2060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2060万円の住宅ローン|期間・年数別
2060万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥40,701 |
¥24,420,810 |
¥3,820,810 |
| 50 |
0.80% |
¥41,668 |
¥25,000,712 |
¥4,400,712 |
| 50 |
0.90% |
¥42,648 |
¥25,589,052 |
¥4,989,052 |
| 50 |
1.00% |
¥43,643 |
¥26,185,795 |
¥5,585,795 |
| 50 |
1.10% |
¥44,651 |
¥26,790,898 |
¥6,190,898 |
| 50 |
1.20% |
¥45,674 |
¥27,404,318 |
¥6,804,318 |
| 50 |
1.30% |
¥46,710 |
¥28,026,007 |
¥7,426,007 |
| 50 |
1.40% |
¥47,760 |
¥28,655,912 |
¥8,055,912 |
| 50 |
1.50% |
¥48,823 |
¥29,293,978 |
¥8,693,978 |
| 50 |
1.60% |
¥49,900 |
¥29,940,145 |
¥9,340,145 |
| 50 |
1.70% |
¥50,991 |
¥30,594,350 |
¥9,994,350 |
| 50 |
1.80% |
¥52,094 |
¥31,256,528 |
¥10,656,528 |
| 50 |
1.90% |
¥53,211 |
¥31,926,610 |
¥11,326,610 |
| 50 |
2.00% |
¥54,341 |
¥32,604,522 |
¥12,004,522 |
| 50 |
2.10% |
¥55,484 |
¥33,290,189 |
¥12,690,189 |
| 50 |
2.20% |
¥56,639 |
¥33,983,534 |
¥13,383,534 |
| 50 |
2.30% |
¥57,807 |
¥34,684,475 |
¥14,084,475 |
| 50 |
2.40% |
¥58,988 |
¥35,392,928 |
¥14,792,928 |
| 50 |
2.50% |
¥60,181 |
¥36,108,807 |
¥15,508,807 |
| 50 |
2.60% |
¥61,387 |
¥36,832,024 |
¥16,232,024 |
| 50 |
2.70% |
¥62,604 |
¥37,562,487 |
¥16,962,487 |
| 50 |
2.80% |
¥63,834 |
¥38,300,104 |
¥17,700,104 |
| 50 |
2.90% |
¥65,075 |
¥39,044,781 |
¥18,444,781 |
| 50 |
3.00% |
¥66,327 |
¥39,796,419 |
¥19,196,419 |
2060万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥44,482 |
¥24,020,514 |
¥3,420,514 |
| 45 |
0.80% |
¥45,439 |
¥24,536,793 |
¥3,936,793 |
| 45 |
0.90% |
¥46,407 |
¥25,059,929 |
¥4,459,929 |
| 45 |
1.00% |
¥47,389 |
¥25,589,896 |
¥4,989,896 |
| 45 |
1.10% |
¥48,383 |
¥26,126,668 |
¥5,526,668 |
| 45 |
1.20% |
¥49,389 |
¥26,670,216 |
¥6,070,216 |
| 45 |
1.30% |
¥50,408 |
¥27,220,506 |
¥6,620,506 |
| 45 |
1.40% |
¥51,440 |
¥27,777,505 |
¥7,177,505 |
| 45 |
1.50% |
¥52,484 |
¥28,341,175 |
¥7,741,175 |
| 45 |
1.60% |
¥53,540 |
¥28,911,477 |
¥8,311,477 |
| 45 |
1.70% |
¥54,608 |
¥29,488,369 |
¥8,888,369 |
| 45 |
1.80% |
¥55,689 |
¥30,071,807 |
¥9,471,807 |
| 45 |
1.90% |
¥56,781 |
¥30,661,745 |
¥10,061,745 |
| 45 |
2.00% |
¥57,885 |
¥31,258,133 |
¥10,658,133 |
| 45 |
2.10% |
¥59,002 |
¥31,860,921 |
¥11,260,921 |
| 45 |
2.20% |
¥60,130 |
¥32,470,057 |
¥11,870,057 |
| 45 |
2.30% |
¥61,269 |
¥33,085,486 |
¥12,485,486 |
| 45 |
2.40% |
¥62,421 |
¥33,707,150 |
¥13,107,150 |
| 45 |
2.50% |
¥63,583 |
¥34,334,992 |
¥13,734,992 |
| 45 |
2.60% |
¥64,757 |
¥34,968,952 |
¥14,368,952 |
| 45 |
2.70% |
¥65,943 |
¥35,608,967 |
¥15,008,967 |
| 45 |
2.80% |
¥67,139 |
¥36,254,974 |
¥15,654,974 |
| 45 |
2.90% |
¥68,346 |
¥36,906,909 |
¥16,306,909 |
| 45 |
3.00% |
¥69,564 |
¥37,564,703 |
¥16,964,703 |
2060万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥49,217 |
¥23,624,380 |
¥3,024,380 |
| 40 |
0.80% |
¥50,163 |
¥24,078,295 |
¥3,478,295 |
| 40 |
0.90% |
¥51,120 |
¥24,537,642 |
¥3,937,642 |
| 40 |
1.00% |
¥52,088 |
¥25,002,406 |
¥4,402,406 |
| 40 |
1.10% |
¥53,068 |
¥25,472,569 |
¥4,872,569 |
| 40 |
1.20% |
¥54,059 |
¥25,948,112 |
¥5,348,112 |
| 40 |
1.30% |
¥55,060 |
¥26,429,017 |
¥5,829,017 |
| 40 |
1.40% |
¥56,073 |
¥26,915,259 |
¥6,315,259 |
| 40 |
1.50% |
¥57,098 |
¥27,406,817 |
¥6,806,817 |
| 40 |
1.60% |
¥58,133 |
¥27,903,664 |
¥7,303,664 |
| 40 |
1.70% |
¥59,179 |
¥28,405,775 |
¥7,805,775 |
| 40 |
1.80% |
¥60,236 |
¥28,913,121 |
¥8,313,121 |
| 40 |
1.90% |
¥61,303 |
¥29,425,673 |
¥8,825,673 |
| 40 |
2.00% |
¥62,382 |
¥29,943,399 |
¥9,343,399 |
| 40 |
2.10% |
¥63,471 |
¥30,466,268 |
¥9,866,268 |
| 40 |
2.20% |
¥64,571 |
¥30,994,245 |
¥10,394,245 |
| 40 |
2.30% |
¥65,682 |
¥31,527,296 |
¥10,927,296 |
| 40 |
2.40% |
¥66,803 |
¥32,065,384 |
¥11,465,384 |
| 40 |
2.50% |
¥67,934 |
¥32,608,471 |
¥12,008,471 |
| 40 |
2.60% |
¥69,076 |
¥33,156,519 |
¥12,556,519 |
| 40 |
2.70% |
¥70,228 |
¥33,709,488 |
¥13,109,488 |
| 40 |
2.80% |
¥71,390 |
¥34,267,336 |
¥13,667,336 |
| 40 |
2.90% |
¥72,563 |
¥34,830,021 |
¥14,230,021 |
| 40 |
3.00% |
¥73,745 |
¥35,397,500 |
¥14,797,500 |
2060万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥55,315 |
¥23,232,418 |
¥2,632,418 |
| 35 |
0.80% |
¥56,251 |
¥23,625,232 |
¥3,025,232 |
| 35 |
0.90% |
¥57,196 |
¥24,022,216 |
¥3,422,216 |
| 35 |
1.00% |
¥58,151 |
¥24,423,359 |
¥3,823,359 |
| 35 |
1.10% |
¥59,116 |
¥24,828,651 |
¥4,228,651 |
| 35 |
1.20% |
¥60,091 |
¥25,238,082 |
¥4,638,082 |
| 35 |
1.30% |
¥61,075 |
¥25,651,639 |
¥5,051,639 |
| 35 |
1.40% |
¥62,070 |
¥26,069,309 |
¥5,469,309 |
| 35 |
1.50% |
¥63,074 |
¥26,491,078 |
¥5,891,078 |
| 35 |
1.60% |
¥64,088 |
¥26,916,931 |
¥6,316,931 |
| 35 |
1.70% |
¥65,112 |
¥27,346,853 |
¥6,746,853 |
| 35 |
1.80% |
¥66,145 |
¥27,780,826 |
¥7,180,826 |
| 35 |
1.90% |
¥67,188 |
¥28,218,833 |
¥7,618,833 |
| 35 |
2.00% |
¥68,240 |
¥28,660,855 |
¥8,060,855 |
| 35 |
2.10% |
¥69,302 |
¥29,106,873 |
¥8,506,873 |
| 35 |
2.20% |
¥70,373 |
¥29,556,867 |
¥8,956,867 |
| 35 |
2.30% |
¥71,454 |
¥30,010,815 |
¥9,410,815 |
| 35 |
2.40% |
¥72,545 |
¥30,468,695 |
¥9,868,695 |
| 35 |
2.50% |
¥73,644 |
¥30,930,486 |
¥10,330,486 |
| 35 |
2.60% |
¥74,753 |
¥31,396,163 |
¥10,796,163 |
| 35 |
2.70% |
¥75,871 |
¥31,865,702 |
¥11,265,702 |
| 35 |
2.80% |
¥76,998 |
¥32,339,078 |
¥11,739,078 |
| 35 |
2.90% |
¥78,134 |
¥32,816,266 |
¥12,216,266 |
| 35 |
3.00% |
¥79,279 |
¥33,297,238 |
¥12,697,238 |
2060万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥63,457 |
¥22,844,635 |
¥2,244,635 |
| 30 |
0.80% |
¥64,382 |
¥23,177,618 |
¥2,577,618 |
| 30 |
0.90% |
¥65,316 |
¥23,513,671 |
¥2,913,671 |
| 30 |
1.00% |
¥66,258 |
¥23,852,787 |
¥3,252,787 |
| 30 |
1.10% |
¥67,208 |
¥24,194,962 |
¥3,594,962 |
| 30 |
1.20% |
¥68,167 |
¥24,540,189 |
¥3,940,189 |
| 30 |
1.30% |
¥69,135 |
¥24,888,462 |
¥4,288,462 |
| 30 |
1.40% |
¥70,110 |
¥25,239,773 |
¥4,639,773 |
| 30 |
1.50% |
¥71,095 |
¥25,594,115 |
¥4,994,115 |
| 30 |
1.60% |
¥72,087 |
¥25,951,479 |
¥5,351,479 |
| 30 |
1.70% |
¥73,088 |
¥26,311,858 |
¥5,711,858 |
| 30 |
1.80% |
¥74,098 |
¥26,675,240 |
¥6,075,240 |
| 30 |
1.90% |
¥75,116 |
¥27,041,618 |
¥6,441,618 |
| 30 |
2.00% |
¥76,142 |
¥27,410,980 |
¥6,810,980 |
| 30 |
2.10% |
¥77,176 |
¥27,783,316 |
¥7,183,316 |
| 30 |
2.20% |
¥78,218 |
¥28,158,614 |
¥7,558,614 |
| 30 |
2.30% |
¥79,269 |
¥28,536,864 |
¥7,936,864 |
| 30 |
2.40% |
¥80,328 |
¥28,918,052 |
¥8,318,052 |
| 30 |
2.50% |
¥81,395 |
¥29,302,166 |
¥8,702,166 |
| 30 |
2.60% |
¥82,470 |
¥29,689,193 |
¥9,089,193 |
| 30 |
2.70% |
¥83,553 |
¥30,079,120 |
¥9,479,120 |
| 30 |
2.80% |
¥84,644 |
¥30,471,932 |
¥9,871,932 |
| 30 |
2.90% |
¥85,743 |
¥30,867,615 |
¥10,267,615 |
| 30 |
3.00% |
¥86,850 |
¥31,266,155 |
¥10,666,155 |
2060万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥74,870 |
¥22,461,039 |
¥1,861,039 |
| 25 |
0.80% |
¥75,785 |
¥22,735,464 |
¥2,135,464 |
| 25 |
0.90% |
¥76,707 |
¥23,012,025 |
¥2,412,025 |
| 25 |
1.00% |
¥77,636 |
¥23,290,718 |
¥2,690,718 |
| 25 |
1.10% |
¥78,572 |
¥23,571,541 |
¥2,971,541 |
| 25 |
1.20% |
¥79,515 |
¥23,854,490 |
¥3,254,490 |
| 25 |
1.30% |
¥80,465 |
¥24,139,563 |
¥3,539,563 |
| 25 |
1.40% |
¥81,423 |
¥24,426,756 |
¥3,826,756 |
| 25 |
1.50% |
¥82,387 |
¥24,716,065 |
¥4,116,065 |
| 25 |
1.60% |
¥83,358 |
¥25,007,486 |
¥4,407,486 |
| 25 |
1.70% |
¥84,337 |
¥25,301,014 |
¥4,701,014 |
| 25 |
1.80% |
¥85,322 |
¥25,596,646 |
¥4,996,646 |
| 25 |
1.90% |
¥86,315 |
¥25,894,375 |
¥5,294,375 |
| 25 |
2.00% |
¥87,314 |
¥26,194,198 |
¥5,594,198 |
| 25 |
2.10% |
¥88,320 |
¥26,496,109 |
¥5,896,109 |
| 25 |
2.20% |
¥89,334 |
¥26,800,102 |
¥6,200,102 |
| 25 |
2.30% |
¥90,354 |
¥27,106,171 |
¥6,506,171 |
| 25 |
2.40% |
¥91,381 |
¥27,414,310 |
¥6,814,310 |
| 25 |
2.50% |
¥92,415 |
¥27,724,514 |
¥7,124,514 |
| 25 |
2.60% |
¥93,456 |
¥28,036,776 |
¥7,436,776 |
| 25 |
2.70% |
¥94,504 |
¥28,351,088 |
¥7,751,088 |
| 25 |
2.80% |
¥95,558 |
¥28,667,444 |
¥8,067,444 |
| 25 |
2.90% |
¥96,619 |
¥28,985,837 |
¥8,385,837 |
| 25 |
3.00% |
¥97,688 |
¥29,306,259 |
¥8,706,259 |
2060万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥92,007 |
¥22,081,634 |
¥1,481,634 |
| 20 |
0.80% |
¥92,912 |
¥22,298,779 |
¥1,698,779 |
| 20 |
0.90% |
¥93,822 |
¥22,517,293 |
¥1,917,293 |
| 20 |
1.00% |
¥94,738 |
¥22,737,175 |
¥2,137,175 |
| 20 |
1.10% |
¥95,660 |
¥22,958,422 |
¥2,358,422 |
| 20 |
1.20% |
¥96,588 |
¥23,181,034 |
¥2,581,034 |
| 20 |
1.30% |
¥97,521 |
¥23,405,010 |
¥2,805,010 |
| 20 |
1.40% |
¥98,460 |
¥23,630,347 |
¥3,030,347 |
| 20 |
1.50% |
¥99,404 |
¥23,857,045 |
¥3,257,045 |
| 20 |
1.60% |
¥100,355 |
¥24,085,101 |
¥3,485,101 |
| 20 |
1.70% |
¥101,310 |
¥24,314,514 |
¥3,714,514 |
| 20 |
1.80% |
¥102,272 |
¥24,545,281 |
¥3,945,281 |
| 20 |
1.90% |
¥103,239 |
¥24,777,402 |
¥4,177,402 |
| 20 |
2.00% |
¥104,212 |
¥25,010,872 |
¥4,410,872 |
| 20 |
2.10% |
¥105,190 |
¥25,245,691 |
¥4,645,691 |
| 20 |
2.20% |
¥106,174 |
¥25,481,855 |
¥4,881,855 |
| 20 |
2.30% |
¥107,164 |
¥25,719,363 |
¥5,119,363 |
| 20 |
2.40% |
¥108,159 |
¥25,958,212 |
¥5,358,212 |
| 20 |
2.50% |
¥109,160 |
¥26,198,399 |
¥5,598,399 |
| 20 |
2.60% |
¥110,166 |
¥26,439,921 |
¥5,839,921 |
| 20 |
2.70% |
¥111,178 |
¥26,682,776 |
¥6,082,776 |
| 20 |
2.80% |
¥112,196 |
¥26,926,960 |
¥6,326,960 |
| 20 |
2.90% |
¥113,219 |
¥27,172,471 |
¥6,572,471 |
| 20 |
3.00% |
¥114,247 |
¥27,419,305 |
¥6,819,305 |
2060万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥120,591 |
¥21,706,425 |
¥1,106,425 |
| 15 |
0.80% |
¥121,487 |
¥21,867,572 |
¥1,267,572 |
| 15 |
0.90% |
¥122,386 |
¥22,029,489 |
¥1,429,489 |
| 15 |
1.00% |
¥123,290 |
¥22,192,177 |
¥1,592,177 |
| 15 |
1.10% |
¥124,198 |
¥22,355,634 |
¥1,755,634 |
| 15 |
1.20% |
¥125,110 |
¥22,519,861 |
¥1,919,861 |
| 15 |
1.30% |
¥126,027 |
¥22,684,856 |
¥2,084,856 |
| 15 |
1.40% |
¥126,948 |
¥22,850,620 |
¥2,250,620 |
| 15 |
1.50% |
¥127,873 |
¥23,017,151 |
¥2,417,151 |
| 15 |
1.60% |
¥128,802 |
¥23,184,450 |
¥2,584,450 |
| 15 |
1.70% |
¥129,736 |
¥23,352,515 |
¥2,752,515 |
| 15 |
1.80% |
¥130,674 |
¥23,521,346 |
¥2,921,346 |
| 15 |
1.90% |
¥131,616 |
¥23,690,942 |
¥3,090,942 |
| 15 |
2.00% |
¥132,563 |
¥23,861,303 |
¥3,261,303 |
| 15 |
2.10% |
¥133,513 |
¥24,032,427 |
¥3,432,427 |
| 15 |
2.20% |
¥134,468 |
¥24,204,314 |
¥3,604,314 |
| 15 |
2.30% |
¥135,428 |
¥24,376,963 |
¥3,776,963 |
| 15 |
2.40% |
¥136,391 |
¥24,550,373 |
¥3,950,373 |
| 15 |
2.50% |
¥137,359 |
¥24,724,544 |
¥4,124,544 |
| 15 |
2.60% |
¥138,330 |
¥24,899,474 |
¥4,299,474 |
| 15 |
2.70% |
¥139,306 |
¥25,075,162 |
¥4,475,162 |
| 15 |
2.80% |
¥140,287 |
¥25,251,608 |
¥4,651,608 |
| 15 |
2.90% |
¥141,271 |
¥25,428,810 |
¥4,828,810 |
| 15 |
3.00% |
¥142,260 |
¥25,606,767 |
¥5,006,767 |
2060万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥177,795 |
¥21,335,416 |
¥735,416 |
| 10 |
0.80% |
¥178,682 |
¥21,441,848 |
¥841,848 |
| 10 |
0.90% |
¥179,572 |
¥21,548,622 |
¥948,622 |
| 10 |
1.00% |
¥180,464 |
¥21,655,739 |
¥1,055,739 |
| 10 |
1.10% |
¥181,360 |
¥21,763,198 |
¥1,163,198 |
| 10 |
1.20% |
¥182,258 |
¥21,871,000 |
¥1,271,000 |
| 10 |
1.30% |
¥183,160 |
¥21,979,144 |
¥1,379,144 |
| 10 |
1.40% |
¥184,064 |
¥22,087,630 |
¥1,487,630 |
| 10 |
1.50% |
¥184,970 |
¥22,196,459 |
¥1,596,459 |
| 10 |
1.60% |
¥185,880 |
¥22,305,629 |
¥1,705,629 |
| 10 |
1.70% |
¥186,793 |
¥22,415,141 |
¥1,815,141 |
| 10 |
1.80% |
¥187,708 |
¥22,524,995 |
¥1,924,995 |
| 10 |
1.90% |
¥188,627 |
¥22,635,190 |
¥2,035,190 |
| 10 |
2.00% |
¥189,548 |
¥22,745,726 |
¥2,145,726 |
| 10 |
2.10% |
¥190,472 |
¥22,856,603 |
¥2,256,603 |
| 10 |
2.20% |
¥191,399 |
¥22,967,821 |
¥2,367,821 |
| 10 |
2.30% |
¥192,328 |
¥23,079,380 |
¥2,479,380 |
| 10 |
2.40% |
¥193,261 |
¥23,191,280 |
¥2,591,280 |
| 10 |
2.50% |
¥194,196 |
¥23,303,520 |
¥2,703,520 |
| 10 |
2.60% |
¥195,134 |
¥23,416,100 |
¥2,816,100 |
| 10 |
2.70% |
¥196,075 |
¥23,529,019 |
¥2,929,019 |
| 10 |
2.80% |
¥197,019 |
¥23,642,279 |
¥3,042,279 |
| 10 |
2.90% |
¥197,966 |
¥23,755,878 |
¥3,155,878 |
| 10 |
3.00% |
¥198,915 |
¥23,869,816 |
¥3,269,816 |