2070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2070万円の住宅ローン｜期間・年数別
2070万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥40,899 | ¥24,539,358 | ¥3,839,358 |
| 50 | 0.80% | ¥41,870 | ¥25,122,075 | ¥4,422,075 |
| 50 | 0.90% | ¥42,855 | ¥25,713,271 | ¥5,013,271 |
| 50 | 1.00% | ¥43,855 | ¥26,312,910 | ¥5,612,910 |
| 50 | 1.10% | ¥44,868 | ¥26,920,951 | ¥6,220,951 |
| 50 | 1.20% | ¥45,896 | ¥27,537,349 | ¥6,837,349 |
| 50 | 1.30% | ¥46,937 | ¥28,162,056 | ¥7,462,056 |
| 50 | 1.40% | ¥47,992 | ¥28,795,018 | ¥8,095,018 |
| 50 | 1.50% | ¥49,060 | ¥29,436,181 | ¥8,736,181 |
| 50 | 1.60% | ¥50,142 | ¥30,085,485 | ¥9,385,485 |
| 50 | 1.70% | ¥51,238 | ¥30,742,866 | ¥10,042,866 |
| 50 | 1.80% | ¥52,347 | ¥31,408,259 | ¥10,708,259 |
| 50 | 1.90% | ¥53,469 | ¥32,081,593 | ¥11,381,593 |
| 50 | 2.00% | ¥54,605 | ¥32,762,796 | ¥12,062,796 |
| 50 | 2.10% | ¥55,753 | ¥33,451,792 | ¥12,751,792 |
| 50 | 2.20% | ¥56,914 | ¥34,148,503 | ¥13,448,503 |
| 50 | 2.30% | ¥58,088 | ¥34,852,846 | ¥14,152,846 |
| 50 | 2.40% | ¥59,275 | ¥35,564,738 | ¥14,864,738 |
| 50 | 2.50% | ¥60,473 | ¥36,284,092 | ¥15,584,092 |
| 50 | 2.60% | ¥61,685 | ¥37,010,820 | ¥16,310,820 |
| 50 | 2.70% | ¥62,908 | ¥37,744,829 | ¥17,044,829 |
| 50 | 2.80% | ¥64,143 | ¥38,486,027 | ¥17,786,027 |
| 50 | 2.90% | ¥65,391 | ¥39,234,318 | ¥18,534,318 |
| 50 | 3.00% | ¥66,649 | ¥39,989,605 | ¥19,289,605 |
2070万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥44,698 | ¥24,137,118 | ¥3,437,118 |
| 45 | 0.80% | ¥45,659 | ¥24,655,904 | ¥3,955,904 |
| 45 | 0.90% | ¥46,633 | ¥25,181,579 | ¥4,481,579 |
| 45 | 1.00% | ¥47,619 | ¥25,714,119 | ¥5,014,119 |
| 45 | 1.10% | ¥48,618 | ¥26,253,497 | ¥5,553,497 |
| 45 | 1.20% | ¥49,629 | ¥26,799,683 | ¥6,099,683 |
| 45 | 1.30% | ¥50,653 | ¥27,352,645 | ¥6,652,645 |
| 45 | 1.40% | ¥51,690 | ¥27,912,347 | ¥7,212,347 |
| 45 | 1.50% | ¥52,738 | ¥28,478,754 | ¥7,778,754 |
| 45 | 1.60% | ¥53,800 | ¥29,051,824 | ¥8,351,824 |
| 45 | 1.70% | ¥54,873 | ¥29,631,517 | ¥8,931,517 |
| 45 | 1.80% | ¥55,959 | ¥30,217,787 | ¥9,517,787 |
| 45 | 1.90% | ¥57,057 | ¥30,810,588 | ¥10,110,588 |
| 45 | 2.00% | ¥58,166 | ¥31,409,871 | ¥10,709,871 |
| 45 | 2.10% | ¥59,288 | ¥32,015,586 | ¥11,315,586 |
| 45 | 2.20% | ¥60,422 | ¥32,627,679 | ¥11,927,679 |
| 45 | 2.30% | ¥61,567 | ¥33,246,095 | ¥12,546,095 |
| 45 | 2.40% | ¥62,724 | ¥33,870,777 | ¥13,170,777 |
| 45 | 2.50% | ¥63,892 | ¥34,501,667 | ¥13,801,667 |
| 45 | 2.60% | ¥65,072 | ¥35,138,704 | ¥14,438,704 |
| 45 | 2.70% | ¥66,263 | ¥35,781,826 | ¥15,081,826 |
| 45 | 2.80% | ¥67,465 | ¥36,430,969 | ¥15,730,969 |
| 45 | 2.90% | ¥68,678 | ¥37,086,068 | ¥16,386,068 |
| 45 | 3.00% | ¥69,902 | ¥37,747,056 | ¥17,047,056 |
2070万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥49,456 | ¥23,739,061 | ¥3,039,061 |
| 40 | 0.80% | ¥50,407 | ¥24,195,180 | ¥3,495,180 |
| 40 | 0.90% | ¥51,368 | ¥24,656,757 | ¥3,956,757 |
| 40 | 1.00% | ¥52,341 | ¥25,123,777 | ¥4,423,777 |
| 40 | 1.10% | ¥53,325 | ¥25,596,222 | ¥4,896,222 |
| 40 | 1.20% | ¥54,321 | ¥26,074,074 | ¥5,374,074 |
| 40 | 1.30% | ¥55,328 | ¥26,557,313 | ¥5,857,313 |
| 40 | 1.40% | ¥56,346 | ¥27,045,916 | ¥6,345,916 |
| 40 | 1.50% | ¥57,375 | ¥27,539,860 | ¥6,839,860 |
| 40 | 1.60% | ¥58,415 | ¥28,039,119 | ¥7,339,119 |
| 40 | 1.70% | ¥59,466 | ¥28,543,667 | ¥7,843,667 |
| 40 | 1.80% | ¥60,528 | ¥29,053,476 | ¥8,353,476 |
| 40 | 1.90% | ¥61,601 | ¥29,568,516 | ¥8,868,516 |
| 40 | 2.00% | ¥62,685 | ¥30,088,756 | ¥9,388,756 |
| 40 | 2.10% | ¥63,780 | ¥30,614,162 | ¥9,914,162 |
| 40 | 2.20% | ¥64,885 | ¥31,144,703 | ¥10,444,703 |
| 40 | 2.30% | ¥66,001 | ¥31,680,341 | ¥10,980,341 |
| 40 | 2.40% | ¥67,127 | ¥32,221,041 | ¥11,521,041 |
| 40 | 2.50% | ¥68,264 | ¥32,766,765 | ¥12,066,765 |
| 40 | 2.60% | ¥69,411 | ¥33,317,473 | ¥12,617,473 |
| 40 | 2.70% | ¥70,569 | ¥33,873,126 | ¥13,173,126 |
| 40 | 2.80% | ¥71,737 | ¥34,433,682 | ¥13,733,682 |
| 40 | 2.90% | ¥72,915 | ¥34,999,098 | ¥14,299,098 |
| 40 | 3.00% | ¥74,103 | ¥35,569,332 | ¥14,869,332 |
2070万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥55,584 | ¥23,345,197 | ¥2,645,197 |
| 35 | 0.80% | ¥56,524 | ¥23,739,918 | ¥3,039,918 |
| 35 | 0.90% | ¥57,473 | ¥24,138,828 | ¥3,438,828 |
| 35 | 1.00% | ¥58,433 | ¥24,541,919 | ¥3,841,919 |
| 35 | 1.10% | ¥59,403 | ¥24,949,178 | ¥4,249,178 |
| 35 | 1.20% | ¥60,382 | ¥25,360,597 | ¥4,660,597 |
| 35 | 1.30% | ¥61,372 | ¥25,776,161 | ¥5,076,161 |
| 35 | 1.40% | ¥62,371 | ¥26,195,859 | ¥5,495,859 |
| 35 | 1.50% | ¥63,380 | ¥26,619,675 | ¥5,919,675 |
| 35 | 1.60% | ¥64,399 | ¥27,047,596 | ¥6,347,596 |
| 35 | 1.70% | ¥65,428 | ¥27,479,604 | ¥6,779,604 |
| 35 | 1.80% | ¥66,466 | ¥27,915,684 | ¥7,215,684 |
| 35 | 1.90% | ¥67,514 | ¥28,355,817 | ¥7,655,817 |
| 35 | 2.00% | ¥68,571 | ¥28,799,985 | ¥8,099,985 |
| 35 | 2.10% | ¥69,638 | ¥29,248,168 | ¥8,548,168 |
| 35 | 2.20% | ¥70,715 | ¥29,700,347 | ¥9,000,347 |
| 35 | 2.30% | ¥71,801 | ¥30,156,498 | ¥9,456,498 |
| 35 | 2.40% | ¥72,897 | ¥30,616,602 | ¥9,916,602 |
| 35 | 2.50% | ¥74,002 | ¥31,080,634 | ¥10,380,634 |
| 35 | 2.60% | ¥75,116 | ¥31,548,572 | ¥10,848,572 |
| 35 | 2.70% | ¥76,239 | ¥32,020,390 | ¥11,320,390 |
| 35 | 2.80% | ¥77,372 | ¥32,496,064 | ¥11,796,064 |
| 35 | 2.90% | ¥78,513 | ¥32,975,568 | ¥12,275,568 |
| 35 | 3.00% | ¥79,664 | ¥33,458,876 | ¥12,758,876 |
2070万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥63,765 | ¥22,955,531 | ¥2,255,531 |
| 30 | 0.80% | ¥64,695 | ¥23,290,131 | ¥2,590,131 |
| 30 | 0.90% | ¥65,633 | ¥23,627,815 | ¥2,927,815 |
| 30 | 1.00% | ¥66,579 | ¥23,968,577 | ¥3,268,577 |
| 30 | 1.10% | ¥67,534 | ¥24,312,413 | ¥3,612,413 |
| 30 | 1.20% | ¥68,498 | ¥24,659,316 | ¥3,959,316 |
| 30 | 1.30% | ¥69,470 | ¥25,009,279 | ¥4,309,279 |
| 30 | 1.40% | ¥70,451 | ¥25,362,296 | ¥4,662,296 |
| 30 | 1.50% | ¥71,440 | ¥25,718,358 | ¥5,018,358 |
| 30 | 1.60% | ¥72,437 | ¥26,077,457 | ¥5,377,457 |
| 30 | 1.70% | ¥73,443 | ¥26,439,585 | ¥5,739,585 |
| 30 | 1.80% | ¥74,458 | ¥26,804,732 | ¥6,104,732 |
| 30 | 1.90% | ¥75,480 | ¥27,172,888 | ¥6,472,888 |
| 30 | 2.00% | ¥76,511 | ¥27,544,043 | ¥6,844,043 |
| 30 | 2.10% | ¥77,551 | ¥27,918,186 | ¥7,218,186 |
| 30 | 2.20% | ¥78,598 | ¥28,295,307 | ¥7,595,307 |
| 30 | 2.30% | ¥79,654 | ¥28,675,392 | ¥7,975,392 |
| 30 | 2.40% | ¥80,718 | ¥29,058,431 | ¥8,358,431 |
| 30 | 2.50% | ¥81,790 | ¥29,444,409 | ¥8,744,409 |
| 30 | 2.60% | ¥82,870 | ¥29,833,315 | ¥9,133,315 |
| 30 | 2.70% | ¥83,959 | ¥30,225,135 | ¥9,525,135 |
| 30 | 2.80% | ¥85,055 | ¥30,619,854 | ¥9,919,854 |
| 30 | 2.90% | ¥86,160 | ¥31,017,458 | ¥10,317,458 |
| 30 | 3.00% | ¥87,272 | ¥31,417,933 | ¥10,717,933 |
2070万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥75,234 | ¥22,570,073 | ¥1,870,073 |
| 25 | 0.80% | ¥76,153 | ¥22,845,830 | ¥2,145,830 |
| 25 | 0.90% | ¥77,079 | ¥23,123,733 | ¥2,423,733 |
| 25 | 1.00% | ¥78,013 | ¥23,403,779 | ¥2,703,779 |
| 25 | 1.10% | ¥78,953 | ¥23,685,966 | ¥2,985,966 |
| 25 | 1.20% | ¥79,901 | ¥23,970,289 | ¥3,270,289 |
| 25 | 1.30% | ¥80,856 | ¥24,256,746 | ¥3,556,746 |
| 25 | 1.40% | ¥81,818 | ¥24,545,333 | ¥3,845,333 |
| 25 | 1.50% | ¥82,787 | ¥24,836,046 | ¥4,136,046 |
| 25 | 1.60% | ¥83,763 | ¥25,128,881 | ¥4,428,881 |
| 25 | 1.70% | ¥84,746 | ¥25,423,835 | ¥4,723,835 |
| 25 | 1.80% | ¥85,736 | ¥25,720,901 | ¥5,020,901 |
| 25 | 1.90% | ¥86,734 | ¥26,020,076 | ¥5,320,076 |
| 25 | 2.00% | ¥87,738 | ¥26,321,354 | ¥5,621,354 |
| 25 | 2.10% | ¥88,749 | ¥26,624,731 | ¥5,924,731 |
| 25 | 2.20% | ¥89,767 | ¥26,930,199 | ¥6,230,199 |
| 25 | 2.30% | ¥90,793 | ¥27,237,754 | ¥6,537,754 |
| 25 | 2.40% | ¥91,825 | ¥27,547,390 | ¥6,847,390 |
| 25 | 2.50% | ¥92,864 | ¥27,859,099 | ¥7,159,099 |
| 25 | 2.60% | ¥93,910 | ¥28,172,876 | ¥7,472,876 |
| 25 | 2.70% | ¥94,962 | ¥28,488,714 | ¥7,788,714 |
| 25 | 2.80% | ¥96,022 | ¥28,806,606 | ¥8,106,606 |
| 25 | 2.90% | ¥97,088 | ¥29,126,545 | ¥8,426,545 |
| 25 | 3.00% | ¥98,162 | ¥29,448,523 | ¥8,748,523 |
2070万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥92,453 | ¥22,188,826 | ¥1,488,826 |
| 20 | 0.80% | ¥93,363 | ¥22,407,026 | ¥1,707,026 |
| 20 | 0.90% | ¥94,278 | ¥22,626,600 | ¥1,926,600 |
| 20 | 1.00% | ¥95,198 | ¥22,847,549 | ¥2,147,549 |
| 20 | 1.10% | ¥96,124 | ¥23,069,871 | ¥2,369,871 |
| 20 | 1.20% | ¥97,057 | ¥23,293,564 | ¥2,593,564 |
| 20 | 1.30% | ¥97,994 | ¥23,518,626 | ¥2,818,626 |
| 20 | 1.40% | ¥98,938 | ¥23,745,058 | ¥3,045,058 |
| 20 | 1.50% | ¥99,887 | ¥23,972,856 | ¥3,272,856 |
| 20 | 1.60% | ¥100,842 | ¥24,202,019 | ¥3,502,019 |
| 20 | 1.70% | ¥101,802 | ¥24,432,546 | ¥3,732,546 |
| 20 | 1.80% | ¥102,768 | ¥24,664,433 | ¥3,964,433 |
| 20 | 1.90% | ¥103,740 | ¥24,897,680 | ¥4,197,680 |
| 20 | 2.00% | ¥104,718 | ¥25,132,284 | ¥4,432,284 |
| 20 | 2.10% | ¥105,701 | ¥25,368,243 | ¥4,668,243 |
| 20 | 2.20% | ¥106,690 | ¥25,605,554 | ¥4,905,554 |
| 20 | 2.30% | ¥107,684 | ¥25,844,215 | ¥5,144,215 |
| 20 | 2.40% | ¥108,684 | ¥26,084,223 | ¥5,384,223 |
| 20 | 2.50% | ¥109,690 | ¥26,325,576 | ¥5,625,576 |
| 20 | 2.60% | ¥110,701 | ¥26,568,270 | ¥5,868,270 |
| 20 | 2.70% | ¥111,718 | ¥26,812,304 | ¥6,112,304 |
| 20 | 2.80% | ¥112,740 | ¥27,057,674 | ¥6,357,674 |
| 20 | 2.90% | ¥113,768 | ¥27,304,376 | ¥6,604,376 |
| 20 | 3.00% | ¥114,802 | ¥27,552,409 | ¥6,852,409 |
2070万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥121,177 | ¥21,811,796 | ¥1,111,796 |
| 15 | 0.80% | ¥122,076 | ¥21,973,725 | ¥1,273,725 |
| 15 | 0.90% | ¥122,980 | ¥22,136,428 | ¥1,436,428 |
| 15 | 1.00% | ¥123,888 | ¥22,299,906 | ¥1,599,906 |
| 15 | 1.10% | ¥124,801 | ¥22,464,156 | ¥1,764,156 |
| 15 | 1.20% | ¥125,718 | ¥22,629,180 | ¥1,929,180 |
| 15 | 1.30% | ¥126,639 | ¥22,794,977 | ¥2,094,977 |
| 15 | 1.40% | ¥127,564 | ¥22,961,545 | ¥2,261,545 |
| 15 | 1.50% | ¥128,494 | ¥23,128,885 | ¥2,428,885 |
| 15 | 1.60% | ¥129,428 | ¥23,296,996 | ¥2,596,996 |
| 15 | 1.70% | ¥130,366 | ¥23,465,877 | ¥2,765,877 |
| 15 | 1.80% | ¥131,308 | ¥23,635,527 | ¥2,935,527 |
| 15 | 1.90% | ¥132,255 | ¥23,805,947 | ¥3,105,947 |
| 15 | 2.00% | ¥133,206 | ¥23,977,134 | ¥3,277,134 |
| 15 | 2.10% | ¥134,162 | ¥24,149,089 | ¥3,449,089 |
| 15 | 2.20% | ¥135,121 | ¥24,321,811 | ¥3,621,811 |
| 15 | 2.30% | ¥136,085 | ¥24,495,298 | ¥3,795,298 |
| 15 | 2.40% | ¥137,053 | ¥24,669,550 | ¥3,969,550 |
| 15 | 2.50% | ¥138,025 | ¥24,844,566 | ¥4,144,566 |
| 15 | 2.60% | ¥139,002 | ¥25,020,345 | ¥4,320,345 |
| 15 | 2.70% | ¥139,983 | ¥25,196,886 | ¥4,496,886 |
| 15 | 2.80% | ¥140,968 | ¥25,374,188 | ¥4,674,188 |
| 15 | 2.90% | ¥141,957 | ¥25,552,251 | ¥4,852,251 |
| 15 | 3.00% | ¥142,950 | ¥25,731,072 | ¥5,031,072 |
2070万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥178,658 | ¥21,438,986 | ¥738,986 |
| 10 | 0.80% | ¥179,549 | ¥21,545,934 | ¥845,934 |
| 10 | 0.90% | ¥180,444 | ¥21,653,227 | ¥953,227 |
| 10 | 1.00% | ¥181,341 | ¥21,760,864 | ¥1,060,864 |
| 10 | 1.10% | ¥182,240 | ¥21,868,845 | ¥1,168,845 |
| 10 | 1.20% | ¥183,143 | ¥21,977,170 | ¥1,277,170 |
| 10 | 1.30% | ¥184,049 | ¥22,085,839 | ¥1,385,839 |
| 10 | 1.40% | ¥184,957 | ¥22,194,852 | ¥1,494,852 |
| 10 | 1.50% | ¥185,868 | ¥22,304,209 | ¥1,604,209 |
| 10 | 1.60% | ¥186,783 | ¥22,413,909 | ¥1,713,909 |
| 10 | 1.70% | ¥187,700 | ¥22,523,952 | ¥1,823,952 |
| 10 | 1.80% | ¥188,619 | ¥22,634,339 | ¥1,934,339 |
| 10 | 1.90% | ¥189,542 | ¥22,745,069 | ¥2,045,069 |
| 10 | 2.00% | ¥190,468 | ¥22,856,142 | ¥2,156,142 |
| 10 | 2.10% | ¥191,396 | ¥22,967,558 | ¥2,267,558 |
| 10 | 2.20% | ¥192,328 | ¥23,079,316 | ¥2,379,316 |
| 10 | 2.30% | ¥193,262 | ¥23,191,416 | ¥2,491,416 |
| 10 | 2.40% | ¥194,199 | ¥23,303,859 | ¥2,603,859 |
| 10 | 2.50% | ¥195,139 | ¥23,416,644 | ¥2,716,644 |
| 10 | 2.60% | ¥196,081 | ¥23,529,770 | ¥2,829,770 |
| 10 | 2.70% | ¥197,027 | ¥23,643,238 | ¥2,943,238 |
| 10 | 2.80% | ¥197,975 | ¥23,757,047 | ¥3,057,047 |
| 10 | 2.90% | ¥198,927 | ¥23,871,198 | ¥3,171,198 |
| 10 | 3.00% | ¥199,881 | ¥23,985,689 | ¥3,285,689 |
