2180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2180万円の住宅ローン｜期間・年数別
2180万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥43,072 | ¥25,843,382 | ¥4,043,382 |
| 50 | 0.80% | ¥44,095 | ¥26,457,064 | ¥4,657,064 |
| 50 | 0.90% | ¥45,133 | ¥27,079,677 | ¥5,279,677 |
| 50 | 1.00% | ¥46,185 | ¥27,711,181 | ¥5,911,181 |
| 50 | 1.10% | ¥47,253 | ¥28,351,533 | ¥6,551,533 |
| 50 | 1.20% | ¥48,334 | ¥29,000,687 | ¥7,200,687 |
| 50 | 1.30% | ¥49,431 | ¥29,658,590 | ¥7,858,590 |
| 50 | 1.40% | ¥50,542 | ¥30,325,189 | ¥8,525,189 |
| 50 | 1.50% | ¥51,667 | ¥31,000,423 | ¥9,200,423 |
| 50 | 1.60% | ¥52,807 | ¥31,684,231 | ¥9,884,231 |
| 50 | 1.70% | ¥53,961 | ¥32,376,545 | ¥10,576,545 |
| 50 | 1.80% | ¥55,129 | ¥33,077,297 | ¥11,277,297 |
| 50 | 1.90% | ¥56,311 | ¥33,786,412 | ¥11,986,412 |
| 50 | 2.00% | ¥57,506 | ¥34,503,814 | ¥12,703,814 |
| 50 | 2.10% | ¥58,716 | ¥35,229,424 | ¥13,429,424 |
| 50 | 2.20% | ¥59,939 | ¥35,963,157 | ¥14,163,157 |
| 50 | 2.30% | ¥61,175 | ¥36,704,930 | ¥14,904,930 |
| 50 | 2.40% | ¥62,424 | ¥37,454,652 | ¥15,654,652 |
| 50 | 2.50% | ¥63,687 | ¥38,212,233 | ¥16,412,233 |
| 50 | 2.60% | ¥64,963 | ¥38,977,578 | ¥17,177,578 |
| 50 | 2.70% | ¥66,251 | ¥39,750,593 | ¥17,950,593 |
| 50 | 2.80% | ¥67,552 | ¥40,531,178 | ¥18,731,178 |
| 50 | 2.90% | ¥68,865 | ¥41,319,234 | ¥19,519,234 |
| 50 | 3.00% | ¥70,191 | ¥42,114,657 | ¥20,314,657 |
2180万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥47,074 | ¥25,419,767 | ¥3,619,767 |
| 45 | 0.80% | ¥48,085 | ¥25,966,121 | ¥4,166,121 |
| 45 | 0.90% | ¥49,111 | ¥26,519,731 | ¥4,719,731 |
| 45 | 1.00% | ¥50,149 | ¥27,080,570 | ¥5,280,570 |
| 45 | 1.10% | ¥51,201 | ¥27,648,610 | ¥5,848,610 |
| 45 | 1.20% | ¥52,266 | ¥28,223,821 | ¥6,423,821 |
| 45 | 1.30% | ¥53,345 | ¥28,806,167 | ¥7,006,167 |
| 45 | 1.40% | ¥54,436 | ¥29,395,612 | ¥7,595,612 |
| 45 | 1.50% | ¥55,541 | ¥29,992,118 | ¥8,192,118 |
| 45 | 1.60% | ¥56,659 | ¥30,595,641 | ¥8,795,641 |
| 45 | 1.70% | ¥57,789 | ¥31,206,139 | ¥9,406,139 |
| 45 | 1.80% | ¥58,933 | ¥31,823,563 | ¥10,023,563 |
| 45 | 1.90% | ¥60,089 | ¥32,447,866 | ¥10,647,866 |
| 45 | 2.00% | ¥61,257 | ¥33,078,995 | ¥11,278,995 |
| 45 | 2.10% | ¥62,439 | ¥33,716,897 | ¥11,916,897 |
| 45 | 2.20% | ¥63,632 | ¥34,361,517 | ¥12,561,517 |
| 45 | 2.30% | ¥64,839 | ¥35,012,795 | ¥13,212,795 |
| 45 | 2.40% | ¥66,057 | ¥35,670,673 | ¥13,870,673 |
| 45 | 2.50% | ¥67,287 | ¥36,335,089 | ¥14,535,089 |
| 45 | 2.60% | ¥68,530 | ¥37,005,978 | ¥15,205,978 |
| 45 | 2.70% | ¥69,784 | ¥37,683,276 | ¥15,883,276 |
| 45 | 2.80% | ¥71,050 | ¥38,366,915 | ¥16,566,915 |
| 45 | 2.90% | ¥72,327 | ¥39,056,826 | ¥17,256,826 |
| 45 | 3.00% | ¥73,617 | ¥39,752,938 | ¥17,952,938 |
2180万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥52,084 | ¥25,000,557 | ¥3,200,557 |
| 40 | 0.80% | ¥53,085 | ¥25,480,914 | ¥3,680,914 |
| 40 | 0.90% | ¥54,098 | ¥25,967,019 | ¥4,167,019 |
| 40 | 1.00% | ¥55,123 | ¥26,458,856 | ¥4,658,856 |
| 40 | 1.10% | ¥56,159 | ¥26,956,408 | ¥5,156,408 |
| 40 | 1.20% | ¥57,208 | ¥27,459,653 | ¥5,659,653 |
| 40 | 1.30% | ¥58,268 | ¥27,968,571 | ¥6,168,571 |
| 40 | 1.40% | ¥59,340 | ¥28,483,138 | ¥6,683,138 |
| 40 | 1.50% | ¥60,424 | ¥29,003,330 | ¥7,203,330 |
| 40 | 1.60% | ¥61,519 | ¥29,529,120 | ¥7,729,120 |
| 40 | 1.70% | ¥62,626 | ¥30,060,480 | ¥8,260,480 |
| 40 | 1.80% | ¥63,745 | ¥30,597,381 | ¥8,797,381 |
| 40 | 1.90% | ¥64,875 | ¥31,139,790 | ¥9,339,790 |
| 40 | 2.00% | ¥66,016 | ¥31,687,675 | ¥9,887,675 |
| 40 | 2.10% | ¥67,169 | ¥32,241,002 | ¥10,441,002 |
| 40 | 2.20% | ¥68,333 | ¥32,799,735 | ¥10,999,735 |
| 40 | 2.30% | ¥69,508 | ¥33,363,837 | ¥11,563,837 |
| 40 | 2.40% | ¥70,694 | ¥33,933,270 | ¥12,133,270 |
| 40 | 2.50% | ¥71,892 | ¥34,507,994 | ¥12,707,994 |
| 40 | 2.60% | ¥73,100 | ¥35,087,967 | ¥13,287,967 |
| 40 | 2.70% | ¥74,319 | ¥35,673,147 | ¥13,873,147 |
| 40 | 2.80% | ¥75,549 | ¥36,263,491 | ¥14,463,491 |
| 40 | 2.90% | ¥76,789 | ¥36,858,954 | ¥15,058,954 |
| 40 | 3.00% | ¥78,041 | ¥37,459,490 | ¥15,659,490 |
2180万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥58,538 | ¥24,585,762 | ¥2,785,762 |
| 35 | 0.80% | ¥59,527 | ¥25,001,459 | ¥3,201,459 |
| 35 | 0.90% | ¥60,528 | ¥25,421,568 | ¥3,621,568 |
| 35 | 1.00% | ¥61,538 | ¥25,846,079 | ¥4,046,079 |
| 35 | 1.10% | ¥62,559 | ¥26,274,980 | ¥4,474,980 |
| 35 | 1.20% | ¥63,591 | ¥26,708,261 | ¥4,908,261 |
| 35 | 1.30% | ¥64,633 | ¥27,145,909 | ¥5,345,909 |
| 35 | 1.40% | ¥65,685 | ¥27,587,909 | ¥5,787,909 |
| 35 | 1.50% | ¥66,748 | ¥28,034,247 | ¥6,234,247 |
| 35 | 1.60% | ¥67,821 | ¥28,484,908 | ¥6,684,908 |
| 35 | 1.70% | ¥68,904 | ¥28,939,873 | ¥7,139,873 |
| 35 | 1.80% | ¥69,998 | ¥29,399,126 | ¥7,599,126 |
| 35 | 1.90% | ¥71,102 | ¥29,862,648 | ¥8,062,648 |
| 35 | 2.00% | ¥72,215 | ¥30,330,419 | ¥8,530,419 |
| 35 | 2.10% | ¥73,339 | ¥30,802,419 | ¥9,002,419 |
| 35 | 2.20% | ¥74,473 | ¥31,278,626 | ¥9,478,626 |
| 35 | 2.30% | ¥75,617 | ¥31,759,018 | ¥9,959,018 |
| 35 | 2.40% | ¥76,770 | ¥32,243,571 | ¥10,443,571 |
| 35 | 2.50% | ¥77,934 | ¥32,732,262 | ¥10,932,262 |
| 35 | 2.60% | ¥79,107 | ¥33,225,066 | ¥11,425,066 |
| 35 | 2.70% | ¥80,290 | ¥33,721,957 | ¥11,921,957 |
| 35 | 2.80% | ¥81,483 | ¥34,222,908 | ¥12,422,908 |
| 35 | 2.90% | ¥82,685 | ¥34,727,893 | ¥12,927,893 |
| 35 | 3.00% | ¥83,897 | ¥35,236,883 | ¥13,436,883 |
2180万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥67,154 | ¥24,175,391 | ¥2,375,391 |
| 30 | 0.80% | ¥68,133 | ¥24,527,771 | ¥2,727,771 |
| 30 | 0.90% | ¥69,121 | ¥24,883,399 | ¥3,083,399 |
| 30 | 1.00% | ¥70,117 | ¥25,242,270 | ¥3,442,270 |
| 30 | 1.10% | ¥71,123 | ¥25,604,377 | ¥3,804,377 |
| 30 | 1.20% | ¥72,138 | ¥25,969,714 | ¥4,169,714 |
| 30 | 1.30% | ¥73,162 | ¥26,338,275 | ¥4,538,275 |
| 30 | 1.40% | ¥74,195 | ¥26,710,051 | ¥4,910,051 |
| 30 | 1.50% | ¥75,236 | ¥27,085,034 | ¥5,285,034 |
| 30 | 1.60% | ¥76,287 | ¥27,463,216 | ¥5,663,216 |
| 30 | 1.70% | ¥77,346 | ¥27,844,587 | ¥6,044,587 |
| 30 | 1.80% | ¥78,414 | ¥28,229,138 | ¥6,429,138 |
| 30 | 1.90% | ¥79,491 | ¥28,616,858 | ¥6,816,858 |
| 30 | 2.00% | ¥80,577 | ¥29,007,736 | ¥7,207,736 |
| 30 | 2.10% | ¥81,672 | ¥29,401,762 | ¥7,601,762 |
| 30 | 2.20% | ¥82,775 | ¥29,798,922 | ¥7,998,922 |
| 30 | 2.30% | ¥83,887 | ¥30,199,205 | ¥8,399,205 |
| 30 | 2.40% | ¥85,007 | ¥30,602,598 | ¥8,802,598 |
| 30 | 2.50% | ¥86,136 | ¥31,009,088 | ¥9,209,088 |
| 30 | 2.60% | ¥87,274 | ¥31,418,661 | ¥9,618,661 |
| 30 | 2.70% | ¥88,420 | ¥31,831,301 | ¥10,031,301 |
| 30 | 2.80% | ¥89,575 | ¥32,246,996 | ¥10,446,996 |
| 30 | 2.90% | ¥90,738 | ¥32,665,729 | ¥10,865,729 |
| 30 | 3.00% | ¥91,910 | ¥33,087,485 | ¥11,287,485 |
2180万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥79,231 | ¥23,769,449 | ¥1,969,449 |
| 25 | 0.80% | ¥80,200 | ¥24,059,860 | ¥2,259,860 |
| 25 | 0.90% | ¥81,175 | ¥24,352,531 | ¥2,552,531 |
| 25 | 1.00% | ¥82,158 | ¥24,647,459 | ¥2,847,459 |
| 25 | 1.10% | ¥83,149 | ¥24,944,640 | ¥3,144,640 |
| 25 | 1.20% | ¥84,147 | ¥25,244,072 | ¥3,444,072 |
| 25 | 1.30% | ¥85,153 | ¥25,545,751 | ¥3,745,751 |
| 25 | 1.40% | ¥86,166 | ¥25,849,674 | ¥4,049,674 |
| 25 | 1.50% | ¥87,186 | ¥26,155,836 | ¥4,355,836 |
| 25 | 1.60% | ¥88,214 | ¥26,464,233 | ¥4,664,233 |
| 25 | 1.70% | ¥89,250 | ¥26,774,860 | ¥4,974,860 |
| 25 | 1.80% | ¥90,292 | ¥27,087,712 | ¥5,287,712 |
| 25 | 1.90% | ¥91,343 | ¥27,402,786 | ¥5,602,786 |
| 25 | 2.00% | ¥92,400 | ¥27,720,074 | ¥5,920,074 |
| 25 | 2.10% | ¥93,465 | ¥28,039,571 | ¥6,239,571 |
| 25 | 2.20% | ¥94,538 | ¥28,361,272 | ¥6,561,272 |
| 25 | 2.30% | ¥95,617 | ¥28,685,171 | ¥6,885,171 |
| 25 | 2.40% | ¥96,704 | ¥29,011,261 | ¥7,211,261 |
| 25 | 2.50% | ¥97,798 | ¥29,339,534 | ¥7,539,534 |
| 25 | 2.60% | ¥98,900 | ¥29,669,986 | ¥7,869,986 |
| 25 | 2.70% | ¥100,009 | ¥30,002,607 | ¥8,202,607 |
| 25 | 2.80% | ¥101,125 | ¥30,337,392 | ¥8,537,392 |
| 25 | 2.90% | ¥102,248 | ¥30,674,332 | ¥8,874,332 |
| 25 | 3.00% | ¥103,378 | ¥31,013,420 | ¥9,213,420 |
2180万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥97,366 | ¥23,367,942 | ¥1,567,942 |
| 20 | 0.80% | ¥98,324 | ¥23,597,737 | ¥1,797,737 |
| 20 | 0.90% | ¥99,287 | ¥23,828,980 | ¥2,028,980 |
| 20 | 1.00% | ¥100,257 | ¥24,061,670 | ¥2,261,670 |
| 20 | 1.10% | ¥101,233 | ¥24,295,806 | ¥2,495,806 |
| 20 | 1.20% | ¥102,214 | ¥24,531,386 | ¥2,731,386 |
| 20 | 1.30% | ¥103,202 | ¥24,768,408 | ¥2,968,408 |
| 20 | 1.40% | ¥104,195 | ¥25,006,872 | ¥3,206,872 |
| 20 | 1.50% | ¥105,195 | ¥25,246,776 | ¥3,446,776 |
| 20 | 1.60% | ¥106,200 | ¥25,488,117 | ¥3,688,117 |
| 20 | 1.70% | ¥107,212 | ¥25,730,893 | ¥3,930,893 |
| 20 | 1.80% | ¥108,230 | ¥25,975,104 | ¥4,175,104 |
| 20 | 1.90% | ¥109,253 | ¥26,220,745 | ¥4,420,745 |
| 20 | 2.00% | ¥110,283 | ¥26,467,816 | ¥4,667,816 |
| 20 | 2.10% | ¥111,318 | ¥26,716,314 | ¥4,916,314 |
| 20 | 2.20% | ¥112,359 | ¥26,966,235 | ¥5,166,235 |
| 20 | 2.30% | ¥113,407 | ¥27,217,579 | ¥5,417,579 |
| 20 | 2.40% | ¥114,460 | ¥27,470,341 | ¥5,670,341 |
| 20 | 2.50% | ¥115,519 | ¥27,724,519 | ¥5,924,519 |
| 20 | 2.60% | ¥116,584 | ¥27,980,111 | ¥6,180,111 |
| 20 | 2.70% | ¥117,655 | ¥28,237,113 | ¥6,437,113 |
| 20 | 2.80% | ¥118,731 | ¥28,495,521 | ¥6,695,521 |
| 20 | 2.90% | ¥119,814 | ¥28,755,334 | ¥6,955,334 |
| 20 | 3.00% | ¥120,902 | ¥29,016,546 | ¥7,216,546 |
2180万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥127,616 | ¥22,970,877 | ¥1,170,877 |
| 15 | 0.80% | ¥128,563 | ¥23,141,411 | ¥1,341,411 |
| 15 | 0.90% | ¥129,515 | ¥23,312,760 | ¥1,512,760 |
| 15 | 1.00% | ¥130,472 | ¥23,484,925 | ¥1,684,925 |
| 15 | 1.10% | ¥131,433 | ¥23,657,904 | ¥1,857,904 |
| 15 | 1.20% | ¥132,398 | ¥23,831,697 | ¥2,031,697 |
| 15 | 1.30% | ¥133,368 | ¥24,006,304 | ¥2,206,304 |
| 15 | 1.40% | ¥134,343 | ¥24,181,724 | ¥2,381,724 |
| 15 | 1.50% | ¥135,322 | ¥24,357,956 | ¥2,557,956 |
| 15 | 1.60% | ¥136,306 | ¥24,535,000 | ¥2,735,000 |
| 15 | 1.70% | ¥137,294 | ¥24,712,856 | ¥2,912,856 |
| 15 | 1.80% | ¥138,286 | ¥24,891,521 | ¥3,091,521 |
| 15 | 1.90% | ¥139,283 | ¥25,070,997 | ¥3,270,997 |
| 15 | 2.00% | ¥140,285 | ¥25,251,281 | ¥3,451,281 |
| 15 | 2.10% | ¥141,291 | ¥25,432,374 | ¥3,632,374 |
| 15 | 2.20% | ¥142,302 | ¥25,614,274 | ¥3,814,274 |
| 15 | 2.30% | ¥143,317 | ¥25,796,980 | ¥3,996,980 |
| 15 | 2.40% | ¥144,336 | ¥25,980,492 | ¥4,180,492 |
| 15 | 2.50% | ¥145,360 | ¥26,164,809 | ¥4,364,809 |
| 15 | 2.60% | ¥146,388 | ¥26,349,929 | ¥4,549,929 |
| 15 | 2.70% | ¥147,421 | ¥26,535,851 | ¥4,735,851 |
| 15 | 2.80% | ¥148,459 | ¥26,722,575 | ¥4,922,575 |
| 15 | 2.90% | ¥149,501 | ¥26,910,100 | ¥5,110,100 |
| 15 | 3.00% | ¥150,547 | ¥27,098,424 | ¥5,298,424 |
2180万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥188,152 | ¥22,578,256 | ¥778,256 |
| 10 | 0.80% | ¥189,091 | ¥22,690,887 | ¥890,887 |
| 10 | 0.90% | ¥190,032 | ¥22,803,881 | ¥1,003,881 |
| 10 | 1.00% | ¥190,977 | ¥22,917,238 | ¥1,117,238 |
| 10 | 1.10% | ¥191,925 | ¥23,030,957 | ¥1,230,957 |
| 10 | 1.20% | ¥192,875 | ¥23,145,039 | ¥1,345,039 |
| 10 | 1.30% | ¥193,829 | ¥23,259,483 | ¥1,459,483 |
| 10 | 1.40% | ¥194,786 | ¥23,374,289 | ¥1,574,289 |
| 10 | 1.50% | ¥195,745 | ¥23,489,456 | ¥1,689,456 |
| 10 | 1.60% | ¥196,708 | ¥23,604,986 | ¥1,804,986 |
| 10 | 1.70% | ¥197,674 | ¥23,720,877 | ¥1,920,877 |
| 10 | 1.80% | ¥198,643 | ¥23,837,130 | ¥2,037,130 |
| 10 | 1.90% | ¥199,615 | ¥23,953,744 | ¥2,153,744 |
| 10 | 2.00% | ¥200,589 | ¥24,070,720 | ¥2,270,720 |
| 10 | 2.10% | ¥201,567 | ¥24,188,056 | ¥2,388,056 |
| 10 | 2.20% | ¥202,548 | ¥24,305,753 | ¥2,505,753 |
| 10 | 2.30% | ¥203,532 | ¥24,423,810 | ¥2,623,810 |
| 10 | 2.40% | ¥204,519 | ¥24,542,228 | ¥2,742,228 |
| 10 | 2.50% | ¥205,508 | ¥24,661,006 | ¥2,861,006 |
| 10 | 2.60% | ¥206,501 | ¥24,780,144 | ¥2,980,144 |
| 10 | 2.70% | ¥207,497 | ¥24,899,642 | ¥3,099,642 |
| 10 | 2.80% | ¥208,496 | ¥25,019,499 | ¥3,219,499 |
| 10 | 2.90% | ¥209,498 | ¥25,139,715 | ¥3,339,715 |
| 10 | 3.00% | ¥210,502 | ¥25,260,291 | ¥3,460,291 |
