1630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1630万円の住宅ローン|期間・年数別
1630万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥32,205 |
¥19,323,263 |
¥3,023,263 |
| 50 |
0.80% |
¥32,970 |
¥19,782,117 |
¥3,482,117 |
| 50 |
0.90% |
¥33,746 |
¥20,247,648 |
¥3,947,648 |
| 50 |
1.00% |
¥34,533 |
¥20,719,828 |
¥4,419,828 |
| 50 |
1.10% |
¥35,331 |
¥21,198,623 |
¥4,898,623 |
| 50 |
1.20% |
¥36,140 |
¥21,684,000 |
¥5,384,000 |
| 50 |
1.30% |
¥36,960 |
¥22,175,918 |
¥5,875,918 |
| 50 |
1.40% |
¥37,791 |
¥22,674,338 |
¥6,374,338 |
| 50 |
1.50% |
¥38,632 |
¥23,179,215 |
¥6,879,215 |
| 50 |
1.60% |
¥39,484 |
¥23,690,503 |
¥7,390,503 |
| 50 |
1.70% |
¥40,347 |
¥24,208,151 |
¥7,908,151 |
| 50 |
1.80% |
¥41,220 |
¥24,732,107 |
¥8,432,107 |
| 50 |
1.90% |
¥42,104 |
¥25,262,317 |
¥8,962,317 |
| 50 |
2.00% |
¥42,998 |
¥25,798,724 |
¥9,498,724 |
| 50 |
2.10% |
¥43,902 |
¥26,341,266 |
¥10,041,266 |
| 50 |
2.20% |
¥44,816 |
¥26,889,884 |
¥10,589,884 |
| 50 |
2.30% |
¥45,741 |
¥27,444,512 |
¥11,144,512 |
| 50 |
2.40% |
¥46,675 |
¥28,005,084 |
¥11,705,084 |
| 50 |
2.50% |
¥47,619 |
¥28,571,532 |
¥12,271,532 |
| 50 |
2.60% |
¥48,573 |
¥29,143,786 |
¥12,843,786 |
| 50 |
2.70% |
¥49,536 |
¥29,721,774 |
¥13,421,774 |
| 50 |
2.80% |
¥50,509 |
¥30,305,422 |
¥14,005,422 |
| 50 |
2.90% |
¥51,491 |
¥30,894,656 |
¥14,594,656 |
| 50 |
3.00% |
¥52,482 |
¥31,489,399 |
¥15,189,399 |
1630万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥35,197 |
¥19,006,523 |
¥2,706,523 |
| 45 |
0.80% |
¥35,954 |
¥19,415,035 |
¥3,115,035 |
| 45 |
0.90% |
¥36,720 |
¥19,828,973 |
¥3,528,973 |
| 45 |
1.00% |
¥37,497 |
¥20,248,316 |
¥3,948,316 |
| 45 |
1.10% |
¥38,283 |
¥20,673,043 |
¥4,373,043 |
| 45 |
1.20% |
¥39,080 |
¥21,103,132 |
¥4,803,132 |
| 45 |
1.30% |
¥39,886 |
¥21,538,556 |
¥5,238,556 |
| 45 |
1.40% |
¥40,702 |
¥21,979,288 |
¥5,679,288 |
| 45 |
1.50% |
¥41,528 |
¥22,425,299 |
¥6,125,299 |
| 45 |
1.60% |
¥42,364 |
¥22,876,557 |
¥6,576,557 |
| 45 |
1.70% |
¥43,209 |
¥23,333,030 |
¥7,033,030 |
| 45 |
1.80% |
¥44,064 |
¥23,794,683 |
¥7,494,683 |
| 45 |
1.90% |
¥44,929 |
¥24,261,478 |
¥7,961,478 |
| 45 |
2.00% |
¥45,803 |
¥24,733,377 |
¥8,433,377 |
| 45 |
2.10% |
¥46,686 |
¥25,210,341 |
¥8,910,341 |
| 45 |
2.20% |
¥47,578 |
¥25,692,327 |
¥9,392,327 |
| 45 |
2.30% |
¥48,480 |
¥26,179,292 |
¥9,879,292 |
| 45 |
2.40% |
¥49,391 |
¥26,671,192 |
¥10,371,192 |
| 45 |
2.50% |
¥50,311 |
¥27,167,979 |
¥10,867,979 |
| 45 |
2.60% |
¥51,240 |
¥27,669,608 |
¥11,369,608 |
| 45 |
2.70% |
¥52,178 |
¥28,176,027 |
¥11,876,027 |
| 45 |
2.80% |
¥53,124 |
¥28,687,188 |
¥12,387,188 |
| 45 |
2.90% |
¥54,080 |
¥29,203,039 |
¥12,903,039 |
| 45 |
3.00% |
¥55,044 |
¥29,723,527 |
¥13,423,527 |
1630万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥38,944 |
¥18,693,077 |
¥2,393,077 |
| 40 |
0.80% |
¥39,692 |
¥19,052,243 |
¥2,752,243 |
| 40 |
0.90% |
¥40,449 |
¥19,415,707 |
¥3,115,707 |
| 40 |
1.00% |
¥41,216 |
¥19,783,457 |
¥3,483,457 |
| 40 |
1.10% |
¥41,991 |
¥20,155,479 |
¥3,855,479 |
| 40 |
1.20% |
¥42,774 |
¥20,531,759 |
¥4,231,759 |
| 40 |
1.30% |
¥43,567 |
¥20,912,280 |
¥4,612,280 |
| 40 |
1.40% |
¥44,369 |
¥21,297,025 |
¥4,997,025 |
| 40 |
1.50% |
¥45,179 |
¥21,685,976 |
¥5,385,976 |
| 40 |
1.60% |
¥45,998 |
¥22,079,113 |
¥5,779,113 |
| 40 |
1.70% |
¥46,826 |
¥22,476,414 |
¥6,176,414 |
| 40 |
1.80% |
¥47,662 |
¥22,877,858 |
¥6,577,858 |
| 40 |
1.90% |
¥48,507 |
¥23,283,421 |
¥6,983,421 |
| 40 |
2.00% |
¥49,361 |
¥23,693,078 |
¥7,393,078 |
| 40 |
2.10% |
¥50,223 |
¥24,106,804 |
¥7,806,804 |
| 40 |
2.20% |
¥51,093 |
¥24,524,573 |
¥8,224,573 |
| 40 |
2.30% |
¥51,972 |
¥24,946,356 |
¥8,646,356 |
| 40 |
2.40% |
¥52,859 |
¥25,372,124 |
¥9,072,124 |
| 40 |
2.50% |
¥53,754 |
¥25,801,849 |
¥9,501,849 |
| 40 |
2.60% |
¥54,657 |
¥26,235,498 |
¥9,935,498 |
| 40 |
2.70% |
¥55,569 |
¥26,673,041 |
¥10,373,041 |
| 40 |
2.80% |
¥56,488 |
¥27,114,445 |
¥10,814,445 |
| 40 |
2.90% |
¥57,416 |
¥27,559,677 |
¥11,259,677 |
| 40 |
3.00% |
¥58,351 |
¥28,008,701 |
¥11,708,701 |
1630万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥43,769 |
¥18,382,933 |
¥2,082,933 |
| 35 |
0.80% |
¥44,509 |
¥18,693,752 |
¥2,393,752 |
| 35 |
0.90% |
¥45,257 |
¥19,007,870 |
¥2,707,870 |
| 35 |
1.00% |
¥46,013 |
¥19,325,279 |
¥3,025,279 |
| 35 |
1.10% |
¥46,776 |
¥19,645,971 |
¥3,345,971 |
| 35 |
1.20% |
¥47,547 |
¥19,969,938 |
¥3,669,938 |
| 35 |
1.30% |
¥48,327 |
¥20,297,170 |
¥3,997,170 |
| 35 |
1.40% |
¥49,113 |
¥20,627,657 |
¥4,327,657 |
| 35 |
1.50% |
¥49,908 |
¥20,961,387 |
¥4,661,387 |
| 35 |
1.60% |
¥50,710 |
¥21,298,348 |
¥4,998,348 |
| 35 |
1.70% |
¥51,520 |
¥21,638,529 |
¥5,338,529 |
| 35 |
1.80% |
¥52,338 |
¥21,981,915 |
¥5,681,915 |
| 35 |
1.90% |
¥53,163 |
¥22,328,494 |
¥6,028,494 |
| 35 |
2.00% |
¥53,996 |
¥22,678,249 |
¥6,378,249 |
| 35 |
2.10% |
¥54,836 |
¥23,031,166 |
¥6,731,166 |
| 35 |
2.20% |
¥55,684 |
¥23,387,229 |
¥7,087,229 |
| 35 |
2.30% |
¥56,539 |
¥23,746,421 |
¥7,446,421 |
| 35 |
2.40% |
¥57,402 |
¥24,108,725 |
¥7,808,725 |
| 35 |
2.50% |
¥58,272 |
¥24,474,122 |
¥8,174,122 |
| 35 |
2.60% |
¥59,149 |
¥24,842,595 |
¥8,542,595 |
| 35 |
2.70% |
¥60,034 |
¥25,214,123 |
¥8,914,123 |
| 35 |
2.80% |
¥60,925 |
¥25,588,688 |
¥9,288,688 |
| 35 |
2.90% |
¥61,824 |
¥25,966,269 |
¥9,666,269 |
| 35 |
3.00% |
¥62,731 |
¥26,346,844 |
¥10,046,844 |
1630万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥50,211 |
¥18,076,095 |
¥1,776,095 |
| 30 |
0.80% |
¥50,943 |
¥18,339,572 |
¥2,039,572 |
| 30 |
0.90% |
¥51,682 |
¥18,605,477 |
¥2,305,477 |
| 30 |
1.00% |
¥52,427 |
¥18,873,807 |
¥2,573,807 |
| 30 |
1.10% |
¥53,179 |
¥19,144,557 |
¥2,844,557 |
| 30 |
1.20% |
¥53,938 |
¥19,417,722 |
¥3,117,722 |
| 30 |
1.30% |
¥54,704 |
¥19,693,297 |
¥3,393,297 |
| 30 |
1.40% |
¥55,476 |
¥19,971,277 |
¥3,671,277 |
| 30 |
1.50% |
¥56,255 |
¥20,251,654 |
¥3,951,654 |
| 30 |
1.60% |
¥57,040 |
¥20,534,423 |
¥4,234,423 |
| 30 |
1.70% |
¥57,832 |
¥20,819,577 |
¥4,519,577 |
| 30 |
1.80% |
¥58,631 |
¥21,107,108 |
¥4,807,108 |
| 30 |
1.90% |
¥59,436 |
¥21,397,008 |
¥5,097,008 |
| 30 |
2.00% |
¥60,248 |
¥21,689,271 |
¥5,389,271 |
| 30 |
2.10% |
¥61,066 |
¥21,983,886 |
¥5,683,886 |
| 30 |
2.20% |
¥61,891 |
¥22,280,845 |
¥5,980,845 |
| 30 |
2.30% |
¥62,723 |
¥22,580,140 |
¥6,280,140 |
| 30 |
2.40% |
¥63,560 |
¥22,881,759 |
¥6,581,759 |
| 30 |
2.50% |
¥64,405 |
¥23,185,694 |
¥6,885,694 |
| 30 |
2.60% |
¥65,255 |
¥23,491,934 |
¥7,191,934 |
| 30 |
2.70% |
¥66,112 |
¥23,800,468 |
¥7,500,468 |
| 30 |
2.80% |
¥66,976 |
¥24,111,286 |
¥7,811,286 |
| 30 |
2.90% |
¥67,845 |
¥24,424,375 |
¥8,124,375 |
| 30 |
3.00% |
¥68,721 |
¥24,739,725 |
¥8,439,725 |
1630万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥59,242 |
¥17,772,569 |
¥1,472,569 |
| 25 |
0.80% |
¥59,966 |
¥17,989,712 |
¥1,689,712 |
| 25 |
0.90% |
¥60,695 |
¥18,208,544 |
¥1,908,544 |
| 25 |
1.00% |
¥61,430 |
¥18,429,063 |
¥2,129,063 |
| 25 |
1.10% |
¥62,171 |
¥18,651,268 |
¥2,351,268 |
| 25 |
1.20% |
¥62,917 |
¥18,875,155 |
¥2,575,155 |
| 25 |
1.30% |
¥63,669 |
¥19,100,722 |
¥2,800,722 |
| 25 |
1.40% |
¥64,427 |
¥19,327,967 |
¥3,027,967 |
| 25 |
1.50% |
¥65,190 |
¥19,556,886 |
¥3,256,886 |
| 25 |
1.60% |
¥65,958 |
¥19,787,477 |
¥3,487,477 |
| 25 |
1.70% |
¥66,732 |
¥20,019,735 |
¥3,719,735 |
| 25 |
1.80% |
¥67,512 |
¥20,253,657 |
¥3,953,657 |
| 25 |
1.90% |
¥68,297 |
¥20,489,239 |
¥4,189,239 |
| 25 |
2.00% |
¥69,088 |
¥20,726,477 |
¥4,426,477 |
| 25 |
2.10% |
¥69,885 |
¥20,965,368 |
¥4,665,368 |
| 25 |
2.20% |
¥70,686 |
¥21,205,906 |
¥4,905,906 |
| 25 |
2.30% |
¥71,494 |
¥21,448,087 |
¥5,148,087 |
| 25 |
2.40% |
¥72,306 |
¥21,691,906 |
¥5,391,906 |
| 25 |
2.50% |
¥73,125 |
¥21,937,358 |
¥5,637,358 |
| 25 |
2.60% |
¥73,948 |
¥22,184,439 |
¥5,884,439 |
| 25 |
2.70% |
¥74,777 |
¥22,433,142 |
¥6,133,142 |
| 25 |
2.80% |
¥75,612 |
¥22,683,463 |
¥6,383,463 |
| 25 |
2.90% |
¥76,451 |
¥22,935,395 |
¥6,635,395 |
| 25 |
3.00% |
¥77,296 |
¥23,188,933 |
¥6,888,933 |
1630万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥72,802 |
¥17,472,361 |
¥1,172,361 |
| 20 |
0.80% |
¥73,517 |
¥17,644,180 |
¥1,344,180 |
| 20 |
0.90% |
¥74,238 |
¥17,817,082 |
¥1,517,082 |
| 20 |
1.00% |
¥74,963 |
¥17,991,065 |
¥1,691,065 |
| 20 |
1.10% |
¥75,692 |
¥18,166,130 |
¥1,866,130 |
| 20 |
1.20% |
¥76,426 |
¥18,342,275 |
¥2,042,275 |
| 20 |
1.30% |
¥77,165 |
¥18,519,498 |
¥2,219,498 |
| 20 |
1.40% |
¥77,907 |
¥18,697,799 |
¥2,397,799 |
| 20 |
1.50% |
¥78,655 |
¥18,877,176 |
¥2,577,176 |
| 20 |
1.60% |
¥79,407 |
¥19,057,629 |
¥2,757,629 |
| 20 |
1.70% |
¥80,163 |
¥19,239,154 |
¥2,939,154 |
| 20 |
1.80% |
¥80,924 |
¥19,421,752 |
¥3,121,752 |
| 20 |
1.90% |
¥81,689 |
¥19,605,420 |
¥3,305,420 |
| 20 |
2.00% |
¥82,459 |
¥19,790,156 |
¥3,490,156 |
| 20 |
2.10% |
¥83,233 |
¥19,975,959 |
¥3,675,959 |
| 20 |
2.20% |
¥84,012 |
¥20,162,827 |
¥3,862,827 |
| 20 |
2.30% |
¥84,795 |
¥20,350,758 |
¥4,050,758 |
| 20 |
2.40% |
¥85,582 |
¥20,539,750 |
¥4,239,750 |
| 20 |
2.50% |
¥86,374 |
¥20,729,801 |
¥4,429,801 |
| 20 |
2.60% |
¥87,170 |
¥20,920,909 |
¥4,620,909 |
| 20 |
2.70% |
¥87,971 |
¥21,113,070 |
¥4,813,070 |
| 20 |
2.80% |
¥88,776 |
¥21,306,284 |
¥5,006,284 |
| 20 |
2.90% |
¥89,586 |
¥21,500,548 |
¥5,200,548 |
| 20 |
3.00% |
¥90,399 |
¥21,695,858 |
¥5,395,858 |
1630万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥95,419 |
¥17,175,472 |
¥875,472 |
| 15 |
0.80% |
¥96,128 |
¥17,302,982 |
¥1,002,982 |
| 15 |
0.90% |
¥96,839 |
¥17,431,101 |
¥1,131,101 |
| 15 |
1.00% |
¥97,555 |
¥17,559,829 |
¥1,259,829 |
| 15 |
1.10% |
¥98,273 |
¥17,689,167 |
¥1,389,167 |
| 15 |
1.20% |
¥98,995 |
¥17,819,113 |
¥1,519,113 |
| 15 |
1.30% |
¥99,720 |
¥17,949,668 |
¥1,649,668 |
| 15 |
1.40% |
¥100,449 |
¥18,080,830 |
¥1,780,830 |
| 15 |
1.50% |
¥101,181 |
¥18,212,600 |
¥1,912,600 |
| 15 |
1.60% |
¥101,917 |
¥18,344,977 |
¥2,044,977 |
| 15 |
1.70% |
¥102,655 |
¥18,477,961 |
¥2,177,961 |
| 15 |
1.80% |
¥103,398 |
¥18,611,550 |
¥2,311,550 |
| 15 |
1.90% |
¥104,143 |
¥18,745,745 |
¥2,445,745 |
| 15 |
2.00% |
¥104,892 |
¥18,880,545 |
¥2,580,545 |
| 15 |
2.10% |
¥105,644 |
¥19,015,949 |
¥2,715,949 |
| 15 |
2.20% |
¥106,400 |
¥19,151,957 |
¥2,851,957 |
| 15 |
2.30% |
¥107,159 |
¥19,288,568 |
¥2,988,568 |
| 15 |
2.40% |
¥107,921 |
¥19,425,781 |
¥3,125,781 |
| 15 |
2.50% |
¥108,687 |
¥19,563,595 |
¥3,263,595 |
| 15 |
2.60% |
¥109,456 |
¥19,702,011 |
¥3,402,011 |
| 15 |
2.70% |
¥110,228 |
¥19,841,026 |
¥3,541,026 |
| 15 |
2.80% |
¥111,004 |
¥19,980,641 |
¥3,680,641 |
| 15 |
2.90% |
¥111,783 |
¥20,120,854 |
¥3,820,854 |
| 15 |
3.00% |
¥112,565 |
¥20,261,665 |
¥3,961,665 |
1630万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥140,683 |
¥16,881,907 |
¥581,907 |
| 10 |
0.80% |
¥141,384 |
¥16,966,122 |
¥666,122 |
| 10 |
0.90% |
¥142,088 |
¥17,050,609 |
¥750,609 |
| 10 |
1.00% |
¥142,795 |
¥17,135,366 |
¥835,366 |
| 10 |
1.10% |
¥143,503 |
¥17,220,395 |
¥920,395 |
| 10 |
1.20% |
¥144,214 |
¥17,305,694 |
¥1,005,694 |
| 10 |
1.30% |
¥144,927 |
¥17,391,265 |
¥1,091,265 |
| 10 |
1.40% |
¥145,643 |
¥17,477,106 |
¥1,177,106 |
| 10 |
1.50% |
¥146,360 |
¥17,563,217 |
¥1,263,217 |
| 10 |
1.60% |
¥147,080 |
¥17,649,600 |
¥1,349,600 |
| 10 |
1.70% |
¥147,802 |
¥17,736,252 |
¥1,436,252 |
| 10 |
1.80% |
¥148,526 |
¥17,823,175 |
¥1,523,175 |
| 10 |
1.90% |
¥149,253 |
¥17,910,368 |
¥1,610,368 |
| 10 |
2.00% |
¥149,982 |
¥17,997,832 |
¥1,697,832 |
| 10 |
2.10% |
¥150,713 |
¥18,085,565 |
¥1,785,565 |
| 10 |
2.20% |
¥151,446 |
¥18,173,567 |
¥1,873,567 |
| 10 |
2.30% |
¥152,182 |
¥18,261,840 |
¥1,961,840 |
| 10 |
2.40% |
¥152,920 |
¥18,350,382 |
¥2,050,382 |
| 10 |
2.50% |
¥153,660 |
¥18,439,193 |
¥2,139,193 |
| 10 |
2.60% |
¥154,402 |
¥18,528,273 |
¥2,228,273 |
| 10 |
2.70% |
¥155,147 |
¥18,617,622 |
¥2,317,622 |
| 10 |
2.80% |
¥155,894 |
¥18,707,240 |
¥2,407,240 |
| 10 |
2.90% |
¥156,643 |
¥18,797,127 |
¥2,497,127 |
| 10 |
3.00% |
¥157,394 |
¥18,887,282 |
¥2,587,282 |