1930万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1930万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1930万円の住宅ローン|期間・年数別
1930万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥38,133 |
¥22,879,691 |
¥3,579,691 |
| 50 |
0.80% |
¥39,038 |
¥23,422,997 |
¥4,122,997 |
| 50 |
0.90% |
¥39,957 |
¥23,974,209 |
¥4,674,209 |
| 50 |
1.00% |
¥40,889 |
¥24,533,293 |
¥5,233,293 |
| 50 |
1.10% |
¥41,834 |
¥25,100,210 |
¥5,800,210 |
| 50 |
1.20% |
¥42,792 |
¥25,674,920 |
¥6,374,920 |
| 50 |
1.30% |
¥43,762 |
¥26,257,376 |
¥6,957,376 |
| 50 |
1.40% |
¥44,746 |
¥26,847,529 |
¥7,547,529 |
| 50 |
1.50% |
¥45,742 |
¥27,445,329 |
¥8,145,329 |
| 50 |
1.60% |
¥46,751 |
¥28,050,718 |
¥8,750,718 |
| 50 |
1.70% |
¥47,773 |
¥28,663,639 |
¥9,363,639 |
| 50 |
1.80% |
¥48,807 |
¥29,284,029 |
¥9,984,029 |
| 50 |
1.90% |
¥49,853 |
¥29,911,824 |
¥10,611,824 |
| 50 |
2.00% |
¥50,912 |
¥30,546,955 |
¥11,246,955 |
| 50 |
2.10% |
¥51,982 |
¥31,189,352 |
¥11,889,352 |
| 50 |
2.20% |
¥53,065 |
¥31,838,942 |
¥12,538,942 |
| 50 |
2.30% |
¥54,159 |
¥32,495,649 |
¥13,195,649 |
| 50 |
2.40% |
¥55,266 |
¥33,159,394 |
¥13,859,394 |
| 50 |
2.50% |
¥56,383 |
¥33,830,096 |
¥14,530,096 |
| 50 |
2.60% |
¥57,513 |
¥34,507,673 |
¥15,207,673 |
| 50 |
2.70% |
¥58,653 |
¥35,192,039 |
¥15,892,039 |
| 50 |
2.80% |
¥59,805 |
¥35,883,108 |
¥16,583,108 |
| 50 |
2.90% |
¥60,968 |
¥36,580,790 |
¥17,280,790 |
| 50 |
3.00% |
¥62,142 |
¥37,284,994 |
¥17,984,994 |
1930万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥41,675 |
¥22,504,656 |
¥3,204,656 |
| 45 |
0.80% |
¥42,571 |
¥22,988,355 |
¥3,688,355 |
| 45 |
0.90% |
¥43,479 |
¥23,478,477 |
¥4,178,477 |
| 45 |
1.00% |
¥44,398 |
¥23,975,000 |
¥4,675,000 |
| 45 |
1.10% |
¥45,329 |
¥24,477,898 |
¥5,177,898 |
| 45 |
1.20% |
¥46,272 |
¥24,987,144 |
¥5,687,144 |
| 45 |
1.30% |
¥47,227 |
¥25,502,707 |
¥6,202,707 |
| 45 |
1.40% |
¥48,194 |
¥26,024,556 |
¥6,724,556 |
| 45 |
1.50% |
¥49,172 |
¥26,552,654 |
¥7,252,654 |
| 45 |
1.60% |
¥50,161 |
¥27,086,967 |
¥7,786,967 |
| 45 |
1.70% |
¥51,162 |
¥27,627,453 |
¥8,327,453 |
| 45 |
1.80% |
¥52,174 |
¥28,174,072 |
¥8,874,072 |
| 45 |
1.90% |
¥53,198 |
¥28,726,780 |
¥9,426,780 |
| 45 |
2.00% |
¥54,232 |
¥29,285,532 |
¥9,985,532 |
| 45 |
2.10% |
¥55,278 |
¥29,850,281 |
¥10,550,281 |
| 45 |
2.20% |
¥56,335 |
¥30,420,976 |
¥11,120,976 |
| 45 |
2.30% |
¥57,403 |
¥30,997,567 |
¥11,697,567 |
| 45 |
2.40% |
¥58,481 |
¥31,580,000 |
¥12,280,000 |
| 45 |
2.50% |
¥59,571 |
¥32,168,221 |
¥12,868,221 |
| 45 |
2.60% |
¥60,671 |
¥32,762,173 |
¥13,462,173 |
| 45 |
2.70% |
¥61,781 |
¥33,361,799 |
¥14,061,799 |
| 45 |
2.80% |
¥62,902 |
¥33,967,039 |
¥14,667,039 |
| 45 |
2.90% |
¥64,033 |
¥34,577,832 |
¥15,277,832 |
| 45 |
3.00% |
¥65,174 |
¥35,194,115 |
¥15,894,115 |
1930万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥46,112 |
¥22,133,521 |
¥2,833,521 |
| 40 |
0.80% |
¥46,997 |
¥22,558,791 |
¥3,258,791 |
| 40 |
0.90% |
¥47,894 |
¥22,989,150 |
¥3,689,150 |
| 40 |
1.00% |
¥48,801 |
¥23,424,584 |
¥4,124,584 |
| 40 |
1.10% |
¥49,719 |
¥23,865,076 |
¥4,565,076 |
| 40 |
1.20% |
¥50,647 |
¥24,310,610 |
¥5,010,610 |
| 40 |
1.30% |
¥51,586 |
¥24,761,166 |
¥5,461,166 |
| 40 |
1.40% |
¥52,535 |
¥25,216,723 |
¥5,916,723 |
| 40 |
1.50% |
¥53,494 |
¥25,677,260 |
¥6,377,260 |
| 40 |
1.60% |
¥54,464 |
¥26,142,753 |
¥6,842,753 |
| 40 |
1.70% |
¥55,444 |
¥26,613,178 |
¥7,313,178 |
| 40 |
1.80% |
¥56,434 |
¥27,088,507 |
¥7,788,507 |
| 40 |
1.90% |
¥57,435 |
¥27,568,713 |
¥8,268,713 |
| 40 |
2.00% |
¥58,445 |
¥28,053,767 |
¥8,753,767 |
| 40 |
2.10% |
¥59,466 |
¥28,543,639 |
¥9,243,639 |
| 40 |
2.20% |
¥60,496 |
¥29,038,298 |
¥9,738,298 |
| 40 |
2.30% |
¥61,537 |
¥29,537,709 |
¥10,237,709 |
| 40 |
2.40% |
¥62,587 |
¥30,041,840 |
¥10,741,840 |
| 40 |
2.50% |
¥63,647 |
¥30,550,655 |
¥11,250,655 |
| 40 |
2.60% |
¥64,717 |
¥31,064,117 |
¥11,764,117 |
| 40 |
2.70% |
¥65,796 |
¥31,582,190 |
¥12,282,190 |
| 40 |
2.80% |
¥66,885 |
¥32,104,834 |
¥12,804,834 |
| 40 |
2.90% |
¥67,983 |
¥32,632,010 |
¥13,332,010 |
| 40 |
3.00% |
¥69,091 |
¥33,163,677 |
¥13,863,677 |
1930万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥51,825 |
¥21,766,294 |
¥2,466,294 |
| 35 |
0.80% |
¥52,701 |
¥22,134,320 |
¥2,834,320 |
| 35 |
0.90% |
¥53,586 |
¥22,506,251 |
¥3,206,251 |
| 35 |
1.00% |
¥54,481 |
¥22,882,079 |
¥3,582,079 |
| 35 |
1.10% |
¥55,385 |
¥23,261,794 |
¥3,961,794 |
| 35 |
1.20% |
¥56,299 |
¥23,645,387 |
¥4,345,387 |
| 35 |
1.30% |
¥57,221 |
¥24,032,846 |
¥4,732,846 |
| 35 |
1.40% |
¥58,153 |
¥24,424,158 |
¥5,124,158 |
| 35 |
1.50% |
¥59,094 |
¥24,819,311 |
¥5,519,311 |
| 35 |
1.60% |
¥60,044 |
¥25,218,290 |
¥5,918,290 |
| 35 |
1.70% |
¥61,003 |
¥25,621,080 |
¥6,321,080 |
| 35 |
1.80% |
¥61,971 |
¥26,027,667 |
¥6,727,667 |
| 35 |
1.90% |
¥62,948 |
¥26,438,033 |
¥7,138,033 |
| 35 |
2.00% |
¥63,934 |
¥26,852,160 |
¥7,552,160 |
| 35 |
2.10% |
¥64,929 |
¥27,270,031 |
¥7,970,031 |
| 35 |
2.20% |
¥65,932 |
¥27,691,627 |
¥8,391,627 |
| 35 |
2.30% |
¥66,945 |
¥28,116,928 |
¥8,816,928 |
| 35 |
2.40% |
¥67,966 |
¥28,545,914 |
¥9,245,914 |
| 35 |
2.50% |
¥68,997 |
¥28,978,562 |
¥9,678,562 |
| 35 |
2.60% |
¥70,035 |
¥29,414,852 |
¥10,114,852 |
| 35 |
2.70% |
¥71,083 |
¥29,854,760 |
¥10,554,760 |
| 35 |
2.80% |
¥72,139 |
¥30,298,263 |
¥10,998,263 |
| 35 |
2.90% |
¥73,203 |
¥30,745,336 |
¥11,445,336 |
| 35 |
3.00% |
¥74,276 |
¥31,195,956 |
¥11,895,956 |
1930万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥59,453 |
¥21,402,983 |
¥2,102,983 |
| 30 |
0.80% |
¥60,319 |
¥21,714,953 |
¥2,414,953 |
| 30 |
0.90% |
¥61,194 |
¥22,029,798 |
¥2,729,798 |
| 30 |
1.00% |
¥62,076 |
¥22,347,514 |
¥3,047,514 |
| 30 |
1.10% |
¥62,967 |
¥22,668,095 |
¥3,368,095 |
| 30 |
1.20% |
¥63,865 |
¥22,991,536 |
¥3,691,536 |
| 30 |
1.30% |
¥64,772 |
¥23,317,830 |
¥4,017,830 |
| 30 |
1.40% |
¥65,686 |
¥23,646,972 |
¥4,346,972 |
| 30 |
1.50% |
¥66,608 |
¥23,978,952 |
¥4,678,952 |
| 30 |
1.60% |
¥67,538 |
¥24,313,765 |
¥5,013,765 |
| 30 |
1.70% |
¥68,476 |
¥24,651,401 |
¥5,351,401 |
| 30 |
1.80% |
¥69,422 |
¥24,991,851 |
¥5,691,851 |
| 30 |
1.90% |
¥70,375 |
¥25,335,108 |
¥6,035,108 |
| 30 |
2.00% |
¥71,337 |
¥25,681,161 |
¥6,381,161 |
| 30 |
2.10% |
¥72,306 |
¥26,030,000 |
¥6,730,000 |
| 30 |
2.20% |
¥73,282 |
¥26,381,614 |
¥7,081,614 |
| 30 |
2.30% |
¥74,267 |
¥26,735,994 |
¥7,435,994 |
| 30 |
2.40% |
¥75,259 |
¥27,093,126 |
¥7,793,126 |
| 30 |
2.50% |
¥76,258 |
¥27,453,000 |
¥8,153,000 |
| 30 |
2.60% |
¥77,266 |
¥27,815,603 |
¥8,515,603 |
| 30 |
2.70% |
¥78,280 |
¥28,180,923 |
¥8,880,923 |
| 30 |
2.80% |
¥79,303 |
¥28,548,946 |
¥9,248,946 |
| 30 |
2.90% |
¥80,332 |
¥28,919,659 |
¥9,619,659 |
| 30 |
3.00% |
¥81,370 |
¥29,293,048 |
¥9,993,048 |
1930万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥70,145 |
¥21,043,594 |
¥1,743,594 |
| 25 |
0.80% |
¥71,002 |
¥21,300,702 |
¥2,000,702 |
| 25 |
0.90% |
¥71,866 |
¥21,559,809 |
¥2,259,809 |
| 25 |
1.00% |
¥72,736 |
¥21,820,915 |
¥2,520,915 |
| 25 |
1.10% |
¥73,613 |
¥22,084,016 |
¥2,784,016 |
| 25 |
1.20% |
¥74,497 |
¥22,349,110 |
¥3,049,110 |
| 25 |
1.30% |
¥75,387 |
¥22,616,193 |
¥3,316,193 |
| 25 |
1.40% |
¥76,284 |
¥22,885,262 |
¥3,585,262 |
| 25 |
1.50% |
¥77,188 |
¥23,156,313 |
¥3,856,313 |
| 25 |
1.60% |
¥78,098 |
¥23,429,343 |
¥4,129,343 |
| 25 |
1.70% |
¥79,014 |
¥23,704,348 |
¥4,404,348 |
| 25 |
1.80% |
¥79,938 |
¥23,981,323 |
¥4,681,323 |
| 25 |
1.90% |
¥80,868 |
¥24,260,264 |
¥4,960,264 |
| 25 |
2.00% |
¥81,804 |
¥24,541,166 |
¥5,241,166 |
| 25 |
2.10% |
¥82,747 |
¥24,824,024 |
¥5,524,024 |
| 25 |
2.20% |
¥83,696 |
¥25,108,833 |
¥5,808,833 |
| 25 |
2.30% |
¥84,652 |
¥25,395,587 |
¥6,095,587 |
| 25 |
2.40% |
¥85,614 |
¥25,684,281 |
¥6,384,281 |
| 25 |
2.50% |
¥86,583 |
¥25,974,909 |
¥6,674,909 |
| 25 |
2.60% |
¥87,558 |
¥26,267,464 |
¥6,967,464 |
| 25 |
2.70% |
¥88,540 |
¥26,561,941 |
¥7,261,941 |
| 25 |
2.80% |
¥89,528 |
¥26,858,333 |
¥7,558,333 |
| 25 |
2.90% |
¥90,522 |
¥27,156,634 |
¥7,856,634 |
| 25 |
3.00% |
¥91,523 |
¥27,456,835 |
¥8,156,835 |
1930万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥86,201 |
¥20,688,132 |
¥1,388,132 |
| 20 |
0.80% |
¥87,048 |
¥20,891,575 |
¥1,591,575 |
| 20 |
0.90% |
¥87,901 |
¥21,096,299 |
¥1,796,299 |
| 20 |
1.00% |
¥88,760 |
¥21,302,304 |
¥2,002,304 |
| 20 |
1.10% |
¥89,623 |
¥21,509,590 |
¥2,209,590 |
| 20 |
1.20% |
¥90,492 |
¥21,718,153 |
¥2,418,153 |
| 20 |
1.30% |
¥91,367 |
¥21,927,995 |
¥2,627,995 |
| 20 |
1.40% |
¥92,246 |
¥22,139,112 |
¥2,839,112 |
| 20 |
1.50% |
¥93,131 |
¥22,351,503 |
¥3,051,503 |
| 20 |
1.60% |
¥94,022 |
¥22,565,168 |
¥3,265,168 |
| 20 |
1.70% |
¥94,917 |
¥22,780,103 |
¥3,480,103 |
| 20 |
1.80% |
¥95,818 |
¥22,996,307 |
¥3,696,307 |
| 20 |
1.90% |
¥96,724 |
¥23,213,779 |
¥3,913,779 |
| 20 |
2.00% |
¥97,635 |
¥23,432,516 |
¥4,132,516 |
| 20 |
2.10% |
¥98,552 |
¥23,652,516 |
¥4,352,516 |
| 20 |
2.20% |
¥99,474 |
¥23,873,777 |
¥4,573,777 |
| 20 |
2.30% |
¥100,401 |
¥24,096,297 |
¥4,796,297 |
| 20 |
2.40% |
¥101,334 |
¥24,320,073 |
¥5,020,073 |
| 20 |
2.50% |
¥102,271 |
¥24,545,102 |
¥5,245,102 |
| 20 |
2.60% |
¥103,214 |
¥24,771,383 |
¥5,471,383 |
| 20 |
2.70% |
¥104,162 |
¥24,998,912 |
¥5,698,912 |
| 20 |
2.80% |
¥105,115 |
¥25,227,686 |
¥5,927,686 |
| 20 |
2.90% |
¥106,074 |
¥25,457,704 |
¥6,157,704 |
| 20 |
3.00% |
¥107,037 |
¥25,688,961 |
¥6,388,961 |
1930万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥112,981 |
¥20,336,602 |
¥1,036,602 |
| 15 |
0.80% |
¥113,820 |
¥20,487,579 |
¥1,187,579 |
| 15 |
0.90% |
¥114,663 |
¥20,639,279 |
¥1,339,279 |
| 15 |
1.00% |
¥115,509 |
¥20,791,699 |
¥1,491,699 |
| 15 |
1.10% |
¥116,360 |
¥20,944,841 |
¥1,644,841 |
| 15 |
1.20% |
¥117,215 |
¥21,098,704 |
¥1,798,704 |
| 15 |
1.30% |
¥118,074 |
¥21,253,287 |
¥1,953,287 |
| 15 |
1.40% |
¥118,937 |
¥21,408,590 |
¥2,108,590 |
| 15 |
1.50% |
¥119,803 |
¥21,564,613 |
¥2,264,613 |
| 15 |
1.60% |
¥120,674 |
¥21,721,353 |
¥2,421,353 |
| 15 |
1.70% |
¥121,549 |
¥21,878,813 |
¥2,578,813 |
| 15 |
1.80% |
¥122,428 |
¥22,036,989 |
¥2,736,989 |
| 15 |
1.90% |
¥123,310 |
¥22,195,883 |
¥2,895,883 |
| 15 |
2.00% |
¥124,197 |
¥22,355,492 |
¥3,055,492 |
| 15 |
2.10% |
¥125,088 |
¥22,515,817 |
¥3,215,817 |
| 15 |
2.20% |
¥125,983 |
¥22,676,857 |
¥3,376,857 |
| 15 |
2.30% |
¥126,881 |
¥22,838,611 |
¥3,538,611 |
| 15 |
2.40% |
¥127,784 |
¥23,001,078 |
¥3,701,078 |
| 15 |
2.50% |
¥128,690 |
¥23,164,257 |
¥3,864,257 |
| 15 |
2.60% |
¥129,601 |
¥23,328,148 |
¥4,028,148 |
| 15 |
2.70% |
¥130,515 |
¥23,492,749 |
¥4,192,749 |
| 15 |
2.80% |
¥131,434 |
¥23,658,060 |
¥4,358,060 |
| 15 |
2.90% |
¥132,356 |
¥23,824,079 |
¥4,524,079 |
| 15 |
3.00% |
¥133,282 |
¥23,990,806 |
¥4,690,806 |
1930万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥166,575 |
¥19,989,007 |
¥689,007 |
| 10 |
0.80% |
¥167,406 |
¥20,088,721 |
¥788,721 |
| 10 |
0.90% |
¥168,240 |
¥20,188,757 |
¥888,757 |
| 10 |
1.00% |
¥169,076 |
¥20,289,115 |
¥989,115 |
| 10 |
1.10% |
¥169,915 |
¥20,389,792 |
¥1,089,792 |
| 10 |
1.20% |
¥170,757 |
¥20,490,791 |
¥1,190,791 |
| 10 |
1.30% |
¥171,601 |
¥20,592,111 |
¥1,292,111 |
| 10 |
1.40% |
¥172,448 |
¥20,693,751 |
¥1,393,751 |
| 10 |
1.50% |
¥173,298 |
¥20,795,711 |
¥1,495,711 |
| 10 |
1.60% |
¥174,150 |
¥20,897,992 |
¥1,597,992 |
| 10 |
1.70% |
¥175,005 |
¥21,000,593 |
¥1,700,593 |
| 10 |
1.80% |
¥175,863 |
¥21,103,514 |
¥1,803,514 |
| 10 |
1.90% |
¥176,723 |
¥21,206,755 |
¥1,906,755 |
| 10 |
2.00% |
¥177,586 |
¥21,310,316 |
¥2,010,316 |
| 10 |
2.10% |
¥178,452 |
¥21,414,196 |
¥2,114,196 |
| 10 |
2.20% |
¥179,320 |
¥21,518,396 |
¥2,218,396 |
| 10 |
2.30% |
¥180,191 |
¥21,622,915 |
¥2,322,915 |
| 10 |
2.40% |
¥181,065 |
¥21,727,753 |
¥2,427,753 |
| 10 |
2.50% |
¥181,941 |
¥21,832,909 |
¥2,532,909 |
| 10 |
2.60% |
¥182,820 |
¥21,938,385 |
¥2,638,385 |
| 10 |
2.70% |
¥183,701 |
¥22,044,178 |
¥2,744,178 |
| 10 |
2.80% |
¥184,586 |
¥22,150,290 |
¥2,850,290 |
| 10 |
2.90% |
¥185,473 |
¥22,256,721 |
¥2,956,721 |
| 10 |
3.00% |
¥186,362 |
¥22,363,468 |
¥3,063,468 |