1600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1600万円の住宅ローン|期間・年数別
1600万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥31,613 |
¥18,967,620 |
¥2,967,620 |
| 50 |
0.80% |
¥32,363 |
¥19,418,029 |
¥3,418,029 |
| 50 |
0.90% |
¥33,125 |
¥19,874,992 |
¥3,874,992 |
| 50 |
1.00% |
¥33,897 |
¥20,338,481 |
¥4,338,481 |
| 50 |
1.10% |
¥34,681 |
¥20,808,465 |
¥4,808,465 |
| 50 |
1.20% |
¥35,475 |
¥21,284,908 |
¥5,284,908 |
| 50 |
1.30% |
¥36,280 |
¥21,767,773 |
¥5,767,773 |
| 50 |
1.40% |
¥37,095 |
¥22,257,019 |
¥6,257,019 |
| 50 |
1.50% |
¥37,921 |
¥22,752,604 |
¥6,752,604 |
| 50 |
1.60% |
¥38,757 |
¥23,254,481 |
¥7,254,481 |
| 50 |
1.70% |
¥39,604 |
¥23,762,602 |
¥7,762,602 |
| 50 |
1.80% |
¥40,462 |
¥24,276,915 |
¥8,276,915 |
| 50 |
1.90% |
¥41,329 |
¥24,797,367 |
¥8,797,367 |
| 50 |
2.00% |
¥42,207 |
¥25,323,900 |
¥9,323,900 |
| 50 |
2.10% |
¥43,094 |
¥25,856,458 |
¥9,856,458 |
| 50 |
2.20% |
¥43,992 |
¥26,394,978 |
¥10,394,978 |
| 50 |
2.30% |
¥44,899 |
¥26,939,398 |
¥10,939,398 |
| 50 |
2.40% |
¥45,816 |
¥27,489,653 |
¥11,489,653 |
| 50 |
2.50% |
¥46,743 |
¥28,045,675 |
¥12,045,675 |
| 50 |
2.60% |
¥47,679 |
¥28,607,397 |
¥12,607,397 |
| 50 |
2.70% |
¥48,625 |
¥29,174,747 |
¥13,174,747 |
| 50 |
2.80% |
¥49,579 |
¥29,747,654 |
¥13,747,654 |
| 50 |
2.90% |
¥50,543 |
¥30,326,043 |
¥14,326,043 |
| 50 |
3.00% |
¥51,516 |
¥30,909,840 |
¥14,909,840 |
1600万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥34,549 |
¥18,656,710 |
¥2,656,710 |
| 45 |
0.80% |
¥35,292 |
¥19,057,703 |
¥3,057,703 |
| 45 |
0.90% |
¥36,044 |
¥19,464,022 |
¥3,464,022 |
| 45 |
1.00% |
¥36,807 |
¥19,875,648 |
¥3,875,648 |
| 45 |
1.10% |
¥37,579 |
¥20,292,558 |
¥4,292,558 |
| 45 |
1.20% |
¥38,361 |
¥20,714,731 |
¥4,714,731 |
| 45 |
1.30% |
¥39,152 |
¥21,142,141 |
¥5,142,141 |
| 45 |
1.40% |
¥39,953 |
¥21,574,761 |
¥5,574,761 |
| 45 |
1.50% |
¥40,764 |
¥22,012,563 |
¥6,012,563 |
| 45 |
1.60% |
¥41,584 |
¥22,455,516 |
¥6,455,516 |
| 45 |
1.70% |
¥42,414 |
¥22,903,588 |
¥6,903,588 |
| 45 |
1.80% |
¥43,253 |
¥23,356,744 |
¥7,356,744 |
| 45 |
1.90% |
¥44,102 |
¥23,814,947 |
¥7,814,947 |
| 45 |
2.00% |
¥44,960 |
¥24,278,161 |
¥8,278,161 |
| 45 |
2.10% |
¥45,827 |
¥24,746,347 |
¥8,746,347 |
| 45 |
2.20% |
¥46,703 |
¥25,219,462 |
¥9,219,462 |
| 45 |
2.30% |
¥47,588 |
¥25,697,464 |
¥9,697,464 |
| 45 |
2.40% |
¥48,482 |
¥26,180,311 |
¥10,180,311 |
| 45 |
2.50% |
¥49,385 |
¥26,667,955 |
¥10,667,955 |
| 45 |
2.60% |
¥50,297 |
¥27,160,351 |
¥11,160,351 |
| 45 |
2.70% |
¥51,218 |
¥27,657,450 |
¥11,657,450 |
| 45 |
2.80% |
¥52,147 |
¥28,159,203 |
¥12,159,203 |
| 45 |
2.90% |
¥53,084 |
¥28,665,560 |
¥12,665,560 |
| 45 |
3.00% |
¥54,030 |
¥29,176,469 |
¥13,176,469 |
1600万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥38,227 |
¥18,349,033 |
¥2,349,033 |
| 40 |
0.80% |
¥38,962 |
¥18,701,588 |
¥2,701,588 |
| 40 |
0.90% |
¥39,705 |
¥19,058,363 |
¥3,058,363 |
| 40 |
1.00% |
¥40,457 |
¥19,419,344 |
¥3,419,344 |
| 40 |
1.10% |
¥41,218 |
¥19,784,519 |
¥3,784,519 |
| 40 |
1.20% |
¥41,987 |
¥20,153,874 |
¥4,153,874 |
| 40 |
1.30% |
¥42,765 |
¥20,527,391 |
¥4,527,391 |
| 40 |
1.40% |
¥43,552 |
¥20,905,056 |
¥4,905,056 |
| 40 |
1.50% |
¥44,348 |
¥21,286,848 |
¥5,286,848 |
| 40 |
1.60% |
¥45,152 |
¥21,672,749 |
¥5,672,749 |
| 40 |
1.70% |
¥45,964 |
¥22,062,738 |
¥6,062,738 |
| 40 |
1.80% |
¥46,785 |
¥22,456,793 |
¥6,456,793 |
| 40 |
1.90% |
¥47,614 |
¥22,854,891 |
¥6,854,891 |
| 40 |
2.00% |
¥48,452 |
¥23,257,009 |
¥7,257,009 |
| 40 |
2.10% |
¥49,298 |
¥23,663,121 |
¥7,663,121 |
| 40 |
2.20% |
¥50,153 |
¥24,073,200 |
¥8,073,200 |
| 40 |
2.30% |
¥51,015 |
¥24,487,220 |
¥8,487,220 |
| 40 |
2.40% |
¥51,886 |
¥24,905,152 |
¥8,905,152 |
| 40 |
2.50% |
¥52,765 |
¥25,326,968 |
¥9,326,968 |
| 40 |
2.60% |
¥53,651 |
¥25,752,636 |
¥9,752,636 |
| 40 |
2.70% |
¥54,546 |
¥26,182,126 |
¥10,182,126 |
| 40 |
2.80% |
¥55,449 |
¥26,615,406 |
¥10,615,406 |
| 40 |
2.90% |
¥56,359 |
¥27,052,443 |
¥11,052,443 |
| 40 |
3.00% |
¥57,278 |
¥27,493,204 |
¥11,493,204 |
1600万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥42,963 |
¥18,044,596 |
¥2,044,596 |
| 35 |
0.80% |
¥43,690 |
¥18,349,695 |
¥2,349,695 |
| 35 |
0.90% |
¥44,424 |
¥18,658,032 |
¥2,658,032 |
| 35 |
1.00% |
¥45,166 |
¥18,969,599 |
¥2,969,599 |
| 35 |
1.10% |
¥45,915 |
¥19,284,389 |
¥3,284,389 |
| 35 |
1.20% |
¥46,672 |
¥19,602,394 |
¥3,602,394 |
| 35 |
1.30% |
¥47,437 |
¥19,923,603 |
¥3,923,603 |
| 35 |
1.40% |
¥48,210 |
¥20,248,007 |
¥4,248,007 |
| 35 |
1.50% |
¥48,990 |
¥20,575,594 |
¥4,575,594 |
| 35 |
1.60% |
¥49,777 |
¥20,906,354 |
¥4,906,354 |
| 35 |
1.70% |
¥50,572 |
¥21,240,274 |
¥5,240,274 |
| 35 |
1.80% |
¥51,375 |
¥21,577,340 |
¥5,577,340 |
| 35 |
1.90% |
¥52,185 |
¥21,917,540 |
¥5,917,540 |
| 35 |
2.00% |
¥53,002 |
¥22,260,858 |
¥6,260,858 |
| 35 |
2.10% |
¥53,827 |
¥22,607,280 |
¥6,607,280 |
| 35 |
2.20% |
¥54,659 |
¥22,956,790 |
¥6,956,790 |
| 35 |
2.30% |
¥55,499 |
¥23,309,371 |
¥7,309,371 |
| 35 |
2.40% |
¥56,345 |
¥23,665,006 |
¥7,665,006 |
| 35 |
2.50% |
¥57,199 |
¥24,023,678 |
¥8,023,678 |
| 35 |
2.60% |
¥58,060 |
¥24,385,369 |
¥8,385,369 |
| 35 |
2.70% |
¥58,929 |
¥24,750,060 |
¥8,750,060 |
| 35 |
2.80% |
¥59,804 |
¥25,117,731 |
¥9,117,731 |
| 35 |
2.90% |
¥60,687 |
¥25,488,362 |
¥9,488,362 |
| 35 |
3.00% |
¥61,576 |
¥25,861,933 |
¥9,861,933 |
1600万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥49,287 |
¥17,743,406 |
¥1,743,406 |
| 30 |
0.80% |
¥50,006 |
¥18,002,034 |
¥2,002,034 |
| 30 |
0.90% |
¥50,731 |
¥18,263,045 |
¥2,263,045 |
| 30 |
1.00% |
¥51,462 |
¥18,526,436 |
¥2,526,436 |
| 30 |
1.10% |
¥52,201 |
¥18,792,203 |
¥2,792,203 |
| 30 |
1.20% |
¥52,945 |
¥19,060,341 |
¥3,060,341 |
| 30 |
1.30% |
¥53,697 |
¥19,330,844 |
¥3,330,844 |
| 30 |
1.40% |
¥54,455 |
¥19,603,707 |
¥3,603,707 |
| 30 |
1.50% |
¥55,219 |
¥19,878,924 |
¥3,878,924 |
| 30 |
1.60% |
¥55,990 |
¥20,156,489 |
¥4,156,489 |
| 30 |
1.70% |
¥56,768 |
¥20,436,394 |
¥4,436,394 |
| 30 |
1.80% |
¥57,552 |
¥20,718,633 |
¥4,718,633 |
| 30 |
1.90% |
¥58,342 |
¥21,003,198 |
¥5,003,198 |
| 30 |
2.00% |
¥59,139 |
¥21,290,082 |
¥5,290,082 |
| 30 |
2.10% |
¥59,942 |
¥21,579,275 |
¥5,579,275 |
| 30 |
2.20% |
¥60,752 |
¥21,870,768 |
¥5,870,768 |
| 30 |
2.30% |
¥61,568 |
¥22,164,554 |
¥6,164,554 |
| 30 |
2.40% |
¥62,391 |
¥22,460,623 |
¥6,460,623 |
| 30 |
2.50% |
¥63,219 |
¥22,758,964 |
¥6,758,964 |
| 30 |
2.60% |
¥64,054 |
¥23,059,567 |
¥7,059,567 |
| 30 |
2.70% |
¥64,896 |
¥23,362,423 |
¥7,362,423 |
| 30 |
2.80% |
¥65,743 |
¥23,667,520 |
¥7,667,520 |
| 30 |
2.90% |
¥66,597 |
¥23,974,847 |
¥7,974,847 |
| 30 |
3.00% |
¥67,457 |
¥24,284,392 |
¥8,284,392 |
1600万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥58,152 |
¥17,445,467 |
¥1,445,467 |
| 25 |
0.80% |
¥58,862 |
¥17,658,613 |
¥1,658,613 |
| 25 |
0.90% |
¥59,578 |
¥17,873,417 |
¥1,873,417 |
| 25 |
1.00% |
¥60,300 |
¥18,089,878 |
¥2,089,878 |
| 25 |
1.10% |
¥61,027 |
¥18,307,993 |
¥2,307,993 |
| 25 |
1.20% |
¥61,759 |
¥18,527,759 |
¥2,527,759 |
| 25 |
1.30% |
¥62,497 |
¥18,749,175 |
¥2,749,175 |
| 25 |
1.40% |
¥63,241 |
¥18,972,238 |
¥2,972,238 |
| 25 |
1.50% |
¥63,990 |
¥19,196,944 |
¥3,196,944 |
| 25 |
1.60% |
¥64,744 |
¥19,423,290 |
¥3,423,290 |
| 25 |
1.70% |
¥65,504 |
¥19,651,273 |
¥3,651,273 |
| 25 |
1.80% |
¥66,270 |
¥19,880,890 |
¥3,880,890 |
| 25 |
1.90% |
¥67,040 |
¥20,112,136 |
¥4,112,136 |
| 25 |
2.00% |
¥67,817 |
¥20,345,008 |
¥4,345,008 |
| 25 |
2.10% |
¥68,598 |
¥20,579,502 |
¥4,579,502 |
| 25 |
2.20% |
¥69,385 |
¥20,815,613 |
¥4,815,613 |
| 25 |
2.30% |
¥70,178 |
¥21,053,337 |
¥5,053,337 |
| 25 |
2.40% |
¥70,976 |
¥21,292,668 |
¥5,292,668 |
| 25 |
2.50% |
¥71,779 |
¥21,533,603 |
¥5,533,603 |
| 25 |
2.60% |
¥72,587 |
¥21,776,136 |
¥5,776,136 |
| 25 |
2.70% |
¥73,401 |
¥22,020,262 |
¥6,020,262 |
| 25 |
2.80% |
¥74,220 |
¥22,265,976 |
¥6,265,976 |
| 25 |
2.90% |
¥75,044 |
¥22,513,271 |
¥6,513,271 |
| 25 |
3.00% |
¥75,874 |
¥22,762,143 |
¥6,762,143 |
1600万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥71,462 |
¥17,150,783 |
¥1,150,783 |
| 20 |
0.80% |
¥72,164 |
¥17,319,440 |
¥1,319,440 |
| 20 |
0.90% |
¥72,871 |
¥17,489,160 |
¥1,489,160 |
| 20 |
1.00% |
¥73,583 |
¥17,659,941 |
¥1,659,941 |
| 20 |
1.10% |
¥74,299 |
¥17,831,784 |
¥1,831,784 |
| 20 |
1.20% |
¥75,020 |
¥18,004,687 |
¥2,004,687 |
| 20 |
1.30% |
¥75,744 |
¥18,178,648 |
¥2,178,648 |
| 20 |
1.40% |
¥76,474 |
¥18,353,668 |
¥2,353,668 |
| 20 |
1.50% |
¥77,207 |
¥18,529,744 |
¥2,529,744 |
| 20 |
1.60% |
¥77,945 |
¥18,706,875 |
¥2,706,875 |
| 20 |
1.70% |
¥78,688 |
¥18,885,059 |
¥2,885,059 |
| 20 |
1.80% |
¥79,435 |
¥19,064,296 |
¥3,064,296 |
| 20 |
1.90% |
¥80,186 |
¥19,244,584 |
¥3,244,584 |
| 20 |
2.00% |
¥80,941 |
¥19,425,920 |
¥3,425,920 |
| 20 |
2.10% |
¥81,701 |
¥19,608,304 |
¥3,608,304 |
| 20 |
2.20% |
¥82,466 |
¥19,791,732 |
¥3,791,732 |
| 20 |
2.30% |
¥83,234 |
¥19,976,205 |
¥3,976,205 |
| 20 |
2.40% |
¥84,007 |
¥20,161,718 |
¥4,161,718 |
| 20 |
2.50% |
¥84,784 |
¥20,348,271 |
¥4,348,271 |
| 20 |
2.60% |
¥85,566 |
¥20,535,861 |
¥4,535,861 |
| 20 |
2.70% |
¥86,352 |
¥20,724,486 |
¥4,724,486 |
| 20 |
2.80% |
¥87,142 |
¥20,914,144 |
¥4,914,144 |
| 20 |
2.90% |
¥87,937 |
¥21,104,832 |
¥5,104,832 |
| 20 |
3.00% |
¥88,736 |
¥21,296,548 |
¥5,296,548 |
1600万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥93,663 |
¥16,859,359 |
¥859,359 |
| 15 |
0.80% |
¥94,358 |
¥16,984,522 |
¥984,522 |
| 15 |
0.90% |
¥95,057 |
¥17,110,283 |
¥1,110,283 |
| 15 |
1.00% |
¥95,759 |
¥17,236,642 |
¥1,236,642 |
| 15 |
1.10% |
¥96,464 |
¥17,363,599 |
¥1,363,599 |
| 15 |
1.20% |
¥97,173 |
¥17,491,154 |
¥1,491,154 |
| 15 |
1.30% |
¥97,885 |
¥17,619,306 |
¥1,619,306 |
| 15 |
1.40% |
¥98,600 |
¥17,748,054 |
¥1,748,054 |
| 15 |
1.50% |
¥99,319 |
¥17,877,399 |
¥1,877,399 |
| 15 |
1.60% |
¥100,041 |
¥18,007,340 |
¥2,007,340 |
| 15 |
1.70% |
¥100,766 |
¥18,137,876 |
¥2,137,876 |
| 15 |
1.80% |
¥101,494 |
¥18,269,007 |
¥2,269,007 |
| 15 |
1.90% |
¥102,226 |
¥18,400,732 |
¥2,400,732 |
| 15 |
2.00% |
¥102,961 |
¥18,533,051 |
¥2,533,051 |
| 15 |
2.10% |
¥103,700 |
¥18,665,963 |
¥2,665,963 |
| 15 |
2.20% |
¥104,441 |
¥18,799,467 |
¥2,799,467 |
| 15 |
2.30% |
¥105,186 |
¥18,933,564 |
¥2,933,564 |
| 15 |
2.40% |
¥105,935 |
¥19,068,251 |
¥3,068,251 |
| 15 |
2.50% |
¥106,686 |
¥19,203,529 |
¥3,203,529 |
| 15 |
2.60% |
¥107,441 |
¥19,339,397 |
¥3,339,397 |
| 15 |
2.70% |
¥108,199 |
¥19,475,854 |
¥3,475,854 |
| 15 |
2.80% |
¥108,961 |
¥19,612,899 |
¥3,612,899 |
| 15 |
2.90% |
¥109,725 |
¥19,750,532 |
¥3,750,532 |
| 15 |
3.00% |
¥110,493 |
¥19,888,751 |
¥3,888,751 |
1600万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥138,093 |
¥16,571,197 |
¥571,197 |
| 10 |
0.80% |
¥138,782 |
¥16,653,862 |
¥653,862 |
| 10 |
0.90% |
¥139,473 |
¥16,736,794 |
¥736,794 |
| 10 |
1.00% |
¥140,167 |
¥16,819,991 |
¥819,991 |
| 10 |
1.10% |
¥140,862 |
¥16,903,455 |
¥903,455 |
| 10 |
1.20% |
¥141,560 |
¥16,987,184 |
¥987,184 |
| 10 |
1.30% |
¥142,260 |
¥17,071,180 |
¥1,071,180 |
| 10 |
1.40% |
¥142,962 |
¥17,155,441 |
¥1,155,441 |
| 10 |
1.50% |
¥143,666 |
¥17,239,968 |
¥1,239,968 |
| 10 |
1.60% |
¥144,373 |
¥17,324,760 |
¥1,324,760 |
| 10 |
1.70% |
¥145,082 |
¥17,409,818 |
¥1,409,818 |
| 10 |
1.80% |
¥145,793 |
¥17,495,141 |
¥1,495,141 |
| 10 |
1.90% |
¥146,506 |
¥17,580,730 |
¥1,580,730 |
| 10 |
2.00% |
¥147,222 |
¥17,666,583 |
¥1,666,583 |
| 10 |
2.10% |
¥147,939 |
¥17,752,701 |
¥1,752,701 |
| 10 |
2.20% |
¥148,659 |
¥17,839,085 |
¥1,839,085 |
| 10 |
2.30% |
¥149,381 |
¥17,925,732 |
¥1,925,732 |
| 10 |
2.40% |
¥150,105 |
¥18,012,645 |
¥2,012,645 |
| 10 |
2.50% |
¥150,832 |
¥18,099,821 |
¥2,099,821 |
| 10 |
2.60% |
¥151,561 |
¥18,187,262 |
¥2,187,262 |
| 10 |
2.70% |
¥152,291 |
¥18,274,967 |
¥2,274,967 |
| 10 |
2.80% |
¥153,024 |
¥18,362,935 |
¥2,362,935 |
| 10 |
2.90% |
¥153,760 |
¥18,451,167 |
¥2,451,167 |
| 10 |
3.00% |
¥154,497 |
¥18,539,663 |
¥2,539,663 |