1900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1900万円の住宅ローン｜期間・年数別
1900万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥37,540 | ¥22,524,048 | ¥3,524,048 |
| 50 | 0.80% | ¥38,432 | ¥23,058,909 | ¥4,058,909 |
| 50 | 0.90% | ¥39,336 | ¥23,601,553 | ¥4,601,553 |
| 50 | 1.00% | ¥40,253 | ¥24,151,947 | ¥5,151,947 |
| 50 | 1.10% | ¥41,183 | ¥24,710,052 | ¥5,710,052 |
| 50 | 1.20% | ¥42,126 | ¥25,275,828 | ¥6,275,828 |
| 50 | 1.30% | ¥43,082 | ¥25,849,230 | ¥6,849,230 |
| 50 | 1.40% | ¥44,050 | ¥26,430,210 | ¥7,430,210 |
| 50 | 1.50% | ¥45,031 | ¥27,018,717 | ¥8,018,717 |
| 50 | 1.60% | ¥46,024 | ¥27,614,697 | ¥8,614,697 |
| 50 | 1.70% | ¥47,030 | ¥28,218,090 | ¥9,218,090 |
| 50 | 1.80% | ¥48,048 | ¥28,828,837 | ¥9,828,837 |
| 50 | 1.90% | ¥49,078 | ¥29,446,873 | ¥10,446,873 |
| 50 | 2.00% | ¥50,120 | ¥30,072,132 | ¥11,072,132 |
| 50 | 2.10% | ¥51,174 | ¥30,704,544 | ¥11,704,544 |
| 50 | 2.20% | ¥52,240 | ¥31,344,036 | ¥12,344,036 |
| 50 | 2.30% | ¥53,318 | ¥31,990,535 | ¥12,990,535 |
| 50 | 2.40% | ¥54,407 | ¥32,643,963 | ¥13,643,963 |
| 50 | 2.50% | ¥55,507 | ¥33,304,239 | ¥14,304,239 |
| 50 | 2.60% | ¥56,619 | ¥33,971,284 | ¥14,971,284 |
| 50 | 2.70% | ¥57,742 | ¥34,645,012 | ¥15,645,012 |
| 50 | 2.80% | ¥58,876 | ¥35,325,339 | ¥16,325,339 |
| 50 | 2.90% | ¥60,020 | ¥36,012,176 | ¥17,012,176 |
| 50 | 3.00% | ¥61,176 | ¥36,705,435 | ¥17,705,435 |
1900万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥41,027 | ¥22,154,843 | ¥3,154,843 |
| 45 | 0.80% | ¥41,909 | ¥22,631,023 | ¥3,631,023 |
| 45 | 0.90% | ¥42,803 | ¥23,113,527 | ¥4,113,527 |
| 45 | 1.00% | ¥43,708 | ¥23,602,331 | ¥4,602,331 |
| 45 | 1.10% | ¥44,625 | ¥24,097,413 | ¥5,097,413 |
| 45 | 1.20% | ¥45,553 | ¥24,598,743 | ¥5,598,743 |
| 45 | 1.30% | ¥46,493 | ¥25,106,292 | ¥6,106,292 |
| 45 | 1.40% | ¥47,444 | ¥25,620,029 | ¥6,620,029 |
| 45 | 1.50% | ¥48,407 | ¥26,139,919 | ¥7,139,919 |
| 45 | 1.60% | ¥49,381 | ¥26,665,926 | ¥7,665,926 |
| 45 | 1.70% | ¥50,367 | ¥27,198,011 | ¥8,198,011 |
| 45 | 1.80% | ¥51,363 | ¥27,736,133 | ¥8,736,133 |
| 45 | 1.90% | ¥52,371 | ¥28,280,250 | ¥9,280,250 |
| 45 | 2.00% | ¥53,389 | ¥28,830,317 | ¥9,830,317 |
| 45 | 2.10% | ¥54,419 | ¥29,386,287 | ¥10,386,287 |
| 45 | 2.20% | ¥55,459 | ¥29,948,111 | ¥10,948,111 |
| 45 | 2.30% | ¥56,511 | ¥30,515,739 | ¥11,515,739 |
| 45 | 2.40% | ¥57,572 | ¥31,089,119 | ¥12,089,119 |
| 45 | 2.50% | ¥58,645 | ¥31,668,197 | ¥12,668,197 |
| 45 | 2.60% | ¥59,728 | ¥32,252,917 | ¥13,252,917 |
| 45 | 2.70% | ¥60,821 | ¥32,843,222 | ¥13,843,222 |
| 45 | 2.80% | ¥61,924 | ¥33,439,054 | ¥14,439,054 |
| 45 | 2.90% | ¥63,038 | ¥34,040,353 | ¥15,040,353 |
| 45 | 3.00% | ¥64,161 | ¥34,647,056 | ¥15,647,056 |
1900万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥45,395 | ¥21,789,477 | ¥2,789,477 |
| 40 | 0.80% | ¥46,267 | ¥22,208,136 | ¥3,208,136 |
| 40 | 0.90% | ¥47,150 | ¥22,631,806 | ¥3,631,806 |
| 40 | 1.00% | ¥48,043 | ¥23,060,471 | ¥4,060,471 |
| 40 | 1.10% | ¥48,946 | ¥23,494,117 | ¥4,494,117 |
| 40 | 1.20% | ¥49,860 | ¥23,932,725 | ¥4,932,725 |
| 40 | 1.30% | ¥50,784 | ¥24,376,277 | ¥5,376,277 |
| 40 | 1.40% | ¥51,718 | ¥24,824,754 | ¥5,824,754 |
| 40 | 1.50% | ¥52,663 | ¥25,278,132 | ¥6,278,132 |
| 40 | 1.60% | ¥53,617 | ¥25,736,389 | ¥6,736,389 |
| 40 | 1.70% | ¥54,582 | ¥26,199,501 | ¥7,199,501 |
| 40 | 1.80% | ¥55,557 | ¥26,667,442 | ¥7,667,442 |
| 40 | 1.90% | ¥56,542 | ¥27,140,184 | ¥8,140,184 |
| 40 | 2.00% | ¥57,537 | ¥27,617,698 | ¥8,617,698 |
| 40 | 2.10% | ¥58,542 | ¥28,099,956 | ¥9,099,956 |
| 40 | 2.20% | ¥59,556 | ¥28,586,925 | ¥9,586,925 |
| 40 | 2.30% | ¥60,580 | ¥29,078,574 | ¥10,078,574 |
| 40 | 2.40% | ¥61,614 | ¥29,574,869 | ¥10,574,869 |
| 40 | 2.50% | ¥62,658 | ¥30,075,774 | ¥11,075,774 |
| 40 | 2.60% | ¥63,711 | ¥30,581,255 | ¥11,581,255 |
| 40 | 2.70% | ¥64,773 | ¥31,091,275 | ¥12,091,275 |
| 40 | 2.80% | ¥65,845 | ¥31,605,795 | ¥12,605,795 |
| 40 | 2.90% | ¥66,927 | ¥32,124,776 | ¥13,124,776 |
| 40 | 3.00% | ¥68,017 | ¥32,648,179 | ¥13,648,179 |
1900万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥51,019 | ¥21,427,958 | ¥2,427,958 |
| 35 | 0.80% | ¥51,882 | ¥21,790,263 | ¥2,790,263 |
| 35 | 0.90% | ¥52,753 | ¥22,156,413 | ¥3,156,413 |
| 35 | 1.00% | ¥53,634 | ¥22,526,399 | ¥3,526,399 |
| 35 | 1.10% | ¥54,524 | ¥22,900,212 | ¥3,900,212 |
| 35 | 1.20% | ¥55,423 | ¥23,277,842 | ¥4,277,842 |
| 35 | 1.30% | ¥56,332 | ¥23,659,278 | ¥4,659,278 |
| 35 | 1.40% | ¥57,249 | ¥24,044,508 | ¥5,044,508 |
| 35 | 1.50% | ¥58,175 | ¥24,433,518 | ¥5,433,518 |
| 35 | 1.60% | ¥59,110 | ¥24,826,296 | ¥5,826,296 |
| 35 | 1.70% | ¥60,054 | ¥25,222,825 | ¥6,222,825 |
| 35 | 1.80% | ¥61,007 | ¥25,623,092 | ¥6,623,092 |
| 35 | 1.90% | ¥61,969 | ¥26,027,079 | ¥7,027,079 |
| 35 | 2.00% | ¥62,940 | ¥26,434,769 | ¥7,434,769 |
| 35 | 2.10% | ¥63,919 | ¥26,846,145 | ¥7,846,145 |
| 35 | 2.20% | ¥64,908 | ¥27,261,188 | ¥8,261,188 |
| 35 | 2.30% | ¥65,904 | ¥27,679,878 | ¥8,679,878 |
| 35 | 2.40% | ¥66,910 | ¥28,102,195 | ¥9,102,195 |
| 35 | 2.50% | ¥67,924 | ¥28,528,118 | ¥9,528,118 |
| 35 | 2.60% | ¥68,947 | ¥28,957,626 | ¥9,957,626 |
| 35 | 2.70% | ¥69,978 | ¥29,390,696 | ¥10,390,696 |
| 35 | 2.80% | ¥71,017 | ¥29,827,305 | ¥10,827,305 |
| 35 | 2.90% | ¥72,065 | ¥30,267,430 | ¥11,267,430 |
| 35 | 3.00% | ¥73,122 | ¥30,711,045 | ¥11,711,045 |
1900万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥58,529 | ¥21,070,295 | ¥2,070,295 |
| 30 | 0.80% | ¥59,382 | ¥21,377,415 | ¥2,377,415 |
| 30 | 0.90% | ¥60,243 | ¥21,687,366 | ¥2,687,366 |
| 30 | 1.00% | ¥61,112 | ¥22,000,143 | ¥3,000,143 |
| 30 | 1.10% | ¥61,988 | ¥22,315,741 | ¥3,315,741 |
| 30 | 1.20% | ¥62,873 | ¥22,634,155 | ¥3,634,155 |
| 30 | 1.30% | ¥63,765 | ¥22,955,377 | ¥3,955,377 |
| 30 | 1.40% | ¥64,665 | ¥23,279,402 | ¥4,279,402 |
| 30 | 1.50% | ¥65,573 | ¥23,606,222 | ¥4,606,222 |
| 30 | 1.60% | ¥66,488 | ¥23,935,830 | ¥4,935,830 |
| 30 | 1.70% | ¥67,412 | ¥24,268,218 | ¥5,268,218 |
| 30 | 1.80% | ¥68,343 | ¥24,603,377 | ¥5,603,377 |
| 30 | 1.90% | ¥69,281 | ¥24,941,298 | ¥5,941,298 |
| 30 | 2.00% | ¥70,228 | ¥25,281,972 | ¥6,281,972 |
| 30 | 2.10% | ¥71,182 | ¥25,625,389 | ¥6,625,389 |
| 30 | 2.20% | ¥72,143 | ¥25,971,538 | ¥6,971,538 |
| 30 | 2.30% | ¥73,112 | ¥26,320,408 | ¥7,320,408 |
| 30 | 2.40% | ¥74,089 | ¥26,671,989 | ¥7,671,989 |
| 30 | 2.50% | ¥75,073 | ¥27,026,269 | ¥8,026,269 |
| 30 | 2.60% | ¥76,065 | ¥27,383,236 | ¥8,383,236 |
| 30 | 2.70% | ¥77,064 | ¥27,742,877 | ¥8,742,877 |
| 30 | 2.80% | ¥78,070 | ¥28,105,180 | ¥9,105,180 |
| 30 | 2.90% | ¥79,084 | ¥28,470,131 | ¥9,470,131 |
| 30 | 3.00% | ¥80,105 | ¥28,837,716 | ¥9,837,716 |
1900万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥69,055 | ¥20,716,492 | ¥1,716,492 |
| 25 | 0.80% | ¥69,899 | ¥20,969,603 | ¥1,969,603 |
| 25 | 0.90% | ¥70,749 | ¥21,224,683 | ¥2,224,683 |
| 25 | 1.00% | ¥71,606 | ¥21,481,730 | ¥2,481,730 |
| 25 | 1.10% | ¥72,469 | ¥21,740,741 | ¥2,740,741 |
| 25 | 1.20% | ¥73,339 | ¥22,001,714 | ¥3,001,714 |
| 25 | 1.30% | ¥74,215 | ¥22,264,646 | ¥3,264,646 |
| 25 | 1.40% | ¥75,098 | ¥22,529,532 | ¥3,529,532 |
| 25 | 1.50% | ¥75,988 | ¥22,796,371 | ¥3,796,371 |
| 25 | 1.60% | ¥76,884 | ¥23,065,157 | ¥4,065,157 |
| 25 | 1.70% | ¥77,786 | ¥23,335,887 | ¥4,335,887 |
| 25 | 1.80% | ¥78,695 | ¥23,608,557 | ¥4,608,557 |
| 25 | 1.90% | ¥79,611 | ¥23,883,162 | ¥4,883,162 |
| 25 | 2.00% | ¥80,532 | ¥24,159,697 | ¥5,159,697 |
| 25 | 2.10% | ¥81,461 | ¥24,438,159 | ¥5,438,159 |
| 25 | 2.20% | ¥82,395 | ¥24,718,540 | ¥5,718,540 |
| 25 | 2.30% | ¥83,336 | ¥25,000,837 | ¥6,000,837 |
| 25 | 2.40% | ¥84,283 | ¥25,285,044 | ¥6,285,044 |
| 25 | 2.50% | ¥85,237 | ¥25,571,154 | ¥6,571,154 |
| 25 | 2.60% | ¥86,197 | ¥25,859,162 | ¥6,859,162 |
| 25 | 2.70% | ¥87,164 | ¥26,149,062 | ¥7,149,062 |
| 25 | 2.80% | ¥88,136 | ¥26,440,846 | ¥7,440,846 |
| 25 | 2.90% | ¥89,115 | ¥26,734,510 | ¥7,734,510 |
| 25 | 3.00% | ¥90,100 | ¥27,030,045 | ¥8,030,045 |
1900万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥84,861 | ¥20,366,555 | ¥1,366,555 |
| 20 | 0.80% | ¥85,695 | ¥20,566,835 | ¥1,566,835 |
| 20 | 0.90% | ¥86,535 | ¥20,768,377 | ¥1,768,377 |
| 20 | 1.00% | ¥87,380 | ¥20,971,180 | ¥1,971,180 |
| 20 | 1.10% | ¥88,230 | ¥21,175,244 | ¥2,175,244 |
| 20 | 1.20% | ¥89,086 | ¥21,380,566 | ¥2,380,566 |
| 20 | 1.30% | ¥89,946 | ¥21,587,145 | ¥2,587,145 |
| 20 | 1.40% | ¥90,812 | ¥21,794,981 | ¥2,794,981 |
| 20 | 1.50% | ¥91,684 | ¥22,004,071 | ¥3,004,071 |
| 20 | 1.60% | ¥92,560 | ¥22,214,414 | ¥3,214,414 |
| 20 | 1.70% | ¥93,442 | ¥22,426,008 | ¥3,426,008 |
| 20 | 1.80% | ¥94,329 | ¥22,638,852 | ¥3,638,852 |
| 20 | 1.90% | ¥95,221 | ¥22,852,943 | ¥3,852,943 |
| 20 | 2.00% | ¥96,118 | ¥23,068,280 | ¥4,068,280 |
| 20 | 2.10% | ¥97,020 | ¥23,284,860 | ¥4,284,860 |
| 20 | 2.20% | ¥97,928 | ¥23,502,682 | ¥4,502,682 |
| 20 | 2.30% | ¥98,841 | ¥23,721,743 | ¥4,721,743 |
| 20 | 2.40% | ¥99,759 | ¥23,942,040 | ¥4,942,040 |
| 20 | 2.50% | ¥100,682 | ¥24,163,572 | ¥5,163,572 |
| 20 | 2.60% | ¥101,610 | ¥24,386,335 | ¥5,386,335 |
| 20 | 2.70% | ¥102,543 | ¥24,610,327 | ¥5,610,327 |
| 20 | 2.80% | ¥103,481 | ¥24,835,546 | ¥5,835,546 |
| 20 | 2.90% | ¥104,425 | ¥25,061,988 | ¥6,061,988 |
| 20 | 3.00% | ¥105,374 | ¥25,289,650 | ¥6,289,650 |
1900万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥111,225 | ¥20,020,489 | ¥1,020,489 |
| 15 | 0.80% | ¥112,051 | ¥20,169,120 | ¥1,169,120 |
| 15 | 0.90% | ¥112,880 | ¥20,318,461 | ¥1,318,461 |
| 15 | 1.00% | ¥113,714 | ¥20,468,512 | ¥1,468,512 |
| 15 | 1.10% | ¥114,552 | ¥20,619,274 | ¥1,619,274 |
| 15 | 1.20% | ¥115,393 | ¥20,770,745 | ¥1,770,745 |
| 15 | 1.30% | ¥116,238 | ¥20,922,925 | ¥1,922,925 |
| 15 | 1.40% | ¥117,088 | ¥21,075,814 | ¥2,075,814 |
| 15 | 1.50% | ¥117,941 | ¥21,229,411 | ¥2,229,411 |
| 15 | 1.60% | ¥118,798 | ¥21,383,716 | ¥2,383,716 |
| 15 | 1.70% | ¥119,660 | ¥21,538,727 | ¥2,538,727 |
| 15 | 1.80% | ¥120,525 | ¥21,694,445 | ¥2,694,445 |
| 15 | 1.90% | ¥121,394 | ¥21,850,869 | ¥2,850,869 |
| 15 | 2.00% | ¥122,267 | ¥22,007,998 | ¥3,007,998 |
| 15 | 2.10% | ¥123,144 | ¥22,165,831 | ¥3,165,831 |
| 15 | 2.20% | ¥124,024 | ¥22,324,367 | ¥3,324,367 |
| 15 | 2.30% | ¥124,909 | ¥22,483,607 | ¥3,483,607 |
| 15 | 2.40% | ¥125,797 | ¥22,643,548 | ¥3,643,548 |
| 15 | 2.50% | ¥126,690 | ¥22,804,191 | ¥3,804,191 |
| 15 | 2.60% | ¥127,586 | ¥22,965,534 | ¥3,965,534 |
| 15 | 2.70% | ¥128,487 | ¥23,127,577 | ¥4,127,577 |
| 15 | 2.80% | ¥129,391 | ¥23,290,318 | ¥4,290,318 |
| 15 | 2.90% | ¥130,299 | ¥23,453,757 | ¥4,453,757 |
| 15 | 3.00% | ¥131,211 | ¥23,617,892 | ¥4,617,892 |
1900万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥163,986 | ¥19,678,297 | ¥678,297 |
| 10 | 0.80% | ¥164,804 | ¥19,776,462 | ¥776,462 |
| 10 | 0.90% | ¥165,625 | ¥19,874,943 | ¥874,943 |
| 10 | 1.00% | ¥166,448 | ¥19,973,740 | ¥973,740 |
| 10 | 1.10% | ¥167,274 | ¥20,072,853 | ¥1,072,853 |
| 10 | 1.20% | ¥168,102 | ¥20,172,282 | ¥1,172,282 |
| 10 | 1.30% | ¥168,934 | ¥20,272,026 | ¥1,272,026 |
| 10 | 1.40% | ¥169,767 | ¥20,372,086 | ¥1,372,086 |
| 10 | 1.50% | ¥170,604 | ¥20,472,462 | ¥1,472,462 |
| 10 | 1.60% | ¥171,443 | ¥20,573,153 | ¥1,573,153 |
| 10 | 1.70% | ¥172,285 | ¥20,674,159 | ¥1,674,159 |
| 10 | 1.80% | ¥173,129 | ¥20,775,480 | ¥1,775,480 |
| 10 | 1.90% | ¥173,976 | ¥20,877,117 | ¥1,877,117 |
| 10 | 2.00% | ¥174,826 | ¥20,979,067 | ¥1,979,067 |
| 10 | 2.10% | ¥175,678 | ¥21,081,333 | ¥2,081,333 |
| 10 | 2.20% | ¥176,533 | ¥21,183,913 | ¥2,183,913 |
| 10 | 2.30% | ¥177,390 | ¥21,286,807 | ¥2,286,807 |
| 10 | 2.40% | ¥178,250 | ¥21,390,015 | ¥2,390,015 |
| 10 | 2.50% | ¥179,113 | ¥21,493,538 | ¥2,493,538 |
| 10 | 2.60% | ¥179,978 | ¥21,597,373 | ¥2,597,373 |
| 10 | 2.70% | ¥180,846 | ¥21,701,523 | ¥2,701,523 |
| 10 | 2.80% | ¥181,717 | ¥21,805,985 | ¥2,805,985 |
| 10 | 2.90% | ¥182,590 | ¥21,910,761 | ¥2,910,761 |
| 10 | 3.00% | ¥183,465 | ¥22,015,850 | ¥3,015,850 |
