2070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2070万円の住宅ローン|期間・年数別
2070万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥40,899 |
¥24,539,358 |
¥3,839,358 |
| 50 |
0.80% |
¥41,870 |
¥25,122,075 |
¥4,422,075 |
| 50 |
0.90% |
¥42,855 |
¥25,713,271 |
¥5,013,271 |
| 50 |
1.00% |
¥43,855 |
¥26,312,910 |
¥5,612,910 |
| 50 |
1.10% |
¥44,868 |
¥26,920,951 |
¥6,220,951 |
| 50 |
1.20% |
¥45,896 |
¥27,537,349 |
¥6,837,349 |
| 50 |
1.30% |
¥46,937 |
¥28,162,056 |
¥7,462,056 |
| 50 |
1.40% |
¥47,992 |
¥28,795,018 |
¥8,095,018 |
| 50 |
1.50% |
¥49,060 |
¥29,436,181 |
¥8,736,181 |
| 50 |
1.60% |
¥50,142 |
¥30,085,485 |
¥9,385,485 |
| 50 |
1.70% |
¥51,238 |
¥30,742,866 |
¥10,042,866 |
| 50 |
1.80% |
¥52,347 |
¥31,408,259 |
¥10,708,259 |
| 50 |
1.90% |
¥53,469 |
¥32,081,593 |
¥11,381,593 |
| 50 |
2.00% |
¥54,605 |
¥32,762,796 |
¥12,062,796 |
| 50 |
2.10% |
¥55,753 |
¥33,451,792 |
¥12,751,792 |
| 50 |
2.20% |
¥56,914 |
¥34,148,503 |
¥13,448,503 |
| 50 |
2.30% |
¥58,088 |
¥34,852,846 |
¥14,152,846 |
| 50 |
2.40% |
¥59,275 |
¥35,564,738 |
¥14,864,738 |
| 50 |
2.50% |
¥60,473 |
¥36,284,092 |
¥15,584,092 |
| 50 |
2.60% |
¥61,685 |
¥37,010,820 |
¥16,310,820 |
| 50 |
2.70% |
¥62,908 |
¥37,744,829 |
¥17,044,829 |
| 50 |
2.80% |
¥64,143 |
¥38,486,027 |
¥17,786,027 |
| 50 |
2.90% |
¥65,391 |
¥39,234,318 |
¥18,534,318 |
| 50 |
3.00% |
¥66,649 |
¥39,989,605 |
¥19,289,605 |
2070万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥44,698 |
¥24,137,118 |
¥3,437,118 |
| 45 |
0.80% |
¥45,659 |
¥24,655,904 |
¥3,955,904 |
| 45 |
0.90% |
¥46,633 |
¥25,181,579 |
¥4,481,579 |
| 45 |
1.00% |
¥47,619 |
¥25,714,119 |
¥5,014,119 |
| 45 |
1.10% |
¥48,618 |
¥26,253,497 |
¥5,553,497 |
| 45 |
1.20% |
¥49,629 |
¥26,799,683 |
¥6,099,683 |
| 45 |
1.30% |
¥50,653 |
¥27,352,645 |
¥6,652,645 |
| 45 |
1.40% |
¥51,690 |
¥27,912,347 |
¥7,212,347 |
| 45 |
1.50% |
¥52,738 |
¥28,478,754 |
¥7,778,754 |
| 45 |
1.60% |
¥53,800 |
¥29,051,824 |
¥8,351,824 |
| 45 |
1.70% |
¥54,873 |
¥29,631,517 |
¥8,931,517 |
| 45 |
1.80% |
¥55,959 |
¥30,217,787 |
¥9,517,787 |
| 45 |
1.90% |
¥57,057 |
¥30,810,588 |
¥10,110,588 |
| 45 |
2.00% |
¥58,166 |
¥31,409,871 |
¥10,709,871 |
| 45 |
2.10% |
¥59,288 |
¥32,015,586 |
¥11,315,586 |
| 45 |
2.20% |
¥60,422 |
¥32,627,679 |
¥11,927,679 |
| 45 |
2.30% |
¥61,567 |
¥33,246,095 |
¥12,546,095 |
| 45 |
2.40% |
¥62,724 |
¥33,870,777 |
¥13,170,777 |
| 45 |
2.50% |
¥63,892 |
¥34,501,667 |
¥13,801,667 |
| 45 |
2.60% |
¥65,072 |
¥35,138,704 |
¥14,438,704 |
| 45 |
2.70% |
¥66,263 |
¥35,781,826 |
¥15,081,826 |
| 45 |
2.80% |
¥67,465 |
¥36,430,969 |
¥15,730,969 |
| 45 |
2.90% |
¥68,678 |
¥37,086,068 |
¥16,386,068 |
| 45 |
3.00% |
¥69,902 |
¥37,747,056 |
¥17,047,056 |
2070万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥49,456 |
¥23,739,061 |
¥3,039,061 |
| 40 |
0.80% |
¥50,407 |
¥24,195,180 |
¥3,495,180 |
| 40 |
0.90% |
¥51,368 |
¥24,656,757 |
¥3,956,757 |
| 40 |
1.00% |
¥52,341 |
¥25,123,777 |
¥4,423,777 |
| 40 |
1.10% |
¥53,325 |
¥25,596,222 |
¥4,896,222 |
| 40 |
1.20% |
¥54,321 |
¥26,074,074 |
¥5,374,074 |
| 40 |
1.30% |
¥55,328 |
¥26,557,313 |
¥5,857,313 |
| 40 |
1.40% |
¥56,346 |
¥27,045,916 |
¥6,345,916 |
| 40 |
1.50% |
¥57,375 |
¥27,539,860 |
¥6,839,860 |
| 40 |
1.60% |
¥58,415 |
¥28,039,119 |
¥7,339,119 |
| 40 |
1.70% |
¥59,466 |
¥28,543,667 |
¥7,843,667 |
| 40 |
1.80% |
¥60,528 |
¥29,053,476 |
¥8,353,476 |
| 40 |
1.90% |
¥61,601 |
¥29,568,516 |
¥8,868,516 |
| 40 |
2.00% |
¥62,685 |
¥30,088,756 |
¥9,388,756 |
| 40 |
2.10% |
¥63,780 |
¥30,614,162 |
¥9,914,162 |
| 40 |
2.20% |
¥64,885 |
¥31,144,703 |
¥10,444,703 |
| 40 |
2.30% |
¥66,001 |
¥31,680,341 |
¥10,980,341 |
| 40 |
2.40% |
¥67,127 |
¥32,221,041 |
¥11,521,041 |
| 40 |
2.50% |
¥68,264 |
¥32,766,765 |
¥12,066,765 |
| 40 |
2.60% |
¥69,411 |
¥33,317,473 |
¥12,617,473 |
| 40 |
2.70% |
¥70,569 |
¥33,873,126 |
¥13,173,126 |
| 40 |
2.80% |
¥71,737 |
¥34,433,682 |
¥13,733,682 |
| 40 |
2.90% |
¥72,915 |
¥34,999,098 |
¥14,299,098 |
| 40 |
3.00% |
¥74,103 |
¥35,569,332 |
¥14,869,332 |
2070万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥55,584 |
¥23,345,197 |
¥2,645,197 |
| 35 |
0.80% |
¥56,524 |
¥23,739,918 |
¥3,039,918 |
| 35 |
0.90% |
¥57,473 |
¥24,138,828 |
¥3,438,828 |
| 35 |
1.00% |
¥58,433 |
¥24,541,919 |
¥3,841,919 |
| 35 |
1.10% |
¥59,403 |
¥24,949,178 |
¥4,249,178 |
| 35 |
1.20% |
¥60,382 |
¥25,360,597 |
¥4,660,597 |
| 35 |
1.30% |
¥61,372 |
¥25,776,161 |
¥5,076,161 |
| 35 |
1.40% |
¥62,371 |
¥26,195,859 |
¥5,495,859 |
| 35 |
1.50% |
¥63,380 |
¥26,619,675 |
¥5,919,675 |
| 35 |
1.60% |
¥64,399 |
¥27,047,596 |
¥6,347,596 |
| 35 |
1.70% |
¥65,428 |
¥27,479,604 |
¥6,779,604 |
| 35 |
1.80% |
¥66,466 |
¥27,915,684 |
¥7,215,684 |
| 35 |
1.90% |
¥67,514 |
¥28,355,817 |
¥7,655,817 |
| 35 |
2.00% |
¥68,571 |
¥28,799,985 |
¥8,099,985 |
| 35 |
2.10% |
¥69,638 |
¥29,248,168 |
¥8,548,168 |
| 35 |
2.20% |
¥70,715 |
¥29,700,347 |
¥9,000,347 |
| 35 |
2.30% |
¥71,801 |
¥30,156,498 |
¥9,456,498 |
| 35 |
2.40% |
¥72,897 |
¥30,616,602 |
¥9,916,602 |
| 35 |
2.50% |
¥74,002 |
¥31,080,634 |
¥10,380,634 |
| 35 |
2.60% |
¥75,116 |
¥31,548,572 |
¥10,848,572 |
| 35 |
2.70% |
¥76,239 |
¥32,020,390 |
¥11,320,390 |
| 35 |
2.80% |
¥77,372 |
¥32,496,064 |
¥11,796,064 |
| 35 |
2.90% |
¥78,513 |
¥32,975,568 |
¥12,275,568 |
| 35 |
3.00% |
¥79,664 |
¥33,458,876 |
¥12,758,876 |
2070万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥63,765 |
¥22,955,531 |
¥2,255,531 |
| 30 |
0.80% |
¥64,695 |
¥23,290,131 |
¥2,590,131 |
| 30 |
0.90% |
¥65,633 |
¥23,627,815 |
¥2,927,815 |
| 30 |
1.00% |
¥66,579 |
¥23,968,577 |
¥3,268,577 |
| 30 |
1.10% |
¥67,534 |
¥24,312,413 |
¥3,612,413 |
| 30 |
1.20% |
¥68,498 |
¥24,659,316 |
¥3,959,316 |
| 30 |
1.30% |
¥69,470 |
¥25,009,279 |
¥4,309,279 |
| 30 |
1.40% |
¥70,451 |
¥25,362,296 |
¥4,662,296 |
| 30 |
1.50% |
¥71,440 |
¥25,718,358 |
¥5,018,358 |
| 30 |
1.60% |
¥72,437 |
¥26,077,457 |
¥5,377,457 |
| 30 |
1.70% |
¥73,443 |
¥26,439,585 |
¥5,739,585 |
| 30 |
1.80% |
¥74,458 |
¥26,804,732 |
¥6,104,732 |
| 30 |
1.90% |
¥75,480 |
¥27,172,888 |
¥6,472,888 |
| 30 |
2.00% |
¥76,511 |
¥27,544,043 |
¥6,844,043 |
| 30 |
2.10% |
¥77,551 |
¥27,918,186 |
¥7,218,186 |
| 30 |
2.20% |
¥78,598 |
¥28,295,307 |
¥7,595,307 |
| 30 |
2.30% |
¥79,654 |
¥28,675,392 |
¥7,975,392 |
| 30 |
2.40% |
¥80,718 |
¥29,058,431 |
¥8,358,431 |
| 30 |
2.50% |
¥81,790 |
¥29,444,409 |
¥8,744,409 |
| 30 |
2.60% |
¥82,870 |
¥29,833,315 |
¥9,133,315 |
| 30 |
2.70% |
¥83,959 |
¥30,225,135 |
¥9,525,135 |
| 30 |
2.80% |
¥85,055 |
¥30,619,854 |
¥9,919,854 |
| 30 |
2.90% |
¥86,160 |
¥31,017,458 |
¥10,317,458 |
| 30 |
3.00% |
¥87,272 |
¥31,417,933 |
¥10,717,933 |
2070万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥75,234 |
¥22,570,073 |
¥1,870,073 |
| 25 |
0.80% |
¥76,153 |
¥22,845,830 |
¥2,145,830 |
| 25 |
0.90% |
¥77,079 |
¥23,123,733 |
¥2,423,733 |
| 25 |
1.00% |
¥78,013 |
¥23,403,779 |
¥2,703,779 |
| 25 |
1.10% |
¥78,953 |
¥23,685,966 |
¥2,985,966 |
| 25 |
1.20% |
¥79,901 |
¥23,970,289 |
¥3,270,289 |
| 25 |
1.30% |
¥80,856 |
¥24,256,746 |
¥3,556,746 |
| 25 |
1.40% |
¥81,818 |
¥24,545,333 |
¥3,845,333 |
| 25 |
1.50% |
¥82,787 |
¥24,836,046 |
¥4,136,046 |
| 25 |
1.60% |
¥83,763 |
¥25,128,881 |
¥4,428,881 |
| 25 |
1.70% |
¥84,746 |
¥25,423,835 |
¥4,723,835 |
| 25 |
1.80% |
¥85,736 |
¥25,720,901 |
¥5,020,901 |
| 25 |
1.90% |
¥86,734 |
¥26,020,076 |
¥5,320,076 |
| 25 |
2.00% |
¥87,738 |
¥26,321,354 |
¥5,621,354 |
| 25 |
2.10% |
¥88,749 |
¥26,624,731 |
¥5,924,731 |
| 25 |
2.20% |
¥89,767 |
¥26,930,199 |
¥6,230,199 |
| 25 |
2.30% |
¥90,793 |
¥27,237,754 |
¥6,537,754 |
| 25 |
2.40% |
¥91,825 |
¥27,547,390 |
¥6,847,390 |
| 25 |
2.50% |
¥92,864 |
¥27,859,099 |
¥7,159,099 |
| 25 |
2.60% |
¥93,910 |
¥28,172,876 |
¥7,472,876 |
| 25 |
2.70% |
¥94,962 |
¥28,488,714 |
¥7,788,714 |
| 25 |
2.80% |
¥96,022 |
¥28,806,606 |
¥8,106,606 |
| 25 |
2.90% |
¥97,088 |
¥29,126,545 |
¥8,426,545 |
| 25 |
3.00% |
¥98,162 |
¥29,448,523 |
¥8,748,523 |
2070万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥92,453 |
¥22,188,826 |
¥1,488,826 |
| 20 |
0.80% |
¥93,363 |
¥22,407,026 |
¥1,707,026 |
| 20 |
0.90% |
¥94,278 |
¥22,626,600 |
¥1,926,600 |
| 20 |
1.00% |
¥95,198 |
¥22,847,549 |
¥2,147,549 |
| 20 |
1.10% |
¥96,124 |
¥23,069,871 |
¥2,369,871 |
| 20 |
1.20% |
¥97,057 |
¥23,293,564 |
¥2,593,564 |
| 20 |
1.30% |
¥97,994 |
¥23,518,626 |
¥2,818,626 |
| 20 |
1.40% |
¥98,938 |
¥23,745,058 |
¥3,045,058 |
| 20 |
1.50% |
¥99,887 |
¥23,972,856 |
¥3,272,856 |
| 20 |
1.60% |
¥100,842 |
¥24,202,019 |
¥3,502,019 |
| 20 |
1.70% |
¥101,802 |
¥24,432,546 |
¥3,732,546 |
| 20 |
1.80% |
¥102,768 |
¥24,664,433 |
¥3,964,433 |
| 20 |
1.90% |
¥103,740 |
¥24,897,680 |
¥4,197,680 |
| 20 |
2.00% |
¥104,718 |
¥25,132,284 |
¥4,432,284 |
| 20 |
2.10% |
¥105,701 |
¥25,368,243 |
¥4,668,243 |
| 20 |
2.20% |
¥106,690 |
¥25,605,554 |
¥4,905,554 |
| 20 |
2.30% |
¥107,684 |
¥25,844,215 |
¥5,144,215 |
| 20 |
2.40% |
¥108,684 |
¥26,084,223 |
¥5,384,223 |
| 20 |
2.50% |
¥109,690 |
¥26,325,576 |
¥5,625,576 |
| 20 |
2.60% |
¥110,701 |
¥26,568,270 |
¥5,868,270 |
| 20 |
2.70% |
¥111,718 |
¥26,812,304 |
¥6,112,304 |
| 20 |
2.80% |
¥112,740 |
¥27,057,674 |
¥6,357,674 |
| 20 |
2.90% |
¥113,768 |
¥27,304,376 |
¥6,604,376 |
| 20 |
3.00% |
¥114,802 |
¥27,552,409 |
¥6,852,409 |
2070万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥121,177 |
¥21,811,796 |
¥1,111,796 |
| 15 |
0.80% |
¥122,076 |
¥21,973,725 |
¥1,273,725 |
| 15 |
0.90% |
¥122,980 |
¥22,136,428 |
¥1,436,428 |
| 15 |
1.00% |
¥123,888 |
¥22,299,906 |
¥1,599,906 |
| 15 |
1.10% |
¥124,801 |
¥22,464,156 |
¥1,764,156 |
| 15 |
1.20% |
¥125,718 |
¥22,629,180 |
¥1,929,180 |
| 15 |
1.30% |
¥126,639 |
¥22,794,977 |
¥2,094,977 |
| 15 |
1.40% |
¥127,564 |
¥22,961,545 |
¥2,261,545 |
| 15 |
1.50% |
¥128,494 |
¥23,128,885 |
¥2,428,885 |
| 15 |
1.60% |
¥129,428 |
¥23,296,996 |
¥2,596,996 |
| 15 |
1.70% |
¥130,366 |
¥23,465,877 |
¥2,765,877 |
| 15 |
1.80% |
¥131,308 |
¥23,635,527 |
¥2,935,527 |
| 15 |
1.90% |
¥132,255 |
¥23,805,947 |
¥3,105,947 |
| 15 |
2.00% |
¥133,206 |
¥23,977,134 |
¥3,277,134 |
| 15 |
2.10% |
¥134,162 |
¥24,149,089 |
¥3,449,089 |
| 15 |
2.20% |
¥135,121 |
¥24,321,811 |
¥3,621,811 |
| 15 |
2.30% |
¥136,085 |
¥24,495,298 |
¥3,795,298 |
| 15 |
2.40% |
¥137,053 |
¥24,669,550 |
¥3,969,550 |
| 15 |
2.50% |
¥138,025 |
¥24,844,566 |
¥4,144,566 |
| 15 |
2.60% |
¥139,002 |
¥25,020,345 |
¥4,320,345 |
| 15 |
2.70% |
¥139,983 |
¥25,196,886 |
¥4,496,886 |
| 15 |
2.80% |
¥140,968 |
¥25,374,188 |
¥4,674,188 |
| 15 |
2.90% |
¥141,957 |
¥25,552,251 |
¥4,852,251 |
| 15 |
3.00% |
¥142,950 |
¥25,731,072 |
¥5,031,072 |
2070万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥178,658 |
¥21,438,986 |
¥738,986 |
| 10 |
0.80% |
¥179,549 |
¥21,545,934 |
¥845,934 |
| 10 |
0.90% |
¥180,444 |
¥21,653,227 |
¥953,227 |
| 10 |
1.00% |
¥181,341 |
¥21,760,864 |
¥1,060,864 |
| 10 |
1.10% |
¥182,240 |
¥21,868,845 |
¥1,168,845 |
| 10 |
1.20% |
¥183,143 |
¥21,977,170 |
¥1,277,170 |
| 10 |
1.30% |
¥184,049 |
¥22,085,839 |
¥1,385,839 |
| 10 |
1.40% |
¥184,957 |
¥22,194,852 |
¥1,494,852 |
| 10 |
1.50% |
¥185,868 |
¥22,304,209 |
¥1,604,209 |
| 10 |
1.60% |
¥186,783 |
¥22,413,909 |
¥1,713,909 |
| 10 |
1.70% |
¥187,700 |
¥22,523,952 |
¥1,823,952 |
| 10 |
1.80% |
¥188,619 |
¥22,634,339 |
¥1,934,339 |
| 10 |
1.90% |
¥189,542 |
¥22,745,069 |
¥2,045,069 |
| 10 |
2.00% |
¥190,468 |
¥22,856,142 |
¥2,156,142 |
| 10 |
2.10% |
¥191,396 |
¥22,967,558 |
¥2,267,558 |
| 10 |
2.20% |
¥192,328 |
¥23,079,316 |
¥2,379,316 |
| 10 |
2.30% |
¥193,262 |
¥23,191,416 |
¥2,491,416 |
| 10 |
2.40% |
¥194,199 |
¥23,303,859 |
¥2,603,859 |
| 10 |
2.50% |
¥195,139 |
¥23,416,644 |
¥2,716,644 |
| 10 |
2.60% |
¥196,081 |
¥23,529,770 |
¥2,829,770 |
| 10 |
2.70% |
¥197,027 |
¥23,643,238 |
¥2,943,238 |
| 10 |
2.80% |
¥197,975 |
¥23,757,047 |
¥3,057,047 |
| 10 |
2.90% |
¥198,927 |
¥23,871,198 |
¥3,171,198 |
| 10 |
3.00% |
¥199,881 |
¥23,985,689 |
¥3,285,689 |