9990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9990万円の住宅ローン|期間・年数別
9990万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥197,382 |
¥118,429,076 |
¥18,529,076 |
| 50 |
0.80% |
¥202,069 |
¥121,241,318 |
¥21,341,318 |
| 50 |
0.90% |
¥206,824 |
¥124,094,482 |
¥24,194,482 |
| 50 |
1.00% |
¥211,647 |
¥126,988,393 |
¥27,088,393 |
| 50 |
1.10% |
¥216,538 |
¥129,922,851 |
¥30,022,851 |
| 50 |
1.20% |
¥221,496 |
¥132,897,641 |
¥32,997,641 |
| 50 |
1.30% |
¥226,521 |
¥135,912,530 |
¥36,012,530 |
| 50 |
1.40% |
¥231,612 |
¥138,967,263 |
¥39,067,263 |
| 50 |
1.50% |
¥236,769 |
¥142,061,572 |
¥42,161,572 |
| 50 |
1.60% |
¥241,992 |
¥145,195,167 |
¥45,295,167 |
| 50 |
1.70% |
¥247,280 |
¥148,367,747 |
¥48,467,747 |
| 50 |
1.80% |
¥252,632 |
¥151,578,989 |
¥51,678,989 |
| 50 |
1.90% |
¥258,048 |
¥154,828,558 |
¥54,928,558 |
| 50 |
2.00% |
¥263,527 |
¥158,116,103 |
¥58,216,103 |
| 50 |
2.10% |
¥269,069 |
¥161,441,258 |
¥61,541,258 |
| 50 |
2.20% |
¥274,673 |
¥164,803,643 |
¥64,903,643 |
| 50 |
2.30% |
¥280,338 |
¥168,202,865 |
¥68,302,865 |
| 50 |
2.40% |
¥286,064 |
¥171,638,519 |
¥71,738,519 |
| 50 |
2.50% |
¥291,850 |
¥175,110,185 |
¥75,210,185 |
| 50 |
2.60% |
¥297,696 |
¥178,617,435 |
¥78,717,435 |
| 50 |
2.70% |
¥303,600 |
¥182,159,829 |
¥82,259,829 |
| 50 |
2.80% |
¥309,562 |
¥185,736,914 |
¥85,836,914 |
| 50 |
2.90% |
¥315,580 |
¥189,348,232 |
¥89,448,232 |
| 50 |
3.00% |
¥321,656 |
¥192,993,312 |
¥93,093,312 |
9990万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥215,718 |
¥116,487,830 |
¥16,587,830 |
| 45 |
0.80% |
¥220,355 |
¥118,991,536 |
¥19,091,536 |
| 45 |
0.90% |
¥225,053 |
¥121,528,490 |
¥21,628,490 |
| 45 |
1.00% |
¥229,812 |
¥124,098,574 |
¥24,198,574 |
| 45 |
1.10% |
¥234,633 |
¥126,701,659 |
¥26,801,659 |
| 45 |
1.20% |
¥239,514 |
¥129,337,600 |
¥29,437,600 |
| 45 |
1.30% |
¥244,456 |
¥132,006,241 |
¥32,106,241 |
| 45 |
1.40% |
¥249,458 |
¥134,707,415 |
¥34,807,415 |
| 45 |
1.50% |
¥254,520 |
¥137,440,942 |
¥37,540,942 |
| 45 |
1.60% |
¥259,642 |
¥140,206,630 |
¥40,306,630 |
| 45 |
1.70% |
¥264,823 |
¥143,004,277 |
¥43,104,277 |
| 45 |
1.80% |
¥270,062 |
¥145,833,668 |
¥45,933,668 |
| 45 |
1.90% |
¥275,360 |
¥148,694,577 |
¥48,794,577 |
| 45 |
2.00% |
¥280,716 |
¥151,586,771 |
¥51,686,771 |
| 45 |
2.10% |
¥286,130 |
¥154,510,002 |
¥54,610,002 |
| 45 |
2.20% |
¥291,600 |
¥157,464,014 |
¥57,564,014 |
| 45 |
2.30% |
¥297,127 |
¥160,448,544 |
¥60,548,544 |
| 45 |
2.40% |
¥302,710 |
¥163,463,315 |
¥63,563,315 |
| 45 |
2.50% |
¥308,348 |
¥166,508,045 |
¥66,608,045 |
| 45 |
2.60% |
¥314,042 |
¥169,582,442 |
¥69,682,442 |
| 45 |
2.70% |
¥319,789 |
¥172,686,205 |
¥72,786,205 |
| 45 |
2.80% |
¥325,591 |
¥175,819,026 |
¥75,919,026 |
| 45 |
2.90% |
¥331,446 |
¥178,980,591 |
¥79,080,591 |
| 45 |
3.00% |
¥337,353 |
¥182,170,576 |
¥82,270,576 |
9990万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥238,681 |
¥114,566,774 |
¥14,666,774 |
| 40 |
0.80% |
¥243,267 |
¥116,768,042 |
¥16,868,042 |
| 40 |
0.90% |
¥247,908 |
¥118,995,653 |
¥19,095,653 |
| 40 |
1.00% |
¥252,603 |
¥121,249,530 |
¥21,349,530 |
| 40 |
1.10% |
¥257,353 |
¥123,529,593 |
¥23,629,593 |
| 40 |
1.20% |
¥262,158 |
¥125,835,749 |
¥25,935,749 |
| 40 |
1.30% |
¥267,016 |
¥128,167,901 |
¥28,267,901 |
| 40 |
1.40% |
¥271,929 |
¥130,525,941 |
¥30,625,941 |
| 40 |
1.50% |
¥276,895 |
¥132,909,757 |
¥33,009,757 |
| 40 |
1.60% |
¥281,915 |
¥135,319,226 |
¥35,419,226 |
| 40 |
1.70% |
¥286,988 |
¥137,754,220 |
¥37,854,220 |
| 40 |
1.80% |
¥292,114 |
¥140,214,602 |
¥40,314,602 |
| 40 |
1.90% |
¥297,292 |
¥142,700,229 |
¥42,800,229 |
| 40 |
2.00% |
¥302,523 |
¥145,210,950 |
¥45,310,950 |
| 40 |
2.10% |
¥307,805 |
¥147,746,610 |
¥47,846,610 |
| 40 |
2.20% |
¥313,140 |
¥150,307,043 |
¥50,407,043 |
| 40 |
2.30% |
¥318,525 |
¥152,892,081 |
¥52,992,081 |
| 40 |
2.40% |
¥323,962 |
¥155,501,546 |
¥55,601,546 |
| 40 |
2.50% |
¥329,448 |
¥158,135,256 |
¥58,235,256 |
| 40 |
2.60% |
¥334,985 |
¥160,793,022 |
¥60,893,022 |
| 40 |
2.70% |
¥340,572 |
¥163,474,651 |
¥63,574,651 |
| 40 |
2.80% |
¥346,208 |
¥166,179,943 |
¥66,279,943 |
| 40 |
2.90% |
¥351,893 |
¥168,908,692 |
¥69,008,692 |
| 40 |
3.00% |
¥357,626 |
¥171,660,690 |
¥71,760,690 |
9990万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥268,252 |
¥112,665,948 |
¥12,765,948 |
| 35 |
0.80% |
¥272,788 |
¥114,570,908 |
¥14,670,908 |
| 35 |
0.90% |
¥277,372 |
¥116,496,085 |
¥16,596,085 |
| 35 |
1.00% |
¥282,003 |
¥118,441,434 |
¥18,541,434 |
| 35 |
1.10% |
¥286,683 |
¥120,406,905 |
¥20,506,905 |
| 35 |
1.20% |
¥291,411 |
¥122,392,445 |
¥22,492,445 |
| 35 |
1.30% |
¥296,186 |
¥124,397,995 |
¥24,497,995 |
| 35 |
1.40% |
¥301,008 |
¥126,423,492 |
¥26,523,492 |
| 35 |
1.50% |
¥305,878 |
¥128,468,867 |
¥28,568,867 |
| 35 |
1.60% |
¥310,795 |
¥130,534,049 |
¥30,634,049 |
| 35 |
1.70% |
¥315,759 |
¥132,618,960 |
¥32,718,960 |
| 35 |
1.80% |
¥320,770 |
¥134,723,519 |
¥34,823,519 |
| 35 |
1.90% |
¥325,828 |
¥136,847,640 |
¥36,947,640 |
| 35 |
2.00% |
¥330,932 |
¥138,991,233 |
¥39,091,233 |
| 35 |
2.10% |
¥336,081 |
¥141,154,204 |
¥41,254,204 |
| 35 |
2.20% |
¥341,277 |
¥143,336,455 |
¥43,436,455 |
| 35 |
2.30% |
¥346,519 |
¥145,537,883 |
¥45,637,883 |
| 35 |
2.40% |
¥351,806 |
¥147,758,382 |
¥47,858,382 |
| 35 |
2.50% |
¥357,138 |
¥149,997,842 |
¥50,097,842 |
| 35 |
2.60% |
¥362,515 |
¥152,256,150 |
¥52,356,150 |
| 35 |
2.70% |
¥367,936 |
¥154,533,186 |
¥54,633,186 |
| 35 |
2.80% |
¥373,402 |
¥156,828,831 |
¥56,928,831 |
| 35 |
2.90% |
¥378,912 |
¥159,142,959 |
¥59,242,959 |
| 35 |
3.00% |
¥384,465 |
¥161,475,443 |
¥61,575,443 |
9990万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥307,737 |
¥110,785,391 |
¥10,885,391 |
| 30 |
0.80% |
¥312,223 |
¥112,400,197 |
¥12,500,197 |
| 30 |
0.90% |
¥316,750 |
¥114,029,888 |
¥14,129,888 |
| 30 |
1.00% |
¥321,318 |
¥115,674,437 |
¥15,774,437 |
| 30 |
1.10% |
¥325,927 |
¥117,333,819 |
¥17,433,819 |
| 30 |
1.20% |
¥330,578 |
¥119,008,003 |
¥19,108,003 |
| 30 |
1.30% |
¥335,269 |
¥120,696,957 |
¥20,796,957 |
| 30 |
1.40% |
¥340,002 |
¥122,400,646 |
¥22,500,646 |
| 30 |
1.50% |
¥344,775 |
¥124,119,032 |
¥24,219,032 |
| 30 |
1.60% |
¥349,589 |
¥125,852,077 |
¥25,952,077 |
| 30 |
1.70% |
¥354,444 |
¥127,599,737 |
¥27,699,737 |
| 30 |
1.80% |
¥359,339 |
¥129,361,967 |
¥29,461,967 |
| 30 |
1.90% |
¥364,274 |
¥131,138,720 |
¥31,238,720 |
| 30 |
2.00% |
¥369,250 |
¥132,929,947 |
¥33,029,947 |
| 30 |
2.10% |
¥374,266 |
¥134,735,595 |
¥34,835,595 |
| 30 |
2.20% |
¥379,321 |
¥136,555,611 |
¥36,655,611 |
| 30 |
2.30% |
¥384,416 |
¥138,389,936 |
¥38,489,936 |
| 30 |
2.40% |
¥389,551 |
¥140,238,513 |
¥40,338,513 |
| 30 |
2.50% |
¥394,726 |
¥142,101,280 |
¥42,201,280 |
| 30 |
2.60% |
¥399,939 |
¥143,978,174 |
¥44,078,174 |
| 30 |
2.70% |
¥405,192 |
¥145,869,129 |
¥45,969,129 |
| 30 |
2.80% |
¥410,484 |
¥147,774,078 |
¥47,874,078 |
| 30 |
2.90% |
¥415,814 |
¥149,692,950 |
¥49,792,950 |
| 30 |
3.00% |
¥421,182 |
¥151,625,675 |
¥51,725,675 |
9990万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥363,084 |
¥108,925,134 |
¥9,025,134 |
| 25 |
0.80% |
¥367,520 |
¥110,255,964 |
¥10,355,964 |
| 25 |
0.90% |
¥371,990 |
¥111,597,148 |
¥11,697,148 |
| 25 |
1.00% |
¥376,496 |
¥112,948,675 |
¥13,048,675 |
| 25 |
1.10% |
¥381,035 |
¥114,310,529 |
¥14,410,529 |
| 25 |
1.20% |
¥385,609 |
¥115,682,698 |
¥15,782,698 |
| 25 |
1.30% |
¥390,217 |
¥117,065,163 |
¥17,165,163 |
| 25 |
1.40% |
¥394,860 |
¥118,457,909 |
¥18,557,909 |
| 25 |
1.50% |
¥399,536 |
¥119,860,917 |
¥19,960,917 |
| 25 |
1.60% |
¥404,247 |
¥121,274,167 |
¥21,374,167 |
| 25 |
1.70% |
¥408,992 |
¥122,697,637 |
¥22,797,637 |
| 25 |
1.80% |
¥413,771 |
¥124,131,306 |
¥24,231,306 |
| 25 |
1.90% |
¥418,584 |
¥125,575,150 |
¥25,675,150 |
| 25 |
2.00% |
¥423,430 |
¥127,029,145 |
¥27,129,145 |
| 25 |
2.10% |
¥428,311 |
¥128,493,265 |
¥28,593,265 |
| 25 |
2.20% |
¥433,225 |
¥129,967,483 |
¥30,067,483 |
| 25 |
2.30% |
¥438,173 |
¥131,451,770 |
¥31,551,770 |
| 25 |
2.40% |
¥443,154 |
¥132,946,098 |
¥33,046,098 |
| 25 |
2.50% |
¥448,168 |
¥134,450,435 |
¥34,550,435 |
| 25 |
2.60% |
¥453,216 |
¥135,964,751 |
¥36,064,751 |
| 25 |
2.70% |
¥458,297 |
¥137,489,013 |
¥37,589,013 |
| 25 |
2.80% |
¥463,411 |
¥139,023,187 |
¥39,123,187 |
| 25 |
2.90% |
¥468,557 |
¥140,567,238 |
¥40,667,238 |
| 25 |
3.00% |
¥473,737 |
¥142,121,131 |
¥42,221,131 |
9990万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥446,188 |
¥107,085,204 |
¥7,185,204 |
| 20 |
0.80% |
¥450,576 |
¥108,138,255 |
¥8,238,255 |
| 20 |
0.90% |
¥454,991 |
¥109,197,941 |
¥9,297,941 |
| 20 |
1.00% |
¥459,434 |
¥110,264,259 |
¥10,364,259 |
| 20 |
1.10% |
¥463,905 |
¥111,337,202 |
¥11,437,202 |
| 20 |
1.20% |
¥468,403 |
¥112,416,763 |
¥12,516,763 |
| 20 |
1.30% |
¥472,929 |
¥113,502,936 |
¥13,602,936 |
| 20 |
1.40% |
¥477,482 |
¥114,595,713 |
¥14,695,713 |
| 20 |
1.50% |
¥482,063 |
¥115,695,087 |
¥15,795,087 |
| 20 |
1.60% |
¥486,671 |
¥116,801,049 |
¥16,901,049 |
| 20 |
1.70% |
¥491,307 |
¥117,913,590 |
¥18,013,590 |
| 20 |
1.80% |
¥495,970 |
¥119,032,700 |
¥19,132,700 |
| 20 |
1.90% |
¥500,660 |
¥120,158,370 |
¥20,258,370 |
| 20 |
2.00% |
¥505,377 |
¥121,290,588 |
¥21,390,588 |
| 20 |
2.10% |
¥510,122 |
¥122,429,345 |
¥22,529,345 |
| 20 |
2.20% |
¥514,894 |
¥123,574,629 |
¥23,674,629 |
| 20 |
2.30% |
¥519,693 |
¥124,726,427 |
¥24,826,427 |
| 20 |
2.40% |
¥524,520 |
¥125,884,728 |
¥25,984,728 |
| 20 |
2.50% |
¥529,373 |
¥127,049,518 |
¥27,149,518 |
| 20 |
2.60% |
¥534,253 |
¥128,220,783 |
¥28,320,783 |
| 20 |
2.70% |
¥539,160 |
¥129,398,511 |
¥29,498,511 |
| 20 |
2.80% |
¥544,095 |
¥130,582,686 |
¥30,682,686 |
| 20 |
2.90% |
¥549,055 |
¥131,773,294 |
¥31,873,294 |
| 20 |
3.00% |
¥554,043 |
¥132,970,320 |
¥33,070,320 |
9990万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥584,809 |
¥105,265,624 |
¥5,365,624 |
| 15 |
0.80% |
¥589,151 |
¥106,047,108 |
¥6,147,108 |
| 15 |
0.90% |
¥593,513 |
¥106,832,328 |
¥6,932,328 |
| 15 |
1.00% |
¥597,896 |
¥107,621,284 |
¥7,721,284 |
| 15 |
1.10% |
¥602,300 |
¥108,413,972 |
¥8,513,972 |
| 15 |
1.20% |
¥606,724 |
¥109,210,392 |
¥9,310,392 |
| 15 |
1.30% |
¥611,170 |
¥110,010,539 |
¥10,110,539 |
| 15 |
1.40% |
¥615,636 |
¥110,814,413 |
¥10,914,413 |
| 15 |
1.50% |
¥620,122 |
¥111,622,010 |
¥11,722,010 |
| 15 |
1.60% |
¥624,630 |
¥112,433,327 |
¥12,533,327 |
| 15 |
1.70% |
¥629,158 |
¥113,248,361 |
¥13,348,361 |
| 15 |
1.80% |
¥633,706 |
¥114,067,110 |
¥14,167,110 |
| 15 |
1.90% |
¥638,275 |
¥114,889,569 |
¥14,989,569 |
| 15 |
2.00% |
¥642,865 |
¥115,715,735 |
¥15,815,735 |
| 15 |
2.10% |
¥647,476 |
¥116,545,604 |
¥16,645,604 |
| 15 |
2.20% |
¥652,107 |
¥117,379,173 |
¥17,479,173 |
| 15 |
2.30% |
¥656,758 |
¥118,216,437 |
¥18,316,437 |
| 15 |
2.40% |
¥661,430 |
¥119,057,393 |
¥19,157,393 |
| 15 |
2.50% |
¥666,122 |
¥119,902,036 |
¥20,002,036 |
| 15 |
2.60% |
¥670,835 |
¥120,750,361 |
¥20,850,361 |
| 15 |
2.70% |
¥675,569 |
¥121,602,364 |
¥21,702,364 |
| 15 |
2.80% |
¥680,322 |
¥122,458,040 |
¥22,558,040 |
| 15 |
2.90% |
¥685,097 |
¥123,317,384 |
¥23,417,384 |
| 15 |
3.00% |
¥689,891 |
¥124,180,391 |
¥24,280,391 |
9990万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥862,220 |
¥103,466,412 |
¥3,566,412 |
| 10 |
0.80% |
¥866,521 |
¥103,982,553 |
¥4,082,553 |
| 10 |
0.90% |
¥870,836 |
¥104,500,356 |
¥4,600,356 |
| 10 |
1.00% |
¥875,165 |
¥105,019,821 |
¥5,119,821 |
| 10 |
1.10% |
¥879,508 |
¥105,540,947 |
¥5,640,947 |
| 10 |
1.20% |
¥883,864 |
¥106,063,733 |
¥6,163,733 |
| 10 |
1.30% |
¥888,235 |
¥106,588,180 |
¥6,688,180 |
| 10 |
1.40% |
¥892,619 |
¥107,114,285 |
¥7,214,285 |
| 10 |
1.50% |
¥897,017 |
¥107,642,050 |
¥7,742,050 |
| 10 |
1.60% |
¥901,429 |
¥108,171,473 |
¥8,271,473 |
| 10 |
1.70% |
¥905,855 |
¥108,702,552 |
¥8,802,552 |
| 10 |
1.80% |
¥910,294 |
¥109,235,289 |
¥9,335,289 |
| 10 |
1.90% |
¥914,747 |
¥109,769,681 |
¥9,869,681 |
| 10 |
2.00% |
¥919,214 |
¥110,305,728 |
¥10,405,728 |
| 10 |
2.10% |
¥923,695 |
¥110,843,430 |
¥10,943,430 |
| 10 |
2.20% |
¥928,190 |
¥111,382,784 |
¥11,482,784 |
| 10 |
2.30% |
¥932,698 |
¥111,923,791 |
¥12,023,791 |
| 10 |
2.40% |
¥937,220 |
¥112,466,450 |
¥12,566,450 |
| 10 |
2.50% |
¥941,756 |
¥113,010,758 |
¥13,110,758 |
| 10 |
2.60% |
¥946,306 |
¥113,556,716 |
¥13,656,716 |
| 10 |
2.70% |
¥950,869 |
¥114,104,323 |
¥14,204,323 |
| 10 |
2.80% |
¥955,446 |
¥114,653,576 |
¥14,753,576 |
| 10 |
2.90% |
¥960,037 |
¥115,204,476 |
¥15,304,476 |
| 10 |
3.00% |
¥964,642 |
¥115,757,021 |
¥15,857,021 |