1940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1940万円の住宅ローン｜期間・年数別
1940万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥38,330 | ¥22,998,239 | ¥3,598,239 |
| 50 | 0.80% | ¥39,241 | ¥23,544,360 | ¥4,144,360 |
| 50 | 0.90% | ¥40,164 | ¥24,098,428 | ¥4,698,428 |
| 50 | 1.00% | ¥41,101 | ¥24,660,409 | ¥5,260,409 |
| 50 | 1.10% | ¥42,050 | ¥25,230,263 | ¥5,830,263 |
| 50 | 1.20% | ¥43,013 | ¥25,807,950 | ¥6,407,950 |
| 50 | 1.30% | ¥43,989 | ¥26,393,424 | ¥6,993,424 |
| 50 | 1.40% | ¥44,978 | ¥26,986,636 | ¥7,586,636 |
| 50 | 1.50% | ¥45,979 | ¥27,587,532 | ¥8,187,532 |
| 50 | 1.60% | ¥46,993 | ¥28,196,059 | ¥8,796,059 |
| 50 | 1.70% | ¥48,020 | ¥28,812,155 | ¥9,412,155 |
| 50 | 1.80% | ¥49,060 | ¥29,435,760 | ¥10,035,760 |
| 50 | 1.90% | ¥50,111 | ¥30,066,807 | ¥10,666,807 |
| 50 | 2.00% | ¥51,175 | ¥30,705,229 | ¥11,305,229 |
| 50 | 2.10% | ¥52,252 | ¥31,350,955 | ¥11,950,955 |
| 50 | 2.20% | ¥53,340 | ¥32,003,911 | ¥12,603,911 |
| 50 | 2.30% | ¥54,440 | ¥32,664,020 | ¥13,264,020 |
| 50 | 2.40% | ¥55,552 | ¥33,331,204 | ¥13,931,204 |
| 50 | 2.50% | ¥56,676 | ¥34,005,381 | ¥14,605,381 |
| 50 | 2.60% | ¥57,811 | ¥34,686,469 | ¥15,286,469 |
| 50 | 2.70% | ¥58,957 | ¥35,374,381 | ¥15,974,381 |
| 50 | 2.80% | ¥60,115 | ¥36,069,030 | ¥16,669,030 |
| 50 | 2.90% | ¥61,284 | ¥36,770,327 | ¥17,370,327 |
| 50 | 3.00% | ¥62,464 | ¥37,478,181 | ¥18,078,181 |
1940万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥41,891 | ¥22,621,260 | ¥3,221,260 |
| 45 | 0.80% | ¥42,792 | ¥23,107,465 | ¥3,707,465 |
| 45 | 0.90% | ¥43,704 | ¥23,600,127 | ¥4,200,127 |
| 45 | 1.00% | ¥44,628 | ¥24,099,223 | ¥4,699,223 |
| 45 | 1.10% | ¥45,564 | ¥24,604,727 | ¥5,204,727 |
| 45 | 1.20% | ¥46,512 | ¥25,116,611 | ¥5,716,611 |
| 45 | 1.30% | ¥47,472 | ¥25,634,846 | ¥6,234,846 |
| 45 | 1.40% | ¥48,443 | ¥26,159,398 | ¥6,759,398 |
| 45 | 1.50% | ¥49,426 | ¥26,690,233 | ¥7,290,233 |
| 45 | 1.60% | ¥50,421 | ¥27,227,314 | ¥7,827,314 |
| 45 | 1.70% | ¥51,427 | ¥27,770,600 | ¥8,370,600 |
| 45 | 1.80% | ¥52,445 | ¥28,320,052 | ¥8,920,052 |
| 45 | 1.90% | ¥53,473 | ¥28,875,624 | ¥9,475,624 |
| 45 | 2.00% | ¥54,513 | ¥29,437,271 | ¥10,037,271 |
| 45 | 2.10% | ¥55,565 | ¥30,004,945 | ¥10,604,945 |
| 45 | 2.20% | ¥56,627 | ¥30,578,597 | ¥11,178,597 |
| 45 | 2.30% | ¥57,700 | ¥31,158,176 | ¥11,758,176 |
| 45 | 2.40% | ¥58,784 | ¥31,743,627 | ¥12,343,627 |
| 45 | 2.50% | ¥59,879 | ¥32,334,896 | ¥12,934,896 |
| 45 | 2.60% | ¥60,985 | ¥32,931,926 | ¥13,531,926 |
| 45 | 2.70% | ¥62,101 | ¥33,534,658 | ¥14,134,658 |
| 45 | 2.80% | ¥63,228 | ¥34,143,034 | ¥14,743,034 |
| 45 | 2.90% | ¥64,365 | ¥34,756,992 | ¥15,356,992 |
| 45 | 3.00% | ¥65,512 | ¥35,376,468 | ¥15,976,468 |
1940万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥46,350 | ¥22,248,202 | ¥2,848,202 |
| 40 | 0.80% | ¥47,241 | ¥22,675,676 | ¥3,275,676 |
| 40 | 0.90% | ¥48,142 | ¥23,108,265 | ¥3,708,265 |
| 40 | 1.00% | ¥49,054 | ¥23,545,955 | ¥4,145,955 |
| 40 | 1.10% | ¥49,977 | ¥23,988,730 | ¥4,588,730 |
| 40 | 1.20% | ¥50,910 | ¥24,436,572 | ¥5,036,572 |
| 40 | 1.30% | ¥51,853 | ¥24,889,462 | ¥5,489,462 |
| 40 | 1.40% | ¥52,807 | ¥25,347,380 | ¥5,947,380 |
| 40 | 1.50% | ¥53,771 | ¥25,810,303 | ¥6,410,303 |
| 40 | 1.60% | ¥54,746 | ¥26,278,208 | ¥6,878,208 |
| 40 | 1.70% | ¥55,731 | ¥26,751,070 | ¥7,351,070 |
| 40 | 1.80% | ¥56,727 | ¥27,228,862 | ¥7,828,862 |
| 40 | 1.90% | ¥57,732 | ¥27,711,556 | ¥8,311,556 |
| 40 | 2.00% | ¥58,748 | ¥28,199,124 | ¥8,799,124 |
| 40 | 2.10% | ¥59,774 | ¥28,691,534 | ¥9,291,534 |
| 40 | 2.20% | ¥60,810 | ¥29,188,755 | ¥9,788,755 |
| 40 | 2.30% | ¥61,856 | ¥29,690,754 | ¥10,290,754 |
| 40 | 2.40% | ¥62,911 | ¥30,197,497 | ¥10,797,497 |
| 40 | 2.50% | ¥63,977 | ¥30,708,949 | ¥11,308,949 |
| 40 | 2.60% | ¥65,052 | ¥31,225,071 | ¥11,825,071 |
| 40 | 2.70% | ¥66,137 | ¥31,745,828 | ¥12,345,828 |
| 40 | 2.80% | ¥67,232 | ¥32,271,180 | ¥12,871,180 |
| 40 | 2.90% | ¥68,336 | ¥32,801,087 | ¥13,401,087 |
| 40 | 3.00% | ¥69,449 | ¥33,335,509 | ¥13,935,509 |
1940万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥52,093 | ¥21,879,073 | ¥2,479,073 |
| 35 | 0.80% | ¥52,974 | ¥22,249,005 | ¥2,849,005 |
| 35 | 0.90% | ¥53,864 | ¥22,622,863 | ¥3,222,863 |
| 35 | 1.00% | ¥54,763 | ¥23,000,639 | ¥3,600,639 |
| 35 | 1.10% | ¥55,672 | ¥23,382,322 | ¥3,982,322 |
| 35 | 1.20% | ¥56,590 | ¥23,767,902 | ¥4,367,902 |
| 35 | 1.30% | ¥57,518 | ¥24,157,368 | ¥4,757,368 |
| 35 | 1.40% | ¥58,454 | ¥24,550,708 | ¥5,150,708 |
| 35 | 1.50% | ¥59,400 | ¥24,947,908 | ¥5,547,908 |
| 35 | 1.60% | ¥60,355 | ¥25,348,954 | ¥5,948,954 |
| 35 | 1.70% | ¥61,319 | ¥25,753,832 | ¥6,353,832 |
| 35 | 1.80% | ¥62,292 | ¥26,162,525 | ¥6,762,525 |
| 35 | 1.90% | ¥63,274 | ¥26,575,017 | ¥7,175,017 |
| 35 | 2.00% | ¥64,265 | ¥26,991,290 | ¥7,591,290 |
| 35 | 2.10% | ¥65,265 | ¥27,411,327 | ¥8,011,327 |
| 35 | 2.20% | ¥66,274 | ¥27,835,107 | ¥8,435,107 |
| 35 | 2.30% | ¥67,292 | ¥28,262,612 | ¥8,862,612 |
| 35 | 2.40% | ¥68,319 | ¥28,693,820 | ¥9,293,820 |
| 35 | 2.50% | ¥69,354 | ¥29,128,710 | ¥9,728,710 |
| 35 | 2.60% | ¥70,398 | ¥29,567,260 | ¥10,167,260 |
| 35 | 2.70% | ¥71,451 | ¥30,009,448 | ¥10,609,448 |
| 35 | 2.80% | ¥72,512 | ¥30,455,248 | ¥11,055,248 |
| 35 | 2.90% | ¥73,582 | ¥30,904,639 | ¥11,504,639 |
| 35 | 3.00% | ¥74,661 | ¥31,357,593 | ¥11,957,593 |
1940万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥59,761 | ¥21,513,880 | ¥2,113,880 |
| 30 | 0.80% | ¥60,632 | ¥21,827,466 | ¥2,427,466 |
| 30 | 0.90% | ¥61,511 | ¥22,143,942 | ¥2,743,942 |
| 30 | 1.00% | ¥62,398 | ¥22,463,304 | ¥3,063,304 |
| 30 | 1.10% | ¥63,293 | ¥22,785,546 | ¥3,385,546 |
| 30 | 1.20% | ¥64,196 | ¥23,110,663 | ¥3,710,663 |
| 30 | 1.30% | ¥65,107 | ¥23,438,648 | ¥4,038,648 |
| 30 | 1.40% | ¥66,026 | ¥23,769,495 | ¥4,369,495 |
| 30 | 1.50% | ¥66,953 | ¥24,103,195 | ¥4,703,195 |
| 30 | 1.60% | ¥67,888 | ¥24,439,743 | ¥5,039,743 |
| 30 | 1.70% | ¥68,831 | ¥24,779,128 | ¥5,379,128 |
| 30 | 1.80% | ¥69,782 | ¥25,121,343 | ¥5,721,343 |
| 30 | 1.90% | ¥70,740 | ¥25,466,378 | ¥6,066,378 |
| 30 | 2.00% | ¥71,706 | ¥25,814,224 | ¥6,414,224 |
| 30 | 2.10% | ¥72,680 | ¥26,164,870 | ¥6,764,870 |
| 30 | 2.20% | ¥73,662 | ¥26,518,307 | ¥7,118,307 |
| 30 | 2.30% | ¥74,651 | ¥26,874,522 | ¥7,474,522 |
| 30 | 2.40% | ¥75,649 | ¥27,233,505 | ¥7,833,505 |
| 30 | 2.50% | ¥76,653 | ¥27,595,244 | ¥8,195,244 |
| 30 | 2.60% | ¥77,666 | ¥27,959,725 | ¥8,559,725 |
| 30 | 2.70% | ¥78,686 | ¥28,326,938 | ¥8,926,938 |
| 30 | 2.80% | ¥79,714 | ¥28,696,868 | ¥9,296,868 |
| 30 | 2.90% | ¥80,749 | ¥29,069,502 | ¥9,669,502 |
| 30 | 3.00% | ¥81,791 | ¥29,444,826 | ¥10,044,826 |
1940万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥70,509 | ¥21,152,629 | ¥1,752,629 |
| 25 | 0.80% | ¥71,370 | ¥21,411,068 | ¥2,011,068 |
| 25 | 0.90% | ¥72,238 | ¥21,671,518 | ¥2,271,518 |
| 25 | 1.00% | ¥73,113 | ¥21,933,977 | ¥2,533,977 |
| 25 | 1.10% | ¥73,995 | ¥22,198,441 | ¥2,798,441 |
| 25 | 1.20% | ¥74,883 | ¥22,464,908 | ¥3,064,908 |
| 25 | 1.30% | ¥75,778 | ¥22,733,375 | ¥3,333,375 |
| 25 | 1.40% | ¥76,679 | ¥23,003,838 | ¥3,603,838 |
| 25 | 1.50% | ¥77,588 | ¥23,276,294 | ¥3,876,294 |
| 25 | 1.60% | ¥78,502 | ¥23,550,739 | ¥4,150,739 |
| 25 | 1.70% | ¥79,424 | ¥23,827,169 | ¥4,427,169 |
| 25 | 1.80% | ¥80,352 | ¥24,105,579 | ¥4,705,579 |
| 25 | 1.90% | ¥81,287 | ¥24,385,965 | ¥4,985,965 |
| 25 | 2.00% | ¥82,228 | ¥24,668,323 | ¥5,268,323 |
| 25 | 2.10% | ¥83,175 | ¥24,952,646 | ¥5,552,646 |
| 25 | 2.20% | ¥84,130 | ¥25,238,931 | ¥5,838,931 |
| 25 | 2.30% | ¥85,091 | ¥25,527,171 | ¥6,127,171 |
| 25 | 2.40% | ¥86,058 | ¥25,817,360 | ¥6,417,360 |
| 25 | 2.50% | ¥87,032 | ¥26,109,494 | ¥6,709,494 |
| 25 | 2.60% | ¥88,012 | ¥26,403,565 | ¥7,003,565 |
| 25 | 2.70% | ¥88,999 | ¥26,699,568 | ¥7,299,568 |
| 25 | 2.80% | ¥89,992 | ¥26,997,496 | ¥7,597,496 |
| 25 | 2.90% | ¥90,991 | ¥27,297,342 | ¥7,897,342 |
| 25 | 3.00% | ¥91,997 | ¥27,599,098 | ¥8,199,098 |
1940万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥86,647 | ¥20,795,325 | ¥1,395,325 |
| 20 | 0.80% | ¥87,499 | ¥20,999,821 | ¥1,599,821 |
| 20 | 0.90% | ¥88,357 | ¥21,205,606 | ¥1,805,606 |
| 20 | 1.00% | ¥89,219 | ¥21,412,679 | ¥2,012,679 |
| 20 | 1.10% | ¥90,088 | ¥21,621,038 | ¥2,221,038 |
| 20 | 1.20% | ¥90,961 | ¥21,830,683 | ¥2,430,683 |
| 20 | 1.30% | ¥91,840 | ¥22,041,611 | ¥2,641,611 |
| 20 | 1.40% | ¥92,724 | ¥22,253,822 | ¥2,853,822 |
| 20 | 1.50% | ¥93,614 | ¥22,467,314 | ¥3,067,314 |
| 20 | 1.60% | ¥94,509 | ¥22,682,086 | ¥3,282,086 |
| 20 | 1.70% | ¥95,409 | ¥22,898,135 | ¥3,498,135 |
| 20 | 1.80% | ¥96,314 | ¥23,115,459 | ¥3,715,459 |
| 20 | 1.90% | ¥97,225 | ¥23,334,058 | ¥3,934,058 |
| 20 | 2.00% | ¥98,141 | ¥23,553,928 | ¥4,153,928 |
| 20 | 2.10% | ¥99,063 | ¥23,775,068 | ¥4,375,068 |
| 20 | 2.20% | ¥99,989 | ¥23,997,475 | ¥4,597,475 |
| 20 | 2.30% | ¥100,921 | ¥24,221,148 | ¥4,821,148 |
| 20 | 2.40% | ¥101,859 | ¥24,446,083 | ¥5,046,083 |
| 20 | 2.50% | ¥102,801 | ¥24,672,279 | ¥5,272,279 |
| 20 | 2.60% | ¥103,749 | ¥24,899,732 | ¥5,499,732 |
| 20 | 2.70% | ¥104,702 | ¥25,128,440 | ¥5,728,440 |
| 20 | 2.80% | ¥105,660 | ¥25,358,400 | ¥5,958,400 |
| 20 | 2.90% | ¥106,623 | ¥25,589,609 | ¥6,189,609 |
| 20 | 3.00% | ¥107,592 | ¥25,822,064 | ¥6,422,064 |
1940万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥113,567 | ¥20,441,973 | ¥1,041,973 |
| 15 | 0.80% | ¥114,410 | ¥20,593,733 | ¥1,193,733 |
| 15 | 0.90% | ¥115,257 | ¥20,746,218 | ¥1,346,218 |
| 15 | 1.00% | ¥116,108 | ¥20,899,428 | ¥1,499,428 |
| 15 | 1.10% | ¥116,963 | ¥21,053,364 | ¥1,653,364 |
| 15 | 1.20% | ¥117,822 | ¥21,208,024 | ¥1,808,024 |
| 15 | 1.30% | ¥118,686 | ¥21,363,408 | ¥1,963,408 |
| 15 | 1.40% | ¥119,553 | ¥21,519,516 | ¥2,119,516 |
| 15 | 1.50% | ¥120,424 | ¥21,676,346 | ¥2,276,346 |
| 15 | 1.60% | ¥121,299 | ¥21,833,899 | ¥2,433,899 |
| 15 | 1.70% | ¥122,179 | ¥21,992,174 | ¥2,592,174 |
| 15 | 1.80% | ¥123,062 | ¥22,151,170 | ¥2,751,170 |
| 15 | 1.90% | ¥123,949 | ¥22,310,887 | ¥2,910,887 |
| 15 | 2.00% | ¥124,841 | ¥22,471,324 | ¥3,071,324 |
| 15 | 2.10% | ¥125,736 | ¥22,632,480 | ¥3,232,480 |
| 15 | 2.20% | ¥126,635 | ¥22,794,354 | ¥3,394,354 |
| 15 | 2.30% | ¥127,539 | ¥22,956,946 | ¥3,556,946 |
| 15 | 2.40% | ¥128,446 | ¥23,120,254 | ¥3,720,254 |
| 15 | 2.50% | ¥129,357 | ¥23,284,279 | ¥3,884,279 |
| 15 | 2.60% | ¥130,272 | ¥23,449,019 | ¥4,049,019 |
| 15 | 2.70% | ¥131,192 | ¥23,614,473 | ¥4,214,473 |
| 15 | 2.80% | ¥132,115 | ¥23,780,640 | ¥4,380,640 |
| 15 | 2.90% | ¥133,042 | ¥23,947,520 | ¥4,547,520 |
| 15 | 3.00% | ¥133,973 | ¥24,115,111 | ¥4,715,111 |
1940万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥167,438 | ¥20,092,576 | ¥692,576 |
| 10 | 0.80% | ¥168,273 | ¥20,192,808 | ¥792,808 |
| 10 | 0.90% | ¥169,111 | ¥20,293,362 | ¥893,362 |
| 10 | 1.00% | ¥169,952 | ¥20,394,239 | ¥994,239 |
| 10 | 1.10% | ¥170,795 | ¥20,495,439 | ¥1,095,439 |
| 10 | 1.20% | ¥171,641 | ¥20,596,961 | ¥1,196,961 |
| 10 | 1.30% | ¥172,490 | ¥20,698,806 | ¥1,298,806 |
| 10 | 1.40% | ¥173,341 | ¥20,800,972 | ¥1,400,972 |
| 10 | 1.50% | ¥174,196 | ¥20,903,461 | ¥1,503,461 |
| 10 | 1.60% | ¥175,052 | ¥21,006,272 | ¥1,606,272 |
| 10 | 1.70% | ¥175,912 | ¥21,109,405 | ¥1,709,405 |
| 10 | 1.80% | ¥176,774 | ¥21,212,859 | ¥1,812,859 |
| 10 | 1.90% | ¥177,639 | ¥21,316,635 | ¥1,916,635 |
| 10 | 2.00% | ¥178,506 | ¥21,420,732 | ¥2,020,732 |
| 10 | 2.10% | ¥179,376 | ¥21,525,151 | ¥2,125,151 |
| 10 | 2.20% | ¥180,249 | ¥21,629,890 | ¥2,229,890 |
| 10 | 2.30% | ¥181,125 | ¥21,734,950 | ¥2,334,950 |
| 10 | 2.40% | ¥182,003 | ¥21,840,332 | ¥2,440,332 |
| 10 | 2.50% | ¥182,884 | ¥21,946,033 | ¥2,546,033 |
| 10 | 2.60% | ¥183,767 | ¥22,052,055 | ¥2,652,055 |
| 10 | 2.70% | ¥184,653 | ¥22,158,397 | ¥2,758,397 |
| 10 | 2.80% | ¥185,542 | ¥22,265,059 | ¥2,865,059 |
| 10 | 2.90% | ¥186,434 | ¥22,372,040 | ¥2,972,040 |
| 10 | 3.00% | ¥187,328 | ¥22,479,341 | ¥3,079,341 |
