1970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1970万円の住宅ローン|期間・年数別
1970万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥38,923 |
¥23,353,882 |
¥3,653,882 |
| 50 |
0.80% |
¥39,847 |
¥23,908,448 |
¥4,208,448 |
| 50 |
0.90% |
¥40,785 |
¥24,471,084 |
¥4,771,084 |
| 50 |
1.00% |
¥41,736 |
¥25,041,755 |
¥5,341,755 |
| 50 |
1.10% |
¥42,701 |
¥25,620,422 |
¥5,920,422 |
| 50 |
1.20% |
¥43,678 |
¥26,207,042 |
¥6,507,042 |
| 50 |
1.30% |
¥44,669 |
¥26,801,570 |
¥7,101,570 |
| 50 |
1.40% |
¥45,673 |
¥27,403,955 |
¥7,703,955 |
| 50 |
1.50% |
¥46,690 |
¥28,014,144 |
¥8,314,144 |
| 50 |
1.60% |
¥47,720 |
¥28,632,080 |
¥8,932,080 |
| 50 |
1.70% |
¥48,763 |
¥29,257,704 |
¥9,557,704 |
| 50 |
1.80% |
¥49,818 |
¥29,890,952 |
¥10,190,952 |
| 50 |
1.90% |
¥50,886 |
¥30,531,758 |
¥10,831,758 |
| 50 |
2.00% |
¥51,967 |
¥31,180,052 |
¥11,480,052 |
| 50 |
2.10% |
¥53,060 |
¥31,835,764 |
¥12,135,764 |
| 50 |
2.20% |
¥54,165 |
¥32,498,817 |
¥12,798,817 |
| 50 |
2.30% |
¥55,282 |
¥33,169,134 |
¥13,469,134 |
| 50 |
2.40% |
¥56,411 |
¥33,846,635 |
¥14,146,635 |
| 50 |
2.50% |
¥57,552 |
¥34,531,238 |
¥14,831,238 |
| 50 |
2.60% |
¥58,705 |
¥35,222,858 |
¥15,522,858 |
| 50 |
2.70% |
¥59,869 |
¥35,921,408 |
¥16,221,408 |
| 50 |
2.80% |
¥61,045 |
¥36,626,799 |
¥16,926,799 |
| 50 |
2.90% |
¥62,232 |
¥37,338,941 |
¥17,638,941 |
| 50 |
3.00% |
¥63,430 |
¥38,057,740 |
¥18,357,740 |
1970万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥42,539 |
¥22,971,074 |
¥3,271,074 |
| 45 |
0.80% |
¥43,453 |
¥23,464,797 |
¥3,764,797 |
| 45 |
0.90% |
¥44,380 |
¥23,965,078 |
¥4,265,078 |
| 45 |
1.00% |
¥45,318 |
¥24,471,891 |
¥4,771,891 |
| 45 |
1.10% |
¥46,269 |
¥24,985,212 |
¥5,285,212 |
| 45 |
1.20% |
¥47,232 |
¥25,505,012 |
¥5,805,012 |
| 45 |
1.30% |
¥48,206 |
¥26,031,261 |
¥6,331,261 |
| 45 |
1.40% |
¥49,192 |
¥26,563,925 |
¥6,863,925 |
| 45 |
1.50% |
¥50,191 |
¥27,102,969 |
¥7,402,969 |
| 45 |
1.60% |
¥51,201 |
¥27,648,355 |
¥7,948,355 |
| 45 |
1.70% |
¥52,222 |
¥28,200,043 |
¥8,500,043 |
| 45 |
1.80% |
¥53,256 |
¥28,757,991 |
¥9,057,991 |
| 45 |
1.90% |
¥54,300 |
¥29,322,154 |
¥9,622,154 |
| 45 |
2.00% |
¥55,356 |
¥29,892,486 |
¥10,192,486 |
| 45 |
2.10% |
¥56,424 |
¥30,468,939 |
¥10,768,939 |
| 45 |
2.20% |
¥57,503 |
¥31,051,462 |
¥11,351,462 |
| 45 |
2.30% |
¥58,593 |
¥31,640,003 |
¥11,940,003 |
| 45 |
2.40% |
¥59,694 |
¥32,234,508 |
¥12,534,508 |
| 45 |
2.50% |
¥60,805 |
¥32,834,920 |
¥13,134,920 |
| 45 |
2.60% |
¥61,928 |
¥33,441,182 |
¥13,741,182 |
| 45 |
2.70% |
¥63,062 |
¥34,053,236 |
¥14,353,236 |
| 45 |
2.80% |
¥64,206 |
¥34,671,019 |
¥14,971,019 |
| 45 |
2.90% |
¥65,360 |
¥35,294,471 |
¥15,594,471 |
| 45 |
3.00% |
¥66,525 |
¥35,923,527 |
¥16,223,527 |
1970万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥47,067 |
¥22,592,247 |
¥2,892,247 |
| 40 |
0.80% |
¥47,972 |
¥23,026,331 |
¥3,326,331 |
| 40 |
0.90% |
¥48,887 |
¥23,465,609 |
¥3,765,609 |
| 40 |
1.00% |
¥49,813 |
¥23,910,068 |
¥4,210,068 |
| 40 |
1.10% |
¥50,749 |
¥24,359,689 |
¥4,659,689 |
| 40 |
1.20% |
¥51,697 |
¥24,814,457 |
¥5,114,457 |
| 40 |
1.30% |
¥52,655 |
¥25,274,351 |
¥5,574,351 |
| 40 |
1.40% |
¥53,624 |
¥25,739,350 |
¥6,039,350 |
| 40 |
1.50% |
¥54,603 |
¥26,209,432 |
¥6,509,432 |
| 40 |
1.60% |
¥55,593 |
¥26,684,572 |
¥6,984,572 |
| 40 |
1.70% |
¥56,593 |
¥27,164,746 |
¥7,464,746 |
| 40 |
1.80% |
¥57,604 |
¥27,649,926 |
¥7,949,926 |
| 40 |
1.90% |
¥58,625 |
¥28,140,085 |
¥8,440,085 |
| 40 |
2.00% |
¥59,657 |
¥28,635,192 |
¥8,935,192 |
| 40 |
2.10% |
¥60,698 |
¥29,135,217 |
¥9,435,217 |
| 40 |
2.20% |
¥61,750 |
¥29,640,128 |
¥9,940,128 |
| 40 |
2.30% |
¥62,812 |
¥30,149,890 |
¥10,449,890 |
| 40 |
2.40% |
¥63,884 |
¥30,664,469 |
¥10,964,469 |
| 40 |
2.50% |
¥64,966 |
¥31,183,829 |
¥11,483,829 |
| 40 |
2.60% |
¥66,058 |
¥31,707,933 |
¥12,007,933 |
| 40 |
2.70% |
¥67,160 |
¥32,236,743 |
¥12,536,743 |
| 40 |
2.80% |
¥68,271 |
¥32,770,219 |
¥13,070,219 |
| 40 |
2.90% |
¥69,392 |
¥33,308,321 |
¥13,608,321 |
| 40 |
3.00% |
¥70,523 |
¥33,851,007 |
¥14,151,007 |
1970万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥52,899 |
¥22,217,409 |
¥2,517,409 |
| 35 |
0.80% |
¥53,793 |
¥22,593,062 |
¥2,893,062 |
| 35 |
0.90% |
¥54,697 |
¥22,972,701 |
¥3,272,701 |
| 35 |
1.00% |
¥55,610 |
¥23,356,319 |
¥3,656,319 |
| 35 |
1.10% |
¥56,533 |
¥23,743,904 |
¥4,043,904 |
| 35 |
1.20% |
¥57,465 |
¥24,135,447 |
¥4,435,447 |
| 35 |
1.30% |
¥58,407 |
¥24,530,936 |
¥4,830,936 |
| 35 |
1.40% |
¥59,358 |
¥24,930,358 |
¥5,230,358 |
| 35 |
1.50% |
¥60,318 |
¥25,333,701 |
¥5,633,701 |
| 35 |
1.60% |
¥61,288 |
¥25,740,949 |
¥6,040,949 |
| 35 |
1.70% |
¥62,267 |
¥26,152,087 |
¥6,452,087 |
| 35 |
1.80% |
¥63,255 |
¥26,567,100 |
¥6,867,100 |
| 35 |
1.90% |
¥64,252 |
¥26,985,971 |
¥7,285,971 |
| 35 |
2.00% |
¥65,259 |
¥27,408,682 |
¥7,708,682 |
| 35 |
2.10% |
¥66,274 |
¥27,835,213 |
¥8,135,213 |
| 35 |
2.20% |
¥67,299 |
¥28,265,547 |
¥8,565,547 |
| 35 |
2.30% |
¥68,333 |
¥28,699,663 |
¥8,999,663 |
| 35 |
2.40% |
¥69,375 |
¥29,137,539 |
¥9,437,539 |
| 35 |
2.50% |
¥70,427 |
¥29,579,154 |
¥9,879,154 |
| 35 |
2.60% |
¥71,487 |
¥30,024,486 |
¥10,324,486 |
| 35 |
2.70% |
¥72,556 |
¥30,473,511 |
¥10,773,511 |
| 35 |
2.80% |
¥73,634 |
¥30,926,206 |
¥11,226,206 |
| 35 |
2.90% |
¥74,720 |
¥31,382,545 |
¥11,682,545 |
| 35 |
3.00% |
¥75,815 |
¥31,842,505 |
¥12,142,505 |
1970万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥60,685 |
¥21,846,569 |
¥2,146,569 |
| 30 |
0.80% |
¥61,569 |
¥22,165,004 |
¥2,465,004 |
| 30 |
0.90% |
¥62,462 |
¥22,486,374 |
¥2,786,374 |
| 30 |
1.00% |
¥63,363 |
¥22,810,675 |
¥3,110,675 |
| 30 |
1.10% |
¥64,272 |
¥23,137,900 |
¥3,437,900 |
| 30 |
1.20% |
¥65,189 |
¥23,468,045 |
¥3,768,045 |
| 30 |
1.30% |
¥66,114 |
¥23,801,102 |
¥4,101,102 |
| 30 |
1.40% |
¥67,047 |
¥24,137,064 |
¥4,437,064 |
| 30 |
1.50% |
¥67,989 |
¥24,475,925 |
¥4,775,925 |
| 30 |
1.60% |
¥68,938 |
¥24,817,677 |
¥5,117,677 |
| 30 |
1.70% |
¥69,895 |
¥25,162,310 |
¥5,462,310 |
| 30 |
1.80% |
¥70,861 |
¥25,509,817 |
¥5,809,817 |
| 30 |
1.90% |
¥71,834 |
¥25,860,188 |
¥6,160,188 |
| 30 |
2.00% |
¥72,815 |
¥26,213,413 |
¥6,513,413 |
| 30 |
2.10% |
¥73,804 |
¥26,569,482 |
¥6,869,482 |
| 30 |
2.20% |
¥74,801 |
¥26,928,384 |
¥7,228,384 |
| 30 |
2.30% |
¥75,806 |
¥27,290,108 |
¥7,590,108 |
| 30 |
2.40% |
¥76,818 |
¥27,654,642 |
¥7,954,642 |
| 30 |
2.50% |
¥77,839 |
¥28,021,974 |
¥8,321,974 |
| 30 |
2.60% |
¥78,867 |
¥28,392,092 |
¥8,692,092 |
| 30 |
2.70% |
¥79,903 |
¥28,764,983 |
¥9,064,983 |
| 30 |
2.80% |
¥80,946 |
¥29,140,634 |
¥9,440,634 |
| 30 |
2.90% |
¥81,997 |
¥29,519,030 |
¥9,819,030 |
| 30 |
3.00% |
¥83,056 |
¥29,900,158 |
¥10,200,158 |
1970万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥71,599 |
¥21,479,731 |
¥1,779,731 |
| 25 |
0.80% |
¥72,474 |
¥21,742,167 |
¥2,042,167 |
| 25 |
0.90% |
¥73,355 |
¥22,006,645 |
¥2,306,645 |
| 25 |
1.00% |
¥74,244 |
¥22,273,162 |
¥2,573,162 |
| 25 |
1.10% |
¥75,139 |
¥22,541,716 |
¥2,841,716 |
| 25 |
1.20% |
¥76,041 |
¥22,812,304 |
¥3,112,304 |
| 25 |
1.30% |
¥76,950 |
¥23,084,922 |
¥3,384,922 |
| 25 |
1.40% |
¥77,865 |
¥23,359,568 |
¥3,659,568 |
| 25 |
1.50% |
¥78,787 |
¥23,636,237 |
¥3,936,237 |
| 25 |
1.60% |
¥79,716 |
¥23,914,926 |
¥4,214,926 |
| 25 |
1.70% |
¥80,652 |
¥24,195,630 |
¥4,495,630 |
| 25 |
1.80% |
¥81,594 |
¥24,478,346 |
¥4,778,346 |
| 25 |
1.90% |
¥82,544 |
¥24,763,068 |
¥5,063,068 |
| 25 |
2.00% |
¥83,499 |
¥25,049,791 |
¥5,349,791 |
| 25 |
2.10% |
¥84,462 |
¥25,338,512 |
¥5,638,512 |
| 25 |
2.20% |
¥85,431 |
¥25,629,223 |
¥5,929,223 |
| 25 |
2.30% |
¥86,406 |
¥25,921,921 |
¥6,221,921 |
| 25 |
2.40% |
¥87,389 |
¥26,216,598 |
¥6,516,598 |
| 25 |
2.50% |
¥88,377 |
¥26,513,249 |
¥6,813,249 |
| 25 |
2.60% |
¥89,373 |
¥26,811,868 |
¥7,111,868 |
| 25 |
2.70% |
¥90,375 |
¥27,112,448 |
¥7,412,448 |
| 25 |
2.80% |
¥91,383 |
¥27,414,983 |
¥7,714,983 |
| 25 |
2.90% |
¥92,398 |
¥27,719,465 |
¥8,019,465 |
| 25 |
3.00% |
¥93,420 |
¥28,025,889 |
¥8,325,889 |
1970万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥87,987 |
¥21,116,902 |
¥1,416,902 |
| 20 |
0.80% |
¥88,852 |
¥21,324,561 |
¥1,624,561 |
| 20 |
0.90% |
¥89,723 |
¥21,533,528 |
¥1,833,528 |
| 20 |
1.00% |
¥90,599 |
¥21,743,803 |
¥2,043,803 |
| 20 |
1.10% |
¥91,481 |
¥21,955,384 |
¥2,255,384 |
| 20 |
1.20% |
¥92,368 |
¥22,168,271 |
¥2,468,271 |
| 20 |
1.30% |
¥93,260 |
¥22,382,461 |
¥2,682,461 |
| 20 |
1.40% |
¥94,158 |
¥22,597,954 |
¥2,897,954 |
| 20 |
1.50% |
¥95,061 |
¥22,814,747 |
¥3,114,747 |
| 20 |
1.60% |
¥95,970 |
¥23,032,839 |
¥3,332,839 |
| 20 |
1.70% |
¥96,884 |
¥23,252,229 |
¥3,552,229 |
| 20 |
1.80% |
¥97,804 |
¥23,472,915 |
¥3,772,915 |
| 20 |
1.90% |
¥98,729 |
¥23,694,894 |
¥3,994,894 |
| 20 |
2.00% |
¥99,659 |
¥23,918,164 |
¥4,218,164 |
| 20 |
2.10% |
¥100,595 |
¥24,142,724 |
¥4,442,724 |
| 20 |
2.20% |
¥101,536 |
¥24,368,570 |
¥4,668,570 |
| 20 |
2.30% |
¥102,482 |
¥24,595,702 |
¥4,895,702 |
| 20 |
2.40% |
¥103,434 |
¥24,824,115 |
¥5,124,115 |
| 20 |
2.50% |
¥104,391 |
¥25,053,809 |
¥5,353,809 |
| 20 |
2.60% |
¥105,353 |
¥25,284,779 |
¥5,584,779 |
| 20 |
2.70% |
¥106,321 |
¥25,517,024 |
¥5,817,024 |
| 20 |
2.80% |
¥107,294 |
¥25,750,540 |
¥6,050,540 |
| 20 |
2.90% |
¥108,272 |
¥25,985,324 |
¥6,285,324 |
| 20 |
3.00% |
¥109,256 |
¥26,221,374 |
¥6,521,374 |
1970万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥115,323 |
¥20,758,086 |
¥1,058,086 |
| 15 |
0.80% |
¥116,179 |
¥20,912,192 |
¥1,212,192 |
| 15 |
0.90% |
¥117,039 |
¥21,067,036 |
¥1,367,036 |
| 15 |
1.00% |
¥117,903 |
¥21,222,615 |
¥1,522,615 |
| 15 |
1.10% |
¥118,772 |
¥21,378,931 |
¥1,678,931 |
| 15 |
1.20% |
¥119,644 |
¥21,535,983 |
¥1,835,983 |
| 15 |
1.30% |
¥120,521 |
¥21,693,770 |
¥1,993,770 |
| 15 |
1.40% |
¥121,402 |
¥21,852,292 |
¥2,152,292 |
| 15 |
1.50% |
¥122,286 |
¥22,011,548 |
¥2,311,548 |
| 15 |
1.60% |
¥123,175 |
¥22,171,537 |
¥2,471,537 |
| 15 |
1.70% |
¥124,068 |
¥22,332,259 |
¥2,632,259 |
| 15 |
1.80% |
¥124,965 |
¥22,493,714 |
¥2,793,714 |
| 15 |
1.90% |
¥125,866 |
¥22,655,901 |
¥2,955,901 |
| 15 |
2.00% |
¥126,771 |
¥22,818,819 |
¥3,118,819 |
| 15 |
2.10% |
¥127,680 |
¥22,982,466 |
¥3,282,466 |
| 15 |
2.20% |
¥128,594 |
¥23,146,844 |
¥3,446,844 |
| 15 |
2.30% |
¥129,511 |
¥23,311,950 |
¥3,611,950 |
| 15 |
2.40% |
¥130,432 |
¥23,477,784 |
¥3,777,784 |
| 15 |
2.50% |
¥131,357 |
¥23,644,345 |
¥3,944,345 |
| 15 |
2.60% |
¥132,287 |
¥23,811,633 |
¥4,111,633 |
| 15 |
2.70% |
¥133,220 |
¥23,979,645 |
¥4,279,645 |
| 15 |
2.80% |
¥134,158 |
¥24,148,382 |
¥4,448,382 |
| 15 |
2.90% |
¥135,099 |
¥24,317,842 |
¥4,617,842 |
| 15 |
3.00% |
¥136,045 |
¥24,488,025 |
¥4,788,025 |
1970万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥170,027 |
¥20,403,286 |
¥703,286 |
| 10 |
0.80% |
¥170,876 |
¥20,505,068 |
¥805,068 |
| 10 |
0.90% |
¥171,726 |
¥20,607,177 |
¥907,177 |
| 10 |
1.00% |
¥172,580 |
¥20,709,614 |
¥1,009,614 |
| 10 |
1.10% |
¥173,436 |
¥20,812,379 |
¥1,112,379 |
| 10 |
1.20% |
¥174,296 |
¥20,915,471 |
¥1,215,471 |
| 10 |
1.30% |
¥175,157 |
¥21,018,890 |
¥1,318,890 |
| 10 |
1.40% |
¥176,022 |
¥21,122,637 |
¥1,422,637 |
| 10 |
1.50% |
¥176,889 |
¥21,226,711 |
¥1,526,711 |
| 10 |
1.60% |
¥177,759 |
¥21,331,111 |
¥1,631,111 |
| 10 |
1.70% |
¥178,632 |
¥21,435,839 |
¥1,735,839 |
| 10 |
1.80% |
¥179,507 |
¥21,540,893 |
¥1,840,893 |
| 10 |
1.90% |
¥180,386 |
¥21,646,273 |
¥1,946,273 |
| 10 |
2.00% |
¥181,267 |
¥21,751,980 |
¥2,051,980 |
| 10 |
2.10% |
¥182,150 |
¥21,858,014 |
¥2,158,014 |
| 10 |
2.20% |
¥183,036 |
¥21,964,373 |
¥2,264,373 |
| 10 |
2.30% |
¥183,925 |
¥22,071,058 |
¥2,371,058 |
| 10 |
2.40% |
¥184,817 |
¥22,178,069 |
¥2,478,069 |
| 10 |
2.50% |
¥185,712 |
¥22,285,405 |
¥2,585,405 |
| 10 |
2.60% |
¥186,609 |
¥22,393,066 |
¥2,693,066 |
| 10 |
2.70% |
¥187,509 |
¥22,501,053 |
¥2,801,053 |
| 10 |
2.80% |
¥188,411 |
¥22,609,364 |
¥2,909,364 |
| 10 |
2.90% |
¥189,317 |
¥22,718,000 |
¥3,018,000 |
| 10 |
3.00% |
¥190,225 |
¥22,826,960 |
¥3,126,960 |