2140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2140万円の住宅ローン｜期間・年数別
2140万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥42,282 | ¥25,369,191 | ¥3,969,191 |
| 50 | 0.80% | ¥43,286 | ¥25,971,614 | ¥4,571,614 |
| 50 | 0.90% | ¥44,305 | ¥26,582,802 | ¥5,182,802 |
| 50 | 1.00% | ¥45,338 | ¥27,202,719 | ¥5,802,719 |
| 50 | 1.10% | ¥46,386 | ¥27,831,321 | ¥6,431,321 |
| 50 | 1.20% | ¥47,448 | ¥28,468,564 | ¥7,068,564 |
| 50 | 1.30% | ¥48,524 | ¥29,114,396 | ¥7,714,396 |
| 50 | 1.40% | ¥49,615 | ¥29,768,763 | ¥8,368,763 |
| 50 | 1.50% | ¥50,719 | ¥30,431,608 | ¥9,031,608 |
| 50 | 1.60% | ¥51,838 | ¥31,102,869 | ¥9,702,869 |
| 50 | 1.70% | ¥52,971 | ¥31,782,480 | ¥10,382,480 |
| 50 | 1.80% | ¥54,117 | ¥32,470,374 | ¥11,070,374 |
| 50 | 1.90% | ¥55,277 | ¥33,166,478 | ¥11,766,478 |
| 50 | 2.00% | ¥56,451 | ¥33,870,717 | ¥12,470,717 |
| 50 | 2.10% | ¥57,638 | ¥34,583,012 | ¥13,183,012 |
| 50 | 2.20% | ¥58,839 | ¥35,303,283 | ¥13,903,283 |
| 50 | 2.30% | ¥60,052 | ¥36,031,445 | ¥14,631,445 |
| 50 | 2.40% | ¥61,279 | ¥36,767,410 | ¥15,367,410 |
| 50 | 2.50% | ¥62,518 | ¥37,511,091 | ¥16,111,091 |
| 50 | 2.60% | ¥63,771 | ¥38,262,394 | ¥16,862,394 |
| 50 | 2.70% | ¥65,035 | ¥39,021,225 | ¥17,621,225 |
| 50 | 2.80% | ¥66,312 | ¥39,787,487 | ¥18,387,487 |
| 50 | 2.90% | ¥67,602 | ¥40,561,083 | ¥19,161,083 |
| 50 | 3.00% | ¥68,903 | ¥41,341,911 | ¥19,941,911 |
2140万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥46,210 | ¥24,953,349 | ¥3,553,349 |
| 45 | 0.80% | ¥47,203 | ¥25,489,678 | ¥4,089,678 |
| 45 | 0.90% | ¥48,209 | ¥26,033,130 | ¥4,633,130 |
| 45 | 1.00% | ¥49,229 | ¥26,583,679 | ¥5,183,679 |
| 45 | 1.10% | ¥50,262 | ¥27,141,296 | ¥5,741,296 |
| 45 | 1.20% | ¥51,307 | ¥27,705,952 | ¥6,305,952 |
| 45 | 1.30% | ¥52,366 | ¥28,277,613 | ¥6,877,613 |
| 45 | 1.40% | ¥53,437 | ¥28,856,243 | ¥7,456,243 |
| 45 | 1.50% | ¥54,522 | ¥29,441,803 | ¥8,041,803 |
| 45 | 1.60% | ¥55,619 | ¥30,034,253 | ¥8,634,253 |
| 45 | 1.70% | ¥56,729 | ¥30,633,549 | ¥9,233,549 |
| 45 | 1.80% | ¥57,851 | ¥31,239,645 | ¥9,839,645 |
| 45 | 1.90% | ¥58,986 | ¥31,852,492 | ¥10,452,492 |
| 45 | 2.00% | ¥60,133 | ¥32,472,041 | ¥11,072,041 |
| 45 | 2.10% | ¥61,293 | ¥33,098,239 | ¥11,698,239 |
| 45 | 2.20% | ¥62,465 | ¥33,731,030 | ¥12,331,030 |
| 45 | 2.30% | ¥63,649 | ¥34,370,359 | ¥12,970,359 |
| 45 | 2.40% | ¥64,845 | ¥35,016,166 | ¥13,616,166 |
| 45 | 2.50% | ¥66,053 | ¥35,668,390 | ¥14,268,390 |
| 45 | 2.60% | ¥67,272 | ¥36,326,970 | ¥14,926,970 |
| 45 | 2.70% | ¥68,503 | ¥36,991,840 | ¥15,591,840 |
| 45 | 2.80% | ¥69,746 | ¥37,662,935 | ¥16,262,935 |
| 45 | 2.90% | ¥71,000 | ¥38,340,187 | ¥16,940,187 |
| 45 | 3.00% | ¥72,266 | ¥39,023,527 | ¥17,623,527 |
2140万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥51,129 | ¥24,541,831 | ¥3,141,831 |
| 40 | 0.80% | ¥52,111 | ¥25,013,374 | ¥3,613,374 |
| 40 | 0.90% | ¥53,105 | ¥25,490,560 | ¥4,090,560 |
| 40 | 1.00% | ¥54,111 | ¥25,973,373 | ¥4,573,373 |
| 40 | 1.10% | ¥55,129 | ¥26,461,795 | ¥5,061,795 |
| 40 | 1.20% | ¥56,158 | ¥26,955,806 | ¥5,555,806 |
| 40 | 1.30% | ¥57,199 | ¥27,455,386 | ¥6,055,386 |
| 40 | 1.40% | ¥58,251 | ¥27,960,512 | ¥6,560,512 |
| 40 | 1.50% | ¥59,315 | ¥28,471,159 | ¥7,071,159 |
| 40 | 1.60% | ¥60,390 | ¥28,987,302 | ¥7,587,302 |
| 40 | 1.70% | ¥61,477 | ¥29,508,912 | ¥8,108,912 |
| 40 | 1.80% | ¥62,575 | ¥30,035,961 | ¥8,635,961 |
| 40 | 1.90% | ¥63,684 | ¥30,568,417 | ¥9,168,417 |
| 40 | 2.00% | ¥64,805 | ¥31,106,250 | ¥9,706,250 |
| 40 | 2.10% | ¥65,936 | ¥31,649,424 | ¥10,249,424 |
| 40 | 2.20% | ¥67,079 | ¥32,197,905 | ¥10,797,905 |
| 40 | 2.30% | ¥68,233 | ¥32,751,657 | ¥11,351,657 |
| 40 | 2.40% | ¥69,397 | ¥33,310,641 | ¥11,910,641 |
| 40 | 2.50% | ¥70,573 | ¥33,874,820 | ¥12,474,820 |
| 40 | 2.60% | ¥71,759 | ¥34,444,151 | ¥13,044,151 |
| 40 | 2.70% | ¥72,955 | ¥35,018,594 | ¥13,618,594 |
| 40 | 2.80% | ¥74,163 | ¥35,598,106 | ¥14,198,106 |
| 40 | 2.90% | ¥75,381 | ¥36,182,643 | ¥14,782,643 |
| 40 | 3.00% | ¥76,609 | ¥36,772,160 | ¥15,372,160 |
2140万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥57,463 | ¥24,134,648 | ¥2,734,648 |
| 35 | 0.80% | ¥58,435 | ¥24,542,717 | ¥3,142,717 |
| 35 | 0.90% | ¥59,417 | ¥24,955,117 | ¥3,555,117 |
| 35 | 1.00% | ¥60,409 | ¥25,371,839 | ¥3,971,839 |
| 35 | 1.10% | ¥61,412 | ¥25,792,871 | ¥4,392,871 |
| 35 | 1.20% | ¥62,424 | ¥26,218,201 | ¥4,818,201 |
| 35 | 1.30% | ¥63,447 | ¥26,647,819 | ¥5,247,819 |
| 35 | 1.40% | ¥64,480 | ¥27,081,709 | ¥5,681,709 |
| 35 | 1.50% | ¥65,523 | ¥27,519,857 | ¥6,119,857 |
| 35 | 1.60% | ¥66,577 | ¥27,962,249 | ¥6,562,249 |
| 35 | 1.70% | ¥67,640 | ¥28,408,866 | ¥7,008,866 |
| 35 | 1.80% | ¥68,714 | ¥28,859,693 | ¥7,459,693 |
| 35 | 1.90% | ¥69,797 | ¥29,314,710 | ¥7,914,710 |
| 35 | 2.00% | ¥70,890 | ¥29,773,898 | ¥8,373,898 |
| 35 | 2.10% | ¥71,993 | ¥30,237,237 | ¥8,837,237 |
| 35 | 2.20% | ¥73,106 | ¥30,704,706 | ¥9,304,706 |
| 35 | 2.30% | ¥74,229 | ¥31,176,283 | ¥9,776,283 |
| 35 | 2.40% | ¥75,362 | ¥31,651,946 | ¥10,251,946 |
| 35 | 2.50% | ¥76,504 | ¥32,131,670 | ¥10,731,670 |
| 35 | 2.60% | ¥77,656 | ¥32,615,431 | ¥11,215,431 |
| 35 | 2.70% | ¥78,817 | ¥33,103,205 | ¥11,703,205 |
| 35 | 2.80% | ¥79,988 | ¥33,594,965 | ¥12,194,965 |
| 35 | 2.90% | ¥81,168 | ¥34,090,684 | ¥12,690,684 |
| 35 | 3.00% | ¥82,358 | ¥34,590,335 | ¥13,190,335 |
2140万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥65,922 | ¥23,731,805 | ¥2,331,805 |
| 30 | 0.80% | ¥66,883 | ¥24,077,720 | ¥2,677,720 |
| 30 | 0.90% | ¥67,852 | ¥24,426,823 | ¥3,026,823 |
| 30 | 1.00% | ¥68,831 | ¥24,779,109 | ¥3,379,109 |
| 30 | 1.10% | ¥69,818 | ¥25,134,572 | ¥3,734,572 |
| 30 | 1.20% | ¥70,814 | ¥25,493,206 | ¥4,093,206 |
| 30 | 1.30% | ¥71,819 | ¥25,855,004 | ¥4,455,004 |
| 30 | 1.40% | ¥72,833 | ¥26,219,958 | ¥4,819,958 |
| 30 | 1.50% | ¥73,856 | ¥26,588,061 | ¥5,188,061 |
| 30 | 1.60% | ¥74,887 | ¥26,959,304 | ¥5,559,304 |
| 30 | 1.70% | ¥75,927 | ¥27,333,677 | ¥5,933,677 |
| 30 | 1.80% | ¥76,975 | ¥27,711,172 | ¥6,311,172 |
| 30 | 1.90% | ¥78,033 | ¥28,091,778 | ¥6,691,778 |
| 30 | 2.00% | ¥79,099 | ¥28,475,484 | ¥7,075,484 |
| 30 | 2.10% | ¥80,173 | ¥28,862,280 | ¥7,462,280 |
| 30 | 2.20% | ¥81,256 | ¥29,252,153 | ¥7,852,153 |
| 30 | 2.30% | ¥82,347 | ¥29,645,091 | ¥8,245,091 |
| 30 | 2.40% | ¥83,447 | ¥30,041,083 | ¥8,641,083 |
| 30 | 2.50% | ¥84,556 | ¥30,440,114 | ¥9,040,114 |
| 30 | 2.60% | ¥85,673 | ¥30,842,171 | ¥9,442,171 |
| 30 | 2.70% | ¥86,798 | ¥31,247,241 | ¥9,847,241 |
| 30 | 2.80% | ¥87,931 | ¥31,655,308 | ¥10,255,308 |
| 30 | 2.90% | ¥89,073 | ¥32,066,358 | ¥10,666,358 |
| 30 | 3.00% | ¥90,223 | ¥32,480,375 | ¥11,080,375 |
2140万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥77,778 | ¥23,333,312 | ¥1,933,312 |
| 25 | 0.80% | ¥78,728 | ¥23,618,395 | ¥2,218,395 |
| 25 | 0.90% | ¥79,686 | ¥23,905,695 | ¥2,505,695 |
| 25 | 1.00% | ¥80,651 | ¥24,195,212 | ¥2,795,212 |
| 25 | 1.10% | ¥81,623 | ¥24,486,940 | ¥3,086,940 |
| 25 | 1.20% | ¥82,603 | ¥24,780,878 | ¥3,380,878 |
| 25 | 1.30% | ¥83,590 | ¥25,077,022 | ¥3,677,022 |
| 25 | 1.40% | ¥84,585 | ¥25,375,368 | ¥3,975,368 |
| 25 | 1.50% | ¥85,586 | ¥25,675,912 | ¥4,275,912 |
| 25 | 1.60% | ¥86,596 | ¥25,978,650 | ¥4,578,650 |
| 25 | 1.70% | ¥87,612 | ¥26,283,578 | ¥4,883,578 |
| 25 | 1.80% | ¥88,636 | ¥26,590,690 | ¥5,190,690 |
| 25 | 1.90% | ¥89,667 | ¥26,899,982 | ¥5,499,982 |
| 25 | 2.00% | ¥90,705 | ¥27,211,449 | ¥5,811,449 |
| 25 | 2.10% | ¥91,750 | ¥27,525,084 | ¥6,125,084 |
| 25 | 2.20% | ¥92,803 | ¥27,840,882 | ¥6,440,882 |
| 25 | 2.30% | ¥93,863 | ¥28,158,838 | ¥6,758,838 |
| 25 | 2.40% | ¥94,930 | ¥28,478,944 | ¥7,078,944 |
| 25 | 2.50% | ¥96,004 | ¥28,801,194 | ¥7,401,194 |
| 25 | 2.60% | ¥97,085 | ¥29,125,582 | ¥7,725,582 |
| 25 | 2.70% | ¥98,174 | ¥29,452,101 | ¥8,052,101 |
| 25 | 2.80% | ¥99,269 | ¥29,780,743 | ¥8,380,743 |
| 25 | 2.90% | ¥100,372 | ¥30,111,500 | ¥8,711,500 |
| 25 | 3.00% | ¥101,481 | ¥30,444,366 | ¥9,044,366 |
2140万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥95,580 | ¥22,939,173 | ¥1,539,173 |
| 20 | 0.80% | ¥96,520 | ¥23,164,751 | ¥1,764,751 |
| 20 | 0.90% | ¥97,466 | ¥23,391,751 | ¥1,991,751 |
| 20 | 1.00% | ¥98,417 | ¥23,620,172 | ¥2,220,172 |
| 20 | 1.10% | ¥99,375 | ¥23,850,011 | ¥2,450,011 |
| 20 | 1.20% | ¥100,339 | ¥24,081,269 | ¥2,681,269 |
| 20 | 1.30% | ¥101,308 | ¥24,313,942 | ¥2,913,942 |
| 20 | 1.40% | ¥102,283 | ¥24,548,031 | ¥3,148,031 |
| 20 | 1.50% | ¥103,265 | ¥24,783,532 | ¥3,383,532 |
| 20 | 1.60% | ¥104,252 | ¥25,020,445 | ¥3,620,445 |
| 20 | 1.70% | ¥105,245 | ¥25,258,767 | ¥3,858,767 |
| 20 | 1.80% | ¥106,244 | ¥25,498,496 | ¥4,098,496 |
| 20 | 1.90% | ¥107,248 | ¥25,739,631 | ¥4,339,631 |
| 20 | 2.00% | ¥108,259 | ¥25,982,168 | ¥4,582,168 |
| 20 | 2.10% | ¥109,275 | ¥26,226,106 | ¥4,826,106 |
| 20 | 2.20% | ¥110,298 | ¥26,471,442 | ¥5,071,442 |
| 20 | 2.30% | ¥111,326 | ¥26,718,174 | ¥5,318,174 |
| 20 | 2.40% | ¥112,360 | ¥26,966,298 | ¥5,566,298 |
| 20 | 2.50% | ¥113,399 | ¥27,215,813 | ¥5,815,813 |
| 20 | 2.60% | ¥114,445 | ¥27,466,714 | ¥6,066,714 |
| 20 | 2.70% | ¥115,496 | ¥27,719,000 | ¥6,319,000 |
| 20 | 2.80% | ¥116,553 | ¥27,972,668 | ¥6,572,668 |
| 20 | 2.90% | ¥117,615 | ¥28,227,713 | ¥6,827,713 |
| 20 | 3.00% | ¥118,684 | ¥28,484,133 | ¥7,084,133 |
2140万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥125,274 | ¥22,549,393 | ¥1,149,393 |
| 15 | 0.80% | ¥126,204 | ¥22,716,798 | ¥1,316,798 |
| 15 | 0.90% | ¥127,139 | ¥22,885,003 | ¥1,485,003 |
| 15 | 1.00% | ¥128,078 | ¥23,054,009 | ¥1,654,009 |
| 15 | 1.10% | ¥129,021 | ¥23,223,814 | ¥1,823,814 |
| 15 | 1.20% | ¥129,969 | ¥23,394,418 | ¥1,994,418 |
| 15 | 1.30% | ¥130,921 | ¥23,565,821 | ¥2,165,821 |
| 15 | 1.40% | ¥131,878 | ¥23,738,022 | ¥2,338,022 |
| 15 | 1.50% | ¥132,839 | ¥23,911,021 | ¥2,511,021 |
| 15 | 1.60% | ¥133,805 | ¥24,084,817 | ¥2,684,817 |
| 15 | 1.70% | ¥134,774 | ¥24,259,409 | ¥2,859,409 |
| 15 | 1.80% | ¥135,749 | ¥24,434,796 | ¥3,034,796 |
| 15 | 1.90% | ¥136,728 | ¥24,610,979 | ¥3,210,979 |
| 15 | 2.00% | ¥137,711 | ¥24,787,955 | ¥3,387,955 |
| 15 | 2.10% | ¥138,698 | ¥24,965,725 | ¥3,565,725 |
| 15 | 2.20% | ¥139,690 | ¥25,144,287 | ¥3,744,287 |
| 15 | 2.30% | ¥140,687 | ¥25,323,641 | ¥3,923,641 |
| 15 | 2.40% | ¥141,688 | ¥25,503,786 | ¥4,103,786 |
| 15 | 2.50% | ¥142,693 | ¥25,684,720 | ¥4,284,720 |
| 15 | 2.60% | ¥143,702 | ¥25,866,444 | ¥4,466,444 |
| 15 | 2.70% | ¥144,716 | ¥26,048,955 | ¥4,648,955 |
| 15 | 2.80% | ¥145,735 | ¥26,232,253 | ¥4,832,253 |
| 15 | 2.90% | ¥146,757 | ¥26,416,336 | ¥5,016,336 |
| 15 | 3.00% | ¥147,784 | ¥26,601,205 | ¥5,201,205 |
2140万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥184,700 | ¥22,163,976 | ¥763,976 |
| 10 | 0.80% | ¥185,621 | ¥22,274,541 | ¥874,541 |
| 10 | 0.90% | ¥186,546 | ¥22,385,462 | ¥985,462 |
| 10 | 1.00% | ¥187,473 | ¥22,496,738 | ¥1,096,738 |
| 10 | 1.10% | ¥188,403 | ¥22,608,371 | ¥1,208,371 |
| 10 | 1.20% | ¥189,336 | ¥22,720,359 | ¥1,320,359 |
| 10 | 1.30% | ¥190,273 | ¥22,832,703 | ¥1,432,703 |
| 10 | 1.40% | ¥191,212 | ¥22,945,402 | ¥1,545,402 |
| 10 | 1.50% | ¥192,154 | ¥23,058,457 | ¥1,658,457 |
| 10 | 1.60% | ¥193,099 | ¥23,171,867 | ¥1,771,867 |
| 10 | 1.70% | ¥194,047 | ¥23,285,632 | ¥1,885,632 |
| 10 | 1.80% | ¥194,998 | ¥23,399,752 | ¥1,999,752 |
| 10 | 1.90% | ¥195,952 | ¥23,514,226 | ¥2,114,226 |
| 10 | 2.00% | ¥196,909 | ¥23,629,055 | ¥2,229,055 |
| 10 | 2.10% | ¥197,869 | ¥23,744,238 | ¥2,344,238 |
| 10 | 2.20% | ¥198,831 | ¥23,859,776 | ¥2,459,776 |
| 10 | 2.30% | ¥199,797 | ¥23,975,667 | ¥2,575,667 |
| 10 | 2.40% | ¥200,766 | ¥24,091,912 | ¥2,691,912 |
| 10 | 2.50% | ¥201,738 | ¥24,208,511 | ¥2,808,511 |
| 10 | 2.60% | ¥202,712 | ¥24,325,463 | ¥2,925,463 |
| 10 | 2.70% | ¥203,690 | ¥24,442,768 | ¥3,042,768 |
| 10 | 2.80% | ¥204,670 | ¥24,560,426 | ¥3,160,426 |
| 10 | 2.90% | ¥205,654 | ¥24,678,436 | ¥3,278,436 |
| 10 | 3.00% | ¥206,640 | ¥24,796,799 | ¥3,396,799 |
