2300万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2300万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2300万円の住宅ローン|期間・年数別
2300万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥45,443 |
¥27,265,953 |
¥4,265,953 |
| 50 |
0.80% |
¥46,522 |
¥27,913,416 |
¥4,913,416 |
| 50 |
0.90% |
¥47,617 |
¥28,570,301 |
¥5,570,301 |
| 50 |
1.00% |
¥48,728 |
¥29,236,567 |
¥6,236,567 |
| 50 |
1.10% |
¥49,854 |
¥29,912,168 |
¥6,912,168 |
| 50 |
1.20% |
¥50,995 |
¥30,597,055 |
¥7,597,055 |
| 50 |
1.30% |
¥52,152 |
¥31,291,173 |
¥8,291,173 |
| 50 |
1.40% |
¥53,324 |
¥31,994,465 |
¥8,994,465 |
| 50 |
1.50% |
¥54,511 |
¥32,706,868 |
¥9,706,868 |
| 50 |
1.60% |
¥55,714 |
¥33,428,317 |
¥10,428,317 |
| 50 |
1.70% |
¥56,931 |
¥34,158,740 |
¥11,158,740 |
| 50 |
1.80% |
¥58,163 |
¥34,898,066 |
¥11,898,066 |
| 50 |
1.90% |
¥59,410 |
¥35,646,215 |
¥12,646,215 |
| 50 |
2.00% |
¥60,672 |
¥36,403,107 |
¥13,403,107 |
| 50 |
2.10% |
¥61,948 |
¥37,168,658 |
¥14,168,658 |
| 50 |
2.20% |
¥63,238 |
¥37,942,781 |
¥14,942,781 |
| 50 |
2.30% |
¥64,542 |
¥38,725,384 |
¥15,725,384 |
| 50 |
2.40% |
¥65,861 |
¥39,516,376 |
¥16,516,376 |
| 50 |
2.50% |
¥67,193 |
¥40,315,658 |
¥17,315,658 |
| 50 |
2.60% |
¥68,539 |
¥41,123,133 |
¥18,123,133 |
| 50 |
2.70% |
¥69,898 |
¥41,938,699 |
¥18,938,699 |
| 50 |
2.80% |
¥71,270 |
¥42,762,252 |
¥19,762,252 |
| 50 |
2.90% |
¥72,656 |
¥43,593,687 |
¥20,593,687 |
| 50 |
3.00% |
¥74,055 |
¥44,432,895 |
¥21,432,895 |
2300万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥49,665 |
¥26,819,020 |
¥3,819,020 |
| 45 |
0.80% |
¥50,732 |
¥27,395,449 |
¥4,395,449 |
| 45 |
0.90% |
¥51,814 |
¥27,979,532 |
¥4,979,532 |
| 45 |
1.00% |
¥52,910 |
¥28,571,243 |
¥5,571,243 |
| 45 |
1.10% |
¥54,020 |
¥29,170,552 |
¥6,170,552 |
| 45 |
1.20% |
¥55,143 |
¥29,777,425 |
¥6,777,425 |
| 45 |
1.30% |
¥56,281 |
¥30,391,827 |
¥7,391,827 |
| 45 |
1.40% |
¥57,433 |
¥31,013,719 |
¥8,013,719 |
| 45 |
1.50% |
¥58,598 |
¥31,643,060 |
¥8,643,060 |
| 45 |
1.60% |
¥59,777 |
¥32,279,805 |
¥9,279,805 |
| 45 |
1.70% |
¥60,970 |
¥32,923,908 |
¥9,923,908 |
| 45 |
1.80% |
¥62,177 |
¥33,575,319 |
¥10,575,319 |
| 45 |
1.90% |
¥63,396 |
¥34,233,987 |
¥11,233,987 |
| 45 |
2.00% |
¥64,629 |
¥34,899,857 |
¥11,899,857 |
| 45 |
2.10% |
¥65,876 |
¥35,572,873 |
¥12,572,873 |
| 45 |
2.20% |
¥67,135 |
¥36,252,976 |
¥13,252,976 |
| 45 |
2.30% |
¥68,408 |
¥36,940,105 |
¥13,940,105 |
| 45 |
2.40% |
¥69,693 |
¥37,634,197 |
¥14,634,197 |
| 45 |
2.50% |
¥70,991 |
¥38,335,186 |
¥15,335,186 |
| 45 |
2.60% |
¥72,302 |
¥39,043,005 |
¥16,043,005 |
| 45 |
2.70% |
¥73,625 |
¥39,757,585 |
¥16,757,585 |
| 45 |
2.80% |
¥74,961 |
¥40,478,855 |
¥17,478,855 |
| 45 |
2.90% |
¥76,309 |
¥41,206,743 |
¥18,206,743 |
| 45 |
3.00% |
¥77,669 |
¥41,941,174 |
¥18,941,174 |
2300万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥54,952 |
¥26,376,735 |
¥3,376,735 |
| 40 |
0.80% |
¥56,007 |
¥26,883,533 |
¥3,883,533 |
| 40 |
0.90% |
¥57,076 |
¥27,396,397 |
¥4,396,397 |
| 40 |
1.00% |
¥58,157 |
¥27,915,307 |
¥4,915,307 |
| 40 |
1.10% |
¥59,251 |
¥28,440,247 |
¥5,440,247 |
| 40 |
1.20% |
¥60,357 |
¥28,971,193 |
¥5,971,193 |
| 40 |
1.30% |
¥61,475 |
¥29,508,125 |
¥6,508,125 |
| 40 |
1.40% |
¥62,606 |
¥30,051,017 |
¥7,051,017 |
| 40 |
1.50% |
¥63,750 |
¥30,599,844 |
¥7,599,844 |
| 40 |
1.60% |
¥64,905 |
¥31,154,577 |
¥8,154,577 |
| 40 |
1.70% |
¥66,073 |
¥31,715,186 |
¥8,715,186 |
| 40 |
1.80% |
¥67,253 |
¥32,281,640 |
¥9,281,640 |
| 40 |
1.90% |
¥68,446 |
¥32,853,907 |
¥9,853,907 |
| 40 |
2.00% |
¥69,650 |
¥33,431,951 |
¥10,431,951 |
| 40 |
2.10% |
¥70,866 |
¥34,015,736 |
¥11,015,736 |
| 40 |
2.20% |
¥72,094 |
¥34,605,225 |
¥11,605,225 |
| 40 |
2.30% |
¥73,334 |
¥35,200,379 |
¥12,200,379 |
| 40 |
2.40% |
¥74,586 |
¥35,801,157 |
¥12,801,157 |
| 40 |
2.50% |
¥75,849 |
¥36,407,516 |
¥13,407,516 |
| 40 |
2.60% |
¥77,124 |
¥37,019,414 |
¥14,019,414 |
| 40 |
2.70% |
¥78,410 |
¥37,636,807 |
¥14,636,807 |
| 40 |
2.80% |
¥79,708 |
¥38,259,646 |
¥15,259,646 |
| 40 |
2.90% |
¥81,016 |
¥38,887,887 |
¥15,887,887 |
| 40 |
3.00% |
¥82,336 |
¥39,521,480 |
¥16,521,480 |
2300万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥61,760 |
¥25,939,107 |
¥2,939,107 |
| 35 |
0.80% |
¥62,804 |
¥26,377,687 |
¥3,377,687 |
| 35 |
0.90% |
¥63,859 |
¥26,820,920 |
¥3,820,920 |
| 35 |
1.00% |
¥64,926 |
¥27,268,799 |
¥4,268,799 |
| 35 |
1.10% |
¥66,003 |
¥27,721,309 |
¥4,721,309 |
| 35 |
1.20% |
¥67,092 |
¥28,178,441 |
¥5,178,441 |
| 35 |
1.30% |
¥68,191 |
¥28,640,179 |
¥5,640,179 |
| 35 |
1.40% |
¥69,301 |
¥29,106,510 |
¥6,106,510 |
| 35 |
1.50% |
¥70,422 |
¥29,577,417 |
¥6,577,417 |
| 35 |
1.60% |
¥71,554 |
¥30,052,884 |
¥7,052,884 |
| 35 |
1.70% |
¥72,697 |
¥30,532,894 |
¥7,532,894 |
| 35 |
1.80% |
¥73,851 |
¥31,017,427 |
¥8,017,427 |
| 35 |
1.90% |
¥75,015 |
¥31,506,464 |
¥8,506,464 |
| 35 |
2.00% |
¥76,190 |
¥31,999,984 |
¥8,999,984 |
| 35 |
2.10% |
¥77,376 |
¥32,497,965 |
¥9,497,965 |
| 35 |
2.20% |
¥78,572 |
¥33,000,385 |
¥10,000,385 |
| 35 |
2.30% |
¥79,779 |
¥33,507,220 |
¥10,507,220 |
| 35 |
2.40% |
¥80,996 |
¥34,018,446 |
¥11,018,446 |
| 35 |
2.50% |
¥82,224 |
¥34,534,038 |
¥11,534,038 |
| 35 |
2.60% |
¥83,462 |
¥35,053,968 |
¥12,053,968 |
| 35 |
2.70% |
¥84,710 |
¥35,578,211 |
¥12,578,211 |
| 35 |
2.80% |
¥85,968 |
¥36,106,738 |
¥13,106,738 |
| 35 |
2.90% |
¥87,237 |
¥36,639,520 |
¥13,639,520 |
| 35 |
3.00% |
¥88,516 |
¥37,176,528 |
¥14,176,528 |
2300万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥70,850 |
¥25,506,146 |
¥2,506,146 |
| 30 |
0.80% |
¥71,883 |
¥25,877,923 |
¥2,877,923 |
| 30 |
0.90% |
¥72,925 |
¥26,253,127 |
¥3,253,127 |
| 30 |
1.00% |
¥73,977 |
¥26,631,752 |
¥3,631,752 |
| 30 |
1.10% |
¥75,038 |
¥27,013,792 |
¥4,013,792 |
| 30 |
1.20% |
¥76,109 |
¥27,399,240 |
¥4,399,240 |
| 30 |
1.30% |
¥77,189 |
¥27,788,088 |
¥4,788,088 |
| 30 |
1.40% |
¥78,279 |
¥28,180,329 |
¥5,180,329 |
| 30 |
1.50% |
¥79,378 |
¥28,575,953 |
¥5,575,953 |
| 30 |
1.60% |
¥80,486 |
¥28,974,953 |
¥5,974,953 |
| 30 |
1.70% |
¥81,604 |
¥29,377,317 |
¥6,377,317 |
| 30 |
1.80% |
¥82,731 |
¥29,783,035 |
¥6,783,035 |
| 30 |
1.90% |
¥83,867 |
¥30,192,098 |
¥7,192,098 |
| 30 |
2.00% |
¥85,012 |
¥30,604,492 |
¥7,604,492 |
| 30 |
2.10% |
¥86,167 |
¥31,020,207 |
¥8,020,207 |
| 30 |
2.20% |
¥87,331 |
¥31,439,230 |
¥8,439,230 |
| 30 |
2.30% |
¥88,504 |
¥31,861,547 |
¥8,861,547 |
| 30 |
2.40% |
¥89,687 |
¥32,287,145 |
¥9,287,145 |
| 30 |
2.50% |
¥90,878 |
¥32,716,010 |
¥9,716,010 |
| 30 |
2.60% |
¥92,078 |
¥33,148,128 |
¥10,148,128 |
| 30 |
2.70% |
¥93,287 |
¥33,583,483 |
¥10,583,483 |
| 30 |
2.80% |
¥94,506 |
¥34,022,060 |
¥11,022,060 |
| 30 |
2.90% |
¥95,733 |
¥34,463,842 |
¥11,463,842 |
| 30 |
3.00% |
¥96,969 |
¥34,908,814 |
¥11,908,814 |
2300万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥83,593 |
¥25,077,859 |
¥2,077,859 |
| 25 |
0.80% |
¥84,614 |
¥25,384,256 |
¥2,384,256 |
| 25 |
0.90% |
¥85,643 |
¥25,693,037 |
¥2,693,037 |
| 25 |
1.00% |
¥86,681 |
¥26,004,199 |
¥3,004,199 |
| 25 |
1.10% |
¥87,726 |
¥26,317,739 |
¥3,317,739 |
| 25 |
1.20% |
¥88,779 |
¥26,633,654 |
¥3,633,654 |
| 25 |
1.30% |
¥89,840 |
¥26,951,939 |
¥3,951,939 |
| 25 |
1.40% |
¥90,909 |
¥27,272,592 |
¥4,272,592 |
| 25 |
1.50% |
¥91,985 |
¥27,595,607 |
¥4,595,607 |
| 25 |
1.60% |
¥93,070 |
¥27,920,979 |
¥4,920,979 |
| 25 |
1.70% |
¥94,162 |
¥28,248,705 |
¥5,248,705 |
| 25 |
1.80% |
¥95,263 |
¥28,578,779 |
¥5,578,779 |
| 25 |
1.90% |
¥96,371 |
¥28,911,196 |
¥5,911,196 |
| 25 |
2.00% |
¥97,486 |
¥29,245,949 |
¥6,245,949 |
| 25 |
2.10% |
¥98,610 |
¥29,583,034 |
¥6,583,034 |
| 25 |
2.20% |
¥99,741 |
¥29,922,443 |
¥6,922,443 |
| 25 |
2.30% |
¥100,881 |
¥30,264,171 |
¥7,264,171 |
| 25 |
2.40% |
¥102,027 |
¥30,608,211 |
¥7,608,211 |
| 25 |
2.50% |
¥103,182 |
¥30,954,555 |
¥7,954,555 |
| 25 |
2.60% |
¥104,344 |
¥31,303,196 |
¥8,303,196 |
| 25 |
2.70% |
¥105,514 |
¥31,654,127 |
¥8,654,127 |
| 25 |
2.80% |
¥106,691 |
¥32,007,340 |
¥9,007,340 |
| 25 |
2.90% |
¥107,876 |
¥32,362,828 |
¥9,362,828 |
| 25 |
3.00% |
¥109,069 |
¥32,720,581 |
¥9,720,581 |
2300万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥102,726 |
¥24,654,251 |
¥1,654,251 |
| 20 |
0.80% |
¥103,736 |
¥24,896,695 |
¥1,896,695 |
| 20 |
0.90% |
¥104,753 |
¥25,140,667 |
¥2,140,667 |
| 20 |
1.00% |
¥105,776 |
¥25,386,166 |
¥2,386,166 |
| 20 |
1.10% |
¥106,805 |
¥25,633,190 |
¥2,633,190 |
| 20 |
1.20% |
¥107,841 |
¥25,881,737 |
¥2,881,737 |
| 20 |
1.30% |
¥108,883 |
¥26,131,807 |
¥3,131,807 |
| 20 |
1.40% |
¥109,931 |
¥26,383,397 |
¥3,383,397 |
| 20 |
1.50% |
¥110,985 |
¥26,636,507 |
¥3,636,507 |
| 20 |
1.60% |
¥112,046 |
¥26,891,132 |
¥3,891,132 |
| 20 |
1.70% |
¥113,114 |
¥27,147,273 |
¥4,147,273 |
| 20 |
1.80% |
¥114,187 |
¥27,404,926 |
¥4,404,926 |
| 20 |
1.90% |
¥115,267 |
¥27,664,089 |
¥4,664,089 |
| 20 |
2.00% |
¥116,353 |
¥27,924,760 |
¥4,924,760 |
| 20 |
2.10% |
¥117,446 |
¥28,186,936 |
¥5,186,936 |
| 20 |
2.20% |
¥118,544 |
¥28,450,615 |
¥5,450,615 |
| 20 |
2.30% |
¥119,649 |
¥28,715,794 |
¥5,715,794 |
| 20 |
2.40% |
¥120,760 |
¥28,982,470 |
¥5,982,470 |
| 20 |
2.50% |
¥121,878 |
¥29,250,640 |
¥6,250,640 |
| 20 |
2.60% |
¥123,001 |
¥29,520,300 |
¥6,520,300 |
| 20 |
2.70% |
¥124,131 |
¥29,791,449 |
¥6,791,449 |
| 20 |
2.80% |
¥125,267 |
¥30,064,082 |
¥7,064,082 |
| 20 |
2.90% |
¥126,409 |
¥30,338,196 |
¥7,338,196 |
| 20 |
3.00% |
¥127,557 |
¥30,613,787 |
¥7,613,787 |
2300万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥134,641 |
¥24,235,329 |
¥1,235,329 |
| 15 |
0.80% |
¥135,640 |
¥24,415,250 |
¥1,415,250 |
| 15 |
0.90% |
¥136,645 |
¥24,596,031 |
¥1,596,031 |
| 15 |
1.00% |
¥137,654 |
¥24,777,673 |
¥1,777,673 |
| 15 |
1.10% |
¥138,668 |
¥24,960,174 |
¥1,960,174 |
| 15 |
1.20% |
¥139,686 |
¥25,143,534 |
¥2,143,534 |
| 15 |
1.30% |
¥140,710 |
¥25,327,752 |
¥2,327,752 |
| 15 |
1.40% |
¥141,738 |
¥25,512,828 |
¥2,512,828 |
| 15 |
1.50% |
¥142,771 |
¥25,698,761 |
¥2,698,761 |
| 15 |
1.60% |
¥143,809 |
¥25,885,551 |
¥2,885,551 |
| 15 |
1.70% |
¥144,851 |
¥26,073,196 |
¥3,073,196 |
| 15 |
1.80% |
¥145,898 |
¥26,261,697 |
¥3,261,697 |
| 15 |
1.90% |
¥146,950 |
¥26,451,052 |
¥3,451,052 |
| 15 |
2.00% |
¥148,007 |
¥26,641,260 |
¥3,641,260 |
| 15 |
2.10% |
¥149,068 |
¥26,832,321 |
¥3,832,321 |
| 15 |
2.20% |
¥150,135 |
¥27,024,234 |
¥4,024,234 |
| 15 |
2.30% |
¥151,206 |
¥27,216,998 |
¥4,216,998 |
| 15 |
2.40% |
¥152,281 |
¥27,410,611 |
¥4,410,611 |
| 15 |
2.50% |
¥153,362 |
¥27,605,073 |
¥4,605,073 |
| 15 |
2.60% |
¥154,447 |
¥27,800,383 |
¥4,800,383 |
| 15 |
2.70% |
¥155,536 |
¥27,996,540 |
¥4,996,540 |
| 15 |
2.80% |
¥156,631 |
¥28,193,543 |
¥5,193,543 |
| 15 |
2.90% |
¥157,730 |
¥28,391,390 |
¥5,391,390 |
| 15 |
3.00% |
¥158,834 |
¥28,590,080 |
¥5,590,080 |
2300万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥198,509 |
¥23,821,096 |
¥821,096 |
| 10 |
0.80% |
¥199,499 |
¥23,939,927 |
¥939,927 |
| 10 |
0.90% |
¥200,493 |
¥24,059,141 |
¥1,059,141 |
| 10 |
1.00% |
¥201,489 |
¥24,178,737 |
¥1,178,737 |
| 10 |
1.10% |
¥202,489 |
¥24,298,716 |
¥1,298,716 |
| 10 |
1.20% |
¥203,492 |
¥24,419,078 |
¥1,419,078 |
| 10 |
1.30% |
¥204,499 |
¥24,539,821 |
¥1,539,821 |
| 10 |
1.40% |
¥205,508 |
¥24,660,947 |
¥1,660,947 |
| 10 |
1.50% |
¥206,520 |
¥24,782,454 |
¥1,782,454 |
| 10 |
1.60% |
¥207,536 |
¥24,904,343 |
¥1,904,343 |
| 10 |
1.70% |
¥208,555 |
¥25,026,614 |
¥2,026,614 |
| 10 |
1.80% |
¥209,577 |
¥25,149,266 |
¥2,149,266 |
| 10 |
1.90% |
¥210,602 |
¥25,272,299 |
¥2,272,299 |
| 10 |
2.00% |
¥211,631 |
¥25,395,713 |
¥2,395,713 |
| 10 |
2.10% |
¥212,663 |
¥25,519,508 |
¥2,519,508 |
| 10 |
2.20% |
¥213,697 |
¥25,643,684 |
¥2,643,684 |
| 10 |
2.30% |
¥214,735 |
¥25,768,240 |
¥2,768,240 |
| 10 |
2.40% |
¥215,776 |
¥25,893,177 |
¥2,893,177 |
| 10 |
2.50% |
¥216,821 |
¥26,018,493 |
¥3,018,493 |
| 10 |
2.60% |
¥217,868 |
¥26,144,189 |
¥3,144,189 |
| 10 |
2.70% |
¥218,919 |
¥26,270,264 |
¥3,270,264 |
| 10 |
2.80% |
¥219,973 |
¥26,396,719 |
¥3,396,719 |
| 10 |
2.90% |
¥221,030 |
¥26,523,553 |
¥3,523,553 |
| 10 |
3.00% |
¥222,090 |
¥26,650,766 |
¥3,650,766 |