1820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1820万円の住宅ローン|期間・年数別
1820万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥35,959 |
¥21,575,667 |
¥3,375,667 |
| 50 |
0.80% |
¥36,813 |
¥22,088,008 |
¥3,888,008 |
| 50 |
0.90% |
¥37,680 |
¥22,607,804 |
¥4,407,804 |
| 50 |
1.00% |
¥38,558 |
¥23,135,022 |
¥4,935,022 |
| 50 |
1.10% |
¥39,449 |
¥23,669,629 |
¥5,469,629 |
| 50 |
1.20% |
¥40,353 |
¥24,211,582 |
¥6,011,582 |
| 50 |
1.30% |
¥41,268 |
¥24,760,841 |
¥6,560,841 |
| 50 |
1.40% |
¥42,196 |
¥25,317,359 |
¥7,117,359 |
| 50 |
1.50% |
¥43,135 |
¥25,881,087 |
¥7,681,087 |
| 50 |
1.60% |
¥44,087 |
¥26,451,972 |
¥8,251,972 |
| 50 |
1.70% |
¥45,050 |
¥27,029,960 |
¥8,829,960 |
| 50 |
1.80% |
¥46,025 |
¥27,614,991 |
¥9,414,991 |
| 50 |
1.90% |
¥47,012 |
¥28,207,005 |
¥10,007,005 |
| 50 |
2.00% |
¥48,010 |
¥28,805,937 |
¥10,605,937 |
| 50 |
2.10% |
¥49,020 |
¥29,411,721 |
¥11,211,721 |
| 50 |
2.20% |
¥50,040 |
¥30,024,287 |
¥11,824,287 |
| 50 |
2.30% |
¥51,073 |
¥30,643,565 |
¥12,443,565 |
| 50 |
2.40% |
¥52,116 |
¥31,269,480 |
¥13,069,480 |
| 50 |
2.50% |
¥53,170 |
¥31,901,956 |
¥13,701,956 |
| 50 |
2.60% |
¥54,235 |
¥32,540,914 |
¥14,340,914 |
| 50 |
2.70% |
¥55,310 |
¥33,186,275 |
¥14,986,275 |
| 50 |
2.80% |
¥56,397 |
¥33,837,956 |
¥15,637,956 |
| 50 |
2.90% |
¥57,493 |
¥34,495,874 |
¥16,295,874 |
| 50 |
3.00% |
¥58,600 |
¥35,159,943 |
¥16,959,943 |
1820万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥39,300 |
¥21,222,007 |
¥3,022,007 |
| 45 |
0.80% |
¥40,145 |
¥21,678,138 |
¥3,478,138 |
| 45 |
0.90% |
¥41,001 |
¥22,140,325 |
¥3,940,325 |
| 45 |
1.00% |
¥41,868 |
¥22,608,549 |
¥4,408,549 |
| 45 |
1.10% |
¥42,746 |
¥23,082,785 |
¥4,882,785 |
| 45 |
1.20% |
¥43,635 |
¥23,563,006 |
¥5,363,006 |
| 45 |
1.30% |
¥44,536 |
¥24,049,185 |
¥5,849,185 |
| 45 |
1.40% |
¥45,447 |
¥24,541,291 |
¥6,341,291 |
| 45 |
1.50% |
¥46,369 |
¥25,039,291 |
¥6,839,291 |
| 45 |
1.60% |
¥47,302 |
¥25,543,150 |
¥7,343,150 |
| 45 |
1.70% |
¥48,246 |
¥26,052,831 |
¥7,852,831 |
| 45 |
1.80% |
¥49,201 |
¥26,568,296 |
¥8,368,296 |
| 45 |
1.90% |
¥50,166 |
¥27,089,503 |
¥8,889,503 |
| 45 |
2.00% |
¥51,141 |
¥27,616,409 |
¥9,416,409 |
| 45 |
2.10% |
¥52,128 |
¥28,148,969 |
¥9,948,969 |
| 45 |
2.20% |
¥53,124 |
¥28,687,138 |
¥10,487,138 |
| 45 |
2.30% |
¥54,131 |
¥29,230,866 |
¥11,030,866 |
| 45 |
2.40% |
¥55,148 |
¥29,780,103 |
¥11,580,103 |
| 45 |
2.50% |
¥56,176 |
¥30,334,799 |
¥12,134,799 |
| 45 |
2.60% |
¥57,213 |
¥30,894,899 |
¥12,694,899 |
| 45 |
2.70% |
¥58,260 |
¥31,460,350 |
¥13,260,350 |
| 45 |
2.80% |
¥59,317 |
¥32,031,094 |
¥13,831,094 |
| 45 |
2.90% |
¥60,383 |
¥32,607,075 |
¥14,407,075 |
| 45 |
3.00% |
¥61,460 |
¥33,188,233 |
¥14,988,233 |
1820万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥43,483 |
¥20,872,025 |
¥2,672,025 |
| 40 |
0.80% |
¥44,319 |
¥21,273,057 |
¥3,073,057 |
| 40 |
0.90% |
¥45,164 |
¥21,678,888 |
¥3,478,888 |
| 40 |
1.00% |
¥46,020 |
¥22,089,504 |
¥3,889,504 |
| 40 |
1.10% |
¥46,885 |
¥22,504,891 |
¥4,304,891 |
| 40 |
1.20% |
¥47,760 |
¥22,925,031 |
¥4,725,031 |
| 40 |
1.30% |
¥48,646 |
¥23,349,908 |
¥5,149,908 |
| 40 |
1.40% |
¥49,541 |
¥23,779,501 |
¥5,579,501 |
| 40 |
1.50% |
¥50,445 |
¥24,213,790 |
¥6,013,790 |
| 40 |
1.60% |
¥51,360 |
¥24,652,752 |
¥6,452,752 |
| 40 |
1.70% |
¥52,284 |
¥25,096,364 |
¥6,896,364 |
| 40 |
1.80% |
¥53,218 |
¥25,544,602 |
¥7,344,602 |
| 40 |
1.90% |
¥54,161 |
¥25,997,439 |
¥7,797,439 |
| 40 |
2.00% |
¥55,114 |
¥26,454,848 |
¥8,254,848 |
| 40 |
2.10% |
¥56,077 |
¥26,916,800 |
¥8,716,800 |
| 40 |
2.20% |
¥57,048 |
¥27,383,265 |
¥9,183,265 |
| 40 |
2.30% |
¥58,030 |
¥27,854,213 |
¥9,654,213 |
| 40 |
2.40% |
¥59,020 |
¥28,329,611 |
¥10,129,611 |
| 40 |
2.50% |
¥60,020 |
¥28,809,426 |
¥10,609,426 |
| 40 |
2.60% |
¥61,028 |
¥29,293,624 |
¥11,093,624 |
| 40 |
2.70% |
¥62,046 |
¥29,782,169 |
¥11,582,169 |
| 40 |
2.80% |
¥63,073 |
¥30,275,025 |
¥12,075,025 |
| 40 |
2.90% |
¥64,109 |
¥30,772,154 |
¥12,572,154 |
| 40 |
3.00% |
¥65,153 |
¥31,273,519 |
¥13,073,519 |
1820万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥48,871 |
¥20,525,728 |
¥2,325,728 |
| 35 |
0.80% |
¥49,697 |
¥20,872,778 |
¥2,672,778 |
| 35 |
0.90% |
¥50,532 |
¥21,223,511 |
¥3,023,511 |
| 35 |
1.00% |
¥51,376 |
¥21,577,919 |
¥3,377,919 |
| 35 |
1.10% |
¥52,229 |
¥21,935,993 |
¥3,735,993 |
| 35 |
1.20% |
¥53,090 |
¥22,297,723 |
¥4,097,723 |
| 35 |
1.30% |
¥53,960 |
¥22,663,098 |
¥4,463,098 |
| 35 |
1.40% |
¥54,838 |
¥23,032,108 |
¥4,832,108 |
| 35 |
1.50% |
¥55,726 |
¥23,404,739 |
¥5,204,739 |
| 35 |
1.60% |
¥56,621 |
¥23,780,978 |
¥5,580,978 |
| 35 |
1.70% |
¥57,526 |
¥24,160,812 |
¥5,960,812 |
| 35 |
1.80% |
¥58,439 |
¥24,544,225 |
¥6,344,225 |
| 35 |
1.90% |
¥59,360 |
¥24,931,202 |
¥6,731,202 |
| 35 |
2.00% |
¥60,290 |
¥25,321,726 |
¥7,121,726 |
| 35 |
2.10% |
¥61,228 |
¥25,715,781 |
¥7,515,781 |
| 35 |
2.20% |
¥62,175 |
¥26,113,348 |
¥7,913,348 |
| 35 |
2.30% |
¥63,130 |
¥26,514,409 |
¥8,314,409 |
| 35 |
2.40% |
¥64,093 |
¥26,918,945 |
¥8,718,945 |
| 35 |
2.50% |
¥65,064 |
¥27,326,934 |
¥9,126,934 |
| 35 |
2.60% |
¥66,044 |
¥27,738,358 |
¥9,538,358 |
| 35 |
2.70% |
¥67,031 |
¥28,153,193 |
¥9,953,193 |
| 35 |
2.80% |
¥68,027 |
¥28,571,419 |
¥10,371,419 |
| 35 |
2.90% |
¥69,031 |
¥28,993,012 |
¥10,793,012 |
| 35 |
3.00% |
¥70,043 |
¥29,417,949 |
¥11,217,949 |
1820万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥56,064 |
¥20,183,124 |
¥1,983,124 |
| 30 |
0.80% |
¥56,881 |
¥20,477,313 |
¥2,277,313 |
| 30 |
0.90% |
¥57,706 |
¥20,774,214 |
¥2,574,214 |
| 30 |
1.00% |
¥58,538 |
¥21,073,821 |
¥2,873,821 |
| 30 |
1.10% |
¥59,378 |
¥21,376,131 |
¥3,176,131 |
| 30 |
1.20% |
¥60,225 |
¥21,681,138 |
¥3,481,138 |
| 30 |
1.30% |
¥61,080 |
¥21,988,835 |
¥3,788,835 |
| 30 |
1.40% |
¥61,942 |
¥22,299,217 |
¥4,099,217 |
| 30 |
1.50% |
¥62,812 |
¥22,612,276 |
¥4,412,276 |
| 30 |
1.60% |
¥63,689 |
¥22,928,006 |
¥4,728,006 |
| 30 |
1.70% |
¥64,573 |
¥23,246,398 |
¥5,046,398 |
| 30 |
1.80% |
¥65,465 |
¥23,567,445 |
¥5,367,445 |
| 30 |
1.90% |
¥66,364 |
¥23,891,138 |
¥5,691,138 |
| 30 |
2.00% |
¥67,271 |
¥24,217,468 |
¥6,017,468 |
| 30 |
2.10% |
¥68,185 |
¥24,546,425 |
¥6,346,425 |
| 30 |
2.20% |
¥69,106 |
¥24,877,999 |
¥6,677,999 |
| 30 |
2.30% |
¥70,034 |
¥25,212,181 |
¥7,012,181 |
| 30 |
2.40% |
¥70,969 |
¥25,548,958 |
¥7,348,958 |
| 30 |
2.50% |
¥71,912 |
¥25,888,321 |
¥7,688,321 |
| 30 |
2.60% |
¥72,862 |
¥26,230,258 |
¥8,030,258 |
| 30 |
2.70% |
¥73,819 |
¥26,574,756 |
¥8,374,756 |
| 30 |
2.80% |
¥74,783 |
¥26,921,804 |
¥8,721,804 |
| 30 |
2.90% |
¥75,754 |
¥27,271,388 |
¥9,071,388 |
| 30 |
3.00% |
¥76,732 |
¥27,623,496 |
¥9,423,496 |
1820万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥66,147 |
¥19,844,219 |
¥1,644,219 |
| 25 |
0.80% |
¥66,956 |
¥20,086,672 |
¥1,886,672 |
| 25 |
0.90% |
¥67,770 |
¥20,331,012 |
¥2,131,012 |
| 25 |
1.00% |
¥68,591 |
¥20,577,236 |
¥2,377,236 |
| 25 |
1.10% |
¥69,418 |
¥20,825,342 |
¥2,625,342 |
| 25 |
1.20% |
¥70,251 |
¥21,075,326 |
¥2,875,326 |
| 25 |
1.30% |
¥71,091 |
¥21,327,187 |
¥3,127,187 |
| 25 |
1.40% |
¥71,936 |
¥21,580,920 |
¥3,380,920 |
| 25 |
1.50% |
¥72,788 |
¥21,836,523 |
¥3,636,523 |
| 25 |
1.60% |
¥73,647 |
¥22,093,992 |
¥3,893,992 |
| 25 |
1.70% |
¥74,511 |
¥22,353,323 |
¥4,153,323 |
| 25 |
1.80% |
¥75,382 |
¥22,614,512 |
¥4,414,512 |
| 25 |
1.90% |
¥76,259 |
¥22,877,555 |
¥4,677,555 |
| 25 |
2.00% |
¥77,141 |
¥23,142,447 |
¥4,942,447 |
| 25 |
2.10% |
¥78,031 |
¥23,409,183 |
¥5,209,183 |
| 25 |
2.20% |
¥78,926 |
¥23,677,760 |
¥5,477,760 |
| 25 |
2.30% |
¥79,827 |
¥23,948,170 |
¥5,748,170 |
| 25 |
2.40% |
¥80,735 |
¥24,220,410 |
¥6,020,410 |
| 25 |
2.50% |
¥81,648 |
¥24,494,474 |
¥6,294,474 |
| 25 |
2.60% |
¥82,568 |
¥24,770,355 |
¥6,570,355 |
| 25 |
2.70% |
¥83,493 |
¥25,048,048 |
¥6,848,048 |
| 25 |
2.80% |
¥84,425 |
¥25,327,548 |
¥7,127,548 |
| 25 |
2.90% |
¥85,363 |
¥25,608,846 |
¥7,408,846 |
| 25 |
3.00% |
¥86,306 |
¥25,891,938 |
¥7,691,938 |
1820万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥81,288 |
¥19,509,016 |
¥1,309,016 |
| 20 |
0.80% |
¥82,087 |
¥19,700,863 |
¥1,500,863 |
| 20 |
0.90% |
¥82,891 |
¥19,893,919 |
¥1,693,919 |
| 20 |
1.00% |
¥83,701 |
¥20,088,183 |
¥1,888,183 |
| 20 |
1.10% |
¥84,515 |
¥20,283,654 |
¥2,083,654 |
| 20 |
1.20% |
¥85,335 |
¥20,480,331 |
¥2,280,331 |
| 20 |
1.30% |
¥86,159 |
¥20,678,213 |
¥2,478,213 |
| 20 |
1.40% |
¥86,989 |
¥20,877,297 |
¥2,677,297 |
| 20 |
1.50% |
¥87,823 |
¥21,077,583 |
¥2,877,583 |
| 20 |
1.60% |
¥88,663 |
¥21,279,070 |
¥3,079,070 |
| 20 |
1.70% |
¥89,507 |
¥21,481,755 |
¥3,281,755 |
| 20 |
1.80% |
¥90,357 |
¥21,685,637 |
¥3,485,637 |
| 20 |
1.90% |
¥91,211 |
¥21,890,714 |
¥3,690,714 |
| 20 |
2.00% |
¥92,071 |
¥22,096,984 |
¥3,896,984 |
| 20 |
2.10% |
¥92,935 |
¥22,304,445 |
¥4,104,445 |
| 20 |
2.20% |
¥93,805 |
¥22,513,096 |
¥4,313,096 |
| 20 |
2.30% |
¥94,679 |
¥22,722,933 |
¥4,522,933 |
| 20 |
2.40% |
¥95,558 |
¥22,933,954 |
¥4,733,954 |
| 20 |
2.50% |
¥96,442 |
¥23,146,158 |
¥4,946,158 |
| 20 |
2.60% |
¥97,331 |
¥23,359,542 |
¥5,159,542 |
| 20 |
2.70% |
¥98,225 |
¥23,574,103 |
¥5,374,103 |
| 20 |
2.80% |
¥99,124 |
¥23,789,839 |
¥5,589,839 |
| 20 |
2.90% |
¥100,028 |
¥24,006,746 |
¥5,806,746 |
| 20 |
3.00% |
¥100,937 |
¥24,224,823 |
¥6,024,823 |
1820万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥106,542 |
¥19,177,521 |
¥977,521 |
| 15 |
0.80% |
¥107,333 |
¥19,319,893 |
¥1,119,893 |
| 15 |
0.90% |
¥108,127 |
¥19,462,947 |
¥1,262,947 |
| 15 |
1.00% |
¥108,926 |
¥19,606,680 |
¥1,406,680 |
| 15 |
1.10% |
¥109,728 |
¥19,751,094 |
¥1,551,094 |
| 15 |
1.20% |
¥110,534 |
¥19,896,187 |
¥1,696,187 |
| 15 |
1.30% |
¥111,344 |
¥20,041,960 |
¥1,841,960 |
| 15 |
1.40% |
¥112,158 |
¥20,188,412 |
¥1,988,412 |
| 15 |
1.50% |
¥112,975 |
¥20,335,541 |
¥2,135,541 |
| 15 |
1.60% |
¥113,796 |
¥20,483,349 |
¥2,283,349 |
| 15 |
1.70% |
¥114,621 |
¥20,631,834 |
¥2,431,834 |
| 15 |
1.80% |
¥115,450 |
¥20,780,995 |
¥2,580,995 |
| 15 |
1.90% |
¥116,282 |
¥20,930,832 |
¥2,730,832 |
| 15 |
2.00% |
¥117,119 |
¥21,081,345 |
¥2,881,345 |
| 15 |
2.10% |
¥117,959 |
¥21,232,532 |
¥3,032,532 |
| 15 |
2.20% |
¥118,802 |
¥21,384,394 |
¥3,184,394 |
| 15 |
2.30% |
¥119,650 |
¥21,536,928 |
¥3,336,928 |
| 15 |
2.40% |
¥120,501 |
¥21,690,136 |
¥3,490,136 |
| 15 |
2.50% |
¥121,356 |
¥21,844,014 |
¥3,644,014 |
| 15 |
2.60% |
¥122,214 |
¥21,998,564 |
¥3,798,564 |
| 15 |
2.70% |
¥123,077 |
¥22,153,784 |
¥3,953,784 |
| 15 |
2.80% |
¥123,943 |
¥22,309,673 |
¥4,109,673 |
| 15 |
2.90% |
¥124,812 |
¥22,466,230 |
¥4,266,230 |
| 15 |
3.00% |
¥125,686 |
¥22,623,455 |
¥4,423,455 |
1820万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥157,081 |
¥18,849,737 |
¥649,737 |
| 10 |
0.80% |
¥157,865 |
¥18,943,768 |
¥743,768 |
| 10 |
0.90% |
¥158,651 |
¥19,038,103 |
¥838,103 |
| 10 |
1.00% |
¥159,440 |
¥19,132,740 |
¥932,740 |
| 10 |
1.10% |
¥160,231 |
¥19,227,680 |
¥1,027,680 |
| 10 |
1.20% |
¥161,024 |
¥19,322,922 |
¥1,122,922 |
| 10 |
1.30% |
¥161,821 |
¥19,418,467 |
¥1,218,467 |
| 10 |
1.40% |
¥162,619 |
¥19,514,314 |
¥1,314,314 |
| 10 |
1.50% |
¥163,421 |
¥19,610,464 |
¥1,410,464 |
| 10 |
1.60% |
¥164,224 |
¥19,706,915 |
¥1,506,915 |
| 10 |
1.70% |
¥165,031 |
¥19,803,668 |
¥1,603,668 |
| 10 |
1.80% |
¥165,839 |
¥19,900,723 |
¥1,700,723 |
| 10 |
1.90% |
¥166,651 |
¥19,998,080 |
¥1,798,080 |
| 10 |
2.00% |
¥167,464 |
¥20,095,738 |
¥1,895,738 |
| 10 |
2.10% |
¥168,281 |
¥20,193,698 |
¥1,993,698 |
| 10 |
2.20% |
¥169,100 |
¥20,291,959 |
¥2,091,959 |
| 10 |
2.30% |
¥169,921 |
¥20,390,521 |
¥2,190,521 |
| 10 |
2.40% |
¥170,745 |
¥20,489,383 |
¥2,289,383 |
| 10 |
2.50% |
¥171,571 |
¥20,588,547 |
¥2,388,547 |
| 10 |
2.60% |
¥172,400 |
¥20,688,010 |
¥2,488,010 |
| 10 |
2.70% |
¥173,231 |
¥20,787,774 |
¥2,587,774 |
| 10 |
2.80% |
¥174,065 |
¥20,887,839 |
¥2,687,839 |
| 10 |
2.90% |
¥174,902 |
¥20,988,203 |
¥2,788,203 |
| 10 |
3.00% |
¥175,741 |
¥21,088,867 |
¥2,888,867 |