1950万円の住宅ローン・毎月の返済額・総支払額・総金利額

1950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。

返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
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1950万円の住宅ローン｜期間・年数別

1950万円｜50年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
50 0.70% ¥38,528 ¥23,116,787 ¥3,616,787
50 0.80% ¥39,443 ¥23,665,723 ¥4,165,723
50 0.90% ¥40,371 ¥24,222,647 ¥4,722,647
50 1.00% ¥41,313 ¥24,787,524 ¥5,287,524
50 1.10% ¥42,267 ¥25,360,316 ¥5,860,316
50 1.20% ¥43,235 ¥25,940,981 ¥6,440,981
50 1.30% ¥44,216 ¥26,529,473 ¥7,029,473
50 1.40% ¥45,210 ¥27,125,742 ¥7,625,742
50 1.50% ¥46,216 ¥27,729,736 ¥8,229,736
50 1.60% ¥47,236 ¥28,341,399 ¥8,841,399
50 1.70% ¥48,268 ¥28,960,671 ¥9,460,671
50 1.80% ¥49,312 ¥29,587,490 ¥10,087,490
50 1.90% ¥50,370 ¥30,221,791 ¥10,721,791
50 2.00% ¥51,439 ¥30,863,504 ¥11,363,504
50 2.10% ¥52,521 ¥31,512,558 ¥12,012,558
50 2.20% ¥53,615 ¥32,168,879 ¥12,668,879
50 2.30% ¥54,721 ¥32,832,391 ¥13,332,391
50 2.40% ¥55,838 ¥33,503,014 ¥14,003,014
50 2.50% ¥56,968 ¥34,180,667 ¥14,680,667
50 2.60% ¥58,109 ¥34,865,265 ¥15,365,265
50 2.70% ¥59,261 ¥35,556,723 ¥16,056,723
50 2.80% ¥60,425 ¥36,254,953 ¥16,754,953
50 2.90% ¥61,600 ¥36,959,865 ¥17,459,865
50 3.00% ¥62,786 ¥37,671,367 ¥18,171,367

1950万円｜45年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
45 0.70% ¥42,107 ¥22,737,865 ¥3,237,865
45 0.80% ¥43,012 ¥23,226,576 ¥3,726,576
45 0.90% ¥43,929 ¥23,721,777 ¥4,221,777
45 1.00% ¥44,858 ¥24,223,445 ¥4,723,445
45 1.10% ¥45,799 ¥24,731,555 ¥5,231,555
45 1.20% ¥46,752 ¥25,246,078 ¥5,746,078
45 1.30% ¥47,717 ¥25,766,984 ¥6,266,984
45 1.40% ¥48,693 ¥26,294,240 ¥6,794,240
45 1.50% ¥49,681 ¥26,827,812 ¥7,327,812
45 1.60% ¥50,681 ¥27,367,661 ¥7,867,661
45 1.70% ¥51,692 ¥27,913,748 ¥8,413,748
45 1.80% ¥52,715 ¥28,466,031 ¥8,966,031
45 1.90% ¥53,749 ¥29,024,467 ¥9,524,467
45 2.00% ¥54,794 ¥29,589,009 ¥10,089,009
45 2.10% ¥55,851 ¥30,159,610 ¥10,659,610
45 2.20% ¥56,919 ¥30,736,219 ¥11,236,219
45 2.30% ¥57,998 ¥31,318,785 ¥11,818,785
45 2.40% ¥59,088 ¥31,907,254 ¥12,407,254
45 2.50% ¥60,188 ¥32,501,570 ¥13,001,570
45 2.60% ¥61,299 ¥33,101,678 ¥13,601,678
45 2.70% ¥62,421 ¥33,707,517 ¥14,207,517
45 2.80% ¥63,554 ¥34,319,029 ¥14,819,029
45 2.90% ¥64,697 ¥34,936,151 ¥15,436,151
45 3.00% ¥65,850 ¥35,558,821 ¥16,058,821

1950万円｜40年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
40 0.70% ¥46,589 ¥22,362,884 ¥2,862,884
40 0.80% ¥47,485 ¥22,792,561 ¥3,292,561
40 0.90% ¥48,390 ¥23,227,380 ¥3,727,380
40 1.00% ¥49,307 ¥23,667,326 ¥4,167,326
40 1.10% ¥50,234 ¥24,112,383 ¥4,612,383
40 1.20% ¥51,172 ¥24,562,534 ¥5,062,534
40 1.30% ¥52,120 ¥25,017,758 ¥5,517,758
40 1.40% ¥53,079 ¥25,478,037 ¥5,978,037
40 1.50% ¥54,049 ¥25,943,346 ¥6,443,346
40 1.60% ¥55,028 ¥26,413,663 ¥6,913,663
40 1.70% ¥56,019 ¥26,888,962 ¥7,388,962
40 1.80% ¥57,019 ¥27,369,217 ¥7,869,217
40 1.90% ¥58,030 ¥27,854,399 ¥8,354,399
40 2.00% ¥59,051 ¥28,344,480 ¥8,844,480
40 2.10% ¥60,082 ¥28,839,428 ¥9,339,428
40 2.20% ¥61,123 ¥29,339,213 ¥9,839,213
40 2.30% ¥62,175 ¥29,843,800 ¥10,343,800
40 2.40% ¥63,236 ¥30,353,155 ¥10,853,155
40 2.50% ¥64,307 ¥30,867,242 ¥11,367,242
40 2.60% ¥65,388 ¥31,386,025 ¥11,886,025
40 2.70% ¥66,478 ¥31,909,466 ¥12,409,466
40 2.80% ¥67,578 ¥32,437,526 ¥12,937,526
40 2.90% ¥68,688 ¥32,970,165 ¥13,470,165
40 3.00% ¥69,807 ¥33,507,342 ¥14,007,342

1950万円｜35年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
35 0.70% ¥52,362 ¥21,991,852 ¥2,491,852
35 0.80% ¥53,247 ¥22,363,691 ¥2,863,691
35 0.90% ¥54,142 ¥22,739,476 ¥3,239,476
35 1.00% ¥55,046 ¥23,119,199 ¥3,619,199
35 1.10% ¥55,959 ¥23,502,849 ¥4,002,849
35 1.20% ¥56,882 ¥23,890,417 ¥4,390,417
35 1.30% ¥57,814 ¥24,281,891 ¥4,781,891
35 1.40% ¥58,755 ¥24,677,258 ¥5,177,258
35 1.50% ¥59,706 ¥25,076,506 ¥5,576,506
35 1.60% ¥60,666 ¥25,479,619 ¥5,979,619
35 1.70% ¥61,635 ¥25,886,584 ¥6,386,584
35 1.80% ¥62,613 ¥26,297,384 ¥6,797,384
35 1.90% ¥63,600 ¥26,712,002 ¥7,212,002
35 2.00% ¥64,596 ¥27,130,421 ¥7,630,421
35 2.10% ¥65,601 ¥27,552,622 ¥8,052,622
35 2.20% ¥66,616 ¥27,978,587 ¥8,478,587
35 2.30% ¥67,639 ¥28,408,295 ¥8,908,295
35 2.40% ¥68,671 ¥28,841,726 ¥9,341,726
35 2.50% ¥69,712 ¥29,278,858 ¥9,778,858
35 2.60% ¥70,761 ¥29,719,669 ¥10,219,669
35 2.70% ¥71,819 ¥30,164,135 ¥10,664,135
35 2.80% ¥72,886 ¥30,612,234 ¥11,112,234
35 2.90% ¥73,962 ¥31,063,941 ¥11,563,941
35 3.00% ¥75,046 ¥31,519,231 ¥12,019,231

1950万円｜30年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
30 0.70% ¥60,069 ¥21,624,776 ¥2,124,776
30 0.80% ¥60,944 ¥21,939,978 ¥2,439,978
30 0.90% ¥61,828 ¥22,258,086 ¥2,758,086
30 1.00% ¥62,720 ¥22,579,094 ¥3,079,094
30 1.10% ¥63,619 ¥22,902,998 ¥3,402,998
30 1.20% ¥64,527 ¥23,229,790 ¥3,729,790
30 1.30% ¥65,443 ¥23,559,466 ¥4,059,466
30 1.40% ¥66,367 ¥23,892,018 ¥4,392,018
30 1.50% ¥67,298 ¥24,227,439 ¥4,727,439
30 1.60% ¥68,238 ¥24,565,721 ¥5,065,721
30 1.70% ¥69,186 ¥24,906,856 ¥5,406,856
30 1.80% ¥70,141 ¥25,250,834 ¥5,750,834
30 1.90% ¥71,105 ¥25,597,648 ¥6,097,648
30 2.00% ¥72,076 ¥25,947,287 ¥6,447,287
30 2.10% ¥73,055 ¥26,299,741 ¥6,799,741
30 2.20% ¥74,042 ¥26,654,999 ¥7,154,999
30 2.30% ¥75,036 ¥27,013,051 ¥7,513,051
30 2.40% ¥76,039 ¥27,373,884 ¥7,873,884
30 2.50% ¥77,049 ¥27,737,487 ¥8,237,487
30 2.60% ¥78,066 ¥28,103,848 ¥8,603,848
30 2.70% ¥79,092 ¥28,472,953 ¥8,972,953
30 2.80% ¥80,124 ¥28,844,790 ¥9,344,790
30 2.90% ¥81,165 ¥29,219,345 ¥9,719,345
30 3.00% ¥82,213 ¥29,596,603 ¥10,096,603

1950万円｜25年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
25 0.70% ¥70,872 ¥21,261,663 ¥1,761,663
25 0.80% ¥71,738 ¥21,521,434 ¥2,021,434
25 0.90% ¥72,611 ¥21,783,227 ¥2,283,227
25 1.00% ¥73,490 ¥22,047,039 ¥2,547,039
25 1.10% ¥74,376 ¥22,312,866 ¥2,812,866
25 1.20% ¥75,269 ¥22,580,707 ¥3,080,707
25 1.30% ¥76,169 ¥22,850,557 ¥3,350,557
25 1.40% ¥77,075 ¥23,122,415 ¥3,622,415
25 1.50% ¥77,988 ¥23,396,275 ¥3,896,275
25 1.60% ¥78,907 ¥23,672,135 ¥4,172,135
25 1.70% ¥79,833 ¥23,949,989 ¥4,449,989
25 1.80% ¥80,766 ¥24,229,835 ¥4,729,835
25 1.90% ¥81,706 ¥24,511,666 ¥5,011,666
25 2.00% ¥82,652 ¥24,795,479 ¥5,295,479
25 2.10% ¥83,604 ¥25,081,268 ¥5,581,268
25 2.20% ¥84,563 ¥25,369,028 ¥5,869,028
25 2.30% ¥85,529 ¥25,658,754 ¥6,158,754
25 2.40% ¥86,501 ¥25,950,439 ¥6,450,439
25 2.50% ¥87,480 ¥26,244,079 ¥6,744,079
25 2.60% ¥88,466 ¥26,539,666 ¥7,039,666
25 2.70% ¥89,457 ¥26,837,195 ¥7,337,195
25 2.80% ¥90,456 ¥27,136,658 ¥7,636,658
25 2.90% ¥91,460 ¥27,438,050 ¥7,938,050
25 3.00% ¥92,471 ¥27,741,362 ¥8,241,362

1950万円｜20年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
20 0.70% ¥87,094 ¥20,902,517 ¥1,402,517
20 0.80% ¥87,950 ¥21,108,068 ¥1,608,068
20 0.90% ¥88,812 ¥21,314,913 ¥1,814,913
20 1.00% ¥89,679 ¥21,523,054 ¥2,023,054
20 1.10% ¥90,552 ¥21,732,487 ¥2,232,487
20 1.20% ¥91,430 ¥21,943,212 ¥2,443,212
20 1.30% ¥92,313 ¥22,155,228 ¥2,655,228
20 1.40% ¥93,202 ¥22,368,533 ¥2,868,533
20 1.50% ¥94,096 ¥22,583,125 ¥3,083,125
20 1.60% ¥94,996 ¥22,799,004 ¥3,299,004
20 1.70% ¥95,901 ¥23,016,166 ¥3,516,166
20 1.80% ¥96,811 ¥23,234,611 ¥3,734,611
20 1.90% ¥97,726 ¥23,454,336 ¥3,954,336
20 2.00% ¥98,647 ¥23,675,340 ¥4,175,340
20 2.10% ¥99,573 ¥23,897,620 ¥4,397,620
20 2.20% ¥100,505 ¥24,121,174 ¥4,621,174
20 2.30% ¥101,442 ¥24,345,999 ¥4,845,999
20 2.40% ¥102,384 ¥24,572,094 ¥5,072,094
20 2.50% ¥103,331 ¥24,799,455 ¥5,299,455
20 2.60% ¥104,284 ¥25,028,081 ¥5,528,081
20 2.70% ¥105,242 ¥25,257,968 ¥5,757,968
20 2.80% ¥106,205 ¥25,489,113 ¥5,989,113
20 2.90% ¥107,173 ¥25,721,514 ¥6,221,514
20 3.00% ¥108,147 ¥25,955,168 ¥6,455,168

1950万円｜15年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
15 0.70% ¥114,152 ¥20,547,344 ¥1,047,344
15 0.80% ¥114,999 ¥20,699,886 ¥1,199,886
15 0.90% ¥115,851 ¥20,853,157 ¥1,353,157
15 1.00% ¥116,706 ¥21,007,157 ¥1,507,157
15 1.10% ¥117,566 ¥21,161,886 ¥1,661,886
15 1.20% ¥118,430 ¥21,317,344 ¥1,817,344
15 1.30% ¥119,297 ¥21,473,529 ¥1,973,529
15 1.40% ¥120,169 ¥21,630,441 ¥2,130,441
15 1.50% ¥121,045 ¥21,788,080 ¥2,288,080
15 1.60% ¥121,925 ¥21,946,445 ¥2,446,445
15 1.70% ¥122,809 ¥22,105,536 ¥2,605,536
15 1.80% ¥123,696 ¥22,265,352 ¥2,765,352
15 1.90% ¥124,588 ¥22,425,892 ¥2,925,892
15 2.00% ¥125,484 ¥22,587,155 ¥3,087,155
15 2.10% ¥126,384 ¥22,749,142 ¥3,249,142
15 2.20% ¥127,288 ¥22,911,851 ¥3,411,851
15 2.30% ¥128,196 ¥23,075,281 ¥3,575,281
15 2.40% ¥129,108 ¥23,239,431 ¥3,739,431
15 2.50% ¥130,024 ¥23,404,301 ¥3,904,301
15 2.60% ¥130,944 ¥23,569,890 ¥4,069,890
15 2.70% ¥131,868 ¥23,736,197 ¥4,236,197
15 2.80% ¥132,796 ¥23,903,221 ¥4,403,221
15 2.90% ¥133,728 ¥24,070,961 ¥4,570,961
15 3.00% ¥134,663 ¥24,239,416 ¥4,739,416

1950万円｜10年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
10 0.70% ¥168,301 ¥20,196,146 ¥696,146
10 0.80% ¥169,141 ¥20,296,895 ¥796,895
10 0.90% ¥169,983 ¥20,397,967 ¥897,967
10 1.00% ¥170,828 ¥20,499,364 ¥999,364
10 1.10% ¥171,676 ¥20,601,086 ¥1,101,086
10 1.20% ¥172,526 ¥20,703,131 ¥1,203,131
10 1.30% ¥173,379 ¥20,805,501 ¥1,305,501
10 1.40% ¥174,235 ¥20,908,194 ¥1,408,194
10 1.50% ¥175,093 ¥21,011,211 ¥1,511,211
10 1.60% ¥175,955 ¥21,114,552 ¥1,614,552
10 1.70% ¥176,818 ¥21,218,216 ¥1,718,216
10 1.80% ¥177,685 ¥21,322,204 ¥1,822,204
10 1.90% ¥178,554 ¥21,426,514 ¥1,926,514
10 2.00% ¥179,426 ¥21,531,148 ¥2,031,148
10 2.10% ¥180,301 ¥21,636,105 ¥2,136,105
10 2.20% ¥181,178 ¥21,741,384 ¥2,241,384
10 2.30% ¥182,058 ¥21,846,986 ¥2,346,986
10 2.40% ¥182,941 ¥21,952,911 ¥2,452,911
10 2.50% ¥183,826 ¥22,059,157 ¥2,559,157
10 2.60% ¥184,714 ¥22,165,725 ¥2,665,725
10 2.70% ¥185,605 ¥22,272,616 ¥2,772,616
10 2.80% ¥186,499 ¥22,379,827 ¥2,879,827
10 2.90% ¥187,395 ¥22,487,360 ¥2,987,360
10 3.00% ¥188,293 ¥22,595,214 ¥3,095,214

住宅ローン｜金額別

1000万円台 2000万円台 3000万円台
4000万円台 5000万円台 6000万円台
7000万円台 8000万円台 9000万円台