2320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2320万円の住宅ローン｜期間・年数別
2320万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥45,838 | ¥27,503,049 | ¥4,303,049 |
| 50 | 0.80% | ¥46,927 | ¥28,156,142 | ¥4,956,142 |
| 50 | 0.90% | ¥48,031 | ¥28,818,739 | ¥5,618,739 |
| 50 | 1.00% | ¥49,151 | ¥29,490,798 | ¥6,290,798 |
| 50 | 1.10% | ¥50,287 | ¥30,172,274 | ¥6,972,274 |
| 50 | 1.20% | ¥51,439 | ¥30,863,116 | ¥7,663,116 |
| 50 | 1.30% | ¥52,605 | ¥31,563,270 | ¥8,363,270 |
| 50 | 1.40% | ¥53,788 | ¥32,272,678 | ¥9,072,678 |
| 50 | 1.50% | ¥54,985 | ¥32,991,276 | ¥9,791,276 |
| 50 | 1.60% | ¥56,198 | ¥33,718,998 | ¥10,518,998 |
| 50 | 1.70% | ¥57,426 | ¥34,455,773 | ¥11,255,773 |
| 50 | 1.80% | ¥58,669 | ¥35,201,527 | ¥12,001,527 |
| 50 | 1.90% | ¥59,927 | ¥35,956,182 | ¥12,756,182 |
| 50 | 2.00% | ¥61,199 | ¥36,719,656 | ¥13,519,656 |
| 50 | 2.10% | ¥62,486 | ¥37,491,864 | ¥14,291,864 |
| 50 | 2.20% | ¥63,788 | ¥38,272,718 | ¥15,072,718 |
| 50 | 2.30% | ¥65,104 | ¥39,062,127 | ¥15,862,127 |
| 50 | 2.40% | ¥66,433 | ¥39,859,996 | ¥16,659,996 |
| 50 | 2.50% | ¥67,777 | ¥40,666,229 | ¥17,466,229 |
| 50 | 2.60% | ¥69,135 | ¥41,480,726 | ¥18,280,726 |
| 50 | 2.70% | ¥70,506 | ¥42,303,384 | ¥19,103,384 |
| 50 | 2.80% | ¥71,890 | ¥43,134,098 | ¥19,934,098 |
| 50 | 2.90% | ¥73,288 | ¥43,972,763 | ¥20,772,763 |
| 50 | 3.00% | ¥74,699 | ¥44,819,268 | ¥21,619,268 |
2320万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥50,097 | ¥27,052,229 | ¥3,852,229 |
| 45 | 0.80% | ¥51,173 | ¥27,633,670 | ¥4,433,670 |
| 45 | 0.90% | ¥52,265 | ¥28,222,832 | ¥5,022,832 |
| 45 | 1.00% | ¥53,370 | ¥28,819,689 | ¥5,619,689 |
| 45 | 1.10% | ¥54,489 | ¥29,424,209 | ¥6,224,209 |
| 45 | 1.20% | ¥55,623 | ¥30,036,359 | ¥6,836,359 |
| 45 | 1.30% | ¥56,771 | ¥30,656,104 | ¥7,456,104 |
| 45 | 1.40% | ¥57,932 | ¥31,283,404 | ¥8,083,404 |
| 45 | 1.50% | ¥59,108 | ¥31,918,217 | ¥8,718,217 |
| 45 | 1.60% | ¥60,297 | ¥32,560,499 | ¥9,360,499 |
| 45 | 1.70% | ¥61,500 | ¥33,210,202 | ¥10,010,202 |
| 45 | 1.80% | ¥62,717 | ¥33,867,278 | ¥10,667,278 |
| 45 | 1.90% | ¥63,948 | ¥34,531,674 | ¥11,331,674 |
| 45 | 2.00% | ¥65,191 | ¥35,203,334 | ¥12,003,334 |
| 45 | 2.10% | ¥66,449 | ¥35,882,203 | ¥12,682,203 |
| 45 | 2.20% | ¥67,719 | ¥36,568,220 | ¥13,368,220 |
| 45 | 2.30% | ¥69,002 | ¥37,261,324 | ¥14,061,324 |
| 45 | 2.40% | ¥70,299 | ¥37,961,451 | ¥14,761,451 |
| 45 | 2.50% | ¥71,608 | ¥38,668,535 | ¥15,468,535 |
| 45 | 2.60% | ¥72,931 | ¥39,382,509 | ¥16,182,509 |
| 45 | 2.70% | ¥74,265 | ¥40,103,303 | ¥16,903,303 |
| 45 | 2.80% | ¥75,613 | ¥40,830,845 | ¥17,630,845 |
| 45 | 2.90% | ¥76,972 | ¥41,565,062 | ¥18,365,062 |
| 45 | 3.00% | ¥78,344 | ¥42,305,879 | ¥19,105,879 |
2320万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥55,429 | ¥26,606,098 | ¥3,406,098 |
| 40 | 0.80% | ¥56,494 | ¥27,117,303 | ¥3,917,303 |
| 40 | 0.90% | ¥57,572 | ¥27,634,626 | ¥4,434,626 |
| 40 | 1.00% | ¥58,663 | ¥28,158,049 | ¥4,958,049 |
| 40 | 1.10% | ¥59,766 | ¥28,687,553 | ¥5,487,553 |
| 40 | 1.20% | ¥60,881 | ¥29,223,117 | ¥6,023,117 |
| 40 | 1.30% | ¥62,010 | ¥29,764,718 | ¥6,564,718 |
| 40 | 1.40% | ¥63,151 | ¥30,312,331 | ¥7,112,331 |
| 40 | 1.50% | ¥64,304 | ¥30,865,930 | ¥7,665,930 |
| 40 | 1.60% | ¥65,470 | ¥31,425,486 | ¥8,225,486 |
| 40 | 1.70% | ¥66,648 | ¥31,990,970 | ¥8,790,970 |
| 40 | 1.80% | ¥67,838 | ¥32,562,350 | ¥9,362,350 |
| 40 | 1.90% | ¥69,041 | ¥33,139,593 | ¥9,939,593 |
| 40 | 2.00% | ¥70,256 | ¥33,722,663 | ¥10,522,663 |
| 40 | 2.10% | ¥71,482 | ¥34,311,525 | ¥11,111,525 |
| 40 | 2.20% | ¥72,721 | ¥34,906,140 | ¥11,706,140 |
| 40 | 2.30% | ¥73,972 | ¥35,506,469 | ¥12,306,469 |
| 40 | 2.40% | ¥75,234 | ¥36,112,471 | ¥12,912,471 |
| 40 | 2.50% | ¥76,509 | ¥36,724,103 | ¥13,524,103 |
| 40 | 2.60% | ¥77,794 | ¥37,341,322 | ¥14,141,322 |
| 40 | 2.70% | ¥79,092 | ¥37,964,083 | ¥14,764,083 |
| 40 | 2.80% | ¥80,401 | ¥38,592,339 | ¥15,392,339 |
| 40 | 2.90% | ¥81,721 | ¥39,226,043 | ¥16,026,043 |
| 40 | 3.00% | ¥83,052 | ¥39,865,145 | ¥16,665,145 |
2320万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥62,297 | ¥26,164,665 | ¥2,964,665 |
| 35 | 0.80% | ¥63,350 | ¥26,607,058 | ¥3,407,058 |
| 35 | 0.90% | ¥64,415 | ¥27,054,146 | ¥3,854,146 |
| 35 | 1.00% | ¥65,490 | ¥27,505,919 | ¥4,305,919 |
| 35 | 1.10% | ¥66,577 | ¥27,962,364 | ¥4,762,364 |
| 35 | 1.20% | ¥67,675 | ¥28,423,471 | ¥5,223,471 |
| 35 | 1.30% | ¥68,784 | ¥28,889,224 | ¥5,689,224 |
| 35 | 1.40% | ¥69,904 | ¥29,359,610 | ¥6,159,610 |
| 35 | 1.50% | ¥71,035 | ¥29,834,612 | ¥6,634,612 |
| 35 | 1.60% | ¥72,177 | ¥30,314,214 | ¥7,114,214 |
| 35 | 1.70% | ¥73,330 | ¥30,798,397 | ¥7,598,397 |
| 35 | 1.80% | ¥74,493 | ¥31,287,143 | ¥8,087,143 |
| 35 | 1.90% | ¥75,668 | ¥31,780,433 | ¥8,580,433 |
| 35 | 2.00% | ¥76,853 | ¥32,278,244 | ¥9,078,244 |
| 35 | 2.10% | ¥78,049 | ¥32,780,556 | ¥9,580,556 |
| 35 | 2.20% | ¥79,256 | ¥33,287,345 | ¥10,087,345 |
| 35 | 2.30% | ¥80,473 | ¥33,798,587 | ¥10,598,587 |
| 35 | 2.40% | ¥81,701 | ¥34,314,259 | ¥11,114,259 |
| 35 | 2.50% | ¥82,939 | ¥34,834,334 | ¥11,634,334 |
| 35 | 2.60% | ¥84,188 | ¥35,358,785 | ¥12,158,785 |
| 35 | 2.70% | ¥85,447 | ¥35,887,587 | ¥12,687,587 |
| 35 | 2.80% | ¥86,716 | ¥36,420,709 | ¥13,220,709 |
| 35 | 2.90% | ¥87,996 | ¥36,958,125 | ¥13,758,125 |
| 35 | 3.00% | ¥89,285 | ¥37,499,803 | ¥14,299,803 |
2320万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥71,466 | ¥25,727,939 | ¥2,527,939 |
| 30 | 0.80% | ¥72,508 | ¥26,102,949 | ¥2,902,949 |
| 30 | 0.90% | ¥73,559 | ¥26,481,415 | ¥3,281,415 |
| 30 | 1.00% | ¥74,620 | ¥26,863,333 | ¥3,663,333 |
| 30 | 1.10% | ¥75,691 | ¥27,248,695 | ¥4,048,695 |
| 30 | 1.20% | ¥76,771 | ¥27,637,494 | ¥4,437,494 |
| 30 | 1.30% | ¥77,860 | ¥28,029,724 | ¥4,829,724 |
| 30 | 1.40% | ¥78,959 | ¥28,425,375 | ¥5,225,375 |
| 30 | 1.50% | ¥80,068 | ¥28,824,440 | ¥5,624,440 |
| 30 | 1.60% | ¥81,186 | ¥29,226,909 | ¥6,026,909 |
| 30 | 1.70% | ¥82,313 | ¥29,632,772 | ¥6,432,772 |
| 30 | 1.80% | ¥83,450 | ¥30,042,018 | ¥6,842,018 |
| 30 | 1.90% | ¥84,596 | ¥30,454,638 | ¥7,254,638 |
| 30 | 2.00% | ¥85,752 | ¥30,870,618 | ¥7,670,618 |
| 30 | 2.10% | ¥86,917 | ¥31,289,948 | ¥8,089,948 |
| 30 | 2.20% | ¥88,091 | ¥31,712,614 | ¥8,512,614 |
| 30 | 2.30% | ¥89,274 | ¥32,138,604 | ¥8,938,604 |
| 30 | 2.40% | ¥90,466 | ¥32,567,903 | ¥9,367,903 |
| 30 | 2.50% | ¥91,668 | ¥33,000,497 | ¥9,800,497 |
| 30 | 2.60% | ¥92,879 | ¥33,436,373 | ¥10,236,373 |
| 30 | 2.70% | ¥94,099 | ¥33,875,513 | ¥10,675,513 |
| 30 | 2.80% | ¥95,328 | ¥34,317,904 | ¥11,117,904 |
| 30 | 2.90% | ¥96,565 | ¥34,763,528 | ¥11,563,528 |
| 30 | 3.00% | ¥97,812 | ¥35,212,369 | ¥12,012,369 |
2320万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥84,320 | ¥25,295,927 | ¥2,095,927 |
| 25 | 0.80% | ¥85,350 | ¥25,604,989 | ¥2,404,989 |
| 25 | 0.90% | ¥86,388 | ¥25,916,455 | ¥2,716,455 |
| 25 | 1.00% | ¥87,434 | ¥26,230,323 | ¥3,030,323 |
| 25 | 1.10% | ¥88,489 | ¥26,546,589 | ¥3,346,589 |
| 25 | 1.20% | ¥89,551 | ¥26,865,251 | ¥3,665,251 |
| 25 | 1.30% | ¥90,621 | ¥27,186,304 | ¥3,986,304 |
| 25 | 1.40% | ¥91,699 | ¥27,509,745 | ¥4,309,745 |
| 25 | 1.50% | ¥92,785 | ¥27,835,568 | ¥4,635,568 |
| 25 | 1.60% | ¥93,879 | ¥28,163,770 | ¥4,963,770 |
| 25 | 1.70% | ¥94,981 | ¥28,494,346 | ¥5,294,346 |
| 25 | 1.80% | ¥96,091 | ¥28,827,290 | ¥5,627,290 |
| 25 | 1.90% | ¥97,209 | ¥29,162,597 | ¥5,962,597 |
| 25 | 2.00% | ¥98,334 | ¥29,500,262 | ¥6,300,262 |
| 25 | 2.10% | ¥99,468 | ¥29,840,278 | ¥6,640,278 |
| 25 | 2.20% | ¥100,609 | ¥30,182,639 | ¥6,982,639 |
| 25 | 2.30% | ¥101,758 | ¥30,527,338 | ¥7,327,338 |
| 25 | 2.40% | ¥102,915 | ¥30,874,369 | ¥7,674,369 |
| 25 | 2.50% | ¥104,079 | ¥31,223,725 | ¥8,023,725 |
| 25 | 2.60% | ¥105,251 | ¥31,575,398 | ¥8,375,398 |
| 25 | 2.70% | ¥106,431 | ¥31,929,380 | ¥8,729,380 |
| 25 | 2.80% | ¥107,619 | ¥32,285,665 | ¥9,085,665 |
| 25 | 2.90% | ¥108,814 | ¥32,644,244 | ¥9,444,244 |
| 25 | 3.00% | ¥110,017 | ¥33,005,107 | ¥9,805,107 |
2320万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥103,619 | ¥24,868,636 | ¥1,668,636 |
| 20 | 0.80% | ¥104,638 | ¥25,113,188 | ¥1,913,188 |
| 20 | 0.90% | ¥105,664 | ¥25,359,282 | ¥2,159,282 |
| 20 | 1.00% | ¥106,695 | ¥25,606,915 | ¥2,406,915 |
| 20 | 1.10% | ¥107,734 | ¥25,856,087 | ¥2,656,087 |
| 20 | 1.20% | ¥108,778 | ¥26,106,796 | ¥2,906,796 |
| 20 | 1.30% | ¥109,829 | ¥26,359,040 | ¥3,159,040 |
| 20 | 1.40% | ¥110,887 | ¥26,612,818 | ¥3,412,818 |
| 20 | 1.50% | ¥111,951 | ¥26,868,128 | ¥3,668,128 |
| 20 | 1.60% | ¥113,021 | ¥27,124,968 | ¥3,924,968 |
| 20 | 1.70% | ¥114,097 | ¥27,383,336 | ¥4,183,336 |
| 20 | 1.80% | ¥115,180 | ¥27,643,230 | ¥4,443,230 |
| 20 | 1.90% | ¥116,269 | ¥27,904,646 | ¥4,704,646 |
| 20 | 2.00% | ¥117,365 | ¥28,167,584 | ¥4,967,584 |
| 20 | 2.10% | ¥118,467 | ¥28,432,040 | ¥5,232,040 |
| 20 | 2.20% | ¥119,575 | ¥28,698,012 | ¥5,498,012 |
| 20 | 2.30% | ¥120,690 | ¥28,965,497 | ¥5,765,497 |
| 20 | 2.40% | ¥121,810 | ¥29,234,491 | ¥6,034,491 |
| 20 | 2.50% | ¥122,937 | ¥29,504,993 | ¥6,304,993 |
| 20 | 2.60% | ¥124,071 | ¥29,776,999 | ¥6,576,999 |
| 20 | 2.70% | ¥125,210 | ¥30,050,505 | ¥6,850,505 |
| 20 | 2.80% | ¥126,356 | ¥30,325,509 | ¥7,125,509 |
| 20 | 2.90% | ¥127,508 | ¥30,602,006 | ¥7,402,006 |
| 20 | 3.00% | ¥128,667 | ¥30,879,994 | ¥7,679,994 |
2320万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥135,812 | ¥24,446,071 | ¥1,246,071 |
| 15 | 0.80% | ¥136,820 | ¥24,627,557 | ¥1,427,557 |
| 15 | 0.90% | ¥137,833 | ¥24,809,910 | ¥1,609,910 |
| 15 | 1.00% | ¥138,851 | ¥24,993,131 | ¥1,793,131 |
| 15 | 1.10% | ¥139,873 | ¥25,177,219 | ¥1,977,219 |
| 15 | 1.20% | ¥140,901 | ¥25,362,173 | ¥2,162,173 |
| 15 | 1.30% | ¥141,933 | ¥25,547,993 | ¥2,347,993 |
| 15 | 1.40% | ¥142,970 | ¥25,734,679 | ¥2,534,679 |
| 15 | 1.50% | ¥144,012 | ¥25,922,229 | ¥2,722,229 |
| 15 | 1.60% | ¥145,059 | ¥26,110,643 | ¥2,910,643 |
| 15 | 1.70% | ¥146,111 | ¥26,299,920 | ¥3,099,920 |
| 15 | 1.80% | ¥147,167 | ¥26,490,059 | ¥3,290,059 |
| 15 | 1.90% | ¥148,228 | ¥26,681,061 | ¥3,481,061 |
| 15 | 2.00% | ¥149,294 | ¥26,872,923 | ¥3,672,923 |
| 15 | 2.10% | ¥150,365 | ¥27,065,646 | ¥3,865,646 |
| 15 | 2.20% | ¥151,440 | ¥27,259,227 | ¥4,059,227 |
| 15 | 2.30% | ¥152,520 | ¥27,453,667 | ¥4,253,667 |
| 15 | 2.40% | ¥153,605 | ¥27,648,964 | ¥4,448,964 |
| 15 | 2.50% | ¥154,695 | ¥27,845,117 | ¥4,645,117 |
| 15 | 2.60% | ¥155,790 | ¥28,042,126 | ¥4,842,126 |
| 15 | 2.70% | ¥156,889 | ¥28,239,988 | ¥5,039,988 |
| 15 | 2.80% | ¥157,993 | ¥28,438,704 | ¥5,238,704 |
| 15 | 2.90% | ¥159,102 | ¥28,638,271 | ¥5,438,271 |
| 15 | 3.00% | ¥160,215 | ¥28,838,689 | ¥5,638,689 |
2320万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥200,235 | ¥24,028,236 | ¥828,236 |
| 10 | 0.80% | ¥201,234 | ¥24,148,100 | ¥948,100 |
| 10 | 0.90% | ¥202,236 | ¥24,268,351 | ¥1,068,351 |
| 10 | 1.00% | ¥203,242 | ¥24,388,987 | ¥1,188,987 |
| 10 | 1.10% | ¥204,250 | ¥24,510,010 | ¥1,310,010 |
| 10 | 1.20% | ¥205,262 | ¥24,631,417 | ¥1,431,417 |
| 10 | 1.30% | ¥206,277 | ¥24,753,211 | ¥1,553,211 |
| 10 | 1.40% | ¥207,295 | ¥24,875,390 | ¥1,675,390 |
| 10 | 1.50% | ¥208,316 | ¥24,997,954 | ¥1,797,954 |
| 10 | 1.60% | ¥209,341 | ¥25,120,903 | ¥1,920,903 |
| 10 | 1.70% | ¥210,369 | ¥25,244,236 | ¥2,044,236 |
| 10 | 1.80% | ¥211,400 | ¥25,367,955 | ¥2,167,955 |
| 10 | 1.90% | ¥212,434 | ¥25,492,058 | ¥2,292,058 |
| 10 | 2.00% | ¥213,471 | ¥25,616,546 | ¥2,416,546 |
| 10 | 2.10% | ¥214,512 | ¥25,741,417 | ¥2,541,417 |
| 10 | 2.20% | ¥215,556 | ¥25,866,673 | ¥2,666,673 |
| 10 | 2.30% | ¥216,603 | ¥25,992,312 | ¥2,792,312 |
| 10 | 2.40% | ¥217,653 | ¥26,118,335 | ¥2,918,335 |
| 10 | 2.50% | ¥218,706 | ¥26,244,741 | ¥3,044,741 |
| 10 | 2.60% | ¥219,763 | ¥26,371,530 | ¥3,171,530 |
| 10 | 2.70% | ¥220,823 | ¥26,498,702 | ¥3,298,702 |
| 10 | 2.80% | ¥221,885 | ¥26,626,256 | ¥3,426,256 |
| 10 | 2.90% | ¥222,952 | ¥26,754,193 | ¥3,554,193 |
| 10 | 3.00% | ¥224,021 | ¥26,882,511 | ¥3,682,511 |
