2000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2000万円の住宅ローン｜期間・年数別
2000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥39,516 | ¥23,709,525 | ¥3,709,525 |
| 50 | 0.80% | ¥40,454 | ¥24,272,536 | ¥4,272,536 |
| 50 | 0.90% | ¥41,406 | ¥24,843,740 | ¥4,843,740 |
| 50 | 1.00% | ¥42,372 | ¥25,423,102 | ¥5,423,102 |
| 50 | 1.10% | ¥43,351 | ¥26,010,581 | ¥6,010,581 |
| 50 | 1.20% | ¥44,344 | ¥26,606,134 | ¥6,606,134 |
| 50 | 1.30% | ¥45,350 | ¥27,209,716 | ¥7,209,716 |
| 50 | 1.40% | ¥46,369 | ¥27,821,274 | ¥7,821,274 |
| 50 | 1.50% | ¥47,401 | ¥28,440,755 | ¥8,440,755 |
| 50 | 1.60% | ¥48,447 | ¥29,068,102 | ¥9,068,102 |
| 50 | 1.70% | ¥49,505 | ¥29,703,253 | ¥9,703,253 |
| 50 | 1.80% | ¥50,577 | ¥30,346,144 | ¥10,346,144 |
| 50 | 1.90% | ¥51,661 | ¥30,996,708 | ¥10,996,708 |
| 50 | 2.00% | ¥52,758 | ¥31,654,875 | ¥11,654,875 |
| 50 | 2.10% | ¥53,868 | ¥32,320,572 | ¥12,320,572 |
| 50 | 2.20% | ¥54,990 | ¥32,993,722 | ¥12,993,722 |
| 50 | 2.30% | ¥56,124 | ¥33,674,247 | ¥13,674,247 |
| 50 | 2.40% | ¥57,270 | ¥34,362,066 | ¥14,362,066 |
| 50 | 2.50% | ¥58,428 | ¥35,057,094 | ¥15,057,094 |
| 50 | 2.60% | ¥59,599 | ¥35,759,246 | ¥15,759,246 |
| 50 | 2.70% | ¥60,781 | ¥36,468,434 | ¥16,468,434 |
| 50 | 2.80% | ¥61,974 | ¥37,184,567 | ¥17,184,567 |
| 50 | 2.90% | ¥63,179 | ¥37,907,554 | ¥17,907,554 |
| 50 | 3.00% | ¥64,395 | ¥38,637,300 | ¥18,637,300 |
2000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥43,187 | ¥23,320,887 | ¥3,320,887 |
| 45 | 0.80% | ¥44,115 | ¥23,822,129 | ¥3,822,129 |
| 45 | 0.90% | ¥45,056 | ¥24,330,028 | ¥4,330,028 |
| 45 | 1.00% | ¥46,008 | ¥24,844,559 | ¥4,844,559 |
| 45 | 1.10% | ¥46,974 | ¥25,365,697 | ¥5,365,697 |
| 45 | 1.20% | ¥47,951 | ¥25,893,413 | ¥5,893,413 |
| 45 | 1.30% | ¥48,940 | ¥26,427,676 | ¥6,427,676 |
| 45 | 1.40% | ¥49,942 | ¥26,968,451 | ¥6,968,451 |
| 45 | 1.50% | ¥50,955 | ¥27,515,704 | ¥7,515,704 |
| 45 | 1.60% | ¥51,980 | ¥28,069,395 | ¥8,069,395 |
| 45 | 1.70% | ¥53,018 | ¥28,629,485 | ¥8,629,485 |
| 45 | 1.80% | ¥54,067 | ¥29,195,929 | ¥9,195,929 |
| 45 | 1.90% | ¥55,127 | ¥29,768,684 | ¥9,768,684 |
| 45 | 2.00% | ¥56,199 | ¥30,347,702 | ¥10,347,702 |
| 45 | 2.10% | ¥57,283 | ¥30,932,933 | ¥10,932,933 |
| 45 | 2.20% | ¥58,378 | ¥31,524,327 | ¥11,524,327 |
| 45 | 2.30% | ¥59,485 | ¥32,121,831 | ¥12,121,831 |
| 45 | 2.40% | ¥60,603 | ¥32,725,388 | ¥12,725,388 |
| 45 | 2.50% | ¥61,731 | ¥33,334,944 | ¥13,334,944 |
| 45 | 2.60% | ¥62,871 | ¥33,950,439 | ¥13,950,439 |
| 45 | 2.70% | ¥64,022 | ¥34,571,813 | ¥14,571,813 |
| 45 | 2.80% | ¥65,183 | ¥35,199,004 | ¥15,199,004 |
| 45 | 2.90% | ¥66,355 | ¥35,831,950 | ¥15,831,950 |
| 45 | 3.00% | ¥67,538 | ¥36,470,586 | ¥16,470,586 |
2000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥47,784 | ¥22,936,291 | ¥2,936,291 |
| 40 | 0.80% | ¥48,702 | ¥23,376,985 | ¥3,376,985 |
| 40 | 0.90% | ¥49,631 | ¥23,822,954 | ¥3,822,954 |
| 40 | 1.00% | ¥50,571 | ¥24,274,180 | ¥4,274,180 |
| 40 | 1.10% | ¥51,522 | ¥24,730,649 | ¥4,730,649 |
| 40 | 1.20% | ¥52,484 | ¥25,192,342 | ¥5,192,342 |
| 40 | 1.30% | ¥53,457 | ¥25,659,239 | ¥5,659,239 |
| 40 | 1.40% | ¥54,440 | ¥26,131,320 | ¥6,131,320 |
| 40 | 1.50% | ¥55,434 | ¥26,608,560 | ¥6,608,560 |
| 40 | 1.60% | ¥56,439 | ¥27,090,936 | ¥7,090,936 |
| 40 | 1.70% | ¥57,455 | ¥27,578,422 | ¥7,578,422 |
| 40 | 1.80% | ¥58,481 | ¥28,070,991 | ¥8,070,991 |
| 40 | 1.90% | ¥59,518 | ¥28,568,614 | ¥8,568,614 |
| 40 | 2.00% | ¥60,565 | ¥29,071,261 | ¥9,071,261 |
| 40 | 2.10% | ¥61,623 | ¥29,578,901 | ¥9,578,901 |
| 40 | 2.20% | ¥62,691 | ¥30,091,500 | ¥10,091,500 |
| 40 | 2.30% | ¥63,769 | ¥30,609,025 | ¥10,609,025 |
| 40 | 2.40% | ¥64,857 | ¥31,131,441 | ¥11,131,441 |
| 40 | 2.50% | ¥65,956 | ¥31,658,710 | ¥11,658,710 |
| 40 | 2.60% | ¥67,064 | ¥32,190,795 | ¥12,190,795 |
| 40 | 2.70% | ¥68,183 | ¥32,727,658 | ¥12,727,658 |
| 40 | 2.80% | ¥69,311 | ¥33,269,258 | ¥13,269,258 |
| 40 | 2.90% | ¥70,449 | ¥33,815,554 | ¥13,815,554 |
| 40 | 3.00% | ¥71,597 | ¥34,366,505 | ¥14,366,505 |
2000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥53,704 | ¥22,555,745 | ¥2,555,745 |
| 35 | 0.80% | ¥54,612 | ¥22,937,119 | ¥2,937,119 |
| 35 | 0.90% | ¥55,530 | ¥23,322,540 | ¥3,322,540 |
| 35 | 1.00% | ¥56,457 | ¥23,711,999 | ¥3,711,999 |
| 35 | 1.10% | ¥57,394 | ¥24,105,486 | ¥4,105,486 |
| 35 | 1.20% | ¥58,340 | ¥24,502,992 | ¥4,502,992 |
| 35 | 1.30% | ¥59,296 | ¥24,904,503 | ¥4,904,503 |
| 35 | 1.40% | ¥60,262 | ¥25,310,008 | ¥5,310,008 |
| 35 | 1.50% | ¥61,237 | ¥25,719,493 | ¥5,719,493 |
| 35 | 1.60% | ¥62,221 | ¥26,132,943 | ¥6,132,943 |
| 35 | 1.70% | ¥63,215 | ¥26,550,342 | ¥6,550,342 |
| 35 | 1.80% | ¥64,218 | ¥26,971,675 | ¥6,971,675 |
| 35 | 1.90% | ¥65,231 | ¥27,396,925 | ¥7,396,925 |
| 35 | 2.00% | ¥66,253 | ¥27,826,073 | ¥7,826,073 |
| 35 | 2.10% | ¥67,284 | ¥28,259,100 | ¥8,259,100 |
| 35 | 2.20% | ¥68,324 | ¥28,695,987 | ¥8,695,987 |
| 35 | 2.30% | ¥69,373 | ¥29,136,713 | ¥9,136,713 |
| 35 | 2.40% | ¥70,432 | ¥29,581,258 | ¥9,581,258 |
| 35 | 2.50% | ¥71,499 | ¥30,029,598 | ¥10,029,598 |
| 35 | 2.60% | ¥72,576 | ¥30,481,712 | ¥10,481,712 |
| 35 | 2.70% | ¥73,661 | ¥30,937,575 | ¥10,937,575 |
| 35 | 2.80% | ¥74,755 | ¥31,397,163 | ¥11,397,163 |
| 35 | 2.90% | ¥75,858 | ¥31,860,452 | ¥11,860,452 |
| 35 | 3.00% | ¥76,970 | ¥32,327,416 | ¥12,327,416 |
2000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥61,609 | ¥22,179,257 | ¥2,179,257 |
| 30 | 0.80% | ¥62,507 | ¥22,502,542 | ¥2,502,542 |
| 30 | 0.90% | ¥63,413 | ¥22,828,806 | ¥2,828,806 |
| 30 | 1.00% | ¥64,328 | ¥23,158,045 | ¥3,158,045 |
| 30 | 1.10% | ¥65,251 | ¥23,490,254 | ¥3,490,254 |
| 30 | 1.20% | ¥66,182 | ¥23,825,426 | ¥3,825,426 |
| 30 | 1.30% | ¥67,121 | ¥24,163,555 | ¥4,163,555 |
| 30 | 1.40% | ¥68,068 | ¥24,504,634 | ¥4,504,634 |
| 30 | 1.50% | ¥69,024 | ¥24,848,655 | ¥4,848,655 |
| 30 | 1.60% | ¥69,988 | ¥25,195,611 | ¥5,195,611 |
| 30 | 1.70% | ¥70,960 | ¥25,545,493 | ¥5,545,493 |
| 30 | 1.80% | ¥71,940 | ¥25,898,292 | ¥5,898,292 |
| 30 | 1.90% | ¥72,928 | ¥26,253,998 | ¥6,253,998 |
| 30 | 2.00% | ¥73,924 | ¥26,612,602 | ¥6,612,602 |
| 30 | 2.10% | ¥74,928 | ¥26,974,093 | ¥6,974,093 |
| 30 | 2.20% | ¥75,940 | ¥27,338,461 | ¥7,338,461 |
| 30 | 2.30% | ¥76,960 | ¥27,705,693 | ¥7,705,693 |
| 30 | 2.40% | ¥77,988 | ¥28,075,778 | ¥8,075,778 |
| 30 | 2.50% | ¥79,024 | ¥28,448,705 | ¥8,448,705 |
| 30 | 2.60% | ¥80,068 | ¥28,824,459 | ¥8,824,459 |
| 30 | 2.70% | ¥81,120 | ¥29,203,029 | ¥9,203,029 |
| 30 | 2.80% | ¥82,179 | ¥29,584,400 | ¥9,584,400 |
| 30 | 2.90% | ¥83,246 | ¥29,968,559 | ¥9,968,559 |
| 30 | 3.00% | ¥84,321 | ¥30,355,490 | ¥10,355,490 |
2000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥72,689 | ¥21,806,834 | ¥1,806,834 |
| 25 | 0.80% | ¥73,578 | ¥22,073,266 | ¥2,073,266 |
| 25 | 0.90% | ¥74,473 | ¥22,341,771 | ¥2,341,771 |
| 25 | 1.00% | ¥75,374 | ¥22,612,347 | ¥2,612,347 |
| 25 | 1.10% | ¥76,283 | ¥22,884,991 | ¥2,884,991 |
| 25 | 1.20% | ¥77,199 | ¥23,159,699 | ¥3,159,699 |
| 25 | 1.30% | ¥78,122 | ¥23,436,469 | ¥3,436,469 |
| 25 | 1.40% | ¥79,051 | ¥23,715,297 | ¥3,715,297 |
| 25 | 1.50% | ¥79,987 | ¥23,996,180 | ¥3,996,180 |
| 25 | 1.60% | ¥80,930 | ¥24,279,112 | ¥4,279,112 |
| 25 | 1.70% | ¥81,880 | ¥24,564,091 | ¥4,564,091 |
| 25 | 1.80% | ¥82,837 | ¥24,851,112 | ¥4,851,112 |
| 25 | 1.90% | ¥83,801 | ¥25,140,170 | ¥5,140,170 |
| 25 | 2.00% | ¥84,771 | ¥25,431,260 | ¥5,431,260 |
| 25 | 2.10% | ¥85,748 | ¥25,724,377 | ¥5,724,377 |
| 25 | 2.20% | ¥86,732 | ¥26,019,516 | ¥6,019,516 |
| 25 | 2.30% | ¥87,722 | ¥26,316,671 | ¥6,316,671 |
| 25 | 2.40% | ¥88,719 | ¥26,615,835 | ¥6,615,835 |
| 25 | 2.50% | ¥89,723 | ¥26,917,004 | ¥6,917,004 |
| 25 | 2.60% | ¥90,734 | ¥27,220,170 | ¥7,220,170 |
| 25 | 2.70% | ¥91,751 | ¥27,525,328 | ¥7,525,328 |
| 25 | 2.80% | ¥92,775 | ¥27,832,470 | ¥7,832,470 |
| 25 | 2.90% | ¥93,805 | ¥28,141,589 | ¥8,141,589 |
| 25 | 3.00% | ¥94,842 | ¥28,452,679 | ¥8,452,679 |
2000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥89,327 | ¥21,438,479 | ¥1,438,479 |
| 20 | 0.80% | ¥90,205 | ¥21,649,300 | ¥1,649,300 |
| 20 | 0.90% | ¥91,089 | ¥21,861,450 | ¥1,861,450 |
| 20 | 1.00% | ¥91,979 | ¥22,074,927 | ¥2,074,927 |
| 20 | 1.10% | ¥92,874 | ¥22,289,730 | ¥2,289,730 |
| 20 | 1.20% | ¥93,774 | ¥22,505,858 | ¥2,505,858 |
| 20 | 1.30% | ¥94,680 | ¥22,723,311 | ¥2,723,311 |
| 20 | 1.40% | ¥95,592 | ¥22,942,085 | ¥2,942,085 |
| 20 | 1.50% | ¥96,509 | ¥23,162,180 | ¥3,162,180 |
| 20 | 1.60% | ¥97,432 | ¥23,383,593 | ¥3,383,593 |
| 20 | 1.70% | ¥98,360 | ¥23,606,324 | ¥3,606,324 |
| 20 | 1.80% | ¥99,293 | ¥23,830,370 | ¥3,830,370 |
| 20 | 1.90% | ¥100,232 | ¥24,055,730 | ¥4,055,730 |
| 20 | 2.00% | ¥101,177 | ¥24,282,400 | ¥4,282,400 |
| 20 | 2.10% | ¥102,127 | ¥24,510,379 | ¥4,510,379 |
| 20 | 2.20% | ¥103,082 | ¥24,739,665 | ¥4,739,665 |
| 20 | 2.30% | ¥104,043 | ¥24,970,256 | ¥4,970,256 |
| 20 | 2.40% | ¥105,009 | ¥25,202,148 | ¥5,202,148 |
| 20 | 2.50% | ¥105,981 | ¥25,435,339 | ¥5,435,339 |
| 20 | 2.60% | ¥106,958 | ¥25,669,826 | ¥5,669,826 |
| 20 | 2.70% | ¥107,940 | ¥25,905,608 | ¥5,905,608 |
| 20 | 2.80% | ¥108,928 | ¥26,142,680 | ¥6,142,680 |
| 20 | 2.90% | ¥109,921 | ¥26,381,040 | ¥6,381,040 |
| 20 | 3.00% | ¥110,920 | ¥26,620,685 | ¥6,620,685 |
2000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥117,079 | ¥21,074,199 | ¥1,074,199 |
| 15 | 0.80% | ¥117,948 | ¥21,230,652 | ¥1,230,652 |
| 15 | 0.90% | ¥118,821 | ¥21,387,853 | ¥1,387,853 |
| 15 | 1.00% | ¥119,699 | ¥21,545,803 | ¥1,545,803 |
| 15 | 1.10% | ¥120,581 | ¥21,704,499 | ¥1,704,499 |
| 15 | 1.20% | ¥121,466 | ¥21,863,942 | ¥1,863,942 |
| 15 | 1.30% | ¥122,356 | ¥22,024,132 | ¥2,024,132 |
| 15 | 1.40% | ¥123,250 | ¥22,185,068 | ¥2,185,068 |
| 15 | 1.50% | ¥124,149 | ¥22,346,749 | ¥2,346,749 |
| 15 | 1.60% | ¥125,051 | ¥22,509,175 | ¥2,509,175 |
| 15 | 1.70% | ¥125,957 | ¥22,672,345 | ¥2,672,345 |
| 15 | 1.80% | ¥126,868 | ¥22,836,258 | ¥2,836,258 |
| 15 | 1.90% | ¥127,783 | ¥23,000,915 | ¥3,000,915 |
| 15 | 2.00% | ¥128,702 | ¥23,166,313 | ¥3,166,313 |
| 15 | 2.10% | ¥129,625 | ¥23,332,453 | ¥3,332,453 |
| 15 | 2.20% | ¥130,552 | ¥23,499,334 | ¥3,499,334 |
| 15 | 2.30% | ¥131,483 | ¥23,666,954 | ¥3,666,954 |
| 15 | 2.40% | ¥132,418 | ¥23,835,314 | ¥3,835,314 |
| 15 | 2.50% | ¥133,358 | ¥24,004,412 | ¥4,004,412 |
| 15 | 2.60% | ¥134,301 | ¥24,174,246 | ¥4,174,246 |
| 15 | 2.70% | ¥135,249 | ¥24,344,818 | ¥4,344,818 |
| 15 | 2.80% | ¥136,201 | ¥24,516,124 | ¥4,516,124 |
| 15 | 2.90% | ¥137,156 | ¥24,688,165 | ¥4,688,165 |
| 15 | 3.00% | ¥138,116 | ¥24,860,939 | ¥4,860,939 |
2000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥172,617 | ¥20,713,996 | ¥713,996 |
| 10 | 0.80% | ¥173,478 | ¥20,817,328 | ¥817,328 |
| 10 | 0.90% | ¥174,342 | ¥20,920,992 | ¥920,992 |
| 10 | 1.00% | ¥175,208 | ¥21,024,989 | ¥1,024,989 |
| 10 | 1.10% | ¥176,078 | ¥21,129,319 | ¥1,129,319 |
| 10 | 1.20% | ¥176,950 | ¥21,233,981 | ¥1,233,981 |
| 10 | 1.30% | ¥177,825 | ¥21,338,975 | ¥1,338,975 |
| 10 | 1.40% | ¥178,703 | ¥21,444,301 | ¥1,444,301 |
| 10 | 1.50% | ¥179,583 | ¥21,549,960 | ¥1,549,960 |
| 10 | 1.60% | ¥180,466 | ¥21,655,950 | ¥1,655,950 |
| 10 | 1.70% | ¥181,352 | ¥21,762,273 | ¥1,762,273 |
| 10 | 1.80% | ¥182,241 | ¥21,868,927 | ¥1,868,927 |
| 10 | 1.90% | ¥183,133 | ¥21,975,912 | ¥1,975,912 |
| 10 | 2.00% | ¥184,027 | ¥22,083,229 | ¥2,083,229 |
| 10 | 2.10% | ¥184,924 | ¥22,190,877 | ¥2,190,877 |
| 10 | 2.20% | ¥185,824 | ¥22,298,856 | ¥2,298,856 |
| 10 | 2.30% | ¥186,726 | ¥22,407,165 | ¥2,407,165 |
| 10 | 2.40% | ¥187,632 | ¥22,515,806 | ¥2,515,806 |
| 10 | 2.50% | ¥188,540 | ¥22,624,776 | ¥2,624,776 |
| 10 | 2.60% | ¥189,451 | ¥22,734,077 | ¥2,734,077 |
| 10 | 2.70% | ¥190,364 | ¥22,843,708 | ¥2,843,708 |
| 10 | 2.80% | ¥191,281 | ¥22,953,669 | ¥2,953,669 |
| 10 | 2.90% | ¥192,200 | ¥23,063,959 | ¥3,063,959 |
| 10 | 3.00% | ¥193,121 | ¥23,174,579 | ¥3,174,579 |
