1610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1610万円の住宅ローン|期間・年数別
1610万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥31,810 |
¥19,086,167 |
¥2,986,167 |
| 50 |
0.80% |
¥32,566 |
¥19,539,392 |
¥3,439,392 |
| 50 |
0.90% |
¥33,332 |
¥19,999,211 |
¥3,899,211 |
| 50 |
1.00% |
¥34,109 |
¥20,465,597 |
¥4,365,597 |
| 50 |
1.10% |
¥34,898 |
¥20,938,518 |
¥4,838,518 |
| 50 |
1.20% |
¥35,697 |
¥21,417,938 |
¥5,317,938 |
| 50 |
1.30% |
¥36,506 |
¥21,903,821 |
¥5,803,821 |
| 50 |
1.40% |
¥37,327 |
¥22,396,125 |
¥6,296,125 |
| 50 |
1.50% |
¥38,158 |
¥22,894,808 |
¥6,794,808 |
| 50 |
1.60% |
¥39,000 |
¥23,399,822 |
¥7,299,822 |
| 50 |
1.70% |
¥39,852 |
¥23,911,118 |
¥7,811,118 |
| 50 |
1.80% |
¥40,714 |
¥24,428,646 |
¥8,328,646 |
| 50 |
1.90% |
¥41,587 |
¥24,952,350 |
¥8,852,350 |
| 50 |
2.00% |
¥42,470 |
¥25,482,175 |
¥9,382,175 |
| 50 |
2.10% |
¥43,363 |
¥26,018,061 |
¥9,918,061 |
| 50 |
2.20% |
¥44,267 |
¥26,559,946 |
¥10,459,946 |
| 50 |
2.30% |
¥45,180 |
¥27,107,769 |
¥11,007,769 |
| 50 |
2.40% |
¥46,102 |
¥27,661,463 |
¥11,561,463 |
| 50 |
2.50% |
¥47,035 |
¥28,220,961 |
¥12,120,961 |
| 50 |
2.60% |
¥47,977 |
¥28,786,193 |
¥12,686,193 |
| 50 |
2.70% |
¥48,928 |
¥29,357,089 |
¥13,257,089 |
| 50 |
2.80% |
¥49,889 |
¥29,933,577 |
¥13,833,577 |
| 50 |
2.90% |
¥50,859 |
¥30,515,581 |
¥14,415,581 |
| 50 |
3.00% |
¥51,838 |
¥31,103,026 |
¥15,003,026 |
1610万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥34,765 |
¥18,773,314 |
¥2,673,314 |
| 45 |
0.80% |
¥35,513 |
¥19,176,814 |
¥3,076,814 |
| 45 |
0.90% |
¥36,270 |
¥19,585,673 |
¥3,485,673 |
| 45 |
1.00% |
¥37,037 |
¥19,999,870 |
¥3,899,870 |
| 45 |
1.10% |
¥37,814 |
¥20,419,386 |
¥4,319,386 |
| 45 |
1.20% |
¥38,600 |
¥20,844,198 |
¥4,744,198 |
| 45 |
1.30% |
¥39,397 |
¥21,274,279 |
¥5,174,279 |
| 45 |
1.40% |
¥40,203 |
¥21,709,603 |
¥5,609,603 |
| 45 |
1.50% |
¥41,019 |
¥22,150,142 |
¥6,050,142 |
| 45 |
1.60% |
¥41,844 |
¥22,595,863 |
¥6,495,863 |
| 45 |
1.70% |
¥42,679 |
¥23,046,735 |
¥6,946,735 |
| 45 |
1.80% |
¥43,524 |
¥23,502,723 |
¥7,402,723 |
| 45 |
1.90% |
¥44,377 |
¥23,963,791 |
¥7,863,791 |
| 45 |
2.00% |
¥45,241 |
¥24,429,900 |
¥8,329,900 |
| 45 |
2.10% |
¥46,113 |
¥24,901,011 |
¥8,801,011 |
| 45 |
2.20% |
¥46,995 |
¥25,377,083 |
¥9,277,083 |
| 45 |
2.30% |
¥47,885 |
¥25,858,074 |
¥9,758,074 |
| 45 |
2.40% |
¥48,785 |
¥26,343,938 |
¥10,243,938 |
| 45 |
2.50% |
¥49,694 |
¥26,834,630 |
¥10,734,630 |
| 45 |
2.60% |
¥50,611 |
¥27,330,103 |
¥11,230,103 |
| 45 |
2.70% |
¥51,538 |
¥27,830,309 |
¥11,730,309 |
| 45 |
2.80% |
¥52,473 |
¥28,335,198 |
¥12,235,198 |
| 45 |
2.90% |
¥53,416 |
¥28,844,720 |
¥12,744,720 |
| 45 |
3.00% |
¥54,368 |
¥29,358,822 |
¥13,258,822 |
1610万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥38,466 |
¥18,463,714 |
¥2,363,714 |
| 40 |
0.80% |
¥39,205 |
¥18,818,473 |
¥2,718,473 |
| 40 |
0.90% |
¥39,953 |
¥19,177,478 |
¥3,077,478 |
| 40 |
1.00% |
¥40,710 |
¥19,540,715 |
¥3,440,715 |
| 40 |
1.10% |
¥41,475 |
¥19,908,173 |
¥3,808,173 |
| 40 |
1.20% |
¥42,250 |
¥20,279,835 |
¥4,179,835 |
| 40 |
1.30% |
¥43,033 |
¥20,655,688 |
¥4,555,688 |
| 40 |
1.40% |
¥43,824 |
¥21,035,712 |
¥4,935,712 |
| 40 |
1.50% |
¥44,625 |
¥21,419,891 |
¥5,319,891 |
| 40 |
1.60% |
¥45,434 |
¥21,808,204 |
¥5,708,204 |
| 40 |
1.70% |
¥46,251 |
¥22,200,630 |
¥6,100,630 |
| 40 |
1.80% |
¥47,077 |
¥22,597,148 |
¥6,497,148 |
| 40 |
1.90% |
¥47,912 |
¥22,997,735 |
¥6,897,735 |
| 40 |
2.00% |
¥48,755 |
¥23,402,365 |
¥7,302,365 |
| 40 |
2.10% |
¥49,606 |
¥23,811,015 |
¥7,711,015 |
| 40 |
2.20% |
¥50,466 |
¥24,223,658 |
¥8,123,658 |
| 40 |
2.30% |
¥51,334 |
¥24,640,265 |
¥8,540,265 |
| 40 |
2.40% |
¥52,210 |
¥25,060,810 |
¥8,960,810 |
| 40 |
2.50% |
¥53,094 |
¥25,485,261 |
¥9,385,261 |
| 40 |
2.60% |
¥53,987 |
¥25,913,590 |
¥9,813,590 |
| 40 |
2.70% |
¥54,887 |
¥26,345,765 |
¥10,245,765 |
| 40 |
2.80% |
¥55,795 |
¥26,781,753 |
¥10,681,753 |
| 40 |
2.90% |
¥56,712 |
¥27,221,521 |
¥11,121,521 |
| 40 |
3.00% |
¥57,635 |
¥27,665,036 |
¥11,565,036 |
1610万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥43,232 |
¥18,157,375 |
¥2,057,375 |
| 35 |
0.80% |
¥43,963 |
¥18,464,381 |
¥2,364,381 |
| 35 |
0.90% |
¥44,702 |
¥18,774,644 |
¥2,674,644 |
| 35 |
1.00% |
¥45,448 |
¥19,088,159 |
¥2,988,159 |
| 35 |
1.10% |
¥46,202 |
¥19,404,917 |
¥3,304,917 |
| 35 |
1.20% |
¥46,964 |
¥19,724,909 |
¥3,624,909 |
| 35 |
1.30% |
¥47,734 |
¥20,048,125 |
¥3,948,125 |
| 35 |
1.40% |
¥48,511 |
¥20,374,557 |
¥4,274,557 |
| 35 |
1.50% |
¥49,296 |
¥20,704,192 |
¥4,604,192 |
| 35 |
1.60% |
¥50,088 |
¥21,037,019 |
¥4,937,019 |
| 35 |
1.70% |
¥50,888 |
¥21,373,026 |
¥5,273,026 |
| 35 |
1.80% |
¥51,696 |
¥21,712,199 |
¥5,612,199 |
| 35 |
1.90% |
¥52,511 |
¥22,054,525 |
¥5,954,525 |
| 35 |
2.00% |
¥53,333 |
¥22,399,988 |
¥6,299,988 |
| 35 |
2.10% |
¥54,163 |
¥22,748,575 |
¥6,648,575 |
| 35 |
2.20% |
¥55,001 |
¥23,100,270 |
¥7,000,270 |
| 35 |
2.30% |
¥55,845 |
¥23,455,054 |
¥7,355,054 |
| 35 |
2.40% |
¥56,697 |
¥23,812,912 |
¥7,712,912 |
| 35 |
2.50% |
¥57,557 |
¥24,173,826 |
¥8,073,826 |
| 35 |
2.60% |
¥58,423 |
¥24,537,778 |
¥8,437,778 |
| 35 |
2.70% |
¥59,297 |
¥24,904,748 |
¥8,804,748 |
| 35 |
2.80% |
¥60,178 |
¥25,274,716 |
¥9,174,716 |
| 35 |
2.90% |
¥61,066 |
¥25,647,664 |
¥9,547,664 |
| 35 |
3.00% |
¥61,961 |
¥26,023,570 |
¥9,923,570 |
1610万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥49,595 |
¥17,854,302 |
¥1,754,302 |
| 30 |
0.80% |
¥50,318 |
¥18,114,546 |
¥2,014,546 |
| 30 |
0.90% |
¥51,048 |
¥18,377,189 |
¥2,277,189 |
| 30 |
1.00% |
¥51,784 |
¥18,642,227 |
¥2,542,227 |
| 30 |
1.10% |
¥52,527 |
¥18,909,654 |
¥2,809,654 |
| 30 |
1.20% |
¥53,276 |
¥19,179,468 |
¥3,079,468 |
| 30 |
1.30% |
¥54,032 |
¥19,451,662 |
¥3,351,662 |
| 30 |
1.40% |
¥54,795 |
¥19,726,230 |
¥3,626,230 |
| 30 |
1.50% |
¥55,564 |
¥20,003,167 |
¥3,903,167 |
| 30 |
1.60% |
¥56,340 |
¥20,282,467 |
¥4,182,467 |
| 30 |
1.70% |
¥57,123 |
¥20,564,122 |
¥4,464,122 |
| 30 |
1.80% |
¥57,911 |
¥20,848,125 |
¥4,748,125 |
| 30 |
1.90% |
¥58,707 |
¥21,134,468 |
¥5,034,468 |
| 30 |
2.00% |
¥59,509 |
¥21,423,145 |
¥5,323,145 |
| 30 |
2.10% |
¥60,317 |
¥21,714,145 |
¥5,614,145 |
| 30 |
2.20% |
¥61,132 |
¥22,007,461 |
¥5,907,461 |
| 30 |
2.30% |
¥61,953 |
¥22,303,083 |
¥6,203,083 |
| 30 |
2.40% |
¥62,781 |
¥22,601,002 |
¥6,501,002 |
| 30 |
2.50% |
¥63,614 |
¥22,901,207 |
¥6,801,207 |
| 30 |
2.60% |
¥64,455 |
¥23,203,690 |
¥7,103,690 |
| 30 |
2.70% |
¥65,301 |
¥23,508,438 |
¥7,408,438 |
| 30 |
2.80% |
¥66,154 |
¥23,815,442 |
¥7,715,442 |
| 30 |
2.90% |
¥67,013 |
¥24,124,690 |
¥8,024,690 |
| 30 |
3.00% |
¥67,878 |
¥24,436,170 |
¥8,336,170 |
1610万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥58,515 |
¥17,554,501 |
¥1,454,501 |
| 25 |
0.80% |
¥59,230 |
¥17,768,979 |
¥1,668,979 |
| 25 |
0.90% |
¥59,950 |
¥17,985,126 |
¥1,885,126 |
| 25 |
1.00% |
¥60,676 |
¥18,202,940 |
¥2,102,940 |
| 25 |
1.10% |
¥61,408 |
¥18,422,418 |
¥2,322,418 |
| 25 |
1.20% |
¥62,145 |
¥18,643,558 |
¥2,543,558 |
| 25 |
1.30% |
¥62,888 |
¥18,866,358 |
¥2,766,358 |
| 25 |
1.40% |
¥63,636 |
¥19,090,814 |
¥2,990,814 |
| 25 |
1.50% |
¥64,390 |
¥19,316,925 |
¥3,216,925 |
| 25 |
1.60% |
¥65,149 |
¥19,544,685 |
¥3,444,685 |
| 25 |
1.70% |
¥65,914 |
¥19,774,094 |
¥3,674,094 |
| 25 |
1.80% |
¥66,684 |
¥20,005,145 |
¥3,905,145 |
| 25 |
1.90% |
¥67,459 |
¥20,237,837 |
¥4,137,837 |
| 25 |
2.00% |
¥68,241 |
¥20,472,165 |
¥4,372,165 |
| 25 |
2.10% |
¥69,027 |
¥20,708,124 |
¥4,608,124 |
| 25 |
2.20% |
¥69,819 |
¥20,945,710 |
¥4,845,710 |
| 25 |
2.30% |
¥70,616 |
¥21,184,920 |
¥5,084,920 |
| 25 |
2.40% |
¥71,419 |
¥21,425,747 |
¥5,325,747 |
| 25 |
2.50% |
¥72,227 |
¥21,668,188 |
¥5,568,188 |
| 25 |
2.60% |
¥73,041 |
¥21,912,237 |
¥5,812,237 |
| 25 |
2.70% |
¥73,860 |
¥22,157,889 |
¥6,057,889 |
| 25 |
2.80% |
¥74,684 |
¥22,405,138 |
¥6,305,138 |
| 25 |
2.90% |
¥75,513 |
¥22,653,979 |
¥6,553,979 |
| 25 |
3.00% |
¥76,348 |
¥22,904,406 |
¥6,804,406 |
1610万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥71,908 |
¥17,257,976 |
¥1,157,976 |
| 20 |
0.80% |
¥72,615 |
¥17,427,687 |
¥1,327,687 |
| 20 |
0.90% |
¥73,327 |
¥17,598,467 |
¥1,498,467 |
| 20 |
1.00% |
¥74,043 |
¥17,770,316 |
¥1,670,316 |
| 20 |
1.10% |
¥74,763 |
¥17,943,233 |
¥1,843,233 |
| 20 |
1.20% |
¥75,488 |
¥18,117,216 |
¥2,017,216 |
| 20 |
1.30% |
¥76,218 |
¥18,292,265 |
¥2,192,265 |
| 20 |
1.40% |
¥76,952 |
¥18,468,378 |
¥2,368,378 |
| 20 |
1.50% |
¥77,690 |
¥18,645,555 |
¥2,545,555 |
| 20 |
1.60% |
¥78,432 |
¥18,823,793 |
¥2,723,793 |
| 20 |
1.70% |
¥79,180 |
¥19,003,091 |
¥2,903,091 |
| 20 |
1.80% |
¥79,931 |
¥19,183,448 |
¥3,083,448 |
| 20 |
1.90% |
¥80,687 |
¥19,364,862 |
¥3,264,862 |
| 20 |
2.00% |
¥81,447 |
¥19,547,332 |
¥3,447,332 |
| 20 |
2.10% |
¥82,212 |
¥19,730,855 |
¥3,630,855 |
| 20 |
2.20% |
¥82,981 |
¥19,915,431 |
¥3,815,431 |
| 20 |
2.30% |
¥83,754 |
¥20,101,056 |
¥4,001,056 |
| 20 |
2.40% |
¥84,532 |
¥20,287,729 |
¥4,187,729 |
| 20 |
2.50% |
¥85,314 |
¥20,475,448 |
¥4,375,448 |
| 20 |
2.60% |
¥86,101 |
¥20,664,210 |
¥4,564,210 |
| 20 |
2.70% |
¥86,892 |
¥20,854,014 |
¥4,754,014 |
| 20 |
2.80% |
¥87,687 |
¥21,044,857 |
¥4,944,857 |
| 20 |
2.90% |
¥88,486 |
¥21,236,737 |
¥5,136,737 |
| 20 |
3.00% |
¥89,290 |
¥21,429,651 |
¥5,329,651 |
1610万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥94,249 |
¥16,964,730 |
¥864,730 |
| 15 |
0.80% |
¥94,948 |
¥17,090,675 |
¥990,675 |
| 15 |
0.90% |
¥95,651 |
¥17,217,222 |
¥1,117,222 |
| 15 |
1.00% |
¥96,358 |
¥17,344,371 |
¥1,244,371 |
| 15 |
1.10% |
¥97,067 |
¥17,472,122 |
¥1,372,122 |
| 15 |
1.20% |
¥97,780 |
¥17,600,474 |
¥1,500,474 |
| 15 |
1.30% |
¥98,497 |
¥17,729,426 |
¥1,629,426 |
| 15 |
1.40% |
¥99,217 |
¥17,858,979 |
¥1,758,979 |
| 15 |
1.50% |
¥99,940 |
¥17,989,133 |
¥1,889,133 |
| 15 |
1.60% |
¥100,666 |
¥18,119,886 |
¥2,019,886 |
| 15 |
1.70% |
¥101,396 |
¥18,251,237 |
¥2,151,237 |
| 15 |
1.80% |
¥102,129 |
¥18,383,188 |
¥2,283,188 |
| 15 |
1.90% |
¥102,865 |
¥18,515,736 |
¥2,415,736 |
| 15 |
2.00% |
¥103,605 |
¥18,648,882 |
¥2,548,882 |
| 15 |
2.10% |
¥104,348 |
¥18,782,625 |
¥2,682,625 |
| 15 |
2.20% |
¥105,094 |
¥18,916,964 |
¥2,816,964 |
| 15 |
2.30% |
¥105,844 |
¥19,051,898 |
¥2,951,898 |
| 15 |
2.40% |
¥106,597 |
¥19,187,428 |
¥3,087,428 |
| 15 |
2.50% |
¥107,353 |
¥19,323,551 |
¥3,223,551 |
| 15 |
2.60% |
¥108,113 |
¥19,460,268 |
¥3,360,268 |
| 15 |
2.70% |
¥108,875 |
¥19,597,578 |
¥3,497,578 |
| 15 |
2.80% |
¥109,642 |
¥19,735,480 |
¥3,635,480 |
| 15 |
2.90% |
¥110,411 |
¥19,873,973 |
¥3,773,973 |
| 15 |
3.00% |
¥111,184 |
¥20,013,056 |
¥3,913,056 |
1610万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥138,956 |
¥16,674,767 |
¥574,767 |
| 10 |
0.80% |
¥139,650 |
¥16,757,949 |
¥657,949 |
| 10 |
0.90% |
¥140,345 |
¥16,841,399 |
¥741,399 |
| 10 |
1.00% |
¥141,043 |
¥16,925,116 |
¥825,116 |
| 10 |
1.10% |
¥141,743 |
¥17,009,102 |
¥909,102 |
| 10 |
1.20% |
¥142,445 |
¥17,093,354 |
¥993,354 |
| 10 |
1.30% |
¥143,149 |
¥17,177,875 |
¥1,077,875 |
| 10 |
1.40% |
¥143,856 |
¥17,262,663 |
¥1,162,663 |
| 10 |
1.50% |
¥144,564 |
¥17,347,718 |
¥1,247,718 |
| 10 |
1.60% |
¥145,275 |
¥17,433,040 |
¥1,333,040 |
| 10 |
1.70% |
¥145,989 |
¥17,518,630 |
¥1,418,630 |
| 10 |
1.80% |
¥146,704 |
¥17,604,486 |
¥1,504,486 |
| 10 |
1.90% |
¥147,422 |
¥17,690,609 |
¥1,590,609 |
| 10 |
2.00% |
¥148,142 |
¥17,776,999 |
¥1,676,999 |
| 10 |
2.10% |
¥148,864 |
¥17,863,656 |
¥1,763,656 |
| 10 |
2.20% |
¥149,588 |
¥17,950,579 |
¥1,850,579 |
| 10 |
2.30% |
¥150,315 |
¥18,037,768 |
¥1,937,768 |
| 10 |
2.40% |
¥151,044 |
¥18,125,224 |
¥2,025,224 |
| 10 |
2.50% |
¥151,775 |
¥18,212,945 |
¥2,112,945 |
| 10 |
2.60% |
¥152,508 |
¥18,300,932 |
¥2,200,932 |
| 10 |
2.70% |
¥153,243 |
¥18,389,185 |
¥2,289,185 |
| 10 |
2.80% |
¥153,981 |
¥18,477,703 |
¥2,377,703 |
| 10 |
2.90% |
¥154,721 |
¥18,566,487 |
¥2,466,487 |
| 10 |
3.00% |
¥155,463 |
¥18,655,536 |
¥2,555,536 |