1890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1890万円の住宅ローン｜期間・年数別
1890万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥37,343 | ¥22,405,501 | ¥3,505,501 |
| 50 | 0.80% | ¥38,229 | ¥22,937,547 | ¥4,037,547 |
| 50 | 0.90% | ¥39,129 | ¥23,477,335 | ¥4,577,335 |
| 50 | 1.00% | ¥40,041 | ¥24,024,831 | ¥5,124,831 |
| 50 | 1.10% | ¥40,967 | ¥24,579,999 | ¥5,679,999 |
| 50 | 1.20% | ¥41,905 | ¥25,142,797 | ¥6,242,797 |
| 50 | 1.30% | ¥42,855 | ¥25,713,181 | ¥6,813,181 |
| 50 | 1.40% | ¥43,819 | ¥26,291,104 | ¥7,391,104 |
| 50 | 1.50% | ¥44,794 | ¥26,876,514 | ¥7,976,514 |
| 50 | 1.60% | ¥45,782 | ¥27,469,356 | ¥8,569,356 |
| 50 | 1.70% | ¥46,783 | ¥28,069,574 | ¥9,169,574 |
| 50 | 1.80% | ¥47,795 | ¥28,677,106 | ¥9,777,106 |
| 50 | 1.90% | ¥48,820 | ¥29,291,889 | ¥10,391,889 |
| 50 | 2.00% | ¥49,856 | ¥29,913,857 | ¥11,013,857 |
| 50 | 2.10% | ¥50,905 | ¥30,542,941 | ¥11,642,941 |
| 50 | 2.20% | ¥51,965 | ¥31,179,068 | ¥12,279,068 |
| 50 | 2.30% | ¥53,037 | ¥31,822,164 | ¥12,922,164 |
| 50 | 2.40% | ¥54,120 | ¥32,472,152 | ¥13,572,152 |
| 50 | 2.50% | ¥55,215 | ¥33,128,954 | ¥14,228,954 |
| 50 | 2.60% | ¥56,321 | ¥33,792,488 | ¥14,892,488 |
| 50 | 2.70% | ¥57,438 | ¥34,462,670 | ¥15,562,670 |
| 50 | 2.80% | ¥58,566 | ¥35,139,416 | ¥16,239,416 |
| 50 | 2.90% | ¥59,704 | ¥35,822,638 | ¥16,922,638 |
| 50 | 3.00% | ¥60,854 | ¥36,512,248 | ¥17,612,248 |
1890万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥40,812 | ¥22,038,238 | ¥3,138,238 |
| 45 | 0.80% | ¥41,689 | ¥22,511,912 | ¥3,611,912 |
| 45 | 0.90% | ¥42,578 | ¥22,991,876 | ¥4,091,876 |
| 45 | 1.00% | ¥43,478 | ¥23,478,109 | ¥4,578,109 |
| 45 | 1.10% | ¥44,390 | ¥23,970,584 | ¥5,070,584 |
| 45 | 1.20% | ¥45,313 | ¥24,469,276 | ¥5,569,276 |
| 45 | 1.30% | ¥46,248 | ¥24,974,154 | ¥6,074,154 |
| 45 | 1.40% | ¥47,195 | ¥25,485,187 | ¥6,585,187 |
| 45 | 1.50% | ¥48,152 | ¥26,002,340 | ¥7,102,340 |
| 45 | 1.60% | ¥49,121 | ¥26,525,579 | ¥7,625,579 |
| 45 | 1.70% | ¥50,102 | ¥27,054,863 | ¥8,154,863 |
| 45 | 1.80% | ¥51,093 | ¥27,590,153 | ¥8,690,153 |
| 45 | 1.90% | ¥52,095 | ¥28,131,407 | ¥9,231,407 |
| 45 | 2.00% | ¥53,108 | ¥28,678,578 | ¥9,778,578 |
| 45 | 2.10% | ¥54,133 | ¥29,231,622 | ¥10,331,622 |
| 45 | 2.20% | ¥55,168 | ¥29,790,489 | ¥10,890,489 |
| 45 | 2.30% | ¥56,213 | ¥30,355,130 | ¥11,455,130 |
| 45 | 2.40% | ¥57,269 | ¥30,925,492 | ¥12,025,492 |
| 45 | 2.50% | ¥58,336 | ¥31,501,522 | ¥12,601,522 |
| 45 | 2.60% | ¥59,413 | ¥32,083,165 | ¥13,183,165 |
| 45 | 2.70% | ¥60,501 | ¥32,670,363 | ¥13,770,363 |
| 45 | 2.80% | ¥61,598 | ¥33,263,059 | ¥14,363,059 |
| 45 | 2.90% | ¥62,706 | ¥33,861,193 | ¥14,961,193 |
| 45 | 3.00% | ¥63,824 | ¥34,464,704 | ¥15,564,704 |
1890万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥45,156 | ¥21,674,795 | ¥2,774,795 |
| 40 | 0.80% | ¥46,023 | ¥22,091,251 | ¥3,191,251 |
| 40 | 0.90% | ¥46,901 | ¥22,512,691 | ¥3,612,691 |
| 40 | 1.00% | ¥47,790 | ¥22,939,100 | ¥4,039,100 |
| 40 | 1.10% | ¥48,688 | ¥23,370,463 | ¥4,470,463 |
| 40 | 1.20% | ¥49,597 | ¥23,806,763 | ¥4,906,763 |
| 40 | 1.30% | ¥50,517 | ¥24,247,981 | ¥5,347,981 |
| 40 | 1.40% | ¥51,446 | ¥24,694,097 | ¥5,794,097 |
| 40 | 1.50% | ¥52,386 | ¥25,145,089 | ¥6,245,089 |
| 40 | 1.60% | ¥53,335 | ¥25,600,935 | ¥6,700,935 |
| 40 | 1.70% | ¥54,295 | ¥26,061,609 | ¥7,161,609 |
| 40 | 1.80% | ¥55,265 | ¥26,527,087 | ¥7,627,087 |
| 40 | 1.90% | ¥56,244 | ¥26,997,341 | ¥8,097,341 |
| 40 | 2.00% | ¥57,234 | ¥27,472,342 | ¥8,572,342 |
| 40 | 2.10% | ¥58,233 | ¥27,952,061 | ¥9,052,061 |
| 40 | 2.20% | ¥59,243 | ¥28,436,468 | ¥9,536,468 |
| 40 | 2.30% | ¥60,262 | ¥28,925,529 | ¥10,025,529 |
| 40 | 2.40% | ¥61,290 | ¥29,419,211 | ¥10,519,211 |
| 40 | 2.50% | ¥62,328 | ¥29,917,481 | ¥11,017,481 |
| 40 | 2.60% | ¥63,376 | ¥30,420,301 | ¥11,520,301 |
| 40 | 2.70% | ¥64,433 | ¥30,927,637 | ¥12,027,637 |
| 40 | 2.80% | ¥65,499 | ¥31,439,449 | ¥12,539,449 |
| 40 | 2.90% | ¥66,574 | ¥31,955,699 | ¥13,055,699 |
| 40 | 3.00% | ¥67,659 | ¥32,476,347 | ¥13,576,347 |
1890万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥50,750 | ¥21,315,179 | ¥2,415,179 |
| 35 | 0.80% | ¥51,609 | ¥21,675,577 | ¥2,775,577 |
| 35 | 0.90% | ¥52,476 | ¥22,039,800 | ¥3,139,800 |
| 35 | 1.00% | ¥53,352 | ¥22,407,839 | ¥3,507,839 |
| 35 | 1.10% | ¥54,237 | ¥22,779,685 | ¥3,879,685 |
| 35 | 1.20% | ¥55,132 | ¥23,155,327 | ¥4,255,327 |
| 35 | 1.30% | ¥56,035 | ¥23,534,756 | ¥4,634,756 |
| 35 | 1.40% | ¥56,948 | ¥23,917,958 | ¥5,017,958 |
| 35 | 1.50% | ¥57,869 | ¥24,304,921 | ¥5,404,921 |
| 35 | 1.60% | ¥58,799 | ¥24,695,631 | ¥5,795,631 |
| 35 | 1.70% | ¥59,738 | ¥25,090,073 | ¥6,190,073 |
| 35 | 1.80% | ¥60,686 | ¥25,488,233 | ¥6,588,233 |
| 35 | 1.90% | ¥61,643 | ¥25,890,094 | ¥6,990,094 |
| 35 | 2.00% | ¥62,609 | ¥26,295,639 | ¥7,395,639 |
| 35 | 2.10% | ¥63,583 | ¥26,704,849 | ¥7,804,849 |
| 35 | 2.20% | ¥64,566 | ¥27,117,708 | ¥8,217,708 |
| 35 | 2.30% | ¥65,558 | ¥27,534,194 | ¥8,634,194 |
| 35 | 2.40% | ¥66,558 | ¥27,954,289 | ¥9,054,289 |
| 35 | 2.50% | ¥67,567 | ¥28,377,970 | ¥9,477,970 |
| 35 | 2.60% | ¥68,584 | ¥28,805,217 | ¥9,905,217 |
| 35 | 2.70% | ¥69,610 | ¥29,236,008 | ¥10,336,008 |
| 35 | 2.80% | ¥70,644 | ¥29,670,319 | ¥10,770,319 |
| 35 | 2.90% | ¥71,686 | ¥30,108,127 | ¥11,208,127 |
| 35 | 3.00% | ¥72,737 | ¥30,549,408 | ¥11,649,408 |
1890万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥58,221 | ¥20,959,398 | ¥2,059,398 |
| 30 | 0.80% | ¥59,069 | ¥21,264,902 | ¥2,364,902 |
| 30 | 0.90% | ¥59,926 | ¥21,573,222 | ¥2,673,222 |
| 30 | 1.00% | ¥60,790 | ¥21,884,353 | ¥2,984,353 |
| 30 | 1.10% | ¥61,662 | ¥22,198,290 | ¥3,298,290 |
| 30 | 1.20% | ¥62,542 | ¥22,515,028 | ¥3,615,028 |
| 30 | 1.30% | ¥63,429 | ¥22,834,559 | ¥3,934,559 |
| 30 | 1.40% | ¥64,325 | ¥23,156,879 | ¥4,256,879 |
| 30 | 1.50% | ¥65,228 | ¥23,481,979 | ¥4,581,979 |
| 30 | 1.60% | ¥66,138 | ¥23,809,852 | ¥4,909,852 |
| 30 | 1.70% | ¥67,057 | ¥24,140,491 | ¥5,240,491 |
| 30 | 1.80% | ¥67,983 | ¥24,473,886 | ¥5,573,886 |
| 30 | 1.90% | ¥68,917 | ¥24,810,028 | ¥5,910,028 |
| 30 | 2.00% | ¥69,858 | ¥25,148,909 | ¥6,248,909 |
| 30 | 2.10% | ¥70,807 | ¥25,490,518 | ¥6,590,518 |
| 30 | 2.20% | ¥71,763 | ¥25,834,845 | ¥6,934,845 |
| 30 | 2.30% | ¥72,727 | ¥26,181,880 | ¥7,281,880 |
| 30 | 2.40% | ¥73,699 | ¥26,531,611 | ¥7,631,611 |
| 30 | 2.50% | ¥74,678 | ¥26,884,026 | ¥7,984,026 |
| 30 | 2.60% | ¥75,664 | ¥27,239,114 | ¥8,339,114 |
| 30 | 2.70% | ¥76,658 | ¥27,596,862 | ¥8,696,862 |
| 30 | 2.80% | ¥77,659 | ¥27,957,258 | ¥9,057,258 |
| 30 | 2.90% | ¥78,667 | ¥28,320,288 | ¥9,420,288 |
| 30 | 3.00% | ¥79,683 | ¥28,685,938 | ¥9,785,938 |
1890万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥68,692 | ¥20,607,458 | ¥1,707,458 |
| 25 | 0.80% | ¥69,531 | ¥20,859,236 | ¥1,959,236 |
| 25 | 0.90% | ¥70,377 | ¥21,112,974 | ¥2,212,974 |
| 25 | 1.00% | ¥71,229 | ¥21,368,668 | ¥2,468,668 |
| 25 | 1.10% | ¥72,088 | ¥21,626,316 | ¥2,726,316 |
| 25 | 1.20% | ¥72,953 | ¥21,885,916 | ¥2,985,916 |
| 25 | 1.30% | ¥73,825 | ¥22,147,463 | ¥3,247,463 |
| 25 | 1.40% | ¥74,703 | ¥22,410,956 | ¥3,510,956 |
| 25 | 1.50% | ¥75,588 | ¥22,676,390 | ¥3,776,390 |
| 25 | 1.60% | ¥76,479 | ¥22,943,761 | ¥4,043,761 |
| 25 | 1.70% | ¥77,377 | ¥23,213,066 | ¥4,313,066 |
| 25 | 1.80% | ¥78,281 | ¥23,484,301 | ¥4,584,301 |
| 25 | 1.90% | ¥79,192 | ¥23,757,461 | ¥4,857,461 |
| 25 | 2.00% | ¥80,108 | ¥24,032,541 | ¥5,132,541 |
| 25 | 2.10% | ¥81,032 | ¥24,309,537 | ¥5,409,537 |
| 25 | 2.20% | ¥81,961 | ¥24,588,443 | ¥5,688,443 |
| 25 | 2.30% | ¥82,898 | ¥24,869,254 | ¥5,969,254 |
| 25 | 2.40% | ¥83,840 | ¥25,151,964 | ¥6,251,964 |
| 25 | 2.50% | ¥84,789 | ¥25,436,569 | ¥6,536,569 |
| 25 | 2.60% | ¥85,744 | ¥25,723,061 | ¥6,823,061 |
| 25 | 2.70% | ¥86,705 | ¥26,011,435 | ¥7,111,435 |
| 25 | 2.80% | ¥87,672 | ¥26,301,684 | ¥7,401,684 |
| 25 | 2.90% | ¥88,646 | ¥26,593,802 | ¥7,693,802 |
| 25 | 3.00% | ¥89,626 | ¥26,887,781 | ¥7,987,781 |
1890万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥84,414 | ¥20,259,363 | ¥1,359,363 |
| 20 | 0.80% | ¥85,244 | ¥20,458,589 | ¥1,558,589 |
| 20 | 0.90% | ¥86,079 | ¥20,659,070 | ¥1,759,070 |
| 20 | 1.00% | ¥86,920 | ¥20,860,806 | ¥1,960,806 |
| 20 | 1.10% | ¥87,766 | ¥21,063,795 | ¥2,163,795 |
| 20 | 1.20% | ¥88,617 | ¥21,268,036 | ¥2,368,036 |
| 20 | 1.30% | ¥89,473 | ¥21,473,528 | ¥2,573,528 |
| 20 | 1.40% | ¥90,334 | ¥21,680,270 | ¥2,780,270 |
| 20 | 1.50% | ¥91,201 | ¥21,888,260 | ¥2,988,260 |
| 20 | 1.60% | ¥92,073 | ¥22,097,496 | ¥3,197,496 |
| 20 | 1.70% | ¥92,950 | ¥22,307,976 | ¥3,407,976 |
| 20 | 1.80% | ¥93,832 | ¥22,519,700 | ¥3,619,700 |
| 20 | 1.90% | ¥94,719 | ¥22,732,665 | ¥3,832,665 |
| 20 | 2.00% | ¥95,612 | ¥22,946,868 | ¥4,046,868 |
| 20 | 2.10% | ¥96,510 | ¥23,162,309 | ¥4,262,309 |
| 20 | 2.20% | ¥97,412 | ¥23,378,984 | ¥4,478,984 |
| 20 | 2.30% | ¥98,320 | ¥23,596,892 | ¥4,696,892 |
| 20 | 2.40% | ¥99,233 | ¥23,816,030 | ¥4,916,030 |
| 20 | 2.50% | ¥100,152 | ¥24,036,395 | ¥5,136,395 |
| 20 | 2.60% | ¥101,075 | ¥24,257,986 | ¥5,357,986 |
| 20 | 2.70% | ¥102,003 | ¥24,480,799 | ¥5,580,799 |
| 20 | 2.80% | ¥102,937 | ¥24,704,833 | ¥5,804,833 |
| 20 | 2.90% | ¥103,875 | ¥24,930,083 | ¥6,030,083 |
| 20 | 3.00% | ¥104,819 | ¥25,156,547 | ¥6,256,547 |
1890万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥110,640 | ¥19,915,118 | ¥1,015,118 |
| 15 | 0.80% | ¥111,461 | ¥20,062,966 | ¥1,162,966 |
| 15 | 0.90% | ¥112,286 | ¥20,211,522 | ¥1,311,522 |
| 15 | 1.00% | ¥113,115 | ¥20,360,783 | ¥1,460,783 |
| 15 | 1.10% | ¥113,949 | ¥20,510,751 | ¥1,610,751 |
| 15 | 1.20% | ¥114,786 | ¥20,661,425 | ¥1,761,425 |
| 15 | 1.30% | ¥115,627 | ¥20,812,805 | ¥1,912,805 |
| 15 | 1.40% | ¥116,472 | ¥20,964,889 | ¥2,064,889 |
| 15 | 1.50% | ¥117,320 | ¥21,117,678 | ¥2,217,678 |
| 15 | 1.60% | ¥118,173 | ¥21,271,170 | ¥2,371,170 |
| 15 | 1.70% | ¥119,030 | ¥21,425,366 | ¥2,525,366 |
| 15 | 1.80% | ¥119,890 | ¥21,580,264 | ¥2,680,264 |
| 15 | 1.90% | ¥120,755 | ¥21,735,864 | ¥2,835,864 |
| 15 | 2.00% | ¥121,623 | ¥21,892,166 | ¥2,992,166 |
| 15 | 2.10% | ¥122,495 | ¥22,049,168 | ¥3,149,168 |
| 15 | 2.20% | ¥123,372 | ¥22,206,871 | ¥3,306,871 |
| 15 | 2.30% | ¥124,252 | ¥22,365,272 | ¥3,465,272 |
| 15 | 2.40% | ¥125,135 | ¥22,524,372 | ¥3,624,372 |
| 15 | 2.50% | ¥126,023 | ¥22,684,169 | ¥3,784,169 |
| 15 | 2.60% | ¥126,915 | ¥22,844,663 | ¥3,944,663 |
| 15 | 2.70% | ¥127,810 | ¥23,005,853 | ¥4,105,853 |
| 15 | 2.80% | ¥128,710 | ¥23,167,737 | ¥4,267,737 |
| 15 | 2.90% | ¥129,613 | ¥23,330,316 | ¥4,430,316 |
| 15 | 3.00% | ¥130,520 | ¥23,493,587 | ¥4,593,587 |
1890万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥163,123 | ¥19,574,727 | ¥674,727 |
| 10 | 0.80% | ¥163,936 | ¥19,672,375 | ¥772,375 |
| 10 | 0.90% | ¥164,753 | ¥19,770,338 | ¥870,338 |
| 10 | 1.00% | ¥165,572 | ¥19,868,615 | ¥968,615 |
| 10 | 1.10% | ¥166,393 | ¥19,967,206 | ¥1,067,206 |
| 10 | 1.20% | ¥167,218 | ¥20,066,112 | ¥1,166,112 |
| 10 | 1.30% | ¥168,044 | ¥20,165,331 | ¥1,265,331 |
| 10 | 1.40% | ¥168,874 | ¥20,264,865 | ¥1,364,865 |
| 10 | 1.50% | ¥169,706 | ¥20,364,712 | ¥1,464,712 |
| 10 | 1.60% | ¥170,541 | ¥20,464,873 | ¥1,564,873 |
| 10 | 1.70% | ¥171,378 | ¥20,565,348 | ¥1,665,348 |
| 10 | 1.80% | ¥172,218 | ¥20,666,136 | ¥1,766,136 |
| 10 | 1.90% | ¥173,060 | ¥20,767,237 | ¥1,867,237 |
| 10 | 2.00% | ¥173,905 | ¥20,868,651 | ¥1,968,651 |
| 10 | 2.10% | ¥174,753 | ¥20,970,379 | ¥2,070,379 |
| 10 | 2.20% | ¥175,603 | ¥21,072,419 | ¥2,172,419 |
| 10 | 2.30% | ¥176,456 | ¥21,174,771 | ¥2,274,771 |
| 10 | 2.40% | ¥177,312 | ¥21,277,436 | ¥2,377,436 |
| 10 | 2.50% | ¥178,170 | ¥21,380,414 | ¥2,480,414 |
| 10 | 2.60% | ¥179,031 | ¥21,483,703 | ¥2,583,703 |
| 10 | 2.70% | ¥179,894 | ¥21,587,304 | ¥2,687,304 |
| 10 | 2.80% | ¥180,760 | ¥21,691,217 | ¥2,791,217 |
| 10 | 2.90% | ¥181,629 | ¥21,795,441 | ¥2,895,441 |
| 10 | 3.00% | ¥182,500 | ¥21,899,977 | ¥2,999,977 |
