1840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1840万円の住宅ローン｜期間・年数別
1840万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥36,355 | ¥21,812,763 | ¥3,412,763 |
| 50 | 0.80% | ¥37,218 | ¥22,330,733 | ¥3,930,733 |
| 50 | 0.90% | ¥38,094 | ¥22,856,241 | ¥4,456,241 |
| 50 | 1.00% | ¥38,982 | ¥23,389,254 | ¥4,989,254 |
| 50 | 1.10% | ¥39,883 | ¥23,929,734 | ¥5,529,734 |
| 50 | 1.20% | ¥40,796 | ¥24,477,644 | ¥6,077,644 |
| 50 | 1.30% | ¥41,722 | ¥25,032,938 | ¥6,632,938 |
| 50 | 1.40% | ¥42,659 | ¥25,595,572 | ¥7,195,572 |
| 50 | 1.50% | ¥43,609 | ¥26,165,495 | ¥7,765,495 |
| 50 | 1.60% | ¥44,571 | ¥26,742,653 | ¥8,342,653 |
| 50 | 1.70% | ¥45,545 | ¥27,326,992 | ¥8,926,992 |
| 50 | 1.80% | ¥46,531 | ¥27,918,452 | ¥9,518,452 |
| 50 | 1.90% | ¥47,528 | ¥28,516,972 | ¥10,116,972 |
| 50 | 2.00% | ¥48,537 | ¥29,122,485 | ¥10,722,485 |
| 50 | 2.10% | ¥49,558 | ¥29,734,926 | ¥11,334,926 |
| 50 | 2.20% | ¥50,590 | ¥30,354,225 | ¥11,954,225 |
| 50 | 2.30% | ¥51,634 | ¥30,980,308 | ¥12,580,308 |
| 50 | 2.40% | ¥52,689 | ¥31,613,101 | ¥13,213,101 |
| 50 | 2.50% | ¥53,754 | ¥32,252,527 | ¥13,852,527 |
| 50 | 2.60% | ¥54,831 | ¥32,898,507 | ¥14,498,507 |
| 50 | 2.70% | ¥55,918 | ¥33,550,959 | ¥15,150,959 |
| 50 | 2.80% | ¥57,016 | ¥34,209,802 | ¥15,809,802 |
| 50 | 2.90% | ¥58,125 | ¥34,874,950 | ¥16,474,950 |
| 50 | 3.00% | ¥59,244 | ¥35,546,316 | ¥17,146,316 |
1840万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥39,732 | ¥21,455,216 | ¥3,055,216 |
| 45 | 0.80% | ¥40,586 | ¥21,916,359 | ¥3,516,359 |
| 45 | 0.90% | ¥41,451 | ¥22,383,626 | ¥3,983,626 |
| 45 | 1.00% | ¥42,328 | ¥22,856,995 | ¥4,456,995 |
| 45 | 1.10% | ¥43,216 | ¥23,336,442 | ¥4,936,442 |
| 45 | 1.20% | ¥44,115 | ¥23,821,940 | ¥5,421,940 |
| 45 | 1.30% | ¥45,025 | ¥24,313,462 | ¥5,913,462 |
| 45 | 1.40% | ¥45,946 | ¥24,810,975 | ¥6,410,975 |
| 45 | 1.50% | ¥46,879 | ¥25,314,448 | ¥6,914,448 |
| 45 | 1.60% | ¥47,822 | ¥25,823,844 | ¥7,423,844 |
| 45 | 1.70% | ¥48,776 | ¥26,339,126 | ¥7,939,126 |
| 45 | 1.80% | ¥49,741 | ¥26,860,255 | ¥8,460,255 |
| 45 | 1.90% | ¥50,717 | ¥27,387,189 | ¥8,987,189 |
| 45 | 2.00% | ¥51,703 | ¥27,919,886 | ¥9,519,886 |
| 45 | 2.10% | ¥52,701 | ¥28,458,299 | ¥10,058,299 |
| 45 | 2.20% | ¥53,708 | ¥29,002,381 | ¥10,602,381 |
| 45 | 2.30% | ¥54,726 | ¥29,552,084 | ¥11,152,084 |
| 45 | 2.40% | ¥55,754 | ¥30,107,357 | ¥11,707,357 |
| 45 | 2.50% | ¥56,793 | ¥30,668,148 | ¥12,268,148 |
| 45 | 2.60% | ¥57,841 | ¥31,234,404 | ¥12,834,404 |
| 45 | 2.70% | ¥58,900 | ¥31,806,068 | ¥13,406,068 |
| 45 | 2.80% | ¥59,969 | ¥32,383,084 | ¥13,983,084 |
| 45 | 2.90% | ¥61,047 | ¥32,965,394 | ¥14,565,394 |
| 45 | 3.00% | ¥62,135 | ¥33,552,939 | ¥15,152,939 |
1840万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥43,961 | ¥21,101,388 | ¥2,701,388 |
| 40 | 0.80% | ¥44,806 | ¥21,506,827 | ¥3,106,827 |
| 40 | 0.90% | ¥45,661 | ¥21,917,117 | ¥3,517,117 |
| 40 | 1.00% | ¥46,526 | ¥22,332,246 | ¥3,932,246 |
| 40 | 1.10% | ¥47,400 | ¥22,752,197 | ¥4,352,197 |
| 40 | 1.20% | ¥48,285 | ¥23,176,955 | ¥4,776,955 |
| 40 | 1.30% | ¥49,180 | ¥23,606,500 | ¥5,206,500 |
| 40 | 1.40% | ¥50,085 | ¥24,040,814 | ¥5,640,814 |
| 40 | 1.50% | ¥51,000 | ¥24,479,875 | ¥6,079,875 |
| 40 | 1.60% | ¥51,924 | ¥24,923,661 | ¥6,523,661 |
| 40 | 1.70% | ¥52,859 | ¥25,372,149 | ¥6,972,149 |
| 40 | 1.80% | ¥53,803 | ¥25,825,312 | ¥7,425,312 |
| 40 | 1.90% | ¥54,757 | ¥26,283,125 | ¥7,883,125 |
| 40 | 2.00% | ¥55,720 | ¥26,745,560 | ¥8,345,560 |
| 40 | 2.10% | ¥56,693 | ¥27,212,589 | ¥8,812,589 |
| 40 | 2.20% | ¥57,675 | ¥27,684,180 | ¥9,284,180 |
| 40 | 2.30% | ¥58,667 | ¥28,160,303 | ¥9,760,303 |
| 40 | 2.40% | ¥59,669 | ¥28,640,925 | ¥10,240,925 |
| 40 | 2.50% | ¥60,679 | ¥29,126,013 | ¥10,726,013 |
| 40 | 2.60% | ¥61,699 | ¥29,615,532 | ¥11,215,532 |
| 40 | 2.70% | ¥62,728 | ¥30,109,445 | ¥11,709,445 |
| 40 | 2.80% | ¥63,766 | ¥30,607,717 | ¥12,207,717 |
| 40 | 2.90% | ¥64,813 | ¥31,110,310 | ¥12,710,310 |
| 40 | 3.00% | ¥65,869 | ¥31,617,184 | ¥13,217,184 |
1840万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥49,408 | ¥20,751,286 | ¥2,351,286 |
| 35 | 0.80% | ¥50,243 | ¥21,102,149 | ¥2,702,149 |
| 35 | 0.90% | ¥51,087 | ¥21,456,736 | ¥3,056,736 |
| 35 | 1.00% | ¥51,941 | ¥21,815,039 | ¥3,415,039 |
| 35 | 1.10% | ¥52,802 | ¥22,177,048 | ¥3,777,048 |
| 35 | 1.20% | ¥53,673 | ¥22,542,753 | ¥4,142,753 |
| 35 | 1.30% | ¥54,553 | ¥22,912,143 | ¥4,512,143 |
| 35 | 1.40% | ¥55,441 | ¥23,285,208 | ¥4,885,208 |
| 35 | 1.50% | ¥56,338 | ¥23,661,934 | ¥5,261,934 |
| 35 | 1.60% | ¥57,244 | ¥24,042,307 | ¥5,642,307 |
| 35 | 1.70% | ¥58,158 | ¥24,426,315 | ¥6,026,315 |
| 35 | 1.80% | ¥59,081 | ¥24,813,941 | ¥6,413,941 |
| 35 | 1.90% | ¥60,012 | ¥25,205,171 | ¥6,805,171 |
| 35 | 2.00% | ¥60,952 | ¥25,599,987 | ¥7,199,987 |
| 35 | 2.10% | ¥61,901 | ¥25,998,372 | ¥7,598,372 |
| 35 | 2.20% | ¥62,858 | ¥26,400,308 | ¥8,000,308 |
| 35 | 2.30% | ¥63,823 | ¥26,805,776 | ¥8,405,776 |
| 35 | 2.40% | ¥64,797 | ¥27,214,757 | ¥8,814,757 |
| 35 | 2.50% | ¥65,779 | ¥27,627,230 | ¥9,227,230 |
| 35 | 2.60% | ¥66,769 | ¥28,043,175 | ¥9,643,175 |
| 35 | 2.70% | ¥67,768 | ¥28,462,569 | ¥10,062,569 |
| 35 | 2.80% | ¥68,775 | ¥28,885,390 | ¥10,485,390 |
| 35 | 2.90% | ¥69,790 | ¥29,311,616 | ¥10,911,616 |
| 35 | 3.00% | ¥70,812 | ¥29,741,223 | ¥11,341,223 |
1840万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥56,680 | ¥20,404,917 | ¥2,004,917 |
| 30 | 0.80% | ¥57,506 | ¥20,702,339 | ¥2,302,339 |
| 30 | 0.90% | ¥58,340 | ¥21,002,502 | ¥2,602,502 |
| 30 | 1.00% | ¥59,182 | ¥21,305,402 | ¥2,905,402 |
| 30 | 1.10% | ¥60,031 | ¥21,611,034 | ¥3,211,034 |
| 30 | 1.20% | ¥60,887 | ¥21,919,392 | ¥3,519,392 |
| 30 | 1.30% | ¥61,751 | ¥22,230,471 | ¥3,830,471 |
| 30 | 1.40% | ¥62,623 | ¥22,544,263 | ¥4,144,263 |
| 30 | 1.50% | ¥63,502 | ¥22,860,763 | ¥4,460,763 |
| 30 | 1.60% | ¥64,389 | ¥23,179,962 | ¥4,779,962 |
| 30 | 1.70% | ¥65,283 | ¥23,501,853 | ¥5,101,853 |
| 30 | 1.80% | ¥66,185 | ¥23,826,428 | ¥5,426,428 |
| 30 | 1.90% | ¥67,094 | ¥24,153,678 | ¥5,753,678 |
| 30 | 2.00% | ¥68,010 | ¥24,483,594 | ¥6,083,594 |
| 30 | 2.10% | ¥68,934 | ¥24,816,166 | ¥6,416,166 |
| 30 | 2.20% | ¥69,865 | ¥25,151,384 | ¥6,751,384 |
| 30 | 2.30% | ¥70,803 | ¥25,489,237 | ¥7,089,237 |
| 30 | 2.40% | ¥71,749 | ¥25,829,716 | ¥7,429,716 |
| 30 | 2.50% | ¥72,702 | ¥26,172,808 | ¥7,772,808 |
| 30 | 2.60% | ¥73,663 | ¥26,518,502 | ¥8,118,502 |
| 30 | 2.70% | ¥74,630 | ¥26,866,787 | ¥8,466,787 |
| 30 | 2.80% | ¥75,605 | ¥27,217,648 | ¥8,817,648 |
| 30 | 2.90% | ¥76,586 | ¥27,571,074 | ¥9,171,074 |
| 30 | 3.00% | ¥77,575 | ¥27,927,051 | ¥9,527,051 |
1840万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥66,874 | ¥20,062,287 | ¥1,662,287 |
| 25 | 0.80% | ¥67,691 | ¥20,307,405 | ¥1,907,405 |
| 25 | 0.90% | ¥68,515 | ¥20,554,430 | ¥2,154,430 |
| 25 | 1.00% | ¥69,345 | ¥20,803,359 | ¥2,403,359 |
| 25 | 1.10% | ¥70,181 | ¥21,054,192 | ¥2,654,192 |
| 25 | 1.20% | ¥71,023 | ¥21,306,923 | ¥2,906,923 |
| 25 | 1.30% | ¥71,872 | ¥21,561,552 | ¥3,161,552 |
| 25 | 1.40% | ¥72,727 | ¥21,818,073 | ¥3,418,073 |
| 25 | 1.50% | ¥73,588 | ¥22,076,485 | ¥3,676,485 |
| 25 | 1.60% | ¥74,456 | ¥22,336,783 | ¥3,936,783 |
| 25 | 1.70% | ¥75,330 | ¥22,598,964 | ¥4,198,964 |
| 25 | 1.80% | ¥76,210 | ¥22,863,023 | ¥4,463,023 |
| 25 | 1.90% | ¥77,097 | ¥23,128,957 | ¥4,728,957 |
| 25 | 2.00% | ¥77,989 | ¥23,396,759 | ¥4,996,759 |
| 25 | 2.10% | ¥78,888 | ¥23,666,427 | ¥5,266,427 |
| 25 | 2.20% | ¥79,793 | ¥23,937,955 | ¥5,537,955 |
| 25 | 2.30% | ¥80,704 | ¥24,211,337 | ¥5,811,337 |
| 25 | 2.40% | ¥81,622 | ¥24,486,569 | ¥6,086,569 |
| 25 | 2.50% | ¥82,545 | ¥24,763,644 | ¥6,363,644 |
| 25 | 2.60% | ¥83,475 | ¥25,042,557 | ¥6,642,557 |
| 25 | 2.70% | ¥84,411 | ¥25,323,302 | ¥6,923,302 |
| 25 | 2.80% | ¥85,353 | ¥25,605,872 | ¥7,205,872 |
| 25 | 2.90% | ¥86,301 | ¥25,890,262 | ¥7,490,262 |
| 25 | 3.00% | ¥87,255 | ¥26,176,465 | ¥7,776,465 |
1840万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥82,181 | ¥19,723,401 | ¥1,323,401 |
| 20 | 0.80% | ¥82,989 | ¥19,917,356 | ¥1,517,356 |
| 20 | 0.90% | ¥83,802 | ¥20,112,534 | ¥1,712,534 |
| 20 | 1.00% | ¥84,621 | ¥20,308,933 | ¥1,908,933 |
| 20 | 1.10% | ¥85,444 | ¥20,506,552 | ¥2,106,552 |
| 20 | 1.20% | ¥86,272 | ¥20,705,390 | ¥2,305,390 |
| 20 | 1.30% | ¥87,106 | ¥20,905,446 | ¥2,505,446 |
| 20 | 1.40% | ¥87,945 | ¥21,106,718 | ¥2,706,718 |
| 20 | 1.50% | ¥88,788 | ¥21,309,205 | ¥2,909,205 |
| 20 | 1.60% | ¥89,637 | ¥21,512,906 | ¥3,112,906 |
| 20 | 1.70% | ¥90,491 | ¥21,717,818 | ¥3,317,818 |
| 20 | 1.80% | ¥91,350 | ¥21,923,941 | ¥3,523,941 |
| 20 | 1.90% | ¥92,214 | ¥22,131,271 | ¥3,731,271 |
| 20 | 2.00% | ¥93,083 | ¥22,339,808 | ¥3,939,808 |
| 20 | 2.10% | ¥93,956 | ¥22,549,549 | ¥4,149,549 |
| 20 | 2.20% | ¥94,835 | ¥22,760,492 | ¥4,360,492 |
| 20 | 2.30% | ¥95,719 | ¥22,972,635 | ¥4,572,635 |
| 20 | 2.40% | ¥96,608 | ¥23,185,976 | ¥4,785,976 |
| 20 | 2.50% | ¥97,502 | ¥23,400,512 | ¥5,000,512 |
| 20 | 2.60% | ¥98,401 | ¥23,616,240 | ¥5,216,240 |
| 20 | 2.70% | ¥99,305 | ¥23,833,159 | ¥5,433,159 |
| 20 | 2.80% | ¥100,214 | ¥24,051,266 | ¥5,651,266 |
| 20 | 2.90% | ¥101,127 | ¥24,270,557 | ¥5,870,557 |
| 20 | 3.00% | ¥102,046 | ¥24,491,030 | ¥6,091,030 |
1840万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥107,713 | ¥19,388,263 | ¥988,263 |
| 15 | 0.80% | ¥108,512 | ¥19,532,200 | ¥1,132,200 |
| 15 | 0.90% | ¥109,316 | ¥19,676,825 | ¥1,276,825 |
| 15 | 1.00% | ¥110,123 | ¥19,822,138 | ¥1,422,138 |
| 15 | 1.10% | ¥110,934 | ¥19,968,139 | ¥1,568,139 |
| 15 | 1.20% | ¥111,749 | ¥20,114,827 | ¥1,714,827 |
| 15 | 1.30% | ¥112,568 | ¥20,262,201 | ¥1,862,201 |
| 15 | 1.40% | ¥113,390 | ¥20,410,262 | ¥2,010,262 |
| 15 | 1.50% | ¥114,217 | ¥20,559,009 | ¥2,159,009 |
| 15 | 1.60% | ¥115,047 | ¥20,708,441 | ¥2,308,441 |
| 15 | 1.70% | ¥115,881 | ¥20,858,557 | ¥2,458,557 |
| 15 | 1.80% | ¥116,719 | ¥21,009,358 | ¥2,609,358 |
| 15 | 1.90% | ¥117,560 | ¥21,160,841 | ¥2,760,841 |
| 15 | 2.00% | ¥118,406 | ¥21,313,008 | ¥2,913,008 |
| 15 | 2.10% | ¥119,255 | ¥21,465,857 | ¥3,065,857 |
| 15 | 2.20% | ¥120,108 | ¥21,619,387 | ¥3,219,387 |
| 15 | 2.30% | ¥120,964 | ¥21,773,598 | ¥3,373,598 |
| 15 | 2.40% | ¥121,825 | ¥21,928,489 | ¥3,528,489 |
| 15 | 2.50% | ¥122,689 | ¥22,084,059 | ¥3,684,059 |
| 15 | 2.60% | ¥123,557 | ¥22,240,307 | ¥3,840,307 |
| 15 | 2.70% | ¥124,429 | ¥22,397,232 | ¥3,997,232 |
| 15 | 2.80% | ¥125,305 | ¥22,554,834 | ¥4,154,834 |
| 15 | 2.90% | ¥126,184 | ¥22,713,112 | ¥4,313,112 |
| 15 | 3.00% | ¥127,067 | ¥22,872,064 | ¥4,472,064 |
1840万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥158,807 | ¥19,056,877 | ¥656,877 |
| 10 | 0.80% | ¥159,600 | ¥19,151,942 | ¥751,942 |
| 10 | 0.90% | ¥160,394 | ¥19,247,313 | ¥847,313 |
| 10 | 1.00% | ¥161,192 | ¥19,342,990 | ¥942,990 |
| 10 | 1.10% | ¥161,991 | ¥19,438,973 | ¥1,038,973 |
| 10 | 1.20% | ¥162,794 | ¥19,535,262 | ¥1,135,262 |
| 10 | 1.30% | ¥163,599 | ¥19,631,857 | ¥1,231,857 |
| 10 | 1.40% | ¥164,406 | ¥19,728,757 | ¥1,328,757 |
| 10 | 1.50% | ¥165,216 | ¥19,825,963 | ¥1,425,963 |
| 10 | 1.60% | ¥166,029 | ¥19,923,474 | ¥1,523,474 |
| 10 | 1.70% | ¥166,844 | ¥20,021,291 | ¥1,621,291 |
| 10 | 1.80% | ¥167,662 | ¥20,119,413 | ¥1,719,413 |
| 10 | 1.90% | ¥168,482 | ¥20,217,839 | ¥1,817,839 |
| 10 | 2.00% | ¥169,305 | ¥20,316,571 | ¥1,916,571 |
| 10 | 2.10% | ¥170,130 | ¥20,415,607 | ¥2,015,607 |
| 10 | 2.20% | ¥170,958 | ¥20,514,947 | ¥2,114,947 |
| 10 | 2.30% | ¥171,788 | ¥20,614,592 | ¥2,214,592 |
| 10 | 2.40% | ¥172,621 | ¥20,714,541 | ¥2,314,541 |
| 10 | 2.50% | ¥173,457 | ¥20,814,794 | ¥2,414,794 |
| 10 | 2.60% | ¥174,295 | ¥20,915,351 | ¥2,515,351 |
| 10 | 2.70% | ¥175,135 | ¥21,016,212 | ¥2,616,212 |
| 10 | 2.80% | ¥175,978 | ¥21,117,375 | ¥2,717,375 |
| 10 | 2.90% | ¥176,824 | ¥21,218,842 | ¥2,818,842 |
| 10 | 3.00% | ¥177,672 | ¥21,320,612 | ¥2,920,612 |
