2240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2240万円の住宅ローン|期間・年数別
2240万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥44,258 |
¥26,554,668 |
¥4,154,668 |
| 50 |
0.80% |
¥45,309 |
¥27,185,240 |
¥4,785,240 |
| 50 |
0.90% |
¥46,375 |
¥27,824,989 |
¥5,424,989 |
| 50 |
1.00% |
¥47,456 |
¥28,473,874 |
¥6,073,874 |
| 50 |
1.10% |
¥48,553 |
¥29,131,850 |
¥6,731,850 |
| 50 |
1.20% |
¥49,665 |
¥29,798,871 |
¥7,398,871 |
| 50 |
1.30% |
¥50,791 |
¥30,474,882 |
¥8,074,882 |
| 50 |
1.40% |
¥51,933 |
¥31,159,827 |
¥8,759,827 |
| 50 |
1.50% |
¥53,089 |
¥31,853,646 |
¥9,453,646 |
| 50 |
1.60% |
¥54,260 |
¥32,556,274 |
¥10,156,274 |
| 50 |
1.70% |
¥55,446 |
¥33,267,643 |
¥10,867,643 |
| 50 |
1.80% |
¥56,646 |
¥33,987,681 |
¥11,587,681 |
| 50 |
1.90% |
¥57,861 |
¥34,716,313 |
¥12,316,313 |
| 50 |
2.00% |
¥59,089 |
¥35,453,461 |
¥13,053,461 |
| 50 |
2.10% |
¥60,332 |
¥36,199,041 |
¥13,799,041 |
| 50 |
2.20% |
¥61,588 |
¥36,952,969 |
¥14,552,969 |
| 50 |
2.30% |
¥62,859 |
¥37,715,157 |
¥15,315,157 |
| 50 |
2.40% |
¥64,143 |
¥38,485,514 |
¥16,085,514 |
| 50 |
2.50% |
¥65,440 |
¥39,263,945 |
¥16,863,945 |
| 50 |
2.60% |
¥66,751 |
¥40,050,356 |
¥17,650,356 |
| 50 |
2.70% |
¥68,074 |
¥40,844,646 |
¥18,444,646 |
| 50 |
2.80% |
¥69,411 |
¥41,646,715 |
¥19,246,715 |
| 50 |
2.90% |
¥70,761 |
¥42,456,460 |
¥20,056,460 |
| 50 |
3.00% |
¥72,123 |
¥43,273,776 |
¥20,873,776 |
2240万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥48,369 |
¥26,119,393 |
¥3,719,393 |
| 45 |
0.80% |
¥49,409 |
¥26,680,785 |
¥4,280,785 |
| 45 |
0.90% |
¥50,462 |
¥27,249,631 |
¥4,849,631 |
| 45 |
1.00% |
¥51,529 |
¥27,825,907 |
¥5,425,907 |
| 45 |
1.10% |
¥52,610 |
¥28,409,581 |
¥6,009,581 |
| 45 |
1.20% |
¥53,705 |
¥29,000,623 |
¥6,600,623 |
| 45 |
1.30% |
¥54,813 |
¥29,598,997 |
¥7,198,997 |
| 45 |
1.40% |
¥55,935 |
¥30,204,666 |
¥7,804,666 |
| 45 |
1.50% |
¥57,070 |
¥30,817,589 |
¥8,417,589 |
| 45 |
1.60% |
¥58,218 |
¥31,437,723 |
¥9,037,723 |
| 45 |
1.70% |
¥59,380 |
¥32,065,023 |
¥9,665,023 |
| 45 |
1.80% |
¥60,555 |
¥32,699,441 |
¥10,299,441 |
| 45 |
1.90% |
¥61,742 |
¥33,340,926 |
¥10,940,926 |
| 45 |
2.00% |
¥62,943 |
¥33,989,426 |
¥11,589,426 |
| 45 |
2.10% |
¥64,157 |
¥34,644,885 |
¥12,244,885 |
| 45 |
2.20% |
¥65,384 |
¥35,307,246 |
¥12,907,246 |
| 45 |
2.30% |
¥66,623 |
¥35,976,450 |
¥13,576,450 |
| 45 |
2.40% |
¥67,875 |
¥36,652,435 |
¥14,252,435 |
| 45 |
2.50% |
¥69,139 |
¥37,335,137 |
¥14,935,137 |
| 45 |
2.60% |
¥70,416 |
¥38,024,491 |
¥15,624,491 |
| 45 |
2.70% |
¥71,705 |
¥38,720,430 |
¥16,320,430 |
| 45 |
2.80% |
¥73,005 |
¥39,422,885 |
¥17,022,885 |
| 45 |
2.90% |
¥74,318 |
¥40,131,784 |
¥17,731,784 |
| 45 |
3.00% |
¥75,643 |
¥40,847,056 |
¥18,447,056 |
2240万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥53,518 |
¥25,688,646 |
¥3,288,646 |
| 40 |
0.80% |
¥54,546 |
¥26,182,224 |
¥3,782,224 |
| 40 |
0.90% |
¥55,587 |
¥26,681,708 |
¥4,281,708 |
| 40 |
1.00% |
¥56,640 |
¥27,187,082 |
¥4,787,082 |
| 40 |
1.10% |
¥57,705 |
¥27,698,327 |
¥5,298,327 |
| 40 |
1.20% |
¥58,782 |
¥28,215,423 |
¥5,815,423 |
| 40 |
1.30% |
¥59,872 |
¥28,738,348 |
¥6,338,348 |
| 40 |
1.40% |
¥60,973 |
¥29,267,078 |
¥6,867,078 |
| 40 |
1.50% |
¥62,087 |
¥29,801,587 |
¥7,401,587 |
| 40 |
1.60% |
¥63,212 |
¥30,341,848 |
¥7,941,848 |
| 40 |
1.70% |
¥64,350 |
¥30,887,833 |
¥8,487,833 |
| 40 |
1.80% |
¥65,499 |
¥31,439,510 |
¥9,039,510 |
| 40 |
1.90% |
¥66,660 |
¥31,996,848 |
¥9,596,848 |
| 40 |
2.00% |
¥67,833 |
¥32,559,813 |
¥10,159,813 |
| 40 |
2.10% |
¥69,017 |
¥33,128,369 |
¥10,728,369 |
| 40 |
2.20% |
¥70,214 |
¥33,702,480 |
¥11,302,480 |
| 40 |
2.30% |
¥71,421 |
¥34,282,108 |
¥11,882,108 |
| 40 |
2.40% |
¥72,640 |
¥34,867,213 |
¥12,467,213 |
| 40 |
2.50% |
¥73,870 |
¥35,457,755 |
¥13,057,755 |
| 40 |
2.60% |
¥75,112 |
¥36,053,691 |
¥13,653,691 |
| 40 |
2.70% |
¥76,365 |
¥36,654,977 |
¥14,254,977 |
| 40 |
2.80% |
¥77,628 |
¥37,261,569 |
¥14,861,569 |
| 40 |
2.90% |
¥78,903 |
¥37,873,421 |
¥15,473,421 |
| 40 |
3.00% |
¥80,189 |
¥38,490,485 |
¥16,090,485 |
2240万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥60,149 |
¥25,262,435 |
¥2,862,435 |
| 35 |
0.80% |
¥61,166 |
¥25,689,573 |
¥3,289,573 |
| 35 |
0.90% |
¥62,193 |
¥26,121,244 |
¥3,721,244 |
| 35 |
1.00% |
¥63,232 |
¥26,557,439 |
¥4,157,439 |
| 35 |
1.10% |
¥64,281 |
¥26,998,145 |
¥4,598,145 |
| 35 |
1.20% |
¥65,341 |
¥27,443,351 |
¥5,043,351 |
| 35 |
1.30% |
¥66,412 |
¥27,893,044 |
¥5,493,044 |
| 35 |
1.40% |
¥67,493 |
¥28,347,209 |
¥5,947,209 |
| 35 |
1.50% |
¥68,585 |
¥28,805,832 |
¥6,405,832 |
| 35 |
1.60% |
¥69,688 |
¥29,268,896 |
¥6,868,896 |
| 35 |
1.70% |
¥70,801 |
¥29,736,383 |
¥7,336,383 |
| 35 |
1.80% |
¥71,924 |
¥30,208,276 |
¥7,808,276 |
| 35 |
1.90% |
¥73,058 |
¥30,684,556 |
¥8,284,556 |
| 35 |
2.00% |
¥74,203 |
¥31,165,201 |
¥8,765,201 |
| 35 |
2.10% |
¥75,358 |
¥31,650,192 |
¥9,250,192 |
| 35 |
2.20% |
¥76,523 |
¥32,139,505 |
¥9,739,505 |
| 35 |
2.30% |
¥77,698 |
¥32,633,119 |
¥10,233,119 |
| 35 |
2.40% |
¥78,883 |
¥33,131,009 |
¥10,731,009 |
| 35 |
2.50% |
¥80,079 |
¥33,633,150 |
¥11,233,150 |
| 35 |
2.60% |
¥81,285 |
¥34,139,517 |
¥11,739,517 |
| 35 |
2.70% |
¥82,500 |
¥34,650,084 |
¥12,250,084 |
| 35 |
2.80% |
¥83,726 |
¥35,164,823 |
¥12,764,823 |
| 35 |
2.90% |
¥84,961 |
¥35,683,707 |
¥13,283,707 |
| 35 |
3.00% |
¥86,206 |
¥36,206,706 |
¥13,806,706 |
2240万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥69,002 |
¥24,840,768 |
¥2,440,768 |
| 30 |
0.80% |
¥70,008 |
¥25,202,847 |
¥2,802,847 |
| 30 |
0.90% |
¥71,023 |
¥25,568,263 |
¥3,168,263 |
| 30 |
1.00% |
¥72,047 |
¥25,937,011 |
¥3,537,011 |
| 30 |
1.10% |
¥73,081 |
¥26,309,084 |
¥3,909,084 |
| 30 |
1.20% |
¥74,124 |
¥26,684,477 |
¥4,284,477 |
| 30 |
1.30% |
¥75,176 |
¥27,063,181 |
¥4,663,181 |
| 30 |
1.40% |
¥76,237 |
¥27,445,190 |
¥5,045,190 |
| 30 |
1.50% |
¥77,307 |
¥27,830,494 |
¥5,430,494 |
| 30 |
1.60% |
¥78,386 |
¥28,219,084 |
¥5,819,084 |
| 30 |
1.70% |
¥79,475 |
¥28,610,952 |
¥6,210,952 |
| 30 |
1.80% |
¥80,572 |
¥29,006,087 |
¥6,606,087 |
| 30 |
1.90% |
¥81,679 |
¥29,404,478 |
¥7,004,478 |
| 30 |
2.00% |
¥82,795 |
¥29,806,114 |
¥7,406,114 |
| 30 |
2.10% |
¥83,919 |
¥30,210,984 |
¥7,810,984 |
| 30 |
2.20% |
¥85,053 |
¥30,619,076 |
¥8,219,076 |
| 30 |
2.30% |
¥86,195 |
¥31,030,376 |
¥8,630,376 |
| 30 |
2.40% |
¥87,347 |
¥31,444,872 |
¥9,044,872 |
| 30 |
2.50% |
¥88,507 |
¥31,862,549 |
¥9,462,549 |
| 30 |
2.60% |
¥89,676 |
¥32,283,394 |
¥9,883,394 |
| 30 |
2.70% |
¥90,854 |
¥32,707,392 |
¥10,307,392 |
| 30 |
2.80% |
¥92,040 |
¥33,134,528 |
¥10,734,528 |
| 30 |
2.90% |
¥93,236 |
¥33,564,786 |
¥11,164,786 |
| 30 |
3.00% |
¥94,439 |
¥33,998,149 |
¥11,598,149 |
2240万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥81,412 |
¥24,423,654 |
¥2,023,654 |
| 25 |
0.80% |
¥82,407 |
¥24,722,058 |
¥2,322,058 |
| 25 |
0.90% |
¥83,409 |
¥25,022,784 |
¥2,622,784 |
| 25 |
1.00% |
¥84,419 |
¥25,325,829 |
¥2,925,829 |
| 25 |
1.10% |
¥85,437 |
¥25,631,190 |
¥3,231,190 |
| 25 |
1.20% |
¥86,463 |
¥25,938,863 |
¥3,538,863 |
| 25 |
1.30% |
¥87,496 |
¥26,248,845 |
¥3,848,845 |
| 25 |
1.40% |
¥88,537 |
¥26,561,133 |
¥4,161,133 |
| 25 |
1.50% |
¥89,586 |
¥26,875,721 |
¥4,475,721 |
| 25 |
1.60% |
¥90,642 |
¥27,192,606 |
¥4,792,606 |
| 25 |
1.70% |
¥91,706 |
¥27,511,782 |
¥5,111,782 |
| 25 |
1.80% |
¥92,777 |
¥27,833,246 |
¥5,433,246 |
| 25 |
1.90% |
¥93,857 |
¥28,156,991 |
¥5,756,991 |
| 25 |
2.00% |
¥94,943 |
¥28,483,012 |
¥6,083,012 |
| 25 |
2.10% |
¥96,038 |
¥28,811,303 |
¥6,411,303 |
| 25 |
2.20% |
¥97,140 |
¥29,141,858 |
¥6,741,858 |
| 25 |
2.30% |
¥98,249 |
¥29,474,671 |
¥7,074,671 |
| 25 |
2.40% |
¥99,366 |
¥29,809,736 |
¥7,409,736 |
| 25 |
2.50% |
¥100,490 |
¥30,147,045 |
¥7,747,045 |
| 25 |
2.60% |
¥101,622 |
¥30,486,591 |
¥8,086,591 |
| 25 |
2.70% |
¥102,761 |
¥30,828,367 |
¥8,428,367 |
| 25 |
2.80% |
¥103,908 |
¥31,172,366 |
¥8,772,366 |
| 25 |
2.90% |
¥105,062 |
¥31,518,580 |
¥9,118,580 |
| 25 |
3.00% |
¥106,223 |
¥31,867,000 |
¥9,467,000 |
2240万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥100,046 |
¥24,011,097 |
¥1,611,097 |
| 20 |
0.80% |
¥101,030 |
¥24,247,216 |
¥1,847,216 |
| 20 |
0.90% |
¥102,020 |
¥24,484,824 |
¥2,084,824 |
| 20 |
1.00% |
¥103,016 |
¥24,723,918 |
¥2,323,918 |
| 20 |
1.10% |
¥104,019 |
¥24,964,498 |
¥2,564,498 |
| 20 |
1.20% |
¥105,027 |
¥25,206,561 |
¥2,806,561 |
| 20 |
1.30% |
¥106,042 |
¥25,450,108 |
¥3,050,108 |
| 20 |
1.40% |
¥107,063 |
¥25,695,135 |
¥3,295,135 |
| 20 |
1.50% |
¥108,090 |
¥25,941,641 |
¥3,541,641 |
| 20 |
1.60% |
¥109,123 |
¥26,189,625 |
¥3,789,625 |
| 20 |
1.70% |
¥110,163 |
¥26,439,083 |
¥4,039,083 |
| 20 |
1.80% |
¥111,208 |
¥26,690,015 |
¥4,290,015 |
| 20 |
1.90% |
¥112,260 |
¥26,942,417 |
¥4,542,417 |
| 20 |
2.00% |
¥113,318 |
¥27,196,288 |
¥4,796,288 |
| 20 |
2.10% |
¥114,382 |
¥27,451,625 |
¥5,051,625 |
| 20 |
2.20% |
¥115,452 |
¥27,708,425 |
¥5,308,425 |
| 20 |
2.30% |
¥116,528 |
¥27,966,686 |
¥5,566,686 |
| 20 |
2.40% |
¥117,610 |
¥28,226,405 |
¥5,826,405 |
| 20 |
2.50% |
¥118,698 |
¥28,487,580 |
¥6,087,580 |
| 20 |
2.60% |
¥119,793 |
¥28,750,206 |
¥6,350,206 |
| 20 |
2.70% |
¥120,893 |
¥29,014,281 |
¥6,614,281 |
| 20 |
2.80% |
¥121,999 |
¥29,279,802 |
¥6,879,802 |
| 20 |
2.90% |
¥123,112 |
¥29,546,765 |
¥7,146,765 |
| 20 |
3.00% |
¥124,230 |
¥29,815,167 |
¥7,415,167 |
2240万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥131,128 |
¥23,603,103 |
¥1,203,103 |
| 15 |
0.80% |
¥132,102 |
¥23,778,330 |
¥1,378,330 |
| 15 |
0.90% |
¥133,080 |
¥23,954,396 |
¥1,554,396 |
| 15 |
1.00% |
¥134,063 |
¥24,131,299 |
¥1,731,299 |
| 15 |
1.10% |
¥135,050 |
¥24,309,039 |
¥1,909,039 |
| 15 |
1.20% |
¥136,042 |
¥24,487,615 |
¥2,087,615 |
| 15 |
1.30% |
¥137,039 |
¥24,667,028 |
¥2,267,028 |
| 15 |
1.40% |
¥138,040 |
¥24,847,276 |
¥2,447,276 |
| 15 |
1.50% |
¥139,046 |
¥25,028,359 |
¥2,628,359 |
| 15 |
1.60% |
¥140,057 |
¥25,210,276 |
¥2,810,276 |
| 15 |
1.70% |
¥141,072 |
¥25,393,026 |
¥2,993,026 |
| 15 |
1.80% |
¥142,092 |
¥25,576,609 |
¥3,176,609 |
| 15 |
1.90% |
¥143,117 |
¥25,761,024 |
¥3,361,024 |
| 15 |
2.00% |
¥144,146 |
¥25,946,271 |
¥3,546,271 |
| 15 |
2.10% |
¥145,180 |
¥26,132,348 |
¥3,732,348 |
| 15 |
2.20% |
¥146,218 |
¥26,319,254 |
¥3,919,254 |
| 15 |
2.30% |
¥147,261 |
¥26,506,989 |
¥4,106,989 |
| 15 |
2.40% |
¥148,309 |
¥26,695,552 |
¥4,295,552 |
| 15 |
2.50% |
¥149,361 |
¥26,884,941 |
¥4,484,941 |
| 15 |
2.60% |
¥150,418 |
¥27,075,156 |
¥4,675,156 |
| 15 |
2.70% |
¥151,479 |
¥27,266,196 |
¥4,866,196 |
| 15 |
2.80% |
¥152,545 |
¥27,458,059 |
¥5,058,059 |
| 15 |
2.90% |
¥153,615 |
¥27,650,745 |
¥5,250,745 |
| 15 |
3.00% |
¥154,690 |
¥27,844,252 |
¥5,444,252 |
2240万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥193,331 |
¥23,199,676 |
¥799,676 |
| 10 |
0.80% |
¥194,295 |
¥23,315,407 |
¥915,407 |
| 10 |
0.90% |
¥195,263 |
¥23,431,511 |
¥1,031,511 |
| 10 |
1.00% |
¥196,233 |
¥23,547,988 |
¥1,147,988 |
| 10 |
1.10% |
¥197,207 |
¥23,664,837 |
¥1,264,837 |
| 10 |
1.20% |
¥198,184 |
¥23,782,058 |
¥1,382,058 |
| 10 |
1.30% |
¥199,164 |
¥23,899,652 |
¥1,499,652 |
| 10 |
1.40% |
¥200,147 |
¥24,017,618 |
¥1,617,618 |
| 10 |
1.50% |
¥201,133 |
¥24,135,955 |
¥1,735,955 |
| 10 |
1.60% |
¥202,122 |
¥24,254,665 |
¥1,854,665 |
| 10 |
1.70% |
¥203,115 |
¥24,373,746 |
¥1,973,746 |
| 10 |
1.80% |
¥204,110 |
¥24,493,198 |
¥2,093,198 |
| 10 |
1.90% |
¥205,109 |
¥24,613,022 |
¥2,213,022 |
| 10 |
2.00% |
¥206,110 |
¥24,733,216 |
¥2,333,216 |
| 10 |
2.10% |
¥207,115 |
¥24,853,782 |
¥2,453,782 |
| 10 |
2.20% |
¥208,123 |
¥24,974,718 |
¥2,574,718 |
| 10 |
2.30% |
¥209,134 |
¥25,096,025 |
¥2,696,025 |
| 10 |
2.40% |
¥210,148 |
¥25,217,702 |
¥2,817,702 |
| 10 |
2.50% |
¥211,165 |
¥25,339,750 |
¥2,939,750 |
| 10 |
2.60% |
¥212,185 |
¥25,462,167 |
¥3,062,167 |
| 10 |
2.70% |
¥213,208 |
¥25,584,953 |
¥3,184,953 |
| 10 |
2.80% |
¥214,234 |
¥25,708,109 |
¥3,308,109 |
| 10 |
2.90% |
¥215,264 |
¥25,831,634 |
¥3,431,634 |
| 10 |
3.00% |
¥216,296 |
¥25,955,528 |
¥3,555,528 |