1860万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1860万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1860万円の住宅ローン｜期間・年数別
1860万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥36,750 | ¥22,049,858 | ¥3,449,858 |
| 50 | 0.80% | ¥37,622 | ¥22,573,459 | ¥3,973,459 |
| 50 | 0.90% | ¥38,508 | ¥23,104,678 | ¥4,504,678 |
| 50 | 1.00% | ¥39,406 | ¥23,643,485 | ¥5,043,485 |
| 50 | 1.10% | ¥40,316 | ¥24,189,840 | ¥5,589,840 |
| 50 | 1.20% | ¥41,240 | ¥24,743,705 | ¥6,143,705 |
| 50 | 1.30% | ¥42,175 | ¥25,305,036 | ¥6,705,036 |
| 50 | 1.40% | ¥43,123 | ¥25,873,785 | ¥7,273,785 |
| 50 | 1.50% | ¥44,083 | ¥26,449,902 | ¥7,849,902 |
| 50 | 1.60% | ¥45,056 | ¥27,033,334 | ¥8,433,334 |
| 50 | 1.70% | ¥46,040 | ¥27,624,025 | ¥9,024,025 |
| 50 | 1.80% | ¥47,037 | ¥28,221,914 | ¥9,621,914 |
| 50 | 1.90% | ¥48,045 | ¥28,826,939 | ¥10,226,939 |
| 50 | 2.00% | ¥49,065 | ¥29,439,034 | ¥10,839,034 |
| 50 | 2.10% | ¥50,097 | ¥30,058,132 | ¥11,458,132 |
| 50 | 2.20% | ¥51,140 | ¥30,684,162 | ¥12,084,162 |
| 50 | 2.30% | ¥52,195 | ¥31,317,050 | ¥12,717,050 |
| 50 | 2.40% | ¥53,261 | ¥31,956,721 | ¥13,356,721 |
| 50 | 2.50% | ¥54,338 | ¥32,603,098 | ¥14,003,098 |
| 50 | 2.60% | ¥55,427 | ¥33,256,099 | ¥14,656,099 |
| 50 | 2.70% | ¥56,526 | ¥33,915,644 | ¥15,315,644 |
| 50 | 2.80% | ¥57,636 | ¥34,581,648 | ¥15,981,648 |
| 50 | 2.90% | ¥58,757 | ¥35,254,025 | ¥16,654,025 |
| 50 | 3.00% | ¥59,888 | ¥35,932,689 | ¥17,332,689 |
1860万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥40,164 | ¥21,688,425 | ¥3,088,425 |
| 45 | 0.80% | ¥41,027 | ¥22,154,580 | ¥3,554,580 |
| 45 | 0.90% | ¥41,902 | ¥22,626,926 | ¥4,026,926 |
| 45 | 1.00% | ¥42,788 | ¥23,105,440 | ¥4,505,440 |
| 45 | 1.10% | ¥43,685 | ¥23,590,099 | ¥4,990,099 |
| 45 | 1.20% | ¥44,594 | ¥24,080,874 | ¥5,480,874 |
| 45 | 1.30% | ¥45,514 | ¥24,577,739 | ¥5,977,739 |
| 45 | 1.40% | ¥46,446 | ¥25,080,660 | ¥6,480,660 |
| 45 | 1.50% | ¥47,388 | ¥25,589,605 | ¥6,989,605 |
| 45 | 1.60% | ¥48,342 | ¥26,104,538 | ¥7,504,538 |
| 45 | 1.70% | ¥49,306 | ¥26,625,421 | ¥8,025,421 |
| 45 | 1.80% | ¥50,282 | ¥27,152,214 | ¥8,552,214 |
| 45 | 1.90% | ¥51,268 | ¥27,684,876 | ¥9,084,876 |
| 45 | 2.00% | ¥52,265 | ¥28,223,363 | ¥9,623,363 |
| 45 | 2.10% | ¥53,273 | ¥28,767,628 | ¥10,167,628 |
| 45 | 2.20% | ¥54,292 | ¥29,317,624 | ¥10,717,624 |
| 45 | 2.30% | ¥55,321 | ¥29,873,302 | ¥11,273,302 |
| 45 | 2.40% | ¥56,360 | ¥30,434,611 | ¥11,834,611 |
| 45 | 2.50% | ¥57,410 | ¥31,001,498 | ¥12,401,498 |
| 45 | 2.60% | ¥58,470 | ¥31,573,908 | ¥12,973,908 |
| 45 | 2.70% | ¥59,540 | ¥32,151,786 | ¥13,551,786 |
| 45 | 2.80% | ¥60,621 | ¥32,735,074 | ¥14,135,074 |
| 45 | 2.90% | ¥61,711 | ¥33,323,714 | ¥14,723,714 |
| 45 | 3.00% | ¥62,810 | ¥33,917,645 | ¥15,317,645 |
1860万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥44,439 | ¥21,330,751 | ¥2,730,751 |
| 40 | 0.80% | ¥45,293 | ¥21,740,596 | ¥3,140,596 |
| 40 | 0.90% | ¥46,157 | ¥22,155,347 | ¥3,555,347 |
| 40 | 1.00% | ¥47,031 | ¥22,574,988 | ¥3,974,988 |
| 40 | 1.10% | ¥47,916 | ¥22,999,504 | ¥4,399,504 |
| 40 | 1.20% | ¥48,810 | ¥23,428,878 | ¥4,828,878 |
| 40 | 1.30% | ¥49,715 | ¥23,863,093 | ¥5,263,093 |
| 40 | 1.40% | ¥50,629 | ¥24,302,127 | ¥5,702,127 |
| 40 | 1.50% | ¥51,554 | ¥24,745,961 | ¥6,145,961 |
| 40 | 1.60% | ¥52,489 | ¥25,194,571 | ¥6,594,571 |
| 40 | 1.70% | ¥53,433 | ¥25,647,933 | ¥7,047,933 |
| 40 | 1.80% | ¥54,388 | ¥26,106,022 | ¥7,506,022 |
| 40 | 1.90% | ¥55,352 | ¥26,568,811 | ¥7,968,811 |
| 40 | 2.00% | ¥56,326 | ¥27,036,273 | ¥8,436,273 |
| 40 | 2.10% | ¥57,309 | ¥27,508,378 | ¥8,908,378 |
| 40 | 2.20% | ¥58,302 | ¥27,985,095 | ¥9,385,095 |
| 40 | 2.30% | ¥59,305 | ¥28,466,393 | ¥9,866,393 |
| 40 | 2.40% | ¥60,317 | ¥28,952,240 | ¥10,352,240 |
| 40 | 2.50% | ¥61,339 | ¥29,442,600 | ¥10,842,600 |
| 40 | 2.60% | ¥62,370 | ¥29,937,440 | ¥11,337,440 |
| 40 | 2.70% | ¥63,410 | ¥30,436,722 | ¥11,836,722 |
| 40 | 2.80% | ¥64,459 | ¥30,940,410 | ¥12,340,410 |
| 40 | 2.90% | ¥65,518 | ¥31,448,465 | ¥12,848,465 |
| 40 | 3.00% | ¥66,585 | ¥31,960,849 | ¥13,360,849 |
1860万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥49,945 | ¥20,976,843 | ¥2,376,843 |
| 35 | 0.80% | ¥50,789 | ¥21,331,520 | ¥2,731,520 |
| 35 | 0.90% | ¥51,643 | ¥21,689,962 | ¥3,089,962 |
| 35 | 1.00% | ¥52,505 | ¥22,052,159 | ¥3,452,159 |
| 35 | 1.10% | ¥53,376 | ¥22,418,102 | ¥3,818,102 |
| 35 | 1.20% | ¥54,257 | ¥22,787,783 | ¥4,187,783 |
| 35 | 1.30% | ¥55,146 | ¥23,161,188 | ¥4,561,188 |
| 35 | 1.40% | ¥56,044 | ¥23,538,308 | ¥4,938,308 |
| 35 | 1.50% | ¥56,950 | ¥23,919,128 | ¥5,319,128 |
| 35 | 1.60% | ¥57,866 | ¥24,303,637 | ¥5,703,637 |
| 35 | 1.70% | ¥58,790 | ¥24,691,818 | ¥6,091,818 |
| 35 | 1.80% | ¥59,723 | ¥25,083,658 | ¥6,483,658 |
| 35 | 1.90% | ¥60,665 | ¥25,479,140 | ¥6,879,140 |
| 35 | 2.00% | ¥61,615 | ¥25,878,248 | ¥7,278,248 |
| 35 | 2.10% | ¥62,574 | ¥26,280,963 | ¥7,680,963 |
| 35 | 2.20% | ¥63,541 | ¥26,687,268 | ¥8,087,268 |
| 35 | 2.30% | ¥64,517 | ¥27,097,143 | ¥8,497,143 |
| 35 | 2.40% | ¥65,501 | ¥27,510,570 | ¥8,910,570 |
| 35 | 2.50% | ¥66,494 | ¥27,927,526 | ¥9,327,526 |
| 35 | 2.60% | ¥67,495 | ¥28,347,992 | ¥9,747,992 |
| 35 | 2.70% | ¥68,505 | ¥28,771,945 | ¥10,171,945 |
| 35 | 2.80% | ¥69,522 | ¥29,199,362 | ¥10,599,362 |
| 35 | 2.90% | ¥70,548 | ¥29,630,221 | ¥11,030,221 |
| 35 | 3.00% | ¥71,582 | ¥30,064,497 | ¥11,464,497 |
1860万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥57,296 | ¥20,626,709 | ¥2,026,709 |
| 30 | 0.80% | ¥58,132 | ¥20,927,364 | ¥2,327,364 |
| 30 | 0.90% | ¥58,974 | ¥21,230,790 | ¥2,630,790 |
| 30 | 1.00% | ¥59,825 | ¥21,536,982 | ¥2,936,982 |
| 30 | 1.10% | ¥60,683 | ¥21,845,936 | ¥3,245,936 |
| 30 | 1.20% | ¥61,549 | ¥22,157,646 | ¥3,557,646 |
| 30 | 1.30% | ¥62,423 | ¥22,472,106 | ¥3,872,106 |
| 30 | 1.40% | ¥63,304 | ¥22,789,309 | ¥4,189,309 |
| 30 | 1.50% | ¥64,192 | ¥23,109,249 | ¥4,509,249 |
| 30 | 1.60% | ¥65,089 | ¥23,431,918 | ¥4,831,918 |
| 30 | 1.70% | ¥65,993 | ¥23,757,308 | ¥5,157,308 |
| 30 | 1.80% | ¥66,904 | ¥24,085,411 | ¥5,485,411 |
| 30 | 1.90% | ¥67,823 | ¥24,416,218 | ¥5,816,218 |
| 30 | 2.00% | ¥68,749 | ¥24,749,720 | ¥6,149,720 |
| 30 | 2.10% | ¥69,683 | ¥25,085,907 | ¥6,485,907 |
| 30 | 2.20% | ¥70,624 | ¥25,424,768 | ¥6,824,768 |
| 30 | 2.30% | ¥71,573 | ¥25,766,294 | ¥7,166,294 |
| 30 | 2.40% | ¥72,529 | ¥26,110,474 | ¥7,510,474 |
| 30 | 2.50% | ¥73,492 | ¥26,457,295 | ¥7,857,295 |
| 30 | 2.60% | ¥74,463 | ¥26,806,747 | ¥8,206,747 |
| 30 | 2.70% | ¥75,441 | ¥27,158,817 | ¥8,558,817 |
| 30 | 2.80% | ¥76,426 | ¥27,513,492 | ¥8,913,492 |
| 30 | 2.90% | ¥77,419 | ¥27,870,759 | ¥9,270,759 |
| 30 | 3.00% | ¥78,418 | ¥28,230,606 | ¥9,630,606 |
1860万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥67,601 | ¥20,280,355 | ¥1,680,355 |
| 25 | 0.80% | ¥68,427 | ¥20,528,137 | ¥1,928,137 |
| 25 | 0.90% | ¥69,259 | ¥20,777,847 | ¥2,177,847 |
| 25 | 1.00% | ¥70,098 | ¥21,029,483 | ¥2,429,483 |
| 25 | 1.10% | ¥70,943 | ¥21,283,041 | ¥2,683,041 |
| 25 | 1.20% | ¥71,795 | ¥21,538,520 | ¥2,938,520 |
| 25 | 1.30% | ¥72,653 | ¥21,795,916 | ¥3,195,916 |
| 25 | 1.40% | ¥73,517 | ¥22,055,226 | ¥3,455,226 |
| 25 | 1.50% | ¥74,388 | ¥22,316,447 | ¥3,716,447 |
| 25 | 1.60% | ¥75,265 | ¥22,579,575 | ¥3,979,575 |
| 25 | 1.70% | ¥76,149 | ¥22,844,605 | ¥4,244,605 |
| 25 | 1.80% | ¥77,038 | ¥23,111,534 | ¥4,511,534 |
| 25 | 1.90% | ¥77,935 | ¥23,380,358 | ¥4,780,358 |
| 25 | 2.00% | ¥78,837 | ¥23,651,072 | ¥5,051,072 |
| 25 | 2.10% | ¥79,746 | ¥23,923,671 | ¥5,323,671 |
| 25 | 2.20% | ¥80,660 | ¥24,198,150 | ¥5,598,150 |
| 25 | 2.30% | ¥81,582 | ¥24,474,504 | ¥5,874,504 |
| 25 | 2.40% | ¥82,509 | ¥24,752,727 | ¥6,152,727 |
| 25 | 2.50% | ¥83,443 | ¥25,032,814 | ¥6,432,814 |
| 25 | 2.60% | ¥84,383 | ¥25,314,759 | ¥6,714,759 |
| 25 | 2.70% | ¥85,329 | ¥25,598,555 | ¥6,998,555 |
| 25 | 2.80% | ¥86,281 | ¥25,884,197 | ¥7,284,197 |
| 25 | 2.90% | ¥87,239 | ¥26,171,678 | ¥7,571,678 |
| 25 | 3.00% | ¥88,203 | ¥26,460,991 | ¥7,860,991 |
1860万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥83,074 | ¥19,937,786 | ¥1,337,786 |
| 20 | 0.80% | ¥83,891 | ¥20,133,849 | ¥1,533,849 |
| 20 | 0.90% | ¥84,713 | ¥20,331,148 | ¥1,731,148 |
| 20 | 1.00% | ¥85,540 | ¥20,529,682 | ¥1,929,682 |
| 20 | 1.10% | ¥86,373 | ¥20,729,449 | ¥2,129,449 |
| 20 | 1.20% | ¥87,210 | ¥20,930,448 | ¥2,330,448 |
| 20 | 1.30% | ¥88,053 | ¥21,132,679 | ¥2,532,679 |
| 20 | 1.40% | ¥88,901 | ¥21,336,139 | ¥2,736,139 |
| 20 | 1.50% | ¥89,753 | ¥21,540,827 | ¥2,940,827 |
| 20 | 1.60% | ¥90,611 | ¥21,746,742 | ¥3,146,742 |
| 20 | 1.70% | ¥91,475 | ¥21,953,882 | ¥3,353,882 |
| 20 | 1.80% | ¥92,343 | ¥22,162,244 | ¥3,562,244 |
| 20 | 1.90% | ¥93,216 | ¥22,371,829 | ¥3,771,829 |
| 20 | 2.00% | ¥94,094 | ¥22,582,632 | ¥3,982,632 |
| 20 | 2.10% | ¥94,978 | ¥22,794,653 | ¥4,194,653 |
| 20 | 2.20% | ¥95,866 | ¥23,007,889 | ¥4,407,889 |
| 20 | 2.30% | ¥96,760 | ¥23,222,338 | ¥4,622,338 |
| 20 | 2.40% | ¥97,658 | ¥23,437,997 | ¥4,837,997 |
| 20 | 2.50% | ¥98,562 | ¥23,654,865 | ¥5,054,865 |
| 20 | 2.60% | ¥99,471 | ¥23,872,939 | ¥5,272,939 |
| 20 | 2.70% | ¥100,384 | ¥24,092,215 | ¥5,492,215 |
| 20 | 2.80% | ¥101,303 | ¥24,312,692 | ¥5,712,692 |
| 20 | 2.90% | ¥102,227 | ¥24,534,367 | ¥5,934,367 |
| 20 | 3.00% | ¥103,155 | ¥24,757,237 | ¥6,157,237 |
1860万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥108,883 | ¥19,599,005 | ¥999,005 |
| 15 | 0.80% | ¥109,692 | ¥19,744,507 | ¥1,144,507 |
| 15 | 0.90% | ¥110,504 | ¥19,890,704 | ¥1,290,704 |
| 15 | 1.00% | ¥111,320 | ¥20,037,596 | ¥1,437,596 |
| 15 | 1.10% | ¥112,140 | ¥20,185,184 | ¥1,585,184 |
| 15 | 1.20% | ¥112,964 | ¥20,333,466 | ¥1,733,466 |
| 15 | 1.30% | ¥113,791 | ¥20,482,443 | ¥1,882,443 |
| 15 | 1.40% | ¥114,623 | ¥20,632,113 | ¥2,032,113 |
| 15 | 1.50% | ¥115,458 | ¥20,782,476 | ¥2,182,476 |
| 15 | 1.60% | ¥116,297 | ¥20,933,532 | ¥2,333,532 |
| 15 | 1.70% | ¥117,140 | ¥21,085,280 | ¥2,485,280 |
| 15 | 1.80% | ¥117,987 | ¥21,237,720 | ¥2,637,720 |
| 15 | 1.90% | ¥118,838 | ¥21,390,851 | ¥2,790,851 |
| 15 | 2.00% | ¥119,693 | ¥21,544,671 | ¥2,944,671 |
| 15 | 2.10% | ¥120,551 | ¥21,699,182 | ¥3,099,182 |
| 15 | 2.20% | ¥121,413 | ¥21,854,381 | ¥3,254,381 |
| 15 | 2.30% | ¥122,279 | ¥22,010,268 | ¥3,410,268 |
| 15 | 2.40% | ¥123,149 | ¥22,166,842 | ¥3,566,842 |
| 15 | 2.50% | ¥124,023 | ¥22,324,103 | ¥3,724,103 |
| 15 | 2.60% | ¥124,900 | ¥22,482,049 | ¥3,882,049 |
| 15 | 2.70% | ¥125,782 | ¥22,640,680 | ¥4,040,680 |
| 15 | 2.80% | ¥126,667 | ¥22,799,995 | ¥4,199,995 |
| 15 | 2.90% | ¥127,556 | ¥22,959,993 | ¥4,359,993 |
| 15 | 3.00% | ¥128,448 | ¥23,120,673 | ¥4,520,673 |
1860万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥160,533 | ¥19,264,017 | ¥664,017 |
| 10 | 0.80% | ¥161,334 | ¥19,360,115 | ¥760,115 |
| 10 | 0.90% | ¥162,138 | ¥19,456,523 | ¥856,523 |
| 10 | 1.00% | ¥162,944 | ¥19,553,240 | ¥953,240 |
| 10 | 1.10% | ¥163,752 | ¥19,650,266 | ¥1,050,266 |
| 10 | 1.20% | ¥164,563 | ¥19,747,602 | ¥1,147,602 |
| 10 | 1.30% | ¥165,377 | ¥19,845,247 | ¥1,245,247 |
| 10 | 1.40% | ¥166,193 | ¥19,943,200 | ¥1,343,200 |
| 10 | 1.50% | ¥167,012 | ¥20,041,463 | ¥1,441,463 |
| 10 | 1.60% | ¥167,834 | ¥20,140,034 | ¥1,540,034 |
| 10 | 1.70% | ¥168,658 | ¥20,238,914 | ¥1,638,914 |
| 10 | 1.80% | ¥169,484 | ¥20,338,102 | ¥1,738,102 |
| 10 | 1.90% | ¥170,313 | ¥20,437,598 | ¥1,837,598 |
| 10 | 2.00% | ¥171,145 | ¥20,537,403 | ¥1,937,403 |
| 10 | 2.10% | ¥171,979 | ¥20,637,515 | ¥2,037,515 |
| 10 | 2.20% | ¥172,816 | ¥20,737,936 | ¥2,137,936 |
| 10 | 2.30% | ¥173,656 | ¥20,838,664 | ¥2,238,664 |
| 10 | 2.40% | ¥174,497 | ¥20,939,699 | ¥2,339,699 |
| 10 | 2.50% | ¥175,342 | ¥21,041,042 | ¥2,441,042 |
| 10 | 2.60% | ¥176,189 | ¥21,142,692 | ¥2,542,692 |
| 10 | 2.70% | ¥177,039 | ¥21,244,649 | ¥2,644,649 |
| 10 | 2.80% | ¥177,891 | ¥21,346,912 | ¥2,746,912 |
| 10 | 2.90% | ¥178,746 | ¥21,449,482 | ¥2,849,482 |
| 10 | 3.00% | ¥179,603 | ¥21,552,358 | ¥2,952,358 |
