1940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1940万円の住宅ローン|期間・年数別
1940万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥38,330 |
¥22,998,239 |
¥3,598,239 |
| 50 |
0.80% |
¥39,241 |
¥23,544,360 |
¥4,144,360 |
| 50 |
0.90% |
¥40,164 |
¥24,098,428 |
¥4,698,428 |
| 50 |
1.00% |
¥41,101 |
¥24,660,409 |
¥5,260,409 |
| 50 |
1.10% |
¥42,050 |
¥25,230,263 |
¥5,830,263 |
| 50 |
1.20% |
¥43,013 |
¥25,807,950 |
¥6,407,950 |
| 50 |
1.30% |
¥43,989 |
¥26,393,424 |
¥6,993,424 |
| 50 |
1.40% |
¥44,978 |
¥26,986,636 |
¥7,586,636 |
| 50 |
1.50% |
¥45,979 |
¥27,587,532 |
¥8,187,532 |
| 50 |
1.60% |
¥46,993 |
¥28,196,059 |
¥8,796,059 |
| 50 |
1.70% |
¥48,020 |
¥28,812,155 |
¥9,412,155 |
| 50 |
1.80% |
¥49,060 |
¥29,435,760 |
¥10,035,760 |
| 50 |
1.90% |
¥50,111 |
¥30,066,807 |
¥10,666,807 |
| 50 |
2.00% |
¥51,175 |
¥30,705,229 |
¥11,305,229 |
| 50 |
2.10% |
¥52,252 |
¥31,350,955 |
¥11,950,955 |
| 50 |
2.20% |
¥53,340 |
¥32,003,911 |
¥12,603,911 |
| 50 |
2.30% |
¥54,440 |
¥32,664,020 |
¥13,264,020 |
| 50 |
2.40% |
¥55,552 |
¥33,331,204 |
¥13,931,204 |
| 50 |
2.50% |
¥56,676 |
¥34,005,381 |
¥14,605,381 |
| 50 |
2.60% |
¥57,811 |
¥34,686,469 |
¥15,286,469 |
| 50 |
2.70% |
¥58,957 |
¥35,374,381 |
¥15,974,381 |
| 50 |
2.80% |
¥60,115 |
¥36,069,030 |
¥16,669,030 |
| 50 |
2.90% |
¥61,284 |
¥36,770,327 |
¥17,370,327 |
| 50 |
3.00% |
¥62,464 |
¥37,478,181 |
¥18,078,181 |
1940万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥41,891 |
¥22,621,260 |
¥3,221,260 |
| 45 |
0.80% |
¥42,792 |
¥23,107,465 |
¥3,707,465 |
| 45 |
0.90% |
¥43,704 |
¥23,600,127 |
¥4,200,127 |
| 45 |
1.00% |
¥44,628 |
¥24,099,223 |
¥4,699,223 |
| 45 |
1.10% |
¥45,564 |
¥24,604,727 |
¥5,204,727 |
| 45 |
1.20% |
¥46,512 |
¥25,116,611 |
¥5,716,611 |
| 45 |
1.30% |
¥47,472 |
¥25,634,846 |
¥6,234,846 |
| 45 |
1.40% |
¥48,443 |
¥26,159,398 |
¥6,759,398 |
| 45 |
1.50% |
¥49,426 |
¥26,690,233 |
¥7,290,233 |
| 45 |
1.60% |
¥50,421 |
¥27,227,314 |
¥7,827,314 |
| 45 |
1.70% |
¥51,427 |
¥27,770,600 |
¥8,370,600 |
| 45 |
1.80% |
¥52,445 |
¥28,320,052 |
¥8,920,052 |
| 45 |
1.90% |
¥53,473 |
¥28,875,624 |
¥9,475,624 |
| 45 |
2.00% |
¥54,513 |
¥29,437,271 |
¥10,037,271 |
| 45 |
2.10% |
¥55,565 |
¥30,004,945 |
¥10,604,945 |
| 45 |
2.20% |
¥56,627 |
¥30,578,597 |
¥11,178,597 |
| 45 |
2.30% |
¥57,700 |
¥31,158,176 |
¥11,758,176 |
| 45 |
2.40% |
¥58,784 |
¥31,743,627 |
¥12,343,627 |
| 45 |
2.50% |
¥59,879 |
¥32,334,896 |
¥12,934,896 |
| 45 |
2.60% |
¥60,985 |
¥32,931,926 |
¥13,531,926 |
| 45 |
2.70% |
¥62,101 |
¥33,534,658 |
¥14,134,658 |
| 45 |
2.80% |
¥63,228 |
¥34,143,034 |
¥14,743,034 |
| 45 |
2.90% |
¥64,365 |
¥34,756,992 |
¥15,356,992 |
| 45 |
3.00% |
¥65,512 |
¥35,376,468 |
¥15,976,468 |
1940万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥46,350 |
¥22,248,202 |
¥2,848,202 |
| 40 |
0.80% |
¥47,241 |
¥22,675,676 |
¥3,275,676 |
| 40 |
0.90% |
¥48,142 |
¥23,108,265 |
¥3,708,265 |
| 40 |
1.00% |
¥49,054 |
¥23,545,955 |
¥4,145,955 |
| 40 |
1.10% |
¥49,977 |
¥23,988,730 |
¥4,588,730 |
| 40 |
1.20% |
¥50,910 |
¥24,436,572 |
¥5,036,572 |
| 40 |
1.30% |
¥51,853 |
¥24,889,462 |
¥5,489,462 |
| 40 |
1.40% |
¥52,807 |
¥25,347,380 |
¥5,947,380 |
| 40 |
1.50% |
¥53,771 |
¥25,810,303 |
¥6,410,303 |
| 40 |
1.60% |
¥54,746 |
¥26,278,208 |
¥6,878,208 |
| 40 |
1.70% |
¥55,731 |
¥26,751,070 |
¥7,351,070 |
| 40 |
1.80% |
¥56,727 |
¥27,228,862 |
¥7,828,862 |
| 40 |
1.90% |
¥57,732 |
¥27,711,556 |
¥8,311,556 |
| 40 |
2.00% |
¥58,748 |
¥28,199,124 |
¥8,799,124 |
| 40 |
2.10% |
¥59,774 |
¥28,691,534 |
¥9,291,534 |
| 40 |
2.20% |
¥60,810 |
¥29,188,755 |
¥9,788,755 |
| 40 |
2.30% |
¥61,856 |
¥29,690,754 |
¥10,290,754 |
| 40 |
2.40% |
¥62,911 |
¥30,197,497 |
¥10,797,497 |
| 40 |
2.50% |
¥63,977 |
¥30,708,949 |
¥11,308,949 |
| 40 |
2.60% |
¥65,052 |
¥31,225,071 |
¥11,825,071 |
| 40 |
2.70% |
¥66,137 |
¥31,745,828 |
¥12,345,828 |
| 40 |
2.80% |
¥67,232 |
¥32,271,180 |
¥12,871,180 |
| 40 |
2.90% |
¥68,336 |
¥32,801,087 |
¥13,401,087 |
| 40 |
3.00% |
¥69,449 |
¥33,335,509 |
¥13,935,509 |
1940万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥52,093 |
¥21,879,073 |
¥2,479,073 |
| 35 |
0.80% |
¥52,974 |
¥22,249,005 |
¥2,849,005 |
| 35 |
0.90% |
¥53,864 |
¥22,622,863 |
¥3,222,863 |
| 35 |
1.00% |
¥54,763 |
¥23,000,639 |
¥3,600,639 |
| 35 |
1.10% |
¥55,672 |
¥23,382,322 |
¥3,982,322 |
| 35 |
1.20% |
¥56,590 |
¥23,767,902 |
¥4,367,902 |
| 35 |
1.30% |
¥57,518 |
¥24,157,368 |
¥4,757,368 |
| 35 |
1.40% |
¥58,454 |
¥24,550,708 |
¥5,150,708 |
| 35 |
1.50% |
¥59,400 |
¥24,947,908 |
¥5,547,908 |
| 35 |
1.60% |
¥60,355 |
¥25,348,954 |
¥5,948,954 |
| 35 |
1.70% |
¥61,319 |
¥25,753,832 |
¥6,353,832 |
| 35 |
1.80% |
¥62,292 |
¥26,162,525 |
¥6,762,525 |
| 35 |
1.90% |
¥63,274 |
¥26,575,017 |
¥7,175,017 |
| 35 |
2.00% |
¥64,265 |
¥26,991,290 |
¥7,591,290 |
| 35 |
2.10% |
¥65,265 |
¥27,411,327 |
¥8,011,327 |
| 35 |
2.20% |
¥66,274 |
¥27,835,107 |
¥8,435,107 |
| 35 |
2.30% |
¥67,292 |
¥28,262,612 |
¥8,862,612 |
| 35 |
2.40% |
¥68,319 |
¥28,693,820 |
¥9,293,820 |
| 35 |
2.50% |
¥69,354 |
¥29,128,710 |
¥9,728,710 |
| 35 |
2.60% |
¥70,398 |
¥29,567,260 |
¥10,167,260 |
| 35 |
2.70% |
¥71,451 |
¥30,009,448 |
¥10,609,448 |
| 35 |
2.80% |
¥72,512 |
¥30,455,248 |
¥11,055,248 |
| 35 |
2.90% |
¥73,582 |
¥30,904,639 |
¥11,504,639 |
| 35 |
3.00% |
¥74,661 |
¥31,357,593 |
¥11,957,593 |
1940万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥59,761 |
¥21,513,880 |
¥2,113,880 |
| 30 |
0.80% |
¥60,632 |
¥21,827,466 |
¥2,427,466 |
| 30 |
0.90% |
¥61,511 |
¥22,143,942 |
¥2,743,942 |
| 30 |
1.00% |
¥62,398 |
¥22,463,304 |
¥3,063,304 |
| 30 |
1.10% |
¥63,293 |
¥22,785,546 |
¥3,385,546 |
| 30 |
1.20% |
¥64,196 |
¥23,110,663 |
¥3,710,663 |
| 30 |
1.30% |
¥65,107 |
¥23,438,648 |
¥4,038,648 |
| 30 |
1.40% |
¥66,026 |
¥23,769,495 |
¥4,369,495 |
| 30 |
1.50% |
¥66,953 |
¥24,103,195 |
¥4,703,195 |
| 30 |
1.60% |
¥67,888 |
¥24,439,743 |
¥5,039,743 |
| 30 |
1.70% |
¥68,831 |
¥24,779,128 |
¥5,379,128 |
| 30 |
1.80% |
¥69,782 |
¥25,121,343 |
¥5,721,343 |
| 30 |
1.90% |
¥70,740 |
¥25,466,378 |
¥6,066,378 |
| 30 |
2.00% |
¥71,706 |
¥25,814,224 |
¥6,414,224 |
| 30 |
2.10% |
¥72,680 |
¥26,164,870 |
¥6,764,870 |
| 30 |
2.20% |
¥73,662 |
¥26,518,307 |
¥7,118,307 |
| 30 |
2.30% |
¥74,651 |
¥26,874,522 |
¥7,474,522 |
| 30 |
2.40% |
¥75,649 |
¥27,233,505 |
¥7,833,505 |
| 30 |
2.50% |
¥76,653 |
¥27,595,244 |
¥8,195,244 |
| 30 |
2.60% |
¥77,666 |
¥27,959,725 |
¥8,559,725 |
| 30 |
2.70% |
¥78,686 |
¥28,326,938 |
¥8,926,938 |
| 30 |
2.80% |
¥79,714 |
¥28,696,868 |
¥9,296,868 |
| 30 |
2.90% |
¥80,749 |
¥29,069,502 |
¥9,669,502 |
| 30 |
3.00% |
¥81,791 |
¥29,444,826 |
¥10,044,826 |
1940万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥70,509 |
¥21,152,629 |
¥1,752,629 |
| 25 |
0.80% |
¥71,370 |
¥21,411,068 |
¥2,011,068 |
| 25 |
0.90% |
¥72,238 |
¥21,671,518 |
¥2,271,518 |
| 25 |
1.00% |
¥73,113 |
¥21,933,977 |
¥2,533,977 |
| 25 |
1.10% |
¥73,995 |
¥22,198,441 |
¥2,798,441 |
| 25 |
1.20% |
¥74,883 |
¥22,464,908 |
¥3,064,908 |
| 25 |
1.30% |
¥75,778 |
¥22,733,375 |
¥3,333,375 |
| 25 |
1.40% |
¥76,679 |
¥23,003,838 |
¥3,603,838 |
| 25 |
1.50% |
¥77,588 |
¥23,276,294 |
¥3,876,294 |
| 25 |
1.60% |
¥78,502 |
¥23,550,739 |
¥4,150,739 |
| 25 |
1.70% |
¥79,424 |
¥23,827,169 |
¥4,427,169 |
| 25 |
1.80% |
¥80,352 |
¥24,105,579 |
¥4,705,579 |
| 25 |
1.90% |
¥81,287 |
¥24,385,965 |
¥4,985,965 |
| 25 |
2.00% |
¥82,228 |
¥24,668,323 |
¥5,268,323 |
| 25 |
2.10% |
¥83,175 |
¥24,952,646 |
¥5,552,646 |
| 25 |
2.20% |
¥84,130 |
¥25,238,931 |
¥5,838,931 |
| 25 |
2.30% |
¥85,091 |
¥25,527,171 |
¥6,127,171 |
| 25 |
2.40% |
¥86,058 |
¥25,817,360 |
¥6,417,360 |
| 25 |
2.50% |
¥87,032 |
¥26,109,494 |
¥6,709,494 |
| 25 |
2.60% |
¥88,012 |
¥26,403,565 |
¥7,003,565 |
| 25 |
2.70% |
¥88,999 |
¥26,699,568 |
¥7,299,568 |
| 25 |
2.80% |
¥89,992 |
¥26,997,496 |
¥7,597,496 |
| 25 |
2.90% |
¥90,991 |
¥27,297,342 |
¥7,897,342 |
| 25 |
3.00% |
¥91,997 |
¥27,599,098 |
¥8,199,098 |
1940万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥86,647 |
¥20,795,325 |
¥1,395,325 |
| 20 |
0.80% |
¥87,499 |
¥20,999,821 |
¥1,599,821 |
| 20 |
0.90% |
¥88,357 |
¥21,205,606 |
¥1,805,606 |
| 20 |
1.00% |
¥89,219 |
¥21,412,679 |
¥2,012,679 |
| 20 |
1.10% |
¥90,088 |
¥21,621,038 |
¥2,221,038 |
| 20 |
1.20% |
¥90,961 |
¥21,830,683 |
¥2,430,683 |
| 20 |
1.30% |
¥91,840 |
¥22,041,611 |
¥2,641,611 |
| 20 |
1.40% |
¥92,724 |
¥22,253,822 |
¥2,853,822 |
| 20 |
1.50% |
¥93,614 |
¥22,467,314 |
¥3,067,314 |
| 20 |
1.60% |
¥94,509 |
¥22,682,086 |
¥3,282,086 |
| 20 |
1.70% |
¥95,409 |
¥22,898,135 |
¥3,498,135 |
| 20 |
1.80% |
¥96,314 |
¥23,115,459 |
¥3,715,459 |
| 20 |
1.90% |
¥97,225 |
¥23,334,058 |
¥3,934,058 |
| 20 |
2.00% |
¥98,141 |
¥23,553,928 |
¥4,153,928 |
| 20 |
2.10% |
¥99,063 |
¥23,775,068 |
¥4,375,068 |
| 20 |
2.20% |
¥99,989 |
¥23,997,475 |
¥4,597,475 |
| 20 |
2.30% |
¥100,921 |
¥24,221,148 |
¥4,821,148 |
| 20 |
2.40% |
¥101,859 |
¥24,446,083 |
¥5,046,083 |
| 20 |
2.50% |
¥102,801 |
¥24,672,279 |
¥5,272,279 |
| 20 |
2.60% |
¥103,749 |
¥24,899,732 |
¥5,499,732 |
| 20 |
2.70% |
¥104,702 |
¥25,128,440 |
¥5,728,440 |
| 20 |
2.80% |
¥105,660 |
¥25,358,400 |
¥5,958,400 |
| 20 |
2.90% |
¥106,623 |
¥25,589,609 |
¥6,189,609 |
| 20 |
3.00% |
¥107,592 |
¥25,822,064 |
¥6,422,064 |
1940万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥113,567 |
¥20,441,973 |
¥1,041,973 |
| 15 |
0.80% |
¥114,410 |
¥20,593,733 |
¥1,193,733 |
| 15 |
0.90% |
¥115,257 |
¥20,746,218 |
¥1,346,218 |
| 15 |
1.00% |
¥116,108 |
¥20,899,428 |
¥1,499,428 |
| 15 |
1.10% |
¥116,963 |
¥21,053,364 |
¥1,653,364 |
| 15 |
1.20% |
¥117,822 |
¥21,208,024 |
¥1,808,024 |
| 15 |
1.30% |
¥118,686 |
¥21,363,408 |
¥1,963,408 |
| 15 |
1.40% |
¥119,553 |
¥21,519,516 |
¥2,119,516 |
| 15 |
1.50% |
¥120,424 |
¥21,676,346 |
¥2,276,346 |
| 15 |
1.60% |
¥121,299 |
¥21,833,899 |
¥2,433,899 |
| 15 |
1.70% |
¥122,179 |
¥21,992,174 |
¥2,592,174 |
| 15 |
1.80% |
¥123,062 |
¥22,151,170 |
¥2,751,170 |
| 15 |
1.90% |
¥123,949 |
¥22,310,887 |
¥2,910,887 |
| 15 |
2.00% |
¥124,841 |
¥22,471,324 |
¥3,071,324 |
| 15 |
2.10% |
¥125,736 |
¥22,632,480 |
¥3,232,480 |
| 15 |
2.20% |
¥126,635 |
¥22,794,354 |
¥3,394,354 |
| 15 |
2.30% |
¥127,539 |
¥22,956,946 |
¥3,556,946 |
| 15 |
2.40% |
¥128,446 |
¥23,120,254 |
¥3,720,254 |
| 15 |
2.50% |
¥129,357 |
¥23,284,279 |
¥3,884,279 |
| 15 |
2.60% |
¥130,272 |
¥23,449,019 |
¥4,049,019 |
| 15 |
2.70% |
¥131,192 |
¥23,614,473 |
¥4,214,473 |
| 15 |
2.80% |
¥132,115 |
¥23,780,640 |
¥4,380,640 |
| 15 |
2.90% |
¥133,042 |
¥23,947,520 |
¥4,547,520 |
| 15 |
3.00% |
¥133,973 |
¥24,115,111 |
¥4,715,111 |
1940万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥167,438 |
¥20,092,576 |
¥692,576 |
| 10 |
0.80% |
¥168,273 |
¥20,192,808 |
¥792,808 |
| 10 |
0.90% |
¥169,111 |
¥20,293,362 |
¥893,362 |
| 10 |
1.00% |
¥169,952 |
¥20,394,239 |
¥994,239 |
| 10 |
1.10% |
¥170,795 |
¥20,495,439 |
¥1,095,439 |
| 10 |
1.20% |
¥171,641 |
¥20,596,961 |
¥1,196,961 |
| 10 |
1.30% |
¥172,490 |
¥20,698,806 |
¥1,298,806 |
| 10 |
1.40% |
¥173,341 |
¥20,800,972 |
¥1,400,972 |
| 10 |
1.50% |
¥174,196 |
¥20,903,461 |
¥1,503,461 |
| 10 |
1.60% |
¥175,052 |
¥21,006,272 |
¥1,606,272 |
| 10 |
1.70% |
¥175,912 |
¥21,109,405 |
¥1,709,405 |
| 10 |
1.80% |
¥176,774 |
¥21,212,859 |
¥1,812,859 |
| 10 |
1.90% |
¥177,639 |
¥21,316,635 |
¥1,916,635 |
| 10 |
2.00% |
¥178,506 |
¥21,420,732 |
¥2,020,732 |
| 10 |
2.10% |
¥179,376 |
¥21,525,151 |
¥2,125,151 |
| 10 |
2.20% |
¥180,249 |
¥21,629,890 |
¥2,229,890 |
| 10 |
2.30% |
¥181,125 |
¥21,734,950 |
¥2,334,950 |
| 10 |
2.40% |
¥182,003 |
¥21,840,332 |
¥2,440,332 |
| 10 |
2.50% |
¥182,884 |
¥21,946,033 |
¥2,546,033 |
| 10 |
2.60% |
¥183,767 |
¥22,052,055 |
¥2,652,055 |
| 10 |
2.70% |
¥184,653 |
¥22,158,397 |
¥2,758,397 |
| 10 |
2.80% |
¥185,542 |
¥22,265,059 |
¥2,865,059 |
| 10 |
2.90% |
¥186,434 |
¥22,372,040 |
¥2,972,040 |
| 10 |
3.00% |
¥187,328 |
¥22,479,341 |
¥3,079,341 |