2030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2030万円の住宅ローン|期間・年数別
2030万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥40,109 |
¥24,065,168 |
¥3,765,168 |
| 50 |
0.80% |
¥41,061 |
¥24,636,624 |
¥4,336,624 |
| 50 |
0.90% |
¥42,027 |
¥25,216,396 |
¥4,916,396 |
| 50 |
1.00% |
¥43,007 |
¥25,804,448 |
¥5,504,448 |
| 50 |
1.10% |
¥44,001 |
¥26,400,739 |
¥6,100,739 |
| 50 |
1.20% |
¥45,009 |
¥27,005,226 |
¥6,705,226 |
| 50 |
1.30% |
¥46,030 |
¥27,617,861 |
¥7,317,861 |
| 50 |
1.40% |
¥47,064 |
¥28,238,593 |
¥7,938,593 |
| 50 |
1.50% |
¥48,112 |
¥28,867,366 |
¥8,567,366 |
| 50 |
1.60% |
¥49,174 |
¥29,504,123 |
¥9,204,123 |
| 50 |
1.70% |
¥50,248 |
¥30,148,801 |
¥9,848,801 |
| 50 |
1.80% |
¥51,336 |
¥30,801,336 |
¥10,501,336 |
| 50 |
1.90% |
¥52,436 |
¥31,461,659 |
¥11,161,659 |
| 50 |
2.00% |
¥53,549 |
¥32,129,699 |
¥11,829,699 |
| 50 |
2.10% |
¥54,676 |
¥32,805,381 |
¥12,505,381 |
| 50 |
2.20% |
¥55,814 |
¥33,488,628 |
¥13,188,628 |
| 50 |
2.30% |
¥56,966 |
¥34,179,361 |
¥13,879,361 |
| 50 |
2.40% |
¥58,129 |
¥34,877,497 |
¥14,577,497 |
| 50 |
2.50% |
¥59,305 |
¥35,582,951 |
¥15,282,951 |
| 50 |
2.60% |
¥60,493 |
¥36,295,635 |
¥15,995,635 |
| 50 |
2.70% |
¥61,692 |
¥37,015,461 |
¥16,715,461 |
| 50 |
2.80% |
¥62,904 |
¥37,742,336 |
¥17,442,336 |
| 50 |
2.90% |
¥64,127 |
¥38,476,167 |
¥18,176,167 |
| 50 |
3.00% |
¥65,361 |
¥39,216,859 |
¥18,916,859 |
2030万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥43,835 |
¥23,670,700 |
¥3,370,700 |
| 45 |
0.80% |
¥44,777 |
¥24,179,461 |
¥3,879,461 |
| 45 |
0.90% |
¥45,731 |
¥24,694,978 |
¥4,394,978 |
| 45 |
1.00% |
¥46,699 |
¥25,217,228 |
¥4,917,228 |
| 45 |
1.10% |
¥47,678 |
¥25,746,183 |
¥5,446,183 |
| 45 |
1.20% |
¥48,670 |
¥26,281,815 |
¥5,981,815 |
| 45 |
1.30% |
¥49,674 |
¥26,824,091 |
¥6,524,091 |
| 45 |
1.40% |
¥50,691 |
¥27,372,978 |
¥7,072,978 |
| 45 |
1.50% |
¥51,719 |
¥27,928,440 |
¥7,628,440 |
| 45 |
1.60% |
¥52,760 |
¥28,490,436 |
¥8,190,436 |
| 45 |
1.70% |
¥53,813 |
¥29,058,927 |
¥8,758,927 |
| 45 |
1.80% |
¥54,878 |
¥29,633,868 |
¥9,333,868 |
| 45 |
1.90% |
¥55,954 |
¥30,215,214 |
¥9,915,214 |
| 45 |
2.00% |
¥57,042 |
¥30,802,917 |
¥10,502,917 |
| 45 |
2.10% |
¥58,142 |
¥31,396,927 |
¥11,096,927 |
| 45 |
2.20% |
¥59,254 |
¥31,997,192 |
¥11,697,192 |
| 45 |
2.30% |
¥60,377 |
¥32,603,658 |
¥12,303,658 |
| 45 |
2.40% |
¥61,512 |
¥33,216,269 |
¥12,916,269 |
| 45 |
2.50% |
¥62,657 |
¥33,834,968 |
¥13,534,968 |
| 45 |
2.60% |
¥63,814 |
¥34,459,695 |
¥14,159,695 |
| 45 |
2.70% |
¥64,982 |
¥35,090,390 |
¥14,790,390 |
| 45 |
2.80% |
¥66,161 |
¥35,726,989 |
¥15,426,989 |
| 45 |
2.90% |
¥67,351 |
¥36,369,429 |
¥16,069,429 |
| 45 |
3.00% |
¥68,551 |
¥37,017,645 |
¥16,717,645 |
2030万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥48,501 |
¥23,280,335 |
¥2,980,335 |
| 40 |
0.80% |
¥49,433 |
¥23,727,640 |
¥3,427,640 |
| 40 |
0.90% |
¥50,376 |
¥24,180,298 |
¥3,880,298 |
| 40 |
1.00% |
¥51,330 |
¥24,638,293 |
¥4,338,293 |
| 40 |
1.10% |
¥52,295 |
¥25,101,609 |
¥4,801,609 |
| 40 |
1.20% |
¥53,271 |
¥25,570,227 |
¥5,270,227 |
| 40 |
1.30% |
¥54,259 |
¥26,044,128 |
¥5,744,128 |
| 40 |
1.40% |
¥55,257 |
¥26,523,289 |
¥6,223,289 |
| 40 |
1.50% |
¥56,266 |
¥27,007,688 |
¥6,707,688 |
| 40 |
1.60% |
¥57,286 |
¥27,497,300 |
¥7,197,300 |
| 40 |
1.70% |
¥58,317 |
¥27,992,099 |
¥7,692,099 |
| 40 |
1.80% |
¥59,358 |
¥28,492,056 |
¥8,192,056 |
| 40 |
1.90% |
¥60,411 |
¥28,997,144 |
¥8,697,144 |
| 40 |
2.00% |
¥61,474 |
¥29,507,330 |
¥9,207,330 |
| 40 |
2.10% |
¥62,547 |
¥30,022,584 |
¥9,722,584 |
| 40 |
2.20% |
¥63,631 |
¥30,542,873 |
¥10,242,873 |
| 40 |
2.30% |
¥64,725 |
¥31,068,161 |
¥10,768,161 |
| 40 |
2.40% |
¥65,830 |
¥31,598,412 |
¥11,298,412 |
| 40 |
2.50% |
¥66,945 |
¥32,133,590 |
¥11,833,590 |
| 40 |
2.60% |
¥68,070 |
¥32,673,657 |
¥12,373,657 |
| 40 |
2.70% |
¥69,205 |
¥33,218,573 |
¥12,918,573 |
| 40 |
2.80% |
¥70,351 |
¥33,768,297 |
¥13,468,297 |
| 40 |
2.90% |
¥71,506 |
¥34,322,787 |
¥14,022,787 |
| 40 |
3.00% |
¥72,671 |
¥34,882,002 |
¥14,582,002 |
2030万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥54,510 |
¥22,894,082 |
¥2,594,082 |
| 35 |
0.80% |
¥55,431 |
¥23,281,176 |
¥2,981,176 |
| 35 |
0.90% |
¥56,363 |
¥23,672,378 |
¥3,372,378 |
| 35 |
1.00% |
¥57,304 |
¥24,067,679 |
¥3,767,679 |
| 35 |
1.10% |
¥58,255 |
¥24,467,069 |
¥4,167,069 |
| 35 |
1.20% |
¥59,216 |
¥24,870,537 |
¥4,570,537 |
| 35 |
1.30% |
¥60,186 |
¥25,278,071 |
¥4,978,071 |
| 35 |
1.40% |
¥61,166 |
¥25,689,658 |
¥5,389,658 |
| 35 |
1.50% |
¥62,155 |
¥26,105,285 |
¥5,805,285 |
| 35 |
1.60% |
¥63,155 |
¥26,524,937 |
¥6,224,937 |
| 35 |
1.70% |
¥64,163 |
¥26,948,597 |
¥6,648,597 |
| 35 |
1.80% |
¥65,182 |
¥27,376,251 |
¥7,076,251 |
| 35 |
1.90% |
¥66,209 |
¥27,807,879 |
¥7,507,879 |
| 35 |
2.00% |
¥67,246 |
¥28,243,464 |
¥7,943,464 |
| 35 |
2.10% |
¥68,293 |
¥28,682,986 |
¥8,382,986 |
| 35 |
2.20% |
¥69,349 |
¥29,126,427 |
¥8,826,427 |
| 35 |
2.30% |
¥70,414 |
¥29,573,764 |
¥9,273,764 |
| 35 |
2.40% |
¥71,488 |
¥30,024,977 |
¥9,724,977 |
| 35 |
2.50% |
¥72,572 |
¥30,480,042 |
¥10,180,042 |
| 35 |
2.60% |
¥73,664 |
¥30,938,937 |
¥10,638,937 |
| 35 |
2.70% |
¥74,766 |
¥31,401,638 |
¥11,101,638 |
| 35 |
2.80% |
¥75,876 |
¥31,868,121 |
¥11,568,121 |
| 35 |
2.90% |
¥76,996 |
¥32,338,359 |
¥12,038,359 |
| 35 |
3.00% |
¥78,125 |
¥32,812,327 |
¥12,512,327 |
2030万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥62,533 |
¥22,511,946 |
¥2,211,946 |
| 30 |
0.80% |
¥63,445 |
¥22,840,080 |
¥2,540,080 |
| 30 |
0.90% |
¥64,365 |
¥23,171,238 |
¥2,871,238 |
| 30 |
1.00% |
¥65,293 |
¥23,505,416 |
¥3,205,416 |
| 30 |
1.10% |
¥66,229 |
¥23,842,608 |
¥3,542,608 |
| 30 |
1.20% |
¥67,174 |
¥24,182,807 |
¥3,882,807 |
| 30 |
1.30% |
¥68,128 |
¥24,526,008 |
¥4,226,008 |
| 30 |
1.40% |
¥69,089 |
¥24,872,203 |
¥4,572,203 |
| 30 |
1.50% |
¥70,059 |
¥25,221,385 |
¥4,921,385 |
| 30 |
1.60% |
¥71,038 |
¥25,573,545 |
¥5,273,545 |
| 30 |
1.70% |
¥72,024 |
¥25,928,675 |
¥5,628,675 |
| 30 |
1.80% |
¥73,019 |
¥26,286,766 |
¥5,986,766 |
| 30 |
1.90% |
¥74,022 |
¥26,647,808 |
¥6,347,808 |
| 30 |
2.00% |
¥75,033 |
¥27,011,791 |
¥6,711,791 |
| 30 |
2.10% |
¥76,052 |
¥27,378,705 |
¥7,078,705 |
| 30 |
2.20% |
¥77,079 |
¥27,748,537 |
¥7,448,537 |
| 30 |
2.30% |
¥78,115 |
¥28,121,278 |
¥7,821,278 |
| 30 |
2.40% |
¥79,158 |
¥28,496,915 |
¥8,196,915 |
| 30 |
2.50% |
¥80,210 |
¥28,875,435 |
¥8,575,435 |
| 30 |
2.60% |
¥81,269 |
¥29,256,826 |
¥8,956,826 |
| 30 |
2.70% |
¥82,336 |
¥29,641,074 |
¥9,341,074 |
| 30 |
2.80% |
¥83,412 |
¥30,028,166 |
¥9,728,166 |
| 30 |
2.90% |
¥84,495 |
¥30,418,087 |
¥10,118,087 |
| 30 |
3.00% |
¥85,586 |
¥30,810,823 |
¥10,510,823 |
2030万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥73,780 |
¥22,133,936 |
¥1,833,936 |
| 25 |
0.80% |
¥74,681 |
¥22,404,365 |
¥2,104,365 |
| 25 |
0.90% |
¥75,590 |
¥22,676,898 |
¥2,376,898 |
| 25 |
1.00% |
¥76,505 |
¥22,951,532 |
¥2,651,532 |
| 25 |
1.10% |
¥77,428 |
¥23,228,266 |
¥2,928,266 |
| 25 |
1.20% |
¥78,357 |
¥23,507,095 |
¥3,207,095 |
| 25 |
1.30% |
¥79,293 |
¥23,788,016 |
¥3,488,016 |
| 25 |
1.40% |
¥80,237 |
¥24,071,027 |
¥3,771,027 |
| 25 |
1.50% |
¥81,187 |
¥24,356,122 |
¥4,056,122 |
| 25 |
1.60% |
¥82,144 |
¥24,643,299 |
¥4,343,299 |
| 25 |
1.70% |
¥83,109 |
¥24,932,553 |
¥4,632,553 |
| 25 |
1.80% |
¥84,080 |
¥25,223,879 |
¥4,923,879 |
| 25 |
1.90% |
¥85,058 |
¥25,517,273 |
¥5,217,273 |
| 25 |
2.00% |
¥86,042 |
¥25,812,729 |
¥5,512,729 |
| 25 |
2.10% |
¥87,034 |
¥26,110,243 |
¥5,810,243 |
| 25 |
2.20% |
¥88,033 |
¥26,409,809 |
¥6,109,809 |
| 25 |
2.30% |
¥89,038 |
¥26,711,421 |
¥6,411,421 |
| 25 |
2.40% |
¥90,050 |
¥27,015,073 |
¥6,715,073 |
| 25 |
2.50% |
¥91,069 |
¥27,320,759 |
¥7,020,759 |
| 25 |
2.60% |
¥92,095 |
¥27,628,473 |
¥7,328,473 |
| 25 |
2.70% |
¥93,127 |
¥27,938,208 |
¥7,638,208 |
| 25 |
2.80% |
¥94,167 |
¥28,249,957 |
¥7,949,957 |
| 25 |
2.90% |
¥95,212 |
¥28,563,713 |
¥8,263,713 |
| 25 |
3.00% |
¥96,265 |
¥28,879,469 |
¥8,579,469 |
2030万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥90,667 |
¥21,760,056 |
¥1,460,056 |
| 20 |
0.80% |
¥91,558 |
¥21,974,040 |
¥1,674,040 |
| 20 |
0.90% |
¥92,456 |
¥22,189,371 |
¥1,889,371 |
| 20 |
1.00% |
¥93,359 |
¥22,406,051 |
¥2,106,051 |
| 20 |
1.10% |
¥94,267 |
¥22,624,076 |
¥2,324,076 |
| 20 |
1.20% |
¥95,181 |
¥22,843,446 |
¥2,543,446 |
| 20 |
1.30% |
¥96,101 |
¥23,064,160 |
¥2,764,160 |
| 20 |
1.40% |
¥97,026 |
¥23,286,216 |
¥2,986,216 |
| 20 |
1.50% |
¥97,957 |
¥23,509,612 |
¥3,209,612 |
| 20 |
1.60% |
¥98,893 |
¥23,734,347 |
¥3,434,347 |
| 20 |
1.70% |
¥99,835 |
¥23,960,419 |
¥3,660,419 |
| 20 |
1.80% |
¥100,783 |
¥24,187,826 |
¥3,887,826 |
| 20 |
1.90% |
¥101,736 |
¥24,416,566 |
¥4,116,566 |
| 20 |
2.00% |
¥102,694 |
¥24,646,636 |
¥4,346,636 |
| 20 |
2.10% |
¥103,658 |
¥24,878,035 |
¥4,578,035 |
| 20 |
2.20% |
¥104,628 |
¥25,110,760 |
¥4,810,760 |
| 20 |
2.30% |
¥105,603 |
¥25,344,810 |
¥5,044,810 |
| 20 |
2.40% |
¥106,584 |
¥25,580,180 |
¥5,280,180 |
| 20 |
2.50% |
¥107,570 |
¥25,816,869 |
¥5,516,869 |
| 20 |
2.60% |
¥108,562 |
¥26,054,874 |
¥5,754,874 |
| 20 |
2.70% |
¥109,559 |
¥26,294,192 |
¥5,994,192 |
| 20 |
2.80% |
¥110,562 |
¥26,534,820 |
¥6,234,820 |
| 20 |
2.90% |
¥111,570 |
¥26,776,756 |
¥6,476,756 |
| 20 |
3.00% |
¥112,583 |
¥27,019,995 |
¥6,719,995 |
2030万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥118,835 |
¥21,390,312 |
¥1,090,312 |
| 15 |
0.80% |
¥119,717 |
¥21,549,112 |
¥1,249,112 |
| 15 |
0.90% |
¥120,604 |
¥21,708,671 |
¥1,408,671 |
| 15 |
1.00% |
¥121,494 |
¥21,868,990 |
¥1,568,990 |
| 15 |
1.10% |
¥122,389 |
¥22,030,066 |
¥1,730,066 |
| 15 |
1.20% |
¥123,288 |
¥22,191,901 |
¥1,891,901 |
| 15 |
1.30% |
¥124,192 |
¥22,354,494 |
¥2,054,494 |
| 15 |
1.40% |
¥125,099 |
¥22,517,844 |
¥2,217,844 |
| 15 |
1.50% |
¥126,011 |
¥22,681,950 |
¥2,381,950 |
| 15 |
1.60% |
¥126,927 |
¥22,846,812 |
¥2,546,812 |
| 15 |
1.70% |
¥127,847 |
¥23,012,430 |
¥2,712,430 |
| 15 |
1.80% |
¥128,771 |
¥23,178,802 |
¥2,878,802 |
| 15 |
1.90% |
¥129,700 |
¥23,345,928 |
¥3,045,928 |
| 15 |
2.00% |
¥130,632 |
¥23,513,808 |
¥3,213,808 |
| 15 |
2.10% |
¥131,569 |
¥23,682,440 |
¥3,382,440 |
| 15 |
2.20% |
¥132,510 |
¥23,851,824 |
¥3,551,824 |
| 15 |
2.30% |
¥133,455 |
¥24,021,959 |
¥3,721,959 |
| 15 |
2.40% |
¥134,405 |
¥24,192,844 |
¥3,892,844 |
| 15 |
2.50% |
¥135,358 |
¥24,364,478 |
¥4,064,478 |
| 15 |
2.60% |
¥136,316 |
¥24,536,860 |
¥4,236,860 |
| 15 |
2.70% |
¥137,278 |
¥24,709,990 |
¥4,409,990 |
| 15 |
2.80% |
¥138,244 |
¥24,883,866 |
¥4,583,866 |
| 15 |
2.90% |
¥139,214 |
¥25,058,487 |
¥4,758,487 |
| 15 |
3.00% |
¥140,188 |
¥25,233,853 |
¥4,933,853 |
2030万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥175,206 |
¥21,024,706 |
¥724,706 |
| 10 |
0.80% |
¥176,080 |
¥21,129,588 |
¥829,588 |
| 10 |
0.90% |
¥176,957 |
¥21,234,807 |
¥934,807 |
| 10 |
1.00% |
¥177,836 |
¥21,340,364 |
¥1,040,364 |
| 10 |
1.10% |
¥178,719 |
¥21,446,258 |
¥1,146,258 |
| 10 |
1.20% |
¥179,604 |
¥21,552,490 |
¥1,252,490 |
| 10 |
1.30% |
¥180,492 |
¥21,659,060 |
¥1,359,060 |
| 10 |
1.40% |
¥181,383 |
¥21,765,966 |
¥1,465,966 |
| 10 |
1.50% |
¥182,277 |
¥21,873,209 |
¥1,573,209 |
| 10 |
1.60% |
¥183,173 |
¥21,980,790 |
¥1,680,790 |
| 10 |
1.70% |
¥184,073 |
¥22,088,707 |
¥1,788,707 |
| 10 |
1.80% |
¥184,975 |
¥22,196,961 |
¥1,896,961 |
| 10 |
1.90% |
¥185,880 |
¥22,305,551 |
¥2,005,551 |
| 10 |
2.00% |
¥186,787 |
¥22,414,477 |
¥2,114,477 |
| 10 |
2.10% |
¥187,698 |
¥22,523,740 |
¥2,223,740 |
| 10 |
2.20% |
¥188,611 |
¥22,633,339 |
¥2,333,339 |
| 10 |
2.30% |
¥189,527 |
¥22,743,273 |
¥2,443,273 |
| 10 |
2.40% |
¥190,446 |
¥22,853,543 |
¥2,553,543 |
| 10 |
2.50% |
¥191,368 |
¥22,964,148 |
¥2,664,148 |
| 10 |
2.60% |
¥192,292 |
¥23,075,088 |
¥2,775,088 |
| 10 |
2.70% |
¥193,220 |
¥23,186,364 |
¥2,886,364 |
| 10 |
2.80% |
¥194,150 |
¥23,297,974 |
¥2,997,974 |
| 10 |
2.90% |
¥195,083 |
¥23,409,919 |
¥3,109,919 |
| 10 |
3.00% |
¥196,018 |
¥23,522,197 |
¥3,222,197 |