2010万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2010万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2010万円の住宅ローン|期間・年数別
2010万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥39,713 |
¥23,828,072 |
¥3,728,072 |
| 50 |
0.80% |
¥40,656 |
¥24,393,899 |
¥4,293,899 |
| 50 |
0.90% |
¥41,613 |
¥24,967,959 |
¥4,867,959 |
| 50 |
1.00% |
¥42,584 |
¥25,550,217 |
¥5,450,217 |
| 50 |
1.10% |
¥43,568 |
¥26,140,634 |
¥6,040,634 |
| 50 |
1.20% |
¥44,565 |
¥26,739,165 |
¥6,639,165 |
| 50 |
1.30% |
¥45,576 |
¥27,345,764 |
¥7,245,764 |
| 50 |
1.40% |
¥46,601 |
¥27,960,380 |
¥7,860,380 |
| 50 |
1.50% |
¥47,638 |
¥28,582,959 |
¥8,482,959 |
| 50 |
1.60% |
¥48,689 |
¥29,213,442 |
¥9,113,442 |
| 50 |
1.70% |
¥49,753 |
¥29,851,769 |
¥9,751,769 |
| 50 |
1.80% |
¥50,830 |
¥30,497,875 |
¥10,397,875 |
| 50 |
1.90% |
¥51,919 |
¥31,151,692 |
¥11,051,692 |
| 50 |
2.00% |
¥53,022 |
¥31,813,150 |
¥11,713,150 |
| 50 |
2.10% |
¥54,137 |
¥32,482,175 |
¥12,382,175 |
| 50 |
2.20% |
¥55,264 |
¥33,158,691 |
¥13,058,691 |
| 50 |
2.30% |
¥56,404 |
¥33,842,619 |
¥13,742,619 |
| 50 |
2.40% |
¥57,556 |
¥34,533,876 |
¥14,433,876 |
| 50 |
2.50% |
¥58,721 |
¥35,232,380 |
¥15,132,380 |
| 50 |
2.60% |
¥59,897 |
¥35,938,043 |
¥15,838,043 |
| 50 |
2.70% |
¥61,085 |
¥36,650,776 |
¥16,550,776 |
| 50 |
2.80% |
¥62,284 |
¥37,370,490 |
¥17,270,490 |
| 50 |
2.90% |
¥63,495 |
¥38,097,092 |
¥17,997,092 |
| 50 |
3.00% |
¥64,717 |
¥38,830,486 |
¥18,730,486 |
2010万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥43,403 |
¥23,437,491 |
¥3,337,491 |
| 45 |
0.80% |
¥44,336 |
¥23,941,240 |
¥3,841,240 |
| 45 |
0.90% |
¥45,281 |
¥24,451,678 |
¥4,351,678 |
| 45 |
1.00% |
¥46,238 |
¥24,968,782 |
¥4,868,782 |
| 45 |
1.10% |
¥47,208 |
¥25,492,526 |
¥5,392,526 |
| 45 |
1.20% |
¥48,191 |
¥26,022,880 |
¥5,922,880 |
| 45 |
1.30% |
¥49,185 |
¥26,559,814 |
¥6,459,814 |
| 45 |
1.40% |
¥50,191 |
¥27,103,294 |
¥7,003,294 |
| 45 |
1.50% |
¥51,210 |
¥27,653,283 |
¥7,553,283 |
| 45 |
1.60% |
¥52,240 |
¥28,209,742 |
¥8,109,742 |
| 45 |
1.70% |
¥53,283 |
¥28,772,632 |
¥8,672,632 |
| 45 |
1.80% |
¥54,337 |
¥29,341,909 |
¥9,241,909 |
| 45 |
1.90% |
¥55,403 |
¥29,917,528 |
¥9,817,528 |
| 45 |
2.00% |
¥56,480 |
¥30,499,440 |
¥10,399,440 |
| 45 |
2.10% |
¥57,570 |
¥31,087,598 |
¥10,987,598 |
| 45 |
2.20% |
¥58,670 |
¥31,681,949 |
¥11,581,949 |
| 45 |
2.30% |
¥59,782 |
¥32,282,440 |
¥12,182,440 |
| 45 |
2.40% |
¥60,906 |
¥32,889,015 |
¥12,789,015 |
| 45 |
2.50% |
¥62,040 |
¥33,501,619 |
¥13,401,619 |
| 45 |
2.60% |
¥63,186 |
¥34,120,191 |
¥14,020,191 |
| 45 |
2.70% |
¥64,342 |
¥34,744,672 |
¥14,644,672 |
| 45 |
2.80% |
¥65,509 |
¥35,374,999 |
¥15,274,999 |
| 45 |
2.90% |
¥66,687 |
¥36,011,110 |
¥15,911,110 |
| 45 |
3.00% |
¥67,876 |
¥36,652,939 |
¥16,552,939 |
2010万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥48,023 |
¥23,050,973 |
¥2,950,973 |
| 40 |
0.80% |
¥48,946 |
¥23,493,870 |
¥3,393,870 |
| 40 |
0.90% |
¥49,879 |
¥23,942,068 |
¥3,842,068 |
| 40 |
1.00% |
¥50,824 |
¥24,395,551 |
¥4,295,551 |
| 40 |
1.10% |
¥51,780 |
¥24,854,302 |
¥4,754,302 |
| 40 |
1.20% |
¥52,746 |
¥25,318,304 |
¥5,218,304 |
| 40 |
1.30% |
¥53,724 |
¥25,787,536 |
¥5,687,536 |
| 40 |
1.40% |
¥54,712 |
¥26,261,976 |
¥6,161,976 |
| 40 |
1.50% |
¥55,712 |
¥26,741,603 |
¥6,641,603 |
| 40 |
1.60% |
¥56,722 |
¥27,226,391 |
¥7,126,391 |
| 40 |
1.70% |
¥57,742 |
¥27,716,314 |
¥7,616,314 |
| 40 |
1.80% |
¥58,774 |
¥28,211,346 |
¥8,111,346 |
| 40 |
1.90% |
¥59,816 |
¥28,711,457 |
¥8,611,457 |
| 40 |
2.00% |
¥60,868 |
¥29,216,618 |
¥9,116,618 |
| 40 |
2.10% |
¥61,931 |
¥29,726,795 |
¥9,626,795 |
| 40 |
2.20% |
¥63,004 |
¥30,241,958 |
¥10,141,958 |
| 40 |
2.30% |
¥64,088 |
¥30,762,070 |
¥10,662,070 |
| 40 |
2.40% |
¥65,181 |
¥31,287,098 |
¥11,187,098 |
| 40 |
2.50% |
¥66,285 |
¥31,817,003 |
¥11,717,003 |
| 40 |
2.60% |
¥67,399 |
¥32,351,749 |
¥12,251,749 |
| 40 |
2.70% |
¥68,524 |
¥32,891,296 |
¥12,791,296 |
| 40 |
2.80% |
¥69,658 |
¥33,435,604 |
¥13,335,604 |
| 40 |
2.90% |
¥70,801 |
¥33,984,632 |
¥13,884,632 |
| 40 |
3.00% |
¥71,955 |
¥34,538,337 |
¥14,438,337 |
2010万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥53,973 |
¥22,668,524 |
¥2,568,524 |
| 35 |
0.80% |
¥54,885 |
¥23,051,804 |
¥2,951,804 |
| 35 |
0.90% |
¥55,808 |
¥23,439,152 |
¥3,339,152 |
| 35 |
1.00% |
¥56,739 |
¥23,830,559 |
¥3,730,559 |
| 35 |
1.10% |
¥57,681 |
¥24,226,014 |
¥4,126,014 |
| 35 |
1.20% |
¥58,632 |
¥24,625,507 |
¥4,525,507 |
| 35 |
1.30% |
¥59,593 |
¥25,029,026 |
¥4,929,026 |
| 35 |
1.40% |
¥60,563 |
¥25,436,558 |
¥5,336,558 |
| 35 |
1.50% |
¥61,543 |
¥25,848,090 |
¥5,748,090 |
| 35 |
1.60% |
¥62,532 |
¥26,263,607 |
¥6,163,607 |
| 35 |
1.70% |
¥63,531 |
¥26,683,094 |
¥6,583,094 |
| 35 |
1.80% |
¥64,539 |
¥27,106,534 |
¥7,006,534 |
| 35 |
1.90% |
¥65,557 |
¥27,533,909 |
¥7,433,909 |
| 35 |
2.00% |
¥66,584 |
¥27,965,203 |
¥7,865,203 |
| 35 |
2.10% |
¥67,620 |
¥28,400,395 |
¥8,300,395 |
| 35 |
2.20% |
¥68,665 |
¥28,839,467 |
¥8,739,467 |
| 35 |
2.30% |
¥69,720 |
¥29,282,397 |
¥9,182,397 |
| 35 |
2.40% |
¥70,784 |
¥29,729,164 |
¥9,629,164 |
| 35 |
2.50% |
¥71,857 |
¥30,179,746 |
¥10,079,746 |
| 35 |
2.60% |
¥72,938 |
¥30,634,120 |
¥10,534,120 |
| 35 |
2.70% |
¥74,029 |
¥31,092,263 |
¥10,992,263 |
| 35 |
2.80% |
¥75,129 |
¥31,554,149 |
¥11,454,149 |
| 35 |
2.90% |
¥76,238 |
¥32,019,755 |
¥11,919,755 |
| 35 |
3.00% |
¥77,355 |
¥32,489,053 |
¥12,389,053 |
2010万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥61,917 |
¥22,290,154 |
¥2,190,154 |
| 30 |
0.80% |
¥62,820 |
¥22,615,055 |
¥2,515,055 |
| 30 |
0.90% |
¥63,730 |
¥22,942,950 |
¥2,842,950 |
| 30 |
1.00% |
¥64,650 |
¥23,273,836 |
¥3,173,836 |
| 30 |
1.10% |
¥65,577 |
¥23,607,705 |
¥3,507,705 |
| 30 |
1.20% |
¥66,513 |
¥23,944,553 |
¥3,844,553 |
| 30 |
1.30% |
¥67,457 |
¥24,284,373 |
¥4,184,373 |
| 30 |
1.40% |
¥68,409 |
¥24,627,157 |
¥4,527,157 |
| 30 |
1.50% |
¥69,369 |
¥24,972,898 |
¥4,872,898 |
| 30 |
1.60% |
¥70,338 |
¥25,321,589 |
¥5,221,589 |
| 30 |
1.70% |
¥71,315 |
¥25,673,220 |
¥5,573,220 |
| 30 |
1.80% |
¥72,299 |
¥26,027,783 |
¥5,927,783 |
| 30 |
1.90% |
¥73,292 |
¥26,385,268 |
¥6,285,268 |
| 30 |
2.00% |
¥74,294 |
¥26,745,665 |
¥6,645,665 |
| 30 |
2.10% |
¥75,303 |
¥27,108,964 |
¥7,008,964 |
| 30 |
2.20% |
¥76,320 |
¥27,475,153 |
¥7,375,153 |
| 30 |
2.30% |
¥77,345 |
¥27,844,221 |
¥7,744,221 |
| 30 |
2.40% |
¥78,378 |
¥28,216,157 |
¥8,116,157 |
| 30 |
2.50% |
¥79,419 |
¥28,590,948 |
¥8,490,948 |
| 30 |
2.60% |
¥80,468 |
¥28,968,582 |
¥8,868,582 |
| 30 |
2.70% |
¥81,525 |
¥29,349,044 |
¥9,249,044 |
| 30 |
2.80% |
¥82,590 |
¥29,732,322 |
¥9,632,322 |
| 30 |
2.90% |
¥83,662 |
¥30,118,401 |
¥10,018,401 |
| 30 |
3.00% |
¥84,742 |
¥30,507,268 |
¥10,407,268 |
2010万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥73,053 |
¥21,915,868 |
¥1,815,868 |
| 25 |
0.80% |
¥73,945 |
¥22,183,632 |
¥2,083,632 |
| 25 |
0.90% |
¥74,845 |
¥22,453,480 |
¥2,353,480 |
| 25 |
1.00% |
¥75,751 |
¥22,725,409 |
¥2,625,409 |
| 25 |
1.10% |
¥76,665 |
¥22,999,416 |
¥2,899,416 |
| 25 |
1.20% |
¥77,585 |
¥23,275,498 |
¥3,175,498 |
| 25 |
1.30% |
¥78,512 |
¥23,553,651 |
¥3,453,651 |
| 25 |
1.40% |
¥79,446 |
¥23,833,874 |
¥3,733,874 |
| 25 |
1.50% |
¥80,387 |
¥24,116,160 |
¥4,016,160 |
| 25 |
1.60% |
¥81,335 |
¥24,400,508 |
¥4,300,508 |
| 25 |
1.70% |
¥82,290 |
¥24,686,912 |
¥4,586,912 |
| 25 |
1.80% |
¥83,251 |
¥24,975,368 |
¥4,875,368 |
| 25 |
1.90% |
¥84,220 |
¥25,265,871 |
¥5,165,871 |
| 25 |
2.00% |
¥85,195 |
¥25,558,417 |
¥5,458,417 |
| 25 |
2.10% |
¥86,177 |
¥25,852,999 |
¥5,752,999 |
| 25 |
2.20% |
¥87,165 |
¥26,149,614 |
¥6,049,614 |
| 25 |
2.30% |
¥88,161 |
¥26,448,254 |
¥6,348,254 |
| 25 |
2.40% |
¥89,163 |
¥26,748,915 |
¥6,648,915 |
| 25 |
2.50% |
¥90,172 |
¥27,051,589 |
¥6,951,589 |
| 25 |
2.60% |
¥91,188 |
¥27,356,271 |
¥7,256,271 |
| 25 |
2.70% |
¥92,210 |
¥27,662,955 |
¥7,562,955 |
| 25 |
2.80% |
¥93,239 |
¥27,971,632 |
¥7,871,632 |
| 25 |
2.90% |
¥94,274 |
¥28,282,297 |
¥8,182,297 |
| 25 |
3.00% |
¥95,316 |
¥28,594,942 |
¥8,494,942 |
2010万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥89,774 |
¥21,545,672 |
¥1,445,672 |
| 20 |
0.80% |
¥90,656 |
¥21,757,547 |
¥1,657,547 |
| 20 |
0.90% |
¥91,545 |
¥21,970,757 |
¥1,870,757 |
| 20 |
1.00% |
¥92,439 |
¥22,185,301 |
¥2,085,301 |
| 20 |
1.10% |
¥93,338 |
¥22,401,179 |
¥2,301,179 |
| 20 |
1.20% |
¥94,243 |
¥22,618,388 |
¥2,518,388 |
| 20 |
1.30% |
¥95,154 |
¥22,836,927 |
¥2,736,927 |
| 20 |
1.40% |
¥96,070 |
¥23,056,795 |
¥2,956,795 |
| 20 |
1.50% |
¥96,992 |
¥23,277,991 |
¥3,177,991 |
| 20 |
1.60% |
¥97,919 |
¥23,500,511 |
¥3,400,511 |
| 20 |
1.70% |
¥98,851 |
¥23,724,356 |
¥3,624,356 |
| 20 |
1.80% |
¥99,790 |
¥23,949,522 |
¥3,849,522 |
| 20 |
1.90% |
¥100,733 |
¥24,176,008 |
¥4,076,008 |
| 20 |
2.00% |
¥101,683 |
¥24,403,812 |
¥4,303,812 |
| 20 |
2.10% |
¥102,637 |
¥24,632,931 |
¥4,532,931 |
| 20 |
2.20% |
¥103,597 |
¥24,863,364 |
¥4,763,364 |
| 20 |
2.30% |
¥104,563 |
¥25,095,107 |
¥4,995,107 |
| 20 |
2.40% |
¥105,534 |
¥25,328,158 |
¥5,228,158 |
| 20 |
2.50% |
¥106,510 |
¥25,562,516 |
¥5,462,516 |
| 20 |
2.60% |
¥107,492 |
¥25,798,176 |
¥5,698,176 |
| 20 |
2.70% |
¥108,480 |
¥26,035,136 |
¥5,935,136 |
| 20 |
2.80% |
¥109,472 |
¥26,273,393 |
¥6,173,393 |
| 20 |
2.90% |
¥110,471 |
¥26,512,945 |
¥6,412,945 |
| 20 |
3.00% |
¥111,474 |
¥26,753,788 |
¥6,653,788 |
2010万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥117,664 |
¥21,179,570 |
¥1,079,570 |
| 15 |
0.80% |
¥118,538 |
¥21,336,805 |
¥1,236,805 |
| 15 |
0.90% |
¥119,416 |
¥21,494,793 |
¥1,394,793 |
| 15 |
1.00% |
¥120,297 |
¥21,653,532 |
¥1,553,532 |
| 15 |
1.10% |
¥121,183 |
¥21,813,021 |
¥1,713,021 |
| 15 |
1.20% |
¥122,074 |
¥21,973,262 |
¥1,873,262 |
| 15 |
1.30% |
¥122,968 |
¥22,134,253 |
¥2,034,253 |
| 15 |
1.40% |
¥123,867 |
¥22,295,993 |
¥2,195,993 |
| 15 |
1.50% |
¥124,769 |
¥22,458,482 |
¥2,358,482 |
| 15 |
1.60% |
¥125,676 |
¥22,621,720 |
¥2,521,720 |
| 15 |
1.70% |
¥126,587 |
¥22,785,706 |
¥2,685,706 |
| 15 |
1.80% |
¥127,502 |
¥22,950,439 |
¥2,850,439 |
| 15 |
1.90% |
¥128,422 |
¥23,115,919 |
¥3,015,919 |
| 15 |
2.00% |
¥129,345 |
¥23,282,145 |
¥3,182,145 |
| 15 |
2.10% |
¥130,273 |
¥23,449,116 |
¥3,349,116 |
| 15 |
2.20% |
¥131,205 |
¥23,616,831 |
¥3,516,831 |
| 15 |
2.30% |
¥132,140 |
¥23,785,289 |
¥3,685,289 |
| 15 |
2.40% |
¥133,081 |
¥23,954,490 |
¥3,854,490 |
| 15 |
2.50% |
¥134,025 |
¥24,124,434 |
¥4,024,434 |
| 15 |
2.60% |
¥134,973 |
¥24,295,118 |
¥4,195,118 |
| 15 |
2.70% |
¥135,925 |
¥24,466,542 |
¥4,366,542 |
| 15 |
2.80% |
¥136,882 |
¥24,638,705 |
¥4,538,705 |
| 15 |
2.90% |
¥137,842 |
¥24,811,606 |
¥4,711,606 |
| 15 |
3.00% |
¥138,807 |
¥24,985,244 |
¥4,885,244 |
2010万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥173,480 |
¥20,817,566 |
¥717,566 |
| 10 |
0.80% |
¥174,345 |
¥20,921,415 |
¥821,415 |
| 10 |
0.90% |
¥175,213 |
¥21,025,597 |
¥925,597 |
| 10 |
1.00% |
¥176,084 |
¥21,130,114 |
¥1,030,114 |
| 10 |
1.10% |
¥176,958 |
¥21,234,965 |
¥1,134,965 |
| 10 |
1.20% |
¥177,835 |
¥21,340,150 |
¥1,240,150 |
| 10 |
1.30% |
¥178,714 |
¥21,445,670 |
¥1,345,670 |
| 10 |
1.40% |
¥179,596 |
¥21,551,523 |
¥1,451,523 |
| 10 |
1.50% |
¥180,481 |
¥21,657,710 |
¥1,557,710 |
| 10 |
1.60% |
¥181,369 |
¥21,764,230 |
¥1,664,230 |
| 10 |
1.70% |
¥182,259 |
¥21,871,084 |
¥1,771,084 |
| 10 |
1.80% |
¥183,152 |
¥21,978,271 |
¥1,878,271 |
| 10 |
1.90% |
¥184,048 |
¥22,085,792 |
¥1,985,792 |
| 10 |
2.00% |
¥184,947 |
¥22,193,645 |
¥2,093,645 |
| 10 |
2.10% |
¥185,849 |
¥22,301,831 |
¥2,201,831 |
| 10 |
2.20% |
¥186,753 |
¥22,410,350 |
¥2,310,350 |
| 10 |
2.30% |
¥187,660 |
¥22,519,201 |
¥2,419,201 |
| 10 |
2.40% |
¥188,570 |
¥22,628,385 |
¥2,528,385 |
| 10 |
2.50% |
¥189,483 |
¥22,737,900 |
¥2,637,900 |
| 10 |
2.60% |
¥190,398 |
¥22,847,748 |
¥2,747,748 |
| 10 |
2.70% |
¥191,316 |
¥22,957,927 |
¥2,857,927 |
| 10 |
2.80% |
¥192,237 |
¥23,068,437 |
¥2,968,437 |
| 10 |
2.90% |
¥193,161 |
¥23,179,279 |
¥3,079,279 |
| 10 |
3.00% |
¥194,087 |
¥23,290,452 |
¥3,190,452 |