1960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1960万円の住宅ローン｜期間・年数別
1960万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥38,726 | ¥23,235,334 | ¥3,635,334 |
| 50 | 0.80% | ¥39,645 | ¥23,787,085 | ¥4,187,085 |
| 50 | 0.90% | ¥40,578 | ¥24,346,865 | ¥4,746,865 |
| 50 | 1.00% | ¥41,524 | ¥24,914,640 | ¥5,314,640 |
| 50 | 1.10% | ¥42,484 | ¥25,490,369 | ¥5,890,369 |
| 50 | 1.20% | ¥43,457 | ¥26,074,012 | ¥6,474,012 |
| 50 | 1.30% | ¥44,443 | ¥26,665,521 | ¥7,065,521 |
| 50 | 1.40% | ¥45,441 | ¥27,264,848 | ¥7,664,848 |
| 50 | 1.50% | ¥46,453 | ¥27,871,940 | ¥8,271,940 |
| 50 | 1.60% | ¥47,478 | ¥28,486,740 | ¥8,886,740 |
| 50 | 1.70% | ¥48,515 | ¥29,109,188 | ¥9,509,188 |
| 50 | 1.80% | ¥49,565 | ¥29,739,221 | ¥10,139,221 |
| 50 | 1.90% | ¥50,628 | ¥30,376,774 | ¥10,776,774 |
| 50 | 2.00% | ¥51,703 | ¥31,021,778 | ¥11,421,778 |
| 50 | 2.10% | ¥52,790 | ¥31,674,161 | ¥12,074,161 |
| 50 | 2.20% | ¥53,890 | ¥32,333,848 | ¥12,733,848 |
| 50 | 2.30% | ¥55,001 | ¥33,000,762 | ¥13,400,762 |
| 50 | 2.40% | ¥56,125 | ¥33,674,825 | ¥14,074,825 |
| 50 | 2.50% | ¥57,260 | ¥34,355,952 | ¥14,755,952 |
| 50 | 2.60% | ¥58,407 | ¥35,044,061 | ¥15,444,061 |
| 50 | 2.70% | ¥59,565 | ¥35,739,065 | ¥16,139,065 |
| 50 | 2.80% | ¥60,735 | ¥36,440,876 | ¥16,840,876 |
| 50 | 2.90% | ¥61,916 | ¥37,149,403 | ¥17,549,403 |
| 50 | 3.00% | ¥63,108 | ¥37,864,554 | ¥18,264,554 |
1960万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥42,323 | ¥22,854,469 | ¥3,254,469 |
| 45 | 0.80% | ¥43,233 | ¥23,345,687 | ¥3,745,687 |
| 45 | 0.90% | ¥44,154 | ¥23,843,427 | ¥4,243,427 |
| 45 | 1.00% | ¥45,088 | ¥24,347,668 | ¥4,747,668 |
| 45 | 1.10% | ¥46,034 | ¥24,858,383 | ¥5,258,383 |
| 45 | 1.20% | ¥46,992 | ¥25,375,545 | ¥5,775,545 |
| 45 | 1.30% | ¥47,961 | ¥25,899,122 | ¥6,299,122 |
| 45 | 1.40% | ¥48,943 | ¥26,429,082 | ¥6,829,082 |
| 45 | 1.50% | ¥49,936 | ¥26,965,390 | ¥7,365,390 |
| 45 | 1.60% | ¥50,941 | ¥27,508,008 | ¥7,908,008 |
| 45 | 1.70% | ¥51,957 | ¥28,056,895 | ¥8,456,895 |
| 45 | 1.80% | ¥52,985 | ¥28,612,011 | ¥9,012,011 |
| 45 | 1.90% | ¥54,025 | ¥29,173,310 | ¥9,573,310 |
| 45 | 2.00% | ¥55,075 | ¥29,740,748 | ¥10,140,748 |
| 45 | 2.10% | ¥56,138 | ¥30,314,275 | ¥10,714,275 |
| 45 | 2.20% | ¥57,211 | ¥30,893,841 | ¥11,293,841 |
| 45 | 2.30% | ¥58,295 | ¥31,479,394 | ¥11,879,394 |
| 45 | 2.40% | ¥59,391 | ¥32,070,881 | ¥12,470,881 |
| 45 | 2.50% | ¥60,497 | ¥32,668,245 | ¥13,068,245 |
| 45 | 2.60% | ¥61,614 | ¥33,271,430 | ¥13,671,430 |
| 45 | 2.70% | ¥62,741 | ¥33,880,376 | ¥14,280,376 |
| 45 | 2.80% | ¥63,880 | ¥34,495,024 | ¥14,895,024 |
| 45 | 2.90% | ¥65,028 | ¥35,115,311 | ¥15,515,311 |
| 45 | 3.00% | ¥66,187 | ¥35,741,174 | ¥16,141,174 |
1960万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥46,828 | ¥22,477,565 | ¥2,877,565 |
| 40 | 0.80% | ¥47,728 | ¥22,909,446 | ¥3,309,446 |
| 40 | 0.90% | ¥48,639 | ¥23,346,494 | ¥3,746,494 |
| 40 | 1.00% | ¥49,560 | ¥23,788,697 | ¥4,188,697 |
| 40 | 1.10% | ¥50,492 | ¥24,236,036 | ¥4,636,036 |
| 40 | 1.20% | ¥51,434 | ¥24,688,495 | ¥5,088,495 |
| 40 | 1.30% | ¥52,388 | ¥25,146,055 | ¥5,546,055 |
| 40 | 1.40% | ¥53,351 | ¥25,608,693 | ¥6,008,693 |
| 40 | 1.50% | ¥54,326 | ¥26,076,389 | ¥6,476,389 |
| 40 | 1.60% | ¥55,311 | ¥26,549,117 | ¥6,949,117 |
| 40 | 1.70% | ¥56,306 | ¥27,026,854 | ¥7,426,854 |
| 40 | 1.80% | ¥57,312 | ¥27,509,572 | ¥7,909,572 |
| 40 | 1.90% | ¥58,328 | ¥27,997,242 | ¥8,397,242 |
| 40 | 2.00% | ¥59,354 | ¥28,489,836 | ¥8,889,836 |
| 40 | 2.10% | ¥60,390 | ¥28,987,323 | ¥9,387,323 |
| 40 | 2.20% | ¥61,437 | ¥29,489,670 | ¥9,889,670 |
| 40 | 2.30% | ¥62,493 | ¥29,996,845 | ¥10,396,845 |
| 40 | 2.40% | ¥63,560 | ¥30,508,812 | ¥10,908,812 |
| 40 | 2.50% | ¥64,637 | ¥31,025,536 | ¥11,425,536 |
| 40 | 2.60% | ¥65,723 | ¥31,546,979 | ¥11,946,979 |
| 40 | 2.70% | ¥66,819 | ¥32,073,105 | ¥12,473,105 |
| 40 | 2.80% | ¥67,925 | ¥32,603,873 | ¥13,003,873 |
| 40 | 2.90% | ¥69,040 | ¥33,139,243 | ¥13,539,243 |
| 40 | 3.00% | ¥70,165 | ¥33,679,174 | ¥14,079,174 |
1960万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥52,630 | ¥22,104,631 | ¥2,504,631 |
| 35 | 0.80% | ¥53,520 | ¥22,478,376 | ¥2,878,376 |
| 35 | 0.90% | ¥54,419 | ¥22,856,089 | ¥3,256,089 |
| 35 | 1.00% | ¥55,328 | ¥23,237,759 | ¥3,637,759 |
| 35 | 1.10% | ¥56,246 | ¥23,623,377 | ¥4,023,377 |
| 35 | 1.20% | ¥57,174 | ¥24,012,932 | ¥4,412,932 |
| 35 | 1.30% | ¥58,111 | ¥24,406,413 | ¥4,806,413 |
| 35 | 1.40% | ¥59,057 | ¥24,803,808 | ¥5,203,808 |
| 35 | 1.50% | ¥60,012 | ¥25,205,103 | ¥5,605,103 |
| 35 | 1.60% | ¥60,977 | ¥25,610,284 | ¥6,010,284 |
| 35 | 1.70% | ¥61,951 | ¥26,019,335 | ¥6,419,335 |
| 35 | 1.80% | ¥62,934 | ¥26,432,242 | ¥6,832,242 |
| 35 | 1.90% | ¥63,926 | ¥26,848,986 | ¥7,248,986 |
| 35 | 2.00% | ¥64,928 | ¥27,269,551 | ¥7,669,551 |
| 35 | 2.10% | ¥65,938 | ¥27,693,918 | ¥8,093,918 |
| 35 | 2.20% | ¥66,957 | ¥28,122,067 | ¥8,522,067 |
| 35 | 2.30% | ¥67,986 | ¥28,553,979 | ¥8,953,979 |
| 35 | 2.40% | ¥69,023 | ¥28,989,633 | ¥9,389,633 |
| 35 | 2.50% | ¥70,069 | ¥29,429,006 | ¥9,829,006 |
| 35 | 2.60% | ¥71,124 | ¥29,872,077 | ¥10,272,077 |
| 35 | 2.70% | ¥72,188 | ¥30,318,823 | ¥10,718,823 |
| 35 | 2.80% | ¥73,260 | ¥30,769,220 | ¥11,169,220 |
| 35 | 2.90% | ¥74,341 | ¥31,223,243 | ¥11,623,243 |
| 35 | 3.00% | ¥75,431 | ¥31,680,868 | ¥12,080,868 |
1960万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥60,377 | ¥21,735,672 | ¥2,135,672 |
| 30 | 0.80% | ¥61,257 | ¥22,052,491 | ¥2,452,491 |
| 30 | 0.90% | ¥62,145 | ¥22,372,230 | ¥2,772,230 |
| 30 | 1.00% | ¥63,041 | ¥22,694,885 | ¥3,094,885 |
| 30 | 1.10% | ¥63,946 | ¥23,020,449 | ¥3,420,449 |
| 30 | 1.20% | ¥64,858 | ¥23,348,917 | ¥3,748,917 |
| 30 | 1.30% | ¥65,779 | ¥23,680,284 | ¥4,080,284 |
| 30 | 1.40% | ¥66,707 | ¥24,014,541 | ¥4,414,541 |
| 30 | 1.50% | ¥67,644 | ¥24,351,682 | ¥4,751,682 |
| 30 | 1.60% | ¥68,588 | ¥24,691,699 | ¥5,091,699 |
| 30 | 1.70% | ¥69,541 | ¥25,034,583 | ¥5,434,583 |
| 30 | 1.80% | ¥70,501 | ¥25,380,326 | ¥5,780,326 |
| 30 | 1.90% | ¥71,469 | ¥25,728,918 | ¥6,128,918 |
| 30 | 2.00% | ¥72,445 | ¥26,080,350 | ¥6,480,350 |
| 30 | 2.10% | ¥73,429 | ¥26,434,611 | ¥6,834,611 |
| 30 | 2.20% | ¥74,421 | ¥26,791,691 | ¥7,191,691 |
| 30 | 2.30% | ¥75,421 | ¥27,151,579 | ¥7,551,579 |
| 30 | 2.40% | ¥76,429 | ¥27,514,263 | ¥7,914,263 |
| 30 | 2.50% | ¥77,444 | ¥27,879,731 | ¥8,279,731 |
| 30 | 2.60% | ¥78,467 | ¥28,247,970 | ¥8,647,970 |
| 30 | 2.70% | ¥79,497 | ¥28,618,968 | ¥9,018,968 |
| 30 | 2.80% | ¥80,535 | ¥28,992,712 | ¥9,392,712 |
| 30 | 2.90% | ¥81,581 | ¥29,369,187 | ¥9,769,187 |
| 30 | 3.00% | ¥82,634 | ¥29,748,381 | ¥10,148,381 |
1960万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥71,236 | ¥21,370,697 | ¥1,770,697 |
| 25 | 0.80% | ¥72,106 | ¥21,631,801 | ¥2,031,801 |
| 25 | 0.90% | ¥72,983 | ¥21,894,936 | ¥2,294,936 |
| 25 | 1.00% | ¥73,867 | ¥22,160,100 | ¥2,560,100 |
| 25 | 1.10% | ¥74,758 | ¥22,427,291 | ¥2,827,291 |
| 25 | 1.20% | ¥75,655 | ¥22,696,505 | ¥3,096,505 |
| 25 | 1.30% | ¥76,559 | ¥22,967,740 | ¥3,367,740 |
| 25 | 1.40% | ¥77,470 | ¥23,240,991 | ¥3,640,991 |
| 25 | 1.50% | ¥78,388 | ¥23,516,256 | ¥3,916,256 |
| 25 | 1.60% | ¥79,312 | ¥23,793,530 | ¥4,193,530 |
| 25 | 1.70% | ¥80,243 | ¥24,072,810 | ¥4,472,810 |
| 25 | 1.80% | ¥81,180 | ¥24,354,090 | ¥4,754,090 |
| 25 | 1.90% | ¥82,125 | ¥24,637,367 | ¥5,037,367 |
| 25 | 2.00% | ¥83,075 | ¥24,922,635 | ¥5,322,635 |
| 25 | 2.10% | ¥84,033 | ¥25,209,890 | ¥5,609,890 |
| 25 | 2.20% | ¥84,997 | ¥25,499,126 | ¥5,899,126 |
| 25 | 2.30% | ¥85,968 | ¥25,790,337 | ¥6,190,337 |
| 25 | 2.40% | ¥86,945 | ¥26,083,519 | ¥6,483,519 |
| 25 | 2.50% | ¥87,929 | ¥26,378,664 | ¥6,778,664 |
| 25 | 2.60% | ¥88,919 | ¥26,675,767 | ¥7,075,767 |
| 25 | 2.70% | ¥89,916 | ¥26,974,821 | ¥7,374,821 |
| 25 | 2.80% | ¥90,919 | ¥27,275,820 | ¥7,675,820 |
| 25 | 2.90% | ¥91,929 | ¥27,578,757 | ¥7,978,757 |
| 25 | 3.00% | ¥92,945 | ¥27,883,625 | ¥8,283,625 |
1960万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥87,540 | ¥21,009,710 | ¥1,409,710 |
| 20 | 0.80% | ¥88,401 | ¥21,216,314 | ¥1,616,314 |
| 20 | 0.90% | ¥89,268 | ¥21,424,221 | ¥1,824,221 |
| 20 | 1.00% | ¥90,139 | ¥21,633,428 | ¥2,033,428 |
| 20 | 1.10% | ¥91,016 | ¥21,843,935 | ¥2,243,935 |
| 20 | 1.20% | ¥91,899 | ¥22,055,741 | ¥2,455,741 |
| 20 | 1.30% | ¥92,787 | ¥22,268,844 | ¥2,668,844 |
| 20 | 1.40% | ¥93,680 | ¥22,483,243 | ¥2,883,243 |
| 20 | 1.50% | ¥94,579 | ¥22,698,936 | ¥3,098,936 |
| 20 | 1.60% | ¥95,483 | ¥22,915,922 | ¥3,315,922 |
| 20 | 1.70% | ¥96,392 | ¥23,134,198 | ¥3,534,198 |
| 20 | 1.80% | ¥97,307 | ¥23,353,763 | ¥3,753,763 |
| 20 | 1.90% | ¥98,228 | ¥23,574,615 | ¥3,974,615 |
| 20 | 2.00% | ¥99,153 | ¥23,796,752 | ¥4,196,752 |
| 20 | 2.10% | ¥100,084 | ¥24,020,172 | ¥4,420,172 |
| 20 | 2.20% | ¥101,020 | ¥24,244,872 | ¥4,644,872 |
| 20 | 2.30% | ¥101,962 | ¥24,470,851 | ¥4,870,851 |
| 20 | 2.40% | ¥102,909 | ¥24,698,105 | ¥5,098,105 |
| 20 | 2.50% | ¥103,861 | ¥24,926,632 | ¥5,326,632 |
| 20 | 2.60% | ¥104,818 | ¥25,156,430 | ¥5,556,430 |
| 20 | 2.70% | ¥105,781 | ¥25,387,496 | ¥5,787,496 |
| 20 | 2.80% | ¥106,749 | ¥25,619,826 | ¥6,019,826 |
| 20 | 2.90% | ¥107,723 | ¥25,853,419 | ¥6,253,419 |
| 20 | 3.00% | ¥108,701 | ¥26,088,271 | ¥6,488,271 |
1960万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥114,737 | ¥20,652,715 | ¥1,052,715 |
| 15 | 0.80% | ¥115,589 | ¥20,806,039 | ¥1,206,039 |
| 15 | 0.90% | ¥116,445 | ¥20,960,096 | ¥1,360,096 |
| 15 | 1.00% | ¥117,305 | ¥21,114,886 | ¥1,514,886 |
| 15 | 1.10% | ¥118,169 | ¥21,270,409 | ¥1,670,409 |
| 15 | 1.20% | ¥119,037 | ¥21,426,663 | ¥1,826,663 |
| 15 | 1.30% | ¥119,909 | ¥21,583,649 | ¥1,983,649 |
| 15 | 1.40% | ¥120,785 | ¥21,741,366 | ¥2,141,366 |
| 15 | 1.50% | ¥121,666 | ¥21,899,814 | ¥2,299,814 |
| 15 | 1.60% | ¥122,550 | ¥22,058,991 | ¥2,458,991 |
| 15 | 1.70% | ¥123,438 | ¥22,218,898 | ¥2,618,898 |
| 15 | 1.80% | ¥124,331 | ¥22,379,533 | ¥2,779,533 |
| 15 | 1.90% | ¥125,227 | ¥22,540,896 | ¥2,940,896 |
| 15 | 2.00% | ¥126,128 | ¥22,702,987 | ¥3,102,987 |
| 15 | 2.10% | ¥127,032 | ¥22,865,804 | ¥3,265,804 |
| 15 | 2.20% | ¥127,941 | ¥23,029,347 | ¥3,429,347 |
| 15 | 2.30% | ¥128,853 | ¥23,193,615 | ¥3,593,615 |
| 15 | 2.40% | ¥129,770 | ¥23,358,608 | ¥3,758,608 |
| 15 | 2.50% | ¥130,691 | ¥23,524,323 | ¥3,924,323 |
| 15 | 2.60% | ¥131,615 | ¥23,690,761 | ¥4,090,761 |
| 15 | 2.70% | ¥132,544 | ¥23,857,921 | ¥4,257,921 |
| 15 | 2.80% | ¥133,477 | ¥24,025,802 | ¥4,425,802 |
| 15 | 2.90% | ¥134,413 | ¥24,194,402 | ¥4,594,402 |
| 15 | 3.00% | ¥135,354 | ¥24,363,720 | ¥4,763,720 |
1960万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥169,164 | ¥20,299,716 | ¥699,716 |
| 10 | 0.80% | ¥170,008 | ¥20,400,981 | ¥800,981 |
| 10 | 0.90% | ¥170,855 | ¥20,502,572 | ¥902,572 |
| 10 | 1.00% | ¥171,704 | ¥20,604,489 | ¥1,004,489 |
| 10 | 1.10% | ¥172,556 | ¥20,706,732 | ¥1,106,732 |
| 10 | 1.20% | ¥173,411 | ¥20,809,301 | ¥1,209,301 |
| 10 | 1.30% | ¥174,268 | ¥20,912,195 | ¥1,312,195 |
| 10 | 1.40% | ¥175,128 | ¥21,015,415 | ¥1,415,415 |
| 10 | 1.50% | ¥175,991 | ¥21,118,961 | ¥1,518,961 |
| 10 | 1.60% | ¥176,857 | ¥21,222,831 | ¥1,622,831 |
| 10 | 1.70% | ¥177,725 | ¥21,327,027 | ¥1,727,027 |
| 10 | 1.80% | ¥178,596 | ¥21,431,548 | ¥1,831,548 |
| 10 | 1.90% | ¥179,470 | ¥21,536,394 | ¥1,936,394 |
| 10 | 2.00% | ¥180,346 | ¥21,641,564 | ¥2,041,564 |
| 10 | 2.10% | ¥181,225 | ¥21,747,059 | ¥2,147,059 |
| 10 | 2.20% | ¥182,107 | ¥21,852,879 | ¥2,252,879 |
| 10 | 2.30% | ¥182,992 | ¥21,959,022 | ¥2,359,022 |
| 10 | 2.40% | ¥183,879 | ¥22,065,490 | ¥2,465,490 |
| 10 | 2.50% | ¥184,769 | ¥22,172,281 | ¥2,572,281 |
| 10 | 2.60% | ¥185,662 | ¥22,279,396 | ¥2,679,396 |
| 10 | 2.70% | ¥186,557 | ¥22,386,834 | ¥2,786,834 |
| 10 | 2.80% | ¥187,455 | ¥22,494,596 | ¥2,894,596 |
| 10 | 2.90% | ¥188,356 | ¥22,602,680 | ¥3,002,680 |
| 10 | 3.00% | ¥189,259 | ¥22,711,087 | ¥3,111,087 |
