1630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1630万円の住宅ローン｜期間・年数別
1630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥32,205 | ¥19,323,263 | ¥3,023,263 |
| 50 | 0.80% | ¥32,970 | ¥19,782,117 | ¥3,482,117 |
| 50 | 0.90% | ¥33,746 | ¥20,247,648 | ¥3,947,648 |
| 50 | 1.00% | ¥34,533 | ¥20,719,828 | ¥4,419,828 |
| 50 | 1.10% | ¥35,331 | ¥21,198,623 | ¥4,898,623 |
| 50 | 1.20% | ¥36,140 | ¥21,684,000 | ¥5,384,000 |
| 50 | 1.30% | ¥36,960 | ¥22,175,918 | ¥5,875,918 |
| 50 | 1.40% | ¥37,791 | ¥22,674,338 | ¥6,374,338 |
| 50 | 1.50% | ¥38,632 | ¥23,179,215 | ¥6,879,215 |
| 50 | 1.60% | ¥39,484 | ¥23,690,503 | ¥7,390,503 |
| 50 | 1.70% | ¥40,347 | ¥24,208,151 | ¥7,908,151 |
| 50 | 1.80% | ¥41,220 | ¥24,732,107 | ¥8,432,107 |
| 50 | 1.90% | ¥42,104 | ¥25,262,317 | ¥8,962,317 |
| 50 | 2.00% | ¥42,998 | ¥25,798,724 | ¥9,498,724 |
| 50 | 2.10% | ¥43,902 | ¥26,341,266 | ¥10,041,266 |
| 50 | 2.20% | ¥44,816 | ¥26,889,884 | ¥10,589,884 |
| 50 | 2.30% | ¥45,741 | ¥27,444,512 | ¥11,144,512 |
| 50 | 2.40% | ¥46,675 | ¥28,005,084 | ¥11,705,084 |
| 50 | 2.50% | ¥47,619 | ¥28,571,532 | ¥12,271,532 |
| 50 | 2.60% | ¥48,573 | ¥29,143,786 | ¥12,843,786 |
| 50 | 2.70% | ¥49,536 | ¥29,721,774 | ¥13,421,774 |
| 50 | 2.80% | ¥50,509 | ¥30,305,422 | ¥14,005,422 |
| 50 | 2.90% | ¥51,491 | ¥30,894,656 | ¥14,594,656 |
| 50 | 3.00% | ¥52,482 | ¥31,489,399 | ¥15,189,399 |
1630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥35,197 | ¥19,006,523 | ¥2,706,523 |
| 45 | 0.80% | ¥35,954 | ¥19,415,035 | ¥3,115,035 |
| 45 | 0.90% | ¥36,720 | ¥19,828,973 | ¥3,528,973 |
| 45 | 1.00% | ¥37,497 | ¥20,248,316 | ¥3,948,316 |
| 45 | 1.10% | ¥38,283 | ¥20,673,043 | ¥4,373,043 |
| 45 | 1.20% | ¥39,080 | ¥21,103,132 | ¥4,803,132 |
| 45 | 1.30% | ¥39,886 | ¥21,538,556 | ¥5,238,556 |
| 45 | 1.40% | ¥40,702 | ¥21,979,288 | ¥5,679,288 |
| 45 | 1.50% | ¥41,528 | ¥22,425,299 | ¥6,125,299 |
| 45 | 1.60% | ¥42,364 | ¥22,876,557 | ¥6,576,557 |
| 45 | 1.70% | ¥43,209 | ¥23,333,030 | ¥7,033,030 |
| 45 | 1.80% | ¥44,064 | ¥23,794,683 | ¥7,494,683 |
| 45 | 1.90% | ¥44,929 | ¥24,261,478 | ¥7,961,478 |
| 45 | 2.00% | ¥45,803 | ¥24,733,377 | ¥8,433,377 |
| 45 | 2.10% | ¥46,686 | ¥25,210,341 | ¥8,910,341 |
| 45 | 2.20% | ¥47,578 | ¥25,692,327 | ¥9,392,327 |
| 45 | 2.30% | ¥48,480 | ¥26,179,292 | ¥9,879,292 |
| 45 | 2.40% | ¥49,391 | ¥26,671,192 | ¥10,371,192 |
| 45 | 2.50% | ¥50,311 | ¥27,167,979 | ¥10,867,979 |
| 45 | 2.60% | ¥51,240 | ¥27,669,608 | ¥11,369,608 |
| 45 | 2.70% | ¥52,178 | ¥28,176,027 | ¥11,876,027 |
| 45 | 2.80% | ¥53,124 | ¥28,687,188 | ¥12,387,188 |
| 45 | 2.90% | ¥54,080 | ¥29,203,039 | ¥12,903,039 |
| 45 | 3.00% | ¥55,044 | ¥29,723,527 | ¥13,423,527 |
1630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥38,944 | ¥18,693,077 | ¥2,393,077 |
| 40 | 0.80% | ¥39,692 | ¥19,052,243 | ¥2,752,243 |
| 40 | 0.90% | ¥40,449 | ¥19,415,707 | ¥3,115,707 |
| 40 | 1.00% | ¥41,216 | ¥19,783,457 | ¥3,483,457 |
| 40 | 1.10% | ¥41,991 | ¥20,155,479 | ¥3,855,479 |
| 40 | 1.20% | ¥42,774 | ¥20,531,759 | ¥4,231,759 |
| 40 | 1.30% | ¥43,567 | ¥20,912,280 | ¥4,612,280 |
| 40 | 1.40% | ¥44,369 | ¥21,297,025 | ¥4,997,025 |
| 40 | 1.50% | ¥45,179 | ¥21,685,976 | ¥5,385,976 |
| 40 | 1.60% | ¥45,998 | ¥22,079,113 | ¥5,779,113 |
| 40 | 1.70% | ¥46,826 | ¥22,476,414 | ¥6,176,414 |
| 40 | 1.80% | ¥47,662 | ¥22,877,858 | ¥6,577,858 |
| 40 | 1.90% | ¥48,507 | ¥23,283,421 | ¥6,983,421 |
| 40 | 2.00% | ¥49,361 | ¥23,693,078 | ¥7,393,078 |
| 40 | 2.10% | ¥50,223 | ¥24,106,804 | ¥7,806,804 |
| 40 | 2.20% | ¥51,093 | ¥24,524,573 | ¥8,224,573 |
| 40 | 2.30% | ¥51,972 | ¥24,946,356 | ¥8,646,356 |
| 40 | 2.40% | ¥52,859 | ¥25,372,124 | ¥9,072,124 |
| 40 | 2.50% | ¥53,754 | ¥25,801,849 | ¥9,501,849 |
| 40 | 2.60% | ¥54,657 | ¥26,235,498 | ¥9,935,498 |
| 40 | 2.70% | ¥55,569 | ¥26,673,041 | ¥10,373,041 |
| 40 | 2.80% | ¥56,488 | ¥27,114,445 | ¥10,814,445 |
| 40 | 2.90% | ¥57,416 | ¥27,559,677 | ¥11,259,677 |
| 40 | 3.00% | ¥58,351 | ¥28,008,701 | ¥11,708,701 |
1630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥43,769 | ¥18,382,933 | ¥2,082,933 |
| 35 | 0.80% | ¥44,509 | ¥18,693,752 | ¥2,393,752 |
| 35 | 0.90% | ¥45,257 | ¥19,007,870 | ¥2,707,870 |
| 35 | 1.00% | ¥46,013 | ¥19,325,279 | ¥3,025,279 |
| 35 | 1.10% | ¥46,776 | ¥19,645,971 | ¥3,345,971 |
| 35 | 1.20% | ¥47,547 | ¥19,969,938 | ¥3,669,938 |
| 35 | 1.30% | ¥48,327 | ¥20,297,170 | ¥3,997,170 |
| 35 | 1.40% | ¥49,113 | ¥20,627,657 | ¥4,327,657 |
| 35 | 1.50% | ¥49,908 | ¥20,961,387 | ¥4,661,387 |
| 35 | 1.60% | ¥50,710 | ¥21,298,348 | ¥4,998,348 |
| 35 | 1.70% | ¥51,520 | ¥21,638,529 | ¥5,338,529 |
| 35 | 1.80% | ¥52,338 | ¥21,981,915 | ¥5,681,915 |
| 35 | 1.90% | ¥53,163 | ¥22,328,494 | ¥6,028,494 |
| 35 | 2.00% | ¥53,996 | ¥22,678,249 | ¥6,378,249 |
| 35 | 2.10% | ¥54,836 | ¥23,031,166 | ¥6,731,166 |
| 35 | 2.20% | ¥55,684 | ¥23,387,229 | ¥7,087,229 |
| 35 | 2.30% | ¥56,539 | ¥23,746,421 | ¥7,446,421 |
| 35 | 2.40% | ¥57,402 | ¥24,108,725 | ¥7,808,725 |
| 35 | 2.50% | ¥58,272 | ¥24,474,122 | ¥8,174,122 |
| 35 | 2.60% | ¥59,149 | ¥24,842,595 | ¥8,542,595 |
| 35 | 2.70% | ¥60,034 | ¥25,214,123 | ¥8,914,123 |
| 35 | 2.80% | ¥60,925 | ¥25,588,688 | ¥9,288,688 |
| 35 | 2.90% | ¥61,824 | ¥25,966,269 | ¥9,666,269 |
| 35 | 3.00% | ¥62,731 | ¥26,346,844 | ¥10,046,844 |
1630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥50,211 | ¥18,076,095 | ¥1,776,095 |
| 30 | 0.80% | ¥50,943 | ¥18,339,572 | ¥2,039,572 |
| 30 | 0.90% | ¥51,682 | ¥18,605,477 | ¥2,305,477 |
| 30 | 1.00% | ¥52,427 | ¥18,873,807 | ¥2,573,807 |
| 30 | 1.10% | ¥53,179 | ¥19,144,557 | ¥2,844,557 |
| 30 | 1.20% | ¥53,938 | ¥19,417,722 | ¥3,117,722 |
| 30 | 1.30% | ¥54,704 | ¥19,693,297 | ¥3,393,297 |
| 30 | 1.40% | ¥55,476 | ¥19,971,277 | ¥3,671,277 |
| 30 | 1.50% | ¥56,255 | ¥20,251,654 | ¥3,951,654 |
| 30 | 1.60% | ¥57,040 | ¥20,534,423 | ¥4,234,423 |
| 30 | 1.70% | ¥57,832 | ¥20,819,577 | ¥4,519,577 |
| 30 | 1.80% | ¥58,631 | ¥21,107,108 | ¥4,807,108 |
| 30 | 1.90% | ¥59,436 | ¥21,397,008 | ¥5,097,008 |
| 30 | 2.00% | ¥60,248 | ¥21,689,271 | ¥5,389,271 |
| 30 | 2.10% | ¥61,066 | ¥21,983,886 | ¥5,683,886 |
| 30 | 2.20% | ¥61,891 | ¥22,280,845 | ¥5,980,845 |
| 30 | 2.30% | ¥62,723 | ¥22,580,140 | ¥6,280,140 |
| 30 | 2.40% | ¥63,560 | ¥22,881,759 | ¥6,581,759 |
| 30 | 2.50% | ¥64,405 | ¥23,185,694 | ¥6,885,694 |
| 30 | 2.60% | ¥65,255 | ¥23,491,934 | ¥7,191,934 |
| 30 | 2.70% | ¥66,112 | ¥23,800,468 | ¥7,500,468 |
| 30 | 2.80% | ¥66,976 | ¥24,111,286 | ¥7,811,286 |
| 30 | 2.90% | ¥67,845 | ¥24,424,375 | ¥8,124,375 |
| 30 | 3.00% | ¥68,721 | ¥24,739,725 | ¥8,439,725 |
1630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥59,242 | ¥17,772,569 | ¥1,472,569 |
| 25 | 0.80% | ¥59,966 | ¥17,989,712 | ¥1,689,712 |
| 25 | 0.90% | ¥60,695 | ¥18,208,544 | ¥1,908,544 |
| 25 | 1.00% | ¥61,430 | ¥18,429,063 | ¥2,129,063 |
| 25 | 1.10% | ¥62,171 | ¥18,651,268 | ¥2,351,268 |
| 25 | 1.20% | ¥62,917 | ¥18,875,155 | ¥2,575,155 |
| 25 | 1.30% | ¥63,669 | ¥19,100,722 | ¥2,800,722 |
| 25 | 1.40% | ¥64,427 | ¥19,327,967 | ¥3,027,967 |
| 25 | 1.50% | ¥65,190 | ¥19,556,886 | ¥3,256,886 |
| 25 | 1.60% | ¥65,958 | ¥19,787,477 | ¥3,487,477 |
| 25 | 1.70% | ¥66,732 | ¥20,019,735 | ¥3,719,735 |
| 25 | 1.80% | ¥67,512 | ¥20,253,657 | ¥3,953,657 |
| 25 | 1.90% | ¥68,297 | ¥20,489,239 | ¥4,189,239 |
| 25 | 2.00% | ¥69,088 | ¥20,726,477 | ¥4,426,477 |
| 25 | 2.10% | ¥69,885 | ¥20,965,368 | ¥4,665,368 |
| 25 | 2.20% | ¥70,686 | ¥21,205,906 | ¥4,905,906 |
| 25 | 2.30% | ¥71,494 | ¥21,448,087 | ¥5,148,087 |
| 25 | 2.40% | ¥72,306 | ¥21,691,906 | ¥5,391,906 |
| 25 | 2.50% | ¥73,125 | ¥21,937,358 | ¥5,637,358 |
| 25 | 2.60% | ¥73,948 | ¥22,184,439 | ¥5,884,439 |
| 25 | 2.70% | ¥74,777 | ¥22,433,142 | ¥6,133,142 |
| 25 | 2.80% | ¥75,612 | ¥22,683,463 | ¥6,383,463 |
| 25 | 2.90% | ¥76,451 | ¥22,935,395 | ¥6,635,395 |
| 25 | 3.00% | ¥77,296 | ¥23,188,933 | ¥6,888,933 |
1630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥72,802 | ¥17,472,361 | ¥1,172,361 |
| 20 | 0.80% | ¥73,517 | ¥17,644,180 | ¥1,344,180 |
| 20 | 0.90% | ¥74,238 | ¥17,817,082 | ¥1,517,082 |
| 20 | 1.00% | ¥74,963 | ¥17,991,065 | ¥1,691,065 |
| 20 | 1.10% | ¥75,692 | ¥18,166,130 | ¥1,866,130 |
| 20 | 1.20% | ¥76,426 | ¥18,342,275 | ¥2,042,275 |
| 20 | 1.30% | ¥77,165 | ¥18,519,498 | ¥2,219,498 |
| 20 | 1.40% | ¥77,907 | ¥18,697,799 | ¥2,397,799 |
| 20 | 1.50% | ¥78,655 | ¥18,877,176 | ¥2,577,176 |
| 20 | 1.60% | ¥79,407 | ¥19,057,629 | ¥2,757,629 |
| 20 | 1.70% | ¥80,163 | ¥19,239,154 | ¥2,939,154 |
| 20 | 1.80% | ¥80,924 | ¥19,421,752 | ¥3,121,752 |
| 20 | 1.90% | ¥81,689 | ¥19,605,420 | ¥3,305,420 |
| 20 | 2.00% | ¥82,459 | ¥19,790,156 | ¥3,490,156 |
| 20 | 2.10% | ¥83,233 | ¥19,975,959 | ¥3,675,959 |
| 20 | 2.20% | ¥84,012 | ¥20,162,827 | ¥3,862,827 |
| 20 | 2.30% | ¥84,795 | ¥20,350,758 | ¥4,050,758 |
| 20 | 2.40% | ¥85,582 | ¥20,539,750 | ¥4,239,750 |
| 20 | 2.50% | ¥86,374 | ¥20,729,801 | ¥4,429,801 |
| 20 | 2.60% | ¥87,170 | ¥20,920,909 | ¥4,620,909 |
| 20 | 2.70% | ¥87,971 | ¥21,113,070 | ¥4,813,070 |
| 20 | 2.80% | ¥88,776 | ¥21,306,284 | ¥5,006,284 |
| 20 | 2.90% | ¥89,586 | ¥21,500,548 | ¥5,200,548 |
| 20 | 3.00% | ¥90,399 | ¥21,695,858 | ¥5,395,858 |
1630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥95,419 | ¥17,175,472 | ¥875,472 |
| 15 | 0.80% | ¥96,128 | ¥17,302,982 | ¥1,002,982 |
| 15 | 0.90% | ¥96,839 | ¥17,431,101 | ¥1,131,101 |
| 15 | 1.00% | ¥97,555 | ¥17,559,829 | ¥1,259,829 |
| 15 | 1.10% | ¥98,273 | ¥17,689,167 | ¥1,389,167 |
| 15 | 1.20% | ¥98,995 | ¥17,819,113 | ¥1,519,113 |
| 15 | 1.30% | ¥99,720 | ¥17,949,668 | ¥1,649,668 |
| 15 | 1.40% | ¥100,449 | ¥18,080,830 | ¥1,780,830 |
| 15 | 1.50% | ¥101,181 | ¥18,212,600 | ¥1,912,600 |
| 15 | 1.60% | ¥101,917 | ¥18,344,977 | ¥2,044,977 |
| 15 | 1.70% | ¥102,655 | ¥18,477,961 | ¥2,177,961 |
| 15 | 1.80% | ¥103,398 | ¥18,611,550 | ¥2,311,550 |
| 15 | 1.90% | ¥104,143 | ¥18,745,745 | ¥2,445,745 |
| 15 | 2.00% | ¥104,892 | ¥18,880,545 | ¥2,580,545 |
| 15 | 2.10% | ¥105,644 | ¥19,015,949 | ¥2,715,949 |
| 15 | 2.20% | ¥106,400 | ¥19,151,957 | ¥2,851,957 |
| 15 | 2.30% | ¥107,159 | ¥19,288,568 | ¥2,988,568 |
| 15 | 2.40% | ¥107,921 | ¥19,425,781 | ¥3,125,781 |
| 15 | 2.50% | ¥108,687 | ¥19,563,595 | ¥3,263,595 |
| 15 | 2.60% | ¥109,456 | ¥19,702,011 | ¥3,402,011 |
| 15 | 2.70% | ¥110,228 | ¥19,841,026 | ¥3,541,026 |
| 15 | 2.80% | ¥111,004 | ¥19,980,641 | ¥3,680,641 |
| 15 | 2.90% | ¥111,783 | ¥20,120,854 | ¥3,820,854 |
| 15 | 3.00% | ¥112,565 | ¥20,261,665 | ¥3,961,665 |
1630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥140,683 | ¥16,881,907 | ¥581,907 |
| 10 | 0.80% | ¥141,384 | ¥16,966,122 | ¥666,122 |
| 10 | 0.90% | ¥142,088 | ¥17,050,609 | ¥750,609 |
| 10 | 1.00% | ¥142,795 | ¥17,135,366 | ¥835,366 |
| 10 | 1.10% | ¥143,503 | ¥17,220,395 | ¥920,395 |
| 10 | 1.20% | ¥144,214 | ¥17,305,694 | ¥1,005,694 |
| 10 | 1.30% | ¥144,927 | ¥17,391,265 | ¥1,091,265 |
| 10 | 1.40% | ¥145,643 | ¥17,477,106 | ¥1,177,106 |
| 10 | 1.50% | ¥146,360 | ¥17,563,217 | ¥1,263,217 |
| 10 | 1.60% | ¥147,080 | ¥17,649,600 | ¥1,349,600 |
| 10 | 1.70% | ¥147,802 | ¥17,736,252 | ¥1,436,252 |
| 10 | 1.80% | ¥148,526 | ¥17,823,175 | ¥1,523,175 |
| 10 | 1.90% | ¥149,253 | ¥17,910,368 | ¥1,610,368 |
| 10 | 2.00% | ¥149,982 | ¥17,997,832 | ¥1,697,832 |
| 10 | 2.10% | ¥150,713 | ¥18,085,565 | ¥1,785,565 |
| 10 | 2.20% | ¥151,446 | ¥18,173,567 | ¥1,873,567 |
| 10 | 2.30% | ¥152,182 | ¥18,261,840 | ¥1,961,840 |
| 10 | 2.40% | ¥152,920 | ¥18,350,382 | ¥2,050,382 |
| 10 | 2.50% | ¥153,660 | ¥18,439,193 | ¥2,139,193 |
| 10 | 2.60% | ¥154,402 | ¥18,528,273 | ¥2,228,273 |
| 10 | 2.70% | ¥155,147 | ¥18,617,622 | ¥2,317,622 |
| 10 | 2.80% | ¥155,894 | ¥18,707,240 | ¥2,407,240 |
| 10 | 2.90% | ¥156,643 | ¥18,797,127 | ¥2,497,127 |
| 10 | 3.00% | ¥157,394 | ¥18,887,282 | ¥2,587,282 |
