | ¥619,502 | ¥111,510,276 | ¥11,710,276 |
| 15 | 1.60% | ¥624,004 | ¥112,320,781 | ¥12,520,781 |
| 15 | 1.70% | ¥628,528 | ¥113,135,000 | ¥13,335,000 |
| 15 | 1.80% | ¥633,072 | ¥113,952,928 | ¥14,152,928 |
| 15 | 1.90% | ¥637,636 | ¥114,774,564 | ¥14,974,564 |
| 15 | 2.00% | ¥642,222 | ¥115,599,903 | ¥15,799,903 |
| 15 | 2.10% | ¥646,827 | ¥116,428,942 | ¥16,628,942 |
| 15 | 2.20% | ¥651,454 | ¥117,261,676 | ¥17,461,676 |
| 15 | 2.30% | ¥656,101 | ¥118,098,102 | ¥18,298,102 |
| 15 | 2.40% | ¥660,768 | ¥118,938,216 | ¥19,138,216 |
| 15 | 2.50% | ¥665,456 | ¥119,782,014 | ¥19,982,014 |
| 15 | 2.60% | ¥670,164 | ¥120,629,489 | ¥20,829,489 |
| 15 | 2.70% | ¥674,892 | ¥121,480,640 | ¥21,680,640 |
| 15 | 2.80% | ¥679,641 | ¥122,335,459 | ¥22,535,459 |
| 15 | 2.90% | ¥684,411 | ¥123,193,943 | ¥23,393,943 |
| 15 | 3.00% | ¥689,200 | ¥124,056,086 | ¥24,256,086 |
9980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥861,357 | ¥103,362,842 | ¥3,562,842 |
| 10 | 0.80% | ¥865,654 | ¥103,878,466 | ¥4,078,466 |
| 10 | 0.90% | ¥869,965 | ¥104,395,751 | ¥4,595,751 |
| 10 | 1.00% | ¥874,289 | ¥104,914,696 | ¥5,114,696 |
| 10 | 1.10% | ¥878,627 | ¥105,435,300 | ¥5,635,300 |
| 10 | 1.20% | ¥882,980 | ¥105,957,563 | ¥6,157,563 |
| 10 | 1.30% | ¥887,346 | ¥106,481,485 | ¥6,681,485 |
| 10 | 1.40% | ¥891,726 | ¥107,007,064 | ¥7,207,064 |
| 10 | 1.50% | ¥896,119 | ¥107,534,300 | ¥7,734,300 |
| 10 | 1.60% | ¥900,527 | ¥108,063,193 | ¥8,263,193 |
| 10 | 1.70% | ¥904,948 | ¥108,593,741 | ¥8,793,741 |
| 10 | 1.80% | ¥909,383 | ¥109,125,944 | ¥9,325,944 |
| 10 | 1.90% | ¥913,832 | ¥109,659,802 | ¥9,859,802 |
| 10 | 2.00% | ¥918,294 | ¥110,195,312 | ¥10,395,312 |
| 10 | 2.10% | ¥922,771 | ¥110,732,475 | ¥10,932,475 |
| 10 | 2.20% | ¥927,261 | ¥111,271,290 | ¥11,471,290 |
| 10 | 2.30% | ¥931,765 | ¥111,811,755 | ¥12,011,755 |
| 10 | 2.40% | ¥936,282 | ¥112,353,870 | ¥12,553,870 |
| 10 | 2.50% | ¥940,814 | ¥112,897,634 | ¥13,097,634 |
| 10 | 2.60% | ¥945,359 | ¥113,443,046 | ¥13,643,046 |
| 10 | 2.70% | ¥949,918 | ¥113,990,104 | ¥14,190,104 |
| 10 | 2.80% | ¥954,490 | ¥114,538,808 | ¥14,738,808 |
| 10 | 2.90% | ¥959,076 | ¥115,089,156 | ¥15,289,156 |
| 10 | 3.00% | ¥963,676 | ¥115,641,148 | ¥15,841,148 |
