2040万円の住宅ローン・毎月の返済額・総支払額・総金利額

2040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。

返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
スポンサーリンク

2040万円の住宅ローン｜期間・年数別

2040万円｜50年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
50 0.70% ¥40,306 ¥24,183,715 ¥3,783,715
50 0.80% ¥41,263 ¥24,757,987 ¥4,357,987
50 0.90% ¥42,234 ¥25,340,615 ¥4,940,615
50 1.00% ¥43,219 ¥25,931,564 ¥5,531,564
50 1.10% ¥44,218 ¥26,530,792 ¥6,130,792
50 1.20% ¥45,230 ¥27,138,257 ¥6,738,257
50 1.30% ¥46,257 ¥27,753,910 ¥7,353,910
50 1.40% ¥47,296 ¥28,377,699 ¥7,977,699
50 1.50% ¥48,349 ¥29,009,570 ¥8,609,570
50 1.60% ¥49,416 ¥29,649,464 ¥9,249,464
50 1.70% ¥50,496 ¥30,297,318 ¥9,897,318
50 1.80% ¥51,588 ¥30,953,067 ¥10,553,067
50 1.90% ¥52,694 ¥31,616,642 ¥11,216,642
50 2.00% ¥53,813 ¥32,287,973 ¥11,887,973
50 2.10% ¥54,945 ¥32,966,984 ¥12,566,984
50 2.20% ¥56,089 ¥33,653,597 ¥13,253,597
50 2.30% ¥57,246 ¥34,347,732 ¥13,947,732
50 2.40% ¥58,416 ¥35,049,307 ¥14,649,307
50 2.50% ¥59,597 ¥35,758,236 ¥15,358,236
50 2.60% ¥60,791 ¥36,474,431 ¥16,074,431
50 2.70% ¥61,996 ¥37,197,803 ¥16,797,803
50 2.80% ¥63,214 ¥37,928,259 ¥17,528,259
50 2.90% ¥64,443 ¥38,665,705 ¥18,265,705
50 3.00% ¥65,683 ¥39,410,046 ¥19,010,046

2040万円｜45年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
45 0.70% ¥44,051 ¥23,787,305 ¥3,387,305
45 0.80% ¥44,997 ¥24,298,572 ¥3,898,572
45 0.90% ¥45,957 ¥24,816,629 ¥4,416,629
45 1.00% ¥46,929 ¥25,341,451 ¥4,941,451
45 1.10% ¥47,913 ¥25,873,011 ¥5,473,011
45 1.20% ¥48,910 ¥26,411,282 ¥6,011,282
45 1.30% ¥49,919 ¥26,956,229 ¥6,556,229
45 1.40% ¥50,940 ¥27,507,821 ¥7,107,821
45 1.50% ¥51,974 ¥28,066,018 ¥7,666,018
45 1.60% ¥53,020 ¥28,630,783 ¥8,230,783
45 1.70% ¥54,078 ¥29,202,075 ¥8,802,075
45 1.80% ¥55,148 ¥29,779,848 ¥9,379,848
45 1.90% ¥56,230 ¥30,364,058 ¥9,964,058
45 2.00% ¥57,323 ¥30,954,656 ¥10,554,656
45 2.10% ¥58,429 ¥31,551,592 ¥11,151,592
45 2.20% ¥59,546 ¥32,154,814 ¥11,754,814
45 2.30% ¥60,675 ¥32,764,267 ¥12,364,267
45 2.40% ¥61,815 ¥33,379,896 ¥12,979,896
45 2.50% ¥62,966 ¥34,001,643 ¥13,601,643
45 2.60% ¥64,129 ¥34,629,448 ¥14,229,448
45 2.70% ¥65,302 ¥35,263,249 ¥14,863,249
45 2.80% ¥66,487 ¥35,902,984 ¥15,502,984
45 2.90% ¥67,683 ¥36,548,589 ¥16,148,589
45 3.00% ¥68,889 ¥37,199,997 ¥16,799,997

2040万円｜40年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
40 0.70% ¥48,740 ¥23,395,017 ¥2,995,017
40 0.80% ¥49,676 ¥23,844,525 ¥3,444,525
40 0.90% ¥50,624 ¥24,299,413 ¥3,899,413
40 1.00% ¥51,583 ¥24,759,664 ¥4,359,664
40 1.10% ¥52,553 ¥25,225,262 ¥4,825,262
40 1.20% ¥53,534 ¥25,696,189 ¥5,296,189
40 1.30% ¥54,526 ¥26,172,424 ¥5,772,424
40 1.40% ¥55,529 ¥26,653,946 ¥6,253,946
40 1.50% ¥56,543 ¥27,140,731 ¥6,740,731
40 1.60% ¥57,568 ¥27,632,755 ¥7,232,755
40 1.70% ¥58,604 ¥28,129,991 ¥7,729,991
40 1.80% ¥59,651 ¥28,632,411 ¥8,232,411
40 1.90% ¥60,708 ¥29,139,987 ¥8,739,987
40 2.00% ¥61,776 ¥29,652,687 ¥9,252,687
40 2.10% ¥62,855 ¥30,170,479 ¥9,770,479
40 2.20% ¥63,944 ¥30,693,330 ¥10,293,330
40 2.30% ¥65,044 ¥31,221,206 ¥10,821,206
40 2.40% ¥66,154 ¥31,754,069 ¥11,354,069
40 2.50% ¥67,275 ¥32,291,884 ¥11,891,884
40 2.60% ¥68,405 ¥32,834,611 ¥12,434,611
40 2.70% ¥69,546 ¥33,382,211 ¥12,982,211
40 2.80% ¥70,697 ¥33,934,643 ¥13,534,643
40 2.90% ¥71,858 ¥34,491,865 ¥14,091,865
40 3.00% ¥73,029 ¥35,053,835 ¥14,653,835

2040万円｜35年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
35 0.70% ¥54,778 ¥23,006,860 ¥2,606,860
35 0.80% ¥55,704 ¥23,395,861 ¥2,995,861
35 0.90% ¥56,640 ¥23,788,990 ¥3,388,990
35 1.00% ¥57,586 ¥24,186,239 ¥3,786,239
35 1.10% ¥58,542 ¥24,587,596 ¥4,187,596
35 1.20% ¥59,507 ¥24,993,052 ¥4,593,052
35 1.30% ¥60,482 ¥25,402,594 ¥5,002,594
35 1.40% ¥61,467 ¥25,816,209 ¥5,416,209
35 1.50% ¥62,462 ¥26,233,883 ¥5,833,883
35 1.60% ¥63,466 ¥26,655,602 ¥6,255,602
35 1.70% ¥64,479 ¥27,081,349 ¥6,681,349
35 1.80% ¥65,503 ¥27,511,109 ¥7,111,109
35 1.90% ¥66,535 ¥27,944,863 ¥7,544,863
35 2.00% ¥67,578 ¥28,382,594 ¥7,982,594
35 2.10% ¥68,629 ¥28,824,282 ¥8,424,282
35 2.20% ¥69,690 ¥29,269,907 ¥8,869,907
35 2.30% ¥70,761 ¥29,719,448 ¥9,319,448
35 2.40% ¥71,840 ¥30,172,883 ¥9,772,883
35 2.50% ¥72,929 ¥30,630,190 ¥10,230,190
35 2.60% ¥74,027 ¥31,091,346 ¥10,691,346
35 2.70% ¥75,134 ¥31,556,326 ¥11,156,326
35 2.80% ¥76,250 ¥32,025,107 ¥11,625,107
35 2.90% ¥77,375 ¥32,497,661 ¥12,097,661
35 3.00% ¥78,509 ¥32,973,964 ¥12,573,964

2040万円｜30年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
30 0.70% ¥62,841 ¥22,622,843 ¥2,222,843
30 0.80% ¥63,757 ¥22,952,593 ¥2,552,593
30 0.90% ¥64,682 ¥23,285,382 ¥2,885,382
30 1.00% ¥65,614 ¥23,621,206 ¥3,221,206
30 1.10% ¥66,556 ¥23,960,059 ¥3,560,059
30 1.20% ¥67,505 ¥24,301,934 ¥3,901,934
30 1.30% ¥68,463 ¥24,646,826 ¥4,246,826
30 1.40% ¥69,430 ¥24,994,726 ¥4,594,726
30 1.50% ¥70,405 ¥25,345,628 ¥4,945,628
30 1.60% ¥71,388 ¥25,699,523 ¥5,299,523
30 1.70% ¥72,379 ¥26,056,403 ¥5,656,403
30 1.80% ¥73,378 ¥26,416,258 ¥6,016,258
30 1.90% ¥74,386 ¥26,779,078 ¥6,379,078
30 2.00% ¥75,402 ¥27,144,854 ¥6,744,854
30 2.10% ¥76,427 ¥27,513,575 ¥7,113,575
30 2.20% ¥77,459 ¥27,885,230 ¥7,485,230
30 2.30% ¥78,499 ¥28,259,807 ¥7,859,807
30 2.40% ¥79,548 ¥28,637,294 ¥8,237,294
30 2.50% ¥80,605 ¥29,017,679 ¥8,617,679
30 2.60% ¥81,669 ¥29,400,948 ¥9,000,948
30 2.70% ¥82,742 ¥29,787,089 ¥9,387,089
30 2.80% ¥83,822 ¥30,176,088 ¥9,776,088
30 2.90% ¥84,911 ¥30,567,930 ¥10,167,930
30 3.00% ¥86,007 ¥30,962,600 ¥10,562,600

2040万円｜25年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
25 0.70% ¥74,143 ¥22,242,970 ¥1,842,970
25 0.80% ¥75,049 ¥22,514,731 ¥2,114,731
25 0.90% ¥75,962 ¥22,788,607 ¥2,388,607
25 1.00% ¥76,882 ¥23,064,594 ¥2,664,594
25 1.10% ¥77,809 ¥23,342,691 ¥2,942,691
25 1.20% ¥78,743 ¥23,622,893 ¥3,222,893
25 1.30% ¥79,684 ¥23,905,199 ¥3,505,199
25 1.40% ¥80,632 ¥24,189,603 ¥3,789,603
25 1.50% ¥81,587 ¥24,476,103 ¥4,076,103
25 1.60% ¥82,549 ¥24,764,695 ¥4,364,695
25 1.70% ¥83,518 ¥25,055,373 ¥4,655,373
25 1.80% ¥84,494 ¥25,348,135 ¥4,948,135
25 1.90% ¥85,477 ¥25,642,974 ¥5,242,974
25 2.00% ¥86,466 ¥25,939,886 ¥5,539,886
25 2.10% ¥87,463 ¥26,238,865 ¥5,838,865
25 2.20% ¥88,466 ¥26,539,906 ¥6,139,906
25 2.30% ¥89,477 ¥26,843,004 ¥6,443,004
25 2.40% ¥90,494 ¥27,148,152 ¥6,748,152
25 2.50% ¥91,518 ¥27,455,344 ¥7,055,344
25 2.60% ¥92,549 ¥27,764,574 ¥7,364,574
25 2.70% ¥93,586 ¥28,075,835 ¥7,675,835
25 2.80% ¥94,630 ¥28,389,119 ¥7,989,119
25 2.90% ¥95,681 ¥28,704,421 ¥8,304,421
25 3.00% ¥96,739 ¥29,021,732 ¥8,621,732

2040万円｜20年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
20 0.70% ¥91,114 ¥21,867,249 ¥1,467,249
20 0.80% ¥92,010 ¥22,082,286 ¥1,682,286
20 0.90% ¥92,911 ¥22,298,679 ¥1,898,679
20 1.00% ¥93,818 ¥22,516,425 ¥2,116,425
20 1.10% ¥94,731 ¥22,735,525 ¥2,335,525
20 1.20% ¥95,650 ¥22,955,976 ¥2,555,976
20 1.30% ¥96,574 ¥23,177,777 ¥2,777,777
20 1.40% ¥97,504 ¥23,400,926 ¥3,000,926
20 1.50% ¥98,439 ¥23,625,423 ¥3,225,423
20 1.60% ¥99,380 ¥23,851,265 ¥3,451,265
20 1.70% ¥100,327 ¥24,078,451 ¥3,678,451
20 1.80% ¥101,279 ¥24,306,978 ¥3,906,978
20 1.90% ¥102,237 ¥24,536,844 ¥4,136,844
20 2.00% ¥103,200 ¥24,768,048 ¥4,368,048
20 2.10% ¥104,169 ¥25,000,587 ¥4,600,587
20 2.20% ¥105,144 ¥25,234,459 ¥4,834,459
20 2.30% ¥106,124 ¥25,469,661 ¥5,069,661
20 2.40% ¥107,109 ¥25,706,191 ¥5,306,191
20 2.50% ¥108,100 ¥25,944,046 ¥5,544,046
20 2.60% ¥109,097 ¥26,183,223 ¥5,783,223
20 2.70% ¥110,099 ¥26,423,720 ¥6,023,720
20 2.80% ¥111,106 ¥26,665,534 ¥6,265,534
20 2.90% ¥112,119 ¥26,908,661 ¥6,508,661
20 3.00% ¥113,138 ¥27,153,098 ¥6,753,098

2040万円｜15年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
15 0.70% ¥119,420 ¥21,495,683 ¥1,095,683
15 0.80% ¥120,307 ¥21,655,265 ¥1,255,265
15 0.90% ¥121,198 ¥21,815,611 ¥1,415,611
15 1.00% ¥122,093 ¥21,976,719 ¥1,576,719
15 1.10% ¥122,992 ¥22,138,589 ¥1,738,589
15 1.20% ¥123,896 ¥22,301,221 ¥1,901,221
15 1.30% ¥124,803 ¥22,464,615 ¥2,064,615
15 1.40% ¥125,715 ¥22,628,769 ¥2,228,769
15 1.50% ¥126,632 ¥22,793,684 ¥2,393,684
15 1.60% ¥127,552 ¥22,959,358 ¥2,559,358
15 1.70% ¥128,477 ¥23,125,792 ¥2,725,792
15 1.80% ¥129,405 ¥23,292,983 ¥2,892,983
15 1.90% ¥130,339 ¥23,460,933 ¥3,060,933
15 2.00% ¥131,276 ¥23,629,639 ¥3,229,639
15 2.10% ¥132,217 ¥23,799,102 ¥3,399,102
15 2.20% ¥133,163 ¥23,969,321 ¥3,569,321
15 2.30% ¥134,113 ¥24,140,293 ¥3,740,293
15 2.40% ¥135,067 ¥24,312,020 ¥3,912,020
15 2.50% ¥136,025 ¥24,484,500 ¥4,084,500
15 2.60% ¥136,987 ¥24,657,731 ¥4,257,731
15 2.70% ¥137,954 ¥24,831,714 ¥4,431,714
15 2.80% ¥138,925 ¥25,006,447 ¥4,606,447
15 2.90% ¥139,900 ¥25,181,928 ¥4,781,928
15 3.00% ¥140,879 ¥25,358,158 ¥4,958,158

2040万円｜10年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
10 0.70% ¥176,069 ¥21,128,276 ¥728,276
10 0.80% ¥176,947 ¥21,233,674 ¥833,674
10 0.90% ¥177,828 ¥21,339,412 ¥939,412
10 1.00% ¥178,712 ¥21,445,489 ¥1,045,489
10 1.10% ¥179,599 ¥21,551,905 ¥1,151,905
10 1.20% ¥180,489 ¥21,658,660 ¥1,258,660
10 1.30% ¥181,381 ¥21,765,754 ¥1,365,754
10 1.40% ¥182,277 ¥21,873,187 ¥1,473,187
10 1.50% ¥183,175 ¥21,980,959 ¥1,580,959
10 1.60% ¥184,076 ¥22,089,069 ¥1,689,069
10 1.70% ¥184,979 ¥22,197,518 ¥1,797,518
10 1.80% ¥185,886 ¥22,306,305 ¥1,906,305
10 1.90% ¥186,795 ¥22,415,430 ¥2,015,430
10 2.00% ¥187,707 ¥22,524,894 ¥2,124,894
10 2.10% ¥188,622 ¥22,634,694 ¥2,234,694
10 2.20% ¥189,540 ¥22,744,833 ¥2,344,833
10 2.30% ¥190,461 ¥22,855,309 ¥2,455,309
10 2.40% ¥191,384 ¥22,966,122 ¥2,566,122
10 2.50% ¥192,311 ¥23,077,272 ¥2,677,272
10 2.60% ¥193,240 ¥23,188,759 ¥2,788,759
10 2.70% ¥194,172 ¥23,300,582 ¥2,900,582
10 2.80% ¥195,106 ¥23,412,742 ¥3,012,742
10 2.90% ¥196,044 ¥23,525,238 ¥3,125,238
10 3.00% ¥196,984 ¥23,638,070 ¥3,238,070

住宅ローン｜金額別

1000万円台 2000万円台 3000万円台
4000万円台 5000万円台 6000万円台
7000万円台 8000万円台 9000万円台