1870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1870万円の住宅ローン｜期間・年数別
1870万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥36,947 | ¥22,168,406 | ¥3,468,406 |
| 50 | 0.80% | ¥37,825 | ¥22,694,821 | ¥3,994,821 |
| 50 | 0.90% | ¥38,715 | ¥23,228,897 | ¥4,528,897 |
| 50 | 1.00% | ¥39,618 | ¥23,770,600 | ¥5,070,600 |
| 50 | 1.10% | ¥40,533 | ¥24,319,893 | ¥5,619,893 |
| 50 | 1.20% | ¥41,461 | ¥24,876,736 | ¥6,176,736 |
| 50 | 1.30% | ¥42,402 | ¥25,441,084 | ¥6,741,084 |
| 50 | 1.40% | ¥43,355 | ¥26,012,891 | ¥7,312,891 |
| 50 | 1.50% | ¥44,320 | ¥26,592,106 | ¥7,892,106 |
| 50 | 1.60% | ¥45,298 | ¥27,178,675 | ¥8,478,675 |
| 50 | 1.70% | ¥46,288 | ¥27,772,541 | ¥9,072,541 |
| 50 | 1.80% | ¥47,289 | ¥28,373,645 | ¥9,673,645 |
| 50 | 1.90% | ¥48,303 | ¥28,981,922 | ¥10,281,922 |
| 50 | 2.00% | ¥49,329 | ¥29,597,309 | ¥10,897,309 |
| 50 | 2.10% | ¥50,366 | ¥30,219,735 | ¥11,519,735 |
| 50 | 2.20% | ¥51,415 | ¥30,849,130 | ¥12,149,130 |
| 50 | 2.30% | ¥52,476 | ¥31,485,421 | ¥12,785,421 |
| 50 | 2.40% | ¥53,548 | ¥32,128,532 | ¥13,428,532 |
| 50 | 2.50% | ¥54,631 | ¥32,778,383 | ¥14,078,383 |
| 50 | 2.60% | ¥55,725 | ¥33,434,895 | ¥14,734,895 |
| 50 | 2.70% | ¥56,830 | ¥34,097,986 | ¥15,397,986 |
| 50 | 2.80% | ¥57,946 | ¥34,767,571 | ¥16,067,571 |
| 50 | 2.90% | ¥59,073 | ¥35,443,563 | ¥16,743,563 |
| 50 | 3.00% | ¥60,210 | ¥36,125,875 | ¥17,425,875 |
1870万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥40,380 | ¥21,805,029 | ¥3,105,029 |
| 45 | 0.80% | ¥41,248 | ¥22,273,691 | ¥3,573,691 |
| 45 | 0.90% | ¥42,127 | ¥22,748,576 | ¥4,048,576 |
| 45 | 1.00% | ¥43,018 | ¥23,229,663 | ¥4,529,663 |
| 45 | 1.10% | ¥43,920 | ¥23,716,927 | ¥5,016,927 |
| 45 | 1.20% | ¥44,834 | ¥24,210,341 | ¥5,510,341 |
| 45 | 1.30% | ¥45,759 | ¥24,709,877 | ¥6,009,877 |
| 45 | 1.40% | ¥46,695 | ¥25,215,502 | ¥6,515,502 |
| 45 | 1.50% | ¥47,643 | ¥25,727,183 | ¥7,027,183 |
| 45 | 1.60% | ¥48,602 | ¥26,244,885 | ¥7,544,885 |
| 45 | 1.70% | ¥49,571 | ¥26,768,568 | ¥8,068,568 |
| 45 | 1.80% | ¥50,552 | ¥27,298,194 | ¥8,598,194 |
| 45 | 1.90% | ¥51,544 | ¥27,833,720 | ¥9,133,720 |
| 45 | 2.00% | ¥52,546 | ¥28,375,101 | ¥9,675,101 |
| 45 | 2.10% | ¥53,560 | ¥28,922,293 | ¥10,222,293 |
| 45 | 2.20% | ¥54,584 | ¥29,475,246 | ¥10,775,246 |
| 45 | 2.30% | ¥55,618 | ¥30,033,912 | ¥11,333,912 |
| 45 | 2.40% | ¥56,663 | ¥30,598,238 | ¥11,898,238 |
| 45 | 2.50% | ¥57,719 | ¥31,168,173 | ¥12,468,173 |
| 45 | 2.60% | ¥58,785 | ¥31,743,660 | ¥13,043,660 |
| 45 | 2.70% | ¥59,860 | ¥32,324,645 | ¥13,624,645 |
| 45 | 2.80% | ¥60,946 | ¥32,911,069 | ¥14,211,069 |
| 45 | 2.90% | ¥62,042 | ¥33,502,873 | ¥14,802,873 |
| 45 | 3.00% | ¥63,148 | ¥34,099,998 | ¥15,399,998 |
1870万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥44,678 | ¥21,445,432 | ¥2,745,432 |
| 40 | 0.80% | ¥45,536 | ¥21,857,481 | ¥3,157,481 |
| 40 | 0.90% | ¥46,405 | ¥22,274,462 | ¥3,574,462 |
| 40 | 1.00% | ¥47,284 | ¥22,696,359 | ¥3,996,359 |
| 40 | 1.10% | ¥48,173 | ¥23,123,157 | ¥4,423,157 |
| 40 | 1.20% | ¥49,073 | ¥23,554,840 | ¥4,854,840 |
| 40 | 1.30% | ¥49,982 | ¥23,991,389 | ¥5,291,389 |
| 40 | 1.40% | ¥50,902 | ¥24,432,784 | ¥5,732,784 |
| 40 | 1.50% | ¥51,831 | ¥24,879,004 | ¥6,179,004 |
| 40 | 1.60% | ¥52,771 | ¥25,330,025 | ¥6,630,025 |
| 40 | 1.70% | ¥53,720 | ¥25,785,825 | ¥7,085,825 |
| 40 | 1.80% | ¥54,680 | ¥26,246,377 | ¥7,546,377 |
| 40 | 1.90% | ¥55,649 | ¥26,711,654 | ¥8,011,654 |
| 40 | 2.00% | ¥56,628 | ¥27,181,629 | ¥8,481,629 |
| 40 | 2.10% | ¥57,617 | ¥27,656,272 | ¥8,956,272 |
| 40 | 2.20% | ¥58,616 | ¥28,135,553 | ¥9,435,553 |
| 40 | 2.30% | ¥59,624 | ¥28,619,439 | ¥9,919,439 |
| 40 | 2.40% | ¥60,641 | ¥29,107,897 | ¥10,407,897 |
| 40 | 2.50% | ¥61,669 | ¥29,600,894 | ¥10,900,894 |
| 40 | 2.60% | ¥62,705 | ¥30,098,394 | ¥11,398,394 |
| 40 | 2.70% | ¥63,751 | ¥30,600,360 | ¥11,900,360 |
| 40 | 2.80% | ¥64,806 | ¥31,106,756 | ¥12,406,756 |
| 40 | 2.90% | ¥65,870 | ¥31,617,543 | ¥12,917,543 |
| 40 | 3.00% | ¥66,943 | ¥32,132,682 | ¥13,432,682 |
1870万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥50,213 | ¥21,089,622 | ¥2,389,622 |
| 35 | 0.80% | ¥51,062 | ¥21,446,206 | ¥2,746,206 |
| 35 | 0.90% | ¥51,920 | ¥21,806,574 | ¥3,106,574 |
| 35 | 1.00% | ¥52,787 | ¥22,170,719 | ¥3,470,719 |
| 35 | 1.10% | ¥53,663 | ¥22,538,630 | ¥3,838,630 |
| 35 | 1.20% | ¥54,548 | ¥22,910,297 | ¥4,210,297 |
| 35 | 1.30% | ¥55,442 | ¥23,285,711 | ¥4,585,711 |
| 35 | 1.40% | ¥56,345 | ¥23,664,858 | ¥4,964,858 |
| 35 | 1.50% | ¥57,256 | ¥24,047,726 | ¥5,347,726 |
| 35 | 1.60% | ¥58,177 | ¥24,434,301 | ¥5,734,301 |
| 35 | 1.70% | ¥59,106 | ¥24,824,570 | ¥6,124,570 |
| 35 | 1.80% | ¥60,044 | ¥25,218,517 | ¥6,518,517 |
| 35 | 1.90% | ¥60,991 | ¥25,616,125 | ¥6,916,125 |
| 35 | 2.00% | ¥61,946 | ¥26,017,378 | ¥7,317,378 |
| 35 | 2.10% | ¥62,910 | ¥26,422,258 | ¥7,722,258 |
| 35 | 2.20% | ¥63,883 | ¥26,830,748 | ¥8,130,748 |
| 35 | 2.30% | ¥64,864 | ¥27,242,827 | ¥8,542,827 |
| 35 | 2.40% | ¥65,854 | ¥27,658,476 | ¥8,958,476 |
| 35 | 2.50% | ¥66,852 | ¥28,077,674 | ¥9,377,674 |
| 35 | 2.60% | ¥67,858 | ¥28,500,400 | ¥9,800,400 |
| 35 | 2.70% | ¥68,873 | ¥28,926,632 | ¥10,226,632 |
| 35 | 2.80% | ¥69,896 | ¥29,356,348 | ¥10,656,348 |
| 35 | 2.90% | ¥70,927 | ¥29,789,523 | ¥11,089,523 |
| 35 | 3.00% | ¥71,967 | ¥30,226,134 | ¥11,526,134 |
1870万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥57,604 | ¥20,737,606 | ¥2,037,606 |
| 30 | 0.80% | ¥58,444 | ¥21,039,877 | ¥2,339,877 |
| 30 | 0.90% | ¥59,291 | ¥21,344,934 | ¥2,644,934 |
| 30 | 1.00% | ¥60,147 | ¥21,652,773 | ¥2,952,773 |
| 30 | 1.10% | ¥61,009 | ¥21,963,387 | ¥3,263,387 |
| 30 | 1.20% | ¥61,880 | ¥22,276,773 | ¥3,576,773 |
| 30 | 1.30% | ¥62,758 | ¥22,592,924 | ¥3,892,924 |
| 30 | 1.40% | ¥63,644 | ¥22,911,833 | ¥4,211,833 |
| 30 | 1.50% | ¥64,537 | ¥23,233,493 | ¥4,533,493 |
| 30 | 1.60% | ¥65,439 | ¥23,557,896 | ¥4,857,896 |
| 30 | 1.70% | ¥66,347 | ¥23,885,036 | ¥5,185,036 |
| 30 | 1.80% | ¥67,264 | ¥24,214,903 | ¥5,514,903 |
| 30 | 1.90% | ¥68,187 | ¥24,547,488 | ¥5,847,488 |
| 30 | 2.00% | ¥69,119 | ¥24,882,783 | ¥6,182,783 |
| 30 | 2.10% | ¥70,058 | ¥25,220,777 | ¥6,520,777 |
| 30 | 2.20% | ¥71,004 | ¥25,561,461 | ¥6,861,461 |
| 30 | 2.30% | ¥71,958 | ¥25,904,823 | ¥7,204,823 |
| 30 | 2.40% | ¥72,919 | ¥26,250,853 | ¥7,550,853 |
| 30 | 2.50% | ¥73,888 | ¥26,599,539 | ¥7,899,539 |
| 30 | 2.60% | ¥74,864 | ¥26,950,869 | ¥8,250,869 |
| 30 | 2.70% | ¥75,847 | ¥27,304,832 | ¥8,604,832 |
| 30 | 2.80% | ¥76,837 | ¥27,661,414 | ¥8,961,414 |
| 30 | 2.90% | ¥77,835 | ¥28,020,602 | ¥9,320,602 |
| 30 | 3.00% | ¥78,840 | ¥28,382,384 | ¥9,682,384 |
1870万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥67,965 | ¥20,389,389 | ¥1,689,389 |
| 25 | 0.80% | ¥68,795 | ¥20,638,504 | ¥1,938,504 |
| 25 | 0.90% | ¥69,632 | ¥20,889,556 | ¥2,189,556 |
| 25 | 1.00% | ¥70,475 | ¥21,142,545 | ¥2,442,545 |
| 25 | 1.10% | ¥71,325 | ¥21,397,466 | ¥2,697,466 |
| 25 | 1.20% | ¥72,181 | ¥21,654,319 | ¥2,954,319 |
| 25 | 1.30% | ¥73,044 | ¥21,913,099 | ¥3,213,099 |
| 25 | 1.40% | ¥73,913 | ¥22,173,803 | ¥3,473,803 |
| 25 | 1.50% | ¥74,788 | ¥22,436,428 | ¥3,736,428 |
| 25 | 1.60% | ¥75,670 | ¥22,700,970 | ¥4,000,970 |
| 25 | 1.70% | ¥76,558 | ¥22,967,426 | ¥4,267,426 |
| 25 | 1.80% | ¥77,453 | ¥23,235,790 | ¥4,535,790 |
| 25 | 1.90% | ¥78,354 | ¥23,506,059 | ¥4,806,059 |
| 25 | 2.00% | ¥79,261 | ¥23,778,228 | ¥5,078,228 |
| 25 | 2.10% | ¥80,174 | ¥24,052,293 | ¥5,352,293 |
| 25 | 2.20% | ¥81,094 | ¥24,328,247 | ¥5,628,247 |
| 25 | 2.30% | ¥82,020 | ¥24,606,087 | ¥5,906,087 |
| 25 | 2.40% | ¥82,953 | ¥24,885,806 | ¥6,185,806 |
| 25 | 2.50% | ¥83,891 | ¥25,167,399 | ¥6,467,399 |
| 25 | 2.60% | ¥84,836 | ¥25,450,859 | ¥6,750,859 |
| 25 | 2.70% | ¥85,787 | ¥25,736,182 | ¥7,036,182 |
| 25 | 2.80% | ¥86,745 | ¥26,023,359 | ¥7,323,359 |
| 25 | 2.90% | ¥87,708 | ¥26,312,386 | ¥7,612,386 |
| 25 | 3.00% | ¥88,678 | ¥26,603,255 | ¥7,903,255 |
1870万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥83,521 | ¥20,044,978 | ¥1,344,978 |
| 20 | 0.80% | ¥84,342 | ¥20,242,096 | ¥1,542,096 |
| 20 | 0.90% | ¥85,169 | ¥20,440,455 | ¥1,740,455 |
| 20 | 1.00% | ¥86,000 | ¥20,640,056 | ¥1,940,056 |
| 20 | 1.10% | ¥86,837 | ¥20,840,898 | ¥2,140,898 |
| 20 | 1.20% | ¥87,679 | ¥21,042,978 | ¥2,342,978 |
| 20 | 1.30% | ¥88,526 | ¥21,246,295 | ¥2,546,295 |
| 20 | 1.40% | ¥89,379 | ¥21,450,849 | ¥2,750,849 |
| 20 | 1.50% | ¥90,236 | ¥21,656,638 | ¥2,956,638 |
| 20 | 1.60% | ¥91,099 | ¥21,863,660 | ¥3,163,660 |
| 20 | 1.70% | ¥91,966 | ¥22,071,913 | ¥3,371,913 |
| 20 | 1.80% | ¥92,839 | ¥22,281,396 | ¥3,581,396 |
| 20 | 1.90% | ¥93,717 | ¥22,492,107 | ¥3,792,107 |
| 20 | 2.00% | ¥94,600 | ¥22,704,044 | ¥4,004,044 |
| 20 | 2.10% | ¥95,488 | ¥22,917,205 | ¥4,217,205 |
| 20 | 2.20% | ¥96,382 | ¥23,131,587 | ¥4,431,587 |
| 20 | 2.30% | ¥97,280 | ¥23,347,189 | ¥4,647,189 |
| 20 | 2.40% | ¥98,183 | ¥23,564,008 | ¥4,864,008 |
| 20 | 2.50% | ¥99,092 | ¥23,782,042 | ¥5,082,042 |
| 20 | 2.60% | ¥100,005 | ¥24,001,288 | ¥5,301,288 |
| 20 | 2.70% | ¥100,924 | ¥24,221,743 | ¥5,521,743 |
| 20 | 2.80% | ¥101,848 | ¥24,443,406 | ¥5,743,406 |
| 20 | 2.90% | ¥102,776 | ¥24,666,272 | ¥5,966,272 |
| 20 | 3.00% | ¥103,710 | ¥24,890,340 | ¥6,190,340 |
1870万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥109,469 | ¥19,704,376 | ¥1,004,376 |
| 15 | 0.80% | ¥110,281 | ¥19,850,660 | ¥1,150,660 |
| 15 | 0.90% | ¥111,098 | ¥19,997,643 | ¥1,297,643 |
| 15 | 1.00% | ¥111,918 | ¥20,145,325 | ¥1,445,325 |
| 15 | 1.10% | ¥112,743 | ¥20,293,707 | ¥1,593,707 |
| 15 | 1.20% | ¥113,571 | ¥20,442,786 | ¥1,742,786 |
| 15 | 1.30% | ¥114,403 | ¥20,592,563 | ¥1,892,563 |
| 15 | 1.40% | ¥115,239 | ¥20,743,038 | ¥2,043,038 |
| 15 | 1.50% | ¥116,079 | ¥20,894,210 | ¥2,194,210 |
| 15 | 1.60% | ¥116,923 | ¥21,046,078 | ¥2,346,078 |
| 15 | 1.70% | ¥117,770 | ¥21,198,642 | ¥2,498,642 |
| 15 | 1.80% | ¥118,622 | ¥21,351,901 | ¥2,651,901 |
| 15 | 1.90% | ¥119,477 | ¥21,505,855 | ¥2,805,855 |
| 15 | 2.00% | ¥120,336 | ¥21,660,503 | ¥2,960,503 |
| 15 | 2.10% | ¥121,199 | ¥21,815,844 | ¥3,115,844 |
| 15 | 2.20% | ¥122,066 | ¥21,971,877 | ¥3,271,877 |
| 15 | 2.30% | ¥122,937 | ¥22,128,602 | ¥3,428,602 |
| 15 | 2.40% | ¥123,811 | ¥22,286,018 | ¥3,586,018 |
| 15 | 2.50% | ¥124,690 | ¥22,444,125 | ¥3,744,125 |
| 15 | 2.60% | ¥125,572 | ¥22,602,920 | ¥3,902,920 |
| 15 | 2.70% | ¥126,458 | ¥22,762,404 | ¥4,062,404 |
| 15 | 2.80% | ¥127,348 | ¥22,922,576 | ¥4,222,576 |
| 15 | 2.90% | ¥128,241 | ¥23,083,434 | ¥4,383,434 |
| 15 | 3.00% | ¥129,139 | ¥23,244,978 | ¥4,544,978 |
1870万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥161,397 | ¥19,367,587 | ¥667,587 |
| 10 | 0.80% | ¥162,202 | ¥19,464,202 | ¥764,202 |
| 10 | 0.90% | ¥163,009 | ¥19,561,128 | ¥861,128 |
| 10 | 1.00% | ¥163,820 | ¥19,658,365 | ¥958,365 |
| 10 | 1.10% | ¥164,633 | ¥19,755,913 | ¥1,055,913 |
| 10 | 1.20% | ¥165,448 | ¥19,853,772 | ¥1,153,772 |
| 10 | 1.30% | ¥166,266 | ¥19,951,942 | ¥1,251,942 |
| 10 | 1.40% | ¥167,087 | ¥20,050,422 | ¥1,350,422 |
| 10 | 1.50% | ¥167,910 | ¥20,149,213 | ¥1,449,213 |
| 10 | 1.60% | ¥168,736 | ¥20,248,314 | ¥1,548,314 |
| 10 | 1.70% | ¥169,564 | ¥20,347,725 | ¥1,647,725 |
| 10 | 1.80% | ¥170,395 | ¥20,447,446 | ¥1,747,446 |
| 10 | 1.90% | ¥171,229 | ¥20,547,478 | ¥1,847,478 |
| 10 | 2.00% | ¥172,065 | ¥20,647,819 | ¥1,947,819 |
| 10 | 2.10% | ¥172,904 | ¥20,748,470 | ¥2,048,470 |
| 10 | 2.20% | ¥173,745 | ¥20,849,430 | ¥2,149,430 |
| 10 | 2.30% | ¥174,589 | ¥20,950,700 | ¥2,250,700 |
| 10 | 2.40% | ¥175,436 | ¥21,052,278 | ¥2,352,278 |
| 10 | 2.50% | ¥176,285 | ¥21,154,166 | ¥2,454,166 |
| 10 | 2.60% | ¥177,136 | ¥21,256,362 | ¥2,556,362 |
| 10 | 2.70% | ¥177,991 | ¥21,358,867 | ¥2,658,867 |
| 10 | 2.80% | ¥178,847 | ¥21,461,680 | ¥2,761,680 |
| 10 | 2.90% | ¥179,707 | ¥21,564,802 | ¥2,864,802 |
| 10 | 3.00% | ¥180,569 | ¥21,668,231 | ¥2,968,231 |
