1980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1980万円の住宅ローン|期間・年数別
1980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥39,121 |
¥23,472,429 |
¥3,672,429 |
| 50 |
0.80% |
¥40,050 |
¥24,029,811 |
¥4,229,811 |
| 50 |
0.90% |
¥40,992 |
¥24,595,303 |
¥4,795,303 |
| 50 |
1.00% |
¥41,948 |
¥25,168,871 |
¥5,368,871 |
| 50 |
1.10% |
¥42,917 |
¥25,750,475 |
¥5,950,475 |
| 50 |
1.20% |
¥43,900 |
¥26,340,073 |
¥6,540,073 |
| 50 |
1.30% |
¥44,896 |
¥26,937,619 |
¥7,137,619 |
| 50 |
1.40% |
¥45,905 |
¥27,543,061 |
¥7,743,061 |
| 50 |
1.50% |
¥46,927 |
¥28,156,348 |
¥8,356,348 |
| 50 |
1.60% |
¥47,962 |
¥28,777,421 |
¥8,977,421 |
| 50 |
1.70% |
¥49,010 |
¥29,406,220 |
¥9,606,220 |
| 50 |
1.80% |
¥50,071 |
¥30,042,682 |
¥10,242,682 |
| 50 |
1.90% |
¥51,145 |
¥30,686,741 |
¥10,886,741 |
| 50 |
2.00% |
¥52,231 |
¥31,338,327 |
¥11,538,327 |
| 50 |
2.10% |
¥53,329 |
¥31,997,366 |
¥12,197,366 |
| 50 |
2.20% |
¥54,440 |
¥32,663,785 |
¥12,863,785 |
| 50 |
2.30% |
¥55,563 |
¥33,337,505 |
¥13,537,505 |
| 50 |
2.40% |
¥56,697 |
¥34,018,445 |
¥14,218,445 |
| 50 |
2.50% |
¥57,844 |
¥34,706,523 |
¥14,906,523 |
| 50 |
2.60% |
¥59,003 |
¥35,401,654 |
¥15,601,654 |
| 50 |
2.70% |
¥60,173 |
¥36,103,750 |
¥16,303,750 |
| 50 |
2.80% |
¥61,355 |
¥36,812,722 |
¥17,012,722 |
| 50 |
2.90% |
¥62,547 |
¥37,528,478 |
¥17,728,478 |
| 50 |
3.00% |
¥63,752 |
¥38,250,927 |
¥18,450,927 |
1980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥42,755 |
¥23,087,678 |
¥3,287,678 |
| 45 |
0.80% |
¥43,674 |
¥23,583,908 |
¥3,783,908 |
| 45 |
0.90% |
¥44,605 |
¥24,086,728 |
¥4,286,728 |
| 45 |
1.00% |
¥45,548 |
¥24,596,114 |
¥4,796,114 |
| 45 |
1.10% |
¥46,504 |
¥25,112,040 |
¥5,312,040 |
| 45 |
1.20% |
¥47,471 |
¥25,634,479 |
¥5,834,479 |
| 45 |
1.30% |
¥48,451 |
¥26,163,399 |
¥6,363,399 |
| 45 |
1.40% |
¥49,442 |
¥26,698,767 |
¥6,898,767 |
| 45 |
1.50% |
¥50,445 |
¥27,240,547 |
¥7,440,547 |
| 45 |
1.60% |
¥51,461 |
¥27,788,702 |
¥7,988,702 |
| 45 |
1.70% |
¥52,487 |
¥28,343,190 |
¥8,543,190 |
| 45 |
1.80% |
¥53,526 |
¥28,903,970 |
¥9,103,970 |
| 45 |
1.90% |
¥54,576 |
¥29,470,997 |
¥9,670,997 |
| 45 |
2.00% |
¥55,637 |
¥30,044,225 |
¥10,244,225 |
| 45 |
2.10% |
¥56,710 |
¥30,623,604 |
¥10,823,604 |
| 45 |
2.20% |
¥57,795 |
¥31,209,084 |
¥11,409,084 |
| 45 |
2.30% |
¥58,890 |
¥31,800,612 |
¥12,000,612 |
| 45 |
2.40% |
¥59,997 |
¥32,398,135 |
¥12,598,135 |
| 45 |
2.50% |
¥61,114 |
¥33,001,595 |
¥13,201,595 |
| 45 |
2.60% |
¥62,242 |
¥33,610,934 |
¥13,810,934 |
| 45 |
2.70% |
¥63,382 |
¥34,226,095 |
¥14,426,095 |
| 45 |
2.80% |
¥64,532 |
¥34,847,014 |
¥15,047,014 |
| 45 |
2.90% |
¥65,692 |
¥35,473,631 |
¥15,673,631 |
| 45 |
3.00% |
¥66,863 |
¥36,105,880 |
¥16,305,880 |
1980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥47,306 |
¥22,706,928 |
¥2,906,928 |
| 40 |
0.80% |
¥48,215 |
¥23,143,216 |
¥3,343,216 |
| 40 |
0.90% |
¥49,135 |
¥23,584,724 |
¥3,784,724 |
| 40 |
1.00% |
¥50,065 |
¥24,031,438 |
¥4,231,438 |
| 40 |
1.10% |
¥51,007 |
¥24,483,343 |
¥4,683,343 |
| 40 |
1.20% |
¥51,959 |
¥24,940,419 |
¥5,140,419 |
| 40 |
1.30% |
¥52,922 |
¥25,402,647 |
¥5,602,647 |
| 40 |
1.40% |
¥53,896 |
¥25,870,006 |
¥6,070,006 |
| 40 |
1.50% |
¥54,880 |
¥26,342,474 |
¥6,542,474 |
| 40 |
1.60% |
¥55,875 |
¥26,820,027 |
¥7,020,027 |
| 40 |
1.70% |
¥56,880 |
¥27,302,638 |
¥7,502,638 |
| 40 |
1.80% |
¥57,896 |
¥27,790,281 |
¥7,990,281 |
| 40 |
1.90% |
¥58,923 |
¥28,282,928 |
¥8,482,928 |
| 40 |
2.00% |
¥59,959 |
¥28,780,549 |
¥8,980,549 |
| 40 |
2.10% |
¥61,006 |
¥29,283,112 |
¥9,483,112 |
| 40 |
2.20% |
¥62,064 |
¥29,790,585 |
¥9,990,585 |
| 40 |
2.30% |
¥63,131 |
¥30,302,935 |
¥10,502,935 |
| 40 |
2.40% |
¥64,209 |
¥30,820,126 |
¥11,020,126 |
| 40 |
2.50% |
¥65,296 |
¥31,342,123 |
¥11,542,123 |
| 40 |
2.60% |
¥66,394 |
¥31,868,887 |
¥12,068,887 |
| 40 |
2.70% |
¥67,501 |
¥32,400,381 |
¥12,600,381 |
| 40 |
2.80% |
¥68,618 |
¥32,936,565 |
¥13,136,565 |
| 40 |
2.90% |
¥69,745 |
¥33,477,398 |
¥13,677,398 |
| 40 |
3.00% |
¥70,881 |
¥34,022,839 |
¥14,222,839 |
1980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥53,167 |
¥22,330,188 |
¥2,530,188 |
| 35 |
0.80% |
¥54,066 |
¥22,707,748 |
¥2,907,748 |
| 35 |
0.90% |
¥54,975 |
¥23,089,314 |
¥3,289,314 |
| 35 |
1.00% |
¥55,893 |
¥23,474,879 |
¥3,674,879 |
| 35 |
1.10% |
¥56,820 |
¥23,864,432 |
¥4,064,432 |
| 35 |
1.20% |
¥57,757 |
¥24,257,962 |
¥4,457,962 |
| 35 |
1.30% |
¥58,703 |
¥24,655,458 |
¥4,855,458 |
| 35 |
1.40% |
¥59,659 |
¥25,056,908 |
¥5,256,908 |
| 35 |
1.50% |
¥60,625 |
¥25,462,298 |
¥5,662,298 |
| 35 |
1.60% |
¥61,599 |
¥25,871,613 |
¥6,071,613 |
| 35 |
1.70% |
¥62,583 |
¥26,284,839 |
¥6,484,839 |
| 35 |
1.80% |
¥63,576 |
¥26,701,959 |
¥6,901,959 |
| 35 |
1.90% |
¥64,578 |
¥27,122,956 |
¥7,322,956 |
| 35 |
2.00% |
¥65,590 |
¥27,547,812 |
¥7,747,812 |
| 35 |
2.10% |
¥66,611 |
¥27,976,509 |
¥8,176,509 |
| 35 |
2.20% |
¥67,641 |
¥28,409,027 |
¥8,609,027 |
| 35 |
2.30% |
¥68,679 |
¥28,845,346 |
¥9,045,346 |
| 35 |
2.40% |
¥69,727 |
¥29,285,445 |
¥9,485,445 |
| 35 |
2.50% |
¥70,784 |
¥29,729,302 |
¥9,929,302 |
| 35 |
2.60% |
¥71,850 |
¥30,176,895 |
¥10,376,895 |
| 35 |
2.70% |
¥72,924 |
¥30,628,199 |
¥10,828,199 |
| 35 |
2.80% |
¥74,008 |
¥31,083,192 |
¥11,283,192 |
| 35 |
2.90% |
¥75,100 |
¥31,541,848 |
¥11,741,848 |
| 35 |
3.00% |
¥76,200 |
¥32,004,142 |
¥12,204,142 |
1980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥60,993 |
¥21,957,465 |
¥2,157,465 |
| 30 |
0.80% |
¥61,882 |
¥22,277,517 |
¥2,477,517 |
| 30 |
0.90% |
¥62,779 |
¥22,600,518 |
¥2,800,518 |
| 30 |
1.00% |
¥63,685 |
¥22,926,465 |
¥3,126,465 |
| 30 |
1.10% |
¥64,598 |
¥23,255,351 |
¥3,455,351 |
| 30 |
1.20% |
¥65,520 |
¥23,587,172 |
¥3,787,172 |
| 30 |
1.30% |
¥66,450 |
¥23,921,919 |
¥4,121,919 |
| 30 |
1.40% |
¥67,388 |
¥24,259,587 |
¥4,459,587 |
| 30 |
1.50% |
¥68,334 |
¥24,600,169 |
¥4,800,169 |
| 30 |
1.60% |
¥69,288 |
¥24,943,655 |
¥5,143,655 |
| 30 |
1.70% |
¥70,250 |
¥25,290,038 |
¥5,490,038 |
| 30 |
1.80% |
¥71,220 |
¥25,639,309 |
¥5,839,309 |
| 30 |
1.90% |
¥72,198 |
¥25,991,458 |
¥6,191,458 |
| 30 |
2.00% |
¥73,185 |
¥26,346,476 |
¥6,546,476 |
| 30 |
2.10% |
¥74,179 |
¥26,704,352 |
¥6,904,352 |
| 30 |
2.20% |
¥75,181 |
¥27,065,076 |
¥7,265,076 |
| 30 |
2.30% |
¥76,191 |
¥27,428,636 |
¥7,628,636 |
| 30 |
2.40% |
¥77,208 |
¥27,795,021 |
¥7,995,021 |
| 30 |
2.50% |
¥78,234 |
¥28,164,218 |
¥8,364,218 |
| 30 |
2.60% |
¥79,267 |
¥28,536,215 |
¥8,736,215 |
| 30 |
2.70% |
¥80,308 |
¥28,910,999 |
¥9,110,999 |
| 30 |
2.80% |
¥81,357 |
¥29,288,556 |
¥9,488,556 |
| 30 |
2.90% |
¥82,414 |
¥29,668,873 |
¥9,868,873 |
| 30 |
3.00% |
¥83,478 |
¥30,051,936 |
¥10,251,936 |
1980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥71,963 |
¥21,588,765 |
¥1,788,765 |
| 25 |
0.80% |
¥72,842 |
¥21,852,533 |
¥2,052,533 |
| 25 |
0.90% |
¥73,728 |
¥22,118,354 |
¥2,318,354 |
| 25 |
1.00% |
¥74,621 |
¥22,386,224 |
¥2,586,224 |
| 25 |
1.10% |
¥75,520 |
¥22,656,141 |
¥2,856,141 |
| 25 |
1.20% |
¥76,427 |
¥22,928,102 |
¥3,128,102 |
| 25 |
1.30% |
¥77,340 |
¥23,202,104 |
¥3,402,104 |
| 25 |
1.40% |
¥78,260 |
¥23,478,144 |
¥3,678,144 |
| 25 |
1.50% |
¥79,187 |
¥23,756,218 |
¥3,956,218 |
| 25 |
1.60% |
¥80,121 |
¥24,036,321 |
¥4,236,321 |
| 25 |
1.70% |
¥81,062 |
¥24,318,451 |
¥4,518,451 |
| 25 |
1.80% |
¥82,009 |
¥24,602,601 |
¥4,802,601 |
| 25 |
1.90% |
¥82,963 |
¥24,888,769 |
¥5,088,769 |
| 25 |
2.00% |
¥83,923 |
¥25,176,948 |
¥5,376,948 |
| 25 |
2.10% |
¥84,890 |
¥25,467,134 |
¥5,667,134 |
| 25 |
2.20% |
¥85,864 |
¥25,759,321 |
¥5,959,321 |
| 25 |
2.30% |
¥86,845 |
¥26,053,504 |
¥6,253,504 |
| 25 |
2.40% |
¥87,832 |
¥26,349,677 |
¥6,549,677 |
| 25 |
2.50% |
¥88,826 |
¥26,647,834 |
¥6,847,834 |
| 25 |
2.60% |
¥89,827 |
¥26,947,969 |
¥7,147,969 |
| 25 |
2.70% |
¥90,834 |
¥27,250,075 |
¥7,450,075 |
| 25 |
2.80% |
¥91,847 |
¥27,554,145 |
¥7,754,145 |
| 25 |
2.90% |
¥92,867 |
¥27,860,173 |
¥8,060,173 |
| 25 |
3.00% |
¥93,894 |
¥28,168,152 |
¥8,368,152 |
1980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥88,434 |
¥21,224,094 |
¥1,424,094 |
| 20 |
0.80% |
¥89,303 |
¥21,432,807 |
¥1,632,807 |
| 20 |
0.90% |
¥90,178 |
¥21,642,835 |
¥1,842,835 |
| 20 |
1.00% |
¥91,059 |
¥21,854,177 |
¥2,054,177 |
| 20 |
1.10% |
¥91,945 |
¥22,066,833 |
¥2,266,833 |
| 20 |
1.20% |
¥92,837 |
¥22,280,800 |
¥2,480,800 |
| 20 |
1.30% |
¥93,734 |
¥22,496,077 |
¥2,696,077 |
| 20 |
1.40% |
¥94,636 |
¥22,712,664 |
¥2,912,664 |
| 20 |
1.50% |
¥95,544 |
¥22,930,558 |
¥3,130,558 |
| 20 |
1.60% |
¥96,457 |
¥23,149,757 |
¥3,349,757 |
| 20 |
1.70% |
¥97,376 |
¥23,370,261 |
¥3,570,261 |
| 20 |
1.80% |
¥98,300 |
¥23,592,067 |
¥3,792,067 |
| 20 |
1.90% |
¥99,230 |
¥23,815,172 |
¥4,015,172 |
| 20 |
2.00% |
¥100,165 |
¥24,039,576 |
¥4,239,576 |
| 20 |
2.10% |
¥101,105 |
¥24,265,276 |
¥4,465,276 |
| 20 |
2.20% |
¥102,051 |
¥24,492,269 |
¥4,692,269 |
| 20 |
2.30% |
¥103,002 |
¥24,720,553 |
¥4,920,553 |
| 20 |
2.40% |
¥103,959 |
¥24,950,126 |
¥5,150,126 |
| 20 |
2.50% |
¥104,921 |
¥25,180,985 |
¥5,380,985 |
| 20 |
2.60% |
¥105,888 |
¥25,413,128 |
¥5,613,128 |
| 20 |
2.70% |
¥106,861 |
¥25,646,552 |
¥5,846,552 |
| 20 |
2.80% |
¥107,839 |
¥25,881,253 |
¥6,081,253 |
| 20 |
2.90% |
¥108,822 |
¥26,117,230 |
¥6,317,230 |
| 20 |
3.00% |
¥109,810 |
¥26,354,478 |
¥6,554,478 |
1980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥115,908 |
¥20,863,457 |
¥1,063,457 |
| 15 |
0.80% |
¥116,769 |
¥21,018,346 |
¥1,218,346 |
| 15 |
0.90% |
¥117,633 |
¥21,173,975 |
¥1,373,975 |
| 15 |
1.00% |
¥118,502 |
¥21,330,344 |
¥1,530,344 |
| 15 |
1.10% |
¥119,375 |
¥21,487,454 |
¥1,687,454 |
| 15 |
1.20% |
¥120,252 |
¥21,645,303 |
¥1,845,303 |
| 15 |
1.30% |
¥121,133 |
¥21,803,891 |
¥2,003,891 |
| 15 |
1.40% |
¥122,018 |
¥21,963,217 |
¥2,163,217 |
| 15 |
1.50% |
¥122,907 |
¥22,123,281 |
¥2,323,281 |
| 15 |
1.60% |
¥123,800 |
¥22,284,083 |
¥2,484,083 |
| 15 |
1.70% |
¥124,698 |
¥22,445,621 |
¥2,645,621 |
| 15 |
1.80% |
¥125,599 |
¥22,607,896 |
¥2,807,896 |
| 15 |
1.90% |
¥126,505 |
¥22,770,905 |
¥2,970,905 |
| 15 |
2.00% |
¥127,415 |
¥22,934,650 |
¥3,134,650 |
| 15 |
2.10% |
¥128,328 |
¥23,099,129 |
¥3,299,129 |
| 15 |
2.20% |
¥129,246 |
¥23,264,341 |
¥3,464,341 |
| 15 |
2.30% |
¥130,168 |
¥23,430,285 |
¥3,630,285 |
| 15 |
2.40% |
¥131,094 |
¥23,596,961 |
¥3,796,961 |
| 15 |
2.50% |
¥132,024 |
¥23,764,367 |
¥3,964,367 |
| 15 |
2.60% |
¥132,958 |
¥23,932,504 |
¥4,132,504 |
| 15 |
2.70% |
¥133,896 |
¥24,101,369 |
¥4,301,369 |
| 15 |
2.80% |
¥134,839 |
¥24,270,963 |
¥4,470,963 |
| 15 |
2.90% |
¥135,785 |
¥24,441,283 |
¥4,641,283 |
| 15 |
3.00% |
¥136,735 |
¥24,612,330 |
¥4,812,330 |
1980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥170,890 |
¥20,506,856 |
¥706,856 |
| 10 |
0.80% |
¥171,743 |
¥20,609,155 |
¥809,155 |
| 10 |
0.90% |
¥172,598 |
¥20,711,782 |
¥911,782 |
| 10 |
1.00% |
¥173,456 |
¥20,814,739 |
¥1,014,739 |
| 10 |
1.10% |
¥174,317 |
¥20,918,025 |
¥1,118,025 |
| 10 |
1.20% |
¥175,180 |
¥21,021,641 |
¥1,221,641 |
| 10 |
1.30% |
¥176,047 |
¥21,125,585 |
¥1,325,585 |
| 10 |
1.40% |
¥176,915 |
¥21,229,858 |
¥1,429,858 |
| 10 |
1.50% |
¥177,787 |
¥21,334,460 |
¥1,534,460 |
| 10 |
1.60% |
¥178,662 |
¥21,439,391 |
¥1,639,391 |
| 10 |
1.70% |
¥179,539 |
¥21,544,650 |
¥1,744,650 |
| 10 |
1.80% |
¥180,419 |
¥21,650,237 |
¥1,850,237 |
| 10 |
1.90% |
¥181,301 |
¥21,756,153 |
¥1,956,153 |
| 10 |
2.00% |
¥182,187 |
¥21,862,397 |
¥2,062,397 |
| 10 |
2.10% |
¥183,075 |
¥21,968,968 |
¥2,168,968 |
| 10 |
2.20% |
¥183,966 |
¥22,075,867 |
¥2,275,867 |
| 10 |
2.30% |
¥184,859 |
¥22,183,094 |
¥2,383,094 |
| 10 |
2.40% |
¥185,755 |
¥22,290,648 |
¥2,490,648 |
| 10 |
2.50% |
¥186,654 |
¥22,398,529 |
¥2,598,529 |
| 10 |
2.60% |
¥187,556 |
¥22,506,737 |
¥2,706,737 |
| 10 |
2.70% |
¥188,461 |
¥22,615,271 |
¥2,815,271 |
| 10 |
2.80% |
¥189,368 |
¥22,724,132 |
¥2,924,132 |
| 10 |
2.90% |
¥190,278 |
¥22,833,320 |
¥3,033,320 |
| 10 |
3.00% |
¥191,190 |
¥22,942,833 |
¥3,142,833 |