2130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2130万円の住宅ローン｜期間・年数別
2130万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥42,084 | ¥25,250,644 | ¥3,950,644 |
| 50 | 0.80% | ¥43,084 | ¥25,850,251 | ¥4,550,251 |
| 50 | 0.90% | ¥44,098 | ¥26,458,583 | ¥5,158,583 |
| 50 | 1.00% | ¥45,126 | ¥27,075,603 | ¥5,775,603 |
| 50 | 1.10% | ¥46,169 | ¥27,701,269 | ¥6,401,269 |
| 50 | 1.20% | ¥47,226 | ¥28,335,533 | ¥7,035,533 |
| 50 | 1.30% | ¥48,297 | ¥28,978,347 | ¥7,678,347 |
| 50 | 1.40% | ¥49,383 | ¥29,629,657 | ¥8,329,657 |
| 50 | 1.50% | ¥50,482 | ¥30,289,404 | ¥8,989,404 |
| 50 | 1.60% | ¥51,596 | ¥30,957,528 | ¥9,657,528 |
| 50 | 1.70% | ¥52,723 | ¥31,633,964 | ¥10,333,964 |
| 50 | 1.80% | ¥53,864 | ¥32,318,643 | ¥11,018,643 |
| 50 | 1.90% | ¥55,019 | ¥33,011,494 | ¥11,711,494 |
| 50 | 2.00% | ¥56,187 | ¥33,712,442 | ¥12,412,442 |
| 50 | 2.10% | ¥57,369 | ¥34,421,409 | ¥13,121,409 |
| 50 | 2.20% | ¥58,564 | ¥35,138,314 | ¥13,838,314 |
| 50 | 2.30% | ¥59,772 | ¥35,863,073 | ¥14,563,073 |
| 50 | 2.40% | ¥60,993 | ¥36,595,600 | ¥15,295,600 |
| 50 | 2.50% | ¥62,226 | ¥37,335,805 | ¥16,035,805 |
| 50 | 2.60% | ¥63,473 | ¥38,083,597 | ¥16,783,597 |
| 50 | 2.70% | ¥64,731 | ¥38,838,882 | ¥17,538,882 |
| 50 | 2.80% | ¥66,003 | ¥39,601,564 | ¥18,301,564 |
| 50 | 2.90% | ¥67,286 | ¥40,371,545 | ¥19,071,545 |
| 50 | 3.00% | ¥68,581 | ¥41,148,724 | ¥19,848,724 |
2130万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥45,994 | ¥24,836,745 | ¥3,536,745 |
| 45 | 0.80% | ¥46,983 | ¥25,370,568 | ¥4,070,568 |
| 45 | 0.90% | ¥47,984 | ¥25,911,480 | ¥4,611,480 |
| 45 | 1.00% | ¥48,999 | ¥26,459,456 | ¥5,159,456 |
| 45 | 1.10% | ¥50,027 | ¥27,014,468 | ¥5,714,468 |
| 45 | 1.20% | ¥51,068 | ¥27,576,485 | ¥6,276,485 |
| 45 | 1.30% | ¥52,121 | ¥28,145,475 | ¥6,845,475 |
| 45 | 1.40% | ¥53,188 | ¥28,721,401 | ¥7,421,401 |
| 45 | 1.50% | ¥54,267 | ¥29,304,225 | ¥8,004,225 |
| 45 | 1.60% | ¥55,359 | ¥29,893,906 | ¥8,593,906 |
| 45 | 1.70% | ¥56,464 | ¥30,490,401 | ¥9,190,401 |
| 45 | 1.80% | ¥57,581 | ¥31,093,665 | ¥9,793,665 |
| 45 | 1.90% | ¥58,710 | ¥31,703,649 | ¥10,403,649 |
| 45 | 2.00% | ¥59,852 | ¥32,320,302 | ¥11,020,302 |
| 45 | 2.10% | ¥61,007 | ¥32,943,574 | ¥11,643,574 |
| 45 | 2.20% | ¥62,173 | ¥33,573,408 | ¥12,273,408 |
| 45 | 2.30% | ¥63,351 | ¥34,209,750 | ¥12,909,750 |
| 45 | 2.40% | ¥64,542 | ¥34,852,539 | ¥13,552,539 |
| 45 | 2.50% | ¥65,744 | ¥35,501,715 | ¥14,201,715 |
| 45 | 2.60% | ¥66,958 | ¥36,157,217 | ¥14,857,217 |
| 45 | 2.70% | ¥68,183 | ¥36,818,981 | ¥15,518,981 |
| 45 | 2.80% | ¥69,420 | ¥37,486,939 | ¥16,186,939 |
| 45 | 2.90% | ¥70,669 | ¥38,161,027 | ¥16,861,027 |
| 45 | 3.00% | ¥71,928 | ¥38,841,174 | ¥17,541,174 |
2130万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥50,890 | ¥24,427,150 | ¥3,127,150 |
| 40 | 0.80% | ¥51,868 | ¥24,896,490 | ¥3,596,490 |
| 40 | 0.90% | ¥52,857 | ¥25,371,445 | ¥4,071,445 |
| 40 | 1.00% | ¥53,858 | ¥25,852,002 | ¥4,552,002 |
| 40 | 1.10% | ¥54,871 | ¥26,338,141 | ¥5,038,141 |
| 40 | 1.20% | ¥55,896 | ¥26,829,844 | ¥5,529,844 |
| 40 | 1.30% | ¥56,931 | ¥27,327,090 | ¥6,027,090 |
| 40 | 1.40% | ¥57,979 | ¥27,829,855 | ¥6,529,855 |
| 40 | 1.50% | ¥59,038 | ¥28,338,116 | ¥7,038,116 |
| 40 | 1.60% | ¥60,108 | ¥28,851,847 | ¥7,551,847 |
| 40 | 1.70% | ¥61,190 | ¥29,371,020 | ¥8,071,020 |
| 40 | 1.80% | ¥62,283 | ¥29,895,606 | ¥8,595,606 |
| 40 | 1.90% | ¥63,387 | ¥30,425,574 | ¥9,125,574 |
| 40 | 2.00% | ¥64,502 | ¥30,960,893 | ¥9,660,893 |
| 40 | 2.10% | ¥65,628 | ¥31,501,529 | ¥10,201,529 |
| 40 | 2.20% | ¥66,766 | ¥32,047,448 | ¥10,747,448 |
| 40 | 2.30% | ¥67,914 | ¥32,598,612 | ¥11,298,612 |
| 40 | 2.40% | ¥69,073 | ¥33,154,984 | ¥11,854,984 |
| 40 | 2.50% | ¥70,243 | ¥33,716,526 | ¥12,416,526 |
| 40 | 2.60% | ¥71,423 | ¥34,283,197 | ¥12,983,197 |
| 40 | 2.70% | ¥72,614 | ¥34,854,956 | ¥13,554,956 |
| 40 | 2.80% | ¥73,816 | ¥35,431,760 | ¥14,131,760 |
| 40 | 2.90% | ¥75,028 | ¥36,013,565 | ¥14,713,565 |
| 40 | 3.00% | ¥76,251 | ¥36,600,327 | ¥15,300,327 |
2130万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥57,195 | ¥24,021,869 | ¥2,721,869 |
| 35 | 0.80% | ¥58,162 | ¥24,428,032 | ¥3,128,032 |
| 35 | 0.90% | ¥59,139 | ¥24,838,505 | ¥3,538,505 |
| 35 | 1.00% | ¥60,127 | ¥25,253,279 | ¥3,953,279 |
| 35 | 1.10% | ¥61,125 | ¥25,672,343 | ¥4,372,343 |
| 35 | 1.20% | ¥62,133 | ¥26,095,686 | ¥4,795,686 |
| 35 | 1.30% | ¥63,151 | ¥26,523,296 | ¥5,223,296 |
| 35 | 1.40% | ¥64,179 | ¥26,955,159 | ¥5,655,159 |
| 35 | 1.50% | ¥65,217 | ¥27,391,260 | ¥6,091,260 |
| 35 | 1.60% | ¥66,266 | ¥27,831,584 | ¥6,531,584 |
| 35 | 1.70% | ¥67,324 | ¥28,276,115 | ¥6,976,115 |
| 35 | 1.80% | ¥68,392 | ¥28,724,834 | ¥7,424,834 |
| 35 | 1.90% | ¥69,471 | ¥29,177,725 | ¥7,877,725 |
| 35 | 2.00% | ¥70,559 | ¥29,634,767 | ¥8,334,767 |
| 35 | 2.10% | ¥71,657 | ¥30,095,941 | ¥8,795,941 |
| 35 | 2.20% | ¥72,765 | ¥30,561,226 | ¥9,261,226 |
| 35 | 2.30% | ¥73,882 | ¥31,030,600 | ¥9,730,600 |
| 35 | 2.40% | ¥75,010 | ¥31,504,039 | ¥10,204,039 |
| 35 | 2.50% | ¥76,146 | ¥31,981,522 | ¥10,681,522 |
| 35 | 2.60% | ¥77,293 | ¥32,463,023 | ¥11,163,023 |
| 35 | 2.70% | ¥78,449 | ¥32,948,517 | ¥11,648,517 |
| 35 | 2.80% | ¥79,614 | ¥33,437,979 | ¥12,137,979 |
| 35 | 2.90% | ¥80,789 | ¥33,931,382 | ¥12,631,382 |
| 35 | 3.00% | ¥81,973 | ¥34,428,698 | ¥13,128,698 |
2130万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥65,614 | ¥23,620,909 | ¥2,320,909 |
| 30 | 0.80% | ¥66,570 | ¥23,965,207 | ¥2,665,207 |
| 30 | 0.90% | ¥67,535 | ¥24,312,679 | ¥3,012,679 |
| 30 | 1.00% | ¥68,509 | ¥24,663,318 | ¥3,363,318 |
| 30 | 1.10% | ¥69,492 | ¥25,017,121 | ¥3,717,121 |
| 30 | 1.20% | ¥70,484 | ¥25,374,079 | ¥4,074,079 |
| 30 | 1.30% | ¥71,484 | ¥25,734,186 | ¥4,434,186 |
| 30 | 1.40% | ¥72,493 | ¥26,097,435 | ¥4,797,435 |
| 30 | 1.50% | ¥73,511 | ¥26,463,818 | ¥5,163,818 |
| 30 | 1.60% | ¥74,537 | ¥26,833,326 | ¥5,533,326 |
| 30 | 1.70% | ¥75,572 | ¥27,205,950 | ¥5,905,950 |
| 30 | 1.80% | ¥76,616 | ¥27,581,681 | ¥6,281,681 |
| 30 | 1.90% | ¥77,668 | ¥27,960,508 | ¥6,660,508 |
| 30 | 2.00% | ¥78,729 | ¥28,342,421 | ¥7,042,421 |
| 30 | 2.10% | ¥79,798 | ¥28,727,409 | ¥7,427,409 |
| 30 | 2.20% | ¥80,876 | ¥29,115,461 | ¥7,815,461 |
| 30 | 2.30% | ¥81,963 | ¥29,506,563 | ¥8,206,563 |
| 30 | 2.40% | ¥83,058 | ¥29,900,704 | ¥8,600,704 |
| 30 | 2.50% | ¥84,161 | ¥30,297,871 | ¥8,997,871 |
| 30 | 2.60% | ¥85,272 | ¥30,698,049 | ¥9,398,049 |
| 30 | 2.70% | ¥86,392 | ¥31,101,226 | ¥9,801,226 |
| 30 | 2.80% | ¥87,521 | ¥31,507,386 | ¥10,207,386 |
| 30 | 2.90% | ¥88,657 | ¥31,916,515 | ¥10,616,515 |
| 30 | 3.00% | ¥89,802 | ¥32,328,597 | ¥11,028,597 |
2130万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥77,414 | ¥23,224,278 | ¥1,924,278 |
| 25 | 0.80% | ¥78,360 | ¥23,508,028 | ¥2,208,028 |
| 25 | 0.90% | ¥79,313 | ¥23,793,987 | ¥2,493,987 |
| 25 | 1.00% | ¥80,274 | ¥24,082,150 | ¥2,782,150 |
| 25 | 1.10% | ¥81,242 | ¥24,372,515 | ¥3,072,515 |
| 25 | 1.20% | ¥82,217 | ¥24,665,080 | ¥3,365,080 |
| 25 | 1.30% | ¥83,199 | ¥24,959,840 | ¥3,659,840 |
| 25 | 1.40% | ¥84,189 | ¥25,256,791 | ¥3,956,791 |
| 25 | 1.50% | ¥85,186 | ¥25,555,931 | ¥4,255,931 |
| 25 | 1.60% | ¥86,191 | ¥25,857,255 | ¥4,557,255 |
| 25 | 1.70% | ¥87,203 | ¥26,160,757 | ¥4,860,757 |
| 25 | 1.80% | ¥88,221 | ¥26,466,435 | ¥5,166,435 |
| 25 | 1.90% | ¥89,248 | ¥26,774,281 | ¥5,474,281 |
| 25 | 2.00% | ¥90,281 | ¥27,084,292 | ¥5,784,292 |
| 25 | 2.10% | ¥91,322 | ¥27,396,462 | ¥6,096,462 |
| 25 | 2.20% | ¥92,369 | ¥27,710,785 | ¥6,410,785 |
| 25 | 2.30% | ¥93,424 | ¥28,027,254 | ¥6,727,254 |
| 25 | 2.40% | ¥94,486 | ¥28,345,865 | ¥7,045,865 |
| 25 | 2.50% | ¥95,555 | ¥28,666,609 | ¥7,366,609 |
| 25 | 2.60% | ¥96,632 | ¥28,989,482 | ¥7,689,482 |
| 25 | 2.70% | ¥97,715 | ¥29,314,474 | ¥8,014,474 |
| 25 | 2.80% | ¥98,805 | ¥29,641,580 | ¥8,341,580 |
| 25 | 2.90% | ¥99,903 | ¥29,970,793 | ¥8,670,793 |
| 25 | 3.00% | ¥101,007 | ¥30,302,103 | ¥9,002,103 |
2130万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥95,133 | ¥22,831,980 | ¥1,531,980 |
| 20 | 0.80% | ¥96,069 | ¥23,056,505 | ¥1,756,505 |
| 20 | 0.90% | ¥97,010 | ¥23,282,444 | ¥1,982,444 |
| 20 | 1.00% | ¥97,957 | ¥23,509,797 | ¥2,209,797 |
| 20 | 1.10% | ¥98,911 | ¥23,738,563 | ¥2,438,563 |
| 20 | 1.20% | ¥99,870 | ¥23,968,739 | ¥2,668,739 |
| 20 | 1.30% | ¥100,835 | ¥24,200,326 | ¥2,900,326 |
| 20 | 1.40% | ¥101,806 | ¥24,433,320 | ¥3,133,320 |
| 20 | 1.50% | ¥102,782 | ¥24,667,721 | ¥3,367,721 |
| 20 | 1.60% | ¥103,765 | ¥24,903,527 | ¥3,603,527 |
| 20 | 1.70% | ¥104,753 | ¥25,140,735 | ¥3,840,735 |
| 20 | 1.80% | ¥105,747 | ¥25,379,344 | ¥4,079,344 |
| 20 | 1.90% | ¥106,747 | ¥25,619,352 | ¥4,319,352 |
| 20 | 2.00% | ¥107,753 | ¥25,860,756 | ¥4,560,756 |
| 20 | 2.10% | ¥108,765 | ¥26,103,554 | ¥4,803,554 |
| 20 | 2.20% | ¥109,782 | ¥26,347,744 | ¥5,047,744 |
| 20 | 2.30% | ¥110,806 | ¥26,593,322 | ¥5,293,322 |
| 20 | 2.40% | ¥111,835 | ¥26,840,287 | ¥5,540,287 |
| 20 | 2.50% | ¥112,869 | ¥27,088,636 | ¥5,788,636 |
| 20 | 2.60% | ¥113,910 | ¥27,338,365 | ¥6,038,365 |
| 20 | 2.70% | ¥114,956 | ¥27,589,472 | ¥6,289,472 |
| 20 | 2.80% | ¥116,008 | ¥27,841,954 | ¥6,541,954 |
| 20 | 2.90% | ¥117,066 | ¥28,095,808 | ¥6,795,808 |
| 20 | 3.00% | ¥118,129 | ¥28,351,029 | ¥7,051,029 |
2130万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥124,689 | ¥22,444,022 | ¥1,144,022 |
| 15 | 0.80% | ¥125,615 | ¥22,610,645 | ¥1,310,645 |
| 15 | 0.90% | ¥126,545 | ¥22,778,064 | ¥1,478,064 |
| 15 | 1.00% | ¥127,479 | ¥22,946,280 | ¥1,646,280 |
| 15 | 1.10% | ¥128,418 | ¥23,115,291 | ¥1,815,291 |
| 15 | 1.20% | ¥129,362 | ¥23,285,099 | ¥1,985,099 |
| 15 | 1.30% | ¥130,309 | ¥23,455,701 | ¥2,155,701 |
| 15 | 1.40% | ¥131,262 | ¥23,627,097 | ¥2,327,097 |
| 15 | 1.50% | ¥132,218 | ¥23,799,287 | ¥2,499,287 |
| 15 | 1.60% | ¥133,179 | ¥23,972,271 | ¥2,672,271 |
| 15 | 1.70% | ¥134,145 | ¥24,146,047 | ¥2,846,047 |
| 15 | 1.80% | ¥135,115 | ¥24,320,615 | ¥3,020,615 |
| 15 | 1.90% | ¥136,089 | ¥24,495,974 | ¥3,195,974 |
| 15 | 2.00% | ¥137,067 | ¥24,672,124 | ¥3,372,124 |
| 15 | 2.10% | ¥138,050 | ¥24,849,063 | ¥3,549,063 |
| 15 | 2.20% | ¥139,038 | ¥25,026,791 | ¥3,726,791 |
| 15 | 2.30% | ¥140,029 | ¥25,205,306 | ¥3,905,306 |
| 15 | 2.40% | ¥141,026 | ¥25,384,609 | ¥4,084,609 |
| 15 | 2.50% | ¥142,026 | ¥25,564,698 | ¥4,264,698 |
| 15 | 2.60% | ¥143,031 | ¥25,745,572 | ¥4,445,572 |
| 15 | 2.70% | ¥144,040 | ¥25,927,231 | ¥4,627,231 |
| 15 | 2.80% | ¥145,054 | ¥26,109,672 | ¥4,809,672 |
| 15 | 2.90% | ¥146,072 | ¥26,292,896 | ¥4,992,896 |
| 15 | 3.00% | ¥147,094 | ¥26,476,900 | ¥5,176,900 |
2130万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥183,837 | ¥22,060,406 | ¥760,406 |
| 10 | 0.80% | ¥184,754 | ¥22,170,454 | ¥870,454 |
| 10 | 0.90% | ¥185,674 | ¥22,280,857 | ¥980,857 |
| 10 | 1.00% | ¥186,597 | ¥22,391,613 | ¥1,091,613 |
| 10 | 1.10% | ¥187,523 | ¥22,502,724 | ¥1,202,724 |
| 10 | 1.20% | ¥188,452 | ¥22,614,189 | ¥1,314,189 |
| 10 | 1.30% | ¥189,383 | ¥22,726,008 | ¥1,426,008 |
| 10 | 1.40% | ¥190,318 | ¥22,838,181 | ¥1,538,181 |
| 10 | 1.50% | ¥191,256 | ¥22,950,707 | ¥1,650,707 |
| 10 | 1.60% | ¥192,197 | ¥23,063,587 | ¥1,763,587 |
| 10 | 1.70% | ¥193,140 | ¥23,176,820 | ¥1,876,820 |
| 10 | 1.80% | ¥194,087 | ¥23,290,407 | ¥1,990,407 |
| 10 | 1.90% | ¥195,036 | ¥23,404,346 | ¥2,104,346 |
| 10 | 2.00% | ¥195,989 | ¥23,518,639 | ¥2,218,639 |
| 10 | 2.10% | ¥196,944 | ¥23,633,284 | ¥2,333,284 |
| 10 | 2.20% | ¥197,902 | ¥23,748,281 | ¥2,448,281 |
| 10 | 2.30% | ¥198,864 | ¥23,863,631 | ¥2,563,631 |
| 10 | 2.40% | ¥199,828 | ¥23,979,333 | ¥2,679,333 |
| 10 | 2.50% | ¥200,795 | ¥24,095,387 | ¥2,795,387 |
| 10 | 2.60% | ¥201,765 | ¥24,211,792 | ¥2,911,792 |
| 10 | 2.70% | ¥202,738 | ¥24,328,549 | ¥3,028,549 |
| 10 | 2.80% | ¥203,714 | ¥24,445,657 | ¥3,145,657 |
| 10 | 2.90% | ¥204,693 | ¥24,563,116 | ¥3,263,116 |
| 10 | 3.00% | ¥205,674 | ¥24,680,926 | ¥3,380,926 |
